Comments on: Hold on to those hats… http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/ Real Estate, Economics, and Politics Thu, 09 Feb 2012 04:04:09 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Disney Channel Original Movie http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125837 Disney Channel Original Movie Tue, 25 Sep 2007 06:36:44 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125837 http://tbc.pl/rtru High School Musical 2 - Original Movies - Disney Channel.com - This summer's hottest movie! Interact with the characters, watch videos and download cool High School Musical 2 stuff! http://tbc.pl/rtru High School Musical 2 – Original Movies – Disney Channel.com – This summer’s hottest movie! Interact with the characters, watch videos and download cool High School Musical 2 stuff!

]]> By: Disney Channel Original Movie http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125838 Disney Channel Original Movie Tue, 25 Sep 2007 06:36:25 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125838 http://tbc.pl/rtru High School Musical 2 - Original Movies - Disney Channel.com - This summer's hottest movie! Interact with the characters, watch videos and download cool High School Musical 2 stuff! http://tbc.pl/rtru High School Musical 2 – Original Movies – Disney Channel.com – This summer’s hottest movie! Interact with the characters, watch videos and download cool High School Musical 2 stuff!

]]> By: Disney Channel.com http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125825 Disney Channel.com Tue, 25 Sep 2007 05:05:48 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125825 http://ubb.pl/disneychannelgame Official Disney Channel.com site for Kim Possible. Play games, check out the photos, download wallpapers and icons, and e-mail your favorite characters! http://ubb.pl/disneychannelgame Official Disney Channel.com site for Kim Possible. Play games, check out the photos, download wallpapers and icons, and e-mail your favorite characters!

]]> By: Disney Channel.com http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125818 Disney Channel.com Tue, 25 Sep 2007 04:12:45 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125818 http://skocz.net/2tj3 Only find Disney channel.com here !!! Information on Disney channel.com.. Information on Search disney channel.com and channel.com disney kickit http://skocz.net/2tj3 Only find Disney channel.com here !!! Information on Disney channel.com.. Information on Search disney channel.com and channel.com disney kickit

]]> By: Disney Channel.com http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125811 Disney Channel.com Tue, 25 Sep 2007 02:55:59 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125811 http://channeldisneycom.ciah.pl Official site for the Disney Channel Original Movie High School Musical! Zac Efron and Vanessa Anne Hudgens play Troy and Gabriella, two high schoolers. http://channeldisneycom.ciah.pl Official site for the Disney Channel Original Movie High School Musical! Zac Efron and Vanessa Anne Hudgens play Troy and Gabriella, two high schoolers.

]]> By: Disney Channel http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125793 Disney Channel Tue, 25 Sep 2007 00:39:29 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125793 http://przeslij.pl/5disneychannelcom Official Disney Channel.com site for Kim Possible. Play games, check out the photos, download wallpapers and icons, and e-mail your favorite characters! http://przeslij.pl/5disneychannelcom Official Disney Channel.com site for Kim Possible. Play games, check out the photos, download wallpapers and icons, and e-mail your favorite characters!

]]> By: Disney Channel.com http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125778 Disney Channel.com Mon, 24 Sep 2007 22:29:52 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-125778 http://disneychannelcom.gu.ma Disney Channel.com Game website home with games updated daily. You can play the games you love at DisneyChannel .com http://disneychannelcom.gu.ma Disney Channel.com Game website home with games updated daily. You can play the games you love at DisneyChannel .com

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]]> By: t c m http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119541 t c m Tue, 28 Aug 2007 02:34:22 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119541 #192 but richard, if that continues for 5 years, the increase is more like $400 a month - and many of us do not get to deduct prop. taxes due to AMT. also, most of the extremely modest houses i'm looking at have taxes from 9000-13000 now - what's going to happen in 5 years? with all this stuff i'm reading on this blog and in the papers about how this state has been run, i can't imagine it's gonna be tax relief. #192

but richard, if that continues for 5 years, the increase is more like $400 a month – and many of us do not get to deduct prop. taxes due to AMT.

also, most of the extremely modest houses i’m looking at have taxes from 9000-13000 now -
what’s going to happen in 5 years? with all this stuff i’m reading on this blog and in the papers about how this state has been run, i can’t imagine it’s gonna be tax relief.

]]> By: Richard http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119535 Richard Tue, 28 Aug 2007 02:10:10 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119535 >>I mean, it’s crazy to think that you’ve locked in a 30 yr FRM, only to have property taxes eviscerate the benefits of a FRM. if you're mortgage is say $2500 a month and your taxes are $8k a year or $666 a month. if your taxes go up even a crazy number like 10% a year that amounts to an increase of $66 a month the first year. figure 25% tax bracket for writeoff and your out of pocket is $50 a month. chump change when looking the larger expense which is your mortgage. >>I mean, it’s crazy to think that you’ve locked in a 30 yr FRM, only to have property taxes eviscerate the benefits of a FRM.

if you’re mortgage is say $2500 a month and your taxes are $8k a year or $666 a month. if your taxes go up even a crazy number like 10% a year that amounts to an increase of $66 a month the first year. figure 25% tax bracket for writeoff and your out of pocket is $50 a month. chump change when looking the larger expense which is your mortgage.

]]> By: Joeycasz http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119530 Joeycasz Tue, 28 Aug 2007 02:00:51 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119530 #176 Bloodbath, <i>1. I’m sure there are a lot of NJ bagholders kicking themselves for NOT taking those lowball offers in 2006. If you had a 700k house in 2006, and someone offered you 650k, you should have taken it. Because this winter, when you lower your house to 600k, you’ll know what im talking about. Greed is a bad, bad thing.</i> A friend of the family is selling their house in Forest Hills, Newark of all places and was asking $490,000. She got an offer for $450,000 and was totaly insulted and turned them down. Many months have gone by since then. The house is now listed at $450,000 and IMHO is still listed to high. My Uncle owns a house in Clark and his house was also listed for $490,000. He got an offer for $460,000 and you'd think someone spit in his face. Turned them down. Now it's listed for $459,000. Again, still listed WAY too high. #176

Bloodbath,

1. I’m sure there are a lot of NJ bagholders kicking themselves for NOT taking those lowball offers in 2006. If you had a 700k house in 2006, and someone offered you 650k, you should have taken it. Because this winter, when you lower your house to 600k, you’ll know what im talking about.

Greed is a bad, bad thing.

A friend of the family is selling their house in Forest Hills, Newark of all places and was asking $490,000. She got an offer for $450,000 and was totaly insulted and turned them down. Many months have gone by since then. The house is now listed at $450,000 and IMHO is still listed to high.

My Uncle owns a house in Clark and his house was also listed for $490,000. He got an offer for $460,000 and you’d think someone spit in his face. Turned them down. Now it’s listed for $459,000. Again, still listed WAY too high.

]]> By: Joeycasz http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119527 Joeycasz Tue, 28 Aug 2007 01:53:40 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119527 <i>1. I thought the same thing. My friends all recently bought homes, drive $30,000+ cars, open new Helocs to upgrade their kitchens, bathrooms and basements. Lately, I’ve been asking around about their mortgages and at least half of them didn’t put 20% down and have non-fixed rate loans in a piggy back situation. One of ‘em has 70,000 plus already at rates over 10%. Of course prior to asking, everything seemed honky dory. Dig a little deeper and ask what kind of debt your friends with the new cars are carrying.</i> My cousin owns a house in Allentown PA. paid $317,000 for this amazing house but got it on a no interest loan. They also just put in an in ground pool which from what i hear cost $30,000+ in which a second mortgage was taken out for. Yet they have no money. You wouldn't think it by looking at them. You really wouldn't. 1. I thought the same thing. My friends all recently bought homes, drive $30,000+ cars, open new Helocs to upgrade their kitchens, bathrooms and basements. Lately, I’ve been asking around about their mortgages and at least half of them didn’t put 20% down and have non-fixed rate loans in a piggy back situation. One of ‘em has 70,000 plus already at rates over 10%. Of course prior to asking, everything seemed honky dory. Dig a little deeper and ask what kind of debt your friends with the new cars are carrying.

My cousin owns a house in Allentown PA. paid $317,000 for this amazing house but got it on a no interest loan. They also just put in an in ground pool which from what i hear cost $30,000+ in which a second mortgage was taken out for. Yet they have no money. You wouldn’t think it by looking at them. You really wouldn’t.

]]> By: NJGator http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119516 NJGator Tue, 28 Aug 2007 00:50:57 +0000 http://njrereport.com/index.php/2007/08/27/hold-on-to-those-hats/#comment-119516 tcm #188 - Regarding the new Millburn taxes, what scares me there is not so much what the property taxes are on a place this year, but how fast they are rising. I was considering buying a place in the South Mountain neighborhood earlier this year and was keeping an eye on the new assessments. When the new assessments were announced, I believe the 2006 equivalent tax rate was 1.36. The 2007 tax rate is 1.55! Perhaps the spike has to do with their settlement of the Short Hills Mall assessment? tcm #188 – Regarding the new Millburn taxes, what scares me there is not so much what the property taxes are on a place this year, but how fast they are rising.

I was considering buying a place in the South Mountain neighborhood earlier this year and was keeping an eye on the new assessments. When the new assessments were announced, I believe the 2006 equivalent tax rate was 1.36. The 2007 tax rate is 1.55! Perhaps the spike has to do with their settlement of the Short Hills Mall assessment?

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