There is no expert in this market! You only see winner or loser.

so true~ it’s not the baby that takes up the space — it’s the stroller, changing table, stuff stuff and more stuff.

sl

At least pay off the student loan debt. The credit card debt can be reduced through bankruptcy if it comes to that but student loan debt will follow you for the rest of your life.

It is always good to have a few months expenses in cash as savings if something unexpected happens. Once you have some savings and the student load paid off then I would worry about the Credit Card debt. At 3.5% its not like the interest is killing you.

TV update: Found a fantastic deal for a midrange Samsung SALN32A450 LN32A450 720p 32″ High-Definition LCD TV. $569 shipped free from B&H and no tax since I ordered it online. 1080P would have cost at least $850 and not really worth it on a sub 40″ set.

ChiFi: If you have an out on your current lease, do it ASAP. Speaking from experience, your wife will need your assistance exponentially more often towards the final two months of her pregnancy. Once the egg hatches, you will realize that the need for more space is nill until the chickadee goes mobile at around a year. Obviously, rent again and negotiate like one of Madoff’s lawyers.

G’night ya’all and happy Chinese New Year to the masters of our destiny.

Maybe split the difference. Pay off a bunch and put the rest into CDs at a bank you do not currently use. If worse comes to worse you then have some cash on hand. Of course, if worse does turn into worst, if it were I, I would not want to have ANY debt.

Heck, by the 70s it had grown fra larger than when I had started going there (back in the days when we walked to school in 3′ of snow (uphill both ways) even for summer school).

I just got my annual bonus which is giving me the option to either pay off almost all my debt but I’m not sure if I should or not in this kind of economic climate. I have one CC with an outstanding balance of $12k (3.49% fixed APR until paid off) and a student loan balance of $2500 (4.7% interest rate).

I can easily pay off all the debt but with the gov’t throwing money at everything these days, would I miss out on my bailout money by being responsible and paying off my debt. My heart tells me to just pay it all off but my head’s telling me to hold onto the cash.

I was in there last week for the first time in 6 or 7 years. It’s much bigger then it was back in the 70′s. Still good eats though. It’s actually one of the things I miss most about monmouth county.

As kids, the apple-cider doughnuts were our biggest treat. They also had on of those indoor glass hives where one could watch the bees working. I remember when the place would fit in the first floor of our house. It has grown a bit since then.

When you check out Colts Neck, make sure to stop at Delicious Orchards. Awesome pies and donuts. Oh, the fruit is good too.

Crazy small world. I was actually going to recommend that place on Cooper. We looked at it when it first came on the market. It’s right across from the elementary school where we vote. I’ve heard very good things about Fairview elementary as well.We rent a place not too far away on Kings Highway E.

I see it’s now listed at 549K, when we went in, it was 599K. Yea, its going to be tough to find a renter for $2700.

Best of luck in your search it seems we are on a similar wavelength, but we are focused on Oak Hill/Chapel Hill since the wifey goes to the city and we really love our daycare provider. Let me know if you see something interesting.