Snowmageddon Open Discussion

This is the time and place to post observations about your local areas, comments on news stories or the New Jersey housing market, open house reports, etc. If you have any questions you wanted to ask earlier in the week but never posted them up, let’s have them. Also a good place to post suggestions, requests for information, criticism, and praise.

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772 Responses to Snowmageddon Open Discussion

  1. Al "The Thermostat" Gore says:

    Off to work because somebody gots to pay those hungry mouths on that welfare.

  2. Al "The Thermostat" Gore says:

    US senator warns of ‘financial meltdown’ risk

    The US is heading for a debt-driven “financial meltdown” within five to seven years, according to Judd Gregg, the outgoing Republican senator for New Hampshire.

    In a robust and at times testy video interview for the Financial Times’s View from DC series, Mr Gregg also complimented China for showing rising alarm about the US’s mounting levels of public debt.

    http://www.ft.com/cms/s/0/d618a9a4-225b-11df-a93d-00144feab49a.html?nclick_check=1

    Were not going to last 5 years. Get that was started in the Middle East and its over.

  3. Al "The Thermostat" Gore says:

    Billionaire financier Jim Rogers has predicted that the British Pound could completely collapse within weeks, sending shockwaves throughout the global economy and heralding the beginning of a downturn that would make the recent economic crisis look tame in comparison.

    “Other currencies aren’t strong and the Euro has real problems, with cracks much wider than Greece beginning to show,” Rogers said. “But it’s the Pound that’s most vulnerable. In real terms, it’s already devalued against virtually every currency barring the Zimbabwean dollar and it’s especially exposed over the weeks running up to the UK election. In a basket of currencies, the Pound is potentially a basket case. And that will put Britain in an extremely bad position for the shakedown.”

    “The last few months have seen a ‘false bounce’, shorn up by massive short-term injections of government underwriting,” Rogers, the former business partner of George Soros, said. “But it can’t last. We’ve been applying temporary sticking plasters, not long-term cures. Later this year we’ll see the start of the real recession, with more Lehman-scale disasters and a fallout which won’t stop until the underlying malaise is genuinely cured.” he added.
    http://jimrogers-investments.blogspot.com/

  4. Al "The Thermostat" Gore says:

    (CBS) “60 Minutes” has obtained an FBI videotape showing a Defense Department employee selling secrets to a Chinese spy for cash. The video, which has never been made public before, offers a rare glimpse into the secretive world of espionage and illustrates how China’s spying may now pose the biggest espionage threat to the U.S.
    http://www.cbsnews.com/stories/2010/02/25/60minutes/main6242498.shtml

    The looting continues by our criminal rogue government.

  5. Cindy says:

    http://online.wsj.com/article/SB10001424052748704625004575089072736974024.html?mod=WSJ_hpp_MIDDLTopStories

    Snowmageddon

    “Icy Storm Hits Northeast”
    So you have the wind on top of everything else…Man.

  6. Shore Guy says:

    Cindy,

    True, but we are close to Manhattan.

  7. Shore Guy says:

    I aam waiting for the following headline:

    Topeka RE agents warn of impending double-digit home price increases. Cite proximity to Manhattan, KS. “There is just something about that name,” said I.M. Putz, Topeka RE Board chairman, “anything within 100 miles of it just keeps going up. This makes it a great time to buy.”

  8. House Whine says:

    8- Yes, but who doesn’t love a good workout of shoveling at 7:30 a.m.? Followed by a hot cup of cocoa it ain’t all that bad. But this white stuff is getting old really quick and making us all a bit cranky.

  9. Cindy says:

    http://www.mercurynews.com/top-stories/ci_14470806?nclick_check=1

    California Assembly Passes Resolution for Cuss Free Week

    Give me a fcuking break!

  10. Shore Guy says:

    Cindy,

    Also, the quantity of snow blanketing the region does not matter because recors WS bonuses provide a warming glow to the tri-state area.

  11. Shore Guy says:

    Sleigh bells ring
    Are you listening

  12. freedy says:

    states going broke and they are worried about
    cussing. perhaps civil disorder may be coming.

    cuss about that and the repo man for the house,cars,cc,and office buildings .

    but its ok, barry will come thru

  13. Cindy says:

    “..powerful dose of wet snow…”

    @ 11 – House

    Well enjoy your 7:30 AM exercise regime
    and whatever you do, don’t cuss!

  14. gary says:

    Shore Guy,

    No, you’re wrong, we are close to Bergen County.

  15. avatar says:

    AP Starts Running Editorials on the Deficit As News Stories

    AP broke with standard news practices by circulating what can only be considered an opinion piece on the deficit as a news story. The article exclusively presents the views of deficit hawks and misrepresents many fundamental issues about the budget.

    After noting the Greek budget crisis, the second sentence tells readers: “In the world’s largest economic and military power, there’s a far more serious debt dilemma.”

    The piece continues:

    “For the U.S., the crushing weight of its debt threatens to overwhelm everything the federal government does, even in the short-term, best-case financial scenario — a full recovery and a return to prerecession employment levels.

    The government already has made so many promises to so many expanding “mandatory” programs. Just keeping these commitments, without major changes in taxing and spending, will lead to deficits that cannot be sustained.

    Take Social Security, Medicare and other benefits. Add in interest payments on a national debt that now exceeds $12.3 trillion. It all will gobble up 80 percent of all federal revenues by 2020, government economists project.”

    Actually, if there is a full economic recovery, there is absolutely nothing in the next decade that suggests that the deficit will not be sustainable. The United States has experienced higher debt to GDP ratios in the past and other countries, like Japan and Italy, already have higher debt to GDP ratios. There is no one cited in the article who makes the assertion that the debt to GDP ratio will be unsustainable in the short-term. In other words, this strong assertion is entirely the invention of AP.

    The article implies that there is something especially troubling about Social Security, Medicare and other entitlement programs, plus interest, taking up 80 percent of tax revenue. These programs involve the vast majority of what the government does. It’s sort of like car sales taking up the bulk of Ford’s revenue. Ford is a car company. In the United States we have chosen to run a retirement program (Social Security), a retiree health program (Medicare), a low-income health program (Medicaid), along with unemployment insurance and several other items through the government. Most other areas have been left to the private sector. The article apparently disapproves of this decision, but that doesn’t make it a crisis.

    The article also includes the statement: “The Social Security system, the biggest social spending program, has begun paying out more in benefits than it collects in payroll taxes. For the past quarter-century, Social Security had produced a surplus that helped finance the rest of the government.”

    There is nothing problematic about Social Security paying out more in benefits than it collects in taxes, this was exactly the point of building up the Social Security trust fund. The tax rate was deliberately set at a level higher than necessary to pay current benefits to help defray the cost of the baby boomers retirement. This means that the program would at some point start paying out more in benefits than it collects in taxes. The alternative case would imply that we raised the dedicated Social Security tax to finance the defense budget. No public figure has claimed that this was the point of the 1983 increase in Social Security taxes.

    The article also implies that the $1.3 trillion 2010 deficit is due to profligate spending rather than an economic crisis caused by the collapse of the housing bubble:

    “The budget he submitted to Congress this month proposes record spending of $3.8 trillion for 2011. Taxes in next year’s budget will support only $2.5 trillion of that spending, leaving $1.3 trillion to be borrowed.

    The president’s budget is a best-case outlook, from the administration’s vantage point.

    It doesn’t take into account future liabilities from the growth of entitlement benefits and is based on projected economic growth that depends on a solid recovery.”

    In fact, given the weakness of the economy, there would be no point in trying to reduce the deficit from the levels projected for 2011. This would lead to higher unemployment. Also, contrary to the article’s assertion, the baseline growth projection for 2010 and 2011 is extremely weak, around 2.5 percent. Usually, when the economy has a severe downturn the economy grows very rapidly in the recovery — around 6 -8 percent. So, this is absolutely not a “best-case outlook.”

    Finally, the piece confuses the budget deficit and trade deficit, telling readers: “The U.S. debt crisis also raises the question of how long the world’s leading power can remain its largest borrower.” The U.S. is the world’s largest borrower because it has an over-valued dollar. The budget deficit has no direct impact on how much the government borrows internationally. Remarkably, the over-valued dollar is not mentioned once in this article.

    Given the over-valuation of the dollar, the United States must have either a large budget deficit or very-low private savings, or extremely high unemployment. This is an accounting identity. People who report on the economy for AP should know this.

    –Dean Baker

  16. freedy says:

    how is the spring selling season looking?

    i’m glad i unloaded my joint

  17. grim says:

    Snowmageddon hits AIG.

  18. freedy says:

    why is aig still in business?

  19. Dissident HEHEHE says:

    I’ve been informed if I go to work today I get a comp day…hmmm

  20. Sean says:

    Freedy – wait till we find out about the bonuses again at AIG last year around march it was 450 million how much will it be this year a billion?

  21. Cindy says:

    http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aip0Cix5ABew

    Let’s team up and buy a bank. If you can’t beat um – join um.

    I vote for Grim as our CEO.

  22. freedy says:

    this prick of a company has taken in 180 billion from the US taxpayer.

    what a disgrace

  23. Final Doom says:

    Looks like the anteroom of oblivion out there.

    I think I will go drive around.

  24. d2b says:

    Cindy-
    The banking system has been around forever and banking is still a good business. This crap we have now is the problem. For me, the con started when we were told that not saving the banks would trigger a collapse. I don’t buy it. New banks would have moved into their place.
    Our business has a history of working with small communtiy banks. Problem is that the big can’t stay afloat without buying little profitable banks.

  25. gary says:

    The Federal Deposit Insurance Corp. is developing a program to test whether cutting the mortgage balances of distressed borrowers who owe significantly more than their homes are worth is an effective method for saving homeowners from foreclosure. “We’re thinking about it in terms of earned principal forgiveness. If you stay current on your mortgage, you would earn a principal reduction. It would only be for loans significantly underwater,” said FDIC Chairman Sheila C. Bair.

    Speechless…

  26. freedy says:

    the feds are going to try to save housing at any cost ,including screwing those who pay the bills on time.

    Reason: without housing we could be finished

  27. Dissident HEHEHE says:

    “We’re thinking about it in terms of earned principal forgiveness”

    Foreclosure’s + Bulldozers = better solution

  28. smathers says:

    Irresponsible realtor? drugs? Someone explain? Looks like $599,000 to me.

    http://www.trulia.com/property/3003561162–Clinton-Ave-Montclair-NJ-07042

  29. 3b says:

    #30 We are finished either way.

  30. Sean says:

    re: #26 – Cindy interesting how Congress has nearly abrogated it’s duty to deal with this mess.

    Read this one on CDS.

    http://www.marketwatch.com/story/noose-tightens-on-the-credit-default-swap-market-2010-02-25?siteid=rss

  31. gary says:

    I have to bite my f*cking tongue more times than not. This administration, highlighted by that arrogant, condescending narcissist and his band of patronizing pretenders is an outright embarrassment. Yesterday’s display of 4th grade show and tell has made us a laughing stock to the rest of the world.

  32. I think I will go drive around.

    Am I the only one who oddly enjoys driving in the snow during the early morning hours? Honestly, the quietness and stillness of the world at 5 AM during a snowstorm is a beautiful thing to be driving in.

    … it might just be me though.

  33. Juice Box Sean says:

    Snowmageddon for sure.

    Just talked to my sister lives upstate, well over 3 feet of snow new snow with drifts, and they have no power or heat, she is about to pop too about 4 weeks from her due date.

    My retired Uncle and Aunt who live up near Windam Mountain had to pay some snow plow guy $300 to clear their driveway.

  34. House Whine says:

    16- Yes, there is something beautiful about the quiet and the snow. But I like to talk a walk, not drive. I don’t trust the other drivers enough. I bet the supermarkets are empty!

  35. Cindy says:

    34 – Sean – Thanks!

    Just more blah, blah, blah…all talk.
    I have yet to see anyone in this administration DO anything.

    Just read that the bank heads are returning for more testimony – what a friggin joke. More blah, blah, blah.

  36. House Whine says:

    39- Obama is so caught up in the healthcare issue that everything else seems to have fallen by the wayside. It’s really pathetic at this point. He just runs with his own agenda which is fine but not when the economy is falling apart. For this I cannot forgive him. And I voted for him.

  37. 3b says:

    #35 And absolutely nothing was accomplished, nothing at all. Although I have to say Barack has aged over the last year.

  38. 3b says:

    #36 I like to walk. You can never have too much milk.

  39. #39 – I have yet to see anyone in this administration DO anything.

    That’s sooo not fair. Timmy has been taking Jamie and Llyod’s calls!
    Why, he’s been following directions to the letter.

  40. Final Doom says:

    freedy (30)-

    If they pass that program, housing is finished for 40 years or more.

  41. safeashouses says:

    #29 Gary,

    Instead of buying a house we couldn’t afford or would have been streesed to make the payments, we have now collectively bought millions of them.

  42. Final Doom says:

    Cindy (39)-

    The gubmint is doing a lot…to help the banksters r@pe us for what crumbs we have left.

    Second Gary on that heatlhcare dog & pony yesterday. I think before they start one of these confabs, every participant should step up to the microphone and state for the record exactly which corporate interest has bought him off and owns his vote forever.

  43. Final Doom says:

    Healthcare is dead. Just like bank reform, they will talk it to death, do nothing and the US will continue to descend into Third World hell.

  44. 3b says:

    gary: Here is nice POS cape for you, and its now 400K instead of 500K And the taxes are only 10K a year. The shower does not work, but so what who cares, people in blue ribbon train towns don’t smell.

    http://www.njmls.com/listings/index.cfm?action=dsp.info&mlsnum=1007347&countysearch=false

  45. john says:

    Funny, I am at work, all of wall street is at work, yet everyone else is off today.

  46. House Whine says:

    47- I can’t take these guys in Congress seriously about the pros/cons of reform in healthcare when they apparently have the Cadillac of healthcare plans themselves. So it’s my understanding that whatever they pass won’t affect them or their families at all. How did we as a nation allow such hypocrisy? And the endless blather and arguing over this issue seems to have gotten us nowhere anywhere for a year. Just my 2 cents.

  47. 3b says:

    #50 I am on Wall St, and I am off today, and so are others I know (wall st), who are off today. It is called laptops. Stop with this nonsense of wall st tough guys. Most of them are a bunch of sissies, crying and begging for bailouts.

  48. #50 – Stock it you knuckled head. I was just on the trade floor. All you wusses are still in Greenwich sleeping.

  49. Final Doom says:

    3b (49)-

    That house isn’t worth the diesel for the bulldozer that would tear it down.

  50. Final Doom says:

    whine (51)-

    It’s a diversion and a show. It’s been long-ago decided that they won’t actually do anything other than allowing the systematic r@pe and destruction of the middle class to continue until we are all homeless, sick and penniless.

  51. Shore Guy says:

    ““We’re thinking about it in terms of earned principal forgiveness.”

    Huh, I always thought one “earned principal” by making payments sufficient to cover interest costs and any declining value of an asset one has borrowed to purchase. People understnd this with car payments, why not houses?

    Someone please remind me why we paid off our loan 20 yers early instead of buying toys and taking trips. I am having a hard time rationalizing prudence.

  52. Final Doom says:

    shore (56)-

    Face it. You fcuked up.

  53. Final Doom says:

    Giving away billions in “earned principal forgiveness” to deadbeats is a great way to drain wealth and disincentivize the few of us who are still motivated and honest, though.

  54. Shore Guy says:

    If someone told me 10 years ago that being debt free with a hord of cash was foolish, I would have thought they were delusional. Now? Heck, why do the right thing?

    Talk about a slippery slope.

  55. njescapee says:

    Doom, you should pitch a new line of Hallmark greeting cards. could be a winner. :-)

  56. Shore Guy says:

    I can see it now, “The new nihilist collection. Only at Hallmark. Get some! Before the world ends, tomorrow.”

  57. safeashouses says:

    #56 Shore Guy,

    Cause you are a schmuck. :P

    I have learned from you mistake and am just making minimum payments on my student loan. If the Big O forgives student loans, I now know how the family can afford a few international vacations.

  58. Shore Guy says:

    “Cause you are a schmuck”

    That is how it seems.

  59. Shore Guy says:

    I even paid off the student loans well before they were due.

    Debt free, productive, and with assets. I feel like such a failure.

  60. Anybody know a where to get a decent kitchen island for not that much?

  61. Cindy says:

    64 – Shore

    “Debt free, productive, and with assets. I feel like such a failure.”

    Welcome to “The New Normal.”

  62. freedy says:

    gov. paterson calls it a day not going to run

  63. 3b says:

    #54 Is it the broken shower, or the knotty wood pine that is causing you not to feel the love for that house?

  64. Final Doom says:

    tosh (65)-

    Go up to Bernardsville and rip one out of an abandoned house.

  65. Final Doom says:

    freedy (67)-

    Cuomo must’ve sent him a couple of primo 8-balls.

  66. Final Doom says:

    Next time we hear about Paterson will be when the drag him out of a crack house somewhere.

  67. Final Doom says:

    Like a blind Marion Barry.

  68. #69 – Lol, that would certainly cut down on the expense.

  69. Shore Guy says:

    Patterson was done the moment he caved into the legislature last year and agreed to a 9% budget increase and then described it as holding the line on spending. Maybe it was “holding the line” but only if Albany is somewhere in Wonderland.

  70. schabadoo says:

    “Icy Storm Hits Northeast”
    So you have the wind on top of everything else…Man.

    The wind was something else last night. Lost a big Beech tree into our brook last night. Well, looks like firewood is taken care of for next year.

  71. Shore Guy says:

    Has Paterson made an official statement or is it “from sources close to the Gov.”?

  72. Shore Guy says:

    schab,

    Now, if you could only get it to cut itself.

  73. Shore Guy says:

    Well, off to work.

  74. Essex says:

    A Low FICO — it’s the new black.

  75. john says:

    I don’t believe in work from home. However, pregant womeon, the elderly, handicapped people I am ok with it. Nancy boys who want to work from home let them, but don’t know how they can get work done with their BF slamming their rear end all day.

    However, I always find it funny the people who live the furthest, have driveways to shovel and kids at home never ask to work from home, it is always the younger people with no kids who live the closest to work and take public transportation.

    3b says:
    February 26, 2010 at 9:17 am
    #50 I am on Wall St, and I am off today, and so are others I know (wall st), who are off today. It is called laptops. Stop with this nonsense of wall st tough guys. Most of them are a bunch of sissies, crying and begging for bailouts.

  76. Yikes says:

    i couldn’t be happier with the purchase of my snowblower. will get its 4th (and hopefully) final use of the season.

    as soon as this damn snow stops, of course.

  77. WHYoung says:

    Regarding snowmageddon…

    Considering how amenity rich a lot of the housing is in this part of the country, I have never seen a heated driveway, like I have in the midwest and the rockies…

    Has anyone ever seen one around here?

  78. A.West says:

    3b, the realtor forgot to mention that there’s a beautiful river view from the breakfast nook – see that last photo?

  79. schabadoo says:

    Now, if you could only get it to cut itself.

    Yeah, I’m not sure if I’m properly equipped for some of this monster.

    With the weather lately, I won’t be looking at it for weeks anyway.

  80. Joe says:

    Al “The Thermostat” Gore said:
    Off to work because somebody gots to pay those hungry mouths on that welfare.

    Ah, yes, Wall Street and the Banksters.

    They took our welfare and we, the taxpayers, have to pay for it. Masters of the Universe my foot.

  81. Essex says:

    80. John I know you are acquainted with all things New York…but when you get out into flyover country and do something like — say Regional Sales Management (a former career here) you work remotely.

  82. Yikes says:

    My retired Uncle and Aunt who live up near Windam Mountain had to pay some snow plow guy $300 to clear their driveway.

    $300?!?! did that come with a rim job and free bag of mulch?

  83. Yikes says:

    Final Doom says:
    February 26, 2010 at 9:46 am

    tosh (65)- re: kitchen island

    Go up to Bernardsville and rip one out of an abandoned house.

    LOL!
    clot, really, do you have a comedy background?

  84. Rock! Rollins is doing spoken word at Irving Plaza on the 12th and 13th… Just got my tix

  85. chicagofinance says:

    john says:
    February 26, 2010 at 9:13 am

    Funny, I am at work, all of wall street is at work, yet everyone else is off today.

    JJ: I’m at work….and I DROVE to work….

  86. chicagofinance says:

    Kitchen Island sounds like a new reality TV show on the Food Network……

    toshiro_mifune says:
    February 26, 2010 at 9:40 am
    Anybody know a where to get a decent kitchen island for not that much?

  87. john says:

    chifi, so did I, but just to train, which is why I sprung for X drive. Left 4×4 by home as that is for sissies. Real men drive all wheel drive German cars in the snow.

    Chifi, damm GMAC bonds keep getting good news. Paid for my 3rd row Jets PSLs like 3 times over. Damm Giants called me today with 6th row seats. I was PO’d. I need another BS bond to pop 100% by next week to pay for them, if I want them, what do you got for me?

  88. d2b says:

    I work from home for now. I’m out real soon. Kid and wife can not grasp the concept. Plus I wonder around the house when I’m on the phone. It will be much more productive to rent an office.

  89. Sean says:

    Slip sliding away…..

    Feb. 26 (Bloomberg) — Sales of previously owned U.S. homes unexpectedly declined in January for a second month, signaling the government’s extension of a tax credit is being limited by a lack of job growth.

    Purchases fell 7.2 percent, the second-largest decline ever, to an annual pace of 5.05 million, the National Association of Realtors said today in Washington. In December, sales decreased a record 16.2 percent. The median sales price was unchanged from the same month last year, the group said.

    http://www.bloomberg.com/apps/news?pid=20601087&sid=aVhjw_gNnCkw

  90. chicagofinance says:

    JJ: Shoveled down the driveway to my A4. Got in and drove off….regular commute today, except less traffic….

  91. Anon E. Moose says:

    178.3b says:
    February 25, 2010 at 1:36 pm
    #176 Oh many of us were underwater, and big time, with our 20% down pymts wiped out and more. We stayed and paid, because that was what we were supposed to do.

    I’ll chalk that up to the ‘sunk cost’ fallacy that many people fall victim to. Those that put down 20% kept paying because they couldn’t bear to ‘lose’ it; even though it was already lost, just not realized.

    On the other hand, zero-down rent-to-own home-loaners have no such attachment.

  92. john says:

    Audi, smart move, looks like you are not fleecing your clients.

    chicagofinance says:
    February 26, 2010 at 10:37 am
    JJ: Shoveled down the driveway to my A4. Got in and drove off….regular commute today, except less traffic….

  93. Stu says:

    Tosh,

    Build the island. But don’t bother if your kitchen isn’t large enough for it. In my next home search, I’ve seen the flow of many kitchens ruined by these things.

  94. Nicholas says:

    http://www.mercurynews.com/top-stories/ci_14470806?nclick_check=1

    California Assembly Passes Resolution for Cuss Free Week

    Give me a fcuking break!

    Cindy,

    I did some background searching and it appears to me that this is just the first move by California legislature.

    Step 1: Ban curses for a week.
    Step 2: Pass legislation raising taxes.
    Step 3: Fire 1/2 state empoyees.
    Step 4: Fine everyone who curses.
    Step 5: Balance Budget.

  95. gary says:

    safeashouses,

    You are exactly right. We own millions of homes now to give people the right to earn principal forgiveness. While Rome burned….

  96. gary says:

    3b,

    Actually, those people should raise the price tag on that hole to $599,000. A really good con man (realtor) can always find a sucker to “lowball” the seller and get the house at a bargain price of $510,500. Just think of that conversation when the stupid b@stards tell their friends and family they “stole” the house for about 90 grand less. They swindled them in 2000, hoodwinked them in 2005 and they’ll bamboozle them in 2010.

  97. #98 – I had thought about that, but I’m only renting and kind of want something portable(ish).

  98. SysAdmin says:

    Response to 7(SG).

    I am planning to take up a course in economics and major in “Getting Surprised”. That area seems to have a huge demand and scope at present and in forseeable future.

  99. Painhrtz says:

    Clot that was my advice to Tosh but you beat me to it.

    tosh find abandoned new construction should be some nice center islands sans counter top

  100. chicagofinance says:

    toshiro_mifune says:
    February 26, 2010 at 11:18 am
    #98 – I had thought about that, but I’m only renting and kind of want something portable(ish).

    ?

    Then go buy one of these…
    http://www.johnnyonthespot.com/

  101. morpheus says:

    snow day!
    Had an arbitration in Sussex county: naturally, the court house is closed. Work called at 8:20—they are closed.

    Thus, lots of snow removal.

    Then the household olympics: neighbor has a very steep driveway, thus, the boy and I did some sledding. He represented the USA and I decided to represent Canada. He won the gold because he almost became airborn after hitting the snowmound at the end of the course. After the snow mound is at least a 6′ drop. However, there is a large accumulation of snow at the bottom of the drop that would have broke his fall.

    Next up: fire up the grill, have a beer and try to get some work done.

    oh, BTW: a associate confronted the partners and told them that they had no right to stand in the way of my gun permit. He informed them that you can be anti-gun as much as you like, but you cannnot impede the gun permit. He also informed them that he will be applying for a gun permit (he has a pistol, think he is going for long gun permit) and asked the partners whether they also would refuse to fill out questionaire. They responded: YES!

    You cannot make this shit up!

  102. 3b says:

    #80 However, I always find it funny the people who live the furthest, have driveways to shovel and kids at home never ask to work from home, it is always the younger people with no kids who live the closest to work and take public transportation.

    Did not ask, was told we could, so why not. I love the people who struggle to get in, get in, than spend their whole day talking about how are they going to get home, and than leave early. Especially those wall st nancy boys with their duck shoes, and Burberry ensemble. Oh and in the summer it’s the penny loafers with no socks.

  103. 3b says:

    #83 I iknow the area, and it floods. A perfect Koi pond!!!

  104. njescapee says:

    I telework fulltime. I’ve been to the office only once in 4.5 years. life is good!!

  105. 3b says:

    #85 Bankers and gansters.

  106. 3b says:

    #94 Why is it unexpectedly? Did they not consider that so much demand may have been pulled forward?

  107. 3b says:

    #96Those that put down 20% kept paying because they couldn’t bear to ‘lose’ it; even though it was already lost, just not realized.

    How about we paid, because we signed a contract that said we would pay.

  108. 3b says:

    #101 Don’t blame the realtor, balme the @sshole buyer.

  109. Final Doom says:

    morph (106)-

    These guys are really asking for their office to get shot up.

  110. willwork4beer says:

    From the Star-Ledger via nj.com

    N.J. average property taxes grow 3.3 percent to an average of $7,300

    By Claire Heininger/Statehouse Bureau
    February 26, 2010, 10:58AM

    TRENTON — New Jersey’s highest-in-the-nation residential property taxes continued to climb last year, to an average of $7,281, according to new data released by the state. The 3.3 percent average increase was the smallest in a decade, and marked the second straight year with a rate below a 4 percent cap instituted through a special legislative session in 2006-07. Still, New Jersey property taxes have grown more than 70 percent since 1999, when the average bill was $4,239.

    http://www.nj.com/news/index.ssf/2010/02/nj_average_property_taxes_grow.html

  111. gary says:

    Sales of previously occupied homes took a large drop for the second straight month in January, falling to the lowest level since summer. It was another sign the housing market’s recovery is faltering.

    The report “is certainly not good,” said Lawrence Yun, the trade group’s chief economist.

    C’mon Yun, you weak-kneed b@stard, where’s the rah-rah, “do it for the Gipper” pep talk. It’s always a good time to get fleeced… er… buy.

  112. Nomad says:

    #31 –

    Maybe CAT will have a new model called the delinquent dozer.

  113. Shore Guy says:

    “signaling the government’s extension of a tax credit is being limited by a lack of job growth”

    The problem is that the credit is too small. If they want to spur housing purchases, just make the credit equal to the median home price. I am pretty sure it will cause prices to rise.

  114. Nomad says:

    Working from the home today – a bit stir crazy so its time for a joke.

    Guy is walking along the beach and sees a lamp in the sand.

    Picks it up, rubs it and naturally the genie pops out.

    Genie says, its your lucky day. You get three wishes, anything you want.

    But there is a catch, anything I give you, your mother in law gets double. Guy hates his mother in law but likes the idea of three wishes so he goes along.

    For my first wish, a 10,000 sq foot house on the shore in Maibu with a wall of windows overlooking the ocean.

    Genie says, no worries, one for you and two for your mother in law.

    Guys is a little pissed but asks for a second wish: $500 million

    No problem says the Genie, $500 million for you and 1 billion for your mother in law.

    Now the guy is pretty pissed. Says to the Genie, this is my third and final wish right and anything I ask for, my mother in law gets double, right?

    Right the Genie says, so what’s your third wish?

    Guy says, “beat me half to death!”

  115. #119 – Shore – Brilliant! Looking for a job at Treasury by an chance?

  116. Mr Hyde says:

    Shore, Nom

    If you really thing we are going mad max, a boat is probably the best option. Food is always available as is water ( with a little purification) and security is much easier at sea then it is on land.

  117. Shore Guy says:

    Tosh,

    They had the right idea, but they need to think BIG!

  118. Shore Guy says:

    Ket,

    Steel hull, diesel-powered, all the way.

  119. morpheus says:

    ah. . . . burgers and english ale. Life is good. Now, should I drink more or do work? Another beer can’t hurt. Think I answered my own question.

  120. Mr Hyde says:

    Shore,

    Re Iceberg:
    I wonder how much if any risk that poses to the major ocean currents. If the icebergs drop the salinity in the area by too much they can shut down the current

  121. Mr Hyde says:

    Shore,

    you would want a sail rigged as well. If it ever came to that diesel will be a very precious commodity not to be used to idlely trolling about

  122. Shore Guy says:

    Indeeed. A steel-hulled sailboat with diesel engines and genset and desal system. Solar cells would be a plus.

  123. Shore Guy says:

    Back to the iceberg: “The new iceberg is 48 miles long and about 24 miles wide and holds roughly the equivalent of a fifth of the world’s annual total water usage, .”

    *****************

    “This area of water had been kept clear because of the glacier, said Steve Rintoul, a leading climate expert. With part of the glacier gone, the area could fill with sea ice, which would disrupt the ability for the dense and cold water to sink.

    This sinking water is what spills into ocean basins and feeds the global ocean currents with oxygen, Rintoul explained.

    As there are only a few areas in the world where this occurs, a slowing of the process would mean less oxygen supplied into the deep currents that feed the oceans.

    “There may be regions of the world’s oceans that lose oxygen, and then of course most of the life there will die,” said Mario Hoppema, chemical oceanographer at the Alfred Wegener Institute for Polar and Marine Research in Germany.”

  124. chicagofinance says:

    clot makes guest appearance in the WSJ…….imagine anyone predicting such an article 5 years ago on this blog….BTW I find this completely offensive…

    ROI
    FEBRUARY 26, 2010

    When It’s OK to Walk Away From Your Home
    By BRETT ARENDS

    Millions of Americans are now deeply underwater on their mortgage. If you’re among them, you need to stop living in a dream world and give serious thought to walking away from the debt.

    No, you shouldn’t feel bad about it, and you shouldn’t feel guilty. The lenders would do the same to you—in a heartbeat. You need to put yourself and your family’s finances first.

    How widespread is this? More than 11 million families are in “negative equity”—that is, they owe more on their home than it is worth—according to a report out this week by FirstAmerican Core Logic, a real-estate data firm. That’s a quarter of all families with mortgages. And for more than five million of those borrowers, the crisis is extreme: They are more than 25% underwater—the equivalent of having a $100,000 loan on a property now worth just $75,000 or less. That’s true for a fifth of mortgage holders in California, nearly a third in Florida and an incredible 50% in Nevada.

    Are you in this situation? Are you still battling to pay the bills each month, even when it may make little financial sense to do so?

    It’s time for some tough talk.

    Stop trying to chase your lost equity. That money is gone. Don’t think like the gambler who blows more and more cash trying to win back his losses. That’s how a lot of people turn a small loss into a big one.

    And do the math. Even if you hope the real estate market is near the bottom—it’s possible, but by no means certain—it may still take years to see any meaningful recovery. If you are 25% underwater, your home will have to rise by 33% just to get you back to even.

    Is that likely? And over what time period? Even if home prices rose by 5% a year from here, that would still take six years. And during that time you could instead be building fresh savings elsewhere.

    If you are reluctant to give up on “your” home, realize that it isn’t “yours.” If you are in negative equity, it’s the bank’s home. You’re just renting it. And right now you may be paying way above market rates. You need to be ruthless about your cash flow.

    Are you worried about the legal consequences of walking away? Certainly, you should check with a lawyer before doing anything, but the consequences will probably be more limited than you think.

    In “non-recourse” states, the mortgage lender may have no right to come after you for any shortfall. They may have no option but to take the home, sell it and eat the loss. According to a survey last year by the Federal Reserve Bank of Richmond, such states include negative-equity hot spots California and Arizona. Even in “recourse” states, lenders may have limited ability to come after you. Often they’d have to jump a lot of legal hurdles, and it’s just not worth it for them. They’re swamped with cases anyway.

    “In my experience, right now they’re not really going after anyone,” says Richard Nemeth, a bankruptcy attorney in Cleveland. “They just don’t have the resources.”

    If you’ve taken smart steps to protect your money, you may be safer still. For example, money held in a 401(k), Individual Retirement Account or pension plan is sheltered from creditors.

    Sure, a strategic foreclosure may hurt your credit score. But if you’re in financial difficulties, it’s probably already suffered. And your credit score is not the only thing in life that matters.

    Still, when it comes to the idea of walking away from debts, many people are held back by a sense of morality. They feel it’s wrong to abandon their obligations. They don’t want to be a deadbeat.

    Your instincts, while honorable, are leading you astray.

    The economy is fundamentally amoral.

    Sometimes I think middle-class Americans are the only people who haven’t worked this out yet. They’re operating with a gallant but completely out-of-date plan of attack—like an old-fashioned cavalry with plumed hats and shining swords charging against machine guns.

    Do you think your lenders would be shy about squeezing you for an extra nickel if they thought they could get away with it?

    They knew what they were doing when they wrote your loan. Many were guilty of malpractice, but they pocketed good money and they’ve gotten away with it. And if they thought your loan was “risk free,” how come they were charging you so much more than the interest on Treasury bonds?

    If you’re only a small amount underwater on your mortgage, it’s probably the case that you’re going to be better off staying put. But if you are deeply underwater, it’s a different matter.

    Whether we like it or not, walking away from debts is as American as apple pie. Companies file for bankruptcy all the time, and their lenders eat the losses. Executives and investors pocketed millions from the likes of Washington Mutual, Lehman Brothers and Bear Stearns when the going was good. They didn’t have to give back one cent of that money when the companies went into bankruptcy.

    Limited liability, after all, is one of the main reasons every business from your local dry-cleaner to a major multinational gets incorporated in the first place. They’re not shy about protecting themselves if things go wrong. You shouldn’t be either.

    Write to Brett Arends at brett.arends@wsj.com

  125. still_looking aka Tan-Less says:

    nomad, 120

    #3 should have asked for an 8 inch p3nis.

    sl

  126. Comrade Nom Deplume says:

    Canary in the Coal Mine???

    The Internal Revenue Code requires the IRS to publish the names of all persons that renounce their U.S. citizenship. I monitor the IRS quarterly list of expatriates to look for trends.

    I posit that a worrisome portend would be if people start jumping ship at a much higher rate, as it would signal that dual nationals, many of whom are reasonably well-off, are deciding to jump ship.

    With only a couple of notable exceptions, in the last few years, there are typically only a few dozen names at most each quarter. A couple of quarters in the last 2 years had over 100. The annual average is 300-400 per year.

    The most recent list published by IRS, for those that renounced US citizenship in the 4th quarter of 2009 doesn’t have a few dozen names on it. It has a few HUNDRED names—I estimate at least 400, and perhaps closer to 500.

    This is many times larger than the average going back several years.

    One quarter doth not a trend make, and it makes sense that those looking to get out do so before the start of a new tax year. But this number establishes that in 2009, there were roughly. 3 or 4 times the number of renunciations of U.S. citizenship than in years past.

  127. Comrade Nom Deplume says:

    [123]

    One of the early ideas for the Nompound involved having a boat.

    The idea was that the nompound would be temporary safe haven for Manhattanites. Since getting out of NYC in certain events could prove difficult, the boat would be used to ferry nompounders from Manhattan to Jersey, where their bug out vehicles would be waiting.

    That said, I have also explored the prospect of having a boat for bug out purposes.

  128. Comrade Nom Deplume says:

    [92] john

    ” Real men drive all wheel drive German cars in the snow.”

    Bull. Nancy boys and women drive all wheel drive german cars because they haven’t the skills or the stones to handle conventional cars in snow and ice.

    And these conditions are nothing. I’ve done a lot of white-knuckle driving, and this is not even close.

  129. Comrade Nom Deplume says:

    [35] gary

    “Yesterday’s display of 4th grade show and tell has made us a laughing stock to the rest of the world.”

    No fan of BO, but I disagree. You routinely here of fistfights in legislatures in other countries, not to mention the occasional assasination. And the House of Commons is full of Joe Wilsons; makes our congress look like a bunch of Quaker prigs.

  130. Nicholas says:

    Nom,

    I don’t follow that data but it is very interesting that you bring that up.

    Another potential thought is that during an administration change there is a segment of the population that says, “If XXX gets elected I will leave the country”. I would compare this data to previous administration changes and see what kind of correlation you get.

    Next is that you need to compare this with repatriation data also. If this rise in expatriation is matched by a similar rise in repatriation then it is just showing higher mobility vs. economic drain.

    I have more thoughts but those are the biggies.

  131. Comrade Nom Deplume says:

    “hear” even

  132. Comrade Nom Deplume says:

    [138] nick

    There are any number of explanations for the data, including seasonality, and the economy. I don’t read too much into it as we’d have to know the motivations for those leaving.

    But consider that for dual nationals, the US passport used to be something to attain. Now it is considered a liability.

    Anectdata: I know personally of some very wealthy Taiwanese whose father pulled strings to get them u.s. citizenship decades ago, when they were minors. Now they are subject to U.S. taxation on their wealth and income, but have never lived here. Renunciation would be prohibitively expensive, so if I were them, I would challenge the initial award of citizenship, even going so far as to suggest it was tainted by corruption so it should be invalid. That way, there is no renunciation and the exit tax is avoided.

  133. Comrade Nom Deplume says:

    [132] still

    “#3 should have asked for an 8 inch p3nis.

    Actually, should have asked for an 8 incher that stayed hard for at least 2 hours. That way, MIL would always be “seeking prompt medical attention for an erect1on lasting 4 hours or more”

  134. veto that says:

    “I wonder how much if any risk that poses to the major ocean currents. If the icebergs drop the salinity in the area by too much they can shut down the current”

    Hyde, i remember al gore discussing this in his documentary movie.

  135. veto that says:

    whether you believe in warming or not, that was a pretty cool documentary.

  136. scribe, The Princess of Paramus says:

    still, #132

    There’s something I’ve always wondered about. You know those Cialis commercials that say … if your erection lasts for more than four hours, see a doctor?

    Do you get any of those in your ER?

    …and …errr …exactly how are those “treated”?

    :)

  137. Sean Sposito says:

    Anybody out there get a jumbo loan in the past year?
    Would you mind talking to the Star-Ledger about the experience?
    ssposito@starledger.com

  138. ChiFi:

    Why are you against the strategic default?

    Our government has created this nightmare through the moral hazard in bailing out the Street and the Banksters. I was seriously against it and am still convinced that the long-term damage will end up being greater than the short-term pain. One can not accurately weigh Paulson and Bernanke’s actions until a recovery occurs, if one occurs. They might have successfully doused the flame, but the embers are still smoldering.

    If corporations can behave in such a way that they can take immeasurable risks and then be rewarded for them with near no interest loans when they F up, and then they are again rewarded by the lack of any future regulations against this behavior, then I think it is hypocritical to be against individuals who are behaving in precisely the same manner.

  139. chicagofinance says:

    scribe, The Princess of Paramus says:
    February 26, 2010 at 1:43 pm
    Do you get any of those in your ER?
    …and …errr …exactly how are those “treated”?
    :)
    http://www.youtube.com/watch?v=mujzsr-MEMI

  140. ChicagoIP says:

    The trademark voice says this alias is a bad idea but I trust ChicagoFinance has better things to do than terrorizing a lurker. I’ve been following Grim’s blog for several years now when I thought about buying a home in the tri-state area. I dodged that one in light of everything that happened and our ultimate relocation to Chicago, in part thanks to this blog.

    Does anyone know a blog of this focus, caliber and eclecticism for the Chicago area? Having looked around, I’ve determined that Grim’s blog is really unique–which means someone has got to be duplicating the vibe somewhere in the area since no good things go uncopied. Thank you!

  141. schabadoo says:

    There’s something I’ve always wondered about. You know those Cialis commercials that say … if your erection lasts for more than four hours, see a doctor?

    It’s marketing, more than anything. You get the idea out there how potent the stuff is with the dire warning.

  142. chicagofinance says:

    That’s fine…then it is hypocritical to complain about the banks when you have clear evidence that individuals have the same benefits offered. Once you condone this crap, then you lose your moral authority to point the finger at big brother. To be clear, I take issue with the “tough talk” out of the author. In context, he has lost his moral compass, and renders his column irrelevant……

    Stu aka The Sausage Party says:
    February 26, 2010 at 2:17 pm
    ChiFi: Why are you against the strategic default? If corporations can behave in such a way that they can take immeasurable risks and then be rewarded for them with near no interest loans when they F up, and then they are again rewarded by the lack of any future regulations against this behavior, then I think it is hypocritical to be against individuals who are behaving in precisely the same manner.

  143. john says:

    Also banks heavily securitized this MBS crap with AAA ratings and the likes of Merril Lynch and Smitbarney pushed this on widows and ophans as investment grade securitized mortgages as a subsiture for bank cds.

  144. chicagofinance says:

    ChicagoIP says:
    February 26, 2010 at 2:26 pm
    The trademark voice says this alias is a bad idea but I trust ChicagoFinance has better things to do than terrorizing a lurker.

    no way….ahhhh Chicagoland…
    http://www.viennabeef.com/

  145. chicagofinance says:
  146. James Shaffar says:

    I saw it mentioned here during the past couple of days that if you move to NJ and already have weapons you aren’t required to do anything. I went on the New Jersey Gun Forums site and they confirmed it. If you legally owned the weapons prior to moving to NJ all you need is the receipt or other proof of ownership. The problem is you can’t buy any ammo without a Firearms Purchaser ID Card. I’m very surprised you don’t have to register them.

  147. Painhrtz says:

    James Pistol ammo and blackpowder. You can still get shotgun shells and long arm ammunition. Do what most do buy it over the border they can fry you for buying but not possession.

  148. Comrade Nom Deplume says:

    [138] nick,

    I also note that following that data is like monitoring a slow growing tumor. It may be nothing and isn’t worth addressing until it is a problem.

    I think, however, that this data will get onto MSM’s (and Congress’) radar if two things happen: First, if expatriation continues to trend up, and second, if there is a high profile tax expatriation, a la Kenneth Dart.

    For example, if Jim Rogers hands in his passport and a check for 15% of his cap gains, that will focus attention on the subject (paradoxically, I expect it would set off a wave of expatriations from those considering it who would then fear that the exit door will be barred).

  149. Comrade Nom Deplume says:

    [156] james

    I bought all that ammo before moving to NJ. Honest.

  150. cobbler says:

    stu [147]
    Historically, homeowner mortgages always carried better terms than investor loans (lower rates, lower DP required) – exactly because homeowners were expected not to default other than because of being unable to pay. Investor, otoh, is certainly expected to walk away if the loan principal exceeds the value of the collateral; it’s a bad business not to, and this is why people incorporate (and one of the main reasons why CRE prices are yet more volatile and “bubblicious” than residential RE)… If the strategic defaults become societally acceptable, we’ll see eventual leveling between the two types of loans – that means, major long-term increase of the housing costs.

  151. Priced_out_in _2008 says:

    Does anyone have any thoughts about the Elmora Hills section of Elizabeth? The opinions on citi-data.com range from “great,” to “good but going down hill,” to “just stay away from Elizabeth.”

  152. freedy says:

    elizabeth: make sure you carry a handgun

  153. 3b says:

    $145 Alot shakier than who expected??

  154. 3b says:

    #137 Yeah but those other countries may actualy get something done fromt time to time.

    And we are supposed to be the best, and the rest of the world should emulate us etc.

  155. 3b says:

    #131 BTW I find this completely offensive.

    I don’t.

  156. freedy says:

    i dont find it offensive at all. i did it.
    screw the banks.

  157. veto that says:

    145 – good link

    Some 4.5 million homes are expected to fall to foreclosure this year, following 2.8 million in 2009.

    In contrast, existing homes sales for the two-year period will average about 5.5 million.

  158. Barbara says:

    160.
    cobbler. What it will mean is that you have to a) work hard and save hard for a sizable DP and b) work hard and consistently budget to pay monthly.And
    c) not use your housey house as an ATM. In other words, like it was in 1993.

  159. veto that says:

    another piece of that article:

    Another uncertainly is what the Fed does after it stops buying. Does it begin selling its massive portfolio or does it hold it? Does it wait a short or long amount of time to sell? Does it sell gradually, regularly or more aggressively? Does it signal its intentions or not?

    “I don’t think the Fed wants to be permanently supporting the housing market,” says Gayer of Brookings. “The longer you stay in the harder it is for the private market to stand up again.”

    The problem is no one knows because it hasn’t been done before.

    “The Fed is going to be completely winging it,” says Jones of the Fed’s overall exit policy.

  160. Barbara says:

    Houses will become cheaper in terms of sale price, but more “expensive” in terms of DP, insurance, interest rate. Actual ownership. As it should be.

  161. Al "The Thermostat" Gore says:

    134.

    Cant keep the bullion down.

  162. SirRentsalot says:

    6 Gore
    Another criminal in the Bush admin’s Defense Dept?
    Say it ain’t so!

  163. SirRentsalot says:

    21 freedy
    “why is aig still in business?”
    Because Goldman is still in business.

  164. SirRentsalot says:

    wine
    “I can’t take these guys in Congress seriously about the pros/cons of reform in healthcare when they apparently have the Cadillac of healthcare plans themselves. So it’s my understanding that whatever they pass won’t affect them or their families at all.”

    Put another way, they are explaining to us that they want to save us from the fate of having the healthcare that they have.

  165. Barbara,

    “Houses will become cheaper in terms of sale price, but more “expensive” in terms of DP, insurance, interest rate. Actual ownership. As it should be.”

    Exactly! And those who did not Heloc to hell should finally reap a reward. Unfortunately, the way our leaders continue to increase the debt to avoid bank insolvencies, I’m not so certain those who behaved responsibly will get their day before the country reaches its day of reckoning (or wrecking).

  166. SirRentsalot says:

    137 Nom
    Agree. I used to watch parliamentary debates on the BBC because it was better than the WWF.

  167. Al "The Thermostat" Gore says:

    175.

    I am 5 minutes into my regular news cycle and my mother f#cking blood is boiling.

    The U.S. income tax was a long sought-after tax the Rothschilds had attempted to bring on since the late 1770s, but it was strongly resisted by Thomas Jefferson, Ben Franklin, James Madison and John Adams, among other less-known (to contemporary audiences) American Patriots. It wasn’t until 1913 that Senator Nelson Aldrich and his fascist “American Rothschilds” managed to sneak through a bill, during the winter break of the House of Representatives, that imposed a formal personal income tax on all Americans.

    Our notion that our personal income taxes go to paying for our country’s infrastructure, social services, military, etc. is inaccurate, to say the least. Our personal income taxes first are collected by the US Treasury via the Internal Revenue Service, which sends the funds to the Federal Reserve, which is NOT a federal bank of any sort. The privately owned Federal Reserve, which is owned by the Rothschilds and, to a smaller extent, other banking families, then sends our tax dollars to its own Bank of England, which is located in the sovereign area of London called The City of London. Interestingly, The City of London has its own laws, security forces and military, completely independent of the rest of London and the entire United Kingdom. It is considered the most elite banking and economic center in the western world.

  168. SirRentsalot says:

    144 scribe

    “You know those Cialis commercials that say … if your erection lasts for more than four hours, see a doctor?”

    I’ve always assumed that these are not really disclaimers, but quite the opposite. The male viewer is supposed to think “wow, it really works!!”

  169. SirRentsalot says:

    147 Stu
    Agree, and I’ll go you one further. The strategic default is within the letter of both the law and the contract that bound any of these transactions; it’s what both parties signed up for. Contrast with the banks, who get a bailout that was not provided for by either law or contract.

  170. House Whine says:

    175- Kind of like the politicians who tout the quality of the public school system and then proceed to send their progeny to the best private school around. I have no problem with private schools but I hate their hypocrisy (of the politicians, that is).

  171. Barbara says:

    Stu,
    at this point I’m hoping that a new small industry emerges – one that, for a fee, will get you a real shot at REOs. Insiders who worked at the banks, now on their own brokering deals with the people they know. Kind of like ex IRS peeps workng for tax attorneys. I liken this to back in 1992ish, when our self emplyed credit was barely existent and we paid a mortgage broker a fee and an uptick in interest to get the deal done.
    So worth it for us since we are too busy and too in the dark to get it done ourselves, and because waiting for sanity to return is too long for us.

  172. still_looking aka Tan-Less says:

    scribe,

    sorry for the delay… trying to fix our internet connection.

    technical term: priapism

    sometimes caused by medications. sometimes disease ie sickle cell disease and rarely other causes (ie co.caine and other drugs.)

    we usually try injections of tertbutaline to get the vessels to dilate and drain.

    sometimes it has to be opened and drained surgically. it ain’t pretty.

    sl

  173. SirRentsalot says:

    160 cobbler
    “…homeowner mortgages always carried better terms than investor loans … because homeowners were expected not to default … Investor, otoh, is certainly expected to walk away if the loan principal exceeds the value of the collateral; it’s a bad business not to, and this is why people incorporate (and one of the main reasons why CRE prices are yet more volatile and “bubblicious” than residential RE)… If the strategic defaults become societally acceptable, we’ll see eventual leveling between the two types of loans – that means, major long-term increase of the housing costs.”

    I disagree in large part.
    1) You can’t take the property with you – the collateral remains. RE gets better rates (and remember, rates were ~15% for much of the ’80s) because of the nature of the collateral. In recent years, part of the reason the bubble occurred was because rates were too (read: artificially) low, in part because fools convinced themselves that “prices always go up”. If the argument against strategic default is that it would result in higher rates on RE loans, then bring it on, because in my view that would be a good thing, not a bad thing.
    2) CRE prices diverge from RRE not because strategic default is morally frowned on in one instance and not the other, but because the nature of the inhabitant is different. In a downturn, businesses go bankrupt; space goes empty. Contrast with unemployed homeowners, who, at the end of the day, still need a place to live.

    Relying on some disputed moral imperative to drive financial behavior is flatly ludicrous. If people don’t like the fact that law and contract permit strategic defaults, then they should change the nature of the law and/or contract, rather than relying on puritan values to police behavior. The entire concept seems bizarre to me.

  174. SirRentsalot says:

    167 freedy
    *CLINK*
    Cheers! More should.

  175. Al "The Thermostat" Gore says:

    China buying the 191 tons of gold the IMF released last week.

  176. cobbler says:

    rentsalot [184]
    Remember, we are not talking about unemployed homeowners (who default simply because UI payments simply can’t support most NJ mortgages), we are talking about people who decide that, all things considered, paying their debts is a wrong way of spending their money. Abusing the system simply because they can is nothing to boast about – and in fact, the defaulters’ debts will be paid by all of us, both directly (via bailouts) and indirectly (having an empty house squatted by bums next door doesn’t add to the people’s quality of life, to say the least).

  177. Barbara says:

    cobbler,
    again, the bums next door stuff could be easily remedied if the banks would immediately put said houses up for sale at a price that reflects real market value. Instead they continue to ask for handouts to prop up a false market while refusing to unload the houses because the want to look better on paper.
    Put the blame where it truly belongs.

  178. SirRentsalot says:

    187 cobbler
    My (perhaps mangled) point was that this isn’t a case of “abusing the system.” It IS the system, both legally and contractually. Those who don’t like it can change the nature of the law or the contract. I don’t see the point in trying to change the nature of the human being, instead.

  179. SirRentsalot says:

    and further – we’re paying via bailout irrespective of whether people strategically default.

  180. cobbler says:

    barbara [188],
    I understand that as a landlord you have a keen interest in accumulating some additional properties at bargain prices. As a homeowner, I don’t necessarily have to have your interest in mind when expressing an opinion. Strategic defaulters s.uck and they do not deserve any respect.

  181. Barb is correct again. Mark to market might have delayed the banks appearance of solvency, but in reality, they are still sitting on empty homes that are barely worth two turds. Once the MBS purchase is suspended, then they won’t be worth even one turd. Had we not done the BS bank litmus test and then allowed them to lie about their balance sheets, we would have fewer but much stronger banks today. I don’t wish for the bloodbath that I expect to see in the coming months or years. At the same time, I just want to say that when everyone calls the upcoming crisis an unintended side effect, many here will gladly be able to tell you I told you so.

  182. SirRentsalot says:

    cobbler – is your primary concern that strategic defaulters may devalue the home you own?

  183. Cobbler:

    “Strategic defaulters s.uck and they do not deserve any respect.”

    Likewise, neither do the INSOLVENT banks who made the loans available to the strategic defaulters. They were the experts in these transactions. They were the mattress salesmen, or car dealers. I suppose they thought a sucker was born every day. Now who’s the sucker?

  184. cobbler says:

    rentsalot [188, 189]
    and further – we’re paying via bailout irrespective of whether people strategically default
    Well… the more defaults the more we’ll pay, as foreclosures are the key driver of price declines in places like sand states, etc. (not here yet…)

    I don’t see the point in trying to change the nature of the human being, instead.
    Still, that’s what you are trying to do: human beings were not strategically defaulting on their mortgages until recently.

  185. cobbler says:

    stu [194]
    I don’t think the defaulters differentiate between the loathsome insolvent banks and say your mom’s credit union. We shouldn’t try to justify our actions as private citizens by referring to some generic misdeeds by the corporate entities.

  186. SirRentsalot says:

    “Still, that’s what you are trying to do: human beings were not strategically defaulting on their mortgages until recently.”

    Wha? There was no opportunity until recently, but they certainly did in the last downturn. And I have no intention of changing human behavior – you do! How odd.

  187. SirRentsalot says:

    why not just change the law or the nature of the contracts, cobbler?

  188. SirRentsalot says:

    “We shouldn’t try to justify our actions as private citizens by referring to some generic misdeeds by the corporate entities.”

    I agree with that. The actions are justified by law and contract.

  189. Stu says:

    “human beings were not strategically defaulting on their mortgages until recently.”

    See, I don’t think the press plays much of role in the likelihood of someone going the SD route. I think when the neighbors home goes up for sale for 100,000 less then THEY own on their own mortgage, the lightbulb simply goes on. This is human nature. This is why people buy things when they are sale. They think they are getting a good deal. They do not care about the prior purchaser who bought at full price. The strategic defaulter does not care that the rest of us will pay for his deal. Likewise, the government didn’t care that the you, Barbara and I paid to bailout the banksters and the Street even though we were not responsible for their ill-conceived decisions. It goes both ways Cobbler.

  190. Al "The Thermostat" Gore says:

    Once the SHTF Im going to default too. No shame in it. If it works it works.

  191. Stu says:

    “We shouldn’t try to justify our actions as private citizens by referring to some generic misdeeds by the corporate entities.”

    Correct. We should not have bailed out the corporations. Moral hazards a b1tch, ain’t it. Let’s just hope we didn’t destroy the country to try to save the immoral banks.

  192. SirRentsalot says:

    Again – strategic default was an option agreed by both parties to the transaction in advance.
    Bank bailouts were not.

  193. Stu says:

    Now to look for ski condo in Windham for next weekend and one in Southern Vermont for the weekend after :P

    This Spring skiing season is going to rock. Could be more snow on Thursday to Saturday as well. Climate change has some unintended consequences as well.

  194. SirRentsalot says:

    Stu – stop by the Old Tavern in Grafton for dinner while you’re up there.

  195. cobbler says:

    rentsalot [193]
    The answer is no. I treat my house as a shelter, not an investment; my mortgage will be paid off in 2 years from now, and there is no HELOC. I like my town and do not plan to sell for at least 15 years, and more if we stay in good health into our 60s. My concern is the destruction of the neighborhood, not loss of the house value.

  196. 3b says:

    #196 generic misdeeds by the corporate entities.
    Generic misdeeds? That seems a little sugar coated and vague to say the least.

  197. 3b says:

    #194 Amen my brother!!

  198. 3b says:

    #191 Strategic defaulters s.uck and they do not deserve any respect.

    And the banks suck too!! So what is the diffference. The strategic defaulter did not have to buy, but could only buy because the bank said he could.So really the bank sucks more.

  199. Stu says:

    Thanks for the suggestion…will do.

    As for the SD argument, I have a feeling that a lot more of these are going to be caused by a true lack of affordability of the borrower to pay, then those who are doing it 100% strategically. Had the banks simply kept the 20% down requirement, then the bubble wouldn’t have occurred and the banks would have remained solvent. I put down +20% in September of 2004. See, I’m in no position to strategically default. A lot of people like to blame the borrowers for taking a loan they couldn’t afford, but this wouldn’t have been possible if that loan was only made available by the banks.

    Is it any surprise that BAC went from 23 to 55 in the bubble years? Today it is 16.

  200. Stu says:

    Ugh..said the same thing as 3b.

    Dats cool.

  201. cobbler says:

    rentsalot [203]
    Again – strategic default was an option agreed by both parties to the transaction in advance

    Technically, yes. In actuality, neither of the parties considered it to be a viable option when signing (like, homeowners’ insurance doesn’t cover the effects of the nuclear explosion – despite that, the mortgage holders are OK with it and don’t ask for a atomic blast rider for the policy, despite discussions on this board).
    On the bailout side, otoh, what you’d rather chose: having the banks fail, 10 executive from each publicly hanged on Times Square, AND yourself (your spouse, too) unemployed without UI or food stamps for 14 months – or the bailout?

  202. Yikes says:

    Mr Hyde says:
    February 26, 2010 at 12:47 pm

    Shore, Nom

    If you really thing we are going mad max, a boat is probably the best option. Food is always available as is water ( with a little purification) and security is much easier at sea then it is on land.

    bad idea, imo. gas will be more difficult to find at sea, and roving pirates will have more boats and firepower than you.

    id go with some kind of rigged suv.

  203. SirRentsalot says:

    210 Stu

    “As for the SD argument, I have a feeling that a lot more of these are going to be caused by a true lack of affordability of the borrower to pay, then those who are doing it 100% strategically.”

    Agree. I’d guess most by far.

  204. SirRentsalot says:

    “In actuality, neither of the parties considered it to be a viable option when signing”

    Really? Contracts are about the apportionment of risk. The banks agreed to take on the risk that property values would fall. Do you truly believe that the risk that property values would fall was viewed by the banks as being equivalent to the risk of nuclear war?!?

  205. SirRentsalot says:

    “On the bailout side, otoh, what you’d rather chose: having the banks fail, 10 executive from each publicly hanged on Times Square, AND yourself (your spouse, too) unemployed without UI or food stamps for 14 months – or the bailout?”

    I dispute the premise of the question.

  206. veto that says:

    Clinton says U.S. deficit now a security issue

    http://www.reuters.com/article/idUSN2511749320100225

  207. 3b says:

    #212On the bailout side, otoh, what you’d rather chose: having the banks fail, 10 executive from each publicly hanged on Times Square, AND yourself (your spouse, too) unemployed without UI or food stamps for 14 months – or the bailout?

    The same old tired excuses used by Neil Cavuto, and the rest of the crowd on Fox. Oh yeah, we had to, we had to bail them out, we had to keep rates low, so that these very same bankers/gangsters could than borrow money for free invest/lend it make huge profits, and than pay themselves massive bonuses. And this bonus money had to be paid to keep the talent or it would leave, oh yeah some fcuking talent,and where exactly was this talent going to leave to. Oh yes we had to do that. And all the players, Jamie and Lloyd and all the rest are still in place.

    And your upset because some defaulter strategic or otherwise is going to spoil your neighborood?

  208. cobbler says:

    3b [209]
    The strategic defaulter did not have to buy, but could only buy because the bank said he could.So really the bank sucks more.
    Again, strategic defaulters could buy because they (at least, many of them) were qualified borrowers; if the RE prices in town (like those in FL or NV) dropped by >50%, they are deep underwater even if they had 20% DP when they bought. So, what will happen to the neighborhood (say, built in 2005) where everyone is deep under and walks away? Unless there is some core that stays, it becomes an instant slum…

  209. veto that says:

    178 – Al, If you like that topic about the fed, i suggest this…

    http://www.washingtonpost.com/wp-dyn/content/article/2009/09/11/AR2009091101837.html

    ‘Web of Debt’ is another good one. similar subject.

    And then contribute and vote Ron Paul for President.

  210. 3b says:

    #219 Actually many of them were not qualified buyers, which lead to the bubble in the first place.

    ANd if the place becomes an instant slum, so what who cares, maybe that is how we as a country will finally learn a lesson we will never forget.

  211. still_looking aka Tan-Less says:

    router shot…. time for a new one… rats.

    sl

  212. cobbler says:

    rentsalot [215]
    Do you truly believe that the risk that property values would fall was viewed by the banks as being equivalent to the risk of nuclear war?!?

    Unfortunately, yes. Ditto by the RE agents(!!!) and many others who bought multiple houses as an investment.

  213. cobbler says:

    [218] 3b
    Since my neighborhood is rather old and houses’ turnover in the 2000s was quite minor (probably, a total of 10% in 10 years), I don’t expect to see many strategic defaults. If someone is HELOC’d to the gills, I believe these are recourse loans – so unless he goes through the whole bankruptcy deal he is not off the hook. Obviously, no one wants to see a deteriorating house/property next door – but I don’t really have a personal pain here.

  214. SirRentsalot says:

    234 cobbler

    “Unfortunately, yes. Ditto by the RE agents(!!!) and many others who bought multiple houses as an investment.”

    That is the worst indictment of the banks that I’ve yet heard. In that case, they bargained badly, and will get precisely what they bargained for.

  215. SirRentsalot says:

    “strategic defaulters could buy because they (at least, many of them) were qualified borrowers”

    hahahahahahahahaha

  216. Barbara says:

    206. Cobbler
    “My concern is the destruction of the neighborhood, not loss of the house value.”

    I call bullshit. If this was truly your concern you would be at your city council meeting with a list of vacant and un maintained properties asking your elected officials to start calling the banks REO people and threatening them with overwhelming summons of they don’t unload. I’d be happy to be your neighbor at a fair price. No tenants either, just my swell fam.

  217. Barbara says:

    of = if

  218. 3b says:

    #224but I don’t really have a personal pain here.

    Sure does not seem that way.

  219. Barbara says:

    191 cobbler

    “I understand that as a landlord you have a keen interest in accumulating some additional properties at bargain prices.”

    classic. I’ve never bought a property at a bargin price. I bought it at fair market value. That’s what I’m looking to do again, but this time it will be my residence.

  220. 3b says:

    #227 No homeowner at the time (and I owned during the now popped bubble, did not sell at peak, but close enough), except myself (it seemed) appeared to be concerned when prices were going through the roof, they all thought it was great. No on the way down,concern about the neighborhood.

  221. yo'me says:

    With BO plan of before foreclosure defaulty needs to go through govt program,SD will be hard to execute because now they have to check income and expenses of defaulty.Can’t mail keys anymore.

  222. Yikes says:

    Clinton – one of the best presidents in the modern era – shifts blame to Greenspan for the massive deficit (from that Reuters link of course GWB, one of the worst presidents in the history of the country, is part of the problem):

    “I served on the budget committee in the Senate, and I remember as vividly as if it were yesterday when we had a hearing in which Alan Greenspan came and justified increasing spending and cutting taxes, saying that we didn’t really need to pay down the debt — outrageous in my view,” she said.

    Though she did not give a date, that hearing must have taken place during the presidency of George W. Bush, who authored a massive tax cut while spending billions on wars in Iraq and Afghanistan and sponsoring a major expansion of the Medicare health program for seniors.

  223. cobbler says:

    barbara [227]
    I don’t have a single vacant and unmaintained house nearby, so no beef with the municipal council. There is one occupied (I think by the same family since it had been built in 1960) and totally unmaintained house about 500 ft away – the guy across the street who had been selling his house sometime in the late 90s, as I remember, changed their broken windows at his own expense… now, one of the windows is broken again; they are quite nice and peaceful people, though… and the lawn is mowed… And as we don’t have a neighborhood association, not much could be done.

  224. cobbler says:

    yikes [233]
    I guess you are mixing up two Clintons here…

  225. scribe, The Princess of Paramus says:

    sl, #183

    arrrrrghhhhhhhhhh

    :)

  226. Stu says:

    Fannie Mae seeks $15.3B in gov’t aid after 4Q loss

    http://finance.yahoo.com/news/Fannie-Mae-seeks-153B-in-govt-apf-941423971.html?x=0&sec=topStories&pos=2&asset=&ccode=

    “And the pain isn’t over. Fannie warned Friday that it will need even more money from the Treasury, as unemployment remains high and millions of Americans lose their homes through foreclosure.”

  227. cobbler says:

    barbara [230]
    classic. I’ve never bought a property at a bargin price. I bought it at fair market value. That’s what I’m looking to do again, but this time it will be my residence.
    Well, if you are anxious to see the bulk of the distressed properties dumped on the market at the same time, it will not be a fair price… the same thing when you buy stuff at a bankruptcy liquidation sale of the store, it is a bargain price… I am still using hardware I’ve bought and stocked up during Rickel’s liquidation – was it 12 years ago?

  228. Dink says:

    Stu,

    Any decent steakhouses near Montclair (within 10 mins)?

  229. Final Doom says:

    chi (116)-

    Ranger fan trapped at Knick game.

  230. gary says:

    No appeal, no style, no personality and no aesthetic charm. An extremely over-priced semi-dimensional box with zero eye-catching detail ready and waiting to become an entry in the ledger of another victim roped in and swindled:

    http://www.realtor.com/realestateandhomes-detail/Mahwah-Twp_NJ_07430_1115009194

  231. Final Doom says:

    shore (122)-

    I think Waterworld got vetoed here about 18 months ago.

  232. Stu says:

    Dink,

    Steak really isn’t my, nor Montclair’s strong suit. A lot of mixed reviews for Pal’s Cabin in West Orange. Alexus is cheap, but I would rank it just above Charlie Browns for quality. I have heard wonderful things about the Bloomfield Steakhouse, but I’ve never been. Wife is vegetarian, so I don’t get to partake in a steakhouse steak very often. We usually draw the line at barbecue where she can at least get good mac and cheese. In the old days (prior to 2004), my company had an open account at the Homestead in the city. Now that place had great steaks and an amazing tiered seafood appetizer.

  233. Stu says:

    “Ranger fan trapped at Knick game.”

    Kind of like when my parents took me to Lake Tahoe during the Summer when I was 10 years old and an avid skier who never skied nor traveled west of the Poconos.

  234. Final Doom says:

    chi (151)-

    Defaulting on a mortgage has nothing to do with morality.

    It’s about f-ing the man before he f-s you.

    Which, he already has. Now, the banksters are ginning up to do us again.

  235. Final Doom says:

    cobbler (206)-

    Your neighborhood will go to hell, just like all neighborhoods will.

    And you’ll be standing there like Smithers, with a dumb rictus of a grin and a big bag in your hand.

    We’re just about to go to the mattresses, and you’re singing Kumbaya. Either git your gat, or get out of the way.

  236. Final Doom says:

    cobbler (212)-

    The former. Not even close. And, I really enjoy hangings.

    “On the bailout side, otoh, what you’d rather chose: having the banks fail, 10 executive from each publicly hanged on Times Square, AND yourself (your spouse, too) unemployed without UI or food stamps for 14 months – or the bailout?”

  237. gary says:

    Ok guys, speaking of snow, who would you rather go “skiing” with, Julia Mancuso or Lindsey Vonn:

    http://www.nevasport.com/noticias/buzon/Julia%20Mancuso2.jpg

  238. Final Doom says:

    cobbler (224)-

    Recourse? Ha. Banks don’t bother to try to get the deficiency, even in recourse states.

    When you’re drowning in a vortex of shit, do you worry about combing your hair?

  239. Final Doom says:

    Kudos to Barb for baiting the disingenuous liberal, cobbler.

  240. njescapee says:

    249, nice boots :-)

  241. Final Doom says:

    dink (239)-

    No steak in Montclair. People too weak to chew.

  242. cobbler says:

    Clot, you are awesome. What makes you prefer Knob Creek over similarly priced scotch?

  243. cobbler says:

    And by the way, what is liberal about not liking strategic defaulters?

  244. Final Doom says:

    cobbler, I can’t drink enough to erase people like you from my memory track.

    Knob Creek is whisky, putty lips.

  245. Final Doom says:

    cobbler-

    liberal = does not acknowledge human nature, esp. the dark side

  246. Stu says:

    Clot…You are correct about Montclair and Steak. Outside of The Office and Charlie Browns, I don’t think we have another steakhouse. A recent one named Arnold’s opened and closed in under a year about a year ago. We do have like 7 sushi joints, 3 French and 3 Thai restaurants though.

  247. morpheus says:

    249:
    You even have to ask? Julia of course!

  248. Al "The Thermostat" Gore says:

    Starting Monday, the jobless will no longer be able to apply for federal unemployment benefits or the COBRA health insurance subsidy.

    Because the Senate did not act, the jobless will now stop getting checks once they run out of their state benefits or current tier of federal benefits.

    “Right now, the 1.2 million workers who will lose benefits in March are being held hostage by partisan attempts to delay and block this critical legislation,” said Christine Owens, executive director of the National Employment Law Project.
    http://money.cnn.com/2010/02/26/news/economy/unemployment_insurance/index.htm

    Keep those weapons handy. This is where things get interesting. Might want to start a shooting club or neighborhood watch. Especially if you live next to Irvington. Always carry 2 weapons. One to plant the other shoot.

  249. cobbler says:

    Al, they don’t do UI in Irvington. They have other sources of income. Don’t need COBRA, either.

  250. New in NJ says:

    Shopping for a new place to live in SE Florida.

    Driving around, I’ve seen fewer empty / distressed residential properties than I expected. But there are plenty of them all the same. Commercial, quite a different story.

    I think that Boca Raton is our likely next home when we give NJ up in October.

  251. Mr Hyde says:

    AL 250

    Its referred to as a dumb-dumb. and you best be careful of serial #’s.

    But you are still F’d in NJ as its almost impossible to get a carry permit in NJ. Therefore, even if you shoot in absolute self defense, you are guilty of multiple crimes.

    In NJ, if you were to shoot someone in an obvious home invasion situation you have still broken the law as in this state you are expected to retreat.

    Nj has no castle doctrine or anything resembling it.

    Of course i am not an attorney so take this with a KG of NaCl

  252. njescapee says:

    New, we’re 5 yrs into the downturn here in Florida so I guess that is not surprising. Folks have been picking up properties @ 70% off peak. Best opportunity was probably last year unless there is going to be another leg down.

  253. Mr Hyde says:

    Cobbler

    AL’s general point is sound. A large % of the US population is actively sucking on the government teat. Take that away and you have a lot of unhappy/hungry/cold/pissed off people.

    To follow up and modify a point made by some one the other day; The next revolution will be between those living off of the state & Federal government, whether its government jobs or government support, and those who are not living off the government and are generally productive.

    These 2 groups are inherently at odds.

  254. Al "The Thermostat" Gore says:

    “An armed and vigilant citizenry, ever on guard against abuses of governmental power and encroaching tyranny, is America’s greatest virtue. Unlike our European brethren, we’ve never created a Hitler, a Lenin, a Stalin, or even a Napoleon; our people are not such easy marks. Threatened Americans learn quickly, and fight back. Airline passengers fought the terrorists on 911, and an American crew just took back their ship from thuggish pirates. Government must not deprive the citizens of the means to effectively defend their liberty against the gravest threat of all: governmental tyranny.

    If history teaches anything, it teaches that armed power cannot be checked by ballots alone; it can only be checked by another source of armed power. If the cost of avoiding another Columbine is to risk another Auschwitz, which choice would any rational society make?”

    Assemblyman Michael Carrol 25th District NJ.

    Sponsor of the “Real Man” legislation.

  255. veto that says:

    http://www.youtube.com/watch?v=UE6fJMSSl7U

    Check out this mig nearly slam into the flight-deck before wisely choosing a go-around.

  256. veto that says:

    Duck! Watch out for falling home prices

    Despite signs that the real estate market might be lurching forward, prices are expected to fall further this year and next.

    The average home price in the United States will fall by about 6% by September 2011, according to a joint report between Fiserv and Moody’s Economy.com. And that’s after plunging more than 27% in the past three years.

    Most of the projected home price decline will occur during the usually slow summer months of 2010. After that, prices should begin to stabilize, according to Fiserv, and stay almost flat through fall of 2011.

    The main reason for continued decline, according to Mark Zandi, economist and co-founder of Economy.com, is foreclosures — the same thing that’s plagued markets for the past three years.

    http://finance.yahoo.com/news/Duck-Watch-out-for-falling-cnnm-2203896884.html?x=0

  257. still_looking aka Tan-Less says:

    Dink,

    Don Pepe’s in Pinebrook.

    sl

  258. veto that says:

    In a broader sense, home prices are ultimately decided by employment. “If [the job market] improvement is stronger than expected, prices will get better. If it’s weaker than expected, prices will be worse,” Zandi said.

  259. still_looking aka Tan-Less says:

    Was in Edison recently.

    Strip mall on Wood Ave between Oak Tree Rd and Rte 27 all boarded up

    Driving through there was depressing.

    sl

  260. veto that says:

    The worst performing market will be Miami, Fla. Moody’s projects prices there to drop a heart-stopping 29.2% by Sept. 30. That follows a 47.7% decline the metro area recorded in the past three years. Grand total: 64% drop.

    Other disastrous performances will be turned in by the Hanford, Calif., metro area, where prices are projected to plummet 27.2% through Sept. 30, 2010 following their 36.9% drop for the previous 36 months. Ft. Lauderdale and West Palm will also register steep drops.

  261. morpheus says:

    263:
    My understanding is that if you are outside your home you have to retreat into your home or its outer boundaries, i.e., porch, front door, ect.

    You then have to warn them,ie, “Surrender/leave or die”. If they do not, fire away. . .as long as you belief that you are in serious danger is reasonable.

    if surprised in your home, generally a good idea to warn the intruder.

    Paraphrasing the law on this. Don’t feel like looking it up on westlaw.

  262. morpheus says:

    “believe” even

  263. still_looking aka Tan-Less says:

    can someone tell me WTF happened to bloomberg? when I go there I get a washington post website ????

    sl

  264. House Whine says:

    273- In my probable state of sheer panic should someone invade my home or my yard, I can’t imagine I would have the presence of mind to remember to tell them to surrender or die. My adrenaline would kick in, as would most people who aren’t trained for such circumstances. I hope I never have to test this out!

  265. Mr Hyde says:

    Al,

    I actually do believe that an armed society is a polite one.

    the catch of course is that like vaccines, you need a critical mass of the population to actively be armed.

    People are not readilly detered from “bad” actions by the nebulous thought of a possible prison sentence after some long drawn out court battle and the possiblity of walking on a technicality.

    But if people know that the average joe is armed and fully competant with said weapon, then you will naturally think twice before acting “badly” when the potential result is immediate death.

    The FBI stats support that areas that support conceal carry along with proper training see an almost immediate drop in violent crime rates.

    A second effect is that people who carry are significantly less likely to be involved in a confrontation, personal or legal. Carrying a firearm in public will make the average individual much more careful about entering into a conflict of any sort as they recognize the risks and responsibilities of carrying. ( this of course assumes you are properly trained, which should be an absolute requirement)

    What the US currently has is close the worst possible mix of a large number of weapons with the general population UNARMED and INCOMPETENT with said weapons.

    You want to solve a number of america’s ills? Require that you complete fire arms proficiency training before graduating highschool

  266. cobbler says:

    Al [266]
    Do you seriously think that if Germany’s gun laws in 1930s were similar to say Alabama’s Auschwitz wouldn’t have happened?

  267. veto that says:

    sl – bloomberg is up and running fine.

  268. Al "The Thermostat" Gore says:

    278.

    Absolutely. The losses for the Brown shirts would have been massive.

  269. veto that says:

    Head of IMF Proposes New Reserve Currency

    Dominique Strauss-Kahn, the head of the International Monetary Fund, suggested Friday the organization might one day be called on to provide countries with a global reserve currency that would serve as an alternative to the U.S. dollar.

    He said having other alternatives to the dollar “would limit the extent to which the international monetary system as a whole depends on the policies and conditions of a single, albeit dominant, country.”

    Several countries, including China and Russia, have called for an alternative to the dollar as a reserve currency and have suggested using the IMF’s internal accounting unit.

    http://abcnews.go.com/Business/wireStory?id=9958995

  270. Al "The Thermostat" Gore says:

    277.

    Hyde,

    I agree. All the data supports that conclusion as well.

  271. Mr Hyde says:

    Whine 276

    That’s the catch 22

    To effectively use a firearm in self defense requires a fair amount of training so that your actions are muscle memory. In panic situations your higher brain functions can be bypassed by your fight-or-flight drive. To function well in such an environment you must have the proper use of the firearm trained close to or past the point of muscle memory.
    Something as simple as holding the firearm with a limp wrist could cause a semi-auto to misfire and make the weapon close to worthless in a sudden emergency situation

    here are some real world examples of WHY:
    http://findarticles.com/p/articles/mi_m0BTT/is_167_28/ai_110457294/?tag=content;col1

    The other common mistake is people who plan to “Shoot to wound”. The only thing a gun does is “Shoot to kill”

    you never use a lethal weapon unless you intend to kill someone. Once again i am not an attorney but using a lethal weapon with any intent besides death leaves you open to criminal charges.

  272. veto that says:

    Would guns have helped the polish army defend themselves against the panzers?

    I guess anything would have been better than swords and horses.

  273. Mr Hyde says:

    cobbler 278

    we will never know, but history shows that a movement such as the brown shirts would have had a very hard time succeeding in an armed society

  274. veto that says:

    All this talk about default has me wanting to default on my rent.

    And i bet the blow to the credit score is not half as bad as defaulting on mortgage, especially since we’re month to month – leaseless.

    Besides, i could use a few dings in my FICO. At 800+, i’ll never get a loan. im just a walk-away waiting to happen.

  275. Mr Hyde says:

    Veto 284,

    That is a ridiculous statement.

    This debate is in civil terms, not military ones.

    The scenario of a military conflict is VERY different from a civil one.

    Would the guns have helped? Yes. Would it have changed the immediate outcome? No.

    An armed society essentially puts the aerage joe on equal footing with law enforcement and criminals. This is a good thing.

    In your example you would have to talk about arming the average joe with military hardware. That is logistically unrealistic if nothing else.

    Dont forget though, a determined population with access to munitions can grind the most powerful armies in the world into dog meat through gorilla warfare

  276. still_looking aka Tan-Less says:

    veto

    I’d swear someone hacked it. I went to my usual bookmarked bloomberg link and got sent to washingtonpost.com

    now it’s back to the usual black bloomberg page.

    I dunno… it was snafu’d for a brief time anyway…

    sl

  277. cobbler says:

    kettle [277]
    All or most schoolchildren in USSR under Communism had to be trained with AK-47. My gut feeling is that violent crime there is more of a problem than here…

  278. Al "The Thermostat" Gore says:

    281,

    Veto,

    I was just reading that. It looks like thats what the IMF and G-20 have planned after the “problem, reaction, solution.”

    I still have questions though.

    1.)Will it simply be used for international trade?
    2.)Will it be a hard currency or cashless? If its cashless that scares the sh#t out of me.
    3.)Will it be pegged to gold and if so how much? My guess is 15%. Who could trust a new currency backed by 15% gold though if Fort Knox hasnt been audited since the 50’s.

    Once they’ve got the currency you can forget about National Sovereignty.

  279. Al "The Thermostat" Gore says:

    284.

    The Poles were valiant but come on. Look what they were up against. They fought a 2 front war without the element of surprise. They had biplanes and the Germans had the Luftwaffe.

  280. Mr Hyde says:

    Cobbler

    you missed the entire point. The training and actually carrying the weapon must go hand in hand.

    The russia example is also irrelevant in this case, as the training was the basics on how to use a military rifle in comabt.

    If you disagree with me go pull up the FBI stats and take a look. Its also common sense. if there is a high probability that the average joe on the street is armed and competent with the weapon, violent crime against another human is almost suicide.

    WHat you see happen in places that suddenly being supporting ocnceal carry is that crime drops and the reamining crime is primarly crime against property, i.e. the robber makes sure you leave for work before breaking into your house.

    When the 90lb blond woman is just as likely to be armed and dangerous as the 6ft 200 lb biker, your personal safety forces you to be polite and not perpetrate crimes.

  281. confused in NJ says:

    News 5 says Tuesday Night / Wednesday is the next scheduled NorEaster. said it with a grin on his face. He must live in a high rise rental.

  282. cobbler says:

    kettle [285]
    There is a big difference between fighting the foreign invasion and own law enforcement. Under Saddam’s regime in Iraq there had been a weapon in almost every house – which did not prevent imprisonment and execution of thousands of people. Brown shirts were an integral part of the German nation at the time, and the nation actually voted for their leader…

  283. Stu says:

    still:

    I saw that vacant mall on Woods last Saturday on my way to Rasoi.

  284. Final Doom says:

    whine (276)-

    In case of an invasion Chez Doom, my wife will vouch that I first declared “hie thee, marauder; away with you, lest I engage you in a battle of arms”.

    Because the guy who tries to get into my house is going to look like the lead actor in an old drivers’ ed film.

  285. Final Doom says:

    cobbler (289)-

    Did they let ’em take the AKs home with them?

    Are you really this naive, or are you just a troll?

  286. Mr Hyde says:

    cobbler,

    you still miss the point my friend.

    but by all means carry on.

  287. Final Doom says:

    The only acceptable policy should be to allow concealed carry of as many unregistered weapons as you can get your hands on.

  288. Mr Hyde says:

    Mrs Hyde’s handy work

    http://yfrog.com/2dphotoiuj

    Dont worry about me, she’s the one who will drop you

  289. Final Doom says:

    …and everyone should have a grenade belt. Large people should bear shoulder-mounted launchers.

    Silencers and night vision glasses should be sold at Cabela’s.

  290. Final Doom says:

    hyde (300)-

    You should start calling her Lee Harvey.

    Tight pattern.

  291. Final Doom says:

    Oh, yeah…we should bring back pistol dueling.

  292. still_looking aka Tan-Less says:

    Stu 295

    depressing, eh?

    used to be skating, a chinese food place, a marshall’s and I think a craft store.

    all boarded up with graffiti on it.

    The giant “cash & carry on the corner behind the gas station at the wood ave/oaktree rd intersection is daunting.

    i hadn’t been that way in a while… saw my childhood house, too. what a f*cking mess.

    surreal, at best.

    sl

  293. Final Doom says:

    Here’s some hopeful news:

    “More voters have greater confidence in the telephone book these days than in the current Congress, and most think their national legislators are paid too much to boot.

    A new Rasmussen Reports national telephone survey shows that 45% of likely U.S. voters now think a group of people selected at random from the phone book would do a better job addressing the nation’s problems than the current Congress.”

    http://www.rasmussenreports.com/public_content/politics/general_politics/january_2010/45_say_random_group_from_phone_book_better_than_current_congress

  294. Mr Hyde says:

    Hey Look!

    Japanese curling (NSFW)

    http://i.imgur.com/zHPBH.jpg

  295. scribe, The Princess of Paramus says:

    #266, what is the “Real Man” legislation?

  296. Barbara says:

    sick of American’s bitching about Congress. Whenever someone comes in with new ideas and some integrity, American’s yuck it up with Leno and put them on the “Crazy Train.” Perot, Kusinich, Paul just to name a few. Hay Americuh, STFU.

  297. cobbler says:

    kettle,
    Actually, I do support concealed carry laws and much looser controls than NJ has. This may make some areas bordering inner cities more safe and livable. However, thinking it will protect your liberties from the intrusive government is laughable.

  298. Al "The Thermostat" Gore says:

    308. I agree. Its Paul or bust in 2012. I suspect it may be bust but you never know.

    307. The real man legislation basically repeals the current laws that state an intruder must be inside the home and the homeowners life must be threatened before lethal force can be deployed in defense. The new law would change it to on ones property.

    Cant find the exact legislation anymore but it was posted last year on the NJ legislative site.

  299. Barbara says:

    gosh, its been a week since I took a spin on the ole mls…good for some laughs.

  300. njescapee says:

    Al, Ron Paul is a good guy with great ideas and excellent judgement but let’s face it, he is 75 and will never make it through that beauty contest. I take him at his word that he will not leave the GOP.

  301. Al "The Thermostat" Gore says:

    312. Then its bust. I dont care if the guy is 98. At the rate mainstream media is crumbling I dont think they will be able to frame a candidate like they did in 08.

    November, politically speaking, will be the last hoorah. An ever growing segment of the population has lost faith in the ballot box. That doesnt result in anything good. They move on to the next box.

  302. scribe, The Princess of Paramus says:

    Al,

    why is it called the “real man” legislation?

    where does the term come from?

    I find that curious.

  303. SG says:

    OT: Anyone has good suggestion for Replacement windows purchase & installation service in central Jersey area?

    Thx in advance.

  304. Yikes says:

    So forget Chile, right?

    8.8 earthquake. i think we’re down to … Switzerland? Portugal?

    There’s nowhere in the world to go, guys.

  305. Shore Guy says:

    “njescapee says:
    February 26, 2010 at 7:56 pm
    249, nice boots :-)”

    Boots? Boots? I have looked back at that page three times and STILL don’t see any boots.

  306. Mr Hyde says:

    Yikes

    Chile is still on the list.

    Europe is not a good choice unless you already have roots in a local community. Portugal is a very bad choice unless you have some deep roots there.

    The general criteria is a nation that is a net producer of natural resources, has a reasonable respect for law, and is not drowning in debt.

  307. d2b says:

    Yikes-
    Not sure I would want to go anywhere. If the world goes all Mad Max no place would truly be safe. Wherever yo go there’s always going to be a bigger army or militia. Somebody will get hold of the true military hardware and all of the guns in Cabela’s will not help.

  308. Mr Hyde says:

    Stu 314

    And yet the so called experts insist we are “stabilizing”, “Bottoming”, “improving”.

    Idiots. And you wonder why the empire is falling?

  309. Mr Hyde says:

    d2b

    Somebody will get hold of the true military hardware and all of the guns in Cabela’s will not help

    Not so. Better tactics will often win against superior firepower.

    For example most modern tanks are highly vulnerable in urban environments. If you do not know how to use a tank in the correct tactical manner then despite the ability to run over some cars it could actually be more of a liability.

    Weapons are just tools. If you dont know how to use them them in the right manner then they arent very effective.

  310. d2b says:

    One has to wonder how much is truly orchestrated these days. There seemed to be a lot of bad news this week with jobs and housing yet only two banks went under. Do you think someone tells the FDIC who/how many they can and can’t close?

    Also, this takeover seems to be a great deal for the acquiring bank because the get all assets and no liabilities. Is this correct?

  311. Yikes says:

    Fannie Mae only wants 15.3 billion as a bailout.

    that’s it.

    http://www.npr.org/templates/story/story.php?storyId=124130845&ft=1&f=1001

  312. House Whine says:

    On C-Span now- Richard DeKaser of the Woodley Park Research Ctr. talking about the state of the housing industry. He’s is very measured in his responses and neutral in his approach. I haven’t really learned anything new but it’s intersting to listen to the viewer’s questions. He did say a recent survey indicates the majority of Americans believe that this is an excellent time to buy a dwelling. (But, can they? is the real question).

  313. House Whine says:

    Oh, and another intersting comment of DeKaser’s was that there has been no expansion in the number of new home buyers in part because family and friends are choosing to bunk together to save money.

  314. sir Rentsalot says:

    Gore – veto’s right – polish cavalry was still literally on horseback. For an aural depiction of the battle, listen to the 3rd movement of Shostakovich’s 8th Symphony.

  315. sir Rentsalot says:

    238 cobbler
    “Well, if you are anxious to see the bulk of the distressed properties dumped on the market at the same time, it will not be a fair price…”
    Of course it would. Large supply, small demand. Sorry you don’t like low prices, but the most basic laws of economics don’t change the nature of what constitutes a “fair price” just because it’s inconvenient to you.

  316. Yikes says:

    d2b says:
    February 27, 2010 at 8:42 am

    Yikes-
    Not sure I would want to go anywhere. If the world goes all Mad Max no place would truly be safe. Wherever yo go there’s always going to be a bigger army or militia. Somebody will get hold of the true military hardware and all of the guns in Cabela’s will not help.

    You’re in Bucks, right? Enjoying all this snow?

  317. Sir Rentsalot says:

    278 there was no shortage of weaponry in Weimar Germany. The bolshies were armed and active, and for awhile it was nip and tuck before the nazis made their best appeal to national identity and got broader support (still only 35% or so before they took power by force, tho). That being said, arming all German citizens would not have changed much – the vast majority of Germany (and eastern Europe generally) was deeply anti-semitic, and arming them wouldn’t have helped. See pogroms in eastern europe/Russia from late 19th c to 1920s. Citizens with weapons did quite a bit of damage.

  318. House Hunter says:

    Listent to these stories, people around our area and friends know we rent. Recently, we have been approached by three separate folks, here are the scenarios: 1) I know you are looking, if you are interested i just want to pay my mortgage off, so without the realtor i would like xyz price. 2) I know you think the price is high, but it is low for this area, (house has been for rent or sale for 3 years ha ha) 3) my friend around the corner is selling, she wants xyz price without the realtor if you are interestes call by Sat. she can’t pay the mortgage any longer and is moving in with her boyfriend. It is a deal. OK so three people approach me in a matter of weeks to bail them, or their friend out. Don’t think so. However, this has not happened in the past, so this is a new trend for us. also, the past three or four new listings that have come on are priced at the mortgage payoff plus the realtor fee, great and sound pricing strategy…nice try go find another sucker

  319. Sean says:

    Tusnami should hit Hawaii in about 6 hours from now.

    Here is the report.

    http://www.prh.noaa.gov/ptwc/messages/pacific/2010/pacific.2010.02.27.154316.txt

  320. 3b says:

    #270 Job market with adequate raises. $8 to $12.00 an hour dead end jobs won’t cut it.

  321. Al "The Thermostat" Gore says:

    Imagine if the the same earthquake weapon was used against the Mid Atlantic Ridge. Surfs up. At least that would solve my decision to unload my house. Take the insurance money and run.

    Problem is I dont have flood insurance.

  322. Al "The Thermostat" Gore says:

    Bill 107th CONGRESS, 1st Session, H. R. 2977 2001

    To preserve the cooperative, peaceful uses of space for the benefit of all humankind by permanently prohibiting the basing of weapons in space by the United States, and to require the President to take action to adopt and implement a world treaty banning space-based weapons

    (i) electronic, psychotronic, or information weapons;

    (ii) chemtrails;

    (iii) high altitude ultra low frequency weapons systems;

    (iv) plasma, electromagnetic, sonic, or ultrasonic weapons;

    (v) laser weapons systems;

    (vi) strategic, theater, tactical, or extraterrestrial weapons; and

    (vii) chemical, biological, environmental, climate, or tectonic weapons.

    http://www.fas.org/sgp/congress/2001/hr2977.html

    I think it was Macarthur that said the next world war would be fought in space.

  323. confused in NJ says:

    316.SG says:
    February 27, 2010 at 7:07 am
    OT: Anyone has good suggestion for Replacement windows purchase & installation service in central Jersey area?

    Thx in advance.

    I used Castle Windows (22 windows) and found them very reputable. Had birds fly into a very large picture window twice, breaking the seal, and they replaced it each time. Life Warranty for original owner.

  324. renter says:

    Northeast home sales up from year-ago levels

    Bob Salsberg • The Associated Press • Saturday, February 27, 2010

    http://www.burlingtonfreepress.com/article/20100227/NEWS01/2270301/Northeast-home-sales-up-from-year-ago-levels

  325. yo'me says:

    Fannie Mae’s Loss is the Bankers’ Gain

    Fannie Mae and its sister institution Freddie Mac buy mortgages from banks. That is what they do. This means that when Fannie and Freddie lose money, they paid banks too much money for the mortgages.

    This point should be so simple that even an economist could understand it. This is why it is disturbing when news articles on Fannie’s newly announced loss of $15 billion in the last quarter don’t point out that this is money given to banks.

    The key issue is whether Fannie and Freddie’s losses are due to mortgages and mortgage-backed securities purchased prior to their takeover in September of 2008 or whether they are the result of mortgages purchases subsequent to that date. if the latter is the case then the Treasury Department is effectively using Fannie and Freddie to run a TARP program, purchasing mortgages from banks at above market prices. This amounts to a huge taxpayer subsidy to Jamie Dimon, Lloyd Blankfein and our other favorite bankers.

    –Dean Baker

  326. willwork4beer says:

    339 yo’me

    Maybe Gei*co should stop picking on cavemen and use this line instead:

    This point should be so simple that even an economist could understand it.

  327. willwork4beer says:

    From the AP via nj.com

    Drunk Bridgeton man calls 911 from patrol car, claims kidnapping

    The Associated Press
    February 27, 2010, 2:06 PM

    BRIDGETON — State police said an intoxicated man being driven to his southern New Jersey home by troopers called 911 and claimed they were kidnapping him.

    The incident began after the Bridgeton man — whose name was not disclosed — was taken to the state police barracks in that Cumberland County community earlier this month.

    Law enforcement officers had found him while investigating a disorderly persons call in Bridgeton and decided to transport him home, putting him in the cruiser’s back seat. After making the fake 911 call, he continued to be disorderly despite repeated warnings.

    When the troopers pulled over and tried to arrest him, he resisted but was eventually restrained and taken back to the barracks.

    He was charged with disorderly conduct, resisting arrest and obstruction.

    http://www.nj.com/news/index.ssf/2010/02/drunk_bridgeton_man_calls_911.html

  328. veto that says:

    “Veto 284, That is a ridiculous statement”

    Hyde, my statement was meant to be rediculous on purpose.

    i get ‘silly’ like that.

    ‘Silly’ i tell you.

  329. veto that says:

    Shore, what would Jeff Spicoli say about the tsunami?

  330. Mr Hyde says:

    Veto

    sry

    my sarcasm meter needs calibration

  331. veto that says:

    no my fault ket, my attempt at humor is too dry.
    sometimes my most serious posts are hidden jokes. and then im the only one laughing.
    Will try to signal when a joke is coming in future.

    BTW, the one about defaulting on the landlord was a joke too. (for now)

  332. veto that says:

    The tsunami coverage will be more anticlimactic than the OJ simpson slow speed chase.

  333. Comrade Nom Deplume says:

    [300] kettle

    Looks like my last target. 20 yards with a Makarov. Full clip in the K ring.

  334. Comrade Nom Deplume says:

    Stu,

    Heading to Jack Frost tomorrow if you are interested. Does the little gator ski? He’d have a lot of company.

  335. Comrade Nom Deplume says:

    [319] kettle

    Must also consider if access is reasonable. Can you get to it and cross the borders easily? Also, what about tax laws—will you be seen as a convenient ATM?

    These are a couple of the reasons Canada is still on the list and Australia and NZ aren’t.

  336. Shore Guy says:

    I would bet on:

    surfing’s not a sport, it’s a way of life… it’s no hobby. it’s a way of looking at that wave and saying “hey bud, let’s party!”

    or

    Well, I’ll tell you Stu, I did battle some humongous waves! But you know, just like I told the guy on ABC, “Danger is my business!”

  337. Shore Guy says:

    An interesting article via ASCAP (for the English teachers out there, sorry, I did not correct the internal quotation marks after putting them in mine):

    http://www.techradar.com/news/portable-devices/mp3-players/is-the-ipod-killing-music–672494?src=rss&attr=all

    Did the iPod kill music?
    Shonky sound quality, short attention spans and the slow death of the music biz. Is it Apple’s fault?

    snip

    “Short attention spans

    “It [the iPod] has become so prevalent in people’s live’s now that it’s really helped accelerate this culture of having a very short attention span,” says Naim’s Simon Drake.

    “In terms of what it does for the music itself? You watch kids on an iPod in a group, they’ll play 20 seconds of a song, they’ll all scream and laugh, and then they’ll change it to the next 20 seconds of another song.

    “We’re not actually helping develop any love or desire towards music or the thought process behind actually making it. One of my biggest problems, is – as someone from the independent sector who’s not trying to make a quick buck – I’m trying to make compelling albums that people will hopefully sit down and enjoy in their entirety.

    “I don’t think for a minute that Apple thought that was going to be the case. It’s human nature, our will to be lazy is becoming ever more present. it’s our fault, not Apple’s fault.

    One thing that frequently gets laid at the iPod’s door is the issue of sound quality: from the way music is consumed as low bit-rate MP3 and AAC files, to the oft-cited argument that music producers now mix music so it sounds great on the crappy earbuds bundled with iPods. In truth, it’s actually a lot more serious than that, says Kerchoonz Ian Morrow:

    “If you get a kid who wants to be an [sound] engineer and wants to work in studios, they’re all listening to things outside the realm of the way you’re meant to hear… If you want a drum kit to sound good, you need to listen to it in a room, not on headphones.

    “That’s a major thing with the kids that are coming through. Most of the kids that I’ve heard demos from, they’re all crap – the drums sound terrible. The first thing I say to them is have you heard a drum kit – go and stand right in front of it.

    “If it sounds crap when you listen to it, it’s going to sound crap when you record it. Now when you listen to things on headphones all the time, you’re never going to learn that perception of what sound actually is.””

    Snip

  338. sas says:

    ‘I think it was Macarthur that said the next world war would be fought in space”

    MacArthur was wrong. Its being fought right now, via economic warfare, and trade policy.

    (oh yeah, a few false flag events & bunker busters help too)

    SAS

  339. veto that says:

    “it’s a way of looking at that wave and saying “hey bud, let’s party!””

    Totally…

  340. morpheus says:

    350:
    Nom, was going to ask if you were going skiing in PA this weekend. Little guy still has nasty cough. Better for me to make beer this weekend. IPA. . . yummy!

  341. Mr Hyde says:

    Space warfare…

    I would imagine it has a somewhat limited scope. All you have to do is detonate a few satellites or dump a bunch of ball bearings into a given orbit to make it almost useless to everyone.

    It wouldn’t take many anti-satellite rockets to make it very difficult at best to put anything into orbit, much less maintain satellites for any period of time.

    A space battle is close to being a lose-lose for everyone

  342. morpheus says:

    OK:
    lets talk battle rifles. Been researching this. Want a .308 (7.62mm x51) semi auto. M1A is a little too expensive. DPMS panther 308 seems nice. PTR-91 seems nice. Any opinions? PTR-91 seems more reliable but the DPMS seems to be more accurate.

    subject is quite interesting.

  343. d2b says:

    Yikes-
    I live in Lafayette Hill near the Plymouth Meeting Mall (Montgomery County). Snow has not been too bad. Our township does a great job of clearing streets.

    We did lose power for 17 hours during the last storm which made for a chilly night. In the morning we called the Marriott. We were getting ready to go when the power came back on.

    We live on a street with no traffic and my 9 year old does not know the meaning of cold. It means we spend a ton of time outside and it’s been great. The best way to handle the cold is to get outside and enjoy it.

  344. d2b says:

    Made a trip to the shore today. I could not believe the amount of down trees on my trip down the Parkway. Very odd because many were snapped in half. I could not believe the damage.

  345. Sean says:

    I always knew it was those damm dirty Hippies fault!

    Did Woodstock hippies lead to US financial collapse?

    A conservative activist says hippies-turned-boomers are responsible for excessive spending, the mortgage crisis, and recklessness on Wall Street. He tells the story in his film, ‘Generation Zero.’

    http://www.csmonitor.com/USA/2010/0225/Did-Woodstock-hippies-lead-to-US-financial-collapse

  346. Mr Hyde says:

    Morpheous

    I am not familiar with the PTR, but after looking at it and digging up a few reviews, I would probably side with the DPMS. Since the DPMS is essentially an AR platform it may ultimately be cheaper and easier to maintain.

    I would also personally be a little leery of the PTR without substantial research. From the digging i did it sounds like it has potential but may still need a little polishing.

    In terms of reliability, Quality ammo and familiarity with your weapon go a long way. Most weapons have various weaknesses, but if you are familiar with them and know how to address them/ minimize them then you can hopefully avoid the issues.

    In terms of accuracy, it depends on your intended use. If the accuracy is similar between the 2 at 50 meters/yards with quality ammo (match grade) then it shouldn’t be a huge issue assuming you don’t plan on competing.

    In the real world, most shots whether in self defense or hunting will probably at or under 50 meters.

    Of course the best option would be to get some time on the range with both, but that mat be hard to do.

    Keep in mind that regardless of which one you may prefer aesthetically, or “comfort” wise, the primary consideration is which one is going to perform best under pressure.

    Look at my link from last night about real life self defense situations.

    This is a rifle and not a handgun, but the general principle applies.

    If i had to choose right now, from what i know i would probably go with the DPMS given its the AR platform and well known with a substantial aftermarket for modifications and upgrades.

  347. morpheus says:

    thank you Mr. Hyde. I figure the hi point 9mm carbine would be adequate for short range and the DPMS would be for long range. Hand gun would be the last thing I will purchase. Will deal with that after I become accurate and proficient with rifles.

  348. Mr Hyde says:

    Morpheous,

    After digging a little more, The PTR does look interesting….

    If you get it, i would love to hear about how it performs.

  349. Mr Hyde says:

    Morph

    To each their own, but i wold make my purchase in the order: battle rifle – handgun – carbine

    In close quarters a battle rifle can be very difficult to use effectively unless you are trained to do so. You also have the concern of substantial over penetration. You fire a .308 in a house and it will go through multiple walls and possibly into another house. A .40 cal handgun will penetrate walls but is highly unlikely to leave the building.

    Also consider that you can realistically carry both a handgun and a battle rifle, while carrying a battle rifle and a carbine for most is not necessarily practical.

    Just my 2 cents, i claim no expertise here.

  350. Mr Hyde says:

    Morph

    Just let me add:

    BUT… BUT…BUT…. I though NJ banned ASSAULT RIFLES!!! That PTR looks awfully scary, kind of like a military rifle!!!!

    We need to ban this, QUICK!!!!! Think of the children!

  351. chicagofinance says:

    The theme for our great new governor of New Jersey!

    http://www.youtube.com/watch?v=LTRGrw0lqp8

  352. Al "The Thermostat" Gore says:

    351.

    Back in the 80s we received 10 acres in upstate NY as inheritance 1 mile from the unguarded Canadian border. Local farmers used to cut the hay. It was sold for 10k. I wish I had that back.

  353. Al "The Thermostat" Gore says:

    360.

    How about an M-14.

  354. Al "The Thermostat" Gore says:

    360.

    With an AR platform you can put a 308 barrel on. More versatile and will save you some bucks. Of course in the peoples Republic of NJ an AR isnt allowed. A Bushmaster is though.

  355. cobbler says:

    al [370]
    You can buy 10 acres in upstate NY for 10-15K or even less, if you wish so. However, the Canadian border these days has tons of electronic security gear and heli patrols…

  356. Mr Hyde says:

    True terror is to wake up one day and discover that your high school class is running the country – Kurt Vonnegut

  357. Mr Hyde says:

    Found a picture of Clot/Doom/Schump:

    http://i.imgur.com/kodxp.jpg

  358. Al "The Thermostat" Gore says:

    375.

    Lend me a bayonet?

  359. Perry Clutts says:

    I must say bro, your website is simply stunning. I found it simply by crawling around Google and in all honesty I am certainly thankful that I did. Keep it up. On a sidenote, http://videotrends.net/ has the first video footage I’ve seen on this event.

  360. Final Doom says:

    hyde (375)-

    I don’t leave weapons sitting around with bayonets fixed. That’s dangerous. :)

    That picture of me was obviously Photoshopped.

    I also hate Glenn Beck.

  361. Final Doom says:

    hyde (367)-

    Still prefer a sawed-off, pistol-grip Mossberg 500. Shoot from the hip, and erase everything in your frontal view.

  362. Cindy says:

    283 – Kettle

    “You never use a lethal weapon unless you intend to kill someone. Once again I am not an attorney but using a lethal weapon with any intent besides death leaves you open to criminal charges.”

    I was told by my EX that you never shoot to wound because a p!ssed off perp is going to turn around, take the gun, and use it on you.

    That was his reason not to shoot to wound.

  363. freedy says:

    lots of talk in the papers about principle
    reductions becoming a must.

  364. Cindy says:

    http://money.cnn.com/galleries/2010/real_estate/1002/gallery.Housing_recovery_bets/index.html

    Housing” Best recovery bets –

    3 out of 8 are in the state of Washington – No state income tax?

  365. Cindy says:

    http://www.nytimes.com/2010/02/28/business/economy/28gret.html?pagewanted=1&adxnnl=1&partner=rss&emc=rss&adxnnlx=1267366577-owggIc%20pqRL0N6TYr/9cMA

    Sean…..

    “It’s Time for Swaps to Lose Their Swagger”

    Gretchen Morgenson

    I’ll believe it when I see it.

  366. Mr Hyde says:

    Cindy

    Its unrealistic for the large majority of people to think they could shoot to wound. Your accuracy goes down the drain in real world confrontations unless you are a seasoned combat veteran or trained sniper.

    Even if your paper target is amazing at the range you will probably be all over the place in the real world (i.e shooting at a person). Its due to stress as well as a subconscious reluctance in most people to kill another human (dont worry the army knows how to circumvent that with training). Do not forget that a moving target is also much harder to hit accurately and its unlikely the “bad guy” is going to stand still for you.

    Even if you overcome the stress and psych issues that effect accuracy you still need to know where to shoot to achieve the desired effect. This also takes training. Think of it as being a human hunter (i.e. hunter of human animals) You need to be very familiar with primary physiology and where to affect damage to achieve the desired result.

    Snipers can shoot to wound but very few others can do so.

  367. Cindy says:

    384 – Should have be more clear:

    “Never take out a weapon unless you intend to kill someone,” if I remember correctly. Or… They will take the weapon from you while you stand there trying to figure out what you are doing and kill you with it.

  368. grim says:

    Want a .308 (7.62mm x51) semi auto. M1A is a little too expensive. DPMS panther 308 seems nice. PTR-91 seems nice. Any opinions? PTR-91 seems more reliable but the DPMS seems to be more accurate.

    Springfield M1A is a very nice gun. Yes expensive, but resale is very good. I’d personally go National Match with the walnut stock, but if cost is a consideration, you could always go fiberglass.

    Second choice would be a SIG556.

  369. Cindy says:

    Lots of gun folk in Oregon. Ex did his own reloading – belonged to a range – elk hunting etc. He just didn’t think anyone should go near a gun/ own a gun/ use a gun unless they knew exactly what they were doing.

    I never shot, never learned, never cared to know so it was a constant source of conversation.

    He was not into guns when we married here in CA. Big change with the move to Oregon.

  370. 3b says:

    #381 If that happens it will be the complete destuction of the housing market.

  371. 3b says:

    For those who qulaify, tomorrow is March 1, only 60 days left to get your 8k tax credit (free gov’t money)!!! Hurry hurry!!!

  372. 3b says:

    #363 Not for nothing, but he may not too far from the truth in some ways in my opinion.

    I hate the baby boomers (and I am one of them, tail end of that generation). They are probably the most self absorbed, selfish, angst ridden, over medicated, phony, and pompous generation on record.

  373. Yikes says:

    has there been discussion of warren buffett’s letter to shareholders?

    http://www.nytimes.com/2010/02/28/business/economy/28buffett.html?ref=business

  374. stan says:

    “I hate the baby boomers (and I am one of them, tail end of that generation). They are probably the most self absorbed, selfish, angst ridden, over medicated, phony, and pompous generation on record.”

    3b-as a generality, I couldnt agree more.

  375. Yikes says:

    Mr Hyde says:
    February 28, 2010 at 9:57 am

    Its unrealistic for the large majority of people to think they could shoot to wound. Your accuracy goes down the drain in real world confrontations unless you are a seasoned combat veteran or trained sniper.

    this is why you get the laser sights on your pistol:)

    Didn’t cost that much more, either. makes shoot much, much easier.

  376. sas says:

    “Snipers can shoot to wound but very few others can do so”

    disagree. snipers are used for one thing and one thing only.
    In fact, if you plan on pulling a trigger (and not for target practice), you do so for only one purpose in mind.

    aim for center mass, one shot, one kill.

    otherwise, you don’t point down range.

    SAS

  377. sas says:

    keep in mind too, there are not only snipers.
    we also have squads of anti-snipers.

    thats were the real dangerous ones seem to gather.
    back in my day, they had a little lingo:

    “you mess with the best, you die like the rest”

    talk about a scary bunch. yikes !!

    SAS

  378. sas says:

    and a side note, if you ever get caught in snipers crossfire.
    best thing to do is keep belly on the ground, and face to the dirt (as if you are humping a gopher hole), and don’t move, and breath very slowly.

    many snipers are trained by pattern recognition. and scan for movement.

    one time, i was caught on crossfire with a squad in the middle east. i laid on my belly, out in the open, and ate sand for about an hour before the threat was cleared.
    (they just took down the building).

    talk about having to change your drawers.

    SAS

  379. Mr Hyde says:

    Yikes

    laser sights only help so much. If you don’t have combat experience you hands are going to probably be shaking in a confrontation. And many people may hesitate to fire with a real hman on the other end of the barrel.

    Intentional misses were a big issue for militaries until the US army studied the pschology of the issue and figured out how to bypass the psych barriers

    SAS

    I am familiar with counter snipers. The person who taught me to shit was on such a team for special operations command.

    He had some interesting stories

  380. Mr Hyde says:

    Yikes

    laser sights only help so much. If you don’t have combat experience you hands are going to probably be shaking in a confrontation. And many people may hesitate to fire with a real hman on the other end of the barrel.

    Intentional misses were a big issue for militaries until the US army studied the pschology of the issue and figured out how to bypass the psych barriers

    SAS

    I am familiar with counter snipers. The person who taught me to shot was on such a team for special operations command.

    He had some interesting stories

  381. sas says:

    “US army studied the pschology of the issue and figured out how to bypass the psych barriers”

    yup.

    they did this by video game technology.
    you tink the Song playstation, the nintendo, or the wee wee are trailblazers? ha, hark no.

    video game tech & games game out of military.

    in conjunction with the psych propaganda of maken your enemy less than human.

    in Vietnam, they told you & trained you that the enemy were just a “bunch of dumb gooks”, so the privates & soliders came to think of people as not even equal to them.

    Similar things are done today too in the mid east.
    “ohh, just a bunch on dumb muslims, they wanna kill everyone anyways”..blah..blah..blah..

    and, another trick, to plant anamosity. they do false flag bombs.

    you think all those people in the Gaza are solely responsible for bombings. ha ha… hark…no..

    Isreal plants own bombs, blames it on x, and gives now gives them justification to esclalate a tension, or do a preemptive.

    just like Tonkin.

    SAS

  382. morpheus says:

    what a lively discussion I initiated!

    First, I have to get the FID. Let’s see if I am any good with long guns before I try handguns and try to acquire a permit for that.

    From what I heard, if you apply for both a handgun and long guns permits on the same application, some PDs will really delay your application and/or give you a hard time. After I get the long guns, then the pistol permit will be icing on the cake.

    I know. . . I will have to reapply for the pistol permit and that takes time.

  383. cobbler says:

    morpheus [401]
    I never heard about application getting delayed if you apply for both permits at the same time. The lead time is mostly due to FBI and references checks, as far as I know.

  384. DL says:

    Snipers is Baghdad use 50cal. They don’t always try to kill. Sometimes they wound someone to get his friends to come out and help him.

  385. Sean says:

    Go USA Hockey team whoop those Canucks!

  386. Al "The Thermostat" Gore says:

    400.

    And 9/11.

  387. veto that says:

    Not much impact from repeat buyer credit

    Real estate agents, economists see lukewarm interest for $6,500 repeat homebuyer credit

    “No one is saying, `I need to buy something before it expires,'” said Tim Surratt

    Efforts to modify loans facing foreclosure have largely failed. So, hundreds of thousands of discounted homes will hit the market this year, stressing a market desperate to balance high supply with sluggish demand.

    “You’ve got a really big problem that requires big guns, and the tax credit is just not big enough,” said Roberton Williams, senior fellow at the Tax Policy Center in Washington.

    Agents believe the credit’s true test will come in the spring, the busiest home-buying season. Concerns about high unemployment could keep buyers on the fence.

    Economists argue that a tax credit is rarely the sole motivation for a home purchase. Many believe tax credits just accelerate sales that would have happened anyway, leading to a drop off once that demand is exhausted.

    Each home sale contributes $63,000 on average to an area’s economy, the Realtors group claims. That includes real estate agent commissions, title company fees, insurance, and purchases like furniture and appliances.

    “That’s the stimulus effect that the housing market usually has in leading the country out of a recession,” said Walter Molony, spokesman for the Realtors group.

    Lawmakers can extend both tax credits, but it’s not clear if they will.

    The income limit for single taxpayers is $125,000; for a married couple, it’s $225,000.

    http://finance.yahoo.com/news/Not-much-impact-from-repeat-apf-3727796600.html?x=0&sec=topStories&pos=3&asset=&ccode=

  388. 3b says:

    #407Agents believe the credit’s true test will come in the spring, the busiest home-buying season. Concerns about high unemployment could keep buyers on the fence.

    So the true test will be in the next 60 days. I would say that is a tall ordrer.

  389. cobbler says:

    [repeat buyer credit]
    In cash for clunkers, the rebate was 22% of the price of Civic I’ve bought, plus another $500 or so off the federal tax for 2009. For the house, $6.5K will be 1-2% of the price for our area. It is a non-factor, period.

  390. speedkillsu says:

    Lock&Load …carry em’ if you got em’….Dale Welch recently walked into a Starbucks in Virginia, handgun strapped to his waist, and ordered a banana Frappuccino with a cinnamon bun. He says the firearm drew a double-take from at least one customer, but not a peep from the baristas.

    Welch’s foray into the coffeehouse was part of an effort by some gun owners to exercise and advertise their rights in states that allow people to openly carry firearms.
    Buzz and bullets: Gun fans cheer Starbucks’ policy

  391. confused in NJ says:

    I like my Ruger .44 Mag Carbine & Black Hawk Pistol combo. Only have to stock one caliber, except for the Mrs .22LR.

  392. veto that says:

    If they change the tax credit to $100k, i will prob go ahead and buy a $400k home.

  393. veto that says:

    California is a greater risk than Greece, warns JP Morgan chief

    Jamie Dimon, chairman of JP Morgan Chase, has warned American investors should be more worried about the risk of default of the state of California than of Greece’s current debt woes.

    Mr Dimon told investors at the Wall Street bank’s annual meeting that “there could be contagion” if a state the size of California, the biggest of the United States, had problems making debt repayments. “Greece itself would not be an issue for this company, nor would any other country,” said Mr Dimon. “We don’t really foresee the European Union coming apart.” The senior banker said that JP Morgan Chase and other US rivals are largely immune from the European debt crisis, as the risks have largely been hedged.

    http://www.telegraph.co.uk/finance/financetopics/financialcrisis/7326772/California-is-a-greater-risk-than-Greece-warns-JP-Morgan-chief.html

  394. veto that says:

    I never realized that California Proposition 13 was so extreme. Under the proposition, passed in 1978, property taxes cannot exceed 1% of the full cash value of such property.

    Apparently, this was passed as a result of a taxpayer revolt in the early 70s. At the time it was implemented, it lowered proprty taxes by nearly 60%!
    Further, it requires a 2/3 majority vote by law makers if they ever want to change it.

    Soooo, on a $500k home, property taxes cant exceed $5k? Cindy? can you please chime in here?

  395. veto that says:

    oh the best part is that it only gets assessed upon sale, and then cant change until the next sale.

    Haa aaaaaaagghhhh ahah aha ahhahahhhhaaaaa. Thats funny.

  396. veto that says:

    oh the best part is that it only gets assessed upon sale, and then cant change until the next sale.

    Haa aaaaaaagghhhh ahah aha ahhahahhhhaaaaa. Thats funny.

  397. Mr Hyde says:

    Veto

    property taxes should be completely banned. They are an affront to property rights

  398. veto that says:

    I think prop taxes were meant to pay for the right of equal education so i guess that was a good excuse to hit everyone up for 3.5% per annum.

  399. veto that says:

    the right for equal housing will be next…

  400. veto that says:

    yep, you guessed it, everyone is entitled to a mcmansion.

  401. I think im gonna say man, your blog is addicting. I stumbled across it by crawling around Yahoo and to be honest I am immensely glad that I did. good work bro.

  402. Essex says:

    Cloudy With a Chance of Meatballs! Family movie night … cartoons are the best films 0ut today.

  403. Sean says:

    Hedged? By who the Taxpayer again? California is selling everything nailed down and not nailed down to makes it’s debt payments.

    Two dozen state office buildings across California officially go on sale Friday as the cash-strapped state seeks to raise more than $2 billion to pay off some of its long-term debt.

    The state plans to sell the buildings, which include the Ronald Reagan State Building in downtown Los Angeles, and then lease back the office space for state use for at least 20 years. Gov. Arnold Schwarzenegger and the Legislature approved the sale last June.

    http://articles.latimes.com/2010/feb/26/business/la-fi-state-buildings26-2010feb26

  404. veto that says:

    “Hedged? By who the Taxpayer again?”

    Sean, The big banks are hedged with swaps. If their risky loans go bad they will be allowed to ‘swap’ them for billions in bailouts from the treasury.

  405. Sean says:

    Veto – lol

    Sad but somewhat true.

  406. Cindy says:

    414 Veto –

    I think they can go up 3% annually.
    My prop. taxes are $1450.00 a year. That is the only reason, on my low income, that I can be a home owner.

    The goal is to pay off the mortgage and pay taxes/ maintenance in retirement. If I sell or buy a better place, the taxes can be reassessed.

  407. sas says:

    hey everyone,

    looking for some input.

    I’m going to remodel my kitchen. I am thinking of doing some cement countertops. No, I won’t do it myself, thinking getting bids from contractors/and or artists.

    anyone have experience with concrete countertops? pros & cons?

    They looks real neat.

    SAS

  408. sas says:

    Isn’t this Bob Costas a complete moron..
    what a tired & boring old fool.

    SAS

  409. safeashouses says:

    #427 sas

    Man up and get granite. just don’t inhale and wear a lead jock.

  410. sas says:

    “Man up and get granite. just don’t inhale and wear a lead jock.”

    no way, I’m not getting gran nite.

    SAS

  411. sas says:

    wow, get a load of this! reminds me of some of those LSD/sex parties before we got sent over to southeast asia.

    “tracking the nation’s bank failures”
    http://s.wsj.net/public/resources/documents/info-Failed_Banks-sort.html

    SAS

  412. sas says:

    what the heck? I never knew SeaWorld was owned by the Blackstone group. wonder why “the show must go on” at that place, and they are pushing the envelope with these whales.

    “SeaWorld Orlando will flip to new owner
    After months of talks, Busch Entertainment will be sold to Blackstone Group for up to $2.7 billion”
    http://www.orlandosentinel.com/business/orl-seaworld-orlando-sold-100709,0,1554695.story

    SAs

  413. cobbler says:

    Dangers of granite counters are oversold: you’ll get more radiation exposure in one flight from NY to LA than when sitting with your bare a$$ on a granite rock for a year.

  414. Shore Guy says:

    “concrete countertops”

    Is there a problem with getting brine on them?

  415. Shore Guy says:

    “concrete countertops”

    Is there a problem with getting brine on them?

  416. Shore Guy says:

    Re. granite,

    We redid our kitchen a little over a year ago and as we prepared to do so I was dead set against granite. After pricing Corian and engineered stone, we found that it cost no more to go with granite and the granite was so much nicet looking.

  417. Shore Guy says:

    nicer, even

  418. Dirty Sanchez says:

    last

  419. veto that says:

    sas, you have to be careful with counters cracking when you put extreme hot and cold on them. Also want to know how pourous they are so they dont harbour bacteria.
    I hear quartz is in right now.

  420. Shore Guy says:

    “I hear quartz is in right now”

    We found an awsome granite — simply stunning — that was less expensive than nearly every engineered quartz counter we looked at and it was only a few hundred dollars more than the least-expensive quartz.

    I went into the process wanting nothing to do with granite but, I have nothing but good feelings for our counters..

  421. Comrade Nom Deplume says:

    [410] speed

    I used to live down there, and this isn’t new. But it is difficult as the carrier can’t get into his car with it unless he has a carry permit.

    It is also preaching to the choir except in perhaps Arlington or Alexandria.
    Open carry doesn’t raise eyebrows in VA because folks in VA understand that VA is a pro-gun state. And most people would probably assume that anyone openly carrying there is in law enforcement, given that there are so many agencies.

  422. john says:

    If warren buffet is right and 2011 is the bottom for housing what will we bitch about next?

    Also I have no clue why anyone with kids in school district who pays under 10K in property taxes complains very much about their taxes. I got multiple kids in school district and get garbage, fire, parks, police and roads taken care of for 9k a year in taxes.

    Us people are the reasons property taxes are high in the first place.

  423. Mr Hyde says:

    Nom

    assuming it was legal, image the response by the average Joe, to open carrying in nj

  424. 3b says:

    #443 You ahve a very simple thought process John, think it through, come on, you can do it. It’s not that hard.

  425. john says:

    My thought process is simple, there are people lining up to buy new 2011 5 series, Carnvel Cruises just raised their prices, bonuses are back, and boondoggle trainings are making a comeback, 35 billion buy-outs are making the news. Hampton rentals are way up. MY broke friends who never really had money but ran up credit cards and HELOCS keeping up with jones are still broke, however my rich friends are rich again.

    3b says:
    March 1, 2010 at 8:41 am
    #443 You ahve a very simple thought process John, think it through, come on, you can do it. It’s not that hard.

  426. Shore Guy says:

    Cue John. This headline just in from the BBC:

    The pound has tumbled to a 10-month low as fears grow the UK will have a hung parliament in the upcoming election.

    http://news.bbc.co.uk/2/hi/business/8543007.stm

    I wonder if Monica Lewinski will be applying for an internship?

  427. NJCoast says:

    SAS-

    For counters.

    http://www.icestone.biz/

  428. Shore Guy says:

    NJC,

    Are you still among the blue water?

  429. Shore Guy says:

    For anyone near downtown or looking for an interesting and cheap night out, tonight at 800 the New York Songwriters Circle is doing a showcase at The Bitter End, 147 Bleecker Streets (between Thompson and LaGuardia streets). The cost is $10 at the door and those under 18 must be accompanied by an adult).

  430. 3b says:

    #446 however my rich friends are rich again.

    You must travel in a very,very small circle.

  431. Shore Guy says:

    8:00, even

  432. john says:

    So what, I went to England in 2007 and Pound was insanely overpriced vs. dollar. This is just the normalization process that was expected by all.

    Shore Guy says:
    March 1, 2010 at 8:56 am
    Cue John. This headline just in from the BBC:

    The pound has tumbled to a 10-month low as fears grow the UK will have a hung parliament in the upcoming election.

    http://news.bbc.co.uk/2/hi/business/8543007.stm

    I wonder if Monica Lewinski will be applying for an internship?

  433. john says:

    Actually, anyone who listed to me would have not bought any real estate after 2002 and would have been in Cds and t-bills in 2007 and all in stocks and bonds in 2009. Of course I sound like a lunitic at times. But my favorite call on this site was late 2008 when I said GM and Ford are about to stage a huge comeback and Toyota whose quality and service is slipping was due for a big fall. Everyone laughed!!!

    3b says:
    March 1, 2010 at 9:04 am
    #446 however my rich friends are rich again.

    You must travel in a very,very small circle.

  434. NJCoast says:

    Shore- yep.

    Here’s an idea for Clot. Just heard broker/owner of Remax here on St. Thomas took off with the escrow account to the tune of $2,500,000 of earnest deposit money.
    Apparently she’s in Venezuela living it up!

  435. Shore Guy says:

    3b,

    we have been largely insulated from the downturn, knock Ice Stone, as have many of our colleagues. I think that John is largely correct that those without debt and with significant assets, define that how you will, have so far come out of the economic mess in decent financial shape. That said, we know pleanty of people who were skating along the edge of solvency before the crash, and were only keeping their heads above water on a week-to-week basis, and sometimes only by HELOCing.

    In the final analysis, I suspect that the gap between the haves and have-nots widened over the past two years. Nevertheless, while we did alright, we also pulled back on spending in order to be able to respond to emergencies.

  436. Shore Guy says:

    “Venezuela living it up!”

    I bet she is just down there looking for solid investment opportunities in order to provide her clients with a return on those funds, rather than leaving them languishing in a .00001% bank account. Of course, there will be some incidential “carrying costs.”

  437. Oy Vey! says:

    “hung parliament”

    How would they know and whose job is it to measure?

  438. 3b says:

    #456 AGreed, and i feel the same way. However, myself and others that I knwo who are unsccathed, are nto running around renting in the Hamptons, and all the rest. That whole so called lefestyle is just so shallow,as are the people.

    Just because all may be well for the so called players on Wall St, does not not mean things are well in Massapequa.

  439. Cindy says:

    http://www.bloomberg.com/apps/news?pid=20603037&sid=aXXFBMdWOYvk

    Some high-end R/E in Connecticut not moving so well…

    “Greenwich ‘move-Up’ Homes Don’t Sell as New Yorkers Stay Put”

  440. Shore Guy says:

    “Apparently the realtor tried to have her husband knocked off too.”

    Oh, I bet her intentions were misunderstood. As a Realtor, her intentions must always be pure. I bet she really wanted to get him a shot at some really good thing, not to have him shot.

    Once she returns from her investment trip down in SA, I bet all will become clear as the message that it is always a good time to buy.

  441. Shore Guy says:

    On a serious note,

    Have you noticed any USVI housing prices? The things I looked at a few months ago (was looking for 1,800-2,000 sq. feet (3-4 BR, 2-3 BA), on a hill, overlooking water, decent outside space, pref with not too bad a walk (or even a scooter ride) to the beach, with a roof and without hurricane damage, were still absurdly priced.

  442. Mr Hyde says:

    Anybody notice that Italy has now been caught playing the same “hied the debt” game that Greece has been playing?

    http://www.zerohedge.com/article/step-aside-greece-how-gustavo-piga-exposed-europes-enron-2001-focusing-italys-libor-minus-16

    How many other Euro nations have played this game? The Euro is going to be taking a big hit before this gets cleaned up.

    I wonnder if it was GS behind this one too?

  443. grim says:

    Sorry there wasn’t a new thread.

    Ive got a wicked stomach virus and it isn’t easy to get out of bed.

  444. NJCoast says:

    Grim

    I hope you feel better soon. Ginger Ale or flat cola.

  445. still_looking aka Tan-Less says:

    grim,

    open for consultation if ya need.

    you know the #.

    (all else fails, have chifi pull you out of bed by your chest hair :)

    sl

  446. veto that says:

    Stomache-geddon Open Discussion

    Hope you feel better soon…

  447. still_looking aka Tan-Less says:

    shore, 462

    of course we have a nice starter cell home for her 8′ x 12′ with a view of the sand bars and it even comes with meals, entertainment and laundry service. And! the security system is to die for!.

    sl

  448. still_looking aka Tan-Less says:

    ok. anyone! go to http://www.bloomberg.com and tell me what you get?

    thanks.

    sl

  449. still_looking aka Tan-Less says:

    nevermind… I don’t know if my computer has the washington post cached or what.

    just went back and now it’s bloomberg again.

    time to get the haldol blowdart.

    sl

  450. Mr Hyde says:

    SL

    Bloomberg’s homepage…

    Perhaps you have a virus? Been running around unprotected have we?

  451. still_looking aka Tan-Less says:

    http://www.bloomberg.com/apps/news?pid=20601108&sid=abug8FnaA2iY

    I guess since skilling thinks the supreme court is now crook-friendly, he’ll have a chance at freedom.

    We are really truly fu.cked as a society.

    sl

  452. NJCoast says:

    Shore-

    It’s just sinking in to the sellers that there’s a RE problem down here. Prices are coming off quickly.

    I was talking to a guy who was buying a bank owned condo at a good discount but his earnest money deposit is now in Venezuela so the deal fell through. He’s a contractor and said he knows of lots of people way underwater.

    Condos that were selling in the 500’s are now selling in the high 300’s.

    Just like in the states the list price does not reflect the sold price. And lots of lising have that “Make us an offer” desperate tag line.

    Of course there are no online public records down here so its hard to get the history on each property.

    You have to be real carefull where you buy on the islands, there are lots of dangerous areas. Security is a major consideration.

  453. still_looking aka Tan-Less says:

    Hyde, been running Norton….but did notice a few days ago it was not on (and I didn’t turn it off…) Rebooted and ran a scan – turned up nothing.

    I dunno.. but this is twice. I run Firefox and have the dropdown URL favorites listed.

    Went to the usual Bloomberg main page and got the Washington Post (with some Toyoda/Woods apology article at the top.)

    Just went back and back to regular BB page.

    Who knows… I probably need to have my computer checked regardless.

    But where???

    sl

  454. sas says:

    thanks for the input on the concrete counter tops. I read that you have to strip & seal them every 3 months. That may being a pain in the arse.

    anyone have recommendations on a contractor or artist? I am willing to pony up the jack if the person lives out of state.

    if anyone has any other thoughts let me know.
    email me
    sas_njrereport@yahoo.com

    PS. I am not affiliated with the njrereport website, I just use the email to know where the traffic comes from, and I know the game of “contractor, inside job to my cousin Vinny”, so nothing gets by me. you dig…

    SAS

  455. sas says:

    man, my lower back is killing me.

    i went to a party on Sat night and I was cutting a rug out on the dance floor.

    SAS

  456. Final Doom says:

    sean (423)-

    A gubmint that’s in the RE business. That always works well.

  457. Final Doom says:

    john (453)-

    In John’s world:

    normalization = currency collapse

    “So what, I went to England in 2007 and Pound was insanely overpriced vs. dollar. This is just the normalization process that was expected by all.”

  458. Final Doom says:

    coast (455)-

    No can do. I’m crazy, but I’m not a sociopath.

    “Here’s an idea for Clot. Just heard broker/owner of Remax here on St. Thomas took off with the escrow account to the tune of $2,500,000 of earnest deposit money.”

  459. veto that says:

    SL, Norton is really great, you pay $70 per year for the software and then if you get a virus anyway, you call their hotline and they say that it will cost you another $100 for an extremely rude guy in india to help you remove it over the phone.

  460. make money says:

    No can do. I’m crazy, but I’m not a sociopath.

    Not sure what the difference would be between just a crazy man and a sociopath.

    just kidding.

  461. Mr Hyde says:

    SL

    I have a program at home (free) that has helped my out a few times with things that other virus protection missed. I dont remember the name at the moment, but e-mail you with the name when i get home tonight

    cheers

  462. NJCoast says:

    Clot-

    A guy whose deposit was embezzled contacted ReMax headquarters and was basically told “Sorry you lose”. Nice to know the corporate name stands for absolutely nothing.

    Also turns out the realtor was charged with embezzling in the ’80’s under another name. Nice background check on ReMax’s part.

  463. Final Doom says:

    sl (471)-

    You’ve got haldol? E-mail me.

  464. Final Doom says:

    coast (485)-

    Re/Max’s franchise trainer for N. America has multiple BKs.

  465. john says:

    It is king dollar not king pound. I am used to traveling and having a strong dollar, in 2007 my dollar was worth squat in England. In 2008 Money Center banks were all saying pound was overvalued and due for a fall.

    Mr. Buffet himself apologized to shareholders for not listening to me. He said his biggest mistake was not not loading up on corporates and munis in early 2009. He said it was pouring and he had a thimble instead of a bucket. Well Mr. Buffet I had a 40×20 inground pool I was collecting my rainwater in while you were giving credit cards to deadbeat Geico customers. You are right when you said I used to say I was older and smarter but now all I am is older, hurry up and die.

    Final Doom says:
    March 1, 2010 at 10:35 am
    john (453)-

    In John’s world:

    normalization = currency collapse

    “So what, I went to England in 2007 and Pound was insanely overpriced vs. dollar. This is just the normalization process that was expected by all.”

  466. Final Doom says:

    Cindy (461)-

    You want to know what’s really up in Greenwich? This guy is a connected local Realtor, and he always posts funny stuff:

    http://christopherfountain.com/

    He’s been saying for years that Greenwich is a RE dead zone. He also post really funny comments on overpriced, crappy local listings. The board there tried to kick him out, but they couldn’t do it.

  467. safeashouses says:

    “Fed vice chairman to step down”

    Which Ivy league professor will get this slot? Roubini? That would be fun.

    http://www.msnbc.msn.com/id/35643658/ns/business-stocks_and_economy/

  468. Final Doom says:

    Shore (462)-

    Is there a bounty on this lady’s head for her capture & return?

    I could use a little Venezuelan R&R.

  469. Final Doom says:

    Pardon my comment, but isn’t USVI sorta the Alabama of the Carribbean?

  470. NJCoast says:

    Another fun fact about real estate in the USVI, in 2004 all real estate was reassessed for the first time in decades. Some peoples’ taxes were going to more than triple. There was no tax appeal board so a lawsuit ensued. Its been strung out in the courts since then so NO property taxes have been paid/collected since then.

  471. dan says:

    SAS,

    Kinda selective with your analysis, eh? Remember Mohammed al-Dura?

  472. Final Doom says:

    sas (477)-

    Lodi-style?

    “i went to a party on Sat night and I was cutting a rug out on the dance floor.”

  473. NJCoast says:

    Clot-

    Your tax dollars are being funneled to the USVI to pay for all the no show gubmint jobs that all the locals have down here. The road crew was trimming brush the other day- one guy was cutting and four others were under a tree drinking who knows what.

    Hey is $22.00 a bottle a good price for 9 yr old small batch Knob Creek?

  474. Final Doom says:

    coast (485)-

    Actually nothing Re/Max International can do. They are a franchisor, not Interpol.

  475. Comrade Nom Deplume says:

    [444] ket

    Depending on where you are, the response will run the gamut.

    But the state police (a.k.a., the Stasi) will decide that you are “terrorizing” the locals and lock you up.

  476. Final Doom says:

    Coast (496)-

    Hell yeah.

  477. Mr Hyde says:

    Doom

    Need a hand with that Venezuelan “acquisition”? I could use a change of scenery

  478. sas says:

    “Kinda selective with your analysis, eh? Remember Mohammed al-Dura?”

    not selective, just first example that came to my mind. point is that every group or country does some type operation. no matter what side of the fence you are on.

    Thats why I always take any type of bombing, or event with a grain of salt.

    in my experience, if someone immediately comes out and takes responsibility of the event, then you know it was a set up.

    SAS

  479. Final Doom says:

    hyde (500)-

    You and I would make a hell of a team…just not for the purposes of abducting people in Venezuela.

  480. sas says:

    “Kinda selective with your analysis, eh? Remember Mohammed al-Dura?”

    keep in mind too, i was there during Tonkin. from cradle to grave.

    SAS

  481. Mr Hyde says:

    Nom,

    When i have so much money i do not know what to do with it i will give you a call and we can make a political and legislative run at turning NJ into NH in terms of gun laws.

    Should make for a lively adventure

  482. still_looking aka Tan-Less says:

    Hyde, 484

    Thanks…. it doesn’t seem like anything is actually wrong but who knows?

    sl

  483. Nom (350):

    Appreciate the invite. Didn’t see it until now, but couldn’t have made it anyway. Hope you had a great time. We are planning a little trip up to Pico in a few weeks.

  484. Final Doom says:

    Anybody see Markopoulos on TV today, saying he was preparing to whack Madoff if he got the feeling Bernie was onto his surveillance?

    Evidently, Madoff has recently said Markopoulos is sort of a minor player in financial circles. Meanwhile, Madoff call Mary Schapiro a “dear friend”.

    Makes you wonder…

  485. Final Doom says:

    Markopoulos should worry about the SEC coming to whack him. Evidently, his book pulls back the curtain on what a bunch of dunces and crooks they are.

  486. Shore Guy says:

    Stu,

    Pico? Is that one-trillionth of a ski mountain?

  487. Al "The Thermostat" Gore says:

    504.

    It would make traffic jams interesting if everyone had a 50 cal on their roof.

  488. Al "The Thermostat" Gore says:

    “It wouldn’t surprise me if America doesn’t go through a 20 or 30 year period where things just don’t go anywhere,” he said.

    He believes the US could experience something similar to Japan with the Nikkei Dow Index in Jan 2010 standing at 18,300 points, 72.9 percent below its all-time peak of 38,957 in December 1989.

    “If you had said to someone at any point in history that your stock market is going to be 75 percent down from where it was 20 years ago, they would have called the police because they would have thought you were nuts,” he said.

    Jim Rogers
    http://www.chinadaily.com.cn/bizchina/2010-03/01/content_9518059.htm

  489. dan says:

    SAS,

    I felt the same way every time I heard a Nigerian pipeline blew up every other day two years ago as a way to keep the oil prices high. I mean, who the hell could check the story?

  490. Shore,

    funny. When I hear Pico, I think of the original Pine text editor.

  491. Al "The Thermostat" Gore says:

    State Income Tax Receipts Percent Change From Year Ago.

    Check out this chart. The NJEA and the govt tit suckers think they are going to win this battle. Your pensions arent safe. Cut fat boy cut.

    http://1.bp.blogspot.com/_nSTO-vZpSgc/S4iDlAp6WfI/AAAAAAAAH8c/HZoclO0kWYU/s1600-h/state+income+tax+receipts+percent.png

  492. dan says:

    Stu,

    Mixed view of the Aria. First, we got in late Thursday and they ran out of non-smoking rooms and got the “smoking optional” choice. Who chooses pillows that smell like smoke? We changed rooms the next day and got a $50 credit. Rooms nice sized, good bathrooms but the remotes are annoying. I’ll prefer to open blinds myself. Another place which charges you $4.00 for coffee which is all too common on the strip these days. My wife asked me what is special about the Aria so we called down. First, they couldn’t say what Aria stood for and they said they want to be known for their $40 million art collection around the way. Why do I get the feeling Bellagio or Wynn has that covered? I wouldn’t go back unless it’s the best deal. Mixed reviews at the Italian place they have too although I liked my meal.

    The one plus side is that the poker players there are donkeys and they helped me recover my lousy Nascar picks and craps play.

  493. Nicholas says:

    Couple of points.

    Lots of things emit radiation that you don’t find alarming, why start with granite countertops? There are radioactive isotopes of potassium and sodium in ordinary table salt. My advice is to stop worrying about radiation exposure from that stuff.

    If your having problems with incorrect web pages being returned and it isn’t a local virus on your PC…there is a possibility that your DNS caches, local and upstream, has been poisoned. A remedy is to change your DNS server to something like google DNS (8.8.8.8 and 8.8.4.4)

    Talked to some guys over the weekend that stated that a Mercedes dealership in Annapolis, MD only sold one car in February. They seemed a bit paniced to me. Sounds like there is going to be some more automotive problems in the comming months.

  494. Mocha says:

    Morph;

    Don’t think getting a pistol purchase permit is going to be icing on the cake. Some folks wait months despite the law that states otherwise.

    On a related note the bushmaster is legal in nj as long as it doesn’t have an unpinned collapsable stock and a flash suppressor. Most retailers will make a “NJ Legal” BM for you.

    If this is your first gun, go to some of the NRA training classes as well. Bring your wife/gf as well.

    Took me over a year to get my FID, and I’m still waiting for my purchase permit.

  495. dan,

    Interesting and quite similar to what I’ve heard from others. As for the poker donkeys, you are right on. If you want a fighting chance to win at poker in Vegas, you must stay away from where the locals play and play a large enough denomination to beat the rake but low enough to avoid the pros. 3-6, 4-8 limit usually does it for me, but I find poker tedious. Too many arguments from Walmart shoppers can get to you after a while. The video poker machines don’t complain so much.

  496. Mr Hyde says:

    Morp

    I highly reccomend “guns for hire”” for training.

    Google them, they are near the meadowlands

  497. Shore Guy says:

    A billion here, a billion there, soon you’re taalking NJ-type numbers:

    http://www.wnyc.org/news/articles/150960

  498. Shore Guy says:

    “text editor”

    Which just prompted a wave of images in my head and led to EDLIN.

    NOW, there is a word that is a useful tool in determining when one began with PCs.

  499. Al "The Thermostat" Gore says:

    Im not a big fan of Jack Cafferty but heres an excellent interview with Ron Paul regarding the US going belly up within 2-3years.

    http://www.youtube.com/watch?v=6wwI0694iJs&feature=player_embedded

  500. veto that says:

    here is a 3br/2bth condo in my town that has been sold 8 times over 20 years. it tracks case-shiller almost perfectly.

    8/1/1989 132,140
    10/20/1995 108,000
    8/31/1999 130,000
    7/15/2003 160,000
    1/16/2004 223,000
    8/16/2005 280,000
    7/31/2006 227,500
    1/04/2010 247,000

  501. Comrade Nom Deplume says:

    [506] stu

    Ah, Pico. Where I first strapped on the boards. Musta resembled all those Noo Yorkers I saw snowplowing all over Jack Frost this weekend.

    At least I had the good sense not to try out black diamond runs on my first day (though, back then, intermediate runs at Pico were probably as tough as expert runs in the poconos, so maybe I didn’t have such sense).

  502. Shore Guy says:

    NJC,

    Are there particular areas of the island that are worse than others (e.g., NW, SW or high elevation vs. low elevation) or is it neighborhood by neighborhood?

  503. Comrade Nom Deplume says:

    [506] stu

    When we drove by Pico on the way to smuggs, I pointed it out to my daughter as the place where Daddy learned to ski.

    Her response: “So?”

  504. Shore Guy says:

    ” sold 8 times over 20 years.”

    What, does it come with a poltergeist?

  505. NJGator says:

    Nom 350 – Sorry we missed your message over the weekend. We’re trying to arrange a quick weekend trip up to Pico with a stopover on the way back to the Six Flags Great Escape Indoor Waterpark. We’re thinking of doing this the weekend of March 19. Stu’s looking into condo deals now and there’s a crazy Travelzoo deal at Great Escape that has a family suite plus admission into the waterpark for $89/night. Let us know if you are interested.

  506. “hen we drove by Pico on the way to smuggs,”

    Did your daughter do any lessons at Smuggs? Their classes are far superior to anything I’ve seen elsewhere.

  507. Nicholas says:

    I would use vi, emacs, and gedit before I used pico.

  508. Final Doom says:

    al (512)-

    Rogers’ call is consistent with my prediction that housing markets in the US will be impaired for anywhere between 20-40 years.

  509. sas says:

    “I mean, who the hell could check the story?”

    u really can’t. and the media is a complete failure or, planted stories.

    That movie the Matrix is way too violent for me, but some of the themes are spot on.

    Hollywood & govt (and corporate) propaganda go like hand in glove.

    You remember that movie Top Gun and everyone thought they were Tom Cruise with the Ray Bans?

    That move was a complete cold war propaganda piece. They even tell you in the credit at the end of the movie.

    Tom Cruise owes his career to the USAF & CIA.

    SAS

  510. Al "The Thermostat" Gore says:

    SAS,

    So our involvement in the Middle East is just a component of the Great Game?

    Block China from access to Central Asia’s oil and gas reserves. Then provoke an attack.

    I guess we did the same thing to Japan in the 1930’s.

    We can add cybersecurity threat to the list of possible upcoming false flag events. It would be crippling and once again people would beg the government to regulate the internet.

    Veto,

    After your done watching Dr. Bill Deagles interview try Phil Schneider (ex-government structural engineer.)

    Killed by piano wire. Of course it was ruled declared a suicide.
    http://www.youtube.com/watch?v=7F7dYnLDrus

  511. Mr Hyde says:

    AL,

    Do you have an issue with a piano wire asphyxiation fetish? I thought you were more tolerant then that

  512. Shore Guy says:

    Re. the Great Game:

    Every Western power (heck, Russia too) that has gotten involved with south and central Asia has come out of it worse off than when they went in.

  513. relo says:

    Damn, BC Sheriff Sale docket starting to resemble FL, 476 teed up for March. Not all Hackensach either.

  514. 3b says:

    #537 Not all Hackensack either.

    Nope, not at all, in fact listings from one end of Bergen co to the other.

    And if you look at the sold listings, they were all bought back by the banks for the nominal $100, no bidding by the public.

  515. Final Doom says:

    Final doom for overrated Bergen Co.

  516. Al "The Thermostat" Gore says:

    538.

    Isnt Bergen County close to Manhatten?

  517. relo says:

    538: Yep, shadow inventory indeed. If you track the # due to go to auction, vs. the # listed as subsequently sold at auction it seemingly represents only a small fraction. There can be many reasons a sale is postponed, etc., but I’m guessing the institutions are doing the forestalling as they don’t want possession.

  518. d2b says:

    Shore-
    Remember our Tickmaster conversation?

    Went online to buy Bruins/Rangers for the 21st in Boston since I will be there that weekend. $275 for three upper-level, nothing special tickets. I said no thanks.

    Thought that I would get the same tickets for Hockey East on the 20th. They were $150. Face Value on the seats was $37. Again I took a pass.

    Thing that bothers me is that the Bruins don’t sell out. Plus, I’m a Flyers fan. Too much money for a casual fan.

  519. Comrade Nom Deplume says:

    [530] stu

    She did and we weren’t impressed. Very large classes, very little useful instruction. Wife did complain to them about the fact that their divisions were arbitrary. She felt like our D did not get much out of their lessons.

    By contrast, lessons at the Canyons was money well spent. Pricey but you got small classes, great instructors that would push the kids. My only beef was that they lessons were intermittent (lots of breaks), but OTOH, they know how much they can push kids.

    FWIW, she is unafraid of steep terrain and likes bumps and glades. I credit all of this to the Canyons staff and not to Smuggs.

    Another reason I disliked Smuggs was the slow double chairs and massive lift lines.

  520. Comrade Nom Deplume says:

    [542] d2b

    Wow, had no idea B’s tix went for that much. Surprising considering that the B’s are not doing much to warrant a lot of attention. And it isn’t as if the Gahden is small. It isn’t. Very surprising.

  521. freedy says:

    Bergen county will be fine. this is
    just a temporary setback.

  522. Comrade Nom Deplume says:

    [541] relo

    There are a lot of good reasons that the banks will forestall taking possessions.

    This describes one of those reasons–banks are not permitted to hold OREO longer than 5 years without a waiver from the regulator.

    http://www.occ.treas.gov/handbook/oreo1.pdf

  523. Comrade Nom Deplume says:

    [545] freedy

    “Bergen county will be fine. this is
    just a temporary setback.”

    Unless everyone decides to get freedy and strat defaults on their paper.

  524. relo says:

    546: I need to get into the rubber stamp businees.

    “The Comptroller may approve the
    additional holding period if the bank has made a good faith effort to dispose of property, or if disposal within the initial five-year period would be detrimental.”

  525. veto that says:

    http://www.njtaxwatch.com/

    this site basically complains about the budget/funding cuts and the red box at the bottom allows you to pick a town to see what services will be slashed.

  526. john says:

    That is not as shocking as Jets have top ticket price of $700 for 2,000 best seats next year. You do get an extra wide cushion seat, free food and soda and an invite to press conference. But still you have to buy all 10 games plus a PSL. The PSL for two seats is 60k with a downpayment of 12k. Financing is 5k a year. So that is for two seats a season which is 20 games, $19,000/20 = $950 a ticket.

    Even more crazy all 2,000 seats have been sold. BTW they make you buy pre-season so that is $1,900 a game for preseason. Considering I had row one 40 yard line tickets last year that I sold a preseasongame for $120 a pair that is insane. Yet ticket prices go up cause fools will pay. And yes the reason the stadium does not sell out is you maximize sales buy guaging to max ticket price possible and if that results in a few empty seats so be it. Last year I paid $105 a ticket for front row seats that I could easily sell a regular season game anytime I wanted for $175-$475. The team is better off guaging and them discounting right at the first day of game the remaining overpriced or undesirable seasts. Mr. Hess and Mr. Mara are rolling over in their graves right now.

    d2b says:
    March 1, 2010 at 2:11 pm
    Shore-
    Remember our Tickmaster conversation?

    Went online to buy Bruins/Rangers for the 21st in Boston since I will be there that weekend. $275 for three upper-level, nothing special tickets. I said no thanks.

    Thought that I would get the same tickets for Hockey East on the 20th. They were $150. Face Value on the seats was $37. Again I took a pass.

    Thing that bothers me is that the Bruins don’t sell out. Plus, I’m a Flyers fan. Too much money for a casual fan.

  527. We are getting fat says:

    Average American Women:

    Height 5′3″

    Weight 165#

    11 sexual partners

    Average Weight Gain by Age:
    30s — +12.5 pounds
    40s — +3.2 pounds
    50s — +6.3 pounds
    60s — -7.8 pounds

    http://www.esquire.com/features/essential-knowledge/facts-about-women-0310?click=esq_new

  528. john says:

    Who is nailing all these short fat chicks?

  529. Anon E. Moose says:

    John[550];

    Empty seats don’t pay for parking or buy $12 beers and $8 hot dogs.

  530. john says:

    Those seats were 30K PSL each with a 20% downpayment and btw parking is an extra $300 bucks you have to pay up front for all ten games. Food is included in $700 price. So you paid for ticket, parking and food for all ten games upfront. Who cares if you don’t show up. And if you don’t re-up in year two Jets keep you downpayment which for two seats is $12k and reserve right to sue you for remaining 48K PSL fee. But it gets better according to PSL agreement they have the right to sue you for remaining 48K for PSL but retain right to sell them for full price to a second party without a nickle coming back to you. I am amazed they sold all 2k of them with those horrible terms.

    Crazy bond to make CHIFi squirm!.
    BANPONCE TR I CAP SEC 8.32700% 02/01/2027
    CUSIP 066915AA7
    Price (Ask) 67.000
    Yield to Worst (Ask) 13.265%
    Yield to Maturity 13.264529%

  531. Nom,

    Sorry Smuggs was so busy and the lessons were overcrowded. Did you go on a holiday weekend? Yes their lifts are slow, but I find this a bit of a benefit as it usually keeps the slopes emptier. I think perhaps the Smuggs lessons are better for the 5 and under set. I’ll make sure not to send Ryan to the camp when he’s older. I’ll let you know how the Pico all-day program is after we go.

    Hey, have you skied Mad River and if so, what did you think? And yes their lifts are slow as sin, but I’m a sucker for ungroomed empty terrain. This is why I love Plattekill, who btw, just received 60″ in the past week.

  532. Did I say 60″? Make that 98″ if you believe their site.

  533. Final Doom says:

    Stu (554)-

    That’s like your local crack dealer setting up a kids’ website.

  534. Final Doom says:

    John (552)-

    How many of these heifers get slipped a roofie by ten guys at a frat party…then the next (and, last) guy they ever do it with is the poor stiff they end up marrying?

    10 + 1 = 11

  535. Final Doom says:

    moose (553)-

    Nobody cares. The teams would rather have their club chefs gorge the high rollers with tuna tartare, foie gras and Cristal.

    This is why the NBA is going to fail. Not soon after, the NHL, NFL and MLB will also fail.

    Worse yet, in another generation, the only people playing baseball will be kids in Carribbean and Asian nations.

  536. Shore Guy says:

    roofie?

  537. Final Doom says:

    john (555)-

    Who said being rich makes you smart?

  538. Final Doom says:

    roofie = rohypn@l

  539. House Hunter says:

    http://www.cnbc.com/id/35649517

    HAMP extended 1 year

  540. Final Doom says:

    John says PSLs are a buy.

    Marc Faber says farmland is a buy.

    You decide.

  541. True lies says:

    “Did I say 60?? Make that 98?”

    I guess it matters whether it was a man measuring or a woman. And whether they measured from the top or the bottom.

  542. Final Doom says:

    Hazmat situation right now at IRS building in Utah.

    Dangerous line of work, that IRS stuff.

  543. Final Doom says:

    Hunter (564)-

    Treasury applies fresh pinkie Band-Aid to giant, sucking puncture wound.

    “HAMP extended 1 year”

  544. Final Doom says:

    lies (566)-

    Does this relate to the 11 sex partners post?

  545. Shore Guy says:

    “roofie = rohypn@”

    I must be really dense as I still do not get it.

  546. Shore Guy says:

    Oh.

    I thought it was a reference to $ex on a roof, lol.

  547. safeashouses says:

    “john says:
    March 1, 2010 at 3:03 pm
    Who is nailing all these short fat chicks?”

    We ought to apply for some of that stimulus money to research John’s question. I figure we should be able to get 350k or so.

    Note: Just doing the interviewing and research, not the nailing part.

  548. Comrade Nom Deplume says:

    [565] doom

    I’m going with Faber. PSL is utterly useless if TSHTF. And unless there is a worldwide population apocalypse or hydoponics becomes 1000X more efficient, farmland will be in demand.

    I’ll be eating my harvest while John is waiting for someone, anyone, to take the field while homies are breaking into his car in the parking lot.

  549. Al "The Thermostat" Gore says:

    Archie Bunker on Gun Control.

    http://www.youtube.com/watch?v=CLjNJI54GMM

  550. Comrade Nom Deplume says:

    [556] stu

    Never skied Mad River.

  551. Comrade Nom Deplume says:

    [575] al

    I am a big believer in gun control.

    I use two hands.

    And I make sure that the guns stay under MY control.

  552. jcer says:

    Stu, the thing about Pico, not the biggest, nor the best but undoubtedly the cheapest and closest to NNJ, and least crowded resort I have ever seen, empty chairs on a holiday weekend is all I have to say and i’ve skied untracked powder there 2 weeks after the snow fell. Also the forest is pretty thin on the upper half of the mountain, you can ski untracked snow through the woods all day without seeing a person. Expert terrain is missing but the Outpost Double and Pico triple service some interesting terrain unfortunately it is a little short. Unless you ski the forest you can get bored there pretty quick, but it is still much better than Killington, cheaper, no crowds, similar terrain, fewer “ski highways”.

    Smuggs is great but NOT on a holiday or busy weekend, they don’t have the uphill capacity. Chances are it is so popular and skied so heavily on a holiday weekend that the limited uphill capacity doesn’t help the conditions much and you are just waiting in line.

    Mad River is a really cool place, it is so old school and they are limited by their parking lot.

    Based on my friends experience the ski school(Pico) seemed alright and was reasonable. The no crowd thing is great, I’m going this thursday hopefully there is still powder!

  553. john says:

    I tell you short fat chicks have to do it quick and do it well. I have dated girls who were top shelf, 5 ft ten inch 120 pound blondes with looks to kill and a rich daddy. I would hang in ten to fifteen dates if I had to. Meanwhile, I have been stuck once in a blue moon on a mercy double date where I fell on the grenade. It was like – I bought you a beer and beer has head so how come my balls are still blue? So it is one and done, maybe a guy liked it and will do some midnight dialing for a few weeks or so till she asks him to take her out in broad daylight, the chubby short one keeps this up till she finds a dumb farmer to take the cow home. I think it is skewed towards low self esteem fat chicks who rack up 20-50 partners. An 11 is not a good average. Plus 11 is not a number it is where people stop counting. Only one buddy made it to the 200 plus club and you know what he can’t name names after he hit ten. In fact, around 20+ you can’t even assign them a number. I mainly kept count via calender year, starting at zero each year. Then try to add up years. I know a girl Stacy who did that and she was in 300 club, but married a virgin as she was Greek Orthadox and the first 300 did not count as A they were not Greek, and B she saved her butt for her wedding night.

    safeashouses says:
    March 1, 2010 at 4:05 pm
    “john says:
    March 1, 2010 at 3:03 pm
    Who is nailing all these short fat chicks?”

    We ought to apply for some of that stimulus money to research John’s question. I figure we should be able to get 350k or so.

    Note: Just doing the interviewing and research, not the nailing part.

  554. Comrade Nom Deplume says:

    [578] jcer

    Next winter, we may have to dust off an old H.S. and college tradition: The Party Ski Bus. For the first annual NJRER Road Trip.

    Best part is that I won’t get roped into driving (not that this ever stopped me from drinking).

  555. Comrade Nom Deplume says:

    [579] john

    That was utterly incomprehensible. And I am reading tax regs right now.

  556. grim says:

    Nom,

    I got a guy who runs trips, lemme know.

  557. relo says:

    581: Scarily, I believe I get the drift.

  558. Yikes says:

    just looked it up: Glenn Beck went from high school to work at a radio station. He has taken one college class in his entire life.

    I’m no elitist or snob, but how is this clown on the radio/TV 3-4 hours a day? What credentials does he have?

    I totally get not everyone can or will go to college. i have no beef at all with that. but this guy’s ranting and raving and spewing a ton of trash on TV (wife had it on, i just caught the tail end of some chalkboard rant that was full of misinformation).

    I imagine if a fact checker went through the show, he’d be off the air in a matter of months.

  559. Essex says:

    584. We are in some pretty dark days my friend. All of the past lessons of history are ignored by a population largely ignorant of every facet of human existence.

  560. Essex says:

    579. Uh. Sure thing.

  561. New in NJ says:

    Yikes,

    You realize that Glenn Beck’s being on TV has nothing to do with facts or credibility, right?

    If his viewers were half conscious they would realize that he contradicts himself constantly.

  562. Final Doom says:

    #579- post of the day

  563. Essex says:

    I wish John had his own show. I’d watch.

  564. New in NJ says:

    But then, this sort of foolishness isn’t just the domain of Fox News. Here’s a gem from CNN:

    CNN host places Hawaii off the coast of South America

    http://rawstory.com/2010/03/cnns-sanchez-south-america/

    I’m old enough to remember when those responsible for generating news stories and disseminating the same actually had a clue.

  565. Essex says:

    Cheers NewInNJ.

  566. willwork4beer says:

    587 New

    It doesn’t matter if they’re conscious or not. Actually, zombified is probably better, from their point of view.

    What really matters to them is whether they can get people to stay tuned for the deodorant and toilet paper commercials.

  567. willwork4beer says:

    I read John’s post at 579 and understood every word.

    Should I seek help?

    (Or just grab another beer?)

  568. Comrade Nom Deplume says:

    [583] relo

    I sorta get it, but I guess I don’t live in the Johniverse cuz it never occurred to me to view things in the same way.

  569. Comrade Nom Deplume says:

    [584-590]

    Beck and Fox and Maddow and MSNBC are the broadcaster’s way of trying to re-write the old adage “two wrongs don’t make a right.”

    Or, put another way, Beck’s rants are the matter to Maddow’s antimatter.

    Course, we all know what happens when you mix matter and antimatter.

  570. safeashouses says:

    #595 Nom,

    Imagine if Beck and Maddow had a kid together?

    Getting a visual. Gotta go throw up now.

  571. Pat says:

    Tosh, I need professional fb help. Are you around?

    And no, my high school sweetheart is not trying to get me to divorce my husband, John, so don’t even go there.

  572. Al "The Thermostat" Gore says:

    Becks main mission is to keep the masses herded against the government not the puppet masters.

    While the government is filled with Marxist community organizers and various other forms of filthy trash the real problem is the Zionist control over our media and political parties.

  573. Morpheus says:

    595:
    warp drive?

  574. dan says:

    Zionist control? Please….. New York Jews these days are either second grade teachers, lawyers or doctors and some CPAs more concerned with second houses and vacations then politics. Keep playing with your tin hat and aluminum foil, Gore……

  575. dan says:

    Non,

    You realize no one watches MSNBC?

  576. Outofstater says:

    A mathematician, an architect and a gov’t employee were arguing over who had the smartest dog. The mathematician called his dog, Descartes, and Descartes divided a pile of cookies into two equal piles, then again into three equal piles. The architect’s dog, T-square, came in and divided the piles of cookies into a right triangle, a square, and a perfect ellipse. The gov’t employee said, “That’s nothing. Let me show you what a really smart dog can do. Come here, Coffee Break!” Coffee Break came in, ate all the cookies, screwed the other two dogs and then went home on sick leave.

  577. Final Doom says:

    EPL continues to drown in debt. Now the loan sharks have moved in:

    (ESPN)– A private individual has loaned three Premier League clubs “tens of millions” as some of the elite have already sold TV revenues and season tickets for forthcoming seasons.

    Top-flight clubs are turning to a money lender to buy players, pay off debts or simply survive and stave off the kind of predicament that has hit Portsmouth.

    Peter Storrie revealed to Soccernet that one of the biggest problems was that the banks called in their £40 million loans, and in the recession clubs have turned to this unnamed money lender of some considerable wealth.

    West Ham co-owner David Sullivan told Soccernet: “A private individual has loaned three Premier League clubs tens of millions. I am not going to name him or say exactly how much he has loaned the clubs, but it is a considerable amount.

    “A very rich private individual is making these loans based on the clubs’ agreed payments from TV income. When we came to West Ham, we found that the club had sold its season tickets for two years in advance.”

  578. Final Doom says:

    safe (596)-

    Isn’t Maddow a rugmunch? She looks like one.

  579. Final Doom says:

    Ok. I guess we can go ahead and certify Al to be an anti-Semite and probable neo-N@zi.

    I thought he was just a fellow paranoiac, but he gives paranoia a bad name.

  580. Final Doom says:

    Here’s possibly the supreme reason of all time for me to ratchet up my hatred of the most evil sports team on the face of the planet. They are going to be acquired by Satan’s agent on Earth, GS.

    “Jim O’Neill must be in hog, er PIIG, er BRIC heaven: it appears his employer, Goldman Sachs, is about to become the proud owner of O’Neill’s all time favorite Manchester United. At least that way the reason for an AIG brand still advertised on the front of all ManU players’ shirts will finally make sense: call it bailout advertising, in which AIG (indirectly) paid about $160 billion in taxpayer money to Goldman and a few others so its name would grace the uniforms of Goldman’s latest acquisition. According to Sky News, a consortium of investors, which includes Goldman Sachs and law firm Freshfields, affectionately called the Red Knights, is preparing to acquire the soccer team from the much hated Glazer family, which in the span of several years has gotten ManU’s debt/GDP ratio (or some other BS metric) to be almost as bad as that of the United States. Alternatively, it is oddly ironic that the bank that does God’s work will soon be the owner of the Red Devils. The question: will Lloyd soon be sitting in satan’s box at Old Trafford?”

    http://www.zerohedge.com/article/define-irony-bank-doing-gods-work-preparing-acquire-red-devils

  581. Pat says:

    Clot, I’m not disagreeing with your Al as anti-Semite sentiment…just be sure you know motives by identifying phrase matches – whenever possible – before you let your BP go through the roof.

    Anyway, what I’m trying to say is, thanks for that garlic steaming tip a while back. Been doing it and my life quality is greatly improved.

  582. Pat says:

    Now, if only you had the cure for asparagus pee odor.

  583. Final Doom says:

    pat (609)-

    Drown the asparagus in Hollandaise. It won’t make your piss smell any better, but at least you’ll feel better about what you just ate.

  584. dan says:

    Maybe Al isn’t an anti-semite but he’s following the 21st century anti-semite playbook using the word zionist instead of jew. Always convenient when people like that declare they’re not anti-semite as if they’re the ones that decide.

  585. veto that says:

    John’s post at 579 is the reason I donate to grim.

  586. veto that says:

    Is antisemite some kind of buzzword here? How about prejudice? Is that the same thing?
    Al is no jew hater. He just thinks everyone is trying to poison him.

  587. zieba says:

    Willwork,

    Your thoughts on the SA Noble Pils seasonal?

    I’m not a fan of Pils in general but this one is very well executed!

  588. Sean says:

    Al Gore the warminator.

    Al go find a nice warn and fuzzy place somewhere where da jews or the mafia or the terrorists can’t get ya.

    Boooga Booga Booga….

  589. Dr Jekyl says:

    Geez,

    its get quiet in here after midnight….

    I’m with Veto. Al is no jew hater. He hates anyone who is out to get his lucky charms. The jews are just apparently the ring leaders of the lucky charms illuminati

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