Appeal 2012!

From the Record:

North Jersey homeowners seek lower tax assessments (Hat tip Gary)

Watching their property taxes rise as the value of their 82-year-old house dropped, Nora and Pat Sfarra of Teaneck decided to appeal their tax assessment last year. With the help of a tax-appeal company, they were able to get their home’s assessed value reduced from $351,000, to $310,000, knocking about $1,000 off an $8,000-plus annual tax bill.

“I’m satisfied that I got something off,” said Nora Sfarra.

The Sfarras are among the thousands of North Jersey homeowners who have challenged their tax assessments as home values eroded over the past several years. And with the April 2 deadline for filing this year’s tax appeals approaching fast, many homeowners are rushing to get their paperwork in.

The wave of appeals is having an impact on town budgets.

“It’s creating a major problem for communities up and down the state,” said William Dressel, executive director of the state League of Municipalities, which represents towns. “It’s reducing the amount of property taxes going into municipal coffers, which has a direct impact on the towns’ ability to be able to provide adequate services.” The result could be either service cuts or a higher tax rate, he said.

A number of towns have responded to the rise in appeals by conducting town-wide reassessments or revaluations, with the aim of getting valuations in line with actual market values, which makes it harder for homeowners to question their assessments.

And the first thing homeowners need to know is that you can’t appeal your tax bill, just your property’s assessment.

“A lot of people think if they pay too much in taxes, they have an appeal,” said Hackensack lawyer Martin Sharit, who has filed many tax appeals. “But we all pay too much in taxes.”

Teaneck, for example, has a tax ratio of 104 percent — meaning that the town already knows that the properties’ assessments are greater than their actual value. By that formula, a property assessed at $350,000 may really be valued by the town at only about $336,500.

This entry was posted in Economics, New Jersey Real Estate, Politics, Property Taxes. Bookmark the permalink.

81 Responses to Appeal 2012!

  1. grim says:

    Bailout Attempt #417

    From HousingWire:

    Freddie CEO signals GSE principal reduction could be soon

    Freddie Mac CEO Charles “Ed” Haldeman gave a strong signal Friday that new incentives from the Treasury Department may be enough to start principal reduction on mortgages backed by the government-sponsored enterprises.

    In January, the Treasury said it would triple incentive payments to mortgage investors who allow principal reduction in Home Affordable Modification Program workouts. The payouts ranged between six and 21 cents to the investors for each dollar forgiven under HAMP, but that will grow to between 18 and 63 cents.

    “I have to say recently the Treasury sweetened the program and tremendously increased the incentive payments in their offer to us,” Haldeman said at HousingWire’s REThink Symposium. “We will reevaluate that to see what may be in our economic best interest. If there are very large incentive payments — which could be 50% of what you could write down — it may be in our economic self-interest to participate in that.”

    There are currently 11.1 million borrowers who owe more on their mortgage than the house is worth, according to CoreLogic ($16.63 0%). Of that, estimates show roughly 3.3 million of those mortgages belong to Fannie and Freddie.

    The GSEs and their regulator, the Federal Housing Finance Agency, long shunned principal reduction. Their biggest fear is moral hazard — that borrowers who are still current on their underwater loan would strategically default in order to get principal written down.

    “We thought principal reduction could have unintended, secondary consequences on other borrowers seeking the same kind of reduction,” Haldeman said.

    One previous analysis showed the GSEs would take significant credit losses if a wide-scale program was put in place. A new analysis from the FHFA, which would cover the new HAMP incentives, is expected to be released in the coming weeks.

    NPR and ProPublica reported Friday the analysis will show a reversal, that principal reduction will work for the GSEs under the new version of HAMP.

    “As we complete the review, the public should understand that Fannie Mae and Freddie Mac continue to offer a broad array of assistance to troubled borrowers and have continued to implement HARP 2.0 to enhance refinancing opportunities for underwater borrowers,” FHFA said in a statement.

  2. Mike says:

    Good Morning New Jersey

  3. grim says:

    From the Record:

    More tax appeals denied as North Jersey towns reject data on low-priced homes

    North Jersey homeowners already squeezed by declining values and high taxes are facing more financial fallout from the housing bust: Towns are making it harder to win a tax appeal, at times with scant justification.

    In growing numbers, municipalities across Bergen and Passaic counties are restricting the pool of “comparable” sales homeowners can cite to contest their property assessments — the key to a successful appeal and the tax relief that comes with it.

    Specifically, the evidence suggests that some local tax assessors are overusing a section of the state tax code that allows them to selectively disqualify properties they believe were sold under financial duress.

    The assessors say it’s their job to review all sales and exclude those that do not reflect true market value. But lawyers and appraisers contend that some assessors are unfairly eliminating transactions that simply reflect the downward trend in housing prices, and not just those influenced by the threat of foreclosure or some other clear evidence of duress.

    The issue has caught the attention of authorities in Trenton. The state reversed 15 percent of these so-called Code 26 exclusions made by assessors in Bergen and Passaic counties from 2009 through mid-2011, after reversing none in 2007 and 2008. Statewide, 11 percent were reversed in the more recent time period, compared with 3 percent in 2007 and 2008.

    The more aggressive stance by assessors comes as municipalities in Bergen and Passaic battle an appeal caseload that has soared from about 5,400 in 2005, to nearly 18,000 last year in the two counties, and at a time when town and school budgets are getting ever tighter. Close to 14,000 appeals have come in so far this year, a week before the April 2 filing deadline.

    The assessors tactics have frustrated people like Bob Traitz of Wyckoff who have seen their appeals be dismissed before county tax boards, decisions that have cost them hundreds, if not, thousands of dollars. He appealed the $922,400 assessment on his circa-1950s five-bedroom, split-level house on the grounds that similar homes are selling for $685,000 to $800,000.

    “My takeaway is that I think their intent was to frustrate me and make me go away,” said Traitz, who lost in 2010 and 2011 after the Wyckoff assessor ruled out most of his comparable sales under Code 26. “The process is very unfair.”

    Wyckoff Assessor Pamela Steele did not return several messages seeking comment on her exclusions, which state officials have reversed about 70 percent of the time in recent years.

  4. grim says:

    4 – Check Carla’s purse.

  5. Brian says:

    Reading stories like this one makes me really glad I procrastinated going to college and used my employer’s tuition reimbursement. I can’t imagine paying my mortgage and mine and my wife’s student loans.

    It just makes you think…make sure you major in a marketable skill that can be translated in to $$$$. Sometimes I understand why “helicopter” parents are involved in decisions regarding college when it comes to their kids. I wouldn’t want mine to find themselves in a situation where they felt burdened by their debt.

    THE NEXT SHOE DROPS:
    More Than 25% Of Student Loans Are Already Delinquent…

    http://articles.businessinsider.com/2012-03-25/markets/31235727_1_ffelp-loans-student-debt-borrowers

  6. J La says:

    FWIW Pamela Steele is no longer the tax assessor; hasn’t been for some time.

  7. J La says:

    ^^^^ in Wyckoff.

  8. chicagofinance says:

    I come here for the Bot-Spam……WHERE IS THE BOT-SPAM!???!!!

  9. Comrade Nom Deplume says:

    Last night, we decided to broach the subject of moving out of New Jersey to our 8YO. I expected that as much as she doesn’t like it here, she’d prefer the known to the unknown, and would be against moving.

    We told her that we were thinking of moving, and that she would be in a town where we did not know anyone, and going to a new school with kids she did not know. Also, she would not be much closer to her old Philly friends and would likely not see them any more often. Finally, we would be leaving the ‘brig.

    We said, “knowing all that, would you want to move?”

    She said without hesistation: “Yes.”

  10. Comrade Nom Deplume says:

    [10] chi fi

    I come here for the musings of a man so tough, Chuck Norris fears him. Where is JJ?

  11. Marty says:

    Glen Ridge is going to do another reval 4 years after the last one. They have a tax short fall, so taxes are going up cap or no cap. A friend of mine lives in Southampton NY pays 4500 in property taxes, another in Hopkinton MA pays 3400 (both live on 3/4 acre lots & have in ground pools), we pay 14k (less than 1/2 acre no pool). Over a 10 year period will pay on average 100k dollars more in property taxes for the privilege of living in NJ. I find it hard to believe that over that same period the cost of living in those areas would be more than 10k dollars a year over my current expenses., but what do I know.

  12. Painhrtz - I ain't dead yet says:

    I come to see if clot has turned into a hunter of men.

    So nom i am envious of your pending escape, you have a smart girl

  13. Brian says:

    Newsflash! This just in!…Breaking news!…..Paying taxes still sucks! Residents of NJ are shocked….

  14. Juice Box says:

    re: #4 – Freedy – how did the NY Times obtain an email from Corzine’s MF Global account? This is an ongoing investigation, how do they have access to this data? Again there is an ongoing Grand Jury investigation and Edith O’Brien is asking for immunity and the Grand Jury can give her immunity. I hope her lawyer (who is also Lloyd Blankfein’s criminal lawyer) can get her up on the stand this week with immunity in front of Congress and the Grand Jury and she sings like a canary.

  15. JJ says:

    The ugly side of grieving is when you no longer can get your taxes lowered as your home is fairly valued the next step is to file grievances on neighbors homes that are under assesed to get their taxes raises.

    Normally in assessments 1/3 are overvalued, 1/3 undervalued and 1/3 fairly valued.

    The overvalued grieve their taxes, the fairly valued may grieve their taxes and the undervalued just keep quiet. When house hunting last year I ran across a home for sale on 2.3 acres, 4,000 square feet, six bedrooms, three car garage in ground pool mint condition, taxes at $9,300 a year. In a town where similar homes were taxes at 23K. Suprisingly he never grieved his taxes. The neighbors should go through records like this. It sounds terrible. But the 1/3 in every town who are undertaxed are often the main reason the 1/3 that is overtaxed pays so much taxes.

  16. gary says:

    The assessors tactics have frustrated people like Bob Traitz of Wyckoff who have seen their appeals be dismissed before county tax boards, decisions that have cost them hundreds, if not, thousands of dollars. He appealed the $922,400 assessment on his circa-1950s five-bedroom, split-level house on the grounds that similar homes are selling for $685,000 to $800,000.

    “My takeaway is that I think their intent was to frustrate me and make me go away,” said Traitz, who lost in 2010 and 2011 after the Wyckoff assessor ruled out most of his comparable sales under Code 26. “The process is very unfair.”

    Hey Bob, don’t you know that if one can’t afford to live here, one should consider moving out of State? We’re prestigious here, we’re bleeding wealth. Didn’t you know that? High taxes are a sign of privilege and besides, it keeps the riff-raff out. And the children!! Good heavens, think of the children! Of course, there’s always the option to sell. I have a feeling your house is more special than all the rest. Think of all those mutiple bids over asking price you’ll receive by the end of the weekend!

  17. All Hype says:

    Marty (13):

    Do you know when the reval will take place? I ask as I am currently looking for a house in Glen ridge and would like to know the timelines for the process.
    Thanks!

  18. Comrade Nom Deplume says:

    In preparation for the Big Decision, I did some prelim research and house prices in the brig are depressing me. My estimates of how much I will lose if I sell were spot on.

    OTOH, the brig is still a place where renting beats buying, so I may be forced into becoming a landlord in order to keep my losses to a minimum. I figure roughly that I can undercut the market and still be cash positive with enough cushion to eat away at my losses over time and hope for improvement (yes, gary, I know, I know).

    So does anyone want to rent in Brigadoon on the cheap?

  19. Captain Sunshine says:

    Fear not Mr. Comrade! It is all sunshine and rainbows in NJ from here on out! Patience will reward you. As you know, Easter is coming and all the little bunnies will march together and sing out and rejoice for the NJ real estate market. Everyone will want to live here. You’ll all be rich!

  20. Fiddy Cents on the Dollar says:

    Code 26 is a Joke.

    Non-Usable Code 26 states, and I quote “Sales which for some reason other than specified in the other Enumerated Categorie,s are not deemed to be a transaction between a Willing Buyer, not compelled to buy, and a Willing Seller, not compelled to sell.”

    In other words, it’s a Catch-All that the Assessor can use at his whim to disallow a Sale that he feels is not Market-Driven. So your Comp Killers are off the table when you appeal your tax assessment.

    Thank You for paying your Assessment Appeal Fee, see the Bailiff as you exit the Courtroom.

  21. Marty says:

    All Hype – by October of this year. Town receipts are down 1.2 million dollars due to the outdated assesments (4 years old). The state needs to approve the reval, but in my opinion its a done deal. We can let the poor students of the state suffer any cutbacks in spending anywhere.

    Here’s a fun fact, in roughly 10 years NJ’s population has grown 5.4%, its revs have grown roughly 50%, and the state budget has grow by roughly 130 %. Winning!

  22. Mikeinwaiting says:

    Feb. Pending Home Sales: -0.5% to 96.5 vs. +1% expected; +2.0% prior and +9.2% Y/Y. “The spring home buying season looks bright because of an elevated level of contract offers so far this year,” NAR’s Lawrence Yun says.

  23. Comrade Nom Deplume says:

    green shoots?

    Having a hard time getting lawn crews to do my yard cleanup. Just too much for me right now but I have guys saying that they have enough work and can’t handle anymore. The neighbors hired back their guy and crew after a two year hiatus and warned me that the only reason they got him back was that they were former customers. Another neighbor is in the business but I can’t get him to look at my yard even though he said he would.

    It’s not like taxes and benefits are an issue, so it must be sheer volume. I have seen a lot more crews around here than in recent years.

  24. Comrade Nom Deplume says:

    [21] captain,

    I’d suggest that you could rent here in the brig on the cheap were it not for my doubts concerning your mental stability. :-|

  25. grim says:

    Up 9% year over year, and this is a disappointment? Huh?

    From CNBC:

    Pending Homes Sales Fall, Raising Questions About Recovery

    Pending home sales edged lower in February, according to a report Monday from the National Association of Realtors, raising questions about the housing market recovery.

    The pending home sales index slipped by 0.5 percent to 96.5 in February from 97.0 the previous month, but it was up 9.2 percent from the year-earlier period.

    Economists polled by Reuters had expected signed contracts, which lead existing home sales by a month or two, to advance 1 percent, after a previously reported 2.0 percent rise.

    “The spring homebuying season looks bright because of an elevated level of contract offers so far this year,” said Lawrence Yun, NAR chief economist, said we’re seeing the continuation of an uneven but higher sales pattern. “If activity is sustained near present levels, existing-home sales will see their best performance in five years.”

    Pending sales were strongest in the Midwest, where they jumped 6.5 percent — a 19 percent increase from February 2011.

    The weakest region for sales was in the South, where they fell 3 percent. In the West, pending sales dropped 2.6 percent in February to 99.3, while in the Northeast they were down 0.6 percent.

  26. Captain Sunshine says:

    Not to worry! I feel fine! I’ve been taking my malaria medicine everyday!

  27. NJGator says:

    All Hype 19 – The new assessments would take effect for the 2013 tax year. My guess is that the new assessment number for any home you are looking at will not be available until end of 2012/beginning of 2013.

    The assessment should be in general a downward assessment…..so if you want to err on the side of caution, if the home you are looking at is assessed for less that what you will be paying for it, assume that the reassessment will result in a higher tax bill for the property.

    If this is done fairly (and I have no reason to assume that it will be), I would expect to see entry level homes in the south end to see tax increases. Many of these properties are still selling for quite a bit more than the assessment. Of course the town just might throttle everyone’s assessment downward creating defendable assessments for those currently assessed too high, without fairly redistributing the tax burden as they should be.

  28. NJGator says:

    I really despise bad journalism. Did The Record merely talk to some misinformed idiot in the Teaneck Tax Assessor’s office? The below statement is actually BS. The assessor does not get a 15% margin when your property is assessed more than it is worth. Your home is never allowed to be assessed more than 100% of what it is worth period. A homeowner could show their home is only worth $349,000 and would still be entitled to a reduction. And the “15% margin” is only on the average ratio. If you’re town’s AR is 50%….the buffer your town is going to get is going to be up to 57.5% of value.

    “On top of that, tax assessors get a 15 percent margin in calculating values. So the owner of that property assessed at $350,000 would need to prove in his appeal, using recent comparable sales, that the value of the house is $286,025 or less.”

    http://www.northjersey.com/realestate/news_residential/144127505_Assessments_come_under_siege.html?c=y&page=2

  29. Mikeinwaiting says:

    Grim 27 Regardless of y/y they are looking for an increase in volume going into the spring to dispel the warm weather bring demand forward view.

  30. grim says:

    Northeast PHS up 18.4% (SAAR) and 22.8% (Unadjusted) year over year.

  31. It’s all turning to shit. Smoke ’em if you got ’em.

    BTW, Plume, you should take the hit now. Landlording will just accelerate your eventual losses.

  32. The house next door to mine has been reduced to rubble by multiple tenants over the past four years. And, these were excellent tenants- professional people who paid their rent and were clean.

    Same story as always: underwater homeowner who had to move and couldn’t accept the fact he needed to bring a check to any sale closing.

    Now, he has a worn-out, vacant home that’s worth 100K less than it was in 2008.

  33. Oh…I’d also like to suggest to Moose that today would be a good day to put a gun in your mouth and pull the trigger.

  34. Shadow of John says:

    “Carla’s purse”

    Is that a new euphemism?

  35. mikey (31)-

    These upstanding people don’t goalseek those stats; shame on you for impugning their integrity!

  36. Shore Guy says:

    “I really despise bad journalism. ”

    Speaking of which, I have a very low opinion of Santorum but, here is correct about the press missing nuance in his message (a kind of stopped watch being right twice a day kind of thing, I suspect):

    http://www.suntimes.com/news/elections/11530918-505/santorum-is-bleeping-mad.html

  37. Painhrtz - I ain't dead yet says:

    Meat I vote for Captain sunshine for the Self inflicted gunshot wound. their optimism is depressing me

  38. TPTB’s work is almost complete. We’re about to eat ourselves to death, so that we don’t even have the strength or motivation to fight back.

    “…according to a just released analysis by BNY ConvergEx’ Nicholas Colas, things are about to get much worse, because as the OECD predicts, by 2020 75% of US the population will be obese. What this implies for the tens of trillions in underfunded healthcare “benefits” in the future is all too clear. In the meantime, thanks to today’s economic “news”, fat people everywhere can get even fatter courtesy of ever freer money from the Chairman, about to be paradropped once more to keep nominal prices high and devalue the dollar even more in the great “race to debase”. Our advices – just pretend you are going to college and take out a $100,000 loan, spending it all on Taco Bells. But don’t forget to save enough for the latest iPad, and the next latest to be released in a few weeks, ad inf.”

    http://www.zerohedge.com/news/no-country-thin-men-75-americans-be-obese-2020

  39. pain (39)-

    Nothing wrong with Cap’n Sunshine that a pair of pliers can’t straighten out.

  40. gary says:

    …by 2020 75% of US the population will be obese.

    …just pretend you are going to college and take out a $100,000 loan, spending it all on Taco Bells. But don’t forget to save enough for the latest iPad, and the next latest to be released in a few weeks, ad inf.”

    My mantra since the inception of this blog.

  41. Hey gary, let’s gorge on pink slime-treated meat and HFCS sodas!

  42. Captain Sunshine says:

    Thankfully, since everything is turning to sh1t, it will be unicorn and bunny sh1t, which, as we all know is SKITTLES! So, rainbows will shine and sh1tty skittles will rain down upon our great state making all of the little children happy! Yay! Happy days!

  43. Brian says:

    I wish it would rain nachos and Pepsis. All of this talk about fat people is making me hungry.

  44. daddyo says:

    “So does anyone want to rent in Brigadoon on the cheap?”

    I’d be interested in moving to a bigger Brig rental, but there is no way the wife would want to move the kids from Tamaques to Wilson Prep.

    Red Bulls looked good yesterday. We’re going to our first game next Sunday, any tips?

  45. gary says:

    Meat [43],

    I prefer boxed macaroni and cheese laced with tartrazine, maltodextrin and calcium caseinate.

  46. gary says:

    Juice [46],

    LOL!

  47. Juice Box says:

    re: #49- Gary he does need a mentor the man has never dated five new york supermodels at once.

  48. Shore Guy says:

    “tartrazine, maltodextrin and calcium caseinate”

    Um, Umm, Ummmmmm.. Just like mom used to make.

  49. Shore Guy says:

    “the man has never dated five new york supermodels at once.”

    Where is John when we need him?

  50. chicagofinance says:

    Factually incorrect….how can something in Bedminster be 30 minutes from FP and 20 from LT……it is more like 10 minutes from FP and 50 minutes to HT with no traffic.

    Also, I think the place is in Basking Ridge not Bedminster…..

    Juice Box says:
    March 26, 2012 at 12:18 pm
    Bromance? http://msn.foxsports.com/nfl/story/tim-tebow-shopping-for-house-near-mark-sanchez-032412

  51. Fabius Maximus says:

    #47 daddyo

    I went yesterday. Getting out of the car parks is a pain. Coming from NYC on 287, you get off at Essex St. There is a little $5 car park under 287 before you make the left onto Frank Rogers blvd.

  52. daddyo says:

    Thanks for the tip on parking.

  53. Comrade Nom Deplume says:

    More on the yard guy search. Called one guy I approached in the ‘hood, and he said he’d come out and look at 2:00.

    Still waiting.

    Gotta leave soon. He will find a note.

  54. Comrade Nom Deplume says:

    [44] Captain Sunshine

    “Thankfully, since everything is turning to sh1t, it will be unicorn and bunny sh1t, which, as we all know is SKITTLES!”

    I think Sanford, Florida is a nice place for you to enjoy your Skittles. Wear a hoodie, the sun is pretty bad there.

  55. seif says:

    “As such, principal write-downs are another backdoor bailout for the banks that brought you the mortgage crisis.”

    http://www.nytimes.com/2012/03/25/business/a-bailout-by-another-name.html?_r=2&ref=business

  56. Brian says:

    Nah it’s in Bedminster. If they’re talking about Trump national, I used to work in Bedminster and drive by Trump National everyday. It’s just off route 206.

    54.chicagofinance says:
    March 26, 2012 at 1:32 pm
    Factually incorrect….how can something in Bedminster be 30 minutes from FP and 20 from LT……it is more like 10 minutes from FP and 50 minutes to HT with no traffic.

    Also, I think the place is in Basking Ridge not Bedminster…..

    Juice Box says:
    March 26, 2012 at 12:18 pm
    Bromance? http://msn.foxsports.com/nfl/story/tim-tebow-shopping-for-house-near-mark-sanchez-032412

  57. Brian says:

    That’s one of the advantages of living in a blue collar neighborhood. My neighbors are contractors, plumbers, landscapers, electricians, etc. There’s no shortage of landscapers near me.

    58.Comrade Nom Deplume says:
    March 26, 2012 at 2:20 pm
    More on the yard guy search. Called one guy I approached in the ‘hood, and he said he’d come out and look at 2:00.

    Still waiting.

    Gotta leave soon. He will find a note.

  58. The Original NJ Expat says:

    Nom – Why not rent out your house in the Brig and then default on the mortgage while collecting rent? Assuming you have equity, Refi before you leave and put some money in your pocket instead of bringing it to the closing table. Might as well run up all your credit cards too and convert your non-IRA assets to something hard. Your renters will never have to know about “credit pocket/debit credit score” rental strategy. You might even end up with a principal reduction, right?

  59. The Original NJ Expat says:

    [54] – Trump’s GC in Bedminster to the Lincoln Tunnel in 20 minutes? Seems a little optimistic.

    “The $10,000-a-month, four-bedroom house that is on the radar of the deeply-religious Tebow is similar to the cottage in which the swinging “Sanchize” lives at the exclusive Trump National Golf Course community in Bedminster, N.J.

    “[Tebow] really wants to live there,” a source said.

    Both cottages are next to Olympic-sized swimming pools and are a football’s throw apart.

    They also are only 20 minutes by car to the Lincoln Tunnel and a half-hour to the Jets’ practice complex in Florham Park, N.J.”

  60. Painhrtz - I ain't dead yet says:

    expat when you can afford an italian supercar and God is your co pilot it can be. Just not legally

  61. Mikeinwaiting says:

    Market Currents – 3:53 PM The FHA is no longer insuring mortgages, for anyone with a credit dispute of more than $1K. One attorney estimates the action could result in a 33-50% decrease in FHA originations this year. The FHA is under pressure – with the word bailout being tossed around – as its capital has slipped well beneath mandated levels.

  62. NWNJHighlander says:

    One of my customers has an office around the corner from the Jets practice field. The plan is to meet in the parking lot, walk over and heckle Tebow consistently.
    Write it off as business expense, as I’ll actually be working when there too.

    Sanchez lives at Trump National Golf Club in Bedminster.

  63. Painhrtz - I ain't dead yet says:

    higglander make sure you bring a God hates shrimp sign

  64. Comrade Nom Deplume says:

    [64] expat,

    We would both be disbarred.

  65. borat obama says:

    Hii five

  66. Shore Guy says:

    I just confirmed that I need to be up in Newark for a few days next week and with meetings starting very early and running until early evening, I am just going to stay up there. So if anyone has an extra ticket on either or both days if the Springsteen concerts and is looking to offload it/them, let me know. Grim can give you my e-mail address.

  67. Shore Guy says:

    If, of, it is all the same to Android

  68. Anon E. Moose says:

    Barkeep [35];

    I’d also like to suggest to Moose that today would be a good day to put a gun in your mouth and pull the trigger.

    Sure thing! http://www.tommygunsvodka.com/

    Keep ’em coming!

  69. daddyo (47)-

    Drink heavily. They won’t play that well again.

    “Red Bulls looked good yesterday. We’re going to our first game next Sunday, any tips?”

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