On the cusp of a remodeling boom?

From HousingWire:

Homeowners with more equity want to improve their homes

Homeowners are watching their home equity levels rise, but tapping into this pool of home equity to finance remodeling projects remains difficult in today’s lending environment.

While the hope was rising equity could support the issuance of home equity loans by banks and potentially increase the pool of borrowers eligibile for refinancing, many institutions are gun shy about investing in new products and providing home equity lines of credit. And this is unfortunate because more homeowners are now interested in restoring their properties, Fitch Ratings claims in a new report.

To put it into perspective, homeowners watched their equity increase $571 billion in the second quarter of 2013, and $2.2 trillion over the past year, according to research firm Compass Point Research & Trading.

Although this is an impressive trend for the home improvement sector, challenges still remain that could derail a sustained rebound in home remodeling spending.

Bank lending standards are easing a bit but remain relatively tight, making it difficult for homeowners to use credit finance remodeling projects, pointed out Fitch Ratings analysts Robert Rulla, Robert Curran and Philip Zahn.

It’s important to note that other challenges remain for the home improvement sector, including elevated unemployment levels and weakening consumer confidence relative to historical patterns.

Regardless, Fitch expects remodeling spending to pick up for the remainder of the year and into 2014 as homeowners revisit restoration projects once deferred.

“Most investments in home improvements over the past few years were focused on necessities,” Fitch Ratings analysts said.

They concluded, “Now there are indications homeowners, although still cautious, are somewhat more willing to undertake discretionary projects and purchases.”

This entry was posted in Economics, Housing Recovery, National Real Estate. Bookmark the permalink.

72 Responses to On the cusp of a remodeling boom?

  1. The Original NJ ExPat says:

    Frist!

  2. The Original NJ ExPat says:

    How are these numbers calculated (no link to Compass Point’s report in the article)? Do cash buyers/investors over the last couple years pad this number while the foreclosed have their losses washed away from the data?

    To put it into perspective, homeowners watched their equity increase $571 billion in the second quarter of 2013, and $2.2 trillion over the past year, according to research firm Compass Point Research & Trading.

  3. The Original NJ ExPat says:

    Not to mention cash-in refis and people paying off their mortgages as an alternative to investment. That line smacks of the writer meaning to imply rising prices and values when perhaps neither are occurring in great magnitude. If you’re paying off a car loan your “equity” in the car is certainly going up very fast but not the value of the car.

  4. Magpies sitting comfortably in 10th. Lookout, Gooners!

  5. The only cusp we’re on is that of complete societal collapse.

  6. The Original NJ ExPat says:

    cusp of boom doom?

    Hmmm….maybe I’ll change my handle.

  7. anon (the good one) says:

    last two were manufactured by Republicans to satisfy corporate needs

    @ianbremmer: WWII – War of Necessity
    Iraq – War of Choice
    Congress – War of Stupidity

  8. xolepa says:

    (8) You skipped Korea and Vietnam

  9. Brian says:

    8 –
    Is the whole government shutdown thing still going on? I hadn’t noticed.

  10. JJ the Welfare Queen says:

    So I have a question for folks in NJ. What did Chris Christie do with all the HUD/FEMA money he got after Sandy, billions and billions of it.

    Christie gave out a one time 10K cash grant to folks with Sandy damage with a short deadline and jumping through hoops. Where is the rest?

    I only am interested as I have my NYS meeting where Cuomo said up a program to finish the sandy repairs. I did not have much faith going in. But it was an extremely well thought out program.

    First I had to fill out a huge form on-line several weeks ago with tons of documentation and then it was verified first if I was eligible. Next they had a high quality claims adjuster visit my house for almost three hours to document everything with no clue to what I go paid or my estimates. Then I turn in all my receipts for repairs to date, estimates of work to be completed and all grants fema money received. This all gets verified and I and my wife sign a statement if I lie $12,000 find and jail time. Next NYS has a list of approved contractors one visits my house and comes up with an estimate of cost.

    Finally if I choose to use the State contractor (I can pick any on list) we agree on cost with NYS and Contractor. My wife and I go to NYS state and with a notary present we enter into a five year lien on my house that is foregivable as long as it is my primary residence and I under penalty of law state I will maintain flood insurance during five year period.

    Also NYS will test for lead, mold, radon before they begin, if I need to leave house during abatement they will pay folks mortgages during period. All work will be done to code, and work will be done in a manner to minimize flood risk in future.

    So far 1,000 homes have been approved. I am one of them. And it is not income based. Cuomo segregated money for homeowners. BTW I also have to be current on my mortgage and my property taxes and also maintain homeowners insurance next five years too. I cant even rent out the house.

    Even better, if you are raising house, he will pay for that including all permits and drawings.

    My job is little, Resheetrock garage, resheet rock, new floor, new doors, windows a 10by11 room behind garage, mold fix and insulate 10×12 crawl space under kitchen extension and fix or replace wood floors on main level and new screen door. But still I got quoted 30K.

    Only annoying part is the form makes it very difficult to get reimbursed for work performed. I guess to prevent fraud. You also have to show every penny you got was spent on qualified things. Things Fema said you were supposed to fix. Which I did. I do know folks who spent the 31,900 on stuff like rent, lipa, furniture, contents, insurance mortgage as they were in a hole pre-sandy and house is undone. Only issue is the state will go tough luck. The first 31,900 in repairs you pay.

  11. JJ the Welfare Queen says:

    Oh yea, Cuomo said homeowners dont get to touch one nickel. NYS pays contractors directly. Katrina lesson.

  12. Essex says:

    10. You’ll notice when ur trampstamp starts itching and all of the gubmint ointments have disapeared.

  13. AG says:

    What a coup if lonegan could beat Booker and his free sh-t army.

    Anyhow enjoy another glorius shutdown day.

  14. Juice Box says:

    # 11 – JJ re: “What did Chris Christie do with all the HUD/FEMA money ”

    It is his slush fund…

    http://blog.nj.com/njv_editorial_page/2013/09/christie_administration_is_sha.html#incart_river-0

  15. Juice Box says:

    Tornado watch until 5 PM.

  16. FKA 2010 Buyer says:

    Nothing to see here. Both parties are playing the ultimate “game of chicken” or is it “who will blink first”. The federal government shutdown is just collateral damage.

    A Federal Budget Crisis Months in the Planning

    http://www.nytimes.com/2013/10/06/us/a-federal-budget-crisis-months-in-the-planning.html?pagewanted=1&_r=1&smid=tw-share

  17. JJ the Welfare Queen says:

    JB I also think Cuomo has a bit of an unfair advantage, he used to be in Charge of HUD.

    Christie needs to collapse those programs into one single intake process.
    Where did Christie come up with that 150K magical number?

    A wrecked home with a cracked foundation, mold, absestos, lead paint that is below BFE in the rockaways split with no flood insurance that is owned by a 65 year old widow what does 150K do? That house needs to be knocked down, special remediation is needed and a whole new foundation poured. 150K at best would pay to knock down house, re-mediate, pour a foundation, get some plans drawn up and then full stop. 150K seems a random number just like his stupid 10K.

    Only complaint I heard in NY were two. SBA loans are considered grants, people pissed who borrowed as if they waited they would have got it for free.

    Really old people dont like five year lien. Seems it has to be your primary residence. So if you drop dead in year two who ever inherits house has to pay back 3/5ths of loan. To me it is not ment for your kids to get a free house and shouldnt kids be happy they get house all redone for only 60% of cost.

  18. JJ the Welfare Queen says:

    Sounds to me a time to get your buying list together for stocks in case of a massive sell off day. You need the list in hand in case of a flash type crash 1,000 point down day to jump in buying with both fists

    FKA 2010 Buyer says:
    October 7, 2013 at 9:45 am

    Nothing to see here. Both parties are playing the ultimate “game of chicken” or is it “who will blink first”. The federal government shutdown is just collateral damage.

    A Federal Budget Crisis Months in the Planning

    http://www.nytimes.com/2013/10/06/us/a-federal-budget-crisis-months-in-the-planning.html?pagewanted=1&_r=1&smid=tw-share

  19. Painhrtz - Disobey! says:

    the federal government being shut down is not a crisis it is a benefit. The longer it goes the more people realize this that is what both parties fear.

    X not sure if serious Korea and Vietnam boht started by dems to stem the tide of communism. : ) sorry just ruined my monitor typing that. Yeah military industrial complex. where is my scotch?

  20. Happy Renter says:

    Another day without a fully-bloated, er, fully-funded federal government . . . another day in which I wander aimlessly through life, waiting for Big Brother to return and give meaning to my life.

    I forget — did “The Life of Julia” account for the occasional government shutdown by showing Julia sitting on the floor staring at a blank wall and waiting for the federal government to return?

  21. yome says:

    Pay the Federal workers after the shutdown is all set and done.After all this is not their fault.
    How about the businesses relying on this for their income.This is their fault?

  22. yome says:

    Boehner made another claim: The votes just aren’t there for a “clean” continuing resolution to fund the government. “There are not the votes in the house to pass a clean CR.” But if you’re going to say that, you’ve got to prove it. And according to NBC’s count, there are as many as 22 House Republicans who would support a clean CR. So if you assume that those 22 Republicans would join with all 200 House Democrats, that’s more than the 217 votes needed to pass such a measure through the House. Rep. Peter King (R-NY) takes it a step further. “I’m positive that a clean C.R. would pass,” he tells the New York Times. “If it went on the floor tomorrow, I could see anywhere from 50 to 75 Republicans voting for it. And if it were a secret ballot, 150.” Boehner has made many pledges or declarations over the past year — the health-care law is settled, there won’t be a government shutdown, etc. — that have proven to be incorrect. This could be another example. But testing this proposition is now lose-lose for Boehner. If he’s right, he may need to prove he’s right and actually whip against passage of a clean CR and put some Republicans in awkward positions that they don’t want to be in. Or he’s wrong and he looks weak and out of touch with his own conference.

  23. Remodeling boom. Listen to the beatdown. says:

    As one motorcyclist lingers in a medically-induced coma after Sunday’s violent clash between a group of dirt bikers and an SUV driver, more participants in the group ride are demanding that the motorist face charges. Today celebrity lawyer Gloria Allred is holding a big press conference on behalf of her client Edwin Mieses, who was critically injured when driver Alexian Lien ran him over in an attempt to flee. And now another biker who was at the scene says Lien started the whole thing.

    Michael Anthony, a dirt bike enthusiast from Pennsylvania, claims that before the video clip starts, Lien tried to drive through the group of bikers, who may have been trying to block off car traffic on the Henry Hudson Highway to make room for their stunts. “The SUV didn’t wanna wait,” Anthony told PIX11. “He decided he wanted to come into the center lane and started pushing his way through the center lane, through the bikes.”

    Anthony says that before the video clip begins, Lien rammed another biker and knocked him off his motorcycle. “Nobody was threatening him, he was impatient,” Anthony told PIX11. “99% of the drivers that we encountered that day were impatient, they were upset…but they didn’t take it to the next level and use their vehicle as a battering ram to get where they needed to be because they didn’t wanna be surrounded by bikes.”

    After the group of bike riders surrounded his vehicle, Lien accelerated suddenly, running over Mieses and two other motorcyclists. A high-speed chase ensued, and Lien was eventually cornered in Washington Heights, where he was dragged from the car and beaten in front of his wife and 2-year-old daughter. The family finally broke their silence yesterday, when Lien’s wife, Rosalyn Ng, issued a statement saying, “We were faced with a life-threatening situation, and my husband was forced under the circumstances to take the actions he did in order to protect the lives of our entire family.”

    It’s unclear if Lien will face charges—the NYPD says the investigation is ongoing. But a former NYPD sergeant told the Times this week that it appears Lien was acting in self-defense. “You have the right to defend yourself, by hook or by crook,” said Manuel Gomez, who is also a former FBI agent.

  24. Remodeling boom. Listen to the beatdown. says:

    The biker also claims Lien hit a rider next to him, knocking him off his motorcycle. The biker got up, Anthony said, and Lien did not stop. He says the group followed Lien for two miles, honking and waving in an attempt to get him to pull over.

    Anthony told PIX11 that no one provoked Lien and he believes that he should be charged with a crime. “I believe he should be charged at minimum with fleeing the scene of an accident, a hit-and-run,” he said. “Nobody was threatening him, he was impatient. 99% of the drivers that we encountered that day were impatient, they were upset…but they didn’t take it to the next level and use their vehicle as a battering ram to get where they needed to be because they didn’t wanna be surrounded by bikes.”

    The biker also said he has over four hours of video from that day and has not gotten the opportunity to look through it all.

  25. Happy Renter says:

    [25] “[C]elebrity lawyer Gloria Allred is holding a big press conference on behalf of her client Edwin Mieses, who was critically injured when driver Alexian Lien ran him over in an attempt to flee. And now another biker who was at the scene says Lien started the whole thing.”

    Shocker. Money-grubbing celebrity lawyer says her client, D.J. Meezee, was a poor innocent who did nothing wrong. And we have the reliable word of another upstanding motor-monkey confirming that “Lien started the whole thing.” Because, of course, that’s why a young father takes his wife and baby girl out for a Sunday drive — to start trouble and make some noize be-atches!

    “[A] dirt bike enthusiast from Pennsylvania, claims that before the video clip starts, Lien tried to drive through the group of bikers, who may have been trying to block off car traffic on the Henry Hudson Highway to make room for their stunts. ‘The SUV didn’t wanna wait,'”

    Now then, this fine fellow, a “dirt bike enthusiast” of no doubt the highest quality, confirms that that crazy Lien refused to let the motor-monkeys “block off” the road. Why, what nerve that Lien had to think he should be able to drive down the road like a free citizen! I daresay he got what was coming to him for refusing to bow to the legitimate authority of DJ Meezee and the Hollywood Stuntz motor-monkey gang. Let this be a lesson for any other parents out there who think they have the right to drive down a public road unmolested by motorcycle thugs.

    “Anthony says that before the video clip begins, Lien rammed another biker and knocked him off his motorcycle. ‘Nobody was threatening him, he was impatient,’ Anthony told PIX11.”

    Yeah, sure. “Lien rammed another biker” = a motor-monkey intentionally drove up in front of Lien and brought his motorcycle to a stop to “brake check” Lien. Boy, that Lien sure is a crazy impatient mofo.

    Looking forward to Anthony’s spine crushing next time he and his “dirt bike enthusiasts” try this thug behavior on the next person. Effing trash.

  26. FKA 2010 Buyer says:

    Nothing to see here either. Move along. There may have been some off duty cops with the bikers.

    http://www.dnainfo.com/new-york/20131004/washington-heights/nypd-investigating-role-of-6-cops-at-biker-rally-where-driver-was-beaten

  27. Happy Renter says:

    [26] EXCLUSIVE: For maybe the first time in recorded history, a dirty thug claims he is innocent. “Wasn’t me!” Blames victim. Film at 11.

  28. anon (the good one) says:

    you and chifi are fukc with all those bonds. one could only hope that libturd gets sweep as well

    JJ the Welfare Queen says:
    October 7, 2013 at 9:52 am
    Sounds to me a time to get your buying list together for stocks in case of a massive sell off day. You need the list in hand in case of a flash type crash 1,000 point down day to jump in buying with both fists

  29. Happy Renter says:

    Here’s a photograph of one of the respectable young “dirt bike enthusiasts” making his court appearance, and calming explaining the degree to which an unseemly injustice has been handed to him and the other fine fellows with which he was innocently recreating that cruel day when Evil Mr. Lien ruthlessly attacked them:

    http://www.nydailynews.com/new-york/beatdown-suspect-shows-class-act-rude-gesture-suv-attack-arraignment-article-1.1478038

  30. Libturd in Union (channeling Anon) says:

    Anon,

    I don’t do bonds. If you read something besides Huffington/Kos and actually stopped to read what was posted here, rather than simply post their far leftist propoganda here verbatim, you would know this. Perhaps one day you will get fleeced. But I doubt it seriously.

    Baa. Baa.

  31. Remodeling boom. Listen to the beatdown. says:

    The first incident happened 4 miles south of where the first 911 call was made. Why wouldn’t you call 911 after your first fender bender with the motorcycles if he felt “threatened”?

    30.Happy Renter says:
    October 7, 2013 at 11:01 am
    [26] EXCLUSIVE: For maybe the first time in recorded history, a dirty thug claims he is innocent. “Wasn’t me!” Blames victim. Film at 11.

  32. All Hype says:

    Juice (34):
    Pure fear mongering. The gubbmint still collects taxes and will pay the interest on the debt.

    Wake me up when the welfare and social security checks get cutoff for a month or two. Until then it’s pure theatrics.

  33. Anon E. Moose says:

    Hype [34];

    Wake me up when the welfare and social security checks get cutoff for a month or two. Until then it’s pure theatrics.

    Obama said those were first on the chopping block if he doesn’t get his way.

    http://www.huffingtonpost.com/2013/10/03/social-security-debt-ceiling_n_4037870.html

    I’d love to see him catch hell when he’s paying off Solyndra, et al., green energy grants, but reneging on debt payments or Social security checks.

  34. freedy says:

    gloria A. Wonderful attorney always looking out for her clients best interest.

    has nothing to do with the payday she’s looking for . what a whore

  35. Happy Renter says:

    [35] Maybe because after the first “fender bender” (i.e., the thuggish “brake-check collision” intentionally caused by the motor-monkey) the SUV driver did what any normal person would do after a clearly non-serious accident: stop the car to take stock of what happened. Why the heck would you expect him to call 911 at that point?

    Why didn’t he call 911 immediately once the thugs surrounded his SUV, slashed his tires, and started attacking the SUV with his wife and child inside? I know the libtard and thug-apologist mentality is that dialing 911 on a cell phone is a magical cure-all for protecting your family, and that all anyone needs to do is sit tight and wait for the government to save them, but anyone with an ounce of common sense and a shred of courage knows that in situations like that, when you and your wife and child are surrounded by a pack of thugs attacking your vehicle, you act first to protect your life and the lives of your family members, and then you call 911 to let the police do what they do best: clean up the mess.

    So in short, calling 911 wouldn’t be my first reaction upon feeling that my life and the lives of my wife and daughter were threatened by a pack of motor monkeys either. Crushing a few monkey spines and getting out the situation would be the first move, and calling 911 would follow. Makes perfect sense.

  36. yome says:

    So when will the government reach its $16.699 trillion borrowing limit?

    Technically, we’ve already reached the limit! But the government won’t actually run out of money to pay its bills until some time after Oct. 17.
    The U.S. government hit its $16.699 trillion borrowing limit back on May 19. Since then, the Treasury Department has taken a slew of “extraordinary measures” — such as tapping exchange-rate funds — to raise an extra $303 billion and ensure the government has enough cash to meet all its obligations, from paying bondholders to Social Security checks.
    By Oct. 17, however, the Treasury Department will run out of “extraordinary measures.” The government will no longer have enough cash on hand to meet all of its coming financial obligations, and it won’t be able to borrow or scrounge up any more money.
    “We estimate that, at [Oct. 17], Treasury would have only approximately $30 billion to meet our country’s commitments,” said Treasury Secretary Jack Lew in a Sept. 25 letter to Congress. “This amount would be far short of net expenditures on certain days, which can be as high as $60 billion.”

    So what happens on October 17? Is that doomsday?

    At that point, the federal government will only bring in enough tax revenue to pay about 68 percent of its bills for the coming month, according to a recent analysis by the Bipartisan Policy Center. (More precisely, the government will bring in roughly $222 billion and owe roughly $328 billion between Oct. 18 and Nov. 15, assuming the government is open.)
    The first default wouldn’t necessarily happen right on Oct. 17 — but it would likely happen soon thereafter. The government typically spends about $10 billion per day on various items, according to the Congressional Budget Office. And it will also face these large outlays:

    http://www.washingtonpost.com/blogs/wonkblog/wp/2013/10/04/absolutely-everything-you-need-to-know-about-the-debt-ceiling/

  37. All Hype says:

    Obama can still play golf, all is well. As for the military PX and amber alert systems, not needed.

    http://www.bloomberg.com/news/2013-10-03/troops-forage-for-food-while-golfers-play-on-in-shutdown.html

  38. JJ the Welfare Queen says:

    The Menlo Park, California, real estate analyst, blogger and founder of consultancy Hanson Advisers predicts a decline of 20 percent in housing prices in the next 12 months. Half the gains since the latest housing bottom in 2011 could be erased in the hot areas — Florida, California, Nevada, Arizona and Georgia — by rising interest rates and a thinner herd of speculative private-equity buyers, he says.

    Less bearish real estate experts such as Stan Humphries, chief economist at Zillow and a Hanson fan, also see signs of froth. Existing home sales jumped 6.5 percent to 5.39 million this July, their highest level in three years. In August those sales fell 1.6 percent despite a surge in 30-year mortgage rates — a move Humphries says was healthy because the market needed to cool off, and that relatively mild reaction showed there was still buying in the face of rising rates.

    “There’s a strong distinction between a normal slowdown and the wheels coming off the housing recovery,” says Humphries. “That’s where I depart from Mark’s take.”

  39. JJ the Welfare Queen says:

    When stocks crash good for bonds except real junky ones. I actually could care less about bond prices as long as coupons keep rolling in. Kinda like home prices, as long as rent rolls in and cheaper to own than buy I ride it out. Stocks I have to have my list for big dips. You need a list of actionable items if we default. There is money to be made.

    anon (the good one) says:
    October 7, 2013 at 11:05 am

    you and chifi are fukc with all those bonds. one could only hope that libturd gets sweep as well

    JJ the Welfare Queen says:
    October 7, 2013 at 9:52 am
    Sounds to me a time to get your buying list together for stocks in case of a massive sell off day. You need the list in hand in case of a flash type crash 1,000 point down day to jump in buying with both fists

  40. Doug Raymond says:

    Thanks for the great article. Let me know if you would like a guest post from me on renting vs. buying in the NJ market.

    Thanks,

    Doug

  41. nwnj says:

    All of the out of state money coming in to prop up Booger when the demographics imply he should be running away with the race. I guess people are starting to notice that Newark is an open war zone and Corey is nowhere to be found.

    http://www.nj.com/politics/index.ssf/2013/10/bloomberg_spends_1_million_to_help_booker_campaign.html#incart_river_default

  42. FKA 2010 Buyer says:

    Exactly….While everyone is arguing it’s the Dems or Repubs fault, there’s money to be made.

    [JJ The Welfare Queen]
    Sounds to me a time to get your buying list together for stocks in case of a massive sell off day. You need the list in hand in case of a flash type crash 1,000 point down day to jump in buying with both fists

  43. Libturd in Union (channeling Anon) says:

    “Exactly….While everyone is arguing it’s the Dems or Repubs fault, there’s money to be made.”

    Yeah, but in Anon’s case, he doesn’t wet his skivvies unless there’s partisanship involved. I bet he has to change his bedsheets every Sunday morning after Meet the Press.

  44. Let’s fill the gubmint with motorcycle thugs. Can’t be any worse that what we got now…although I’m really warming to this shutdown thingy.

  45. Burn the mf’er to the ground!!!!!!

  46. Painhrtz - Disobey! says:

    I agree with clot burn it down

  47. Brian says:

    The Feds can’t even shoot straight and protect the capital from a crazy lady in a sedan. How many shots were fired during that ordeal?

  48. Libturd in Union says:

    Can I ride my dog?

  49. grim says:

    Mark Hanson was a bubble blogger who was late to join the party, no? Wasn’t he a regular in the comments sections of a number of blogs?

    He is an “advisor” now? Who does he “advise”?

    I want to be an “advisor” now too.

  50. grim says:

    And hasn’t he been calling for a big crash in prices since 2009 or so?

  51. Most newest Chairman Matthew Davies recorded toward the squad’s 25th everlasting nature occurrence ultimate november that yet be standing upright cutting about character right closely three which include half several ages helm. During this time they does offer taken with strength and durability in order to be able for you to help. Even so they have got a hard appear to adhere to,denver bronco jerseys, The dog’s heir does indeed inherit a thriving organization it for based stewardship convention

  52. yome says:

    Rare is the politician who unloads on members of his own party, but Republican Devin Nunes keeps doing exactly that.

    Nunes has already referred to House Republicans who pushed for the government shutdown as the “lemming caucus” for their willingness to follow the lead of Sen. Ted Cruz and other staunch conservatives. He says their strategy is “dumb” and doomed to failure, in an interview with the National Review.

    Nunes is not some squishy moderate Republican from a swing district. He’s very conservative on most matters, a stout opponent of Obamacare and fierce critic of the president’s foreign policy. His 2010 book, Restoring the Republic: A Clear, Concise, and Colorful Blueprint for America’s Future, is a sort of manifesto for a conservative movement.

    Yet Nunes believes his party is fighting a losing battle and undermining its ability to achieve longer-term objectives such as the rollback of Obamacare and getting the nation’s fiscal house in order.

    Asked why he’s speaking out in such strong language, Nunes told NR: “ I’ve got three little kids at home and I’m trying to save this country from itself. I’m not here to play political power games and I’ve had enough of people playing political power games and this has just gone on too long.”

    Marketwatch

  53. Looks like Mr. Nunes won’t be in politics for too long.

  54. Rethugiban will slice Nunes off at the knees.

  55. Rethugiban likes Hispanics who act like Ted Cruz and look like west Texas used car salesmen.

    You’d think a guy who went to Harvard Law could buy a suit that fits…

  56. Hughesrep says:

    59

    He’s Canadian. It’s his first thing that wasn’t flannel

  57. ccb223 says:

    This is supposed to be the “simplest explanation of Obamacare” out there…they sent it around at work (haven’t looked yet but figured some in here might be interested):

    http://www.upworthy.com/the-simplest-explanation-of-obamacare-ever

  58. hughes (60)-

    I think Cruz is really the guy who played Kevin on The Office, with a toupee:

    http://th1138.photobucket.com/albums/n523/ForeverFailynn/th_TheOfficeKevinSmiles.gif

  59. ccb (61)-

    I’ll give you an even shorter explanation: it is a furtherance of the rationing of medical care, within the context of a rigged system that will enhance the profits of insurance companies while simultaneously bleeding productive individuals and businesses.

  60. grim says:

    Palliative care is underrated.

  61. Fabius Maximus says:

    #21 Happy Renter

    What exactly do you have her. We have essential funded up front and everything else will be funded after the fact. So the only thing we are actually missing is the gvmt actually doing, is the job they will be paid for.
    I love the response from Liz.

    http://www.upworthy.com/a-senator-gets-mad-about-the-shutdown-and-starts-naming-names-about-time?c=ufb1

  62. disregarding that you already have got to play in the dvdsIn the Bruce Miller Jersey western world personalized locate, Gigabyte really is structured the present. They play against cheaper separated chances are they do at their home. They appear to foods off public tones. Report during this august. 2,49ers jersey cheap, 2010, Manually record pics, Inexperienced fresh Packers’ he Flynn foretells bad planner the cart Philbin although american footbal sports exercising go camping, Located inside of

  63. Art Work – Find The Easiest Option To Choose The Best!Some people have a fetish for art work and craft items. They may want to buy them for their loved ones or simply gift a beautiful piece to their client or a customer. It makes for a perfect gifting item and creates a good impression. It is found online in export import directories, business to business directories, fairs, trade shows,AFFORDABLE GOLF ACCOMODATION SPAIN, art galleries,A farmer in southern Egypt wa, exhibitions etc.Online direct

  64. Are You A First Time Buyer Mortgage In IrelandThe Republic of Ireland is one of the greatest places in the world to live. The scenery is astounding and the people in the Republic are kind and generous. It is an amazing place to buy a home,, so many first time buyers are flocking to the area in hopes of gaining their first home. The first time buyer mortgage is a little more cumbersome than the future mortgages will be, but the homeowner mortgage is something that many people desire to have. It i

  65. Fabius Maximus says:

    #14 AG

    I hate to burst your bubble, but the poll you are celebrating has a few problems. It is up there with that poll that told Mitt he was beating O.

    The reality of this race is that, while Cory by 35 is a stretch, Cory by 15 is more of a reality. There are a few points to note here. First is that Cory has a big war chest and the NJ GOP is putting the money into defending CC. Cory has probably a 10:1 over Lonegan.
    Steve is pumping cash into Fox 5 and nowhere else to get the base out. That is all that he really can do.

    I live in the Repub He11 that is northern BC. Even with that, they love Cory up here, he’s the local boy. The only Lonegan signs on the lawns are the party faithful. If Cory splits Steve in BC he is sunk.

    If you want to watch a number, it comes back to CC. Between him and Cory it’s who takes the bigger spread. I think CC will ride Sandy for the nod and even I’ll give him credit for that one. But CC lost a lot of the Blue Dogs, they wanted Educational and Tax reform and he didn’t deliver.

  66. Fabius Maximus says:

    #64 grim

    Like at lot of things, its only when you truly get to see palliative care is when you truly appreciate it.

  67. Comrade Nom Deplume, unpacking boxes for the foreseeable future says:

    [28] renter,

    Mr. Anthony, Dirt Track Enthusiast, lives closer to me than to you. But I’d hate to be him if he ever tried to brake-check me or anyone else in this part of ChesCo.

    State troopers take a long time to make it to one of those semi-rural accident scenes. Lot of time to bleed out. Especially if you take forever to make the call because you forgot the number. At least the trooper won’t have to reconcile two conflicting accounts.

  68. Street justice says:

    I agree with the premise that a man should be able to defend himself when threatened with deadly force.

    It may be difficult for you to understand, and it’s an unpopular opinion, but the fact is, Alexian Lien was the aggressor that day.

    Comrade Nom Deplume, unpacking boxes for the foreseeable future says:
    October 8, 2013 at 1:17 am
    [28] renter,

    Mr. Anthony, Dirt Track Enthusiast, lives closer to me than to you. But I’d hate to be him if he ever tried to brake-check me or anyone else in this part of ChesCo.

    State troopers take a long time to make it to one of those semi-rural accident scenes. Lot of time to bleed out. Especially if you take forever to make the call because you forgot the number. At least the trooper won’t have to reconcile two conflicting accounts.

Comments are closed.