November Existing Home Sales

November Home Sales due out from the NAR at 10am this morning. Consensus estimates are for a big drop in SAAR, down from the 5.29m annual pace in October to 5.13m. Estimates range from a dismal 5m to a 5.3m rate.

Post will be updated when the NAR releases more information.

This entry was posted in Economics, Housing Recovery, National Real Estate. Bookmark the permalink.

77 Responses to November Existing Home Sales

  1. Essex says:

    New tougher lending standards to kick in after Jan 1. Say buh Bye to the first time buyer.

  2. Juice Box says:

    People don’t always remember why they moved out of the cities but they do remeber the interest rate. I always hear about the 11 percent mortgage rates but never why the moved. Back in the late 70s and early 80s NYC was swept with a massive crime wave. White flight ensued and pay anything and live in a POS to get out of NYC. Ask your families if they remember. The city could be Newark or Paterson or Brooklyn or the Bronx. DEBLASIO WILL herald in a new crime wave. HE CANNOT pay the civil servants their raises and wants to end stop and frisk.

  3. I think anon has been victimized multiple times by the knockout game.

  4. anon (the good one) says:

    standard fare of the Regressives going out of the way to kick down the poor and desinfranchised. joke is on you cause them illegals, millions if them, will always vote against GOP the first chance they’ll get.

    Statler Waldorf says:
    November 19, 2013 at 2:28 pm
    It’s stunning how quickly the “mainstream” press has switched English language usage from the historic and factually correct terminology of “illegal alien” to the nonsensical and incorrect “undocumented worker.”

    I believe it took them only 8 years. Orwell would be proud.

  5. JJ the Welfare Queen says:

    The S&P 500 has increased 170% since the “Devil’s Low” of 666 on March 9, 2009.

    Wow do a chart vs someone who bought a house March 9, 2009 vs a house on March 9, 2009 and watch home buyers run away

  6. JJ the Welfare Queen says:

    DEBLASIO might be good for the city. Remember, DEBLASIO’s wife was a lesbian, if he could turn that around and make her straight who knows what he is capable of doing.

    Juice Box says:
    November 20, 2013 at 7:38 am

    People don’t always remember why they moved out of the cities but they do remeber the interest rate. I always hear about the 11 percent mortgage rates but never why the moved. Back in the late 70s and early 80s NYC was swept with a massive crime wave. White flight ensued and pay anything and live in a POS to get out of NYC. Ask your families if they remember. The city could be Newark or Paterson or Brooklyn or the Bronx. DEBLASIO WILL herald in a new crime wave. HE CANNOT pay the civil servants their raises and wants to end stop and frisk.

  7. Amazingly, anon sees neither irony nor has any problem with the concept of illegal aliens having voting rights.

  8. grim says:

    1 – What’s the over/under on a last minute delay until January 2015?

  9. Essex says:

    7. Bingo — The Country has no leadership in either party. No idea what it wants to become. No control of the forces acting internally to destroy it.

  10. JJ the Welfare Queen says:

    Another example of “undocumented workers”

    “First time home buyers” are not effected by tougher lending standards.

    “First time home borrowers” are effected by tougher lending standards.

    Essex says:
    November 20, 2013 at 7:31 am

    New tougher lending standards to kick in after Jan 1. Say buh Bye to the first time buyer.

  11. Comrade Nom Deplume, Guardian of the Realm says:

    [4] spine,

    That would explain the reliance on insipid tweets as a substitute for rational thought.

    I see anon’s posts as a cry for help. You have to figure we aren’t the only ones who listen to what he has to say and reply “So?”

  12. Comrade Nom Deplume, Guardian of the Realm says:

    [8] grim,

    I put it at 65% probability for delay.

  13. Comrade Nom Deplume, Guardian of the Realm says:

    [5] anon.

    “joke is on you cause them illegals, millions if them, will always vote against GOP the first chance they’ll get.”

    you’re right for once.

    “Democracy never lasts long. It soon wastes, exhausts and murders itself. There was never a democracy that did not commit suicide.” John Adams

  14. Comrade Nom Deplume, Guardian of the Realm says:

    More for anon to dismiss as the archaic rantings of old, white men we never should have listened to:

    “The natural progress of things is for liberty to yield and government to gain ground.”

    Thomas Jefferson.

  15. Bystander says:

    Grim,

    Looks dismal range, 5.29m. Yun talking about low inventory when it is really greedy sellers listing well above fair market, believing a new bubble was here. Reality is here yet people clinging to unreal prices. This is going to get ugly. Inventory is up 50% Yoy in Fairfield. This is about Fema insurance costs and sky high “sellers”.

  16. Fast Eddie says:

    Bystander,

    Do you have something to sell? Are you attempting to trade up? The reason I ask is because if I make a move, I have to sell; I’m not renting. I do have equity. Are you renting? The only conclusion I can come to is that I’m going to have to price my house much higher than I originally thought and just use it the money towards the trade. If that’s my only alternative, then I’m making someone else fund my move.

  17. Happy Renter says:

    [3] “knockout game”

    Yeah, I heard a brief mention of this on 1010 WINS this morning.

    Also, thanks for the link the other day to Colin Flaherty’s collection of these (largely) unreported hate crimes. I picked up a copy of his book “White Girl Bleed A Lot” (which comes complete with QR codes linking to videos of these attacks) and while I’m only halfway through it, it’s been interesting (and troubling) reading.

    This is not a game; it’s a racist hate crime. Don’t be caught off-guard.

  18. Happy Renter says:

    [3] I like this exchange from the article:


    At a community meeting between blacks and Jews in Crown Heights, an assistant police chief said there have been four such assaults since early October. Many present said young African-Americans need to be educated about such bias crimes.

    “We need to engage these young people and engage their parents,” said the Rev. Taharka Robinson of the Brooklyn Anti-Violence Coalition.

    Assemblyman Hikind said that’s fine, but he wants more. “I’m for people being arrested. That would be the best education in the world,” Hikind said.

    Personally, I’m all for people going Bernie Goetz.

  19. Anon E. Moose says:

    Happy [19];

    Personally, I’m all for people going Bernie Goetz.

    The DiBlassio era starts Jan 1, 2014. That might just be what you’ll see.

  20. Street Justice says:

    Existing-home sales declined for the second consecutive month in October, while constrained inventory means home prices continue to see double-digit year-over-year gains, according to the National Association of Realtors®.

    Total existing-home sales1, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, fell 3.2 percent to a seasonally adjusted annual rate of 5.12 million in October from 5.29 million in September, but are 6.0 percent higher than the 4.83 million-unit level in October 2012. Sales have remained above year-ago levels for the past 28 months.

    Lawrence Yun, NAR chief economist, said a flattening trend is expected. “The erosion in buying power is dampening home sales,” he said. “Moreover, low inventory is holding back sales while at the same time pushing up home prices in most of the country. More new home construction is needed to help relieve the inventory pressure and moderate price gains.”

  21. joyce says:

    Juice,
    I’m no fan of Deblasio. But I want to point out a couple of things. 1) When’s the last time a politician did as he promised? 2) Regarding the drop in crime that NYC experienced since the 1980s, it is my understanding that violent crime dropped for the most part across the entire country… in areas that didn’t do things such as stop n fisk et al.

    Juice Box says:
    November 20, 2013 at 7:38 am

    DEBLASIO WILL herald in a new crime wave.

  22. Libturd in Union says:

    Odds are pretty low that any of us are going to get knocked out. Yes, it speaks to the stupidity of some troubled youth and their disregard for humanity. Fortunately, you have a better chance of getting killed in your car on your way to work, than of getting smacked down. Though, if they knockout Anon, I would fully support the craze.

  23. Street Justice says:

    The trains are already getting to be like the 80’s-90’s over here in Jersey…..

    http://www.nj.com/hudson/index.ssf/2013/11/another_incident_of_violence_near_a_path_station_leads_to_arrests_in_hoboken_today.html

    20.Anon E. Moose says:
    November 20, 2013 at 11:45 am
    Happy [19];

    Personally, I’m all for people going Bernie Goetz.

    The DiBlassio era starts Jan 1, 2014. That might just be what you’ll see.

  24. Libturd in Union says:

    Crime usually goes up and down based on the economy. I hate when mayors and police chiefs point to the great job they are doing to reduce crime. Then when the economy falters, they like to point to budget cuts and reduction of staffing due to lost tax revenues for the increase in crime rates. Regardless, I look forward every other day to my game of Frogger in Penn Station dodging homeless and beggars. That one dude who plays the recorder near the southern most entrance to the red MTA line (mainly Popeye the Sailor Man), has been at it for as long as I can remember. And this goes back to 1993.

  25. Libturd in Union says:

    “On Aug. 25 at about 5:10 a.m., a woman aboard a train pulling into the Newport PATH Station complained to a man she said was sleeping and leaning against her and he pulled a gun on her before calming down, officials said.

    When the woman’s brother became outraged, the gunman took the pistol out again, shot the woman in the ankle, shot another man in the hand, and shot himself in the leg by mistake, officials said.”

    Awesome!

  26. Street Justice says:

    Cut the guy some slack. I’m not a very good shot when I first wake up in the morning either.

  27. Bystander says:

    Fast,

    I have absolutely nothing to sell. I rent for reasonable cost and get along great with my landlord. No rent increases in 3 years. She took care of elderly parent who passed on. She wants to move back west at some point. I am ideal buyer – cash, no home to sell, flexible yet there are no reasonable sellers with good product. Most want top dollar for busy streets and ikea updates. It is a joke. You saw some of them. The tide has turned back to buyer. There were 8 pre-FC listings just yesterday and

  28. Bystander says:

    ..and three significant declines this morning. It is starting to sink in. I will wait it out if needed. I say get what you can and low ball on other side.

  29. Happy Renter says:

    (23) “it speaks to the stupidity of some troubled youth and their disregard for humanity”

    Let me run that through the BS translator for you:

    It speaks to the hatred that these racist black thugs have for anyone who does not look like them.

  30. joyce says:

    Happy,
    There is plenty of black/black crime to speak of.

  31. Libturd in Union says:

    I’m with Joyce here. I don’t see it as a kill whitey issue. Basically, if you are in the right place at the wrong time, you are f’ed. Want to stop these kinds of crimes? Build more prisons and courts and put people away for real hard time. I can’t tell you how many times I’ve seen the same jerkwads end up in the Montclair police blotter.

  32. Libturd in Union says:

    Enforcement helps too.

  33. joyce says:

    Exactly. For violent crime (and high dollar white collar crime), put people away for decades. No more of this serve a fraction of your 15-20+ year sentence and commit similar crimes again five years later.

  34. Fast Eddie says:

    Bystander,

    If your instincts are telling you not to do it, then don’t it. Forget about all the 1diots and sales people. The majority of the sellers are absolute m0rons. At this point, the only way for me to do it is to put a semi-stup1d price on my house and try to hook someone. I’ve seen way too many houses that you describe. Either f.ucked up locations and layouts or just a completely f.ucked up house.

  35. Happy Renter says:

    Sure, there is plenty of black-on-black crime. The vast majority of it is either simple greed (e.g. robbery, muggings) or some gang-related vendetta thing (or innocent bystanders getting hit when bullets fly).

    There are also plenty of black-on-white muggings, robberies etc. where it is clear that the purpose and motivation is banal greed.

    These black racist hate crimes are nothing like those. Here, it’s just gangs of thugs purposely singling out non-blacks for violence and in all too many cases, death. No robbery, no mugging, no reason beyond pure hate. Women, children, old, young – doesn’t matter. All that matters is that they aren’t black,

  36. Happy Renter says:

    [32] “Basically, if you are in the right place at the wrong time, you are f’ed.”

    Almost right, but not complete.

    Basically, if you are in the right place at the wrong time, and aren’t black, you are f’ed when the racist thug mob comes looking for someone to beat down.

    I’m all with you guys on prisons and mandatory sentences, but there’s been a disturbing outbreak of hate crimes like this, and sticking your head in the sand and pretending it’s not happening is foolish.

  37. joyce (22)-

    There will be a new crime wave simply because DeBlasio has pandered to the criminal class and the entitlement class.

    I’ll leave it to each individual here to work out the Venn diagram on the class crossover.

  38. Blacks commit the majority of crimes. Black on black is the most common type of crime.

    I will sit back now and wait to be called a racist.

  39. JJ the Welfare Queen says:

    The jails are full of blacks and Hispanic folks as the Asians and White folk are better criminals and dont get caught.

    Spine Snapper says:
    November 20, 2013 at 1:34 pm

    Blacks commit the majority of crimes. Black on black is the most common type of crime.

    I will sit back now and wait to be called a racist.

  40. Phoenix says:

    34 Joyce,
    More profit to be made on recycled criminals. You need more cops to rearrest and book the guy again. More fines to be collected, court ordered attorneys have more work to bill for. More paperwork to push. Rinse, recycle, repeat. Just think, if you could get everyone to NOT commit a crime, they would make “not committing a crime” to BE a crime just to keep the money flowing.

  41. Libturd in Union says:

    Happy Renter,

    I still don’t know that whites are the target of these attacks. I would venture to say that many more brothers are killed in crossfire than honkies. Problem is, that it’s teenagers committing the crimes and they are always released to the same parent(s) that allowed them to get the way they are already. Lock these animals up, give them hard time, then see if they’ll do it again.

    My brother got caught smoking herb in high school. When the cops called for my parents to pick him up, they said they would come by in the morning. They wanted to scare the krap out of him. For the most part, it worked.

  42. joyce says:

    Phoenix,
    I was going to add something like that to my post, but I’m glad I waited for someone else. Well put.

  43. Street Justice says:

    Teen Playing The Knockout Game Gets Shot Twice By Victim .

    http://www.youtube.com/watch?v=gzptOuQ0M9U

  44. Bystander says:

    Fast,

    I hear you. I don’t think any realtor so far would describe me as impulsive. More paralysis by analysis type. Still my instincts have been correct thus far. Homes that I made offers on are still sitting. The realtors told me I was too low. Time takes care of everything. These people either pull their homes or death by 1000 cuts. Problem is there are fools who you compete against. You should try to hook one.

  45. Samivel says:

    Still searching. Sellers want top dollar for their crap shacks across the board.
    Born n raised in the Philly hood. Renter is accurate. All others enjoy their
    Personal north jersey security forces for which they pay astronomical taxes.

  46. Happy Renter says:

    [42] “I still don’t know that whites are the target of these attacks.”

    It’s not a white thing — it’s anyone who isn’t black. That includes whites, Asians (including Indians, etc.), and Latinos. From the reports I’m reading, it seems elderly and Asians are seen as particularly good targets.

    Do you doubt that the vast majority of the victims of these mob assaults are non-black? Well, given that there is a massive under reporting of these crimes, and of the races of the attackers and the victims (and that’s sort of the point in all this) I doubt that you’ll find any official statistics. But you’re a smart guy and Google is your friend.

    “I would venture to say that many more brothers are killed in crossfire than honkies.”

    No doubt. If by “in the crossfire” you mean innocent bystanders caught up in the crossfire, that’s a factor of where the inter-gang violence is occurring (inner-cities, mainly), and what the racial makeup is of the people who live there and are therefore at an increased risk of being caught up in the crossfire. They’re not targets, they’re just bystanders to inter-gang violence. A white person is just as likely to get hit by a stray bullet when he’s in those areas. And when those folks leave those gang-infested areas, they are just as safe as anyone else. Bottom line is that everyone who finds themselves located in those high-crime areas is at the same risk of being hit by a stray bullet, and can use their judgment accordingly.

    But these hate crimes are different. And it’s not just an academic debate. It’s important to know these hate crimes are happening, where they are happening, and with what frequency. Because the normal “crime awareness” that we all walk around with needs to take this stuff into account.

    Say, you’re walking down the street and see a group of 8 teenage black males at the other end of the block. OK, looks like they’re just hanging out, walking slowly or whatever, don’t seem to be causing any problems. Black guy walking down the street ahead of you wearing nice clothes and carrying a Century 21 shopping bag passes by them with no problem. Elderly black woman walking in the opposite direction carrying a pocketbook passes them and they ignore her. Another young black guy walking ahead of you passes them by without a word or a second glance.

    Anyone who, like me, grew up in a racially mixed neighborhood and harbors no prejudice toward people based on how they look (key point: how they LOOK. That’s very different from basing decisions on how they ACT) would tend to think that these guys, at least here and now, aren’t causing trouble. So unless you’re walking down the street with gold chains hanging on your neck or carrying a lot of cash or something else that would make you a particularly attractive robbery target, you think you’ll just walk on by just like everyone else, aware, but not paranoid and not going out of your way to avoid them just because they look different than you.

    Ah, but you’re not like everyone else. You’re white (or Asian, etc.). And for that, you’re going to be attacked, possibly killed, by these thugs. That’s the difference. That’s what sets you apart. That’s their motivation. That’s what makes you a target.

    Learning about the outbreak of these hate crimes is certainly going to factor into my crime awareness now, in a sad way. But the cover up about what’s really going on is doing everyone (at least, every non-black who might find themselves a victim of this) a major disservice.

    “Lock these animals up, give them hard time, then see if they’ll do it again.”

    Well, on that we do agree.

  47. joyce says:

    Happy,
    You watch the video at the link that Brian posted?

  48. Pete says:

    How about I just call you wrong instead?

    Spine Snapper says:
    November 20, 2013 at 1:34 pm
    Blacks commit the majority of crimes. Black on black is the most common type of crime.

    I will sit back now and wait to be called a racist.

  49. Statler Waldorf says:

    Quite the deranged comment — you have no issue with Mexican Nationals voting in US elections? You’re also surprised illegals would back politicians handing them American treasure, provided by US citizenry? Pure genius.

    Lastly, it’s not my problem if Mexican Nationals are “disenfranchised,” let them vote in different Mexican politicians.

    Spine Snapper is correct: you’re knocked out, permanently.

    anon (the good one) says:
    November 20, 2013 at 8:23 am

    standard fare of the Regressives going out of the way to kick down the poor and desinfranchised. joke is on you cause them illegals, millions if them, will always vote against GOP the first chance they’ll get.

    Statler Waldorf says:
    November 19, 2013 at 2:28 pm
    It’s stunning how quickly the “mainstream” press has switched English language usage from the historic and factually correct terminology of “illegal alien” to the nonsensical and incorrect “undocumented worker.”

    I believe it took them only 8 years. Orwell would be proud.

  50. Anon E. Moose says:

    Unrealted — Spine, your shop down the Beaujolais hype? Seeing some of the ad blitz this week.

  51. moose, we sell Nouveau…just not the Gorge Dubarf stuff that causes chromosomal damage (and the worst hangover you can possibly have).

    Only Nouveau we’ll recommend is Jean-Paul Brun’s: ambient yeast fermentation, no “tricks” used to make things go faster, no fining, no filtration. Brun will actually not ship his Nouveau if it’s not ready and drinkable in time (this year will not be a problem).

    Best of all, Brun’s Nouveau is no more expensive than most of the chemical swill stacked to the ceiling in the big box stores.

  52. Happy Renter says:

    http://nypost.com/2013/11/19/thugs-target-jews-in-sick-knockout-game/

    “this knockout game has been played for years by young black gangs in other cities and other states, against people besides Jews — the victims being either whites in general or people of Asian ancestry.”

    Apparently they also call it “polar bear hunting.” Good stuff.

  53. grim says:

    Speaking of yeast, fermentation parameters, and hangovers (they are all very closely related) – I now know more about yeast than I’d ever had cared to in the past. My entire basement refrigerator is now filled with various yeast cultures, slants, starters, etc. My office now looks like something out of Breaking Bad, my 5 liter Erlenmeyer flask and stir plate would make Walter Sr. proud. Hell, my microbiology professor might actually shed a tear. If only I knew then that good booze was all about the yeast, I’d probably have paid much more attention.

  54. chicagofinance says:

    http://freakonomics.com/2005/05/15/abortion-and-crime-who-should-you-believe/

    joyce says:
    November 20, 2013 at 11:47 am
    Juice, I’m no fan of Deblasio. But I want to point out a couple of things. 1) When’s the last time a politician did as he promised? 2) Regarding the drop in crime that NYC experienced since the 1980s, it is my understanding that violent crime dropped for the most part across the entire country… in areas that didn’t do things such as stop n fisk et al.

    Juice Box says:
    November 20, 2013 at 7:38 am

    DEBLASIO WILL herald in a new crime wave.

  55. chicagofinance says:

    Although DeBlasio is a scumbag, I believe the proliferation of cheap and ubiquitous video surveillance has caused the representation of criminals in public to seriously drop. Simply, repeat offenders are taken off the street due to the sheer enormity of their rap sheets. You may get a slap on the wrist, but with video evidence and many more arrests, it becomes harder to question anything other than clearly predictable recidivism.

  56. chicagofinance says:

    ….also this effect will strengthen over time…..

  57. chicagofinance says:

    This time of year brings out the holiday spirit….

    WSJ:
    Subject: Unique Factors Causing Margin Compression

    Shoppers are buying more at J.C. Penney Co., but they are also stealing more.

    The retailer said Wednesday that theft spiked in the third quarter after it removed sensor security tags from merchandise while it shifted to a new inventory-tracking system that uses radio tags.

    Shoplifting took a full percentage point off the department store chain’s profit margins during the quarter, Chief Executive Myron Ullman said. That was just one more weight that dragged the 1,100-store chain down to a loss of nearly half a billion dollars even as it showed some traction in getting its long disaffected customers to spend again.

  58. chicagofinance says:

    an e-mail I sent to a couple of colleagues…..

    From:
    Sent: Wednesday, November 20, 2013 4:45 PM
    To:

    Subject: FW: VTC Materials – SocietyXXXXXXX

    FYI – you can skim this deck if you are interested…..I sat through a 2 hour presentation that was run by lawyers, CPAs and practitioners. It is out of my practice focus, but the skinny on the ACA (withstanding the website technical issues) is that it is completely FUCT…..a total joke…..seriously……

    The ACA stuff starts on page 15 (slide 25 of 82 in the Acrobat file). To give you a frame of reference, on page 24 (slide 34) there is a ‘Medicaid and the Exchange’ slide that references the “138%”. Well that reference amounts to an assumption, because in some places in the ACA it reflects 133%, and others 138%, but it wasn’t proofed before being passed by Congress and signed into law, so it is not consistent in the document.

  59. Anon E. Moose says:

    Chifi [60];

    What, me worry? Obama and the regulators will just wink-wink, we don’t see a problem here — just like he wanted to do with his administrative fix of the “you can’t keep your plan after all” problem. Its the logical endgame in the “Aristocracy of Pull”, everything is simultaneously legal and illegal depending on the whim of whomever is ruling. That used to be called a Monarchy, when the ruling office was passed down by heredity, and I thought we fought a war to move away from that… BWTHDIK?

  60. joyce says:

    I’ve seen that hypothesis before. If it’s true, it pokes a lot of holes in any of the ‘get tough on crime’ ideas… and like Libtard said, makes Mayors/Chiefs look like idiot politicians (redundant?) It also doesn’t support your idea regarding the surveillance.

    chicagofinance says:
    November 20, 2013 at 5:16 pm
    http://freakonomics.com/2005/05/15/abortion-and-crime-who-should-you-believe/

    joyce says:
    November 20, 2013 at 11:47 am
    Juice, I’m no fan of Deblasio. But I want to point out a couple of things. 1) When’s the last time a politician did as he promised? 2) Regarding the drop in crime that NYC experienced since the 1980s, it is my understanding that violent crime dropped for the most part across the entire country… in areas that didn’t do things such as stop n fisk et al.

    Juice Box says:
    November 20, 2013 at 7:38 am

    DEBLASIO WILL herald in a new crime wave.

  61. Comrade Nom Deplume, Guardian of the Realm says:

    [54] renter,

    “Apparently they also call it “polar bear hunting.”’

    I support the right to arm bears.

  62. Hype hype hype says:

    Hey a mention of Frontpage website. Next will have Nationalist Party of Russia or other “We are special & superior Party”.

    Happy Renter what’s your beef? Are you lime the North Dakota supremacist guy that just found out he’s part black? Or Did your girlfriend left you for a black guy? If she did I’m sure JJ can give you tips on how to get her back, instead of spewing your garbage.

  63. Pete says:

    #60,

    Might want to send your colleagues a correction. Eligibility level was set at 133% of FPL plus a 5% income disregard, effectively making it 138%. This is explicitly stated in the law and it does not toggle back and forth between the two so there is no lack of consistency. This was not due to a lack of proofing. States have had no problems interpreting this as 138%. You also might want to reach out to the presenters and correct them so they do not misinform others.

  64. chicagofinance says:

    The abortion issue explains the Giuliani NYC crime drop in the 90’s; stop & frisk is Bloomberg/Kelly; video is something only from the last 3 years and will be the case going forward, meaning the “DeBlasio effect” may be masked…..or hopefully rendered moot…..

    joyce says:
    November 20, 2013 at 5:56 pm
    I’ve seen that hypothesis before. If it’s true, it pokes a lot of holes in any of the ‘get tough on crime’ ideas… and like Libtard said, makes Mayors/Chiefs look like idiot politicians (redundant?) It also doesn’t support your idea regarding the surveillance.

  65. chicagofinance says:

    ok thx……ruined a good snarky story though…..shucks…..

    Pete says:
    November 20, 2013 at 6:12 pm
    60, Might want to send your colleagues a correction. Eligibility level was set at 133% of FPL plus a 5% income disregard, effectively making it 138%. This is explicitly stated in the law and it does not toggle back and forth between the two so there is no lack of consistency. This was not due to a lack of proofing. States have had no problems interpreting this as 138%. You also might want to reach out to the presenters and correct them so they do not misinform others.

  66. chicagofinance says:

    ok…thank you for the clarification….

    Pete says:
    November 20, 2013 at 6:12 pm
    60, Might want to send your colleagues a correction. Eligibility level was set at 133% of FPL plus a 5% income disregard, effectively making it 138%. This is explicitly stated in the law and it does not toggle back and forth between the two so there is no lack of consistency. This was not due to a lack of proofing. States have had no problems interpreting this as 138%. You also might want to reach out to the presenters and correct them so they do not misinform others.

  67. grim says:

    That Van Damme semi truck commercial with the split wasn’t CGI?

    I’m impressed.

  68. Good thing van Damme didn’t need to scratch his nuts.

  69. Happy Renter says:

    (64) What’s my beef? I don’t know – mobs of blacks viciously attacking women, children, elderly and others out of pure hate? What’s yours?

    The “garbage” to which you refer is a simple relaying of the facts. Don’t hate the playa hate the game . . . you know which one I’m talking about.

  70. Happy Renter says:

    (63) “I support the right to arm bears.”

    Well played, sir!

  71. BearsFan says:

    Chi, I know I’ve been mia lately but wanted to see if u want to grab that beer soon?
    About time I start getting plugged into the social pipeline, and your the only person I “know” in town.

  72. Juice Box says:

    re # 22 #& 62- re: “arrest rates” and cameras.

    Yeah I was there in the 70s and 80s and arrest rates are a joke when the NYPD is on the take. Does Serpico ring a bell? Deblasio needs about 7 billion to true up on contracts, money NYC does not have. They won’t be so spry to community police if they aren’t busy investigating murders.

    When stop and frisk ends the murder rate will skyrocket. Nothing like gun fire in your neighborhood to get your thinking about the burbs and a longer commute.

    I predict PEAK NYC. Come back in two years and gloat if I am wrong.

  73. chicagofinance says:

    Yes. After Turkey day though……you Ditka worshipper?

    BearsFan says:
    November 20, 2013 at 6:58 pm
    Chi, I know I’ve been mia lately but wanted to see if u want to grab that beer soon?
    About time I start getting plugged into the social pipeline, and your the only person I “know” in town.

  74. Comrade Nom Deplume, a.k.a Captain Justice says:

    Expat, I’m gonna be in Boston briefly over Turkey Day break. Any interest in GTG, let me know at nomdeplumenj@gmail.com

  75. joyce says:

    73
    Maybe maybe not. I have no horse in the race. But lets say you end up being 100% right; my guess is there will be numerous reasons other than the mayor.

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