Mortgage delinquencies dropping – but not fast enough

From HousingWire:

Mortgage delinquency rate hits 5-year record low

The mortgage delinquency rate hit the lowest level in 5 years and dropped below 4% for the first time since 2008.

According to TransUnion’s latest mortgage delinquency report, the rate of borrowers 60 days of more delinquent on their mortgages ended the fourth quarter of 2013 at 3.85%.

This is the eighth consecutive quarter of recorded declines, falling from 4.09% in the third quarter of 2013 and dropping more than 24% from one year earlier when it was 5.08%.

TransUnion gathered data from its proprietary Industry Insights Report, a quarterly overview summarizing data, trends and perspectives on the U.S. consumer lending industry.

But the good news is still a little murky.

“It’s encouraging to see the mortgage delinquency rate drop for two consecutive years, but at the same time, mortgage delinquencies continue to be twice as high as levels observed prior to the housing bubble,” said Steve Chaouki, head of financial services for TransUnion.

“The housing market also still shows some volatility, with both housing prices and originations dropping in the latter part of 2013 after experiencing improvements in the first part of the year,” Chaouki said.

Every state and the District of Columbia witnessed a decrease in their mortgage delinquency rate between the fourth quarter of 2012 and 4Q13.

In addition, in every state except New Jersey and New York, those declines were in the double digits.

This entry was posted in Foreclosures, Mortgages, National Real Estate. Bookmark the permalink.

115 Responses to Mortgage delinquencies dropping – but not fast enough

  1. 1987 Condo says:

    First?

  2. 1987 Condo says:

    Foreclosure activity spikes in NJ after the holidays:

    The number of New Jersey homes entering foreclosure jumped by nearly 80 percent last month over the previous January, according to RealtyTrac, which monitors housing data.

    “The monthly increase in January foreclosure activity was somewhat expected after a holiday lull,” Daren Blomquist, vice president at RealtyTrac, said in a statement, “but the sharp annual increases in some states shows that many states are not completely out of the woods when it comes to cleaning up the wreckage of the housing bust.”

    Foreclosure proceedings began on 4,617 homes in New Jersey during January, RealtyTrac reported. That figure is up more than 79 percent from January 2012 and 62 percent from December 2013.

    Nationally, foreclosure filings last month dropped 18 percent from the previous January.

    “The foreclosure rebound pattern is not only showing up in judicial states (in which foreclosures go through the court system) like New Jersey, where foreclosure activity reached a 40-month high in January,” Blomquist said, “but also some non-judicial states like California, where foreclosure starts jumped 57 percent from a year ago, following 17 consecutive months of annual decreases.”

    Twenty-two states saw a sharp increase in the number of filings, including Maryland (126 percent), Connecticut (82 percent), California (57 percent), and Pennsylvania (39 percent).

    The monthly increase in January foreclosure activity was somewhat expected after a holiday lull.” Blomquist

    New Jersey was also among a dozen states that bucked the national trend of declining bank repossessions, which fell 40 percent from January 2012.

    About 420 homes completed foreclosures last month in New Jersey, up 26 percent from January 2013.

    Other states that saw closings increase significantly were New York (118 percent), Oklahoma (93 percent), Connecticut (75 percent) and Maryland (11 percent).

    New Jersey remains among the states with the highest foreclosure rates.

    Foreclosure activity in Florida, the state with the largest number of properties in the foreclosure pipeline, increased 19 percent from December to January, but was down 13 percent from January 2013. It marked the sixth consecutive month with an annual decrease in foreclosure activity following passage of foreclosure fast track legislation in July. Despite the downward trend in foreclosure activity, Florida still posted the nation’s highest state foreclosure rate: one in every 346 housing units with a foreclosure filing, RealtyTrac said.

    Florida’s foreclosure filings jumped 43 percent from December to January, but were still down 33 percent year over year, while scheduled foreclosure auctions increased 28 percent from December and also were up 28 percent from a year ago to the highest monthly level since October 2010 — a 39-month high.

    http://www.nj.com/business/index.ssf/2014/02/foreclosure_activity_spikes_in_nj_after_the_holidays.html#incart_river_default

  3. grim says:

    2 – Thank god, only thing better is if those numbers were in the triple digits, that’s the only way we’ll make progress.

  4. 1987 Condo says:

    My daughter’s school has finally realized that they can go “online” for assignments and classwork, etc. Not quite where the schools in Montvale are at, they are essentially running classes via webex, etc. I have not found a link but it ran on Fox 5 yesterday. My “uber” boss has us all on video for team meetings now.

  5. grim says:

    This number:

    About 420 homes completed foreclosures last month in New Jersey, up 26 percent from January 2013.

    …should have a zero after it, up 1000%, not 26%.

  6. Comrade Nom Deplume, back as Captain Justice says:
  7. beat the brat with a baseball bat

  8. grim says:

    Sad that as society we’ve embraced the challenge of eliminating “cyberbulling” as a problem.

    You know what? Turn off the f*kcing phone, how about that? Problem solved.

    Besides, this whole anti-bullying thing is nothing more than reverse-bullying the cool kids into not being cool. A whole generation without cool kids, what will we become then? A nation of pussies.

    Please petition congress to prohibit the sale of “violent” toys – also pass related legislation requiring all toy trucks to be made from plush and fabric materials. God knows plastic is now too dangerous.

  9. 30 year realtor says:

    #5 Grim – MORE PLEASE!

  10. 1987 Condo says:

    #4
    ‘Virtual school’ in session today for Pascack Valley Regional High School District

    It’s snowing today and school is closed, but students in the Pascack Valley Regional High School District won’t be sleeping in. They will still be learning – virtually.

    District Superintendent Erik Gundersen sent a letter to parents Wednesday saying that the district has petitioned the New Jersey Department of Education to “conduct school virtually via our student-issued laptops.”

    “I’m confident we can make meaningful educational experiences for kids tomorrow in the event we are closed,” Gundersen said Wednesday evening in anticipation that the district would be closed today. A message posted on the district website this morning alerted students that the virtual day was in effect.

    Gundersen said the state has been receptive to the idea, but it also wants the district to supply it with specific outcomes that reflect student engagement in order to count the “virtual school day” as one of the mandated 180 regular school days for the year. The decision based on the data could be available within a few weeks.

    If the DOE counts it as a traditional day of school, then students and staff would not have to make up the absence during April’s weeklong spring break, Gundersen said. If the DOE doesn’t, then students still would have to make it up during the vacation. The district has already used up its three allocated snow days for the year, he said.

    Gundersen said the DOE is interested in the idea, as the district has been issuing laptops – Apple MacBook Airs – to its approximately 2,000 students in schools – Pascack Hills High School and Pascack Valley High School – for the past 10 years. This also is the first time such an experience would be tried, possibly making it the first school in the state to accomplish a “virtual” day that could have broader implications for teaching. A representative from the DOE was unable to be reached for comment Wednesday.

    Students must log into their first class’s website – something the students already do daily – around 8 a.m. The teachers’ sites will each have an assignment to complete, and the teachers will use different mechanisms to engage the students to mark them as “present” for the class. The students also must communicate with their teachers throughout the day, and the students have the entire day to complete their activities and assignments, Gundersen said.

    For example, in one Pascack Valley physics class, students will have to watch short videos, answer questions and complete problems regarding energy. To be counted for attendance, the students must take a photo of their notebook and email it to the teacher on time. For one physical education class, students would be required to complete a quiz on shock and bleeding.

    Alexa Hirschberg, a senior at Pascack Hills, which takes students from Montvale and Woodcliff Lake, said the biggest buzz in the hallways Wednesday when they learned of the possible plan was a bit of confusion: Would students have to report online for each of their eight periods, or would they have the entire day to complete all their assignments?

    Hirschberg said her peers became more relaxed when they learned that, in fact, they did have all day to figure out and complete their work…..

    http://www.northjersey.com/news/bergen/Virtual_school_looms_today_for_Pascack_Valley_High_School.html

  11. Brian says:

    Anybody else besides me make it into the office today? I’m starting to think I might be stuck here…

  12. grim says:

    also pass related legislation requiring all toy trucks to be made from plush and fabric materials. God knows plastic is now too dangerous.

    Ah, silly me, this will never happen, as it would require engineering a whole new delivery system for the demasculanizing phthalates in the toys we currently provide our kids.

    What else can we do to guarantee a nation of passive sheep?

  13. Comrade Nom Deplume, back as Captain Justice says:

    Just checked outside. We have approx a foot of new snow and it’s still coming down.

  14. Comrade Nom Deplume, back as Captain Justice says:

    [ 11] Brian,

    I’m sure JJ is in, probably getting in a quick blowj0b from an intern hiding in the kneehole of his desk.

  15. Michael says:

    8- hilarious….so true! It’s not cool to be cool anymore.

    This current generation of teenagers is prob one of the least violent generations to come through the u.s. pipeline. Anyone that talks trash is accused of bullying. Add in the fact that kids don’t play outside anymore and you have the reasons for the drop in violence amongst the current generation. Ask a class of hs kids back in 1980, who has been in a fight, and almost every kid raises his hand. Ask that same question today, and you get opposite results, almost nobody has been in a fight.

  16. Comrade Nom Deplume, back as Captain Justice says:

    Walking the dog is gonna be a biatch this morning. Snow is up to her muzzle.

  17. Comrade Nom Deplume, back as Captain Justice says:

    [15] Michael

    Then why all the school/hood shootings done by kids?

  18. Comrade Nom Deplume, back as Captain Justice says:

    [15] Michael,

    My 10yo got in trouble for a bit of retribution, and while it was deserved, I did subtly let the principal know that while I support him in enforcing discipline and civility in school, I would lawyer up for my child if she kicks the snot of of one of the mean gurlz.

  19. grim says:

    18 – Hope you don’t try to teach her how to shoot, I’m sure the $180k guidance counselor will be calling DYFS on you, with all the sociopathic bullying behavior and child abuse and all.

  20. 1987 Condo says:

    My fight record was 1-1-1, all grammar school, I looked forward to my Catholic HS transition….I was clearly out manned/out gunned by Intermediate school! Rides home on bus in mid 70’s usually had a few windows knocked out, and a small fire in aisle. Got so bad NYC Transit pulled their buses and we had to get yellow buses, and this was SI

  21. grim says:

    C’mon – getting punched in the face doesn’t hurt so bad. Facing your parents afterwards was usually worse than the fight. And the street cred you got for showing up in school the next day with a black eye made it worth it, even if you lost (you were usually the most popular kids in school for the next week). My fight record (we’re talking extensive punches thrown, bruising, black eyes, not just pushing/shoving) was 2-0-1.

  22. Arm the children. It’s the only way.

  23. Essex says:

    5. 420…..dude.

  24. grim says:

    Waiting on anon to tweet something about the inherent unfairness of rich kids having better grade school fight outcomes because their parents are wealthy enough to send them to Tiger Schulman. Key that these kinds of behaviors are instrumental in establishing the social hierarchy that allows them to network among their bully peers, giving them economic advantage throughout their lives.

  25. Michael says:

    The hoods today are nothing like the hoods back in the 70s and 80s.

    Just compare nyc in 1984 to 2014. Compare La in the 70s and 80s to today. Two different worlds.

    “[15] Michael

    Then why all the school/hood shootings done by kids?”

  26. Michael says:

    Wealth transfer happening as we speak. These landscapers doing all this plowing might just get to take the summer off with all this money they are making this winter. Killing it!

  27. Ottoman says:

    Rich kids don’t generally get police records and prison terms for fighting in school. Or doing or selling drugs. Hit and runs, destroying economies, etc, etc.

    “Waiting on anon to tweet something about the inherent unfairness of rich kids having better grade school fight outcomes because their parents are wealthy enough to send them to Tiger Schulman. Key that these kinds of behaviors are instrumental in establishing the social hierarchy that allows them to network among their bully peers, giving them economic advantage throughout their lives.”

    http://www.nytimes.com/2013/02/19/science/long-prison-terms-eyed-as-contributing-to-poverty.html?pagewanted=all&_r=0

  28. Somebody please clue Michael in to Broken Window Fallacy.

  29. Could Michael be Paul Krugman?

  30. NJCoast says:

    Rain. I better get cooking I was sure the concert tonight would be cancelled.

  31. 30 year realtor says:

    By the end of sophomore year of high school I was 6′ 3″ and 230 lbs. Not too many people interested in challenging me to a fight. The kids who fcuked with me in grade school and middle school all suddenly changed their ways. Further proof that fear of an ass kicking modifies behavior.

  32. grim says:

    Big guys? Learned very early, never mess with a short kid – they fight like rabid badgers, fast ones too. Like the scene in Missing in Action 2 where they put a pissed off rat in a bag and put it over Chuck Norris’ head, only you didn’t get to bite the rat’s head off.

  33. All Hype says:

    So much for the NJ101.5 forecast. I have almost a foot of snow here in the PRM. It fell in only 3 1/2 hours.

  34. grim says:

    Can I nominate Chuck Norris for the US Secretary of Education cabinet position?

  35. grim says:

    Almost a foot here in Wayne – dogs got me up at 3:30am and there wasn’t so much as a flake outside. Now? It’s coming down wicked fast.

  36. All Hype says:

    Michael (25):

    Trillions of taxpayer dollars will give the desired Potemkin Village facade you now current see. Look to the under the surface to see the problems.

  37. Juiice Box says:

    Snow here in Monmouth County just turned to rain.

  38. Michael says:

    I agree. I was being sarcastic. I was not cheering on the landscapers, I actually despise the fact that so much money is wasted on snow removal.

    “Somebody please clue Michael in to Broken Window Fallacy.”

  39. Fast Eddie says:

    Home network question for anyone: My wireless (laptop) keeps dropping connection and then re-connecting for a minute or so and then dropping again. I notice there are more networks in my connection list but my network is password secured and the default. I notice when the connection drops, my network entry disappears from the list and then reappears and then the wireless searches to connect again. No changes made on my end so I have no idea what happened. This started last night. As a result, I need to hard wire into my network to keep the connection. Any suggestions?

  40. Michael says:

    36- I understand that. All I’m saying is that violence has come way down. I know ghettos are still dangerous, but it’s nowhere near as violent as it was 30 years ago. I know crime statistics have their issues, but the statistics say that violence has come way down in the U.S.

  41. Comrade Nom Deplume, back as Captain Justice says:

    [18] grim

    Hell no. Decided some time ago that I wasn’t teaching her anything about guns.

  42. Comrade Nom Deplume, back as Captain Justice says:

    [32] grim

    I remember one scrap with a short kid. I used my size advantage, got him on the ground and kept him there. Funny thing was, I recall that I wasn’t trying to provoke anything, he just went off in the midfield of a soccer practice and we went at it.

    But the best fighting cred came when one of the jocks tried to bully me in the cafeteria during sophomore year. I was a nobody but I laid him out in front of the entire school. It was epic.

  43. Comrade Nom Deplume, back as Captain Justice says:

    [39] Eddie

    Can’t you just connect to the router with a cat v cable? That’s what I do.

  44. grim says:

    39 – do you have a wifi switch on the side of the laptop – check to see that it isn’t sitting somewhere in the middle, sporadically shutting your wifi radio off. Had a problem with my older dell where the slider switch must have gotten hit and made it slide back and forth very easily. Drove me nuts for weeks until I realized it. Took some crazy glue and set it permanently in the on position, problem solved.

  45. Ben says:

    No posts from JJ yet? Wtf….its snowing and you’re late!!! I expected your first post to be at 7 am.

  46. Brian says:

    Roof rakes sold out. Still gotta get that stuff off….

    http://www.youtube.com/watch?v=UmpxvkmYsC0

  47. nwnj says:

    #39 Try power cycling the router if you haven’t already.

  48. Ben says:

    I understand that. All I’m saying is that violence has come way down. I know ghettos are still dangerous, but it’s nowhere near as violent as it was 30 years ago. I know crime statistics have their issues, but the statistics say that violence has come way down in the U.S.

    Do you realize our state capital just set a record for murders last year? Statistics with respect to crime are always faked. In Baltimore, they called it “juking the stats”. They would actually wait to report a body they found in late Dec to keep their clearance rate above where it was the previous year.

  49. Michael says:

    That’s awesome!! That has to be one of the best days of your life!!! That’s the stuff of legend!

    “But the best fighting cred came when one of the jocks tried to bully me in the cafeteria during sophomore year. I was a nobody but I laid him out in front of the entire school. It was epic.”

  50. Comrade Nom Deplume, back as Captain Justice says:

    Grim, got moderated but cannot tell why. No bad words except for JJ.

  51. Fast Eddie says:

    Nom/Grim,

    I’m hardwired via Ethernet cable right now. There is no off/on wireless switch on my laptop. I also notice when I am connected that the signal strength will fluctuate between fair and excellent. The router and modem is 10 feet away from where I sit. Strange. I’ll hardwire for now and call Optimum when I get a chance. If they can’t do anything, it’s back to Verizon.

  52. Fast Eddie says:

    nwnj,

    I power cycled the router last night. :)

  53. grim says:

    When I redo the roof and gutters this year, I’m going to install de-icing cable in the gutters. Probably rarely used, but in cases like today – I think I’d liked to have the option to flip a switch and clear the gutters and spouts. Not talking about installing them on the lip of the roof – those can actually cause more ice damming, but laid in the gutter itself.

  54. Comrade Nom Deplume, back as Captain Justice says:

    [49] Michael.

    It was legendary. I went from a zero to someone you didn’t f with overnight. And it didn’t end there. I was going to update but it got stuck in mod. And except for the moderated stuff, that was my last street fight. After that, I only fought on the mat.

  55. Michael says:

    “In the Wall Street Journal last month, there was a story giving credit for the lower murder rate to better trauma centers in our hospitals. But again, the facts as reported in the annual FBI crime reports tell a different story. The rate of violent crime overall also fell sharply, from 758 per 100,000 in 1992 to 386 in 2011. That’s 49 percent, almost exactly matching the drop in the murder rate alone. And the skill of trauma surgeons did not cause that.”

    “That seems incredible, so the Brits evidently handle their statistics differently from the way the FBI does. But still, it suggests the U.S. is a more peaceful country as a whole, and getting more so all the time. Maybe we’re more civilized, or maybe it’s because we have more guns. ”

    http://hh-today.com/u-s-violence-is-down-far-down/

  56. joyce says:

    Brian, you’ve made quite a turn since your days of advocating for ‘getting involved’ and ‘making a difference’ within the govt in it’s current form.

    Street Justice says:
    February 12, 2014 at 10:51 pm
    The true duty of a jury….

    http://m.youtube.com/watch?feature=c4-feed-u&v=l7nqdV7wV2k

    No victim…no crime

  57. Comrade Nom Deplume, back as Captain Justice says:

    [54] grim,

    I was thinking about doing the same but putting the wire on both the lip and in the gutter. Thoughts?

  58. Michael says:

    Are you doing it yourself or hiring someone? If hiring, any recommendations? I’m looking to replace my gutters with the faux copper gutters. You know anything about the faux copper gutters in terms of cost and reliability?

    “When I redo the roof and gutters this year, I’m going to install de-icing cable in the gutters. Probably rarely used, but in cases like today – I think I’d liked to have the option to flip a switch and clear the gutters and spouts. Not talking about installing them on the lip of the roof – those can actually cause more ice damming, but laid in the gutter itself.”

  59. 1987 Condo says:

    How about the volume of snow on the roof plus the rain expected plus the snow after that..can roof handle?

  60. Michael says:

    58- I don’t want real copper gutters due to the color change. The faux will remain the same color….is this true?

  61. Ben says:

    How about the volume of snow on the roof plus the rain expected plus the snow after that..can roof handle?

    Its the total mass that matters. If the volume is large because its not tightly packed, there’s no additional strain. That being said, I didn’t check out the texture of the snow yet.

  62. xolepa says:

    (46) I use a wide stiff broom, like the ones used for industrial style floors. I keep it in the garage. Works fine for me.

  63. grim says:

    Faux copper gutters are just painted or coated aluminum, and look nothing like real copper. My biggest worry would be the finish wearing off in a few years or discoloring in a way that made them look even more unappealing. Only way I can describe this is shiny orange.

    You can buy copper gutters that are varnished that should retain the original finish for much longer than uncoated copper. These will need to be re-varnished where cut and brazed, otherwise you’ll have them develop a patina in odd locations. Realize that these are incredibly expensive, more expensive than straight copper.

    The whole point of copper is to develop the rich green patina after a few years. Generally in any situation where a copper gutter would be architecturally appropriate, the patina would be equally as appropriate.

    The whole “oil rubbed bronze” thing is really popular, you can get many architectural gutter styles in that finish – typically looks better on a more contemporary architectural style than copper would. From the ones I’ve seen, they generally look a bit better, more authentic, who knows, but it’s an easier finish to fake with paint. Would also be much easier to coordinate with new railings and door/window hardware to match.

  64. Comrade Nom Deplume, back as Captain Justice says:

    I just went outside for the first time, and there is easily over a foot of snow uniformly across my driveway. I guess without measuring that it is about 14 or 15 inches.

    It would seem that Grim’s estimate was much closer than the weather channel’s.

  65. Fast Eddie says:

    I guess without measuring that it is about 14 or 15 inches.

    JJ, your opinion?

  66. Juice Box says:

    Raining hard now, snow is going to be tough to shovel with the added liquidity, perhaps I should have started shoveling an hour ago…

  67. Bystander says:

    #39 Fast,

    I had a problem where connection kept dropping then reconnecting unsucessfully. I am running Windows 8 and this worked:

    Method 2: a) Press Windows and x key together.b)Select Device Manager.c) Locate the Network Adapter.d) Right click on the wireless adapter.e) Click on Properties.
    f) Under “Power Management” there should a box which has been checked stating “Allow the computer to turn off this device to save power” .g) Uncheck the box.h) Click on Ok

  68. Comrade Nom Deplume, back as Captain Justice says:
  69. Fast Eddie says:

    Bystander, I just went through control panel and found it. It didn’t ask for a reboot. Let’s see what happens. The thing I’m wondering is, where did all these networks come from in my list? I have no idea what all these networks are. Also, we did get a few wireless phones a week ago but this issue started yesterday. You plug one phone into the router and two more pick up the wireless signal. Again, no problem since last week, so why now? I was thinking that some device was fighting with my laptop for the IP address.

  70. grim says:

    Everybody else in the neighborhood with a wireless router. Most decent routers push right up to the allowable transmit power, since users complained when they couldn’t connect to wifi from across the house. Everyone assumed that more power was the better router, which it is, as long as you are the only one. Now that everyone has one, it’s another story. Pollution. 2.4gHz spectrum is full of devices fighting over the same channels. If you want to learn more about wifi than you ever cared about, you can download a free “site survey” tool and it’ll usually let you know if there are less chatty channels. If you have a decent router you can usually change the operating channels to something less used. Problem with the 2.4gHz spectrum is it’s shared by things like cordless phones, baby monitors, wireless game console controllers, etc.

    Or even better, if you have a wifi router that is dual band and allows for 5gHz usage, turn off the 2.4gHz usage – less interference. You might find though that not all wifi devices can support 5gHz.

    When you say new wireless phone – do you mean cordless? What kind? The good panasonics use a different range altogether – 1.6 or 1.9gHz or somewhere – and don’t interfere with 2.4gHz.

  71. Bystander says:

    Virus scan? I use Malwarebytes and Trend micro Housecall.

  72. grim says:

    A few years back we set up a neighborhood area network using wifi bridges and yagis. We all shared a very high speed network connection and saved a ton of money over each member having their own individual internet connection. Prohibited by the carriers, but we didn’t care. We also broke almost every FCC regulation regarding antennas and transit frequencies, since some of the hauls were numerous city blocks away, and we used radios with modified firmware that allowed for higher transmit powers. As long as we had line of sight between antennas, we had connections. I’m sure we blasted everyone who happened to be in the way of the antennas. Who cares, we had more power!

    Gary – for shits and giggles we established a high speed wifi connection between the top of Garrett Mountain and my old place in Athenia. I think that is something like 5 or 6 miles. But because we set up on the top of the ridge, we had clear line of sight down into Clifton.

  73. WestJester says:

    I have found that WIFI can be spotty if there is significant distance between the router and my laptop. I finally bought two ActionTec Cable to Ethernet units. They work great for my wife’s MAC in the 3rd floor office and for Netflix in the family room. I can’t run cat5 due to the odd construction methods of the owner. Your router must support them though.

  74. Fast Eddie says:

    grim,

    The phones are Vtech. The spouse picked them up at Costco. There are three phones: one plugs into the router and the other two are located elsewhere in the house. They are cordless and each have their own docking station.

  75. Fast Eddie says:

    Still having issues, btw. Nothing seems to work. I’m going to look at the router and see if there is a dual band setting. Would it be on the router or modem?

  76. Fast Eddie says:

    grim,

    I just checked; I have a dual band Netgear router. The 2.4gHz is basically solid green to blinking green and the 5gHz is a solid blue light. I’m looking for a way to switch to 5gHz but can’t see anyway to do it as of yet.

  77. Bystander says:

    Did you login to router itself to change setting?

  78. Juice Box says:

    I used DD-WRT to flash on old wifi and created a repeater in my house works well on the transition between devices is pretty seamless.

    Gary try changing the channel on your wifi. Default is 6 for most 2.4ghz routers so you get interference. Channel 10.

    Directions.

    http://documentation.netgear.com/dg834n/enu/202-10197-02/Wireless.4.3.html

  79. Fast Eddie says:

    I’m logged into work at the moment. I’ll mess with the settings when I’m logged off work. Thanks for all the input.

  80. chicagofinance says:

    It is clearing down here…..I am going to give it a shot and go to work…

  81. grim says:

    Flakes getting really big, I’d prefer it not to rain out here since I haven’t had a chance to get out yet. Will be disaster if it rains on this mess.

  82. 1987 Condo says:

    I want to thank the WSJ delivery person for delivering today…as my snow blower just engaged with the paper and lost….

  83. Fast Eddie says:

    Three young guys (late teens/early 20s) of Latino descent just came to my door and asked if I needed the snow shoveled. Since I’m logged on to work, I told them to do the driveway apron up past the sidewalk as that’s where the street plow created a 4 foot mountain of ice and snow. They had shovels only and did MORE than what I asked. They did the walkway as well. I gave them extra money and they asked if I needed change. I told them to keep it. A lesson for you lazy, white bread, f.ucking American kids: this is yet another reason why you’re getting your clocks cleaned. Get the f.uck out of bed in Mommies basement and f.ucking hustle!

  84. Brian says:

    Don’t go out on the roads …even with a 4×4. People are getting completely stuck on exit and entrance ramps…the plows can’t keep up. I think there will be abandoned cars all over the highways tonight. You may find yourself in a situation in north jersey where you can get on the highway but you can’t get off. They ramps are blocked with abandoned 2wd cars.

  85. chicagofinance says:

    I agree…enjoying the fruit of their labor

    1987 Condo says:
    February 13, 2014 at 12:53 pm
    I want to thank the WSJ delivery person for delivering today…as my snow blower just engaged with the paper and lost….

  86. chicagofinance says:

    Monmouth County…roads clear…weather ok, but not great….overall conditions fine considering there is no one on the road….

  87. chicagofinance says:

    Nom…after this morning, I thank you…..truly excellent….

    “When the alleged multi-taskers”

    Comrade Nom Deplume, back as Captain Justice says:
    February 13, 2014 at 12:30 pm
    The End is Nigh (latest JJ edition)
    http://www.huffingtonpost.com/2014/02/10/vickie-lynn-morgan-pamela-turney-christopher-attack_n_4761945.html?utm_hp_ref=mostpopular

  88. xolepa says:

    Wife went out here in Hunterdon county. No problems, so far

  89. Another example of gubmint scaring the crap out of people. Hunterdon is fine; roads around exit 18 on 78 are fine.

    The more the bleat “shelter in place”, the more the sheeple submit.

  90. Nothing here that a full selection of whiskey and a good car can’t get you through.

  91. Fast Eddie says:

    Home Network Issue Update: Ok, I changed a setting here and there and will admit, I recycled the cable modem but not the router. Once I recycled the router, it seems as though I’m holding steady with a solid connection. I think the reboot is the resolution more than the settings tweaks. We will see.

  92. Juice Box says:

    Temp was projected to go up to 48 degrees by 5 pm but it looks more like it will stay at a degree or two above freezing. Should make for a really nice mess if this rain freezes hard on top of the snow. I am going out to shovel now with more snow coming tonight I better get it done before I have a skating rink instead of a driveway.

  93. Fast Eddie says:

    Juice,

    I’m itching to get out there myself and get to it but I can’t logoff before 5 pm. TGIF tomorrow!

  94. grim says:

    G – I had a team of white kids come by on ATVs and a goddamned snowmobile. Who owns a snowmobile in NJ? I sent them away, I didn’t think I could afford them anyway. I considered, briefly, offering them $20 to take the snowmobile around the block.

  95. nwnj says:

    #93

    Yep, netgear firmware is crap. I always had freezes, drops, etc., when I was using one.

  96. Fast Eddie says:

    96 – I guess the white bread kids finally woke up! :) A snowmobile… how fitting. Was it a German import snowmobile? Prestige comes in all forms!

  97. Comrade Nom Deplume, Guardian of the Realm says:

    I have issues with wifi reception here. I can be 30 feet away but with two walls btwn me and the router, the signal is weak.

    I’m not nearly as versed as Grim, et al, so sorry if this sounds stupid: I have Verizon and use the router they supplied. I also have an older Linksys cable router. Is it possible for me to slave the linksys router to the VZ router? Alternatively, will the linksys work if I hook it into a coaxial outlet elsewhere in the house?

  98. grim says:

    Is this a newer Verizon router? Do you have FIOS? Last I saw they were giving away Actiontec wifi routers (GigE) that were actually pretty nice.

    The Linksys will not work – Verizon is expecting only a single modem – you can however run it as a standalone access point, but you would probably need to hardwire it back to the verizon router with an ethernet cable. This will require logging into the router and reconfiguring it. In your house, you’ll now see two different access points to connect to.

    But – 30 feet and a wall or two shouldn’t be a big problem. Try locating it more centrally. I have mine in the hallway closet right in the middle of the house.

    Wifi should be rocking today, wifi hates water and especially snow. Just the snow on your roof and around the house should be enough to kill off the neighborhood noise.

  99. Comrade Nom Deplume, back as Captain Justice says:

    [102] grim,

    I figured as much. I can’t easily relo the router–any existing cable outlets are actually worse for location. But I might be able to wire it to the Fios router as this house used to have satellite and there is Ethernet cable running everywhere. So I guess I could use the existing wiring and outlets to connect, assuming the linksys has an Ethernet port. Have to check that as I don’t recall seeing it. If not, I’ll get a new one as I really would like to not only improve reception but get it on my deck and poolside.

  100. Comrade Nom Deplume, back as Captain Justice says:

    Pay no attention to that man behind the curtain . . .

    http://www.wired.com/threatlevel/2014/02/no-fly-coverup/

  101. Juice Box says:

    Comrade you can turn on old router into a repeater. That is what I have setup. The Verizon wifi router is a 80211N router so be sure to use a router for the repeater that is also 80211n.

    Directions search for dd-wrt repeater for videos etc or follow this link

    http://lifehacker.com/5563196/turn-your-old-router-into-a-range+boosting-wi+fi-repeater

  102. Juice Box says:

    re: Actiontec and FIOS, internet and trends etc.

    Grim not only does the Actiontec rock but so does FIOS. I can currently stream 4k uhd movies no problemo and you need about 16 MB download steady to do that. I don’t think I will ever need to buy a Blue-ray again.

    I also have Ethernet wired up around the house. No need for it but I do run backups to a external NAS server and the Actiontec Gig Ethernet only makes it that much faster.

    I did a stint back in the 90s at Verizon. We knew then fiber to the home was the answer and it was just a matter of time for Ivan the CEO to pull the trigger on it and spend the tens of billions required to roll it out, we did it first in smaller less regulated markets but it still took a decade to make it here to Jersey.

    The latest Comcast and Time Warner merger news is just noise. Their days are numbered perhaps a decade or two? I don’t even watch prime time TV anymore even though I still pay for it and I am not alone.

    I am glad fiber to the home is here, I have basic speed and it is more than I need. I was an early adopter of ISDN and then DSL before anyone even had it. I always used it as an advantage to work remotely and quickly.

    Latest Verizon home offering is 500 megabits per second, almost five times faster than your wifi N router. At work we pay a fortune to connect our data centers with similar speeds and now I can get it at home?

  103. Nj says:

    Man was that one long bj

  104. Nj jj says:

    USA USA

  105. chicagofinance says:

    Juice: I just wish that I was in a FiOS / Optimum overlap neighborhood. I had 5 consecutive years of good pricing (i.e. $90-$105 for Triple Play), but I think they have finally stiffened up. I think Cablevision finally figured out that there is no FiOS overlap and told be to go suck it. I am $30 for internet, $45 for phone, $45 for everything else…..it ends up near $130 a month, which is so much more that I ever paid…..I will keep at them from time to time…..

  106. Juice Box says:

    Chi – considering you can go cow tipping whenever you want be happy they have any kind of broadband.

  107. Westjester says:

    Re99
    As Grim mentioned, you need to have a recent Fios router, but if you do you can attach Actiontech cable to Ethernet adapters to any active cable outlet to get an Ethernet port to which you can connect. This works really well and performs much better than WIFI.

  108. Ben says:

    I hated comcast so much that it factored into my decision on what neighborhood I was going to buy in.

  109. Fabius Maximus says:

    Thunder Snow, that’s a first!

  110. BearsFan says:

    chi – I have Fios…I read your post as if u had Cablevision and no Fios option? Did I misread?

  111. Comrade Nom Deplume, back as Captain Justice says:

    [113] Fabian,

    Thundersnow and lightning, very, very frightening me . . .

  112. Carlota says:

    I think this is one of the most significant info for
    me. And i am satisfied studying your article. But wanna remark on few normal issues, The website
    style is ideal, the articles is really great :
    D. Good activity, cheers

Comments are closed.