Jersey foreclosures finally turning the corner?

From the Record:

New N.J. foreclosure filings dip for first time in four years

New residential foreclosure filings fell last year in New Jersey for the first time since 2011, which experts say is another sign that the state’s economy and housing market are improving.

Lenders’ foreclosure filings — not including condominiums — fell 27 percent in 2015 to 35,733 with declines in each of the state’s 21 counties.

Bergen County, which had 3,173 filings in 2014, ranked fourth last year with 2,513 filings behind Essex, Ocean, and Camden counties, which had 3,265, 3,072 and 3,017 filings, respectively. Passaic County had 1,883 filings last year, down from 2,687 in 2014.

The turnaround came after increases of 15 percent in 2014, and 75 percent the year before, according to the data released Tuesday by the New Jersey Judiciary.

The figures affirm a trend highlighted in a quarterly Mortgage Bankers Association report in November, which said the percentage of New Jersey mortgages which had payments way overdue or that were in foreclosure represented 12.7 percent of the total mortgages in the state, down from 15 percent a year earlier.

The reversal of the foreclosure trend indicates that “the economy is stabilizing, and the major pressures are beginning to ease off of the housing market,” said Joel Naroff, president of Naroff Economic Advisors. Employment in the state also has picked up in recent months.

Economist Patrick J. O’Keefe agreed, while noting that 35,733 filings is still a fairly high number.

“Much of the progress that has been made in reducing the seriously delinquent inventory is being countered by foreclosures still being filed,” said O’Keefe, who is director of economic research for the Roseland accounting firm CohnReznick.

O’Keefe said he suspects that some of the reported foreclosure filings may actually be re-filings of old cases which had been set aside for any of a number of reasons, as lenders struggled to comply with court requirements, and as homeowners challenged debt collectors’ rights to foreclose on loans that may have changed hands several times.

“When you look at mortgages today it’s a bit like trying to describe a bowl of spaghetti,” O’Keefe said.

It is clear, however, that New Jersey which has been lagging the nation in its recovery from the foreclosure crisis, is now catching up.

This entry was posted in Foreclosures, Housing Recovery, New Jersey Real Estate. Bookmark the permalink.

125 Responses to Jersey foreclosures finally turning the corner?

  1. Comrade Nom Deplume, back at sea level says:

    Frist. Now off to work. Rory, if you’re still up, getting bed

  2. Comrade Nom Deplume, back at sea level says:

    Get to. Autocorrect is bad enough but slow autocorrect is infuriating

  3. grim says:

    New Corelogic HPI out yesterday – November 2015

    New Jersey Statewide (YOY) – Up 2.3%
    Penn. (YOY) – Up 1.4%
    New York (YOY) – Up 6.3%
    CT (YOY) – Up 1.6%

    New York-Jersey City-White Plains NY-NJ MSA – Up 4.2%

  4. Leave it to Bojangles not to see the connection between being the #1 arms dealer to the world and a homeland armed to the teeth and more than willing to battle ourselves to the death.

  5. Now, off to increase my position in RGR.

  6. plume (1)-

    Gluteus is working the third shift at 7/11?

  7. Cankles, bitch.

    BTW, Pep has already turned down Arsenal. He’s not much for the prawn sandwich crowd.

  8. Comrade Nom Deplume, back at sea level says:

    I would not buy RGR. That ship has sailed

    Better to own the hardware. And when it comes time to sell, I already have the predicates at the ready to neutralize the ATF trolls

  9. leftwing says:

    Glad to see 8, Nom. Was going to come here and ask for suggestions today anyway.

    Best to lay away for investment? Looking for maybe four suggestions. First to be banned kind of stuff would seemingly be highest in demand. Thesis is even if limits are enacted they can’t include previously purchased so those items should skyrocket in value. Thoughts?

  10. leftwing says:

    Mainstream coverage of our (boo-hoo, sniff) Panderer-in-Chief this morning, without irony:

    “He undertook the Exec Order after seeing the effect the NRA was having lobbying Congress.”

    So let me understand. A group of citizens with a common concern peacefully band together to address their elected officials in Congress on matters of law important to them. Seems there are about four founding principles of our country in there.

    The response, a single individual who is the de facto leader and commander in chief does not like the topic of this free assembly and petition, and obliterates it with the stroke of a pen. Seems emblematic of the totalitarian regimes many of our ancestors fled.

    I said yesterday I don’t give a sh1t about America, and that her days are numbered.

    The above is why.

  11. D-FENS says:

    The US government is a too big to fail institution.

  12. leftwing says:

    The US government is a failed institution because it is too big.

  13. Comrade Nom Deplume, Undersecretary, Ministry of Love says:

    [9] leftwing.

    And this is in direct response to Yome, who disagreed. One of the President’s people said that part of the intent of the executive action was to target people who sell their guns when the prices get bid up after a mass shooting. So, if you buy a gun and later on you see that the prices are crazy high and you think to yourself “hmmm, I never really use this gun and prices are high so maybe I should sell it and make a few bucks”, then you are directly in the crosshairs of this administration.

    I didn’t contrive this and if I can find the interview easily, I will repost the link.

    What it means is that if you or I, who clearly aren’t in the business of selling guns for a living, decide to part with one under circumstances where ATF says you will profit, then you can be prosecuted for an illegal gun sale. And that is the goal, to chill the market for legal, private resales.

    That doesn’t mean you can’t sell, just have a really good reason for selling that doesn’t impute profit motive. Never disclose what the gun cost you or that you are making money (in fact, imply a loss), and have a safety-based excuse at the ready.

  14. Comrade Nom Deplume, Undersecretary, Ministry of Love says:

    [9] leftwing

    And don’t ever use the word “investment”. None of my guns are investments. They are all sporting goods, and perhaps one day I will sell one because:

    1. I never use it anymore
    2. The wife asked me to
    3. I’m getting old and the kids won’t want them.
    4. I don’t want the kids to have them.

    and always, always, always remember: I have no idea what I paid for it, it was a while ago and I don’t have those records anymore.

  15. D-FENS says:

    8 – They have a new “ruger american pistol” out in 9mm and .45. I think they’re shooting to become the governments new service pistol.

  16. Ottoman says:

    So it’s okay for the NRA to lobby Congress and affect their decisions but it’s not okay for the gun reform folks to lobby the President and affect his decisions. “free assembly and petition” only applies to the groups you agree with? Got it. With polling at 90%+ on the President’s side, he’s the one listening to more of his constituents.

    Of course, you’re free to start a Constitutional amendment to remove the President’s ability to enforce laws as that’s all he did yesterday, beef up enforcement of existing laws.

    “The response, a single individual who is the de facto leader and commander in chief does not like the topic of this free assembly and petition, and obliterates it with the stroke of a pen. Seems emblematic of the totalitarian regimes many of our ancestors fled.”

  17. plume (13)-

    So this is sort of the equivalent of HELOCing all the equity out of your house and telling the mortgage company you’re using it to spruce up your kitchen?

    “That doesn’t mean you can’t sell, just have a really good reason for selling that doesn’t impute profit motive. Never disclose what the gun cost you or that you are making money (in fact, imply a loss), and have a safety-based excuse at the ready.”

  18. leftwing says:

    Got it.

    I’m just a smart shopper. While in London a friend and I took memberships at Holland and Holland and had the privilege of shooting with some extraordinary shotguns. Was sentimental (wish I could say smart) enough to lay one away. Like other similar assets (classic muscle cars, etc) it is worth a multiple of what it was a little over a decade ago.

    Same idea here. Not looking at any trigger events (no pun intended) and may never part with it. Just a consumer interested in a product and looking for a smart purchase.

  19. D-FENS says:

    “gun reform” that’s funny.

  20. plume (8)-

    Don’t worry. I’m averaged in pretty low on RGR. It’s the only stock I’ve owned in the past five years.

    Gold, bitchez!

  21. D-FENS says:

    BTW, anything Obama did does not effect NJ one bit. The laws here are far stricter.

  22. leftwing says:

    Just saw your later post. Of course, as a purchase over a decade ago, I have no idea or record what I paid for it. And I am serious about that, LOL.

  23. I fail to see what is so earth-shaking about essentially declaring that existing laws are going to be enforced. Most of the serious crime problems (white and blue collar) in this country could be dealt with by simple enforcement, rather than layering on new and useless statutes.

  24. Ragnar says:

    Where are all the journalists investigating and criticizing the massive “green” lobby in Washington, which bathes in government subsidies, mandates, set-asides, and are driving up the costs of energy for everyone? Almost nonexistent because it’s allegedly “for the children”.

    Where are the stories about the educational establishment lobbying to prevent reforms to the underperforming government-run education bureaucracies?

    In general, journalists have been trained to see the world from the perspective of leftist activists and are lapdogs to the state.

  25. Libturd in the City says:

    It’s all lip service. The NRA has a much bigger wallet, so they win. And Obama gets to tell his voting bloc that he tried. Libs and Repubs keep drinking the kool-aid.

  26. Ragnar says:

    Is it possible to roll out gun control in stages, perhaps one race at a time? The data is pretty clear which one to start with.
    https://www.washingtonpost.com/news/wonk/wp/2014/09/19/the-racial-divide-in-americas-gun-deaths/

  27. Ragnar says:

    Oh no I di’int just say that!

  28. leftwing says:

    Otto, you are so back@sswards it is not funny:

    “So it’s okay for the NRA to lobby Congress and affect their decisions but it’s not okay for the gun reform folks to lobby the President and affect his decisions. “free assembly and petition” only applies to the groups you agree with? Got it. With polling at 90%+ on the President’s side, he’s the one listening to more of his constituents.”

    The free assembly and petition being violated is by the President’s actions. HE is the one who DISAGREES with the existing laws and is abridging THEIR rights.

    I don’t care how much or by whom the President is lobbied, or if his motivations come from a dream, a comic strip, or Family Guy.

    The point is, he looked at the current legislative process and IN HIS OPINION concluded it should be changed so singularly and alone in his role circumvented it.

    The fact that a majority may agree with him makes it only worse. A basis of our state is the protection of the rights of the minority.

    Dunce.

  29. Raymond Reddington formerly Phoenix says: says:

    24 Rags,
    Where are the stories about the educational establishment lobbying to prevent reforms to the underperforming private-government funded education bureaucracies?

    And underperforming, overpaid private-government funded defense contractors…

    Where are the stories about the educational establishment lobbying to prevent reforms to the underperforming government-run education bureaucracies?

    http://www.nj.com/politics/index.ssf/2013/10/nj_private_schools_students_disabilities_spotty_oversight_high_salaries_nepotism_luxury_cars_busines.html

  30. chicagofinance says:

    If you view everything Obama did in 2015 and will do in 2016 through the prism of his post-Presidency lining his pocket, it all becomes so much clearer………those tears yesterday were tears of joy and I would cry too if I was being paid by the cubic centimeter………the whole calculus of his run in 2008 was predicated on how young he would be a year from now. He is going to be the Clintons on steroids……..he is shooting for Michael Bloomberg style wealth…..he will settle for Trump…..

    Libturd in the City says:
    January 6, 2016 at 9:10 am
    It’s all lip service. The NRA has a much bigger wallet, so they win. And Obama gets to tell his voting bloc that he tried. Libs and Repubs keep drinking the kool-aid.

  31. chicagofinance says:

    Think of all the horshspit jobs he will have as the mouthpiece for sundry green companies. Don’t you think Elon Musk is going to provide his and hers Teslas, along with a boatload of stock options……..Obama is probably looking to buy one-half of Molokai……

  32. Ragnar says:

    I’ve read those stories before.
    Don’t you remember the $10,000 military toilet expose, the blackwater expose, stuff like that, plenty of 60-minutes episodes about defense contractors?
    Meanwhile only a few niche journalists really challenge lefty sacred cows.
    And underperforming, overpaid private-government funded defense contractors…

  33. Libturd in the City says:

    Cool article Rags. This quote was extremely telling.

    “A white person is five times as likely to commit suicide with a gun as to be shot with a gun; for each African American who uses a gun to commit suicide, five are killed by other people with guns.”

    Now can we add in how many African Americans homicides are performed with unregistered firearms? Because ALL of the reforms I’ve witnessed seem to impact white folk who are hell bent on killing themselves.

  34. leftwing says:

    Agree.

    The Presidency for these urban or actual hillbillies from the Left is the equivalent of winning tonight’s Powerball drawing.

    I mean, look at some of these people in the years shortly before they come into office. They look and sound like the toothless, flammable jacket wearing woman on line in the Brooklyn bodega for her ticket. And are about as qualified.

  35. leftwing says:

    I mean, absent the Presidency what would these clowns like the Clinton or Obamas actually do? Nameless, faceless junior partners at second tier law firms.

    Their upside would be that one day they might actually be able to live next to Pumps in his ‘beautiful town’.

  36. Libturd in the City says:

    “Some N.J. private schools for disabled students cashing in on taxpayers”

    No sh1t Sherlock.

    Remember my former tenant who believed in cosleeping with her toddler, giving her child fresh Colostrum and was a huge anti-vaccination clown? Her son, who admittedly ended up being socially awkward and (bright as hell, btw), now attends a private school for awkward kids for 60K plus a year on the Montclair taxpayers’ dime. She was only able to obtain this arrangement as the principal at his elementary school completely f’ed up and sentenced him to out-of-school suspension during standardized testing so he wouldn’t be a distraction to the other kids. 60K? Come on now. This kid is not THAT special.

  37. leftwing says:

    “60K? Come on now. This kid is not THAT special.”

    He is if you can pass enough gun laws to keep all those tax payin’ white folk from blowing their own heads off…..

  38. leftwing says:

    I gotta get out of here and pay some attention to markets…..

    Been fun folks.

    Any input on specific hardware that may not be on the market for much longer would be appreciated.

  39. grim says:

    NRA didn’t play their cards right, they should have sided with Obama’s new changes. Frankly, they should have led the charge on gun show restrictions and expanded background checks.

    Tsk tsk.

  40. yome says:

    13
    Not if you use a licensed broker to sell your gun. No?

    “And this is in direct response to Yome, who disagreed. One of the President’s people said that part of the intent of the executive action was to target people who sell their guns when the prices get bid up after a mass shooting. So, if you buy a gun and later on you see that the prices are crazy high and you think to yourself “hmmm, I never really use this gun and prices are high so maybe I should sell it and make a few bucks”, then you are directly in the crosshairs of this administration.”

  41. yome says:

    I will not call it gun feform. I will call it ” get the guns out of unstable minded people.” If there are laws of me driving drunk why not for unstable people

  42. No Billionaire Left Behind (the good one) says:

    if you value your child based on the college they attend, you are really a bad parent

    Ivys will never fully cover your flaws and deficiencies. they will always be there for all to see

  43. Comrade Nom Deplume, back at sea level says:

    [40] yome

    That’s true but your comment suggests your lack of ability to think things through and understand what is being proposed. And administration flacks confirmed it, which is astonishing in its hubris and naked contempt for both their “enemies” and even their “useful idiot” supporters. And if you don’t see what is intended through the regulatory change on sellers (and what the administration unabashedly admits), you’re either a willfully ignorant partisan or a complete moron. You tell us which.

  44. Comrade Nom Deplume, back at sea level says:

    [42] tool

    “Ivys will never fully cover your flaws and deficiencies. they will always be there for all to see”

    God, the jokes write themselves with that one. Talk about a hanging curve.

  45. grim says:

    None of the most successful people I know went to Ivies. Zip. Zero.

    Those people I know that did go to Ivies, are not among the most successful. In fact, if you didn’t know, you’d probably have no reason to think.

    If I were to look at income correlations, I might be more apt to believe that the parents financial situation and personal networks had more to do with income than attending an Ivy.

    I also know some very successful executives, and I’ve had this conversation, who will absolutely NOT hire someone from any Ivy, because they have a preconception that most are pretentious pricks.

  46. grim says:

    The single most common trait among the wealthiest people I know or have met enough to call at least an acquaintance – high school was their final educational stop and their wealth was 100% from starting their own business.

  47. Comrade Nom Deplume, back at sea level says:

    [41]. Yome

    A fair point so let me respond. There is a push to use the health system to reduce gun ownership by flagging gun owners as unstable. In fact, there is a school of thought in psychiatry that equates ownership with mental instability. If you don’t believe me, next time you are asked by a provider if there is a gun in the house, say yes and pay attention.

    UPenn asks parents to be in their maternity wards and even asks children directly at CHoP if there are guns in the house. If the question is directed to me, I refuse to answer (though I could say no and it breaks no laws but could later be used). If my kids are asked, they answer that they don’t know.

    And if you think it’s fanciful thinking, I am reminded of a Doomsday Prepper personality who went to the hospital for cardiac issues. He was well known as a prepper from the show and, lo and behold, his cardiac doctors said he seemed depressed and flagged him. Then the law showed up and confiscated his guns. In court, the psych label was retracted but he didn’t get his guns back.

    That’s the goal; get the guns one person at a time by using the process to label or prosecute. Once you get the guns, it doesn’t matter if the gov loses, they are banking on you giving up. Think I’m kidding? Watch what would happen if the GOP proposed a law requiring the government to pay compensation and legal fees for every seizure based on a ruling that is vacated–democrats would go crazy

  48. Fast Eddie says:

    The single most common trait among the wealthiest people I know or have met enough to call at least an acquaintance – high school was their final educational stop and their wealth was 100% from starting their own business.

    Bullsh1t. The f.uck occupying the White House said they didn’t build it.

  49. Libturd in the City says:

    Grim,

    Agree with you on the HS thing. Most of the wealthy people I know finished with high school. And the ivy comment? I’ve shared this here before. For one lucrative year, I was a camp counselor at a camp for rich kids. If hiring, I would take any camper (most of whom were there on the clean air fund) from my Y camp than any of those spoiled twerps who had the most ass backwards set of morals that could have only been fostered by their parents.

  50. Comrade Nom Deplume, back at sea level says:

    [41]. Yome

    A fair point so let me respond. There is a push to use the health system to reduce gun ownership by flagging gun owners as unstable. In fact, there is a school of thought in psychiatry that equates ownership with mental instability. If you don’t believe me, next time you or your child are asked by a pediatrician if there is a gun in the house, say yes and pay attention to what starts to happen.

    UPenn asks parents to be in their maternity wards and even asks children directly at CHoP if there are guns in the house. If the question is directed to me, I refuse to answer (though I could say no and it breaks no laws but could later be used). If my kids are asked, they answer that they don’t know.

    And if you think it’s fanciful thinking, I am reminded of a person who went to the hospital for cardiac issues. He was well known as a prepper from the show and, lo and behold, his cardiac doctors said he “seemed depressed” and flagged him. Then the law showed up and took his guns. In court, the psych label was retracted but he didn’t get his guns back.

    That’s the goal; get the guns one person at a time by using the process to label or prosecute. Once you get the guns, it doesn’t matter if the gov loses, they are banking on you giving up. Think I’m kidding? Let me predict what would happen if the GOP proposed a law requiring the government to pay compensation and legal fees for every se1zure based on a ruling that is vacated–democrats would go crazy, even the ones who are skeptical of the government on this issue generally because that’s a big mechanism for gun se1zures.

  51. The Great Pumpkin says:

    Your quote is on point, it is all that matters 9 out of 10 times.

    Even when it comes to ivy’s, it’s all about networking among the families of the wealthy. Those are the people that make out from an ivy education. A poor kid can get lucky and be accepted by the rich click, become best friends with some of the kids, and after they graduate, they have a job lined up from their friends family. Other kids that go to ivy, but were unable to get into the right clicks, end up in a job they are overqualified for. Just look at facebook, Mark networked at the ivy school and ended up stealing the idea of facebook. Perfect example of the role of networking and success. If mark didn’t come in contact with those rich twin brothers, his life would be much different.

    We are social creatures, you do not get anywhere without networking in our society. It’s all about who you know. Sure, with a population of 325 million, there are numerous examples of people getting “lucky” and moving up the ladder on their own. If we are talking avgs, most people got their job because they knew someone, and that’s the truth.

    “If I were to look at income correlations, I might be more apt to believe that the parents financial situation and personal networks had more to do with income than attending an Ivy.”

  52. yome says:

    There is no need to second guest what is being proposed. I take literally what was being proposed, which is to take guns out of unstable people. I did not read any changes on the size of a barrel nor the amount of bullets in a magazine that will be legal. Maybe you are the one that is jumping to conclussion. I simply posted this and stated ” I dont seecany big deal”

    Gun Violence Reduction Executive Actions:

    1. Issue a Presidential Memorandum to require federal agencies to make relevant data available to the federal background check system.

    2. Address unnecessary legal barriers, particularly relating to the Health Insurance Portability and Accountability Act, that may prevent states from making information available to the background check system.

    3. Improve incentives for states to share information with the background check system.

    4. Direct the Attorney General to review categories of individuals prohibited from having a gun to make sure dangerous people are not slipping through the cracks.

    5. Propose rulemaking to give law enforcement the ability to run a full background check on an individual before returning a seized gun.

    6. Publish a letter from ATF to federally licensed gun dealers providing guidance on how to run background checks for private sellers.

    7. Launch a national safe and responsible gun ownership campaign.

    8. Review safety standards for gun locks and gun safes (Consumer Product Safety Commission).

    9. Issue a Presidential Memorandum to require federal law enforcement to trace guns recovered in criminal investigations.

    10. Release a DOJ report analyzing information on lost and stolen guns and make itwidely available to law enforcement.

    11. Nominate an ATF director.

    12. Provide law enforcement, first responders, and school officials with proper training for active shooter situations.

    13. Maximize enforcement efforts to prevent gun violence and prosecute gun crime.

    14. Issue a Presidential Memorandum directing the Centers for Disease Control to research the causes and prevention of gun violence.

    15. Direct the Attorney General to issue a report on the availability and most effectiveuse of new gun safety technologies and challenge the private sector to developinnovative technologies.

    16. Clarify that the Affordable Care Act does not prohibit doctors asking their patients about guns in their homes.

    17. Release a letter to health care providers clarifying that no federal law prohibits them from reporting threats of violence to law enforcement authorities.

    18. Provide incentives for schools to hire school resource officers.

    19. Develop model emergency response plans for schools, houses of worship and institutions of higher education.

    20. Release a letter to state health officials clarifying the scope of mental health services that Medicaid plans must cover.

    21. Finalize regulations clarifying essential health benefits and parity requirements within ACA exchanges.

    22. Commit to finalizing mental health parity regulations.

    23. Launch a national dialogue led by SecretariesSebelius and Duncan on mental health.

    It does not appear that any of the executive orders would have any impact on the guns people currently own-or would like to purchase- and that all proposals regarding limiting the availability of assault weapons or large ammunition magazines will be proposed for Congressional action. As such, any potential effort to create a constitutional crisis—or the leveling of charges that the White House has overstepped its executive authority—would hold no validity.

    [40] yome

    That’s true but your comment suggests your lack of ability to think things through and understand what is being proposed. And administration flacks confirmed it, which is astonishing in its hubris and naked contempt for both their “enemies” and even their “useful idiot” supporters. And if you don’t see what is intended through the regulatory change on sellers (and what the administration unabashedly admits), you’re either a willfully ignorant partisan or a complete moron. You tell us which.

  53. grim says:

    If we are talking avgs, most people got their job because they knew someone, and that’s the truth.

    I don’t agree with this, at all.

  54. chicagofinance says:

    respectfully disagree…….also, your empirical experience is likely biased……personal and business networks mirror yourself to a very large degree, so it is only natural that you find people who echo your beliefs……why does this friggin’ blog even exist…..

    grim says:
    January 6, 2016 at 10:18 am
    None of the most successful people I know went to Ivies. Zip. Zero.

    Those people I know that did go to Ivies, are not among the most successful. In fact, if you didn’t know, you’d probably have no reason to think.

    If I were to look at income correlations, I might be more apt to believe that the parents financial situation and personal networks had more to do with income than attending an Ivy.

    I also know some very successful executives, and I’ve had this conversation, who will absolutely NOT hire someone from any Ivy, because they have a preconception that most are pretentious pricks.

  55. Alex says:

    45-

    A good portion of Ivy graduates are great followers and excellent at regurgitating the slop they are fed, but couldn’t critically think their way out of a paper bag.

  56. Libturd in the City says:

    For whatever reason, nearly everyone I know who graduated from an Ivy ended up as a doctor.

  57. Fast Eddie says:

    Soft skills, communication and moxie are the earmarks of a successful person. I work with incredibly intelligent people from top name schools but they’re like social vegetables. Talking with them about current affairs or light conversation is an awkward experience.

  58. yome says:

    And the Mental Evaluation is supposed to be flawed. The Doctors doing the evaluation are all anti gun ownership that they will flag everyone as unstable?

    “A fair point so let me respond. There is a push to use the health system to reduce gun ownership by flagging gun owners as unstable. In fact, there is a school of thought in psychiatry that equates ownership with mental instability. If you don’t believe me, next time you or your child are asked by a pediatrician if there is a gun in the house, say yes and pay attention to what starts to happen.

  59. Fast Eddie says:

    Now that Oblama shackled law-abiding citizens, what is his plan to impede random acts of mass violence and terr0ristic attacks?

  60. joyce says:

    “If there are laws of me driving drunk why not for unstable people”

    Yes, there are laws to punish those who are caught driving under the influence. And yes, there are laws to punish those who are caught misusing a gun.

    Next question.

  61. Pete says:

    #53, You’re absolutely right and I’m surprised about the generalization of ivies based on a tiny sample of personal connection. Emprically, it is simply not true. Almost half of Fortune 100 CEOs went to ivy leagues.

    Also, sort on mid career 90th percentile salary. Good indicator for successful people…

    http://online.wsj.com/public/resources/documents/info-Salaries_for_Colleges_by_Type-sort.html

  62. Comrade Nom Deplume, back at sea level says:

    [58] yome

    Depends on the provider I suppose. Just like it depends on the cop. But the questioning and diagnoses are there and if they aren’t there to be used, then why at all? Research? Then what is the research for? Review the literature, the intent isn’t baldly states but it is there for the nudging

  63. Comrade Nom Deplume, back at sea level says:

    [58] yome

    And I reiterate: do your denials and skepticism paint you a partisan or a fool?

  64. The Great Pumpkin says:

    Grim, even when someone moves up in a single company, how did they do it? By busting their a$$ networking(brown nosing), along with doing a good job. Doing a good job is not enough. You need to network to get the good jobs. If we are talking about the bottom crap jobs nobody wants, no, you do not need to know anyone to get that job. Why would you need to know someone for a job nobody wants? The world we live in is all about networking, it’s the god honest truth.

    grim says:
    January 6, 2016 at 10:45 am
    If we are talking avgs, most people got their job because they knew someone, and that’s the truth.

    I don’t agree with this, at all.

  65. Statler Waldorf says:

    http://www.marketwatch.com/story/most-americans-are-one-paycheck-away-from-the-street-2016-01-06

    Most Americans are one paycheck away from the street
    By Quentin Fottrell

    Published: Jan 6, 2016 10:52 a.m. ET

    Approximately 63% of Americans have no emergency savings for things such as a $1,000 emergency room visit or a $500 car repair, according to a survey released Wednesday of 1,000 adults…

    Among those who had savings prior to 2008, 57% said they’d used up some or all of their savings in the Great Recession and its aftermath.

  66. yome says:

    62 Nom
    First thing come to mind is , What does the Doctor gain from doing a flawed evaluation when his reputation is on the line.

    Second, Do you know the pain it will create for the patient and his family to be called “unstable minded” ?

    Third, there is always a second and third opinion,that can clear a stable person. Can you imagine how much you lawyers can make ?

  67. yome says:

    Nom 63
    Read #66 I am a registered Republican and a Realist

    “[58] yome

    And I reiterate: do your denials and skepticism paint you a partisan or a fool?”

  68. D-FENS says:

    The biggest takeaway on Obama’s executive order is that the government will now subsidize smart gun research. This, in my opinion, guarantees that it will suck and break.

    Also, it guarantees it’s failure in the marketplace now that the feds will have their grubby paws on the issue. Try selling a smart gun designed through government research to pro gun libertarians. Not exactly a very good business model.

  69. Grim says:

    Obama cries in public while Kim Jung Un explodes a hydrogen bomb.

    Yep…

  70. Comrade Nom Deplume, back at sea level says:

    [67] yome

    1. It is subjective so flaw doesn’t enter unless willfully false

    2. Not their concern. I’ve never known the medical profession or judicial system to be concerned with this.

    3. Won’t work unless you can prove falsehood. And that is well nigh impossible.

    As for being a republican, that’s not relevant. You can be a gun control partisan and a republican. Perhaps we are both RINOs but I don’t care. It isn’t the issue.

    Now, if the intent was to draw brighter lines and build in impediments to abuse, I would see this differently. But that isn’t what is being proposed. Further, I know what is happening “on the ground” and I’ve heard more stories on this than I want to, and I know that there are those in law and healthcare who will push the envelope to advance this agenda. I’m probably related to some of them.

    We are talking about stretching the system in ways not intended in order to advance an agenda with the effect of trampling a fundamental right. Are you in favor of that?

  71. Libturd in the City says:

    Pumps,

    How do you explain my situation? I suppose I am an anomaly. Or perhaps, moxie (or chutzpah) does have a lot to do with it.

  72. Comrade Nom Deplume, back at sea level says:

    [69] dfens

    We are talking about the same people who advanced to the ludicrous legal argument that guns were somehow defective products because they could kill people.

  73. Libturd in the City says:

    They better rename that smart gun. I can see Otto’s head exploding just seeing those two words next to each other. Anon probably already offed himself.

  74. grim says:

    I fail to see how you can integrate enough technology into a firearm to bestow the monicker “smart”. This is not a symmantic argument.

    Is it smart if it shoots straighter? Is it smart if it is more lethal?

    There is a real argument that a safety on a gun actually makes it less safe, because it instills a sense of security that should never exist.

    Frankly, I think smart gubs will extend this. If I have a gun that can identify me as a the only authorized user, it’s plausible that will make me less vigilant about safe storage and locking up my firearm.

  75. Comrade Nom Deplume, back at sea level says:

    [73] libturd

    Wishful thinking

  76. Raymond Reddington formerly Phoenix says: says:

    For Joyce,
    Edison cop fired after ‘lingerie episode’ will get his job back, judge rules

    http://www.nj.com/middlesex/index.ssf/2016/01/edison_cop_fired_in_lingerie_scandal_reinstated.html#incart_2box_nj-homepage-featured

  77. walking bye says:

    Grim /Pumps both arguments are true. I have seen guys with 8th grade educations go on to run large companies. Many started out as ditch diggers at 8 years old and end up as owners of heavy equip operations by the time they hit 35. Smartestest guys I know when it comes to these type of operations, but they would never make it in an office. They made it by hustling their a$$ and doing whtever it takes.

    On the other hand the ivy’s carry a certain cache’ that many companies still want. Fortune 500 comps love introducing an ivy almost as much as introducing a west point grad.

  78. D-FENS says:

    If anyone here ever researched buying a new firearm on YouTube, you probably watched one of this guys videos.

    http://www.guns.com/2016/01/06/hickok45s-channel-shutdown/

  79. NJT says:

    #78 [WB] ” Smartestest guys I know when it comes to these type of operations, but
    they would never make it in an office.”

    Agree. They are concerned about getting the job done…quick, good and getting paid not bull*hit, politics and backstabbing.

    Most of the management I’ve worked for/with in corporate Amerika would NEVER be able to run a private company at a profit. The only way they could run it was/is into the ground.

    *Especially ‘bean counters’.

  80. D-FENS says:

    Social media has made firearms ownership more accessible to more people. When you watch a video that explains how it works, how to use it how it’s not really that scary, it’s a lot easier to walk into a gun shop and buy one.

    Over the past year, I’ve watched twitter accounts, facebook accounts, and youtube accounts get shut down over silly technicalities…many had one thing in common, introducing people to gun culture.

  81. Marilyn says:

    34 HAHA!!!!

  82. The Great Pumpkin says:

    Def in the anomaly group and def due to the moxie you bring to the table. lol

    Libturd in the City says:
    January 6, 2016 at 11:36 am
    Pumps,

    How do you explain my situation? I suppose I am an anomaly. Or perhaps, moxie (or chutzpah) does have a lot to do with it.

  83. The Great Pumpkin says:

    Stepping right in to take over Chipotle’s market share.

    http://fortune.com/2016/01/06/panera-clean-ingredients-soup/

  84. Fabius Maximus says:

    125 (previous thread) TinPot

    You are the only person in here that uses with this fallacies.
    In this case comfort and legality cannot really be linked. Because an assembly is legal, it does not automatically make me. And if I am comfortable at an assembly, it does not mean the assemble is legal.
    But I get your usual, I don’t have to convince anyone but the judge there is a connection even if there isn’t

  85. No Billionaire Left Behind (the good one) says:

    of course you disagree. your entire self worth comes from the school you attended

    look at your name

    chicagofinance says:
    January 6, 2016 at 10:45 am

    respectfully disagree…….

    grim says:
    January 6, 2016 at 10:18 am
    None of the most successful people I know went to Ivies. Zip. Zero.

  86. D-FENS says:

    Ouch. Burn.

  87. chicagofinance says:

    Subject: Fwd: THE YEAR IS 1915
    THE YEAR IS 1915

    This will boggle your mind!

    The year is 1915 “One hundred years ago †.

    What a difference a century makes!

    Here are some statistics for the Year 1915:

    The average life expectancy for men was 47 years.
    Fuel for cars was sold in drug stores only.
    Only 14 percent of the homes had a bathtub.
    Only 8 percent of the homes had a telephone.

    The maximum speed limit in most cities was 10 mph.
    The tallest structure in the world was the Eiffel Tower.

    The average US wage in 1910 was 22 cents per hour.
    The average US worker made between $200 and $400 per year …

    A competent accountant could expect to earn $2000 per year.
    A dentist $2,500 per year.
    A veterinarian between $1,500 and $4,000 per year.
    And, a mechanical engineer about $5,000 per year.

    More than 95 percent of all births took place at home

    Ninety percent of all Doctors had NO COLLEGE EDUCATION!
    Instead, they attended so-called medical schools, many of which
    were condemned in the press AND the government as “substandard.”

    Sugar cost four cents a pound.
    Eggs were fourteen cents a dozen.
    Coffee was fifteen cents a pound.

    Most women only washed their hair once a month, and, used Borax or egg yolks for shampoo.

    Canada passed a law that prohibited poor people from entering into their country for any reason.

    The Five leading causes of death were:

    1. Pneumonia and influenza
    2. Tuberculosis
    3. Diarrhea
    4. Heart disease
    5. Stroke

    The American flag had 45 stars …

    The population of Las Vegas, Nevada was only 30.

    Crossword puzzles, canned beer, and iced tea hadn’t been invented yet.

    There was neither a Mother’s Day nor a Father’s Day.

    Two out of every 10 adults couldn’t read or write

    And, only 6 percent of all Americans had graduated from high school.

    Marijuana, heroin, and morphine were all available over the counter at local corner drugstores.

    Back then pharmacists said, “Heroin clears the complexion, gives buoyancy to the mind, regulates the stomach, bowels, and is, in fact, a perfect guardian of health!” (Shocking?)

    Eighteen percent of households had at least one full-time servant or domestic help…

    There were about 230 reported murders in the ENTIRE U.S.A.!

    I am now going to forward this to someone else without typing it myself.
    From there, it will be sent to others all over the WORLD all in a matter of seconds!

    It is impossible to imagine what it may be like in another 100 years

    THE WAY THE WORLD IS GOING I WONDER IF WE WILL MAKE IT ANOTHER 100 YEARS!

    “Do not regret growing older. It is a privilege denied to many.”

  88. chicagofinance says:

    I guess it is better than deriving my self-worth based on the quality of tweets I quote…..

    No Billionaire Left Behind (the good one) says:
    January 6, 2016 at 3:16 pm
    of course you disagree. your entire self worth comes from the school you attended

    look at your name

    chicagofinance says:

  89. joyce says:

    I thought he went to Cornell. What does that have to do with chicago?

  90. chicagofinance says:

    I went to both

  91. Fabius Maximus says:

    Question for the Hockey parents. My 8yo daughter would like to play. Any thoughts?

  92. nwnj3 says:

    Literacy rate is still 86% so it hasn’t moved that much.

  93. Ragnar says:

    Chifi, 89

    Thanks, capitalism!

    By the way, adjusting these prices and wages for inflation, which is the fault of government, not capitalism, we see the following rough price adjustments:
    The average worker made $5000 to $10,000 per year.
    The accountant made $47k/yr
    Mechanical engineer about $95k/yr
    sugar cost $1 per pound.
    eggs cost $3.30/doz.
    coffee $3.50/lb.
    A Model T cost about $9,200.

  94. Comrade Nom Deplume, the anon-tidote says:

    [86] tax cheat

    Were you drinking before you typed that?

  95. Comrade Nom Deplume, the anon-tidote says:

    [89]

    “There were about 230 reported murders in the ENTIRE U.S.A.!”

    And I think you would find that a greater per capita percentage of the population possessed firearms back then. Though, on a per capita basis, that percentage may not have moved much–anyone want to research it?

  96. Comrade Nom Deplume, the anon-tidote says:

    [86] tax cheat

    Try to follow:

    Your prior citation of a rhetorical fallacy made no sense to me. I could not figure out where you were going with that because I wasn’t arguing for any sort of predicate to a conclusion. If it made sense to anyone else, please disabuse me. Except for anon and Otto–I wouldn’t believe you.

    Your latest rejoinder must have been made before your morning (?) coffee. It was disjointed, poorly phrased and generally hard to decipher. If I get you correctly, you are substituting your values and judgments in place of what our laws allow and what we are supposed to tolerate. Sorry our system upsets you so much, yet you persist in remaining. Still haven’t figured out why if things are so much better back across the pond.

  97. Pete says:

    [89]

    “There were about 230 reported murders in the ENTIRE U.S.A.!”

    Except thats not true. Am I the only one with a BS detector that works. All you have to see is the “Subject: FWD” and you should automatically assume what you are going to read is fake or misleading.

    Also, there were 48 stars on the flag by 1912. That one is embarrassingly wrong.

  98. Libturd at home says:

    8 year old girl playing hockey? What rink are you near and I might be able to tell you a bit about the program. As for girls playing hockey, it’s really getting popular. And could be a very smart scholarship opp if you have a hard working c0achable kid. At Gator Jr’s 3 on 3 tourney last week, the only person in the Squirt Division who could get around him was a ten year old girl. She had a hell of a shot too.

  99. Comrade Nom Deplume, back at sea level says:

    [102] libturd

    It would be fun watching Fabian hanging out with a bunch of hockey parents, sipping coffee and feeling totally out of place because he is far superior to all of them. Throw in some of this and he’ll be scared sh1tless:

    https://en.m.wikipedia.org/wiki/Thomas_Junta

  100. Essex says:

    101. for one brief shining moment I was on the ice, not sure if it was a game or not….with girls. One of them kissed me on the back of my neck. It was incredibly cool. I was about 8.

  101. Essex says:

    …and yeah I think she was a shooter….

  102. D-FENS says:

    I thought Chifi was a smart guy. Why the hell is he posting a chain email here? What, is this 1998 or something?

  103. Libturd at home says:

    Offer him a Nieman Marcus cookie recipe.

  104. The Great Pumpkin says:

    In a bid to get a handle on air pollution, China has halted approval of any new coal mines for at least the next 3 years. There’re decent odds that, after those 3 years, this halt will prove permanent.

    http://www.bloomberg.com/news/articles/2015-12-30/china-to-suspend-new-coal-mine-approvals-amid-pollution-fight

  105. The Great Pumpkin says:

    “11) We reached a tipping point in the fight against climate change
    Three big things happened in climate change politics this year. The first is that 2015 looks set to be the hottest year on record. That means that temperatures have now risen by 1°C since the industrial revolution. The five-year period between 2011 and 2015 is also the hottest on record; and as the records tumble, the claims of climate change denialists are becoming increasingly ridiculous. We’ve turned the corner; climate denial is no longer being taken seriously. The world has moved on, and contrarians have become irrelevant relics of the fossil fuel age.
    The second thing is that thanks to sharp declines in Chinese coal burning and a continued surge of renewable energy worldwide, 2015 looks set to be the first year ever that CO2 emissions declined during a year when the overall global economy grew. That follows from 2014, where emissions flatlined. The Chinese data is particularly important. Whether their energy transition is permanent is not clear yet, but the signs are encouraging. In wealthy, developed countries on the other hand, the signs are obvious. They’ve hit a peak in overall fossil fuel consumption and are now making the transition to cleaner forms of energy.
    The third, and most important thing that happened for climate change this year was the signing of the Paris Agreement. At its core is a so-called ‘long-term goal’ that commits almost 200 countries to hold the global average temperature to below 2°C above pre-industrial levels and to “pursue efforts to limit the temperature increase to 1.5°C”. The long-term goal also states that in the second half of this century the world should get to a point where the net emissions of greenhouse gases should be zero.
    Sure, it isn’t good enough. There’s a long way to go before the pledges match up to that target. But it’s still a lot better than expected, and a triumph for diplomacy. The largest gathering of world leaders ever, on the biggest issue humanity has ever faced, and it ended in a legally binding instrument that all countries agreed to. Jonathan Chait sums it up perfectly:
    Those who have consigned the world to its doom should reconsider. The technological and political underpinnings are at last in place to actually consummate the first global pact to limit greenhouse-gas emissions. The world is suddenly responding to the climate emergency with — by the standards of its previous behavior — astonishing speed. The game is not over. And the good guys are starting to win.”

    https://medium.com/future-crunch/11-reasons-why-2015-was-a-great-year-for-humanity-70db584db748#.i8fvanxmr

  106. The Great Pumpkin says:

    109-

    “The world is not a perfect place. Many things went wrong for humanity this year. You’ve heard a lot about them. We still have major problems, in particular around environmental degradation, international migration, political extremism and economic inequality. These are the big challenges of our time. And it’s also true that the surge of progress has not reached everyone. Far too many people still live in extreme poverty, 6 million children still die every year of preventable diseases and hundreds of millions of people cannot exercise basic freedoms. But as one of my favourite statisticians Hans Rosling says, “You have to be able to hold two ideas in your head at once: the world is getting better and it’s not good enough!”
    It’s easy to be cynical and maintain that nothing is ever getting better. The empirical evidence flatly contradicts this view; looking at what what we’ve already achieved as a species should give us confidence going forward into the future. We constantly underestimate humanity’s abilities to work cooperatively, meet new challenges and expand global prosperity and basic freedoms. We now have a window of opportunity to create the greatest era of sustainable progress in human history. Doing so will not be easy, just as it has not been in the past, and it will take courage, sacrifice and strong leadership. But the potential gains are staggering. And if we can pull it off, we might just be on the cusp of a golden age for the human race and for the earth we live on.”

  107. The Great Pumpkin says:

    By the way, that article from post 109 is not some crazy lefty propaganda. The author talks about the same things rags has brought up with poverty at its lowest level in a long time. So don’t think that because he takes that position on climate change, he is some crazy lefty.

  108. yome (41)-

    You are an idiot, whether drunk or sober.

    “If there are laws of me driving drunk why not for unstable people”

  109. gluteus (94)-

    If she has to live with you, spend the hockey money on getting her into therapy.

    “Question for the Hockey parents. My 8yo daughter would like to play. Any thoughts?”

  110. nwnj (95)-

    …and a lot of that remaining 14% hang out here and retweet inanities, I think…

    “Literacy rate is still 86% so it hasn’t moved that much.”

  111. plume (97)-

    I think he’s taken to a dram or seven before his third shift work.

    “Were you drinking before you typed that?”

  112. Love to see how a prawn sandwich-eating Gooner fan with a ‘fureign’ accent makes out with a bunch of rabid, drooling NJ hockey parents.

    Sounds like the pitch lead-in for a sitcom.

  113. The Great Pumpkin says:

    China stock market halted after 7% plunge to start the day. Good luck, China. Hard to stop the negative emotions from stacking up at the door. Let the idiots sell, lose their money, and the pieces picked up by the smart investors that know you make your money on fear in the stock market.

  114. Comrade Nom Deplume, Undersecretary, Ministry of Love says:

    Gotta love this president. He may want to redistribute my wealth but at least he insures I get it first.

    “Under pressure from Congress to do more with less, the Internal Revenue Service is planning to increase its reliance on technology and tax preparers. But this push threatens to create a “pay to play” system where the only taxpayers who will receive personalized service are those who can afford to pay for it, the agency’s taxpayer advocate warned.

    The taxpayer advocate issued the warning as part of her annual report released on Wednesday.

    The I.R.S. has spent the last 18 months developing a long-term strategy that includes the creation of a system of online taxpayer accounts, an expanded role for outside tax preparers and software companies and higher user fees. While the overarching goal is worthy, the taxpayer advocate said, it is troubling that the agency intends “to substantially reduce telephone and face-to-face interaction with taxpayers.”

    For those with resources, “concierge-level service” will be available, the report said, while “the compliant or trying-to-comply taxpayers will be left either struggling for themselves or paying for assistance they formerly received for free from the I.R.S.”

  115. Fabius Maximus says:

    #99 TinPot

    I see the issue here.

    “post hoc ergo propter hoc” is not a rhetorical fallacy, it is a correlation fallacy. Now I know you live your life in rhetorical fallacies. Your sweeping generalizations of “how the left think” show that!. But when you get down to the hard definitions, I think you need a refresher course.

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