Who said NYC was immune?

From the NY Post:

New Yorkers see drastic spike in home foreclosures

October brought an ugly surprise to hundreds of New Yorkers, as new foreclosure cases spiked dramatically.

More than 1,100 NYC households fell into foreclosure in October, a 32 percent increase from September, and a 37 percent increase from last year. Queens, which has been hard-hit since the foreclosure crisis began in 2007, had 400 new cases last month, nearly double the number of a year ago.

Brooklyn also took it on the chin, with 365 new cases, a 20 percent increase. Statewide, the number of new cases jumped 15 percent, according to real estate research firm Attom Data Solutions.

“We’re definitely seeing a spike,” said Westchester-based attorney Linda Tirelli.

There’s been a spike in foreclosures on reverse mortgages, a crisis The Post highlighted in July, as well as on mortgages of homeowners shut out of the economic rebound, attorneys said.

“People think the foreclosure crisis is toward the end, and it really isn’t,” said Rose Marie Cantanno, supervising attorney of the Foreclosure Prevention Project at the New York Legal Assistance Group. “There are still a lot of people stuck in the middle, trying to do something, but having trouble [negotiating with their lender].”

hile last month’s results are well below the city’s October 2007 peak of 3,200 new foreclosures, experts fear the October 2016 uptick will continue.

The market for residential mortgages has shifted from big banks to specialized servicers and private equity owners.

After the federal Home Affordable Mortgage Program, or HAMP, ends on Dec. 31, lenders are unlikely to continue offering HAMP-style income-based modifications with interest rates as low as 2 percent.

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70 Responses to Who said NYC was immune?

  1. Mike says:

    Good Morning New Jersey

  2. grim says:

    Japan should elect a Trump too, apparently does wonders for bond yields.

  3. Ottoman says:

    Obamacare isn’t being repealed. Check. Billions for infrastructure. Check. Marriage equality settled. Check. So far, Trump is left of the democrats. Morning has truly come to America.

  4. Ottoman says:

    Of course, the jobs aren’t actually coming back and just wait til driverless trucks and cars decimate America’s largest workforce. Wonder who will get the blame…

  5. grim says:

    grim says:
    April 13, 2016 at 1:50 pm (Edit)

    I continue to stand by my election prediction, which if you actually read it, leans strongly towards a democratic win.

    Trump vs Bernie – Trump Wins
    Trump vs Clinton – Trump Wins
    Cruz vs Bernie – Bernie Wins
    Rubio vs Bernie – Bernie Wins
    Cruz vs Clinton – Clinton Wins
    Rubio vs Clinton – Clinton Wins

  6. grim says:

    Not bad, my crystal ball is still pretty sharp. Called it 7 months out.

  7. grim says:

    I really thought he would do it right after the nomination..

    grim says:
    May 17, 2016 at 11:57 am (Edit)

    No predictions until after the nomination, unless that you want to put money on Trump completely changing his tune and becoming a moderate, which I am almost certain he will do. He will have the conservatives completely up in arms – screaming recall – you just wait.

  8. grim says:

    Marriage equality settled. Check.

    At best he waffled conservative once or twice, but I thought he was largely pro-gay. Not that there aren’t any bigots in NYC, but with Trump as a lifelong NY’er, and his wife/daughter involved in the fashion business (I hope that comment doesn’t come across as being stereotypical), I really would have a hard believing he was staunchly anti-gay. Really, we know Trump is a pathological liar, but I’d have more reason any kind of anti-gay rhetoric he may have said during the nomination process, that was probably the lie.

    I mean, his bombshell at the GOP nomination barely got any press at all:


    In his acceptance speech in August, when GOP conventioneers heartily applauded his pledge to “do everything in my power to protect our LGBTQ citizens from the violence and oppression” of jihadist ideology, he departed from his script: “I have to say, as a Republican, it is so nice to hear you cheering for what I just said. Thank you.”

    The “cheering for what I said comment” has nothing to do with the anti-terrorist sentiment of his statement.

    I’d stand behind this opinion pretty firmly. Mike Pence or the rest of the new cabinet, I have no idea, they are a bigger risk than Trump.

  9. grim says:

    And no way that the Thiel appointment was some kind of token gesture.

  10. grim – I called it 6 months before you.

    The Original NJ ExPat says:
    December 8, 2015 at 8:57 am
    [8]Nom – I think Trump’s silent majority comes right out of the center. Guys like you and I will never shrink from a fight with a gang of loony lefties, but I think there are too many people who have just labored through the last decade, never opening their mouth on anything political (lest they be shouted down as a racist), just going to work, paying their taxes, etc. Along comes Trump who gets to say anything he wants, whenever he wants and seemingly answers to no one after the fact. I think a lot of centrists are living vicariously through him. They may never say a word, might even lie about who they are voting for, and then they’ll just pull the “T” lever at the polls. I wonder if he wins, will the electoral college actually let him win?

    [In response to Nom saying:]It’s funny, I constantly read reports about individuals who personally know Trump and think very highly of him, whether or not they think he should be president. Interestingly, once you put aside the Xenophobia, most of his policies are pretty centrist, even populist.

  11. Fast Eddie says:


    So, you’re a gay Uber driver making a little more than minimum wage. Check.

  12. The Original NJ ExPat says:
    November 3, 2016 at 10:49 am
    Here’s my very own out there, tinfoil hat theory:

    Trump has been leading the entire time.

    The polls have been a massive fraud/bluff to try to turn the tables for months as has been the puss-y grabbing follies. Didn’t work. Look at Hillary’s crowds, if no one wants to see her or listen to her (except limo libs for $50K a plate), who the hell is voting for her?
    Cue Comey.
    Now, with the reopened email investigation, the polls have a reason to move back to reality and the tracks are completely covered if they were fraudulent all along, no? This way those same fraudulent polls can be used as a credible ploy next time too instead of being discredited forever. ABC/CNN/MSNBC/Fox (yes Fox too!) polls would be shown for what they are if they continued to advertise double digit Clinton leads and then Trump wins by 5.

  13. I love trump says:

    “Trump thought it was shameful that Christie didn’t take the fall for [convicted aide] Bridget Kelly,” a source close to the transition team told The New York Post. “Trump is really angry that Christie is sending a soccer mom to jail. He believes 100 percent that Christie was behind it all.”

  14. grim says:

    grim – I called it 6 months before you.

    You appear to have nailed a number of different predictions with that post.

  15. Ottoman says:

    Oh wait, I misspoke. The republicans won’t get blamed for the jobs they fail to deliver because in addition to single payer, they’re going to institute universal basic income. After all, no one explodes a deficit like a republican, and history backs up that claim. Which is why they’ll also cut taxes. but who cares, climate change will destroy us before social security is depleted. Didya notice our fearless leader afraid to commit to repealing roe v wade? Lol. The left was the real winner of this election (and for those dimwits who haunt this board, the democrats are not the left).

  16. Fast Eddie says:

    I guess I was correct. lol!

  17. Juice Box says:

    Lol – nice Tony Soprano?

    “They want to drain the swamp, and having Christie there is just plugging it up,” the source said. “He was tolerated in the past because he was viewed as a kind of nice Tony Soprano. But now that Trump is the president-elect those days are over.”

  18. Comrade Nom Deplorable, verbally armed and dangerous says:


    Seems you are riding a new trend. When there’s a CLE on the subject, you know it is getting traction.


  19. chicagofinance says:

    Hillary can take cold comfort in the fact that Obama will pardon her now and the rest of her personal morass can be sh!tcanned for eternity and deemed irrelevant…..she can sit on a beach and earn 20%……

    Lost says:
    November 13, 2016 at 7:51 am
    And it’s funny. Now Trump stopped calling Hillary “crooked.” He is complimenting her now. Why still not rallying for her to be arrested? Why is she a good person all of a sudden?

  20. “We’re going to build a wall and Mexico is going to pay for it.” – I think this is brilliant marketing and intentional misdirection.

    While the wall is being built the media will have a field day with how much it is costing the US taxpayer, and how the money could be better used elsewhere, etc.

    When the wall is complete, it may not ever be explicitly said, but if it was it would go like this:

    “Yeah…I was wrong about Mexico paying for it, but…It’s a pretty nice wall, right?”

  21. Juice Box says:

    For Hillary to get a pardon Obama would have to admit he was wrong, and she would also need to plead to him that she was wrong too. I don’t see either one of them admitting they were wrong.

  22. In 1984 I sidled up to some high paid consultants at my first professional job because I wanted to know how that deal worked. There were two of them who carpooled together down from Connecticut to Wayne, NJ every day, a man and a woman. I knew they were being paid about $110/hour and I wanted to find out how that happened and I quickly learned how. Both of them were very low-key and brilliant and I used to pay attention whenever they opened their mouths. One day Frank said, “I don’t know why people think investing is so complicated. It isn’t. When Democrats are in power they will wreck the economic base of the country so you sell all your stocks and you buy gold. When Republicans take power you sell all your gold and buy stocks.” I’m not sure if that really correlates or not, but it certainly stuck in my head.

  23. D-FENS says:

    Trump is actually pretty socially liberal. I think most people who voted for him understand this…and it isn’t a weakness…it’s a strength.

  24. I agree, but the leftists never will. Trump could concentrate 100% of his energy on the economy and reducing government waste and the media will still call him a racist and misogynist. Wages and GDP could rise across the board and the media will still trumpet “common sense” gun laws and immigration reform. Do you know what domestic industries must covertly LOVE the left? The Food and RE industries. Everyone needs a roof and a meal. More people need more roofs and more meals.

    Trump is actually pretty socially liberal. I think most people who voted for him understand this…and it isn’t a weakness…it’s a strength.

  25. walking bye says:

    I like how the pollsters are trying to save face now saying they were no that far off in missing the election outcome. Saying the results to polling was equal or better to the 2012 results. Amazing how you can skew data to spin your story.

  26. And fat people need even more meals because a fat person doing absolutely nothing still burns more calories than a thin person doing nothing.

  27. I hypothesized that the Comey announcements were just excuses to reign in the polls make them close enough to be believable and reused. Remember pre-Comey when ABC was +12 Clinton? Nobody else remembers it now. Gallup had to drop to their knees and crawl out of the space after proclaiming a huge victory for Romney. The Dems might have figured out how to use the polls as propaganda without making them disposable.

    I like how the pollsters are trying to save face now saying they were no that far off in missing the election outcome. Saying the results to polling was equal or better to the 2012 results. Amazing how you can skew data to spin your story.

  28. Steamturd, Hate Trumps Cankles says:

    I’ve been saying Trump is further left than Hillary on most issues since the day he announced he was running. I’m not a serial Facebook poster, but I pop on there about once every two days to get the pulse of my friends. I, also don’t friend everyone and especially not my coworkers. Well, during the run up to the election, I frequently pointed out both of the candidates flaws and said I couldn’t pull for either of them and that I was not alone in feeling this way. Then when Trump won, I shared my same position in an attempt to console them. They are still not listening. I only hope Trump is actually smarter than my friends who like to point out my position as inappropriate.

  29. And this especially applies to the News Media. Is anyone saying, “I’m never watching ABC News again because their polls were total BS!”?

  30. The Yankees should be 1960 World Series Champions. They won 67% of the popular vote.
    Yankees – 55 runs
    Pirates – 27 runs

  31. No problem. Do you want to negotiate water prices now or later?

    Tech founders want California to secede

  32. ^^^^^^And they have to pay for their wall, of course.

  33. funnelcloud says:

    That’s me,,,, don’t share the extreme right, ultra conservative views of Paul Ryan & his party elites Cruz, Romney, Nor the ideology of the left wing nuts like “lyin” Hillary, Bernie, Old man George, Sharpton, Moore, and all the cry baby scumbag progressives. Greed is the right, Envy The left, Compromise and Common sense the center. Despite his flaws, many in the center like myself (republican or democrat) are hoping Trump can be a great compromiser with the elites and the progressives resulting with a deal that will be good for all Americans. Remember Basic physics “for every action there is an equal and opposite reaction” extreme conservatism breeds extreme liberalism or the other way around.

    The Original NJ ExPat says:
    December 8, 2015 at 8:57 am
    [8]Nom – I think Trump’s silent majority comes right out of the center.

  34. Juice Box says:

    I was just out in Silicon Valley, the place were a 1970s split level now sells for 1.5 million on a postage stamp sized lot. Even with the water shortage, they are still building tens of thousands of condos and apartments.


  35. yome says:

    10 yr T 2.22 —> Bond Funds are getting killed

  36. These are the times when bond fund investors learn the difference between owning a fund and owning actual bonds. If everyone wants out, you share the losses even if you want to stay in (redemptions). If you own an actual bond, you can hold to maturity or sell when you want to, not when the herd wants to.

    10 yr T 2.22 —> Bond Funds are getting killed

  37. leftwing says:

    “You appear to have nailed a number of different predictions with that post.”

    Agree. And don’t overlook this little gem in Ex’s post.

    “I wonder if he wins, will the electoral college actually let him win?”

    Anyone have a final electoral count? MI and NH still showing grey on morning news, can’t believe that is correct.

    It was entirely uncharacteristic the way the Clintons went quietly into the night. Totally against their character and everything they have done in the past. Especially when one considers it was over the ultimate prize. And, watching the results real time, she folded before PA was called, albeit while it trending away from her.

    My tinfoil hat on why the Clintons walked away without any fight whatsoever:
    1. That final Wiki mail surfaced, the one they always promised would blow Clinton out the water, and was in Trump’s possession.
    2. Back door deal, leave the Foundation alone and don’t chase us after our role in it, we’ll go quietly.
    3. Or, Ex’s statement above.

    I for one will feel a lot better after Congress unseals the electoral vote on January 6.

  38. leftwing says:

    Tech founders want California to secede

    “No problem. Do you want to negotiate water prices now or later?”


    I have no problem with Blue California (most of the coast and Southern California) exiting the Union. Red California (Northern and the Inland Empire) stays.

    There’s 3m Red votes and nearly 20 electoral college votes in Red California. A Blue secession virtually guarantees a Red White House into the future.

    Our Valley geniuses aren’t bright enough to realize that a large reason the Dems are even competitive in Presidential politics is because California’s whopping 55 electoral votes assuredly go to the Blue team with the “winner take all” rule.

    They want to pull out, please do. The remaining Red California has as many electoral votes as PA or OH. Love to see the Dems overcome that new starting line in future elections.

  39. leftwing says:

    Above, btw, is also why the often resurrected “split CA into two States” will most assuredly not occur.

    Democrats would never let it happen. It transfers 20 electoral votes from the Blue column into the Red column.

  40. Lost says:

    “”So encourage more people to move to a state where there isn’t enough water for its current residents? Yeah, that makes sense.”

    You think that smart Google or Apple employees will want to move to Red State regions that consider Trump a viable leader? Good luck with that. With North Carolina politics as it is, companies like PayPal or Apple now regard their attempting to settle there a big mistake, and are already strategizing their exit strategy.

    This is the dilemma facing this country: you have concentrated creativity and intelligence on the coasts, with Bible-thumping rednecks filling the heartland. Until the Iowas and Missouris of the world become a lot bluer, you’re not going to see much interest in having the young and educated want to settle there. As we can see from this election, the opposite is in fact happening.”

    “No one is building these offices in the midwest. It reminds me when Budweiser moved their marketing from St. Louis to NYC to attract more talented people. Younger people want to live in SF, NYC because standard of living doesn’t just come down to housing costs.

    And to the comments about H1-B visa’s, restricting those visas will not stop these multinationals from moving to where the talent is and, guess what, it is not in the midwest.”


  41. leftwing says:

    “North Carolina politics as it is, companies like PayPal or Apple now regard their attempting to settle there a big mistake”

    NC politics are a figment of liberals’ imagination and need to manufacture marginal issues in an attempt to inspire their base and divert attention.

    In NC, it is a narrow issue affecting 0.3% of the population with general opinion split.

    But it was a heck of an attempt to deflect away from larger issues not favoring the Blue team. Congrats on that.

  42. I don’t think I can get anything else done this afternoon except rewatching this:


  43. Fast Eddie says:

    Where’s Puzzy? I haven’t seen a tweet from the twot since Trump Schlonged Hillary!

  44. Juice Box says:


    Perhaps twit went onto the next paid posting gig?

    Copy paste these search strings into Google.

    site:*.craigslist.org “Stop Trump”
    site:*.craigslist.org “Trump”
    site:*.craigslist.org “Trump Protest”
    site:*.craigslist.org “Protest Trump”

  45. Lost says:

    Maybe, but the same can be said of conservative propaganda in liberal high cost of living states (high taxes=liberal corruption). . Why is it any different? Because it appeals to you?

    “NC politics are a figment of liberals’ imagination and need to manufacture marginal issues in an attempt to inspire their base and divert attention.”

  46. chicagofinance says:

    I finally located clot:

    Devastated Cornellians ‘Mourn’ Election of Donald Trump at Cry In

    By Yun Soo Kim

    Over 50 Cornellians gathered on Ho Plaza this afternoon for a cry in to “mourn” in the aftermath of Donald Trump’s shocking presidential victory.

    Braving the cold, wind and occasional rain, Cornellians sat in a circle to share stories and console each other, organizers encouraging attendees to gather closer together and “include each other.”

    Willard Straight Hall Resource Center employees gave out blankets, tissues and hot chocolate to keep participants warm, while students signed posters with words of encouragement and protest, including “Donald Trump is not my president.”

    Zoe Maisel ’18, co-president of Planned Parenthood Generation Action at Cornell, said she and co-president Cassidy Clark ’17 began organizing the cry-in last night for “those of us who have been fighting.”

    “We need to just take a break and just cry before … tomorrow we get back up and keep fighting, because people feel really, really powerless,” she said.

    “This event was just to come together and support each other, because we’re all in shock right now,” added Alanna Salwen ’19, design chair for PPGA at Cornell.

    Maisel said the election results shocked many Cornellians, many who had never seriously contemplated the ramifications of a Trump presidency.

    “Two weeks ago, the co-president and I jokingly said ‘Oh, we need to do something if Trump wins,” but never actually thought that would happen,” she said.

    Maisel noted that the president elect’s rhetoric, specifically targeting minorities, immigrants and women, has devastated many who feel that they will be especially vulnerable and unwelcome in Trump’s America.

    “It is a really emotional time, for people who feel personally targeted by the rhetoric that’s been shared and the policies that have been talked about,” Maisel said, referencing Vice President Elect Mike Pence’s desire to repeal Roe v. Wade, a landmark Supreme Court decision legalizing abortion.

    Salwen said the event aimed to help the Cornell community cope with the disappointment of the election results, before students can begin organizing an opposition.

    “I think now, we’re all just grieving… because it’s four years, four years of this, and we all need time to process that and then we’re going to gather ourselves up and figure out a way to fight this,” she said.

    She added that she hopes attendees will use the cry-in to gather strength to fight the xenophobia and discrimination that may arise over the course of Trump’s presidency.

    “There’s no way we’re going to let his bigotry, sexism, racism, homophobia, xenophobia define this country — even though it defines the presidency at this point in time,” Salwen said. “I think this is really a turning point in America — whatever that means.”

    Standing with students at the cry-in and nearly in tears herself, campus activities coordinator Denice Cassaro called the election’s results “devastating.”

    “I have no words,” she said.

  47. No One says:

    I’ve got a niece, a freshman at Boston U, and her mom coming to visit at Thanksgiving. Both freaking out about the election. My wife is the sister and aunt, and a Chinese born American who backed Trump the whole time and is celebrating the victory, while they think anyone who supports Trump is racist and stupid and evil. We’re debating whether our niece can ever be un-brainwashed, but considering she’s pursuing journalism at BU, it’s highly unlikely.
    After this Thanksgiving visit, I wonder if they will even come back again.

  48. chicagofinance says:

    I have to go to a family function in Ridgefield CT on Saturday……a bunch of hysterical NY jewish people and some new WASPy in laws…..I am just going to bring a flask, say nothing, and have my wife drive home……..

  49. Comrade Nom Deplorable, just waiting on the Zombie Apocalypse. says:

    Gwen Ifill, dead at 61.

    At least she lived long enough to see Trumps election.

  50. Steamturd thinking about the remains of Hillary's umbilical stump says:

    These bigotry, racist, xenophobic, misogynist, anti-gay and and other anti-whatever claims that the left continue to harp upon are exactly why they lost. The country is sick of this whole PC movement. People want raises, not bathrooms for people unsure of their gender. People want the spoils of this country to be divided equally. Sure we want gay rights too, and most want the right to choose, but at the end of the day, we want to have a better life than the generations before us. It’s great to have insurance for those who can’t afford it, or for those with preexisting conditions, but not at the expense of another deduction to my take-home pay. It still blows my mind that after losing all three houses, they still think it’s about racism. The party that anointed the chubby intern chasings de-facto wife thinks it’s about misogyny.

  51. Anon E. Moose, saying 'Come back, JJ' says:

    Lost Pumpkin [14:22];

    With North Carolina politics as it is, companies like PayPal or Apple now regard their attempting to settle there a big mistake, and are already strategizing their exit strategy.

    They’ll get over it real quick when state tax payments are due.

    You think PayPal or Apple give a damn where their employees want to live? Lower COL states mean they get, on balance, better employees for less money.

    You’re problem is that yours is the “correct” way to “think”, and that absent anomalies like myself, everyone “thinks” just like you do. If they did, we’d have president Hillary to look forward to. Obviously you’re wrong about that, but you can’t accept it, which is where all sorts of cognitive dissonance starts to play havoc in the vacuum between your ears. For example, your asinine comment about redneck bible-thumpers.

    Those “hicks” are the same people that elected Obama… twice. You had no problem with them then, did you?

    Fool on.

  52. Juice Box says:

    Heard some shocking new today. We are moving call center jobs back to New Jersey.

  53. Lost says:

    This is inevitable as automation takes away more and more jobs.

    “A Canadian province is to run a pilot project aimed at providing every citizen a minimum basic income of $1,320 (£773) a month.”


  54. Lost says:

    Don’t write off jersey yet!

    Juice Box says:
    November 14, 2016 at 4:49 pm
    Heard some shocking new today. We are moving call center jobs back to New Jersey.

  55. Lost says:

    They better care, if they actually want workers. Creative young workers with lots of skills do not want to work and play in a low COL area. You think they want the creativity to be sapped right out of them in some boring low COL location? You do know why they are low cost of living areas, right? Because they offer you absolutely nothing, but the ability to save you money, over the vibrant/higher cost of living locations. It’s not all about saving money!!

    “You think PayPal or Apple give a damn where their employees want to live? Lower COL states mean they get, on balance, better employees for less money.”

  56. Lost says:

    In reference to the guaranteed income article.

    That’s what happens when 98% of the gains go to the 1%. It’s basically based on the idea that as business becomes extremely efficient, they will/are taking all the gains. The only way to get the capital back into the consumer hands to keep the economy going is by just giving them money. Their only job is to spend. Without their ability to spend, game over for this game of capitalism. Economy can no longer function with all the money in the hands of the 1%. The competition is over and the winners have won. Too bad this isn’t a game, and this is our lives. So we can’t have game over and must redistribute from the winners to the losers to keep this game going

  57. Comrade Nom Deplorable, just waiting on the Zombie Apocalypse. says:

    Trump Acceptance Resistance Disorder (TARD).

    Should be in DSM-V. I cannot claim originality for it though.

    On a related note, I will ask every fool I see with a safety pin in their lapel “shouldn’t that be holding up your diaper ?”

  58. Ben says:

    anon is too busy complaining on facebook and passing out safety pins to wear

  59. 3b says:

    Joyce; I heard your post in my head today. Truth be told it was difficult.

  60. D-FENS says:

    CNN reporter tells me Hillary became physically violent towards Robby Mook and John Podesta around midnight; had to be briefly restrained.

  61. I called that a long time ago too (think Pulp Fiction):

    The Original NJ ExPat says:
    November 10, 2016 at 3:06 pm
    I wonder if Robby Mook is wearing a gimp suit with ball-gag inside a trunk in Chappaqua.

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  64. Fabius Maximus says:

    Its funny when you put a few small things together and a bigger picture emerges. The 10min meeting with O that turned into 90mins. The new somber tone. Using the term “Settled Law” on same sex marriage. Saying he might use Trump Tower instead of the WH.
    I think Donny is a little in over his head.


  65. Fabius Maximus says:

    The Saint Ronnie Playbook.

    Ramp up Defense spending
    Tax Cuts
    All Paid for with the Deficit.

    Are we great yet Gary?

    Trump has also vowed to “rebuild” the U.S. military and eliminate the stiff caps on Pentagon spending that Congress enacted in the 2011 Budget Control Act

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