How far can home prices go?

From CNBC:

US house prices are going to rise at twice the speed of inflation and pay: Reuters poll

An acute shortage of affordable homes in the United States will continue over the coming year, according to a majority of property market analysts polled by Reuters, driving prices up faster than inflation and wage growth.

After losing over a third of their value a decade ago, which led to the financial crisis and a deep recession, U.S. house prices have regained those losses — led by a robust labor market that has fueled a pickup in economic activity and housing demand.

But supply has not been able to keep up with rising demand, making homeownership less affordable.

Annual average earnings growth has remained below 3 percent even as house price rises have averaged more than 5 percent over the last few years.

The latest poll of nearly 45 analysts taken May 16-June 5 showed the S&P/Case Shiller composite index of home prices in 20 cities is expected to gain a further 5.7 percent this year.

That compared to predictions for average earnings growth of 2.8 percent and inflation of 2.5 percent 2018, according to a separate Reuters poll of economists.

U.S. house prices are then forecast to rise 4.3 percent next year and 3.6 percent in 2020.

“We are not seeing a temporary phenomenon. House prices have been outrunning family incomes for several years in the U.S. and while demand has cooled off a bit, the supply side is still very tight,” said Sal Guatieri, senior economist at BMO Financial Group.

“I think house prices will continue to outrun family incomes for at least another year and it will take some time for demand to slow and to some extent supply to increase.”

This entry was posted in Demographics, Economics, Employment, Housing Bubble. Bookmark the permalink.

138 Responses to How far can home prices go?

  1. Mike says:

    good Morning New Jersey

  2. grim says:

    What’s the over/under on Trump getting the Nobel Peace Prize if they sign a peace agreement and end the Korean War?

  3. Fast Eddie says:

    What’s the over/under on Trump getting the Nobel Peace Prize if they sign a peace agreement and end the Korean War?

    Prizes are awarded for symbolism and rhetoric, not achievement.

  4. Hold my beer says:

    He has zero chance. He dont talk pretty like O.

  5. Juice Box says:

    Deniro trying to lead the F Trump chant last night while our president is over in Singapore trying to negotiate an end to a nuclear-armed North Korea and in reality end the Korean War.

    The left is only going to get more unhinged as we head into the midterms.

  6. Zardov says:

    Trump will be lucky to not crash the economy.

  7. Bystander says:

    Chi,

    Sorry, just catching up on weekend posts. Would love to have a beer sometime. Not much in city these days but hopefully land some interviews soon. I will send Grim my contact info.

  8. Fast Eddie says:

    Zardov,

    Yet another handle to match your multiple personalities? Is the world leaving you behind and the pain is too much to bear?

  9. Fast Eddie says:

    One of the greatest achievements of the Trump administration will be illustrating the weakness and ineffectiveness of the prior administration.

  10. Bagholder says:

    Moon Jae-in has done all the work, but I can see where Trump gets it for his symbolism and rhetoric.

  11. Juice Box says:

    Moon Jae-in’s  is alao the one who said Trump deserves the peace prize for his efforts.

  12. Ottoman says:

    Projection much? You’ve posted under at least 2.

    Fast Eddie says:
    June 11, 2018 at 8:49 am
    Zardov,

    Yet another handle to match your multiple personalities? Is the world leaving you behind and the pain is too much to bear?

  13. Ottoman says:

    Because the right wing militias running around the woods claiming Obama was coming for their guns, the fake azz Tea Party morons, the jeebus freaks blowing up aborti0n doctors are the height of sanity.

    “The left is only going to get more unhinged as we head into the midterms.”

  14. Bagholder says:

    ‘Moon Jae-in’s is alao the one who said Trump deserves the peace prize for his efforts.’

    Of course he did.

    It’s amazing what he’s been able to do with the two people he’s working with.

  15. Ottoman says:

    Oh, and those tiki torch white supremacists are just well adjusted good ole boys.

  16. Fast Eddie says:

    How humiliating it must be to be a man who looks to government for his purpose in life. It’s shameful enough believing in it and even more so in posting it on a public forum. Defending your weakness is far worse than admitting it.

  17. Bagholder says:

    Plenty of good people, those marchers chanting ‘jews will not replace us’ and ‘blood and soil’…

  18. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Otto is living in 1935 Selma.

  19. Ottoman says:

    Not likely. Half a million people were displaced or killed or drowned in the Mediterranean after Obama and Clinton’s destruction of Libya for no good reason and all you morons could come up with was a 6 year investigation of Benghazi which lead to zero indictments or convictions.

    BTW, since your head’s been stuck up your azz since at least 1985, you might not have heard this—- in ONE YEAR the Mueller investigation of Trump and Russia has already brought 23 indictments against 19 people and FIVE GUILTY PLEAS. He’ll be lucky not to die in prison.

    June 11, 2018 at 8:51 am
    One of the greatest achievements of the Trump administration will be illustrating the weakness and ineffectiveness of the prior administration.

  20. The Original NJ ExPat says:

    You left out corruption and deceit.

    One of the greatest achievements of the Trump administration will be illustrating the weakness and ineffectiveness of the prior administration.

  21. Libturd questioning the gender of Hillary's Cankle fluid. says:

    She should have closed the foundation Otto.

  22. Libturd questioning the gender of Hillary's Cankle fluid. says:

    She should not have taken Goldman Sachs blood money Otto.

  23. Libturd questioning the gender of Hillary's Cankle fluid. says:

    She should not have called her non-supporters “deplorables.”

  24. Libturd questioning the gender of Hillary's Cankle fluid. says:

    She should have revealed her cankles Otto.

  25. Libturd questioning the gender of Hillary's Cankle fluid. says:

    No homo Otto.

  26. The Original NJ ExPat says:

    I can’t wait to see all of the crying and sobs again election night on CNN and MSNBC.

  27. Fast Eddie says:

    Lib (or anyone),

    Question: If buying a new car, would you pay outright or finance at 0%?

  28. Hold my beer says:

    I prefer Moon Chae Won

  29. nwnj says:

    We need more border hopping pizza delivery men to make this place great again.

  30. Juice Box says:

    Otto – Merkle opened the doors to Europe with her open-door refugee policy and the call for a million immigrants to Germany. Too much to cover here, the Dublin Policy the rest of the EU not given a choice, BREXIT etc….

  31. Libturd questioning the gender of Hillary's Cankle fluid. says:

    As long as your checking account is paying .001% interest, I would always take the 0% interest option. Though, the only negative is that you will have to hold collision and comprehensive for the entirety of the loan. So be careful is they will only give the 0% on loans 5 years or longer. For many cars, especially if you drive 15K per year, you will want to be dropping comp and collision after the 4th year. Do the math!

  32. Fast Eddie says:

    Thanks Lib!

  33. Yome says:

    He achieved that already

    “One of the greatest achievements of the Trump administration will be illustrating the weakness and ineffectiveness of the prior administration.”

  34. Yome says:

    Moon Jae In acted in the best interest of SK. South Koreans are calling this meeting a miracle. Trump does make miracles

  35. The Original NJ ExPat says:

    Here in the Boston area most of the low priced dealers offer sever thousand dollars off or 0%, not both. Taking the cash discount is usually the better deal. I’ve bought all of my cars cash this century.

    Question: If buying a new car, would you pay outright or finance at 0%?

  36. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Cash off vs. 0% financing is a no-brainer if you got the dough.

  37. Fast Eddie says:

    I did get a few thousand off the MSRP plus a trade in. I nixed the first dealer and want to a 2nd. I don’t know if I was going to get much more out of it.

  38. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Which reminds me. I am selling my brother’s garage-kept Dark Blue 2016 Mazda 6 GT, truly perfect condition, all records, 25K mileage for about 20K if anyone is interested. He never drives and I showed him that he can Uber for $20 a day, 7 days/week and still save over the cost of that car. Another no-brainer.

  39. The Original NJ ExPat says:

    Several years ago I went to great pains to calculate the all-in cost of owning a car, driving a small amount of miles per year, like 10,000. I came up with a number like $1,100 per month.

  40. Fast Eddie says:

    Btw, Trump p1mp-slapped the G7! I love that picture of Trump sitting with arms folded as the”children” crowd around him. Especially Merkel! There’s Newsweek’s new cover. Hey Europe, you want protection? Trump is saying, “F.uck you, pay me!” Omg,

  41. Bagholder says:

    ‘South Koreans are calling this meeting a miracle’

    This meeting has been a standing offer for many presidents, the idea of which was ridiculed. It’s ok now, though. Can’t expect consistency.

    ‘willingness to meet with North Korea is one of the most disturbing displays of Obama’s lack of foreign policy experience’

  42. leftwing says:

    “The left is only going to get more unhinged as we head into the midterms.”

    6-8 months ago I was sure of the red wave. Pivoted to uncertain in the interim with the special elections, the shortcomings of certain specific red candidates notwithstanding.

    Back to net red pickup in both houses, possibly strong, so long as the economy and market can hold gains for five more months.

    No matter how well DeNiro played to the local crowd, that doesn’t play in Peoria. Especially the standing ovation.

    If I were Trump or a local candidate in flyover country I would play an endless loop of DeNiro comments with a lingering focus on a bunch NYC performers and elites in full formal wear standing and raucously applauding.

    Think they would have learned from Hillary taking the two nights off prior to the November election to party with Springsteen and GaGa.

    Amazing for entertainers how tone deaf they can be……

  43. leftwing says:

    Re: new car purchase. As previously posted unlikely you will get your best price and 0%.

    I’ve always paid cash as an adult. Allowed me to get the best price, much easier to negotiate. Removes the whole BS sales pitch of ‘what do you want to pay monthly’ off the table from the beginning. Don’t have to wade through all that before getting to price negotiation.

    Once we agree price I’ll usually then tell the sales guy I want a small market rate loan. Used to do $2-3k, last car (2017) the bank required minimum loan of $7k. I’d make four to six payments then pay the whole thing off. The small interest charge was worth the bump in credit rating. 830 for a while and counting…..

  44. Blue Ribbon Teacher says:

    Elon Musk has made a product that posts a profit. $500 for an aerosol can and lighter apparatus.

  45. D-FENS says:

    That’s not what was said…the idea that Trump said neo-nazi’s are fine people is a hoax.

    Ottoman says:
    June 11, 2018 at 9:04 am
    Oh, and those tiki torch white supremacists are just well adjusted good ole boys.

  46. leftwing says:

    “…in ONE YEAR the Mueller investigation of Trump and Russia has already brought 23 indictments against 19 people and FIVE GUILTY PLEAS….”

    Not one of which was associated with Mueller’s mandate and at least one where the underlying ‘crime’ by the individual occurred a decade prior to Trump even becoming a candidate lol.

    “Because the right wing militias running around the woods claiming Obama was coming for their guns, the fake azz Tea Party morons, the jeebus freaks blowing up aborti0n doctors are the height of sanity.”

    You mean any more sane than legislating that my eight year old son must share a rest room with an adult so markedly fcuked up and unstable that he can’t figure out his own gender?

    Keep running with these rope lengths. Hard. In November you’ll realize they were wrapped around your neck.

  47. D-FENS says:

    It’s amazing to me that people actually think the way Ottoman does.

  48. The Original NJ ExPat says:

    LOL. I thought I was the only one who did that. I’ve had 3 auto loans in my entire life, all of them were for 1 year only. Interestingly my wife had only one car loan before I met her, also a 1 year loan. You have to be careful on the term, depending which state you live in. In some usurious states your loan payoff is the sum of ALL the payments, so you’re stuck the moment you sign.

    Once we agree price I’ll usually then tell the sales guy I want a small market rate loan. Used to do $2-3k, last car (2017) the bank required minimum loan of $7k. I’d make four to six payments then pay the whole thing off. The small interest charge was worth the bump in credit rating. 830 for a while and counting…..

  49. Zardov says:

    It’s amazing that most of you are smart enough to actually draw breath.

  50. D-FENS says:

    I might consider the Black Panthers a left wing militia…one that existed long before the tea partiers. Antifa are another group.

    Then there’s these guys

    https://www.independent.co.uk/news/world/americas/redneck-revolt-group-who-are-they-left-wing-armed-group-protect-minorities-interview-a8117551.html

    Do you like it when someone singles out extremists on the left and associates you with them Ottoman?

  51. The Original NJ ExPat says:

    I think the last car loan I took was when I bought a brand new black ’99 Miata off the showroom floor on cold, rainy weeknight in October 1999. My sale was the only game in town that night. I got the $25K list down to just under $20K (I just kept telling the salesperson, “It’s a psychological thing, I just can’t spend over $20K on something so impractical. “ When I got my price I paid $15K cash and got a 1 year $5K loan.

  52. leftwing says:

    The shrillness of the left will be the undoing of their candidates.

    Their off the chart claims keep raising the bar.

    All the craziness around Mueller? They’ve raised the bar so high that Trump will have to be perp walked out of the WH for Joe Citizen to believe any underlying crime.

    North Korea? Remember the howling about how he is going to start a nuclear war? Again, short of open hostilities there is a win in the red column because has screamed bogeyman.

    If anything tangible comes from this summit what an opportunity….I see the commercial now….start with “where were you the night of June 10?”. Show Trump and KJU deplaning. Cut to DeNiro F bombs. Back to Trump and KJU negotiating. Cut to the dudes in tuxes fist pumping DeNiro. Back to Moon Jae-In congratulating both and saying what an accomplishment. Cut to the 360 degree pan of Radio City formal dressed crowd closing with DeNiro F bombs again. Voice over with “which side do you support”.

    Worth a 2-3 percentage point indie swing right there.

  53. D-FENS says:

    I meant it honestly. Not as an insult. That two people can witness the exact same event and still see something completely different is interesting.

    Zardov says:
    June 11, 2018 at 11:17 am
    It’s amazing that most of you are smart enough to actually draw breath.

  54. Zardov says:

    I see a compelling argument for lessened government influence, but that’s not what you are buying into here. I see a bit of a paradox.

  55. The Original NJ ExPat says:

    Another thing, if you want a car to be fast, you break it in fast. No burnouts while the clutch is new, but I’ve had several new cars where I started doing redline shifts with less than 25 miles on the clock. None of those engines ever gave me a problem, and in the case of that Miata, I had it dynoed, bone stock, when it had about 2,000 miles on it at a Miata club event. My car had more hp and torque than any other stock Miata dynoed that day.

  56. The Original NJ ExPat says:

    I also do my first oil change at 1,000 miles and switch to full synthetic oil at 3,000 miles.

  57. The Original NJ ExPat says:

    Footstool is the local chapter Antifa leader. He just can’t find anyone to follow him.

  58. joyce says:

    Mike S,

    Regarding the Harrison Path Station, would one be able to find parking on a weekday arriving around 10am give or take? Thanks

  59. leftwing says:

    Ex, and the great thing on those optional loans are with a solid credit score and low LTV the interest rate is very low. I’m guessing that’s why the bank went to higher minimum loan amount….on a $2k loan origination with 5% interest out for four months they probably actually lost money making the loan.

  60. Zardov says:

    11:23 the man knows

  61. Zardov says:

    Paid cash for the M3. Best feeling in the world. Car payments suuuuck.

  62. Libturd questioning the gender of Hillary's Cankle fluid. says:

    The Dems could learn a lot from Anthony Bourdain. Please ignore the source as the content is all directly from Anthony’s incredibly talented brain and mouth.

    https://www.washingtontimes.com/news/2016/dec/29/anthony-bourdain-defends-god-fearing-us-rips-privi/

    “Nothing nauseates me more than preaching to the converted. The self-congratulatory tone of the privileged left — just repeating and repeating and repeating the outrages of the opposition — this does not win hearts and minds. It doesn’t change anyone’s opinions. It only solidifies them, and makes things worse for all of us. We should be breaking bread with each other, and finding common ground whenever possible. I fear that is not at all what we’ve done.”

  63. grim says:

    Good thing you married well

  64. The Original NJ ExPat says:

    Here’s something, if you look closely, you’ll find is true with most great actors – They are vacuous morons. They have no personality, and very little intellect to go with it. They are merely blank slates into which a good director can insert any character at any time. These actors are great at playing roles because they don’t have any conflict with their genuine character, because they have none. You’ll also notice that DeNiro, Streep, Willem DaFoe, etc. don’t show up on talk shows very much. That’s because they inevitably are shown up to be witless and slow without a script. Their publicists go to great lengths to prevent them from ever being asked a question that requires on-the-spot thought.

  65. The Original NJ ExPat says:

    Just imagine Pumps on a talk show, for example.

  66. The Original NJ ExPat says:

    We bought one car with such a low loan amount that the dealership didn’t even write the loan. They made it look like they did, but what they actually did was open up a credit union account in my wife’s name and took the loan from the credit union as her. Even after the loan was paid off she still had a checking account there that she never opened with $5 in it.

    Ex, and the great thing on those optional loans are with a solid credit score and low LTV the interest rate is very low. I’m guessing that’s why the bank went to higher minimum loan amount….on a $2k loan origination with 5% interest out for four months they probably actually lost money making the loan.

  67. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Joyce,

    There is a ton of $10 a day parking over there. I can’t imagine they run out, with the expansion to the Red Bull Arena Parking lot.

    Though, what has always amazed me about the PATH system is that the tubes built in 1907 require minimal maintenance and the system as a whole is incredibly reliable. Yet, the Amtrak/NJTransit tunnels built just two years later are complete pieces of sh1t. The original plan was for three tunnels which would have really provided huge flexibility, but alas, they reduced the project to two of which one will have to be closed for repairs soon reducing capacity by 60%! Hope everyone likes the ferries.

  68. The Original NJ ExPat says:

    Lib – I like this paragraph even better:

    “I’ve spent a lot of time in gun-country, God-fearing America. There are a hell of a lot of nice people out there, who are doing what everyone else in this world is trying to do: the best they can to get by, and take care of themselves and the people they love. When we deny them their basic humanity and legitimacy of their views, however different they may be than ours, when we mock them at every turn, and treat them with contempt, we do no one any good,” the chef said.

  69. Bagholder says:

    ‘That’s not what was said…the idea that Trump said neo-nazi’s are fine people is a hoax.’

    “REPORTER: The neo-Nazis started this thing. They showed up in Charlottesville.

    TRUMP: Excuse me, they didn’t put themselves down as neo-Nazis, and you had some very bad people in that group. But you also had people that were very fine people on both sides.”

  70. The Original NJ ExPat says:

    In 2009 we drove down for the Yankees victory parade, staying the night before at my MIL’s. We drove to Harrison and took the Path as I had a zillion times before. I hadn’t been there in a while, nothing was built yet, but all of Hartz Mountain and all the other buildings had been leveled. I also had not been to lower Manhattan since before 9/11. It felt so unbelievably awful to get off at the WTC stop and instead of seeing an underground mall realizing we were now at the bottom of a gigantic open-air pit. Cantor Fitzgerald used to be one of our clients and I used to go there all the time in the early and mid 90’s.

    My kids favorite part of the parade was eating at Tops Diner back in Harrison afterward.

  71. Zardov says:

    11:37 me? Yeah. For certain.

  72. The Original NJ ExPat says:

    There were videos from Charlottesville being pulled down from youtube by Google as fast as they could, showing armies of guys in black, wielding clubs and weapons following the protestors and initiating violence. I linked to one of those videos here, being hosted somewhere other than youtube. They were dressed like Antifa, but many of them weren’t even wearing masks.

    TRUMP: Excuse me, they didn’t put themselves down as neo-Nazis, and you had some very bad people in that group. But you also had people that were very fine people on both sides.”

  73. Zardov says:

    Trump is retarded. You elected him. So…

  74. Very Stable Genius says:

    @SteveSchmidtSES

    TRUMP disgraced the Presidency and the United States at the G-7 summit.
    From his slovenly appearance to his unpreparedness, ignorance and arrogance, he beclowned himself.
    The Republican majority is filled with cowards who are servile supplicants to the most unfit POTUS ever

  75. Very Stable Genius says:

    @StephenKing

    Dear Group of 7:

    I am sorry you had to put up with Blabbermouth Don. And embarrassed.

    Please don’t judge us too harshly. Remember that he lost the popular vote by 3 million.

    Most of us want nothing to do with that asshat.

  76. Fast Eddie says:

    Zardov,

    Wow, your comebacks really sting! (cough) I guess the onset of cranial atrophy leaves one with less than witty responses.

  77. joyce says:

    Are you using that quote to agree or disagree?

    Bagholder says:
    June 11, 2018 at 11:57 am
    ‘That’s not what was said…the idea that Trump said neo-nazi’s are fine people is a hoax.’

    “REPORTER: The neo-Nazis started this thing. They showed up in Charlottesville.

    TRUMP: Excuse me, they didn’t put themselves down as neo-Nazis, and you had some very bad people in that group. But you also had people that were very fine people on both sides.”

  78. leftwing says:

    On getting a good new car price…buy at month AND quarter end. Also:

    Know exactly what you want. Down to the last option. Build it out on line, the websites will MSRP price it. Don’t bite at the dealer on other offered options. They will try, muddies the waters, your analysis and therefor your negotiating ability.

    The dealer needs to know you are a serious buyer, not just shopping. Visit two weeks before month and quarter end to intro yourself and what you want. I actually tell the sales guy I will be far from his most profitable sale but I will be his easiest. Promise him it will take 15 minutes of his time total. Hand him the build sheet from the website. They need to know you are definitively buying.

    Winnow it down to two dealers. Play both sales guys the same card. Tell them you are talking to another dealer, never tell them who. They will ask repeatedly. Online websites usually give dealer inventory. Pick dealers with a lot…can indicate bad sales month (looking to deal) or at the very least they push a lot of volume (looking to deal). the small local guy in your backyard is probably the worst. You’ll know when you first walk in how hungry they are. If they aren’t, chat and move to the next.

    Respond to the salesman’s calls, be positive, build the relationship. Treat them with respect, be courteous. Always let them know you are definitely buying and will make a decision in days.

    A few days before month and quarter end hit both hard. Ridiculous rock bottom price. Websites can give you helpful math on how to build a purchase price bottom up with a small margin for dealer.

    Use discounts. I wait for what has become a regular $500 off from the manufacturer. That is one of those negotiate your best deal then take $500 off offers. Those are the best, it doesn’t hit the dealer’s P/L so they don’t care. Also, the right sales guy will try to help to make your offer work. As he’s working your price he’ll try to use other corporate discounts. Firefighter? Competing lease holder? I’ve had both asked. My response is always ‘do you need documentation’. Sales guy looks funny, asks why, I explain my BIL is a Captain the FDNY and I’m really close to him or I had a lease but got rid of it six months ago. They grimace, but they always check the box.

    Work the trade-in value. The first value offered or blue book is never the best they can do. Can pick up a couple extra thousand off the new price there.

    Lastly, try to get the right sales person. May be hard. Sometimes it is handed on a silver platter though. My last purchase I walked into the dealer and they had a board with blue/red car graphics behind the desk showing where every sales guy was relative to quota. Blue cars equaled sold, red cars showed remaining quota. LOL. Told me in two seconds the dealership hadn’t yet met month/quarter quotas and which sales guy to pick. Not the rock star over quota, he won’t care enough to work your deal he’s done. Not the guy with three sales, the dealership won’t care enough about him to cut you a deal, he’s going to be let go. Take the guy right in the middle, a few cars short of quota. He and the dealership will both work hard for that sale right before month/quarter end.

    Long post I know but at risk of sounding like Stu by doing the above I pay so little OOP for new it’s almost embarrassing. Since 2012 I’m on my third new car, regularly trading them in at about 40-60k of miles for a replacement. Despite it being a rapidly depreciating asset using the above my monthly cost of ownership makes it well worthwhile.

  79. joyce says:

    Thanks, Libtard.

  80. The Original NJ ExPat says:

    My wife and I only drive about 8,000 miles per year combined, and that’s been the same since about 2002 when we first moved to the actual city of Boston. I sometimes go months without getting on a highway, and when I do it’s usually for a travel soccer game or some other weekend activity. When headhunters call me up they get really confused when I just reject the majority of the jobs they have out of hand based on location. I tell them it’s real easy to figure out what I might be interested in. It has to either be in the city of Boston or within 8 miles of my front door.

  81. D-FENS says:

    This is just it…I read that quote as confirming my point…Bagholder likely reads it as confirming his point. There were non-racists who were not neo nazi’s there who just wanted to keep an old statue.

    Bagholder:
    -People who are horrible racists (neo-nazi’s/kkk) were present
    -people who like old statues were present (not neo-nazi’s)
    -People who don’t like old statues were present (not antifa)
    -People who are violent leftists were present (antifa)

    Ok?

    joyce says:
    June 11, 2018 at 12:40 pm
    Are you using that quote to agree or disagree?

  82. The Original NJ ExPat says:

    My last job was in Cambridge, but only 6 miles door-to-door. Bicycle was much faster than anything else, taking the “T” a little slower, and I just about never drove, because that was by fart the slowest. That job moved to outside of Boston, 8.6 miles away. Car was fastest, bike to a bus (put bike on bike bus rack) was a little slower, bike all the way there required a shower at work, so that really wasted the most time. I couldn’t take that job today because I live in a different part of Boston now and it would be 13 miles, almost all of it on 128, which is the worst highway ever. Route 128 is where commuter souls go to die. I’ll never drive it anytime during the week if I don’t have to. It can be bumper-to-bumper at noon for no reason.

  83. The Great Pumpkin says:

    Still waiting to hear your analysis on why housing will crash within the year.

    The Original NJ ExPat says:
    June 11, 2018 at 11:40 am
    Just imagine Pumps on a talk show, for example.

  84. The Original NJ ExPat says:

    I agree with this. I think there were also 4 or 5 older white women there who didn’t look violent and just wanted to condemn free speech, I think.

    This is just it…I read that quote as confirming my point…Bagholder likely reads it as confirming his point. There were non-racists who were not neo nazi’s there who just wanted to keep an old statue.

    Bagholder:
    -People who are horrible racists (neo-nazi’s/kkk) were present
    -people who like old statues were present (not neo-nazi’s)
    -People who don’t like old statues were present (not antifa)
    -People who are violent leftists were present (antifa)

    Ok?

  85. The Original NJ ExPat says:

    Pumps we both have exactly the same reason for our beliefs:

    Because it would be convenient and financially reward our present situation with the added side benefits of making us appear smart and omniscient.

    Still waiting to hear your analysis on why housing will crash within the year.

  86. Libturd questioning the gender of Hillary's Cankle fluid. says:

    I think Charlottesville marked the official end of the sore loser protests, thankfully. The TV/movie celebrity twit tweets will go on to no end of course. After all, it takes little talent to read a teleprompter or memorize lines. I have never really understood why so many people go gaga over celebrities’ every word. Really. Most all of them were hired based on their appearance anyway, which they had nothing to do with.

    By the way, Robert De Niro is a high school drop out.

  87. Provocateur says:

    This is how media get to exercise their bias:
    If a “conservative” group has any detestable people in it, the media will cover those people as representative of that group. Because the media come in with the belief that the entire group is detestable anyway.
    If a “liberal” group has any detestable people in it, they simply ignore that subset of people as an aberration, because they just know that liberal groups have their hearts in the right place.

    Imagine if white right wingers performed music filled with racial epithets, hostility toward other races, glorifying criminal activity including killing police, forcing women to perform s3xual acts for them. I’d expect the media to be in a constant state of frenzy reporting on how this musical hate speech was encouraging white people to think and act like this. Funny how I hardly hear a peep of concern about the non-white copy of this imagined scenario that exists in the music industry today. Instead I see celebrations of it.

  88. The Original NJ ExPat says:

    Hear that Pumps?

    By the way, Robert De Niro is a high school drop out.

  89. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Trick.

    Holmdel and Hoboken stand out badly. We know why Hoboken is effin cheap, but why Holmdel?

  90. Provocateur says:

    I only saw the first few minutes of the Tony awards by accident. Just before I switched channels I saw Las V3gas doing a long commercial to show what a great place LV is for gays to get married. The l3sbians in the ad were a bit hotter than their real-life counterparts will be, I suspect.

  91. Very Stable Genius says:

    “Use discounts. I wait for what has become a regular $500 off from the manufacturer. That is one of those negotiate your best deal then take $500 off offers.”

    work involved might be more expensive than the $500 off. you are lucky if your time is cheap and come ahead even after wasting hrs on this. but that ain’t the case for me

  92. The Original NJ ExPat says:

    It’s ironic how in the UK they don’t allow free speech, but they can show DeNiro unedited on a newspaper’s web site. (remove the period from f.uck in the URL below)

    https://www.theguardian.com/film/2018/jun/11/robert-de-niro-wins-ovation-f.uck-trump-speech-tony-awards

  93. Trick says:

    There tax’s seem to be pretty low for NJ, 600 to 700 house’s with 12 to 13 tax’s.

  94. Nomad says:

    Lib, selling your car, try Carvana. Input the info and it spits out a price. In NJ, they claim they will pick up the car. No idea how seller gets paid or if there are games played to determine final price.

    Sometimes cheaper to lease the car and buy it out at end of lease. leasehackr.com

    Current promotions, check out autobytel to see what incentives are available. Edmunds.com go to research and then car forums to get an idea what others pay and if there are undiscovered incentives.

    Lastly, don’t walk onto the dealers lot, do it by email (you must know the exact car you want, if you will lease or buy outright or finance – doing this lets you get down to brass tacks immediately). You can shop a far wider geography and if the price is good enough, flatbed it to your house for a couple hundred bucks. Once you are on dealer lot, they have advantage. Don’t be afraid to shop multiple states for best deal. What kind of car you want?

    Anyone think economy will start to slow in August and better auto deals will surface?

  95. joyce says:

    Proven by all the time spent on twitter and this blog.

    Very Stable Genius says:
    June 11, 2018 at 1:37 pm
    “Use discounts. I wait for what has become a regular $500 off from the manufacturer. That is one of those negotiate your best deal then take $500 off offers.”

    work involved might be more expensive than the $500 off. you are lucky if your time is cheap and come ahead even after wasting hrs on this. but that ain’t the case for me

  96. The Original NJ ExPat says:

    Holmdel – Empty Nesters. Less than 1 out of 5 residents is aged 5-17. Only 4% of the population are less than 5 years old.

    https://www.neighborhoodscout.com/nj/holmdel/demographics

  97. Libturd questioning the gender of Hillary's Cankle fluid. says:

    If you really want to save money on a NEW car. You must be flexible enough to take whatever extra inventory that is on a lot when a new model (especially exterior changes) is released. If there is inventory over a year old. You can take the dealer to the slaughter house. We did this without CX-9. New model came out in 2014 (late 2013). Found dealers who had a few 2012s left. There was no way they could sell those even close to fair price when they still had to unload the physically different 2013s. Got nearly a true 10K off that car and got free power seats to boot. The color was nice too (aqua marine green).

    The funny thing is, we were looking to buy the new extended Hyundai Santa Fe. They were overpriced due to limited inventory. Then tried to find some leftover Sorrentos, but none were to be had. So I asked the dealer what he had that was rotting away with three rows of seats. BAM!

  98. nwnj says:

    Did Hollywood give a standing ovation to any pedos last night like they’ve been known to?

  99. The Original NJ ExPat says:

    Nah, that Holmdel number is just wrong. $53 million budget, 16,000 residents. It has to be up in the 5% range.

  100. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Crazy. They have great schools too. Ask Chi! Beautiful parks. Great Schools. No train though. Maybe take that government rip off ferry from Atlantic Highlands that is somehow still running. It’s good to be in that uber-rich class. Only 23 minutes to the ferry from there!

    Want to see how corrupt our government in NJ is? Dig into that ferry (I meant high speed catamaran). Free parking too!

  101. Libturd questioning the gender of Hillary's Cankle fluid. says:

    $675 a month. Gator pays $340 a month to commute from Glen Ridge. This would be a shorter commute. It’s a little pricey, but the difference in commuting costs are made up by the cheaper property taxes. The secret’s out everyone. Holmdel NJ!

  102. Libturd questioning the gender of Hillary's Cankle fluid. says:

    You had to go and ruin my fantasy!!!

  103. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Then again…you might step in superintendent feces?

  104. The Original NJ ExPat says:

    The brother of a guy I know used to take it every day. He died in the towers. This was his wife:

    https://www.amazon.com/Wake-Up-Call-Political-Education-Widow-ebook/dp/B000UMZMR4

    Want to see how corrupt our government in NJ is? Dig into that ferry (I meant high speed catamaran). Free parking too!

  105. Very Stable Genius says:

    @SenSchumer
    .@realDonaldTrump, let me take a second to update my numbers.
    Special Counsel Mueller’s investigation has now either
    indicted or secured guilty pleas from 20 people and three companies.
    Five of these people,
    including three former Trump aides,
    have already pleaded guilty.

    .
    @SenSchumer
    Special Counsel Mueller’s investigation has either indicted or secured guilty pleas from 19 people and three companies. Five of these people, including three former Trump aides, have already pleaded guilty.

  106. Libturd questioning the gender of Hillary's Cankle fluid. says:
  107. Libturd questioning the gender of Hillary's Cankle fluid. says:

    “The Times reported that New Jersey’s Department of Transportation has been paying $7,200 a day to Seastreak to run a ferry from Atlantic Highlands to Jersey City and Hoboken. The service carries about 77 round-trip passengers a day, which translates to a daily subsidy of nearly $95 a person.”

    Yeah…this is the Highlands to Hoboken Ferry. I’m sure the Wall Street Ferry ain’t much different.

  108. leftwing says:

    “work involved might be more expensive than the $500 off. you are lucky if your time is cheap and come ahead even after wasting hrs on this. but that ain’t the case for me”

    Comes in the mail. Once about every 6 months.

  109. 3b says:

    My town is up there on the high end!! Proudly of course!!!

  110. grim says:

    @SenSchumer
    Special Counsel Mueller’s investigation has either indicted or secured guilty pleas from 19 people and three companies. Five of these people, including three former Trump aides, have already pleaded guilty.

    Except none implicate Trump in anything, most the the dirt they found is not directly related, and the actual actors in Russia who were indicted, will never see trial in the US.

  111. chicagofinance says:

    My mom was visiting and we were having breakfast in Red Bank. Her quote “I knew this was a Republican area, but the DirecTV at the hotel kept having the reception for MSNBC go out. It the only channel affected.” I immediately started drink coffee so I wouldn’t saw anything.

    The Original NJ ExPat says:
    June 11, 2018 at 9:43 am
    I can’t wait to see all of the crying and sobs again election night on CNN and MSNBC.

  112. chicagofinance says:

    It was

  113. chicagofinance says:

    Jocko Otto?

    Libturd questioning the gender of Hillary’s Cankle fluid. says:
    June 11, 2018 at 9:42 am
    No homo Otto.

  114. chicagofinance says:

    On this blog, should Ottoman change his/her handle to Otteauman?

  115. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Very good. Or Otteaumann, heavens forbid someone confuses him with a zionist.

  116. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Dōmo arigatō, it’s Jocko Otto.

  117. Libturd questioning the gender of Hillary's Cankle fluid. says:

    You all have to admit, I made you smile right there!

  118. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Even you Joyce.

  119. Don’s Johnson says:

    This is lovely: Check out this home at Realtor.com
    $239,900
    3beds · 2baths
    2526 Hillview Ave, Oakwood
    https://www.realtor.com/realestateandhomes-detail/2526-Hillview-Ave_Oakwood_OH_45419_M35358-26847?cid=other_shares_core_ldp

  120. Libturd questioning the gender of Hillary's Cankle fluid. says:

    That house is extremely well maintained. Also, there is nothing better than a cement driveway. Will last forever. With that said. Ohio is cheap cheap. I have a sister who lives in Dayton. It’s a pretty cool town and Cincy is a little over an hour away. Also, very cheap flights from their airport.

  121. 3b says:

    Lib but it’s not Bergen Co or north Jersey!! So there!!

  122. Libturd questioning the gender of Hillary's Cankle fluid. says:

    Our restaurants are better here. They have much less traffic. It’s a decent trade-off.

  123. The Original NJ ExPat says:

    Almost 30 years ago I tried to get a job in Ohio. Auto racing is so damned expensive so I thought that if I could get a job as a tire engineer with Goodyear or Goodrich that included track testing as a big part of the job…that would be a job I wouldn’t mind showing up for. Goodrich was already sponsoring me, giving me free tires and I tried to leverage that, but no dice.

  124. The Great Pumpkin says:

    Wow, you get it!

    3b says:
    June 11, 2018 at 5:16 pm
    Lib but it’s not Bergen Co or north Jersey!! So there!!

  125. The Great Pumpkin says:

    Don’t confuse my calls with your bs.

    The Original NJ ExPat says:
    June 11, 2018 at 1:23 pm
    Pumps we both have exactly the same reason for our beliefs:

    Because it would be convenient and financially reward our present situation with the added side benefits of making us appear smart and omniscient.

    Still waiting to hear your analysis on why housing will crash within the year.

  126. 3b says:

    Sarcasm pump. I assume your reply was as well.

  127. Don’s Johnson says:

    In an alternate Universe:

    Do you know that many of us who go to Hollywood seeking a chance have to submit to anal sex and all kind of debauchery and they give you a little part? It’s called the casting couch. See that’s Jewish power. #Farrakhan

  128. The Original NJ ExPat says:

    Poor grumpy pumpy.
    He’s got an interstate running’ through his front yard
    You know, he thinks, he’s got it so good

  129. The Original NJ ExPat says:

    There’s a white man with a white cat
    Living in a white neighborhood
    He’s got an interstate running’ through his front yard
    You know, he thinks, he’s got it so good
    And there’s a woman in the kitchen cleaning’ up evening slop
    And he looks at her and says:
    “Hey darling, I can remember when you were a hot Polack”

    Oh but ain’t that America, for you and me
    Ain’t that America, we’re something to see baby
    Ain’t that America, home of the free, yeah
    Wage Inflation for you and me, oh for you and me

    Well there’s a mailman in a T-shirt
    Listenin’ to a Polka station
    He’s got a greasy hair, greasy smile
    He says: “Lord, the post office is my destination”
    ‘Cause they told me, when I was younger
    Sayin’ “Boy, you’re gonna be dumb as f.uck”
    But my Nana took pity on me, gave me a house
    That was a stroke of luck!

    Oh but ain’t that America, for you and me
    Ain’t that America, we’re something to see baby
    Ain’t that America, home of the free, yeah
    Wage Inflation, for you and me, oh baby for you and me

    Well there’s people and more people
    What do they know, know, know
    Got houses in Bergen County
    And vacation down at the Gulf of Mexico
    Ooo yeah

    And there’s losers, and bigger losers
    But that won’t be me
    ‘Cause the simple man baby pays the thrills,
    And the Wayne Tax bills that kill

    Oh but ain’t that America, for you and me
    Ain’t that America, we’re something to see baby
    Ain’t that America, home of the free, yeah
    Wage Inflation for you and me, ooo, ooo yeah

    Ain’t that America, for you and me
    Ain’t that America, hey we’re something to see baby
    Ain’t that America, my sewer repair wasn’t free,
    Yeah yeah yeah yeah yeah yeah yeah
    Wage Inflation babe for you and me, ooo yeah ooo yeah

  130. jcer says:

    expat, as much as I like to throw stones at pumps. I’d rather live on the GSP or the LIE than live anywhere near dayton ohio. There is a reason it’s so cheap…. Even in the better Detroit suburbs housing is more expensive. NJ and NY are expensive but that isn’t even the biggest thing it’s the usurious property taxes that almost have no equal. Ohio is pretty flat, no ocean, no lakes(no lake erie doesn’t count), it is as polluted as NJ, has some serious urban ghettos and way too many dreadful housing tracts. I’m sorry Detroit looks good in comparison.

  131. The Original NJ ExPat says:

    But the people in Ohio are so friendly. If you move in next door your neighbors will come right up to you with nice ice-breaker questions like, “So…where do you go to church?”

    That’s a fact, btw. I was only interested because I will make a bargain with the devil if somebody actually pays me to flog a car on a racetrack regularly.

  132. The Original NJ ExPat says:

    There is a tried and true way to make a small fortune in auto racing, though…start with a large fortune.

  133. Don’s Johnson says:

    My bros. In Law is an ex-racer. His buddy Jeff Gordon did well.

  134. grim says:

    Damn did Dennis Rodman throw Obama under a bus.

  135. grim says:

    On CNN of all places

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