You don’t make enough money

From the Joint Center for Housing Studies:

HOME PRICES SURGE TO FIVE TIMES MEDIAN INCOME, NEARING HISTORIC HIGHS

Last year single-family home prices continued to climb steadily back to record-high multiples of household income. In our most recent State of the Nation’s Housing report, we document trends in the national price-to-income ratio and how this measure of homebuyer affordability varies across markets. An interactive map released with the report depicts how price-to-income ratios ticked up last year in markets across the country (Figure 1).

After declining the year prior, the national median single-family home price grew to five times the median household income in 2024, nearly matching previous record highs (Figure 2). Last year’s national home price-to-income ratio remains elevated compared to the 4.1 seen in 2019 following months of record-breaking price growth during the pandemic and dwarfs the far more affordable 3.2 measured throughout the 1990s. As a result, homeownership remains out of reach for many prospective buyers, especially those with moderate or lower incomes.

Prices continued to outpace incomes in many large markets across the country last year. Indeed, home price-to-income ratios rose in over three-quarters of the nation’s 100 largest metros (77 markets). As a result, home prices reached their highest levels relative to incomes in 35 markets.

As price-to-income ratios continued to climb, 39 markets had ratios above 5.0 last year, up from just 15 markets in 2019. And in seven higher-cost markets home prices were at least eight times the median income, the most since 2006. Home prices were highest relative to incomes in Western markets with persistent, severe affordability challenges. For example, the gap was highest in San Jose with prices more than twelve times the median household income (a record high across large markets), followed by Los Angeles (10.8 times), San Francisco (10.5), and Honolulu (10.3). Price-to-income ratios were also high in expensive East Coast markets such as Miami (8.0) and supply-constrained Northeast markets like New York (7.3) and Boston (6.6).

Meanwhile, a record low number of markets had relatively low home price-to-income ratios last year. Indeed, in just one-quarter of large markets home prices were less than four times the median income, a substantial decline from 59 markets in 2019. And only three markets had price-to-income ratios below 3.0 last year: traditionally more affordable places like Toledo (2.8), Akron (2.9), and McAllen (2.9). These affordable homebuying markets have dwindled significantly; in 2019 there were still 20 large markets where prices were less than three times the area median income.

The all-time-high home price-to-income ratios seen last year were mainly driven by rapid home price growth during the pandemic. Nationally, median single-family home prices rose by nearly one-half (48 percent) between 2019 and 2024, at more than twice the rate of median income, which rose by 22 percent. Similarly, in large markets across the country home prices grew by anywhere from 24 to 79 percent since 2019, while incomes only increased by 8 to 36 percent. Additionally, differences in home prices drove differences in price-to-income ratios across markets. Indeed, median single-family home prices ranged from $163,000 in McAllen to 12 times that in San Jose at over $1.9 million. Meanwhile, in the same markets, median income in San Jose was only three times that of McAllen.

This entry was posted in Demographics, Economics, Employment, Housing Bubble, National Real Estate. Bookmark the permalink.

79 Responses to You don’t make enough money

  1. Chad Powers says:

    1

  2. Chad Powers says:

    Gold is over $4,000. What goes up must come down. I‘m not buying any right now but I do have a small amount of scrap gold I‘ll be unloading.

  3. grim says:

    Yeah was thinking about dumping a few ducats too.

  4. Chad Powers says:

    I have a few German gold coins that have been verified as being counterfeit. Seems to be a big problem over here. The gold content and weight are correct but these are fakes. I‘ll unload these for the melt value.

  5. Fast Eddie says:

    Silver is decoupling as well. All speculation but, smoke ’em if ya got ’em.

    As for today’s housing post, no surprise. Construction of pods are going up everywhere! What in G0d’s name are they stuffing into the Paramus Park Mall parking lot? Other than a one-off here or there, single family houses are no longer being built in NJ.

  6. Fast Eddie says:

    Interesting. This house is mere feet from the Wyckoff border. I’m curious to know the difference in price if the address was Wyckoff and not Hawthorne:

    https://www.trulia.com/home/184-emeline-dr-hawthorne-nj-07506-39740663

    What’s also interesting is that in certain towns, a block or two removed can have drastic price differences. Such as, Hartung Road and Carlton Street in Wyckoff. Perception is important in unicorn territory.

  7. Fast Eddie says:

    The prestigious Hartung section! ;) This went from $1.5 mil to $1.4 in two weeks. They’re trolling with different bait and impatient on a catch:

    https://www.trulia.com/home/529-covington-pl-wyckoff-nj-07481-38062814

  8. grim says:

    +300k easy

  9. Juice Box says:

    Paramus Park mall?

    Nothing but the best….260 one and two br luxury apartments…

    Daily Fireworks shows, Apéritifs on the roof lounges….

    I even like the part about lightning the fire pit….I guess on the roof?

    “Vermella” which means some kind of cow…..

    https://vermellanj.com/

  10. Fast Eddie says:

    Plus 300k, because of the unicorns, of course.

  11. Juice Box says:

    Sell Gold? Why? Did we stop printing money?

    My paper gold is up 50% this year… Physical I purchased just after 9/11 I keep in my pot of gold for when the sky is falling..

  12. White Trash Eddie says:

    Juice,

    That video is priceless! Many things wrong though; not enough people of color, too many ‘hook-up’ innuendos and swingers (I mean, at least be subtle about it), no boomers allowed which translates into age discrimination and it’s obvious that fat, ugly people are not welcome. Which may be a good thing because the young hotties will be able to run faster from the fire due to the rooftop vegan roast.

  13. Juice Box says:

    Ed- Paramus has less appeal as it isn’t a train town..unlike Hackensack…

    The Forte, at 95 Anderson St is right next to the station…..

    https://forte95.com/

  14. 3b says:

    Fast: I posted the Parsmys Park one over a year ago. They are taking a chunk of the Macys parking lot to build that thing. I believe it is going to be 300 apartments. Then there are the 600 apartments going in the Bergen Town Mall off of Rt. 4. A big chunk of them are being built on the REI Outdoors property. There are others in Paramus as well in multiple locations. All told it’s over 3000 apartments either already completed or being built now. It ain’t no suburb no more.

  15. 3b says:

    Juice: There is also the Jefferson in Hackensack, built on the old Bergen Co DPW site. It’s about 300 apartments or so. It’s near the New Bridge Landing Station ( formerly No Hackensack station), on the Pascack Valley line. The address for The a Jefferson is One Kinderkamack, no road , just Kinderkamack. That adds prestige .

  16. grim says:

    Expect the over-the-top naming and branding to increase now that AI can whip up a dozen new upscale concepts in a mouse click. If you thought Suzanne’s shithole property descriptions were over the top, you ain’t seen nothin yet.

  17. Juice Box says:

    3b – Senic view of the cemetery and you get the roar of the traffic from Rt 4 along with the toot every hour from NJ Transit…What’s not to love about living in a industrial zone?

  18. grim says:

    THE BERGEN – Ultra-Luxury Residences for the Hopelessly Extra

    Tagline:
    “Because Paramus is for shopping. You? You live above it all.”

    🏙️ Overview

    Welcome to The Bergen, the most audaciously over-the-top apartment experience north of the Lincoln Tunnel. Rising 42 stories over the glittering skyline of Route 17, this is not just a residence — it’s a lifestyle statement whispered in Dom Pérignon and wrapped in imported Italian marble.

    Every detail screams curated exclusivity: valet service trained by former Cipriani staff, elevators that greet you by name, and an app that books your personal dry-cleaning drone. This is where luxury and North Jersey attitude collide in glorious harmony.

    💎 Signature Amenities

    SkyDeck Infinity Lounge

    A rooftop that defies the New York skyline envy — featuring a heated champagne pool, cold-plunge caviar bar, and live-in mixologist whose sole purpose is to perfect your Old Fashioned until you feel emotionally complete.

    (Rumor has it you can see the Macy’s fireworks from here… and hear the faint sobs of those stuck in George Washington Bridge traffic.)

    The Paramus Peace Pavilion™

    For when you need a break from your Neiman Marcus haul — step into our climate-controlled meditation garden scented with “Bergen Mist,” our exclusive fragrance line (notes of cedar, ambition, and distant mall parking lots).

    Concierge à la Carte

    Need a Tesla charged, a latte temperature-matched to your aura, or a weekend escape helicopter to Alpine? Done. Our concierges were trained by ex-Hermès personal shoppers and local moms who know every back road to avoid Route 4 congestion.

    The Closter Club

    Private residents-only speakeasy hidden behind a fake pilates studio. Access via a retinal scan and your AmEx Black Card.

    🛋️ The Residences
    • The Ridgewood Suite – 2BR, 2.5BA, featuring a wine wall, voice-activated aromatherapy, and shower with its own playlist.
    • The Tenafly Terrace Penthouse – Wraparound views of Manhattan and the Meadowlands, marble imported from “that one quarry Elon tried to buy.”
    • The Wyckoff Sky Villa – Includes a two-story closet, artificial-intelligence lighting that compliments your skin tone, and an optional butler named Carlo who only speaks in affirmations.

    🚗 Transportation

    Forget the GWB — our residents enjoy:
    • Complimentary heli-commute service to Midtown (weather permitting)
    • Valet parking with climate-controlled garage aromatherapy
    • Fort Lee express tunnel (coming 2028, pending state approval, bribes optional)

    🐩 The Bergen Pet Spa

    Where your Pomeranian’s facial is booked before your own. Featuring collagen paw wraps, silent treadmills, and a “Pawsh” boutique curated by someone who used to style Oprah’s dogs.

    💬 Resident Testimonials

    “It’s the only place in Bergen County where my espresso machine has a dedicated barista.”
    — Victoria G., Ridgewood socialite & amateur equestrian influencer

    “My Range Rover feels underdressed here.”
    — Ethan P., Fort Lee entrepreneur / crypto survivor

    🌃 Marketing Slogan

    “The Bergen: Because if you’re paying $9,500 for a one-bedroom, it should come with bragging rights and a backup generator.”

  19. Juice Box says:

    grim – It’s been 10 years since SoDoSoPa

    It still holds up.

    https://www.youtube.com/watch?v=eoUtoqeEw8U

  20. Fast Eddie says:

    Grim,

    Awesome! Great work! ;)

  21. VSG says:

    Map shows that there’s very high demand in progressive, liberal cities.

    Nobody wants to live in confederate states. Nobody in here is moving to maga territories of Oklahoma, Mississippi, Tennessee, etc

  22. VSG says:

    Hypocrisy is a main rightwinger characteristic. Do as I say, not as I do

  23. Boomer Remover says:

    It never ceases to amaze me that people in the U.S. accepts living in dumps built by day laborers when a modern house in the rest of the western world looks like this:

    https://www.otodom.pl/pl/oferta/nowoczesny-dom-z-antresola-ID4paPg

    this is just a rando house, one of many, nothing spectacular.

  24. VSG says:

    Fairfield county CT. Multimillion houses all identical wood square rooms.

    Builder designed for speed. Nobody hires an architect?

    Boomer Remover says:
    October 9, 2025 at 8:46 am
    It never ceases to amaze me that people in the U.S. accepts living in dumps built by day laborers when a modern house in the rest of the western world looks like this:

  25. White Trash Eddie says:

    VAG,

    As long as we’re keeping score, here’s the latest stats:

    – Greatest comeback in political history
    – Eight conflicts world-wide resolved
    – Iran obliterated
    – Crime being eradicated in our cities
    – Israel/Hamas peace deal part one signed this morning
    – Energy independence
    – Military revamped
    – 401K skyrocketing/net worth of Americans higher than ever.

    Meanwhile, we have Alexandria in a pink hoody telling us that she dislikes icky boys and the democrats are spending $10 million dollars on ‘how to become men’ lessons.

  26. 3b says:

    Grim: That was great!! Thanks for posting that.

  27. 3b says:

    Juice: You can watch the sun set over Rt 4 on your balcony!

  28. No One says:

    Libturd,
    You mentioned yesterday “A Normal Family” the South Korean movie. One thing I’ve noticed about nearly all movies or series coming from Korea is pervasive themes of Marxist class struggle. Parasite was to me blatantly, comically Marxist. So was the first season I watched of Squid Game. Reviews of A Normal Family suggests more of the same. Korea in 50 years moved from war torn and poor to first-world incomes, yet somehow their intellectuals and artists are still obsessed with the Marxism that would leave them happily in North Korea’s situation. Like many artists and intellectuals worldwide.

  29. No One says:

    Dang, I can’t believe Juice beat me to posting South Park’s SoDoSoPa!
    With views of historic Kenny’s house.

  30. VSG says:

    Doesn’t get more Marxist communism than taxpayer bailouts to Argentina, billions in handouts to farmers, Universal Healthcare for 65 yr

    Redistribution maxi. But can’t go against FoxNews narrative

  31. VSG says:

    What about government intervention into Intel and Trilogy Metals in Alaska. Is that shown in Korean movies?

  32. No One says:

    VSG, great, glad you agree the government should stop doing all that and all the other things, so we can agree to take down the federal government’s spending as a % of GDP down to about 5%, still twice that of 1790 through 1920 levels. Cancel presidential and federal agencies’ control over people’s freedom, no more fascism or communism in the USA.

  33. Dark Phoenix says:

    It’s already been posted 20x.
    It’ll be okay.

    No One says:
    October 9, 2025 at 9:08 am
    Dang, I can’t believe Juice beat me to posting South Park’s SoDoSoPa!
    With views of historic Kenny’s house.

  34. Juice Box says:

    Taxpayer bailouts to Argentina?

    Dude we aren’t bailing out Argentina.. The IMF gave a $20 billion loan and we gave them a swap line of about the same. These are loans not a bailout. It’s par for the course around the world.

    Argentina has a long history of debt defaults and restructuring, these loans are simply keeping them from collapsing entirely for a little longer. Fiscal discipline has been short-lived in Argentina..who population is slightly larger than California, however their GDP per person is like 13k… even Mexico has a higher GDP…it’s a poor country and will never pay off it’s debts. It tried to default and when Obama was President, our Supreme Court ruled they could not default and assests have been and will be siezed…Lol…they are doomed for another generation no matter who is President.

  35. Juice Box says:

    What about government intervention anyway?

    When Fannie and Freddie got massively bailed out? Bush II and then Obama extended like 1/2 trillion to them…190 Billion direct injection and massive amounts of bond buying..

    Here we are again and the are loaded up with 6.4 trillion in loans that will require another bailout as the GSE are massively undercapitalized for the next downturn…

  36. Dark Phoenix says:

    Looks like the wealthy are feeling the stress as well:

    A family-of-four have been found dead inside their $2 million home in a quiet San Francisco neighborhood.

    Mary Taylor, who has lived in the neighborhood for 60 years, said she had never seen something like this.

    ‘Amazon package theft, that’s our big crime, or the resident coyote. We keep up with our immediate neighbors – pretty much everybody else is just hand-wave “hello”,’ she said.

  37. Dark Phoenix says:

    Giant payday loan.

    Dude we aren’t bailing out Argentina.. The IMF gave a $20 billion loan and we gave them a swap line of about the same. These are loans not a bailout.

  38. Juice Box says:

    Speaking of Fannie and Freddie.. Everyone must kiss the Ring….

    Big Banks Woo Trump for Roles on Blockbuster IPO
    Planned Fannie Mae and Freddie Mac offering prompts one of the strangest ‘bake-offs’ ever.

    Goldman Sachs Chief David Solomon was at the White House this summer pitching President Trump on why his bank should lead a huge coming deal: the initial public offering of mortgage giants Fannie Mae and Freddie Mac.

    Midway through the presentation, Trump invited in a group of athletes from his council on sports and fitness. Solomon continued speaking as former professional wrestler Paul “Triple H” Levesque and golfer Bryson DeChambeau looked on.

    It was a surreal meeting befitting what is perhaps the strangest IPO “bake-off” ever.

    All of the major banks have been working to land roles on what could be one of the largest stock offerings in history. In doing so, the banks are wrestling with a host of novel issues, thanks to the unpredictability of Trump and the complicated nature of taking government-backed entities public. The winners stand to earn not only hefty fees but bragging rights for having worked on a deal that could reap the government billions of dollars.

    “Everyone wants to be on this,” one top bank executive said.

  39. Juice Box says:

    Gold wars are just heating up.

    Countries are repatriating their gold held by the Federal Reserve. Are they now going to transfer it to China?

    https://www.morningstar.com/news/marketwatch/20250923228/how-china-could-claim-a-much-bigger-slice-of-the-worlds-gold-trading-business

  40. Dark Phoenix says:

    The Chinese are planning a solar power station in orbit. Our president thinks coal and oil are the future. That’s where we stand now.

    Last year, China installed nearly 300,000 robots in its factories, more than the rest of the world combined, according to a September report by the International Federation of Robotics. More thanhalf were made domestically. The United States installed only 34,000 robots, with most of these imported from Japan and Europe.

  41. Dark Phoenix says:

    The rest of the world is tired of the “SWIFT” banking system used by the cabal to control them.

    Juice Box says:
    October 9, 2025 at 10:35 am
    Gold wars are just heating up.

    Countries are repatriating their gold held by the Federal Reserve. Are they now going to transfer it to China?

  42. Libturd says:

    – Greatest comeback in political history – Big Whoop – The Dems served it to him on silver platter

    – Eight conflicts world-wide resolved – Which ones? Last I looked, the only two that matter (Ukraine/Gaza) are still blazing strongly

    – Iran obliterated – That was Israel’s doing and they will continue to do this regardless of who is in the White House. Heck, they do it more often than the New York Yankees get out of the divisional series.

    – Crime being eradicated in our cities – That was happening long before der Fuhrer got into office. The National Guard deployment (often unarmed) is all for show.

    – Israel/Hamas peace deal part one signed this morning – I’ll believe it when the bombs stop falling. As long as Hamas still exists, Trump did not stop anything.

    – Energy independence – That ocurred in 2019 and was never stronger than in 2024 when the senile one was in power.

    – Military revamped – By that you mean, no mustaches and Generals must go on Ozempic?

    – 401K skyrocketing/net worth of Americans higher than ever – As is nearly always the case, but doubly so under Trump’s destruction of the dollar and resulting inflationary tariffs.

    Keep staring at that tire fire and seeing it as a thing of beauty. This is what Trump is actually good at.

  43. Libturd says:

    And Gary, you might want to look at your 401K today.

  44. Dark Phoenix says:

    Guess you could use Pegasus to listen in as well, if you get the coupon code.

    With the government closed and official data collection on hold, economists on Wall Street and beyond are scrambling to find new sources of information — or any clues, really — on what might be happening in the economy.

    They’re looking at paychecks, credit card expenditures, restaurant reservations, Broadway show bookings, and even Statue of Liberty visitor numbers. With so much of the economy in flux, anything might help, said Torsten Slok, chief economist at Apollo Global Management.

    “We’re suddenly opening up new spreadsheets, looking at data we don’t usually turn to,” Slok said. “Some of these indicators are really on the fringe, so we’re having to do different translations: What does this data mean? What might it tell us about the economy?”

  45. Libturd says:

    It’s a little too early to call, but there’s potential for a windy flooding Nor’easter late this weekend.

  46. Libturd says:

    Darky,

    I just hope they don’t go looking at the help wanted listings. Remember when there was a sign in nearly every window about two years ago? Where’d they all go? Maybe we should ask Gary to conjure this phenomena up as a Trump accomplishment.

  47. BRT says:

    I sold all my paper gold, PHYS and paper silver, PSLV. Great spot to take profits. Still holding physical and probably will until I grow old. I’m keeping my palladium and platinum positions.

  48. Juice Box says:

    Help wanted listings and Where’d they all go?..They had to get back to work the Covid paychecks stopped…

  49. Juice Box says:

    Bloomberg must read this blog.

    “America Is Minting Lots of Cash-Strapped Millionaires
    Millionaire households are on the rise, but much of their wealth is in hard-to-reach assets.”

    “At the height of the Gilded Age, there were 4,047 millionaires in the US, according to an 18-month investigation by the long-gone New-York Tribune, which listed each by name in a special edition published in 1892.

    Today the number of millionaire households is more than 24 million, or almost one in five US households, according to a Bloomberg analysis of government survey data through 2023. Fully a third of those modern millionaires have been minted since 2017, as home values and the stock market surged.”

    “Instead, more and more of millionaires’ wealth is locked up in assets that can’t be accessed quickly or easily, like home equity or, increasingly, age-restricted retirement assets like 401(k) and IRA accounts. Add in the effects of inflation and higher interest rates, and financial advisers say $1 million no longer assures a secure retirement, much less a golden ticket to the plutocracy. “The word ‘millionaire’ once implied automatic affluence,” says Ashton Lawrence, an adviser at Mariner Wealth Advisors in Greenville, South Carolina. “The goalposts have shifted. It’s still a meaningful milestone, but for most people it’s no longer enough.” The $1 million threshold used in the analysis takes into account debt and other liabilities. Despite this relative affluence, today’s millionaires rarely have anywhere near $1 million to spend however they want. For the barely-millionaires, households with a net worth between $1 million and $2 million, the vast majority of that wealth is illiquid. They typically had 66% of their wealth tied up in a primary home and retirement accounts in 2023, an increase of eight percentage points since 2017. To spend freely, millionaires typically need to be a lot richer. Households with $5 million or more had about 24% in easier-to-access bank or brokerage accounts in 2023, compared to 17% for those closer to the $1 million mark. “

  50. No One says:

    The movie “How to Marry a Millionaire” with Marilyn Monroe came out in 1953. One million then would be twelve million today after adjusting for inflation. Which is just about the break point for heading from the FIRE forum to the FatFIRE forum on reddit. FIRE =”Financial Independence, Retire Early”

  51. Ex says:

    Is Pam Bondi still tight????

  52. Ex says:

    2…or 3 fingers???

  53. No One says:

    Ex,
    She’s 59, divorced once, but no children. Maybe ask John Wakefield instead of us.
    Trump said of her current beau:
    “I just want to introduce her very, very handsome husband. I hate being around him. He looks too good,” the president said. “He’s been a tremendous factor with Pam and just a beautiful relationship.”

    Although Trump referred to Wakefield as Bondi’s husband, neither member of the couple have confirmed if they are married.

    It’s not clear from his statement whether Trump finds it difficult keeping his hands off Bondi or Wakefield.

  54. 3b says:

    Juice: Well, if the millionaires cant do it, then there is no hope for the vast majority who are not. As for hard to access 401k accounts, at least one can go all cash at this point and lock in their gains, away from the inflation matter. The house equity is another matter, only way to access it without paying it back is to sell it.

  55. 3b says:

    Lib: Trump is delusional as far as the conflicts he has claimed to stop, but you have to at least acknowledge the Gaza situation has dramatically improved from where it was, to your point whether it lasts or not and moves to the next stage is another story. Biden was not able to accomplish anything, and certainly Harris was not going to be able to accomplish anything in relation to Gaza. Just saying.

  56. Libturd says:

    Agreed mostly. But what’s left of Hamas has also majorly dwindled. At this point, I think Bibby keeps on fighting because it’s a good look for him to Israelis and as long as the hostages are not released and what’s left of Hamas does not surrender, why not? They are essentially giving him the green light. Think of the end of WWII in Japan. If Hirohito did not surrender after Nagasaki was detonated, the United States would have kept dropping bombs (as they manufactured them as they were currently out) until the surrender. Why should Gaza be any different. Sure it sucks to be Gazan or Japanese when your leadership behaves like nincompoops, but elections have consequences, as we all well now know.

  57. Juice Box says:

    Freezing weather tonight…..I feel cold already just thinking about it…

  58. Dark Phoenix says:

    Now that’s gotta sting.

    Jury awards $5 million to Delbarton School sexual abuse survivor in historic verdict

  59. No One says:

    The title of Head Master at Delbarton takes on a new meaning.

  60. No One says:

    I didn’t spend much time around church people when I was a boy, fortunately.
    South Park reference:
    https://www.youtube.com/watch?v=0ikk0E1Rmjo

    But there was this one time when a Franciscan Monk probably in his late twenties decided he wanted to join a bunch of us middle school boys at the public library basement where we had our Dungeons & Dragons club on Saturday afternoons. Hippieish and wierd he was. We had to let him play the first time but then we kind of temporarily all didn’t show up for a couple of weeks to throw him off our scent.

  61. Corruption before and after says:

    UPDATE: Hedge fund billionaire pressed Treasury Secretary for Argentina bailout, Argentine media reports
    https://popular.info/p/update-hedge-fund-billionaire-pressed

  62. chicagofinance says:

    Circumcision ‘highly likely’ linked to autism, RFK Jr. claims

  63. chicagofinance says:

    2 fingers….

    No One says:
    October 9, 2025 at 1:45 pm
    Ex, She’s 59, divorced once, but no children.

  64. Hughesrep says:

    Shocker

  65. 3b says:

    Delta stock price surges, as travel demand increases, and people are paying up for more expensive seats. On the other hand Home Depot and Lowe s say that big home improvement projects like kitchens and bathrooms by both professionals and do it yourself ers are being postponed. So, are we going into a recession or not? Just asking.

  66. SmallGovConservative says:

    Impossible to overstate just how pathetic the TDS sufferers are: DJT potentially on the brink of Middle East peace while SlowJoe and Carmella thought it more important to invite topless trannies to the White House — and loons like Lib want more Joe and Carmella. You dingbats should really just take up knitting and call it a day.

  67. SmallGovConservative says:

    By the way, have you seen the newest Dem superstar, Katie ‘Potato’ Porter — potentially the next gov of California? The entire party has gone insane!

  68. White Trash Eddie says:

    Karen ‘Potato’ Porter is more accurate. But generally speaking, democrats look more and more like methamphetamine abusers. They increasingly become distorted and ugly the longer they resist American values. Along with the TDS affliction, they’re in a lot of pain. Sympathetic? Why bother, they insist on abusing themselves so let them wallow in their misery.

  69. Chad Powers says:

    Tish James indicted. She has made a lot of political enemies on both sides of the aisle. No one is shedding tears for this woman. Hopefully she gets 30 years and is rehabilitated when she gets out.

  70. Ex says:

    One day we’ll bury the slave owner mentality. The trail of tears, the holocaust etc etc
    Until then let’s see what the next 6 months’ll see. As the pendulum shifts, and it always does…the outcomes can be very painful for those who waged war upon their own fellow citizens. Pardoning Jan 6’ers and somehow painting them as martyrs is unconstitutional and unconscionable.

    At Senator Hubert Humphrey’s funeral in 1978, President Jimmy Carter quoted Mahatma Gandhi’s list of the “seven deadly sins”. The sins, which focus on moral and ethical failings, are:
    Wealth without work: Receiving money without earning it.
    Pleasure without conscience: Seeking gratification without a sense of right and wrong.
    Knowledge without character: Possessing information without the moral strength to use it wisely.
    Commerce without morality: Engaging in business without ethical standards.
    Science without humanity: Pursuing scientific knowledge without regard for human well-being.
    Worship without sacrifice: Performing religious acts without true devotion or giving.
    Politics without principle: Engaging in politics without a strong ethical foundation.

  71. Juice Box says:

    Ouch – Lying to the bank is punishable up to 30 years in jail for New York Attorney General Letitia James.

    Again, Attorney Abbe Lowell is representing her? He is representing 1/2 of the political class these days.

    Who is paying for this? Who is paying for all of these high priced lawyers?

  72. Ex says:

    7:00 ur mom

  73. SmallGovConservative says:

    Tish James is a cow, although aren’t just about all Dem women — even AOC who was clearly a college hottie, is becoming a blimp. I assume Tish’s attorney will seek to have the case dismissed on grounds that she can’t be properly fed in prison. Mooooo…..

  74. Ex says:

    7:16 you’re a walking birth control advertisement

  75. Juice Box says:

    Ex – Did the Mohel bite you too hard? Is that why you are always angry?

    This shit should be illegal..

    https://www.nytimes.com/2012/09/13/nyregion/regulation-of-circumcision-method-divides-some-jews-in-new-york.html

  76. Chicago says:

    There was a mohel who had the odd habit of keeping the foreskins in a box in a closet.

    One day he noticed that they’d naturally tanned into very supple leather, so he took the boxful to a bag maker, to see if anything could be done with them. The craftsman told him to return in a month.

    When he did, he was presented with a shaving kit.

    “All of that leather, and this was all you could make of it?!”

    “Well, it may be a shaving kit now, but if you rub it a bit, it becomes an overnight bag, and if you rub it a lot, it becomes a two-suiter.”

  77. Fabius Maximus says:

    Forget stock options. Some Bay Area employers are handing out down payments
    Employers from local governments to universities are offering their employees down payment assistance to help them buy a home closer to work

    https://www.mercurynews.com/2025/10/06/down-payment-assistance-workers-san-mateo-county-universities-hospitals/

  78. Fabius Maximus says:

    Hawthorne vs Wykoff, its like asking;

    “Do you wnat your daughter dating a Jonas from Wykoff or a Misfit from Lodi?”

  79. Ex says:

    11:20 we get a stipend that offsets the cost of living increase as part of the reloc package my SO received. Helpful. I find the home here to be adequate and comfortable but largely uninspiring. The neighborhoods are hilly and some quite lovely. The amenities are great. Doubtful we’ll ever want to buy here though.

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