From the NAR:
NAR Pending Home Sales Report Shows 4.0% Increase in August
August 2025 National Pending Home Sales
- 4.0% increase month-over-month
- 3.8% increase year-over-year
August 2025 Regional Pending Home Sales
Northeast
- 1.1% decrease month-over-month
- 2.6% increase year-over-year
Midwest
- 8.7% increase month-over-month
- 6.7% increase year-over-year
South
- 3.1% increase month-over-month
- 4.2% increase year-over-year
West
- 5.0% increase month-over-month
- 0.2% increase year-over-year
The battle for booze continues..
https://www.nj.com/opinion/2025/10/how-a-nj-law-accidentally-is-killing-craft-beer-and-how-we-can-fix-it-opinion.html
The irony of it all is the heavyhanded ABC that seems hell bent on protecting liquor license holders have zero regulatory authority over THC beverages, which are sold widely, in a very very gray area.
Not to mention, we are prohibited from manufacturing any of these, yet held to an impossibly higher standard (there is essentially no standard or regulatory body over THC beverages). The equivalent of if every alcohol regulatory body was completely disbanded tomorrow. No ABC, no liquor licenses, no manufacturing licenses, etc – is where THC beverages are now.
Sorry about your wallet…
Homeowners insurance costs are surging. See the double-digit rate hikes in N.J.
Nearly half of the state’s 127 homeowners insurance companies have asked New Jersey for rate hikes this year — with nearly a dozen asking for double-digit increases. More than 50 received a thumb’s up from regulators.
St. Paul Protective Insurance Company, owned by Travelers, asked for the biggest hike at 40%, but it was approved for less than half that at 19.8%.
The largest rate increase approval was granted to Founders Insurance. It asked for — and received — a 23.6% increase.
The next largest approval went to Farmers Property and Casualty. It received a 21.6% hike after asking for 30.7%.
The companies did not respond to request for comment.
The irony of it all is the heavyhanded ABC that seems hell bent on protecting liquor license holders…
Protecting the license holders or their own organization? And why does THC have so much free reign?
Jimmy Kimmel:
“A majority of Americans blame Republicans for the shutdown. Republican leaders are still trying to blame Democrats even though they control the House, Senate, and the White House.
It would be like Trump blaming January 6th on Joe Biden, which he actually did”
According to Kelley Blue Book (KBB), the average transaction price of a new vehicle in the US topped $50,000 for the first time, reaching a record high of $50,080. KBB, which is part of Cox Automotive, said prices were up a hefty 2.1% sequentially from August and up 3.6% year over year. The 3.6% jump in September was the largest gain in over two years.
“We’ve been expecting to break through the $50,000 barrier. It was only a matter of time, especially when you consider the best-selling vehicle in America is a pickup truck from Ford that routinely costs north of $65,000,” Cox Automotive executive analyst Erin Keating said in the report.
Keating said wealthier households drive the current auto market for new cars because those buyers have access to capital, along with attractive loan rates that prop up the higher end of the market.
US Banks and Investment divisions are beating expectations. Someone is investing and someone is spending. Anecdotal… I was at Paramus Park Mall on Saturday which we all know is miniscule compared to Garden State Plaza and it was really busy. I remember post COVID it looked like it was left for dead. Now, I see the empty stores are now occupied. Is everything on borrowed time? Overtime? Capitalism never sleeps?
Jimmy Kimble… I have no idea what his career was in the past. I don’t know who he is. The only thing more embarrassing than hearing a liberal cry about their void in life is crying to thousands of people on a daily basis. Talented people discuss ideas, some are versed in historical and significant events and then there’s the resentful ones with nothing to offer except carbon dioxide; that’s the liberals.
It’s a mess.
https://www.nj.com/politics/2024/10/judge-tosses-parts-of-nj-law-that-limits-sale-of-intoxicating-hemp.html
They were selling this shit to kids in gas stations and corner stores…
Yet if an underage kid with a good fake id comes into a bar and gets caught with a drink, the proprietor risks losing their license.
Parity?
I read the ‘Young Republicans’ politico thing. I don’t know who they think they’re a part of or what they represent. Whatever they are, they’re no longer. That shit is shutdown now. End of story. They should’ve just posted their shit on Reddit as that’s a political mosh pit every fucking day.
grim,
All you can do is protect your own business and rule it with an iron fist. You have no control over the Politburo.
Brad Gerstner on Squawk… the dude is versed for sure. He’s a walking stat and forecast bro. Squawk is still the best at what they do, btw.
Any questions?
https://www.instagram.com/p/DPxT2mLDeAt/
Not sure why anyone thinks Hamas even has possession, or knows the whereabouts, of dead bodies. We are talking about return of remains of dead hostages like they are id’ed, catalogued and stored in a morgue somewhere. Doubtful there was even a shred of care about identification, location, or otherwise.
If peace is predicated on the return of dead bodies, good luck with that.
And you wonder why you get hacked
For three years, the UCSD and UMD researchers developed and used an off-the-shelf, $800 satellite receiver system on the roof of a university building in the La Jolla seaside neighborhood of San Diego to pick up the communications of geosynchronous satellites in the small band of space visible from their Southern California vantage point.
By simply pointing their dish at different satellites and spending months interpreting the obscure—but unprotected—signals they received from them, the researchers assembled an alarming collection of private data: They obtained samples of the contents of Americans’ calls and text messages on T-Mobile’s cellular network, data from airline passengers’ in-flight Wi-Fi browsing, communications to and from critical infrastructure such as electric utilities and offshore oil and gas platforms, and even US and Mexican military and law enforcement communications that revealed the locations of personnel, equipment, and facilities.
Peace needs to hold otherwise he won’t get Nobel Peace Prize next year. That’s what matters
grim says:
October 15, 2025 at 8:27 am
If peace is predicated on the return of dead bodies, good luck with that.
Ten 400
grim: Hamas has returned 4 bodies. I believe there was an additional body returned but it was a body of one of the hostages. They may never find many of them.
Meanwhile Hamas is back and “policing” areas they control, engaging in gun battleds with other armed Palestinian groups, and publicly executing those they believe to be collaborating with the Israeli’s. More misery for the innocents.
They know full well they buried their own people while simultaneously burying tens of thousands of gaza residents. Thousand pound bombs dropped on every structure tend to do that.
3b – internal fighting and executions over nothing too, the whole place will be bulldozed, it will not be rebuilt.
3b,
Meanwhile Hamas is back and “policing” areas they control…
I think they’re trying to free Palestine.
Insurers make fairly thin margins, higher insurance costs are mostly inflation pass-throughs for car and home building costs. Regarding rising insurance costs, higher tariffs means a higher cost for car parts, higher car replacement costs, higher tariffs and higher minimum wages plus less immigrant labor equals higher costs for home repairs. Wood, roofing and metal costs have generally risen, and the labor to fix/build things.
I also think that Covid was a turning point for increasingly stupid driving. Maybe people are also driving high more than ever – I saw a report suggesting a high % of deadly car accidents involve high marijuana levels. As always, Phil Murphy had our backs. Crazy high drivers on the road, but you can’t pump your own gas, and not allowed to receive paper or plastic bags from stores in NJ, for your safety.
Juice: Apparently some Palestinian families have their own armed groups that are opposed to Hamas, an that is who Hamas is battling,
I did nazzzi that coming.
Today, I converted 50% of my cash to TLT, ZROZ, BND…the most hated asset class the past 5 years.
Basically equal weight porfolio of dividend stocks domestic/international, treasuries, bonds. I’ll sit and wait this crap out.
You have no confidence in Maga?
BRT says:
October 15, 2025 at 11:35 am
Today, I converted 50% of my cash to TLT, ZROZ, BND…the most hated asset class the past 5 years.
Basically equal weight porfolio of dividend stocks domestic/international, treasuries, bonds. I’ll sit and wait this crap out.
Maybe that’s the way you invest. Tell me your holdings bro!
Yesterday Lib made a heartfelt and relatable post about his current status. You know it’s amazing how quickly one goes from being in that “desirable” age group to being “old”…Heck man! It’s a trip. I look back and after the first dot com crash I went back to “safe” infrastructure jobs, but I found them boring. You know? After having a seat at the table with these glorious firms out of NYC and then going back to selling a local library or print shop (Bowne) RS/6000’s.
I was sitting in a hot tub in AZ once night over a sales meeting and two complete strangers were soaking at the other end of the tub. I looked up at the night sky and thought about my wife (in Jersey) and why i’d ever want to that house. After she became pregnant it wasn’t an option. I tried to be “be there” as much as possible. That included landing a teaching job in the local district. I’ve got lots of stories. But no regrets. Per se.
Ooooh, snap.
He actually “texted” that?
That’s Epstein island worthy.
Rape Is ‘Epic’, NY Young Republicans Leader Proclaims In Leaked GOP Chat
If Lib became homeless half the people on this forum, who hate the homeless, would love to see him drawn and quartered.
Y’all know who you are and aren’t.
Doesn’t take much to become homelesss in America
Homeless?
You are on crack. I won’t say how much I’m worth because that’s crude, but even without my home in the equation, I’ve got multiple millions in the bank. How many of them? That I will not reveal. Heck, I have over a million in treasuries right now alone. Since I lost my job, my frugal gene has kicked into overdrive. With all of this extra free time, I’m figuring lots of ways to get by spending nothing. From free car washes to free restaurant meals. And the credit card offers keep getting richer too. The problem is, I have nothing to buy besides car repairs and home improvements. Speaking of, just did the tie rod ends and sway bars on my 2015 Mazda 6. Just $1800. I did them recently as well in our 2012 CX-9. Both are approaching 170K, still without any surprise repairs. Nearly everything is original except for normal wear and tear parts. Since I hand wax my cars every season, the paint looks nearly brand new in all of them. There was a problem with the paint on the rims of the 6 in that half the chrome has peeled off. But I’m too old to care about it. I thought about wrapping them in chrome, but fuck it. At least the car will look cool when I put the winter tires on as they have much nicer rims.
If.
Hypothetical.
Lighten up, Francis
Capt’n cheapo:,
I’m looking at $780 to replace tires on the EV wife and I are looking to get out of in a year or so. They’re not bald yet but I was surprised at the poor traction and stopping in last 10K miles, and I’m under inflated if anything. My thinking is that $780 now is better than an insurance claim mid-winter or a tow out of a ditch.
Yeah, I’ve heard most EV tires suck for snow traction as is, since they are made for minimal resistance to extend range. Snow tires are grippy. Especially when it’s above freezing. Definitely check the tire-rack. Rakutan is giving 3% back too. Have Firestone or EDS mount them. Usually saves me $100 to $200. Lot’s of tire rebates now too. Good luck.
And consider the Continental ProContact RX. I swear by Continental tires. Most of mine go 60K before replacing. Some have gone 80 (the Mexican made cross contacts).
U only get 2 snowstorms a year in NJ anyway.
Maga is good for pronouns but clearly bad for the economy
BRT says:
October 15, 2025 at 11:35 am
Today, I converted 50% of my cash to TLT, ZROZ, BND…the most hated asset class the past 5 years.
Basically equal weight porfolio of dividend stocks domestic/international, treasuries, bonds. I’ll sit and wait this crap out.
wow. guy is a financial genius, MAGA’s best.
BESSENT ON SURGE IN GOLD PRICE: MORE BUYERS THAN SELLERS
Local installers are greedy. This will be a Costco Tires purchase. Install, rotation, and balance are included in the price. OEM tires were fine for the first 38K or so, and I’m replacing them with the same tire. It’s just that I think they’re at the end of their life. I’m at 48K and I (intentionally) power slid up an onramp the other day. I can also casually break tire patch contact on rainy days.
I want to get through the winter and ditch the car next year, but the prudent side of me wants functional all-season rubber for the winter.
Casey Desantis’s charity that got $10 million redirected from a Medicaid fraud settlement the state entered into directly into its bank account rather than the FL treasury.
NEW: DeSantis officials diverted $10 million in a state settlement to his wife’s Hope Florida charity.
His administration is refusing to say what the settlement was about, or who it involved.
Was it legal?
Golden age of grifting and corruption
VSG, if you’re in the market, I guess you have the confidence in them.
Trump wants to DOUBLE Argentina’s bailout to $40 billion to save his political ally.
Yet he is doing nothing to prevent 15 million Americans from losing their health care and 20 million from seeing a doubling in their premiums.
Is this what Trump means by America first?
– Sen Bernie Sanders
Yeah baaaaby
Trump is DOUBLING the amount of the Argentina bailout, to $40 billion. Nothing’s been done to lower the cost of living right here, in America.
BRT terribly frightened by MAGA’s economy, and Bessent bailing out Argentina. unreal
BRT says:
October 15, 2025 at 11:35 am
Today, I converted 50% of my cash to TLT, ZROZ, BND…the most hated asset class the past 5 years.
Basically equal weight porfolio of dividend stocks domestic/international, treasuries, bonds. I’ll sit and wait this crap out.
Like I said, I don’t invest off of political BS. I like selling at all time highs. I still remember April when you guys were all like “MY 401K BRO!!!”
New car average sale price tops $50k,
In line with inflation.
Michelin CrossClimate 2 are supposed to be some of the best in terms of all-seasons that can handle snow. I have dedicated winter tires and wheels, but now that I spend maybe only four weeks in NJ through the winter, I haven’t bothered to put them on for the past four winters. Leaving me a little vulnerable when I’m in town in the winter running all-seasons (I’m in a hilly area where the snow isn’t cleared so quickly so traction matters) I’ve been fortunate to not be here during snows but eventually it will happen. So when I had to replace my old all-seasons I replaced them with the CrossClimates. A bit pricey, but performance during the summer was fine. I think they drop gas mileage a bit (but I only drive this car 5,000 miles/year)
VSG you’re kind of annoying. Have you thought about pursuing a meaningful, productive life instead of wasting your time pestering a very small subset of the NJ population? Makes me long for the good old days of Pumpkin annoying the heck out of us.
On the tirerack deal, Capital One will email you a 9% back deal after you go through their portal. You’ll have to wait a few hours for the email but 9% on a $700 purchase is a pretty good discount. You guys are right about the winter tires in New Jersey the last few seasons they’ve been a complete waste of time. On the bright side, they allow my all season tires to last a lot longer.
Hey, when is the ‘Hate America’ protest? This Saturday?
I’m busy all day or else I’d go heckle some of the pink-haired hermaphrodites.
You know what would’ve been more productive? If all these muppets banded together across the country and did a nation-wide cleanup. How trivial, right?
The last tantrum had no effect and this ‘Hate’ tour will have even less. By Sunday, it’ll all be forgotten while distancing a few more independents. Every time the lunatics throw a tantrum, they lose more votes. Prop 50, stack the court, dismantle the electoral college… like a street con artist with half-smoked cigs in a dirty sport jacket, the resentment crowd will pull any stunt to dismantle traditional America.
And if you had any doubt that Chuck Shurmer is a pussy, the shutdown stunt cemented his legacy. You could have gone out a winner Chuck, but you withered like a little girl. You’ve proven that your constituents were always collateral damage while preaching the struggles of their plight. You failed.
“It’s perplexing to us that Republicans refuse to spend a dime to protect the health care of the American people, but somehow the Trump administration found $40 billion to bail out a right-wing wannabe dictator in Argentina,”
Leader Jeffries told reporters.
He’s not wrong tho…
VSG you’re kind of annoying. Have you thought about pursuing a meaningful, productive life instead of wasting your time pestering a very small subset of the NJ population? Makes me long for the good old days of Pumpkin annoying the heck out of us.
Fast: Schumer is just afraid of a primary challenge from Sandy from Yorktown Heights.
I’m busy all day or else I’d go heckle some of the pink-haired hermaphrodites.
Offer to wrestle one. I’ll donate 1k to your favorite charity.
Once winter tires are down to 50 percent, they are no better than the all seasons they replaced.
NJ people are hypochondriacs. 3 inches of snow, 4 wheel drive, nine gallons of milk, 20 gallons of water, and 300 lbs of food.
They are so important in thier heads, God forbid they stay home for a day, its too stifling for them. They must venture out for that chicken sandwich during a snowstorm.
They act as if they are living in the woods like Theodore John Kaczynski.
3b says:
October 15, 2025 at 6:51 pm
Fast: Schumer is just afraid of a primary challenge from Sandy from Yorktown Heights.
He should be.
She has nicer legs.
How to try to get a free dinner.
https://www.reddit.com/r/TikTokCringe/comments/1o7cn6n/hes_had_enough/
After the “Young Republicans” chat, is this man wrong or right?
https://www.reddit.com/r/illinois/comments/1o5ofcv/don_lemon_interviews_a_chicago_native_that_isnt/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
Ex says:
October 15, 2025 at 4:07 pm
New car average sale price tops $50k,
In line with inflation.
In my “free” country, can’t buy a 10k BYD car.
I dare my “freedom” President to allow the Chinese to sell their cars here.
They do, every car at a Dodge Ram Jeep dealership will be on fire in 24 hours as an insurance claim.
Give Trump credit, he says he is taking the freedom of speech away, I believe him.
Man is true to his word, right??
Well, here are his words. He isn’t lying to me is he? A President wouldn’t do that, it’s not very statesmanlike.
https://www.reddit.com/r/law/comments/1o22mry/we_took_freedom_of_speech_away/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button
Half-worn winter tires have a significantly reduced ability to grip in snow and ice, and their performance in wet conditions also decreases, making them a safety risk.
Bury your toonie deep into the tire. Then you will know if they are safe.
When push comes to shove:
https://youtu.be/XJdmZp4jAZ0?si=JLzFPx5t9HTyocKF
No freedom of speech.
No free press.
Bye bye, Constitution.
More than 30 members of the Pentagon press corps walked out of the building together before the 5 p.m. deadline, crossing a foot bridge and descending a long staircase that empties out on the northeast end of the five-sided building.
“This is a sad day for those who support a free press,” said Nancy A. Youssef, a staff writer for the Atlantic and a longtime Pentagon correspondent. “But I’m incredibly honored to be part of a press corps that stuck together and was committed to protecting our First Amendment rights.”
I think I have found the next step for you.
You need to open in Montclair a Hand Brazilian Wax and
Smoked BBQ Parlor.
Libturd says:
October 15, 2025 at 1:
Since I hand wax my cars every season, the paint looks nearly brand new in all of them
Mostly, I wax off.
Nice Mr Miyagi
EX: Tron Ares
https://m.youtube.com/watch?v=vx8tI71M3Ss&pp=ygUWdHJvbiBhcmVzIGRlcGVjaGUgbW9kZQ%3D%3D
Noooice.