From Mortgage News Daily:
Conforming Loan Limit Rises to $832,750 Amid Lowest Home Price Growth Since 2012
The FHFA announced that the 2026 baseline conforming loan limit for one-unit properties is $832,750, an increase of $26,250 from 2025. High-cost areas will see a limit of $1,249,125, or 150% of the national baseline. These updates reflect slower—but still positive—home-price appreciation over the past year and will shape eligibility and pricing for conforming mortgages.
While prices remain historically high, the market’s monthly performance continues to flatten. With both FHFA and Case-Shiller signaling subdued momentum, there is little reason to expect an acceleration in year-over-year gains in the near term. The combination of modest appreciation and updated loan limits sets a cooler but stable backdrop heading into 2026.
1
Spent t-day in bed with the stomach flu/norovirus/whatever is going around. Hit me like a freight train on Wednesday night.
Probably better than spending the day with the outlaws.
Merry Christmas
https://tocr.com/properties/34-summit-avenue-waldwick-nj-07463/660659170/
“Pause” implies it can resume.
“Permanently” implies it’s stopped forever.
“Permanently Paused” isn’t a thing.
grim,
Ouch. Bananas, rice, apple sauce and toast. The BRAT method. One would think apple sauce is counter but whatever. When all else fails, a shot of Silk City Bourbon will do the trick.
One bedroom house. I think that’s the first I have seen that. And for just about 500k. And, it’s Waldwick, not even one of those hoity toity northwestern Bergen Co towns.
It’s not even a great lot, 0.19 acres irregular.
Just when 1st time buyers may have a glimpse of hope, someone shows them that pod for sale above. The only thing left is to call the moving company and start looking at houses in Indiana.
3b Waldwick is hoity toity….It’s know as Upper Ridgewood.
Indiana?? It’s mostly farmland. Every drive from Chicago to Indianapolis and back? 200 miles nothing but Farmland..
If you were going to move to a farming state there are better choices.
Juice,
I’ve heard more than once that the most exciting thing about Indiana is when you see the sign, “Leaving Indiana.”
For you shiny metals fans, when does that party end?
The drive through Gary on 80/90 is stunning. It is 30 minutes worth of Exit 13 on the Turnpike. The massive scale is incredible. I just found out recently that most of it is abandoned. It makes it post- apocalyptic.
Ten 400
Chi – Gary Indiana is a wasteland. 180,000 people 50 years ago about 67,000 now.
Juice: Nah, not hoity toity. It’s considered a blue collar ass crack town, surrounded by Ho Ho Kus, Wyckoff, Allendale, Ramsey etc There was a stabbing at the Waldwick train station last Sunday night. Any time I am up in that area, I am always amazed by the houses that are literally right on Rt 17. Zero quality of life, but some people are ok with it.
Gary, Indiana makes Camden look nice. Used to live in Indy, had buddies in Chicago and I used to drive up for the weekend. Got off to get gas in Gary once. Just once.
Best thing about Indy is it is only two hours to Chicago or Columbus.
Zelensky’s top aide chief of staff to the president, and Peace Negociator Andriy Yermak resigned….corruption raid on his home…
Fast Eddie,
Reference shiny metals, I thought the party would be over already. Too much turmoil in the world? Maybe it just keeps going up. Who knows? Is this the new normal?
Gold: 4.199,79 USD +41,84 USD +1,01 % 16:46
3.624,00 EUR +39,01 EUR +1,09 % 16:46
The Ukrainian Special Anti-Corruption Prosecutor’s Office (SAP) is also participating in the investigation. Its findings indicate that Zuckerman and Mindich were the masterminds of the corruption scheme . The latter allegedly established contacts with Herman Halushchenko , then Minister of Energy and, since July of this year, Minister of Justice .
This is where Volodymyr Zelensky’s problems arise . “It is suspected that the money went to Timur Mindich. There are many indications that it also went to former Deputy Prime Minister Oleksiy Chernyshov . He is another close friend of Zelensky’s, whose wife is the godmother of Chernyshov’s child,” Jędrysiak points out.
However, in the context of connections with Zelensky, the name Mindich appears most often in the Ukrainian media.
“They have long-standing business and social ties . They collaborated on Kvartal-95, and a few years ago, Zelensky celebrated his birthday at Mindich’s apartment. In 2019, Zelensky borrowed a luxury car from him. They are both acquainted with the fallen oligarch Ihor Kolomoisky , whose would-be son-in-law Mindich is. During Zelensky’s presidency, Mindich received public commissions for television productions. Some called him the first oligarch of the Zelensky era ,” our source emphasizes.
The Golden Bathroom and “State Treason”
On Wednesday, November 12th, President Zelenskyy addressed the matter. That same day, Halushchenko was suspended from his ministerial duties. The Ukrainian president announced a motion to impose sanctions on two individuals “involved in the Enerhoatom case.” On November 13th, Mindich and Zuckerman were officially sanctioned . However, neither of them is currently in Ukraine. Both men are also Israeli citizens.
” Mindicz escaped a few hours before the searches . He’s also subject to mobilization, so someone must have helped him cross the border into Poland . But he’s already in Tel Aviv. In Zuckerman’s case, I’m not sure if he was even in Ukraine before. He certainly wasn’t in the country at the time of the searches,” Jędrysiak emphasizes.
The searches conducted by NABU have revealed another aspect of the case. Ukrainian anti-corruption services have published photos from dozens of searches and the cash found. In one of the photos, banknotes are wrapped with US Federal Reserve labels .
How is it possible that money from the US went directly to criminals?
“It’s difficult to answer this question, but Minidcz is a figurehead not only for the NABU investigation, but also for the FBI. Perhaps this is a clue. It’s hard to say, because he has extensive business interests in many countries. For example, the services are now starting to look into his business in the artificial diamond industry
Interia Pozcta has the whole story. Pictures and all
Pallets of “banknotes” wrapped in US Federal Reserve Lables
If they will steal from the USA, why not Russia.
Why is some “comedian” running a country instead of an elected official?
The biggest why is why are Americans having a hard time when pallets of hardworking American tax dollars are being stolen? And we are worried about a Mexican at a car wash?
Obama got rid of many illegals. Trump is rounding them up like cattle,literally.
They are the reason everything is expensive here, right??? My health insurance is high because of illegals, right??
I call bull Shite. Delete every one of them, nothing will change.
Cause it’s not them you simpleton American.
In an investigation, details matter.
Have some Ozempic you glutton.
Woman doesn’t like someone, call the cops, lie and tell them he is carrying.
They are too stupid to check. They believe in MeToo. If she said he has a gun, let’s shoot him. It’s fun to mag dump!
One week after an Akron police officer shot a man who had been kicked out of an Ellet bar, 911 audio documents that dispatchers were told the man had been threatening people with a gun.
The city released one of the calls, from a bartender, minutes before Bodjanac arrived on the scene. (Signal Akron previously submitted a public records request for all of the 911 calls but has not received them).
The bartender, panicked by the situation in the hectic moments before police arrived, told dispatchers:
Phillips was acting “strange,” drinking one drink and then nodding off.
She said she “asked him to leave and he got frickin’ weird,” and that he said he’s “not going back to prison tonight.”
That Phillips was now in the parking lot with a gun — she identified it as a “black 9mm” and said he “aimed it through the window and tried to shoot and it didn’t shoot — I don’t know if the safety’s on but we all ran.”
That Phillips was pulling on the door, now locked, trying to get in.
A man can be heard in the background of the call saying, “It did not look like a gun,” and the bartender replied to him, “That was a gun!”
But body-worn camera footage shows that the man was unarmed when a police officer shot him, 22 seconds after arriving on the scene. The footage was released within a week, as required by city law.
I read about Gary, Indiana in the last year or so, didn’t realize it was a scene out of “I am Legend.” I was going to post a house from Gary priced under a 100K. There’s got to be an upside somehow, someway, someday.
Chad,
Gold and Silver seem to be unhinged. I have some silver but certainly not looking at it as an investment. When/if the shit ever hits the fan and I need to barter silver for some bread and cheese, then it all doesn’t matter anymore.
That’s one way of helping your brother get full custody. Especially if you are jealous that you weren’t the hottest one when the Brazilian lady came to family functions.
Karoline is gross. Smirks inside while the kid cries for his mother.
Karoline Leavitt has shared a touching tribute to her mom while offering a behind-the-scenes glance at her family’s Thanksgiving after Immigrations and Customs Enforcement (ICE) agents detained her nephew’s Brazilian mother.
The party of family values and supporting women. Or are they the party of breaking up families, and changing the careers of women from professional to ordinary to keep them from advancing in college. Maybe they really do want women barefoot pregnant, and deportable.
The glimpse at how the Leavitt family is spending Thanksgiving comes just days after it emerged her nephew’s mother, Bruna Ferreira, had been picked up by ICE and was languishing in a southern Louisiana detention facility.
Ferreira was picked up by authorities in Revere, Massachusetts, earlier this month while trying to collect her 11-year-old son, Michael Leavitt Jr.
The little boy’s father is Leavitt’s brother, Michael Sr.
Her lawyer said she had arrived in 1998 and remained in the US under the federally protected Deferred Action for Childhood Arrivals (DACA) program. She was in the process of getting her residency.
Dark: Leavitt is 28, and her husband is 60. To each his or her own of course, but that is huge age difference. Her husband was 32, when she was born. Kind of creepy.
Eddie,
If you have a gold toilet, the shit hits the bowl, not the fan.
You aren’t doing it like those you admire are.
Make the toilet out of gold, when the popo comes after you, they won’t find it in bars in the closet like that Democrat Menendez. That was silly.
You paint your golden shitter bone white, then ship it out of the country. No one will look at toilets when they go through customs.
Her husband is a victim. He, like many men, probably believes she really loves him. She targeted him for his money and status. She is fine with it, and probably slips out to some gas station garage bathroom to hook up and have some fun with her naughty side.
She isn’t a child, she isn’t a victim, she is a player. Like Lewinsky, she knows exactly what she is doing, and has been manipulating men since she was 14. Once a kitten, now a cat.
3b says:
November 28, 2025 at 11:36 am
Dark: Leavitt is 28, and her husband is 60. To each his or her own of course, but that is huge age difference. Her husband was 32, when she was born. Kind of creepy.
Phonenix – “while the kid cries for his mother”. Read between the lines here. Don’t know what happened there but obviously it’s not as the press portrays it a mother and son separated etc.
The child has never lived with his mother, he lives with the father who has custody and the 11 year old goes to school in New Hampshire. She has visitation only as she lives somewhere near Boston. The mother was married previously, spilt from her husband moved back in with her parents and hooked up with the kid’s dad Levitt’s brother and got pregnant. They were engaged and I gather Dad broke it off… when the kid was still around a year old.
Trump Ultimatum:
Ukraine, accept and sign deal by Thanksgiving.
I want Nobel Peace Plan.
It’s the day after. Crickets
24 hours I will end war. Crickets.
Lots and lots of Crickets.
“Nobody knows what a magnet is”
Biden #2
JB
So much to unpack from your statement, and from the ” media” coverage.
When you have a kid with someone, strange things can happen in court that don’t make any sense.
Can’t take any of it for face value.
I always wonder why one parent got deleted from a child’s life. Came close to happening to me.
Oh, and then she is suddenly seized by ICE.
That smell isn’t a fart, it’s anal leakage. If it smells bad, like this does, there is probably some poop in those boxers.
Dark; A 60 year old man and he is a victim! Sorry, I am not buying that nonsense. Maybe he is just a foolish old man, chasing his youth. But, he is no victim. And neither was Bill Clinton.
Phoenix – You think the dad called ICE? Maybe.. That would mean he was giving up every other weekend going out and partying..he would have to stay home or hire a sitter….
Is that something you would do on your EX call ICE?
Look she is a DACA recipient. She could have continued to renew her status and work permits. If it’s still in effect but you must renew it every two years.
Her lawyer said she was applying for a green card. Should that have not been done 11 years ago when she had her son?
So many questions….
3b – He looks younger.. Perhaps that rug on his head shaves off a few years..
https://people.com/who-is-nicholas-riccio-karoline-leavitt-husband-11699844
3b
You may not be buying, but it isn’t nonsense.
When you are so desperate for attention that you pay for it, you are a victim.
They are good for each other. Young women should not be going after married men for their money.
What do you call women that go after men for money or status?
3b, you fill in the blank….
Oh, unless she really loves him, or is that “nonsense?”
Dark: It’s possible a really young woman like that loves the old man. However, right or wrong I am skeptical of that. As far as the young woman going after the old man, well unless the old man is mentally impaired he can say no. Imagine that. To make him out as a victim is pathetic in my opinion.
Ok, so he is pathetic.
What is she?
Come on 3b, answer the question. What do you call a woman who goes after an old man for money or status?
Dark: A woman that goes after an old man for money, is a gold digger. No argument there. And, it’s wrong. No argument there. However, as I noted the old guy can say no, instead of yes, but chose not to. The onus is on him. No one forced him to date her, and then marry her. As I said unless the old guy is mentally impaired, then he is no victim. And of course, there are women young and old will take advantage of wealthy mentally impaired men.
Juice: Yeah, he does. Maybe it’s the rug. He looks like he is in good shape. Still he is 60 vs her 28.
In other words news, reports are out there that this Black Friday will be a record breaker.
At a Christmas market now. For all the hard times right now people sure are spending a lot of money. Maybe it’s money they don’t have. Credit is a great thing.
Called this last decade….roaring 20’s 2.0. Another sick call.
“2026 WILL BE JUST ANOTHER YEAR OF THE ROARING 2020s
Ed Yardeni says the global economy is on track to continue the “Roaring 2020s” in 2026, driven by strong productivity, resilient consumer demand, and solid earnings growth.
Yardeni highlights rising GDP estimates and falling payroll figures as signs that productivity surged in Q2 and Q3, with Q4 likely to surprise as well. He credits long-term strength to the “BRAIN Revolution” — advances in biotech, robotics, AI, and nanotechnology.
For 2026, Yardeni forecasts 3% U.S. GDP growth, 2.5% productivity growth, and 4.5% unemployment due to rapid AI adoption. He expects S&P 500 earnings to rise from $268 this year to $310 in 2026, supporting a bullish outlook and keeping the index on track to reach 10,000 by 2029.
With inflation easing and only one Fed rate cut expected next year, Yardeni concludes that 2026 will simply extend the Roaring 2020s — and the 2030s could roar too.”
The press secretary Karoline is stacked. Her husband is a lucky man. A young 60 to be sure and he filling that tight young ***** .
“Disappointment and fatigue with Zelensky and, after all, Ukraine are growing in Brussels. This is another blow to the president’s image in the West . All Western communications are now smooth and cautious. But behind closed doors, the talk is likely much harsher and more intense. The European Union is dissatisfied. It will be increasingly difficult to convince Brussels or Washington to transfer funds to Ukraine. Those who do not want to support Ukraine now have hard evidence that Ukraine is a corrupt country and that aid may be embezzled . This includes even aid intended for security purposes. At this point, Ukrainians have made the situation much more complicated for themselves,” Marcin Jędrysiak said in an interview with Interia.
3b says:
November 28, 2025 at 1:22 pm
In other words news, reports are out there that this Black Friday will be a record breaker.
You can thank the Chinese.
They make everything. Hopefully you can get home in your Jeep if the camshaft that is made by Land O’ Lakes doesn’t melt before you pull into the driveway.
Paw patrol says:
November 28, 2025 at 2:55 pm
The press secretary Karoline is stacked.
That shit gets old quick. Bet he was checking out that Brazilian hottie thinking she was nicer than the split tongued serpent he is married to.
There is no kindness in a Leavitt household. There is no peace there either. She is even more annoying than Landman’s wife but I guess some are turned on by that.
Dark: Layoffs are accelerating, and yet record apparently a record Black Friday. Seems like a contradiction, or maybe people just don’t give a shit and are spending anyhow.
Despite inflation-adjusted incomes falling dramatically since January 2021, Americans are buying more than ever. That may sound like a contradiction, but it’s perfectly possible, at least in the short run. Americans today, especially the young, are just “bougie broke.”
That’s a fancy way of saying people have given up on saving, investing and planning for their future, so they spend every last dime in hedonistic pleasure-seeking. Ironically, the sky-high cost of living is what drives people to spend frivolously.
Between higher home prices and higher interest rates, the monthly mortgage payment on a median price home has doubled since January 2021. Prices for other necessities like food and vehicles have increased more than 20% in that same time.
Americans have raided their savings and gone deeply into debt to try and maintain their standard of living. Credit-card debt is at an all-time high, costing families over $240 billion a year just in finance charges, while hardship withdrawals from retirement plans are also setting records.
Unable to make ends meet without going into debt, many Americans have simply stopped saving altogether. Three-quarters don’t even have an emergency fund. The reasoning is sad but simple: Why save for retirement if you’ll never have enough to retire?
Likewise, many young adults have given up on the American dream of homeownership and have stopped saving for a downpayment. What money would’ve been set aside for a house or retirement is just being spent instead.
One survey found 60% of Gen Z choose to buy “experiences” (spend profligately) instead of saving for retirement. They often record those experiences and flaunt them on social media, as if these occasional luxuries are a status symbol.
Of course, many Americans cannot afford what they’re buying; they can barely make the interest payments to finance their purchases with 60% of them living paycheck to paycheck.
This has caused consumer spending to greatly outpace incomes over the last several years, but it’s not at all sustainable. Eventually, the bills people are racking up will come due, and then there’ll be the devil to pay.
Retired judges warn that the rule of law is unraveling
In interviews, former state and federal judges warn that democracy’s guardrails may already be weakened as the rule of law begins to falter.
But some of them warn that Trump’s clashes with judges echo how leaders in foreign countries sought to undermine the strength of their courts — from right-wing court reforms in Hungary to attempts by Israeli Prime Minister Benjamin Netanyahu to shift power away from the judiciary.
“All you have to do is look back on what occurred in Nazi Germany,” said Barbara Pariente, a former chief justice on the Florida Supreme Court.
In 1937, judges deemed by the Nazi regime as noncompliant with its laws were replaced, resulting in an overhaul of its judicial system.
Trump says he will cancel all Biden orders ‘signed by autopen’ and threatens ex-president with ‘perjury’ charges
Watcha gonna do? Take away his Jello and turn off his tv while he is watching reruns of Captain Kangaroo?
Biden couldn’t even spell perjury if you gave him six of the letters.
Trump’s have the same embarrassing record of prosecuting public officials as he does with his other lame brained ideas. He’s a serial failure.
Now this:
https://www.instagram.com/reel/DRj1gxGDWOJ/?igsh=NTc4MTIwNjQ2YQ==
To be fair….Americans never saved for retirement. Hence, social security.
“Unable to make ends meet without going into debt, many Americans have simply stopped saving altogether. Three-quarters don’t even have an emergency fund. The reasoning is sad but simple: Why save for retirement if you’ll never have enough to retire?”
Dark/3b,
Now you know why you got inflation….it is what it is. Exactly why inflation is concentrated in housing, energy, education, healthcare, and food. (Anything tied to services because people are making more and more money) That’s the beauty of capitalism, it will still efficiently allocate scarce resources no matter how much people make. Everyone can’t be fabulously wealthy under capitalism (which the youth always demand), but you can significantly raise everyone’s standard of living, which it has.
Just remember, the more you raize the common man’s income, the more you drive up costs tied to service.
– Ignores wage growth outpacing inflation: Median U.S. household income (a better benchmark than individual salary, as it often combines earners) was $42,148 in 2000 (in 2000 dollars). Adjusted to 2024 dollars, that’s ~$76,700. But actual 2024 median household income hit $83,730—up ~9% in real terms. Average household income is even higher at ~$106,270 (nominal). In short, Americans are earning more in real dollars today than in 2000, thanks to productivity gains, education levels, and dual-income households. Claiming “$100k isn’t remarkable anymore” dismisses that it’s now more attainable and still well above average (top ~30-40% of households).”