From Resiclub:
Zillow updates its home price forecast across over 400 housing markets
Zillow economists just published their updated 12-month forecast, projecting that U.S. home prices—as measured by the Zillow Home Value Index—will rise +2.0% between November 2025 and November 2026.
Heading into 2025, Zillow’s 12-month forecast for U.S. home prices was +2.6%. However, many housing markets across the country softened faster than expected, prompting Zillow to issue several downward revisions. By April 2025, Zillow had cut its 12-month national home price outlook to -1.7%.
In the second half of this year, Zillow began upgrading its forecast. In August, it revised its 12-month outlook to +0.4%. In September, the forecast increased to +1.2%, and in October Zillow upgraded its 12-month national home price forecast to +1.9%. In November, Zillow slightly downgraded its 12-month outlook to +1.5%. This month, however, Zillow revised its 12-month outlook for U.S. home price growth back up, just a tad, to +2.0%.
While Zillow’s national home price forecast is no longer negative—it isn’t exactly bullish either. They’re calling for a soft national housing market in 2026, one where national housing affordability may improve slightly as U.S. income growth outpaces U.S. home price growth.
First
Some of us taxpayers that actually WORK are up taking care of business, while the lazy ones who get discounted tax breaks on thier passive income and crying they are paying too much.
Baah f’n humbug for the holidays.
Keep praying to God, he ain’t gonna help. You lazy azzes better get up off your Dupas and do the work yourselves.
Only YOU can make the world a better place.
Only YOU can save America, not Trump, not Biden.
Stick that in your Holiday Vape and smoke it.
Some of us taxpayers that actually WORK are up taking care of business, while the lazy ones who get discounted tax breaks on thier passive income and crying they are paying too much are busy sleeping.
Don’t watch if you can’t handle it:
https://www.youtube.com/watch?v=lSOclB-vkkU
Today I learned what a jingle horse is…
I said Hartford, Ct. was a best kept secret for years. West Hartford was always desirable but don’t expect to sneak in there any more. Cleveland? Milwaukee? I’ll pass. I’d rather do Rochester. But I’ve searched houses in the Hartford area for the last few years.
Today I learned what a jingle horse is…
Are you in Disney or plowing a field?
Phoenix,
I have some leftover red and green Chex mix from last year. I threw some out the window for the kids but the wind is blowing them into the snow and they’re hard to see. Any suggestions? And no, I’m not going outside, I’m in my Vuori sweat pants and really comfortable so, wadda ya got?
Fast: Hartford is a schlep.
Dark: Some of us have been up already and taking care of some business/ work matters. It has been light all week due to the holiday. Europe is basically closed so nothing to do there. Done now for Christmas holiday. Very light next week too.
Fast: You cheap SOB, you have had a great year , can’t you break down and buy some fresh Chex Mix, and maybe some hot chocolate. Give back a little.
In the car last night, listening to Jingle Bell Rock, my 6 year old thought that it was a derogatory term for a reindeer. Thought it was pretty rude. Listened to the song probably a hundred times and never once even put a single thought into the line with “Jingle Horse” in it. Came to realize, I had no idea what the hell a jingle horse was, did they just make it up because it fit the lyric? Is it even a real thing? Well, shit, now I know.
3b, I’m not wasting the stuff. I thought about throwing it out because it had a little bit of a stale odor but then figured, why not have a heart and give it to someone? I mean, it’s the holidays and all.
I’m in my Vuori sweat pants and really comfortable so, wadda ya got?
I’ll pass this one over to Ex.
Ex, run with it.
The jingle horse thing… this is what happens when you have white guys of western origin creating these songs; effing rac1st and rude hidden messages will abound!
Isn’t a Jingle Horse when you stop making payments, and then you just hand the reigns over to the bank and walk away.
grim says:
December 24, 2025 at 8:34 am
In the car last night, listening to Jingle Bell Rock, my 6 year old thought that it was a derogatory term for a reindeer. Thought it was pretty rude. Listened to the song probably a hundred times and never once even put a single thought into the line with “Jingle Horse” in it. Came to realize, I had no idea what the hell a jingle horse was, did they just make it up because it fit the lyric? Is it even a real thing? Well, shit, now I know.
3b
Heavy, heavy month for me. Next year, probably lighter.
Obamacare was good, people got those knees and hips they needed. Pounded them out before the year was over.
Now they won’t have health insurance in 2026. So it will be flat tires and tow in’s this year. No maintenance. Slow death for most, quick death for many.
Bodies are like cars, take care of them, they last. If not….
hohoho
er
hahaha
That’s Jingle Mail.
Chicago says:
December 24, 2025 at 8:44 am
Isn’t a Jingle Horse when you stop making payments, and then you just hand the reigns over to the bank and walk away.
What nationality is Santa Clause?
….
North Pole-ish
Chi,
Ha. Now I get it.
Horse joke.
Been a long night.
Ever go on a sleigh ride for Christmas? There are still a few ski resorts that do it.
Bobby Helms just did a variation on the traditional lyric “Bells on bobtails ring” from the “ Jingle Bells” song from the 1850s, where “bobtail” describes a horse with a cropped tail, and bells were are added for festive sound.……….this was pre-automobile times. They used to race them and probably bet on them too.
Sleigh rides… that’s such a white privilege thing.
https://equusmagazine.com/horse-world/language-horses-26096
As a working cowboy, one of the most memorable and exciting things I did each day was to “jingle” horses. Jingling the horses simply means to go round up the cavvy before sunrise to get them ready for the day’s work, and it is a job often given to the newest member of the crew. Our cavvy was a herd of 40 horses pastured on 200 acres. Morn-ings at a ranch come early, with breakfast at 4 a.m. The rule was that horses were always fed before people. So that meant whoever was jingling went out even earlier to make sure the horses were at camp ready to be saddled before breakfast. On many occasions, that cowboy was me.
I can still clearly remember riding out those mornings on the one horse left at camp, the “jingle horse,” who was used to help round up the cavvy. When I was there, the jingle horse was often an older one named Illahee. He was always keen to find the herd after a night alone at camp. Illahee and I would walk along quietly, trying to listen for the jingling bells that were tied to a few of the horses’ necks to signal the herd’s location. It always seemed like the herd stayed extra still then be-cause they knew if they were found, they were going to work.
…and knowing is half the battle.
Jingle horses prefer passive income.
It always seemed like the herd stayed extra still then be-cause they knew if they were found, they were going to work.
Dark Phoenix,
I hope you haven’t been posting here on company time. Get back to work!
The nationality of Santa has been solved. Since the Christmas Tree originated in Germany it is logical Santa is also German.
Santa is also German.
Even the one dressed in an ICE uniform. How fitting!
No, I’m off duty. But always on call.
Grim: I am told North Pole ish are snobs.
Dark; Not German, Dutch.
Seems Helms did not even write it.
Songwriters
Joe Beal & Jim Boothe https://www.imdb.com/name/nm1745946/
Producer Paul Cohen -https://www.countrymusichalloffame.org/hall-of-fame/paul-cohen
There is a quote later in life from Helms too.
“I didn’t want to do the song when they first brought it to me, but now I’m sure glad I did.”
Chad: I thought Santa Claus was Dutch?
Christmas did not become a holiday in Scotland until 1958. It was banned for 400 years. That explains a lot. Just saying.
3b,
I just googled it. See answer below:
Santa Claus originates from St. Nicholas, a 4th-century Greek bishop from Patara, near Myra, modern-day Turkey, known for his generosity; his Dutch nickname, “Sinterklaas,” evolved into “Santa Claus,” blending with the English Father Christmas and American traditions (like Clement Moore’s poem) to form the jolly figure we know today.
The Christmas Tree however did originate in Germany.
Chad: Thanks. I knew the Dutch thing was part of Santa Claus somewhere.
Chad: O Tannenbaum.
3b – Presbyterians and the Church of Scotland thought Christmas was too Popeish and Catholic so “Yule” aka excessive celebrations were outlawed. If you were caught celebrating or even baking bread you would be punished…and forced to sing ‘filthy Christmas Carols’. Nobody had their head lopped off over it.
3b says:
December 24, 2025 at 10:08 am
Dark; Not German, Dutch.
✅
Sinterklaas – Dutch Tradition…early December not Dec 24th..
BTW – This Santa came from Spain not the North Pole to bring gifts. Gift was Strooigoed….gingerbread cookies combined with other small candies. Still celebrated today, they fill shoes with the Strooigoed.
And now it’s manufactured in China. 😂
Chad Powers says:
December 24, 2025 at 10:18 am
The Christmas Tree however did originate in Germany.
Juice: Presbyterian was the Church of Scotland, the Kirk. Almost the entire country converted to Presbyterianism which was a hard dour religion, not a fan of Popish and pagan celebrations like Christmas. The Irish on the other hand being stubborn bastards would not convert to any Protestant religion. The Scots made up for it with Hogmanay , their New Yer’s celebration where much alcohol ,and all sorts of debauchery might be celebrated/ Lots of fire too.
Some nifty NJ news:
KEARNY, New Jersey (WABC) — Chilling video shows the moments after a deadly bow and arrow attack in Kearny, New Jersey.
The victim’s family says it happened when he was on his way home from work on Saturday.
Now that is medieval.
And this one, with all of the lying, who does one believe? Personally I have had both lie to me, so this one is a tossup!
A New Jersey police chief is facing several charges in connection with a domestic violence incident at a Boston hotel in September, Suffolk County District Attorney Kevin Hayden announced.
The chief of the Totowa, New Jersey, police department, Carmen Veneziano, 47, was indicted Thursday on one count of kidnapping and three counts of domestic assault and battery.
According to Hayden, on Sept. 14, Veneziano confined and assaulted a woman in a hotel room in Boston’s Back Bay neighborhood between the hours of 3:30 a.m. and 5:30 a.m.
For my Irish buddies on here. A classic favorite
https://www.youtube.com/watch?v=qEaKFsCH9rQ
We visited the Christmas market in Nürnberg, Germany today. Lots of visitors from the US. Everything down there closed at 14:00. It feels really cold here today although it currently is only O Celsius.
Eddie,
Get some bovver boots and ditch those Vuori silk sweatpants.
You will look boss out in the yard with your Scotts spreader loaded with Chex Mix.
Hello Kitty jammies can complete the ensemble.
No one will ever f with you then.
Chad Powers says:
December 24, 2025 at 10:59 am
We visited the Christmas market in Nürnberg, Germany today. Lots of visitors from the US. Everything down there closed at 14:00. It feels really cold here today although it currently is only O Celsius.
I might go there to test drive a BYD car, in a free country.
Isn’t that stuff 80 proof?
Juice Box says:
December 24, 2025 at 10:43 am
Sinterklaas – Dutch Tradition.
Dark Phoenix,
Great stuff! Reminds me an album I have of Irish Rebel Songs. I play the bagpipes so I like the traditional style music.
Dark: It is Christmas you should be playing Fairy Tale of New York. It is “Dark” like yourself, but a powerful song.
Where DOW at?
Bald Baby Tantrum:
White House Deputy Chief of Staff Stephen Miller called on CBS to remove any staffers involved in a “revolt” over the network’s decision to pull a 60 Minutes segment on the treatment of migrants in El Salvador’s notorious CECOT prison.
Miller was reacting to the move by controversial CBS News editor-in-chief Bari Weiss, who The Independent reported could be facing a “revolt” from staff at 60 Minutes over her last-minute decision to pull the story about the Trump administration’s mass deportations.
The investigative news program was due to air the upcoming piece Sunday, entitled “Inside CECOT” about the notorious El Salvador prison, where journalist Sharyn Alfonsi interviewed inmates about the abuse they say they had suffered within its walls.
“Every one of those producers at 60 Minutes engaged in this revolt — clean house and fire them, that’s what I say,” Miller raged Tuesday evening on Fox News.
“passive income” is the consequence of past active work, savings, deferred consumption, planning, and ongoing decisions about how best to invest one’s capital. And it’s not actually passive, it’s investment in ongoing economic activity and capital allocation decision.
Of course it gets denigrated by those who don’t plan ahead, don’t succeed in saving and investing for their futures, and who yearn to loot what others have achieved.
So stick that in your lit vape pipe and ram it in the usual place.
And Merry Christmas to those unenvious of other people’s Christmas trees.
Our Christmas Eve Party is now cancelled my son has Flu A and now everyone but me is sick… So happy those cheap combo Flu/covid tests are only $10 a piece saves me a trip(s) to the doctor.
Dark, thank goodness we have Canada to get our news. Dark times indeed when the white house controls media.
Also nice to see Tucker Carlson standing up for freedom of press and wiping out Ben
Juice: Sorry all the family is sick, and your party cancelled. In spite of that, Merry Christmas to you and the family. All the best for the New Year.
Merry Christmas to all who celebrate. All the best for the New Year. Peace.
Notorious CECOT prison? Political hit piece from the CBS.
Fact is there are worse places to be locked up. For example 80 percent of the people confined in a jail that have not been convicted of a crime and endure horrific conditions as they wait for trial, these individuals who cannot afford bail, those serving sentences of a year or less, or people awaiting transfer to other prisons. Over 120 inmates there have died in the last few years, stabbings and beatings are a daily occurrence. But guess what that jail is not a foreign prison. It’s a prison just few miles up the east river next to Manhattan and CBS’s headquarters and is on the list of the most notorious prisons around.
Rikers island. But nobody cares about that hell hole because it’s ours…All that press on a foreign prison… What a joke, they should give Sharyn Alfonsi the CBS correspondent full access to the prisoners at Rikers’s. I would wager CECOT does not hold a candle to Rikers as the inmates run that place not the guards.
3B – Merry Christmas to you and and yours.
I have to run out now and buy a few more things as Amazon did not delivery everything needed…I may have to wrestle the last ugly sweater from some Karen at the clearance bin. Wish me luck..
Juice
Send me the link to the video of you and Karen fighting over the sweater.
I can’t stand the scripted stuff.
Just be careful, she can hit you, you cannot hit her.
Juice: Thanks . All the best to you.
My last Amazon delivery came earlier. My wife had to run out early this morning to Paramus Park, which by the way according to rumor is going to close with the exception of Macy’s and Stew Leonard ‘s. Good luck with the Karen and ugly sweater. Enjoy Christmas and the long weekend. Hopefully, your family will feel better soon.
Chad: Which type of bagpipe do you play?
Walking
Agree. The land of “freedom” where censorship is taking root, where you are taxed to death (working taxes, not lazy ones), and when you aren’t free to buy a car you would want ( A BYD for example).
Where cancel culture is taking away more freedom thanks to little whiny people who claim to be victims when they are not. Like my ex.
3b
Seasons 52 in PP is nice.
Dark: people wont be naming their baby girls Karen any more, not that anyone is having kids these days. Just saying.
Dark: I have not eaten there yet , but I have heard it is good. I have a few friends that are in the bar/restaurant business, People are still spending money. They have had an excellent holiday party season this year.
3b
Some are. Plenty of the ones I work with are knocked up or just had kids.
They have steady work
They have partners that work.
Other women at work see them, then get contagious, or jealous.
Chad,
Here a nice warm one. Cool you play a bagpipe.
https://www.youtube.com/watch?v=ehukpdse8_w&list=RDehukpdse8_w&start_radio=1
Dark: Are these nurses who are getting “knocked up”
Last one. A favorite:
https://www.youtube.com/watch?v=tVjk_aFdfF8&list=RDtVjk_aFdfF8&start_radio=1
3b
Yes.
Party after party. Gifts. Solidarity. Time off work. Pictures. Social Media. Attention. Life.
Having a child shows hope.
It’s dark without them.
3b,
The Great Highland Bagpipe. Part of the reason for going to Edinburgh during the year. A great hobby as it involves music, history, culture and the military. Like most hobbies nowadays you can spend quite a bit of money on it.
To all here who celebrate Merry Christmas! I wish all a healthy start to the New Year and you find what you are searching for in life.
Dark: That is interesting. I would think it would be much harder to attract a man when you have a child.
Chad: I play a number of instruments including the pipes, as well as the small pipes and parlor pipes, along with a couple of other instruments. I can pretty much play anything by ear.
I was a big competitor back in the day, with solo competitions too. Some legendary trips all over the world
Merry Christmas to you and your family and a Happy New Year.
Dark: You forgot Go On Home British Solider.
“I may have to wrestle the last ugly sweater from some Karen at the clearance bin. ”
As you rain blows down on her, just realise that there is another way!”
https://www.youtube.com/watch?v=THzkGSigL6Q&t=85s
3b,
I‘m sure you heard by now that MacLellan Bagpipes is winning down over the next two years. Roddy has decided to retire. A great craftsman. Roddy made a set from ABW for me using the ivory mounts off an old set. Has a nice deep bass.
Auto spell problems
winning = winding
Chad; I had heard he was scaling back significantly, but that he would still be making some sets at least for the next couple of years.
Bah Humbug
No Ram for your computer on Christmas.
No Ram after Christmas either.
I bought it all you plebs.
Signed, Sam Altman, your master.
Dark: Please take some time for yourself this. long Christmas weekend and try to have some joy and fun. And perhaps some peace. Try not to loosen up. Peace.
Merry, merry from the Bahamas.
Enjoy the merry drinks on the beach Lib. I’ll be in PR after the gifs are unwrapped.
DP, It’s always peaceful to know that you are on the right side of history unlike the other troubled souls here. Supporting a child rapist and murderer is the lowest form of life.
Lib Merry, Merry… enjoy the sunny beaches…. You too Rent…..Merry Christmas
Pizza
https://x.com/mamboitaliano__/status/2003737518311977137?s=20
Thanks Juice. I hope you find peace in all the things you get behind.. I for one have a clear conscience and it’s good to be on the right side of history.
Merry Christmas/Happy Holidays to all.
RL
I agree, it’s good to be on the right side of history, no matter the price.
Peace to all of you.
Guess it’s not Trump’s or Biden’s fault at all:
https://www.youtube.com/watch?v=APTfOKWC-ec
Silver about to tap $75, Merry Christmas.