Will affordable housing make NJ unaffordable for the rest of us?

From the Star Ledger:

N.J. needs to build 155,000 affordable housing units. No one can agree on how or where

As New Jersey reigned as one of the most expensive places in the country to live, the state agency tasked with regulating and implementing affordable housing guidelines failed to do so from 1999 to 2015.

While some say the state is lacking 80,000 affordable housing units and housing advocates say it’s lacking 200,000 units, everyone agrees: New Jersey does not have enough affordable housing.

And in an overflowing room at the Statehouse on Wednesday, people from all over New Jersey said just that.

How to fix that problem clearly divided the room during a public hearing in front of the Assembly Housing and Community Development Committee.

“This is an incredibly complicated issue,” Assemblywoman Holly Schepisi (R-Bergen) said after nearly four hours of testimony from local officials, community leaders and residents.

Earlier in the week, Schepisi wrote that affordable housing and the process surrounding it “might be the most urgent issue in our state.”

Nearly every person who spoke Wednesday, whether it was a local mayor or a concerned citizen, prefaced their testimony with “I support affordable housing, but ….”

What came after “but” often varied.

Many people were worried about how hundreds (or in some cases, thousands) of new units would affect the school system, the municipality’s infrastructure or how a town with no access to a water or sewer system, like Hopewell, which settled with Fair Share on 653 units, could meet these numbers.

“We believe in affordable housing,” Hopewell Deputy Mayor Julie Blake said. “We are friends of everyone here. We believe in that cause, but it is too much on our property owners.”

Another concern is that more housing than just the court-mandated number of affordable housing units would probably have to be built. If a municipality chooses to have a for-profit developer plan and build the housing, those developers will often set aside the state standard of making 20 percent of the units for low- and moderate-income residents and the rest of them market-rate units.

This means if a town like West Windsor, which still needs to plan for 500 affordable units, used a for-profit developer, that would most likely mean 2,500 total units.

This entry was posted in Demographics, Economics, New Development, New Jersey Real Estate. Bookmark the permalink.

93 Responses to Will affordable housing make NJ unaffordable for the rest of us?

  1. ExEssex says:

    From San Jose to Austin to Portland to Seattle (to name just a few), house prices are slumping, inventories are ballooning, and not-a-Nobel-Prize-winning economist Robert Shiller — famed for spotting bubbles before they burst — says “This could be the very beginning of a turning point.”

    The most obvious explanations is that housing prices have reached an unsustainable height and people are just declining to participate in the market (presumably they’re putting up with cramped living quarters, moving away from big cities, or renting in an increasingly monopolized and price-gouging rental market). Rising interest rates are likely also spooking potential buyers.

    The exciting part is that if this is a bursting bubble, then there will be lots of speculators who paid too much for houses who are overleveraged and getting worried, and if they start to sell, it could trigger a cascade of sell-offs that tank the market altogether.

  2. grim says:

    Too early.

  3. grim says:

    Man, the movie adaptation of Ready Player One was a real disappointment.

    Did the studio not want to pay all the royalties associated with all the 80s references? It’s the only reason I can imagine they changed the story so much, they didn’t want to reference other studios, labels, etc etc. The whole 80s pop culture bit was gutted.

    …Or was it that only an 80s fanboi would understand the references anyway?

    Suspect I wanted it to be a John Hughes version of Nick Hornby’s High Fidelity, with the movie script written by William Gibson.

  4. papergains says:

    All those sideline paper gains will build it if they come to the O-zones

    “For a census tract to qualify as an O-zone, it must have a poverty rate of 20% or higher or a median household income that is less than 80% of the surrounding area. Governors are allowed to designate 25% of their states’ eligible tracts as O-zones. ”

    “To help fight gentrification, impact investors can offer cheap renovation loans and subsidized mortgages so locals can benefit from rising property values instead of getting priced out. ”

    https://www.forbes.com/sites/forbesdigitalcovers/2018/07/17/an-unlikely-group-of-billionaires-and-politicians-has-created-the-most-unbelievable-tax-break-ever/

  5. chicagofinance says:

    This time they’ve surely got him. Pack your bags, Mr. President. The game is up. Because this week we learned that . . . that . . . well, there’s this tape, see, recorded by Donald Trump’s lawyer Michael Cohen in September of 2016, during which the then-presidential candidate discussed setting up a company for the purpose of paying off alleged former paramour Karen McDougal to make her go away.

    Did Trump and Cohen actually pay her off? No, but . . . but . . . c’mon, it would have been a campaign-finance violation! If it had happened. Or it was sort of a campaign-finance violation once removed, because the company that owns the National Enquirer paid for the rights to the McDougal story but then never ran anything on it, and maybe Trump knew about this!

    Trump-is-doomed stories are one of the media’s favorite fairy tales. Remember when you saw “Peter Pan” when you were 4 and you actually thought that clapping for Tinkerbell would bring her back to life? Pundits think that if they cheer loudly enough for Trump to get eighty-sixed, it’ll happen. His (first?) term in office is more than a third over, and the Very Serious Commentators have been ushering him out the door the entire time. Or at least they’ve been trying to. It turns out that Trump doesn’t pay a lot of attention to the usher-pundits.

    “Michael Cohen and the End Stage of the Trump Presidency,” ran a headline in The New Yorker. That was back on April 14. Writer Adam Davidson gravely averred, “This is the week we know, with increasing certainty, that we are entering the last phase of the Trump Presidency. This doesn’t feel like a prophecy; it feels like a simple statement of the apparent truth.”

    Can something really be a “certainty” if its odds are still “increasing?” Death is a certainty. The likelihood of it occurring is, however, quite stable.

    But, hey, Davidson could be right. Remember when Karl Marx said it was an inevitable historical fact that capitalism would die? It’s only been 150 years — give the man time! By contrast, recall that, a year before Davidson turned The New Yorker into his personal prophecy-delivery system, The Independent promised (May 18, 2017), “This is how Donald Trump’s presidency will crumble in the next year.” Amateurish. Never supply an expiration date that could falsify your claim. Be thunderously certain, pundits — but be vague in your certainty.

    Another favorite pundit trick is the “closing wall” metaphor. Stand clear of your closing walls, Mr. President! New York City Congressman Jerry Nadler said on May 21 that Trump “is very upset that the walls are closing in, and that the investigators are closing in on him.” Nadler was echoing Stephen Colbert, from April 11 (“The walls have been closing in on the president, and he’s not happy,”) and The Daily Beast of March 12 (“The Walls Are Closing in on Trump”).

    Remember how that was absolutely definitely certainly going to bring down Trump?
    These walls are certainly taking their time. “The walls are closing in on Donald Trump — and he’s starting to lose it,” claimed The New Republic back on May 18 of 2017. That was a year and a quarter ago. Have you ever heard of closing walls that moved so imperceptibly that after 15 months there was still no movement discernible to the naked eye? These walls are moving more slowly than the plot of “Blade Runner 2049.”

    There’s really no need for the walls to smush Trump, though, because the noose will surely get him first. Lawrence O’Donnell of MSNBC said on Jan. 10, “The noose is tightening around the Trump White House and the Trump family.” Trump is “shocked that the noose is tightening,” said Mika Brzezinski on “Morning Joe.” That was back on Dec. 5. Senator and not-quite-vice-president Tim Kaine detected the noose way back in May of 2017, when he said, “We have a deeply insecure president who understands the noose is tightening because of this Russia investigation.” This was about 65 weeks ago, when Trump fired James Comey. Remember how that was absolutely definitely certainly going to bring down Trump?

    It was the Daily Kos that really had Trump nailed, in a piece called “Trump Endgame.” This one warned us that “events are escalating rapidly with the Trump regime” and that “Trump is not capable of a slow stripping of democratic norms, processes and rights . . . he wants to win it now . . . we are in a struggle, the fate of the nation is at stake.” Etcetera. Etcetera.

    This piece (which speculated hopefully that maybe “Trump is forced out in a coup”) ran on Jan. 30, 2017: Ten days into the Trump presidency.

    Don’t despair, activists and fantasists and rageaholics. Keep clapping like you did for Tinkerbell when you were 4. If you ever lose faith in fairy tales and it occurs to you that Trump isn’t going anywhere anytime soon, though, there is something you can do. You can keep smashing up Trump’s star on the Hollywood Walk of Fame with a pickaxe. That’ll show him!

    Kyle Smith is critic-at-large at National Review

  6. ExEssex says:

    ChiFi loves a good whine fest

  7. Grim says:

    Just wait until the dems start blaming Ocasio.

  8. ExEssex says:

    LYRICS
    SIMILAR SONGS
    There were three men came out of the west, their fortunes for to try
    And these three men made a solemn vow
    John Barleycorn must die
    They’ve plowed, they’ve sown, they’ve harrowed him in
    Threw clods upon his head
    And these three men made a solemn vow
    John Barleycorn was dead
    They’ve let him lie for a very long time, ’til the rains from heaven did fall
    And little Sir John sprung up his head and so amazed them all
    They’ve let him stand ’til midsummer’s day ’til he looked both pale and wan
    And little Sir John’s grown a long long beard and so become a man
    They’ve hired men with their scythes so sharp to cut him off at the knee
    They’ve rolled him and tied him by the way, serving him most barbarously
    They’ve hired men with their sharp pitchforks who’ve pricked him to the heart
    And the loader he has served him worse than that
    For he’s bound him to the cart
    They’ve wheeled him around and around a field ’til they came onto a pond
    And there they made a solemn oath on poor John Barleycorn
    They’ve hired men with their crabtree sticks to cut him skin from bone
    And the miller he has served him worse than that
    For he’s ground him between two stones
    And little Sir John and the nut brown bowl and his brandy in the glass
    And little Sir John and the nut brown bowl proved the strongest man at last
    The huntsman he can’t hunt the fox nor so loudly to blow his horn
    And the tinker he can’t mend kettle or pots without a little barleycorn

  9. The Great Pumpkin says:

    “Markets have changed such that firms with superior quality, lower costs, or greater innovation reap disproportionate rewards relative to prior eras. Since these superstar firms have higher profit levels, they also tend to have a lower share of labor in sales and value-added. As superstar firms gain market share across a wide range of sectors, the aggregate share of labor falls.”

    https://www.nytimes.com/2018/07/26/opinion/labor-wages-inequality-midterms.html

  10. The Great Pumpkin says:

    “According to Autor and his colleagues, the decline in the size of the pie going to labor — known among economists as “labor share” — coincides with the rise of superstar firms and increasingly with the use of outsourcing to “temporary help agencies and independent contractors and freelancers for a wider range of activities previously done in-house, including janitorial work, food services, logistics and clerical work.””

  11. The Great Pumpkin says:

    “Democratic social!sm is not anti-capitalism..

    Think of it like the difference between playing a game that has fixed rules to level the playing field or one without.

    Democratic social!sm advocates for an equitable market (i.e. small biz can compete with big biz and workers are appropriately compensated) and equitable access to social benefits (i.e. education and healthcare).”

  12. Blue Ribbon Teacher says:

    Equitable access to education? Who doesn’t get a loan to cover to college. Then again, you were the one who wants not a single kid from Patterson attending your daughters school district.

  13. The Original NJ ExPat says:

    Maybe some children should be separated from their parents?

    BENTON HARBOR, Mich. — Authorities say five children and an adult from the same family have been killed in a massive motel fire in southwest Michigan.

    Benton Harbor authorities say the Cosmo Extended Stay Motel in Benton Harbor was fully-engulfed when they arrived about 1:45 a.m. Saturday.

    Police say the child victims range from 2 to 10 years old. The adult was 26.

    http://abc7chicago.com/5-children-woman-killed-in-benton-harbor-motel-fire/3838372/

  14. The Original NJ ExPat says:

    chi – is that Kyle Smith article behind a paywall somewhere?

  15. The Original NJ ExPat says:

    Cue Pumps telling us why he knows so much more than Robert Shiller. If Shiller was smart, he wouldn’t have a public doctorates and a Nobel Prize, he’d have secret degrees like Pumps.

  16. The Original NJ ExPat says:

    Pumps has a D.Ps (Doctorate of Polish secrets)

  17. The Original NJ ExPat says:

    Doctorate of Post Office secrets?

  18. The Great Pumpkin says:

    Shiller has stated it’s too early to call a bubble.

  19. The Original NJ ExPat says:

    It’s just a top, not a bubble.

  20. 3b says:

    Ex it’s always different this time but it never is!

  21. NJdepartment says:

    How many guys think Grim is wrong this time…

  22. The Great Pumpkin says:

    21 Things Millennials Will Need To Explain To Someone 22 Years Old Or Under – BuzzFeed
    https://apple.news/AUyo1JGLvSk6W6w6wNJz2fg

  23. The Great Pumpkin says:

    I imagine the same thing they have done with the stock market since 2012, they are now doing to housing. Every year, every month, they will be calling for a crash or market top, only to be proven wrong. Again, the market might have taken a breather, but nothing says we are due for a major correction.

  24. NJCoast says:

    Steve Winwood. Class act. Nice guy.

  25. grim says:

    How many guys think Grim is wrong this time…

    Too early.

    Leverage isn’t even remotely at levels seen during the bubble.

    Household finances are in significantly better shape.

    Housing price rebound was not built on risky lending and bullsh*t mortgages. In fact, for a long period post bubble, risk swung the other direction, meaning underlying credit fundamentals are significantly stronger.

    Significantly more credit-marginal households have chosen to rent this cycle, sitting out the housing market.

    Perception of housing as investment is has been minimal, certainly nobody is talking about housing as a get-rich-quick scheme yet.

    Not only that, but the economy is on a tear, stock market on a tear, jobs on a tear.

    Maybe if we see the economy swing into recession, we’ll see some pullback in pricing, but certainly not pricing collapse.

    Besides, we just came off a 4.1% GDP quarter – are you realistically saying that’s harbinger of recession?

    Sorry, we’re not there yet.

  26. grim says:

    There were plenty of people who were screaming top in 2003, and were entirely wrong, there were plenty of people scratching their heads at prices in 2002.

  27. Yo! says:

    I agree with Grim. Homebuyers and mortgage lenders remain rational.

    The theme this cycle is separation, not boom or bust. Hoboken will continue to soar higher (even the haters are afraid to call a peak there this time), Sussex and Salem will continue to stagnate.

  28. 3b says:

    Grim I agree we are not there yet. But it’s coming prices are becoming divorced from reality even with the positives you note. And of course property taxes continue to increase in the suburbs.

  29. The Original NJ ExPat says:

    Some markets pivot on supply and demand, not leverage. I’m sure wax paper never saw aluminum foil coming down the pike as a competitor. Similarly, assuming family formation and desire for large SFH’s might not be a safe bet. Millennials seem to like s0ci@lism. S0ci@lists like communes. Just sayin’

    Leverage isn’t even remotely at levels seen during the bubble.

  30. The Original NJ ExPat says:

    Expensive home and car stereo systems – I’m guessing sales are down.

    60″ TV’s – Are twenty somethings lusting after them?

    Cars in general?

    I’m beginning to think a lot of people would live in a refrigerator box if it came with free WiFi. Now that I think about it, if you could block WiFi and LTE in a specific area of a homeless tent city, would it become quickly vacant?

  31. The Original NJ ExPat says:

    Better yet, could you herd the homeless with free high bandwidth WiFi?

  32. The Original NJ ExPat says:

    There’s now 40 properties on the market in Glen Rock. If you know Glen Rock, you know that something is wrong.

    Buy in Spring, close by June or July, all settled when school starts. Anything that didn’t sell gets taken off the market by now. Not this year, new listings being added in late July.

  33. The Original NJ ExPat says:

    Only 31 properties for sale in Ridgewood. Panic in Glen Rock, hasn’t spread yet.

  34. 3b says:

    I was driving on Maywood Ave this afternoon. House after house for sale.

  35. The Great Pumpkin says:

    Human nature….they will eventually want the larger home. It’s inevitable.

    I don’t buy for one second that people will want smaller and smaller homes as a longterm trend.

    The Original NJ ExPat says:
    July 28, 2018 at 10:02 pm
    Some markets pivot on supply and demand, not leverage. I’m sure wax paper never saw aluminum foil coming down the pike as a competitor. Similarly, assuming family formation and desire for large SFH’s might not be a safe bet. Millennials seem to like s0ci@lism. S0ci@lists like communes. Just sayin’

  36. Phoenix says:

    “Human nature….they will eventually want the larger home. It’s inevitable.”

    Only if they are married and the woman pushes it. Had a large house and would never go back.

  37. Phoenix says:

    Especially in a state where every individual owes 70k plus to the retirees. Gonna be interesting when that statement comes in the mail.

  38. The Original NJ ExPat says:

    Yeah, I kind of got that from the first 10,000 times you said it since overpaying for your highway house. We’ll see how your religion treats you going forward.

    I don’t buy for one second that people will want smaller and smaller homes as a longterm trend.

  39. The Original NJ ExPat says:

    I have located the epicenter:

    Ridgewood home values have declined -0.8% over the past year
    https://www.zillow.com/ridgewood-nj/home-values/

    Glen Rock home values have declined -0.7% over the past year
    https://www.zillow.com/glen-rock-nj/home-values/

  40. The Original NJ ExPat says:

    Wyckoff home values have declined -3.8% over the past year
    https://www.zillow.com/wyckoff-nj/home-values/

    Ho Ho Kus home values have declined -4.8% over the past year
    https://www.zillow.com/ho-ho-kus-nj/home-values/

  41. The Original NJ ExPat says:

    Saddle River home values have declined -1.5% over the past year
    https://www.zillow.com/saddle-river-nj/home-values/

    Upper Saddle River home values have declined -2.1% over the past year
    https://www.zillow.com/upper-saddle-river-nj/home-values/

  42. The Original NJ ExPat says:

    Allendale home values have declined -1.1% over the past year
    https://www.zillow.com/allendale-nj/home-values/

  43. The Original NJ ExPat says:

    Brighton home values have gone up 7.3% over the past year and Zillow predicts they will rise 10.7% within the next year.

    https://www.zillow.com/brighton-boston-ma/home-values/

  44. The Original NJ ExPat says:

    ^^^That’s where I SOLD a couple months ago. Does that make any sense? Prices will go UP another 11%?

  45. The Original NJ ExPat says:

    BTW, my old market above has gone from “Very Hot” to “Neutral”. Zillow predicts a Neutral market will go up 10.7% in the next year? Imagine if it was still very hot?

  46. The Original NJ ExPat says:

    Any questions?

    Now may be the best time to sell in Seattle, considering more than 97 percent of homes are worth more now than the peak level before the housing market crashed in 2008, according to a new Zillow study released on Thursday.

    The median home value is 29.2 percent above the bubble peak level, with the average home worth $492,700 – an 11.4 percent increase compared to a year ago.

    https://komonews.com/news/local/zillow-more-than-97-of-seattle-homes-worth-more-now-than-before-the-2008-recession

  47. 30 year realtor says:

    Ex Pat, your data is sh*t. Last time you went on about market in Glen Rock you cited data from GSMLS. This is not the primary MLS for the area. Zillow data is misleading at best. Plenty of towns in Bergen with far more challenging markets than Glen Roxk, Ridgewood and Allendale.

  48. grim says:

    What we are witnessing is the end of traditional social media.

    Facebook and Twitter are not long for this world.

    What is clear is that while a 15 year old can effectively use social media, adults can not.

    We are going to return to an era where typical adults have zero idea about their kids apps.

    It is absolutely the end of public social media, the new era is highly private small groups.

  49. The Great Pumpkin says:

    I agree, just look what happen with aol chat rooms. When that first came out, everyone and their mother would be in these rooms going 17/m/nj looking for hot girls to meet up with. Since it was new, a ton of hot girls I met up with. Then it became “uncool” to talk to people you didn’t actually know, you instead began to use aol to talk to your real life friends and family.

  50. The Great Pumpkin says:

    Expat,

    You are reaching here. You are trying to find data to push your position, but think logically about the housing market. Why in the world would it go down 20-30% right now? You have buyers being extremely rational because the great housing crash is still alive in their mind. You know how many lives were ruined in the last bust and you are telling me current prices are reflective of a bubble top…no f’ing way. People are not watering at the mouth willing to pay anything because they believe prices will be much higher next year. No way, no how.

  51. The Great Pumpkin says:

    This author must be bitter he didn’t buy. Wtf does the peak bubble prices have to do with current pricing? I think amazon had major impact on that market over the past ten years, so why would I use that as a barometer to call for a peak in pricing in Seattle today?

    “The median home value is 29.2 percent above the bubble peak level, with the average home worth $492,700 – an 11.4 percent increase compared to a year ago.”

  52. The Great Pumpkin says:

    All that stat shows is how much a company like amazon can impact your local housing prices.

  53. The Great Pumpkin says:

    Same with sf, why are these current prices a surprise? You have some of the most powerful tech corporations in the world concentrated in a small area. Those prices are textbook example of what good high paying jobs do to a location.

  54. Chicago says:

    What is the crap that grim spouts? Occam’s Razor?

    The apparent hit in real estate is the SALT limitation and also the China propaganda campaign about the U.S. tanking to sh!t because of tariff war.

    Next.

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  56. Project on Tap says:

    https://www.yelp.com/biz/biltmore-building-inspections-westwood

    ended up using this home inspector. very happy with his service. shows up on time, thorough, works hard and turns in a very detailed report. also, dressed the part; shorts with suspenders, clipboard, pocket-protector, etc. $450 all-in

  57. The Great Pumpkin says:

    “The Baby Boomers are the worst American generation since Reconstruction, but they had many reasons to turn out this way. The Boomers were raised in a political culture dominated by madmen, their minds warped at an early age. For decades, Boomers saw the term “social!sm” deployed not to denote a set of economic policies, but to conjure a vague, foreign horror. Accustomed to this nomenclature, Boomers have reacted with fright or at least confusion to the terminology of today’s American left, which has embraced the “social!st” label more widely than any domestic political movement in living memory. But the Boomers need to relax. Social!sm is good now.”

    “Millennials are the first generation to come of age without all of this Cold War brain baggage. They also entered adulthood around the 2008 financial crisis, a period in which the word “capitalism” was having a rough go: double-digit unemployment, mass foreclosures, unaffordable rent, crushing student debt, deepening economic inequality, bailed-out bankers swallowing six-figure bonuses, tech billionaires who literally can’t figure out how to give away their money.

    Plenty of reformers have insisted that these signs of social breakdown were offenses against capitalism rather than products of capitalism. But they are losing the semantic battle. Polling in recent years has consistently shown a majority of millennials are enthusiastic about “social!sm,” often preferring it to “capitalism.” For millennials, “capitalism” means “unaccountable rich people ripping off the world,” while “social!sm” simply means “not that.”

    Relax, Boomers: Social!sm Is Good Now – HuffPost
    https://apple.news/A3juf1X_ZRkGbVLH1dcRC8Q

  58. The Great Pumpkin says:

    Lib points out what can be done to prevent the masses falling into extreme left thought, start stepping up the philanthropy that is really truly philanthropy, and not a front to save money on taxes, or hide wealth or excerpt power through a foundation.

  59. The Great Pumpkin says:

    The best way to prevent social!sm, start paying your workers instead of laying them off and shipping their job.

  60. The Original NJ ExPat says:

    30 year – unlike Pumps, I will gladly yield to any data you provide.

    Now, your characterization that this is my data is completely disingenuous, you have to agree? It’s Zillow’s data, it’s GSMLS’s data, it is not my data.

    One more point. If, from my own experience, I know that there are never this many houses for sale in Glen Rock on GSMLS at this time of the year, is my conclusion that there are way more houses on the market than usual a lie? If you can show me that GSMLS is showing 40+ houses for sale but they are lying and there are only 8 for sale, I’m all ears.

    Ex Pat, your data is sh*t. Last time you went on about market in Glen Rock you cited data from GSMLS. This is not the primary MLS for the area. Zillow data is misleading at best. Plenty of towns in Bergen with far more challenging markets than Glen Roxk, Ridgewood and Allendale.

  61. The Original NJ ExPat says:

    The best way to prevent social!sm, start paying your workers instead of laying them off and shipping their job. is to start killing the under-educated.

  62. The Great Pumpkin says:

    My friends company is profitable and just received huge savings through trump tax plan. So what are they doing? Analysts are demanding that management lower their gross administrative costs. So people are going to lose their job, while the rest of the workers pick up their slack, so the company can profit more and look appealing to investors. What a f’ed up system.

    What the hell was the pt of the tax cuts? It was supposed to help companies hire and give raises, instead it has been cannibalized by fat cats who are now getting fatter with no impact on demand in the economy. This was supposed to be an investment to create demand in the consumer base, and these bastards sucked the majority of up. So they put us further in debt to them by lowering their contribution to the taxes to pay off the debt this country owes to this exact same elite class. Who do you think we owe the majority of govt debt to….who owns it?

  63. The Original NJ ExPat says:

    And there you have it folks. The post office employed HS dropout brain of Pumps at it’s zenith. I have to admit Pumps mother did come on to me in an AOL chat room once, though. She was looking for someone the age of her husband but without a criminal record.

    I agree, just look what happen with aol chat rooms. When that first came out, everyone and their mother would be in these rooms going 17/m/nj looking for hot girls to meet up with. Since it was new, a ton of hot girls I met up with.

  64. The Original NJ ExPat says:

    If you’re 17 you meet girls at school, if you’re not in school I guess it’s catch as catch can.

  65. The Great Pumpkin says:

    By 17, you are bored of the girls in your school. You are a senior in high school.

    The Original NJ ExPat says:
    July 29, 2018 at 11:44 am
    If you’re 17 you meet girls at school, if you’re not in school I guess it’s catch as catch can.

  66. The Original NJ ExPat says:

    Pumps – I never said that. Some low intellect guy must be thinking it though.

    Hahahahahahahahahahahahahahahahahahahaha!

    You are reaching here. You are trying to find data to push your position, but think logically about the housing market. Why in the world would it go down 20-30% right now?

  67. The Original NJ ExPat says:

    You’re right, I think that’s in the Zillow motto. Technology Based on Bitterness

    This author must be bitter he didn’t buy.

  68. The Original NJ ExPat says:

    Thanks chi. I couldn’t find it for the life of me yesterday. Google algorithm tweaking?

    https://nypost.com/2018/07/28/trumps-demise-has-been-greatly-exaggerated/

  69. The Great Pumpkin says:

    Since Seattle is 29% over the previous peak, it’s now due for a correction? Okay, if the author says so.

    It’s like this guy is a technical stock trader and trying to read a chart to predict current and future pricing. Lmao

  70. The Original NJ ExPat says:

    Pumps – Makes you glad you went out of country to pick your parents, right?

    The Baby Boomers are the worst American generation since Reconstruction

  71. The Original NJ ExPat says:

    Truman, Eisenhower, Kennedy

    The Boomers were raised in a political culture dominated by madmen, their minds warped at an early age.

  72. The Original NJ ExPat says:

    Korean conflict, Cuban missile crisis, Berlin Wall

    For decades, Boomers saw the term “social!sm” deployed not to denote a set of economic policies, but to conjure a vague, foreign horror.

  73. The Great Pumpkin says:

    Expat,

    Do you understand that people are embracing social!sm now and it’s all because of income inequality. The worst it gets, the more social!sm grows in popularity. This is why income inequality scares the hell out of me, it will bring choas in the form of extremism.

  74. The Great Pumpkin says:

    McKarthyism.

    The Original NJ ExPat says:
    July 29, 2018 at 12:00 pm
    Truman, Eisenhower, Kennedy

    The Boomers were raised in a political culture dominated by madmen, their minds warped at an early age.

  75. The Great Pumpkin says:

    McCarthyism.

  76. The Original NJ ExPat says:

    I have a nephew who is an activist and s0ci@list, 21 years old. He even hosts a midnight radio program at his college, titled something like The Sleepy Time Happy S0ci@list Bedtime Hour. All he does is read s0ci@list propaganda, with a bed of music taken from a Russian video game underneath. Ironically, I manage the wealth that he will one day inherit in part.

  77. Chicago says:

    Everyone talk about. Pop Muzik

    The Original NJ ExPat says:
    July 29, 2018 at 12:00 pm
    Truman, Eisenhower, Kennedy

    The Boomers were raised in a political culture dominated by madmen, their minds warped at an early age.

  78. joyce says:

    PW,
    What would you do all day (and all night) if you didn’t touch glass and comment with your best friend here?

  79. The Original NJ ExPat says:

    The one thing that men and women have in common is they both enjoy the company of men.

  80. The Original NJ ExPat says:

    two strikes

  81. 30 year realtor says:

    Glen Rock has 54 single family homes on the market via NJMLS. In the past 12 months 141 have sold, 17 for more than a million dollars. Without taking the time to research historical inventory I will speculate that current inventory is below historical average.

    For Northern Bergen County Glen Rock has a very strong market. Ridgewood remains desirable but has a substantially higher high end than Glen Rock. The market above 1.2 million is not solid anywhere in Northern Bergen. What Ridgewood and Glen Rock have in common is train service, a thriving downtown and outstanding schools.

    Large luxury homes with huge taxes, in areas without a downtown in distant commuting locations are the market that is suffering the most in North Jersey. This is a combination of common sense and a visible impact of the new tax law. I will not buy these properties at auctions unless I can steal them. The buyer pool is small and shallow.

  82. The Original NJ ExPat says:

    Thanks for all of the above 30 year. My wife grew up in Glen Rock and she said many of the same things that you did about the Ridgewood/Glen Rock comparison. She thinks that Ridgewood also has more of a lower end, as well as a higher end than Glen Rock, but certainly not Montclair-type range.

    So overall, the inventory levels in Glen Rock, specifically, look and feel garden variety average, not high right now? I’ll take your word over anyone else’s.

  83. The Original NJ ExPat says:

    I don’t know if this shows up in the realtor data, but there, historically at least, are a lot of private transactions in Glen Rock. The second house my wife lived in before college was two blocks from her old house and sold without a realtor, while her old house sold to one of my FIL’s employees, also without a realtor. Twenty years later my in-laws sold their second Glen Rock house to somebody else two blocks away, also without a realtor.

  84. The Original NJ ExPat says:

    When I was a teenager, we almost moved about 7 houses up, the same side of the street. We already lived in a 4BR, 2.5 bath CH Colonial, but we almost moved to a gigantic Bi-Level with 6 BR. The family in the bigger house divorced and they both moved away, the house was empty. We got to visit it often and run around through the house, pick bedrooms, etc. Unfortunately, our realtor couldn’t get our house sold so the deal fell through. I had to wait 10 more years and achieve an engineering degree before I would ever have my first own bedroom.

    In the late 1960’s every Mom was home on my block while the husbands all worked. By the late 1970’s every Mom was at work and 50% of the neighborhood had divorced.

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  86. grim says:

    I hand cut large cubes from 12” clear blocks.

    The molds are nice, but don’t make clear cubes.

  87. Juice Box says:

    Lol from my FB feed for the neighborhood. Governor getting a pedicure in town with his trooper detail in tow. Dunno if working for this Gov is much better than McGreevey, Corzine, or Christie..

  88. Juice Box says:

    Here is Napa, you would not know there was a fire last November, town is super busy, no sign of scorned earth. Lots and lots of 10,000 sq ft villas for sale asking prices 8 million or so vineyard not included.

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