Uh oh, are buyers all gone?

From Barrons:

U.S. Pending Homes Sales Slip to Lowest Level on Record

The number of homes going under contract in the U.S. fell back sharply in July, reaching its lowest in decades as soaring prices bar many Americans from the housing market.

Here are the main takeaways from the National Association of Realtors’ report released Thursday:

—The pending home sales index, a leading indicator of house sales based on contract signings, dropped 5.5% on month to 70.2 in July. That marks the lowest level since the index began to be compiled in 2001, and bucks economists’ expectations for a slight rise on the month. A reading of 100 marks the level of sales in the year the index began.

—Compared with a year earlier, pending sales were 8.5% lower.

—“A sales recovery did not occur in midsummer,” NAR Chief Economist Lawrence Yun said. Job growth offered some succor to the housing market, but this was more than offset by high prices, as well as by a wait-and-see attitude among some potential buyers ahead of November’s presidential elections, Yun said.

—All four regions of the U.S. booked lower pending home sales over the month. The Midwest and South recorded the sharpest decreases, with the West and Northeast booking gentler declines.

—A combination of elevated mortgage rates and high prices has made home-buying unaffordable to millions of Americans and pushed many buyers out of the market. Housing has emerged as a central issue of the elections, with the Democratic and Republican parties alike promising to boost housing stock and bring prices down.

This entry was posted in Demographics, Economics, Housing Bubble, National Real Estate. Bookmark the permalink.

57 Responses to Uh oh, are buyers all gone?

  1. LAX says:

    Fiiiiiirst

  2. Very Stable Genius says:

    Reagan destroyed this country. It has been downhill ever since.

    Destroyed the social fabric, elevated greed as the main American value, began a massive deficit by increasing welfare for the 65 and older while cutting corporate taxes.

  3. Phoenix says:

    On today’s “Protect and Serve”, beach edition

    A woman is fighting for her life tonight after being ran over by a Wildwood Police Truck on the beach. She’s listed in critical condition.

  4. Fast Eddie says:

    That marks the lowest level since the index began to be compiled in 2001…

    People are tapped out. Credit card levels are skyrocketing as people struggle day to day. I’ve been following real estate closely Upstate NY and in the Poconos just toying with the idea of a weekend getaway. I’m starting to see more price drops; possibly an indicator of things to come? Though, anything within the gravity of NYC won’t fall, just stagnate at worst.

  5. Fast Eddie says:

    Reagan destroyed this country.

    Ah.. the 80s. When music was fun, movies were fun, everyone worked, the world respected and admired us and then the transformation of America was shoved down our throats, ushering in divisiveness, anger, resentment and entitlement.

  6. No One says:

    Only old commies are still complaining about Reagan. Probably the same kind of people who carry NPR totes and like the NJ shopping bag ban tyranny. But not the people who actually had to suffer living in an actual communist country. They are generally grateful to Reagan. Reagan’s biggest flaws were bringing evangelicals into the party and that he didn’t cut government nearly as much as his rhetoric would suggest. Partly because he was a Christian altruist at heart.

  7. BRT says:

    Wait, why is welfare for 65 and older bad but for others, it’s a benefit?

  8. Fast Eddie says:

    In further news, my cousin is teaching college prep courses on the side. At a family party recently, he was explaining that too many kids don’t know the difference between a noun and a verb and can’t do basic math equations. Discuss.

  9. Hold my beer says:

    We went to Texas Roadhouse last night. Got there at 4:55 and the place was already full. Had to wait a few minutes for a table. Big waiting list by the time we finished and left.

  10. Chicago says:

    Fast: lots of kids need to go to vocational prep and/or an apprenticeship in lieu of a money and resource wasting exercise such as college.

    Alternatively, you could send them to a HBCU, CUNY or a Hebrew University (I keed).

  11. Fast Eddie says:

    lots of kids need to go to vocational prep and/or an apprenticeship…

    Agree. Demand is large. Electricians and plumbers have more work than they can handle.

  12. Chicago says:

    Talking to clients in central and western Mass. Small businesses owners are DYING for plumbers and electricians. Even further, they are dying for people who reliably show up on time, are willing to work a full day and are productive in the process.

  13. Chicago says:

    Posted at the same time

  14. Fast Eddie says:

    More about the 80s: Harold Ramis, Ivan Reitman and John Landis ruled the 80s in comedy movies. The list is too large but again, another example of creativity, freedom and fun.

  15. Fast Eddie says:

    Chicago,

    Ah! On the same page! Wanna hear something funny? I used to work in gas stations and truck stops in my late teens and early 20s (aside from loading trucks and just about everything else). I’d say I’m in the waning years of my career and two weeks ago, actually talked to the manager of a truck stop inquiring about a few hours over the weekend to do maintenance, pump diesel, etc. He said if I filled out the application online, I’d probably get a call the next day.

    To your point, it seems that showing up, being productive and working hard is not part of the fabric of this generation. We knew no other way and were expected to comply.

  16. LAX says:

    Jobs exist today that didn’t exist 20 years ago.
    Working a trade however isn’t for everyone.
    It’s physically taxing and not always mentally stimulating.

  17. CumellaPissedOff EddieDidNotUseLubeOnHisLeftHandGripPleasureHand says:

    More importantly, coinciding with Reagan’s arrival and Clinton’s complete sell out to Wall Street. The realization took hold that “the man” was going to do it to you without lube, just take a look at how retirement was change from enjoying it to working it because higher profits by the business world was #1 issue.

    Just look at the Pension vs 401k issues, and how slowly went from pension to cash balance plans, to 401k plans were the employer bore the cost, to cost passed to employees, to employees being sold out by employer as a foutnain of profitable fees by the 401k plans were employers get a kickback for pimping the employees, which has let to more than a few lawsuits. You saw the same thing with Health Savings Accounts when they first came out, now they are generally useless, because what you save in taxes gets taken away in fees.

    Starting with Gen Xrs the working class realized that lying flat and not putting much effort into it is the way to go. Just do enough until you play some real estate and get bailed out, just like big banking gangster.

  18. Very Stable Genius says:

    Kids don’t want to be plumber electricians or masons because fat boomers are too cheap and bitch and moan having to pay trades people a living wage. Reagan killed unions so electricians and plumbers have no social protections

  19. Phoenix says:

    Less regulation for business. This is capitalism. Don’t be a socialist and tell me how much I should have to pay disabled people to work. I’m paying 1.22 per hour at my business. Not my fault this disabled person doesn’t demand more. It’s not like I am a slave owner.

    Hehe.

    Tens of thousands of disabled people in the United States are paid less than the federal minimum wage — with some workers making as little as 25 cents per hour.

    These workers, most of whom have intellectual and developmental disabilities, are part of an arcane government program that is supposed to prepare them for higher-paying jobs in the community. But a Washington Post investigation has found that many disabled workers are paid low wages for years under a tangled bureaucracy that lacks accountability and oversight.

    A Post analysis of Labor Department records showed that at least 38 percent of current employers in the program have violated compensation and other rules, and cheated disabled workers out of millions in pay.

    Jaime Muniz, 33, who has autism, was recently paid about $1.22 for every hour he spent at Pathways to Independence in Kearny, N.J., the facility where he’s been working for 11 years. His tasks include sorting wire clothing hangers and unloading heavy boxes.

    “I try to do better, and I’m not moving on,” Muniz said. “I don’t really know why.”

  20. Phoenix says:

    Reagan killed unions so electricians and plumbers have no social protections.

    Really?

    Explain why the police still have them. I have some ideas, if they are so bad, and most of the PoPo votes Repub, isn’t there some straight up hypocrisy there?

    Reference used: Animal Farm.

  21. LAX says:

    2:47 in other news water is wet

  22. BoeingRepresentsTheFuture OfAmericasBusinessKarmasPayback says:

    Phoenix, you going to love this one.

    From the great minds of the administrators of VISN-2 (Veterans Integrated Service Network -2) which runs VA hospitals in NJ and upstate/downstate NY. There is a push to hire staff as contractors.

    I don’t mean contract a staffing agency. But to hire people on a per-fee basis. Prices are being mentioned. But if you are a nurse well $20 for the IV, $150 for resuscitation/intubation, etc. Can you picture the upcoming fraud. It will sound like ” Here sign me off on these procedures and I’ll put 2 Benjamins in your desk in the morning”.

    The VA hospitals are empty because they went the Boeing way long time ago. They ignore what the veterans want and they keep pushing stuff that no one except free market types want.

    They have contracted most everything already and it can’t function, because a Medicare certified Medical Supply Company can get you the wheelchair faster and cheaper than the VA’s contractor can. What was done in a morning visit 30yrs ago, now takes 5 months and medical supply guy shows up with “this is what they gave me attitude” call your doctor.

    They can’t do social admissions of homeless veterans like 30 yrs ago, because they now contract to nursing homes and Private Equity owned nursing homes (Care One, Complete, Select) don’t want to spend monies on the difficult homeless substance abuser mentally ill veteran. So they are on the streets.

  23. Phoenix says:

    Funny thing is I just read a post on Facebook from a bunch of people supporting a war veteran German Sheppard eating a steak inside a Texas Roadhouse.

    So many supporting this dog sitting at the table enjoying it’s “hero'” meal.

    So many offering to buy the dog a steak. Or have it for dinner.

    When your human war veterans sleep on the streets, no one feeds them. No one gives a fuccc.

    But the dog……

    America is a shi tehole country. Never ever gonna get it’s act together, never gonna improve.

  24. Phoenix says:

    have it over for dinner.

    sorry.

  25. Phoenix says:

    Facebook

    Hehe.

    “murica”

    NJ- N82 SCV- Black Mercedes
    I hope the parents of this absolute disgrace of a teenage you let drive that car can see this. Absolutely cut off a family right by Rockaway Mall for absolutely no reason and then began to brake check them multiple times and then proceeded to give them both middle fingers out of the sunroof while brake checking them still. If the parents are on here please feel free to punch yourselves in the face for raising such an a ss clown.

  26. Libturd says:

    Saw this tweet on Truth (Trump’s Twitter).

    Several fake news outlets falsely reported that TMTG executives recently cashed out a large number of TMTG shares. This is not true — as clearly stated in our public filings, the executives returned shares to TMTG “solely to cover” the Company’s “withholding payments to applicable taxing authorities,” including the IRS. Our lawyers are informing the fake news companies that, if they fail to swiftly retract their false stories, we’ll be seeing them in court.

    I googled some of the details and found this article in Forbes:

    Trump Media Stock (DJT) – Disgruntled 18M Shares Join The ‘Great Unlocking’
    John S. Tobey
    Contributor
    John S. Tobey is a contributor, focusing on investment trend analysis
    Follow

    Aug 31, 2024,06:18pm EDT
    Updated Aug 31, 2024, 06:35pm EDT
    Getting ready to add 18 million shares into the Trump Media selloff
    Last Thursday (August 30), a news report described this Sarasota, Florida, court’s denial of Trump Media’s request:

    “A Florida judge has denied a motion by Donald Trump’s Truth Social to block the sale of 18 million shares by two of the company’s co-founders, determining that the company would not suffer irreparable harm and that any potential damage could be addressed through financial compensation. The ruling came from Sarasota County Circuit Judge Hunter Carroll on Friday, who dismissed Truth Social’s arguments for a temporary injunction.

    “Truth Social, officially known as Trump Media & Technology Group Corp. (TMTG), sought to prevent Arc Global Investments II LLC and United Atlantic Ventures LLC from selling their shares when a lock-up restriction expires on September 19.”

    PROMOTED

    “Kevin Jacobs, representing Arc Global, argued that the temporary injunction was akin to an impermissible asset freeze under Florida law. The defense also highlighted that TMTG recently issued 37 million shares to another entity for unrestricted market sale, undermining claims that the company would be significantly harmed by the sale of 18 million shares.”

    This news is serious
    Attempting to prevent others from selling reveals Trump Media’s concern that the unlocking in three weeks could unleash a selling frenzy. Because Donald Trump is the controlling owner, he and the board view Trump Media as Trump’s company. So, will Trump now ask the board for an exemption to sell some of his locked-up shares before the September unlocking date? He is allowed to do so.

    Importantly, short sellers will gain confidence from this news. Those disgruntled shareholders holding low cost or free stock may not take their time liquidating their deteriorating stockholdings.

    Current shareholders: Be sure you want to hold

    The new danger now is that the price will start sinking toward a fundamental-based level. Because that fundamental level is in the low single digits, the risk of hanging on looks significant.

    Why the single digits? Because the fundamentals are so low:

    Price per share: $19.50
    Book value per share: $1.78
    Cash per share: $1.77
    Revenues per share: $0.03
    Earnings per share: $(0.43)
    Quarterly revenue growth for 2nd quarter 2024 vs 2023: (30)%
    To improve those fundamentals is a hefty challenge. Not only does Trump Media need to shift revenue growth to positive, but it also must do so very significantly. In addition, it needs to control expense growth to become profitable. Accomplishing those heavy tasks, if possible, will take time, and there are no current fundamental improvements to show new investors as proof of such a capability.

    Therefore, something must happen to attract new investors when the unlocked selling is in full force, and that means the stock must become cheap enough to appeal to speculators. Without fundamental support, technical indicators must provide interest. The current, multi-week decline might provide short-term opportunities, but probably not until all the shares are unlocked and the unknown selling effect becomes visible.

    The graph below provides the picture of the stock’s recent moves and the notable barriers that lie beneath. The question is, over the next three weeks, will those barriers provide support or will selling outweigh buying and push the price further down. (As I have described before, I believe the $17.50 barrier is an important emotional barrier because reaching that price means all the 2024 excitement and expectations are completely washed out.)

    Graph shows steady decline and multiple barriers
    Steady decline headed for Sept. 20 unlocking with multiple barriers below

    The bottom line – Short-term speculation in the face of unknown adversity is high risk
    When the September 20 floodgates open, Trump Media stock selling will ramp up. How much and how price sensitive is unknown. Also, how short sellers, speculators, and shareholders (who can sell now) will behave over the next three weeks is unknown. Therefore, with high risk having unknowable results, this looks like a good time to sit on the sidelines with cash.

    End of article.

    And I’m the one being duped?

  27. SomeOne says:

    Lib/ Chi / left,

    Is there some straddle play with DJT options on the bearish side that makes sense? Of course, with the understanding that the market can remain irrational for much longer than we can remain solvent.

  28. Fast Eddie says:

    Aurora, Colorado is under siege… Venezuelan gangs have taken over. All coming to a town near you. As if crime wasn’t bad enough, now we have to deal with Mogadishu-type packs roaming the streets. This current administration is truly the worst in my lifetime.

  29. Very Stable Genius says:

    Are you saying that some Government Employees with a big Union and fat Pensions
    vote hardcore Maga
    with the main objective of destroying Government Employees, getting rid of Unions and ending Pensions?

    Typical Garys who vote against their self interest.

    Phoenix says:
    August 31, 2024 at 2:47 pm
    Reagan killed unions so electricians and plumbers have no social protections.

    Really?

    Explain why the police still have them. I have some ideas, if they are so bad, and most of the PoPo votes Repub, isn’t there some straight up hypocrisy there?

    Reference used: Animal

  30. Libturd says:

    Someone,

    It’s simply too crowded of a trade. Options are priced for a collapse.

  31. Libturd says:

    “Aurora, Colorado is under siege”

    So far, not a single person has been hurt.

    I wish this was coming to a city near us. Instead, we have the Italian Mob, the Crips, the Bloods, The Ghost Shadows, The Latin Kings, The Crips, The Dominicans Don’t Play (love that name), MS13. Should I go on? Next, it will be the Jews.

  32. Fast Eddie says:

    One subject we won’t be discussing after November 5th is stock trading because when Mamala is elected, she’s slamming you with a 25% tax on unrealized gains. And what little assets you have left to sell to pay for gains will be taxed as regular income. Checkmate. You have no escape.

  33. WhyDoWeHavePennies OfCoursePoliticalContributions says:

    From the NY Times Magazine – America Must Free Itself from the Tyranny of the Penny. Article is too big. Choice part below.

    Nearly every former federal official I interviewed about America’s interminable penny production pointed a finger at a small private company in Greeneville, Tenn., called Artazn. For 43 years, Artazn has held contracts with the Treasury Department to manufacture the zinc “blanks” that the Mint stamps into 1-cent coins. These contracts have earned it more than $1 billion in revenue since 2008 alone. Jurkowsky cited the company’s lobbying efforts as the No. 1 reason that coin-reform bills die in Congress. That may be true in terms of explicit dollar allocation, but political inertia has done even more to help Artazn’s cause, for free. According to the government transparency group OpenSecrets.org, since 2006 the company has spent less than $3 million — a charmingly modest amount — on coin-related lobbying.

    The story of the Artazn contract begins in an age of spiking copper prices: the early 1970s. America’s pennies, then still 95 percent copper, suddenly began vanishing — though not for the accepted reasons (worthlessness, pointlessness) pennies disappear today. These were vanishing because they had suddenly become valuable and even useful. The Secret Service confiscated a cache of cents from a General Electric plant in Kentucky, where they were being punched through and sneaked into appliances as cheaper substitutes for copper washers. McDonald’s paid customers to bring them in; at some locations, a person could trade in 100 pennies and receive a dollar, plus a dime and a nickel. Fearing endless cycles of hoarding and penny ransom, Congress sought a new base metal for the coins. It would have to be cheaper than copper. It would need to withstand the trauma of being near keys in a pocket (a condition researchers dutifully replicated by rotating coins and keys inside a cotton-lined drum). Because a portion of America’s children will, inevitably, swallow her currency, it should be detectable by X-ray.

    The new coins, it was suggested, could be almost 98 percent zinc, with a copper coating to ensure that they still looked like pennies. The zinc industry loved this idea. The Copper and Brass Fabricators Council sued the Department of Treasury — unsuccessfully — to prevent its implementation. The camps clashed over whether the proposed coins would, essentially, self-destruct. Copper is exceptionally resistant to corrosion. In theory, then, a zinc object that is entirely and perfectly encased within copper will corrode slowly. But pennies’ thin copper plating is easily scratched — and, for esoteric but indisputable metallurgical reasons, exposed zinc that is adjacent to copper can corrode rapidly. “From a corrosion perspective,” said Suveen Mathaudhu, a professor of metallurgical and materials engineering at the Colorado School of Mines, “it doesn’t make much sense.”

    Online forums whose bailiwicks are the diverse manifestations of humans’ eternal pursuit of shiny items (metal detection, coin collection, etc.) are littered with images of modern pennies disintegrating from the inside out. Gathered from backyards and beaches, they are pitted, covered in chalky scabs or possessed of an element foreign to most circles: corners. Some have holes clean through them. Aficionados employ a derogatory term for the post-1982 pennies that often resemble artifacts dredged up from Aegean shipwrecks. They call them “zincolns.”

    We were warned about all of this. In March 1981, an engineer from the Copper Development Association told Congress that the proposed apposition of copper and zinc in pennies represented “the worst possible arrangement” from a corrosion standpoint. Congress approved it anyway. But because the U.S. Mint, which had made all coins in-house since 1792, was unequipped to produce zinc discs electroplated with copper, the manufacture of penny blanks was outsourced. In July 1981, the Treasury awarded its first multimillion-dollar contract for this work to the metal and chemical division of the Ball Corporation, makers of the famous glass jars (crowned with less famous screw tops, made from zinc). Today’s coin-blanking operation is a division of a private-equity-owned portfolio company that was sold off after becoming part of a conglomerate after being spun off from a previous Ball subsidiary into an independent company; names along the way have included Ball Brothers Glass Manufacturing (in the 1880s), Jarden (named after jars) and, today, Artazn (climaxing with the chemical symbol for zinc).

    Artazn largess has helped secure the URL “pennies.org” and finance the creation of the official webpage of “Americans for Common Cents,” a self-styled “organization” that essentially consists of just one man, a Washington lobbyist named Mark Weller. In Weller’s capacity as executive director of Americans for Common Cents, he has testified before Congress, been cited in government reports and written nationally circulated editorials. He declined to be interviewed for this article, but the arguments he makes in favor of continued penny production are well represented on the Americans for Common Cents website, an invaluable propaganda armory for penny-manufacture zealots.

    The website’s “Penny Myths and Facts” page reproduces one of the organization’s most passionate assertions: “The penny aids charities in raising hundreds of millions of dollars each year for important causes.” I contacted the Leukemia & Lymphoma Society, which Weller describes as relying “significantly on small, yet critical penny contributions,” to inquire about its coin dependence. Coker Powell, the organization’s executive vice president and chief revenue officer, told me that the society has discontinued physical coin-collection programs, which had become increasingly costly. Donations of spare change had slowed in recent decades, she said. Fortunately, despite a dearth of pennies, the nuclear winter for charity forecast by Americans for Common Cents did not crystallize. Soliciting donations in the form of “roundups” (and add-ons) to credit-card transactions, Powell said, has proved “much more lucrative” than coin gathering ever did.

    So who really needs these coins? The poor, Weller claims — “people with relatively low incomes (particularly the young, elderly and minorities),” who use cash more frequently than high-income earners; also, “‘unbanked’ Americans” who “have no other option.” Sociologists I consulted whose fieldwork examines the economics of American poverty challenged this notion. Carrying around “bundles” of hundreds of pennies to purchase, say, a beverage “doesn’t seem feasible,” said Jacob Faber, a professor at New York University who studies inequality. And the cashless economy has ballooned in the last decade. Sarah Halpern-Meekin, a sociologist at the Institute for Research on Poverty at the University of Wisconsin-Madison, told me that “the majority” of people with low incomes make cashless transactions — on apps like Cash App, for instance. Walmart, the nation’s largest private employer, pays employees who do not provide banking info with Walmart-branded debit cards. Plasma banks often distribute payments in the form of prepaid debit cards. It’s true that cash usage is highest among households with the lowest incomes; neither expert suggested that it was obsolete or unpopular. But if significant numbers of Americans rely on penny coins to make purchases, there is no evidence of it.

  34. Phoenix says:

    You missed the biggest one, the PoPo.
    Hehe.

    Libturd says:
    September 1, 2024 at 10:51 am
    “Aurora, Colorado is under siege”

    So far, not a single person has been hurt.

    I wish this was coming to a city near us. Instead, we have the Italian Mob, the Crips, the Bloods, The Ghost Shadows, The Latin Kings, The Crips, The Dominicans Don’t Play (love that name), MS13. Should I go on? Next, it will be the Jews.

  35. Phoenix says:

    Best voting commercial ever:

    https://youtu.be/t0e9guhV35o

  36. Juice Box says:

    VP Harris is committing collard greens stolen vegetable valor.

    “I am not lying to you that I would make so many greens that I’d need to wash them in the bathtub. I’m telling you the truth.”

  37. BRT says:

    Reagan killed unions so electricians and plumbers have no social protections.

    Electrical union workers are doing just fine. Plumbing? Can’t vouch for them with respect to unions but the private ones are cleaning up. Meanwhile, you have doctors on Twitter begging for student loan bailouts.

  38. SomeOne says:

    https://www.denver7.com/news/local-news/aurora-police-investigate-claim-of-venezuelan-gang-takeover-of-apartment-building

    … not saying that there’s not gang members that don’t live in this community, but what we’re learning out here is that gang members have not taken over this complex,” Morris said.

    Still, Aurora Mayor Mike Coffman said the city is seeking an emergency court order to shut down apartment buildings that he claims have been overrun by the Venezuelan gang by declaring them a criminal nuisance.

    This is like swatting an entire residential community. Some shady real estate opportunity for the powerful?

  39. SomeOne says:

    This current administration is truly the worst in my lifetime.

    I thought it was Obama’s administration…

    Why did Biden’s admin become worse? Because you weren’t able to find a weekend truck station job due to covid restrictions?

  40. Fast Eddie says:

    I thought it was Obama’s administration…

    Just when you thought one can’t be any worse, the other does something even more egregious. Oblammy ushered in the lazy tat and muffin top attitude. He successfully took advantage of it and has four mansions to show for it. Joe used influence to make millions while Barry took advantage of the low information muppets. You see why this is a tough decision?

    Joe’s damage ushered in a border invasion, epic debt, epic inflation and emboldened foreign enemies. Obommi whipped the masses into a frenzy denouncing success and production in a traditional sense in the guise of transformation. His regime will be viewed upon as the turning point in America’s reign as a beacon of optimism, freedom and opportunity. Obligation and responsibility has been replaced by entitlement and resentment.

    Joe was just a product of abuse; his handlers were the ones holding a gun to his head. His 50 year legacy was destroyed the day he was elected ordained. Unfortunately, he was in the driver’s seat so he gets the prize for possible worst reign.

  41. Fast Eddie says:

    …truck station job

    Not sure I know what a “truck station” is. I think you mean truck stop and at the time of the China virus, I wasn’t considering filling some time with a weekend job. A “truck station” sounds like something someone would say when they wouldn’t be caught dead near one. I assume you’re more of “Sephora” type employee? Not that there’s anything wrong with that but, you know… we all have our tendencies that reflect who we are.

  42. LAX says:

    Back to reality from the planet Fucktard:

    President Trump approved $8.4 trillion of new ten-year borrowing during his full term in office, or $4.8 trillion excluding the CARES Act and other COVID relief.
    President Biden, in his first three years and five months in office, approved $4.3 trillion of new ten-year borrowing, or $2.2 trillion excluding the American Rescue Plan.
    President Trump approved $8.8 trillion of gross new borrowing and $443 billion of deficit reduction during his full presidential term.
    President Biden has so far approved $6.2 trillion of gross new borrowing and $1.9 trillion of deficit reduction.

  43. LAX says:

    12:04 you will literally lose IQ points reading the shit Gary posts.

  44. Phoenix says:

    What a week. 2 hockey heroes run over and killed by a drunken road raging military hero. Left a bunch of kids fatherless. Friends with PoPo.

    Football player shot in SFO.

    ‘murica.

  45. LAX says:

    Phx put down the Daily Mail…it’s rage bait aimed at middle aged housewives in the UK.

  46. Fast Eddie says:

    Modern architecture which looks too generic with 6 beds and 5 baths. Why? No one’s having kids anymore. And what’s with the prison windows in the bathroom rendition?

    https://www.trulia.com/builder-community-plan/Argo-Homes-The-Villa-377998530

  47. ALotMoreBuyers AreGoingToPoof says:

    Grim,

    A few weeks ago there was a story (Bloomberg?, Reuters?NYT?WP?) on how the Dept of Justice was impressed by the chinese criminal world’s new money laundering method and its repercussion with national security as anything chinese the chinese communist party has a hand in it.

    The laundering goes something like this. 1) China limits money transfer amounts out of china. So whether legit or illegit and you want it out, you contact thru apps the criminal world that take it and give you the equivalent in the USA. 2) Where do the chinese criminal world gets the USD to give it to you here? Well they got it from the mexican cartels, which expects the equivalent amount in Mexican Pesos in Mexico. 3) How do the chinese criminal world gets its hand in mexican pesos? Well you know the legit or illegit Yuans they got in china, they bought goods with it that they exported to Mexico or Colombia and sold wholesale at the best price they could get as they don’t mind taking a trading loss. So everyone gets there agree to monies and makes their profits their way.

    US Treasury/FINCEN has been worried for a long time that a lot of the laundered chinese monies are parked in residential real estate in predominantly asian areas. If you look in greater Queens/Fort Lee areas and others alike preferred by asians the amount of properties that are entity owned vs natural person owned are out of large vs non-asian areas.

    UST/FINCEN had a cash transaction reporting rules by participants in the real estate transactions for some metro areas, making real estate transactions more like “know your customer rules” that financial companies have to abide by. Now that is going national.

    So as laundering into residential real estate becomes more difficult to execute, is going to be interesting to see what happens to the predominantly asian residential real estate market as demand channel is minimized in its effect? and where the laundered monies goes next? There is only so many Korean restaurants/bakeries/coffeeshop/massage parlors that Fort Lee can take.

  48. NJCoast says:

    Uh buh bye! Local’s summer starts tomorrow!

  49. Fast Eddie says:

    Bennies go home! ;)

  50. BRT says:

    Is Harris talking like this cultural appropriation? She’s Jamaican/Indian but faking the midwest accent.

    https://x.com/DefiantLs/status/1830671045512307077

  51. Fast Eddie says:

    What accent would Cumella have giving a speech on the north shore of Staten Island or Howard Beach, Queens?

  52. CumellaGreasyEddie HappyLeftWankingHand says:

    That is a trick question. It would be gobble gobble gobble.

  53. LAX says:

    That’s called Bi-coding vernacular variation ffs

  54. Phoenix says:

    No. Gobble gobble gobble is MitchyMcConnell Turkey Neck.
    Or Glitchy. What exactly does a glitching turkey sound like?

    CumellaGreasyEddie HappyLeftWankingHand says:
    September 2, 2024 at 4:23 pm

    That is a trick question. It would be gobble gobble gobble.

  55. BRT says:

    We gon win in twenny twenny fo!

  56. Fabius Maximus says:

    “If Kamala Harris went from Bacon to Wind in her interview with Dana Bash!”
    https://x.com/SethAbramson/status/1830816543141163341

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