From NJ.com:
Disbarred N.J. lawyer admits stealing more than $1M from clients
A former New Jersey real estate attorney admitted on Tuesday to stealing $1.18 million from clients, the Monmouth County Prosecutor’s Office announced.
Steven Salami, 49, of Hazlet, pleaded guilty to second-degree financial facilitation of criminal activity before Superior Court Judge Christie Bevacqua, authorities said.
Salami, who was based in Hazlet in Monmouth County, took money from his clients for “various real estate transactions” and never did the work he was expected to do, authorities stated in a news release.
The funds, which he was supposed to hold in escrow for the deals, were never returned to his victims, resulting in missed closing dates and nullified real estate transactions, the prosecutor’s office said.
An investigation uncovered dozens of victims, leading to a 63-count indictment against Salami being returned by a Monmouth County Grand Jury in July 2021.
…
During grand jury testimony, a Monmouth County detective presented evidence that Salami was using newer clients’ trust money to satisfy existing clients deals, essentially running a Ponzi scheme with his law practice.
“Trumpism is a cancerous phenomenon,” he writes. “Treated with surgery once, it now threatens to come back in a more aggressive form, subject neither to the radiation of ‘guardrails’ nor to the chemo of ‘constraints.’ It may well rage out of control and kill its host.”
If elected, Gopnik argues, Trump will pardon and celebrate the January 6th insurrectionists, allowing the existence of a paramilitary organization capable of committing consequence-free violence on his behalf. He will attempt to persecute his political rivals. He will abandon Ukraine, NATO, and the democratic alliance of Europe. And these are just a few of the fearsome outcomes we can predict, based on his malignant acts as President and his blustering, vengeful claims for the future. “An oncologist who, in the face of this much evidence, shrugged and proposed watchful waiting as the best therapy would not be an optimist,” Gopnik writes. “He would be guilty of gross malpractice.”
Frdts
You guys don’t know but Gobnik writes for the New Yorker. I”ve been reading it since High School
Lawyers and escrow: Is there a way to ponzi about without getting caught? I think sooner or later, they all fall. Why go through the time and effort to obtain a law license only to throw it away?
Six years ago, this sold for 390K, now they want 600K, originally at 629K. And it’s on a 50 x 100 lot. How do you justify it? Insanity.
https://www.trulia.com/home/43-orchard-pl-wayne-nj-07470-39798180
How much does it cost to replace this type of roof? And why do I get the sense that the inside of this house feels like a 1970s Columbo episode?
https://www.trulia.com/home/32-apache-rd-wayne-nj-07470-39800227
The New Yorker has apparently been dumbed down write a bit, much like the rest of the National discourse. A high school kid can write a more eloquent story. Dumbing everything is a critical step in the third world Revolution. Part of the conditioning.
That’s like a $50-75k roof.
Getting some Encanto vibes.. we don’t talk about bruuuuno.
Best line from the Al Smith Dinner.
“There’s a group called White Dudes for Harris, but I’m not worried about them. Their wives and their wives’ lovers are voting for me,” Trump cracked to a roaring audience after eating dinner alongside his wife, Melania.
I wonder if the Steven Salami case was cracked by private detective Gene Parmesan.
Gobnik argues:
Right-wing political power has, over the past half century, turned out to have almost no ability to stave off progressive social change: Nixon took the White House in a landslide while Norman Lear took the airwaves in a ratings sweep. And so a kind of permanent paralysis has set in. The right has kept electing politicians who’ve said, “Enough! No more ‘Anything goes’!”—and anything has kept going.
No matter how many right-wing politicians came to power, no matter how many right-wing judges were appointed, conservatives decided that the entire culture was rigged against them.
That Cumella video at the Al Smith dinner was awkward. Hey sweetie, you can’t avoid everything and everybody and expect to be the leader. You need to be able to take massive shots repeatedly, and not just the ones… oh, never mind.
That’s like a $50-75k roof.
A quick search tells me it has a 50 to 100 year lifespan. That house is probably 50 plus years old so, depending on inspection, you either have another 50 years or due for a roof soon. When I bought my current house, I did a new roof as it was at the end. Though, traditional asphalt tiles here, no clay or slate. I assume a slate roof is even higher in price? Gotta search that one.
In NJ? They are going to be similar. In markets where tile is common, slate is for sure more expensive.
Slate roof prices are highly correlated with your wife’s ring size and the cars in the driveway. Did you say you own a boat? Forgot about the $10k slate handling fee.
re: “avoid everything”
Nah deck was stacked against her. VP Harris does not have the cards to pull off a roast and do 20 minutes of standup even with joke writers. Sometimes the only way to win is not the play the game.
Called a couple of places to have Christmas light installed. They are overpriced and yet scheduled for the full season.
Economy has been doing great for past few years and ppl have plenty of dough
Again stupid. How can a culture be rigged. Neither insightful or clever.
The left won’t, outside a few marginalized voices like taibi, take a critical look at themselves. They’ve being reactionists and authoritarians. They’re no longer liberal. They’re blood thirsty and addicted to censorship to maintain their narrative.
Best line of the Al Smith was this
“During the first and only debate, President Trump talked about migrants taking cats and eating them. If you’re keeping track at home, this is the second time grabbing a kitty has been part of a campaign issue.”
The Dow Jones Industrial Average’s
DJIA
-0.25%
strong year-to-date return translates to a 72% probability that the Democratic candidate, Vice President Kamala Harris, will win the presidential election in November.
Just two months ago the Dow was assigning a 64% probability to a Harris victory (as I wrote at the time). And when I devoted a column in May to this subject, the probability of a Democratic victory was judged to be 58%. The increases in probabilities since then are due to the stock market’s strength; there’s a statistically significant correlation between the Dow’s election-year performance and the incumbent political party’s chances of retaining the White House.
A 72% probability of a Democratic victory is much higher than the 43% chance that the electronic futures markets currently place (according to the aggregator site Election Betting Odds).
Christmas light installed.
Lazy….My other lazy neighbor dumps $2000 a year into paying someone to rent and install lights. That money should be saved and invested. A string of lights is what like $5 on sale?
From SOFI’s daily email… (Again, proving that MAGA’s so called economic collapse is complete BS)
Americans continue to spend their hard-earned dollars – irrespective of high prices all around them. And that’s good news for the U.S. economy.
U.S. retail sales increased by 0.4% in September, according to the Census Bureau. This may sound like a tiny change, but in the world of retail sales data, it was meaningful, not to mention a significant increase from the 0.1% August increase.
Confident Consumers
This is great news for the U.S. economy, which is driven by consumer spending. The Federal Reserve’s high interest rate policy, instituted to combat inflation, was feared to put a real damper on spending and thus economic growth. But this didn’t quite materialize.
And now that the Fed has started to cut rates (the first rate cut happened last month), spending only seems to be accelerating. In September most categories registered gains, including specialty stores, apparel retailers, and restaurants. Notably, the overall figure was weighed down by a decline in gas station sales. Excluding this more volatile category, overall sales grew by 0.6%.
Ups and Downs
The positive data is particularly reassuring, considering not all data points from this week were as promising. U.S. industrial production dropped 0.3% in September, according to Fed data. The decline is attributed in part to extenuating circumstances including the damage from hurricanes Helene and Milton, as well as the ongoing Boeing strike.
Economic data is often a mixed bag, but in this case, the underlying message is positive. With more Fed rate cuts expected in coming months, this momentum could carry the U.S. economy through the holiday spending cycle.
Juice Box says:
October 18, 2024 at 9:07 am
“deck was stacked against her…Harris does not have the cards to pull off a roast and do 20 minutes of standup even with joke writers”
The ‘deck’ is perpetually stacked against incompetent imbeciles like Carmella — unless they’re in the Dem party and shack-up with the right people. As you noted, she doesn’t have what it takes — which is very little — to read a bunch of jokes that are written for her (T’s writers were very good, by the way), but dopes like Unstable and FlabLACKS want to be governed by her. Dumb!!!
Juice Box says:
October 18, 2024 at 8:19 am
“There’s a group called White Dudes for Harris, but I’m not worried about them. Their wives and their wives’ lovers are voting for me,” Trump cracked…
Perfect! Feels like this one was specifically for LACKS.
The headline story gives new meaning to “Hide the Salami”
Trump’s gonna lose (again). Only a complete idiot would vote for the aged, bloated, failure.
When he loses, I will laugh my fucking ass off.
I understand the focus of the article, and the data it cites. However, it is being widely discussed in industry circles that the strength in the markets for the last 10 days or so is sourced in the confidence that Trump is creating daylight where he needs to.
I can see some obvious stuff that the Harris campaign concurs given certain desperate moves (i.e. Fox Network interview). Also, seeing aggressive media based attacks on Trump (e.g., ABC, CBS & Bloomberg news coverage).
I have no axe to grind, just observing.
LAX says:
October 18, 2024 at 9:44 am
The Dow Jones Industrial Average’s
DJIA
-0.25%
strong year-to-date return translates to a 72% probability that the Democratic candidate, Vice President Kamala Harris, will win the presidential election in November.
Just two months ago the Dow was assigning a 64% probability to a Harris victory (as I wrote at the time). And when I devoted a column in May to this subject, the probability of a Democratic victory was judged to be 58%. The increases in probabilities since then are due to the stock market’s strength; there’s a statistically significant correlation between the Dow’s election-year performance and the incumbent political party’s chances of retaining the White House.
A 72% probability of a Democratic victory is much higher than the 43% chance that the electronic futures markets currently place (according to the aggregator site Election Betting Odds).
10:18 I’m still gonna vote against the bloated piece of shit.
The cheneys appreciate your steadfast support.
Trump can do his double dick jerkoff dance in prison.
Chicago,
I saw an article that read that this significant recent increase in the betting on Trump without any sign of improvement in recent polls, is due to a few large money bettors putting in canceleable bets on Trump to move the line (some even rumored it’s Musk). Not only has this moved the betting line but it may also be responsible for the recent run in DJT stock absent any significant change in company fundamentals. There was no source listed, so my bullshit meter is high on this. Though, I would not be surprised if it was true. Manipulating stocks has been very popular since Wall Street Bets made their fortune on GME. And don’t forget, Musk went on Saturday Night Live and promoted Doge Coin.
I always knew Musk was an asshat. I am not surprised he has decided to join the MAGGOTS.
Musk is just gross. MAGA suits him.
Stu: I am referring to Global equity and debt markets.
Does anyone have experience w/ AO Smith water heaters — or any other equipment from them. I don’t recall ever using their stuff before, but PSEG has 60mo 0% interest on AO Smith water heaters and I’m on borrowed-time w/ my 13 year-old WH. Anhy feedback appreciated.
Good observation from Gobnik:
It’s almost as painful to see the impunity with which Supreme Court Justices have torched their institution’s legitimacy. One Justice has the upside-down flag of the insurrectionists flying on his property; another, married to a professional election denialist, enjoys undeclared largesse from a plutocrat. There is, apparently, little to be done, nor even any familiar language of protest to draw on. Prepared by experience to believe in institutions, mainstream liberals believe in their belief even as the institutions are degraded in front of their eyes.
Last 10 days? You and your buddies are clueless .
The economy has been relentless since Biden took office. 4 yrs man, 4 yrs
10:43 AO Smith is a solid brand. Premium product.
SGC
There are really only three tank type water heater manufacturers left in the country. AO, Rheem and Bradford White. They all work just fine.
If it’s PSEG is it electric? If it’s over 50 gallons of storage it has to be a heat pump type, which has some issues. Or they can play around with the wiring on a “commercial” light duty heater and make it work in a residential application.
Unless its a heat pump type electric its all pretty mature tech.
Go tankless, although be aware the big three tank guys don’t make their own tankless, outsourced overseas where they know how to make them. Just get a Navien or Rinnai tankless.
Also check out Rheem and Bradford White.
I replaced my water heater four years ago with an AO Smith.
The secret to long water heater life is to replace the sacrificial anode, and drain the crap from the bottom of the water heater at least once a year.
I would say most of you wannnkers would be too afraid to do that….
https://www.youtube.com/watch?v=p15VXZkEFag
Tankless only works with gas, unless you live in Miami.
Here is another video. Very easy too do, even Tampon Tim can do this one.
https://www.youtube.com/watch?v=pN-h4VjXEGE
Juice Box letting his inner cunt out…,
Looking at TA for the current market, we are about 400 points or a little over 2% away from the Nasdaq bumping it’s 30-year peak line. It’s also a triple top, dating back to the first week in July which is a historically bearish pattern.
My equity positions remain comfortably 50% stable/50% agressive (mostly index funds).
I will not be changing my position unless I see clear support at a much higher level (unlikely from a historical viewpoint) or a significant pullback (which might take a while if the FED chooses to cut the interest rates when it clearly shouldn’t).
Juice,
Pretty cool stuff on that Anode replacement. I was not aware there even was one in the tank. He have super hard water here, so this should prove to be quite useful. I plan to move in a few years and we have a newer heater, so I’m not that concerned, but will keep this in mind whereever I move to. That tip seems like a no brainer. Like flushing your water boiling furnace each year, which I’ve already done.
Donald Trump has long claimed no one has ever been more physically and mentally equipped to be president than him. In particular, Trump, who is now 78 years old, has bragged about his “stamina” — how he has it, and how his opponents don’t. In one example from just a few days ago, he wrote that Kamala Harris needs to “pass a test on Cognitive Stamina and Agility” because her “actions have led many to believe that there could be something very wrong with her.”
It’s Trump, however, whose public appearances have been increasingly incoherent as the race has intensified in the home stretch before Election Day. The former president has also canceled several interviews and public appearances, including a CNBC interview, an NBC interview in Philadelphia, a speaking slot at an NRA event in Georgia, and, most notably, a high-profile interview with 60 Minutes. Trump has also refused to debate Harris a second time after getting clobbered by the vice president in September.
Trump wants to be POTUS again so he can get back to his regular schedule:
Tweeting at 3 AM, sleeping until noon, ” executive time “…. and then Golf!!!
Lib – The newer gas water heaters also have air filters at the very bottom the base. It needs to be vacuumed or brushed from the outside. The newer electronic units have an air flow sensor and will shut off it clogged with dust etc.
Half his cabinet quit while he was POTUS and he never even bothered to replace them.
Headline:
Trump judge releases 1,889 pages of election interference evidence against the former president
The dichotomy of the TDS sufferer is they follow his every move and hang onto every word. I’ll never fully understand it.
11:49 bet there’s a lot you don’t understand, boomer.
Booooooomers. Where privilege and stupidity intersect.
You complain when he’s on tv, which is all the time. You complain that he’s not in public enough. Seriously he’s not worth it and never has been.
LAX,
You’ve said what you’ll do if Trump loses. What will you do when he wins.
For me, election day will be sad regardless of the result.
I might practice my tennis or golf after I hear who wins. I suspect we won’t know the outcome till the morning after, due to the way some states process absentee votes.
11:57 nuthin. I’m in California – a Trump win won’t mean much out here.
We’re a nation unto ourselves. We just laughed at his incompetence and changed the channel every time he spoke.
My wife & daughter won’t be happy. During TrUmp’s tenure I had to continually remind my kiddo that the US wasn’t a failed nation, we were allowed to love the US Flag no matter who was in office, and that the USA was still a decent place to live. Though the thought of an overseas adventure might be fun. Say a four year stint in The UK .
Bad, bad woman. Should have let the father have custody. Oh well.
The Pennsylvania mother convicted of killed her two young children by hanging them with a dog leash has learned her fate.
Lisa Snyder, 41, who was found guilty last month of murdering her two children in their Albany Township home, will spend the rest of her life behind bars after being sentenced to two consecutive life sentences without the possibility of parole.
Snyder showed no emotion as she was sentenced Thursday, Main Line Times & Suburban reported.
Her two children, Conner, 8, and Brinley, 4, were found hanging from a support beam in the basement of their home in September 2019.
Reporting incremental data. The causes of investment may not be objective, but the data in itself is. Remember, “put your money where your mouth is”. I don’t care what you say, I care what you do.
Very Stable Genius says:
October 18, 2024 at 10:49 am
Last 10 days? You and your buddies are clueless .
The economy has been relentless since Biden took office. 4 yrs man, 4 yrs
Tangle predicts Trump will win but Dems win back the House.
For the past 4 yrs you guys wished for an economic recession that never arrived.
To somehow assign that accomplishment to Trump is perverted and demented
But the surge might be a mirage manufactured by a group of four Polymarket accounts that have collectively pumped about $30 million of crypto into bets that Trump will win.
“There’s strong reason to believe they are the same entity,” said Miguel Morel, chief executive of Arkham Intelligence, a blockchain analysis firm that examined the accounts.
The accounts betting big on Trump—Fredi9999, Theo4, PrincessCaro and Michie—were all funded by deposits from Kraken, a U.S.-based crypto exchange, according to Arkham. They behave in a similar fashion, systematically placing frequent bets on Trump and stepping up the size of their bets at the same time, Arkham found. The oldest of the accounts was created in June, while the newest was created this month.
Even many die-hard Trump fans consider it unlikely that he will win the majority of votes cast. Trump lost the popular vote in 2016 and 2020, winning the presidency in 2016 by capturing enough swing states to triumph in the Electoral College.
The betting spree has echoes of the “Romney Whale,” an unknown trader who placed a flurry of bets on a Mitt Romney victory during the closing weeks of the 2012 election, using Intrade, a now-defunct prediction market. The trader lost nearly $7 million, according to a 2015 paper by a pair of economists from Microsoft and Barnard College. The authors concluded that the bets had characteristics of manipulation, potentially aimed at shaping public perceptions.
Retail Sales strong in September, up 0.4 percent. Credit card debt outstanding 2nd quarter 1.1 trillion (increased of 27 billion in second quarter) Total car loan debt outstanding 1.17 trillion.
Below are the Vanguard dollar amounts saved average and median in participants 401k accounts:
Age Average 401(k) balance Median 401(k) balance
35 to 44 $91,281 $35,537
45 to 54 $168,646 $60,763
55 to 64 $244,750 $87,571
65 and up $272,588 $88,488
Liam’s GF looks a lot like my wife:
https://www.dailymail.co.uk/news/article-13976259/Liam-Paynes-girlfriend-breaks-silence-death-One-Direction.html
Actually upon re-examination. My wife is better looking. I was thinking more…..well….
LAX,
Sad to see girls in their early 20s getting blatant plastic surgeries and injections that actually make her look uglier, faker and trashier.
Never forget them playing at Madison Square Garden, captured in this bootleg video:
https://www.youtube.com/watch?v=qhOp8Pwr2FM
$30M? Who cares? Musk is worth $250B…. with a B.
Not really sure what point you are making……
Very Stable Genius says:
October 18, 2024 at 2:24 pm
But the surge might be a mirage manufactured by a group of four Polymarket accounts that have collectively pumped about $30 million of crypto into bets that Trump will win.
BTW…… what is with the extreme Harris critiques? Yeah she is not the best candidate, but she is polished, rehearsed, and strong willed. Defintely head and shoulders above GWB…… I don’t like her politics. She has been surreptitiously sneaked onto the docket. But she is passable to the point she could actually win. Not that I would vote for her, but I like her better than Kerry, and I voted for Kerry.
100% accurate
No One says:
October 18, 2024 at 4:02 pm
LAX,
Sad to see girls in their early 20s getting blatant plastic surgeries and injections that actually make her look uglier, faker and trashier.
Chgo: My critique of Harris. No substance. Complete about face on all her former policy positions. Dismal performance as VP. Not one area that she can point to as having any particular knowledge. And, more to the left than her overnight shift to the center says she is. I would also point out insiders in the White House were saying a couple of years ago she was not Presidential material, and she is not. Too miserable choices for President.
Harris sucks and blows
Watch 10 seconds of this, time stamped for your pleasure:
https://youtu.be/dRcxZFIztuA?t=45
All to try to sell it to the highest bidder:
hicagofinance says:
October 18, 2024 at 4:49 pm
100% accurate
No One says:
October 18, 2024 at 4:02 pm
LAX,
Sad to see girls in their early 20s getting blatant plastic surgeries and injections that actually make her look uglier, faker and trashier.
Social Security recipients are concerned after learning they won’t receive a monthly check in December.
Oh, no! Looks like we have to postpone that trip to the casino!
VP Harris now outright lying for money. Her latest you tube advertisement says Trump is outspending her by millions, a big fat lie.
https://www.forbes.com/sites/alisondurkee/2024/10/16/trump-vs-harris-fundraising-race-harris-biggest-campaign-fund-takes-in-nearly-twice-as-much-as-trumps-committees/
Phoenix that is a lie. They get two checks in November. 1st payment drops the day before the election. Simply just a a remarkable concurrence of events right?
https://www.ssa.gov/pubs/EN-05-10031-2025.pdf?ftag=MSFd61514f
Juice: Why 2 checks in November?
4:49 He Man Woman Haters Club
Hughesrep says:
October 18, 2024 at 10:56 am
“AO, Rheem and Bradford White. They all work just fine…If it’s PSEG is it electric?”
Thanks for the info. I’ve currently got a GE gas unit, so I’ll go ahead and replace with their AO gas unit.
The former chief/ deputy chief of the now defunct Bergen Co Police Departments has been arrestd on child pornography charges. He is 69 years old. I would guess this evil freak has children and grandchildren.
LGM!
Subway series still alive!!
Subway Series dies Sunday in LA.
I started writing something detailed, and stopped.
To restart, literally right now before the election? You may as well wait. Everything in fixed income is overpriced. Your downside is that a Harris win with a compliant Congress provides a (fixed income magnitude) windfall. But that is not the point of your trade. Also, ladder it, right? Are you a FL resident? If so, work with your team to locate the best deals anywhere. It is very liberating. Not enough NJ bonds of needed risk/reward. Very black and white in NJ (no pun intended).
No One says:
October 17, 2024 at 1:45 pm
Chi,
Is this a good time for someone in the top tax bracket to buy muni bonds?
5.5% tax equivalent yields for about 7 year durations.
Beemer doors are really made well. I never knew
https://www.reddit.com/r/interestingasfuck/comments/1g74gaw/road_rage_leads_to_trapped_legs_in_the_car_door/
Bimmer.
Sorry. Didn’t have my Grey Poupon yet.
North Korean troops are fighting in Ukraine for Russia. According to Newsweek 18 have already deserted and Russian troops are looking for them.
60 year olds are fighting for Ukraine, North Korean slaves for Russia. Your world leaders act like they are playing a boardgame with sacrificial pawns. Doesn’t matter to them as long as we get Locked and Raytheon go up.
11:18 Why, that’s just job security for you right there, I tell you wut.
More cages in the kennel. Woof woof.
Town officials in Wayne Township this week passed an ordinance to rezone the property for residential use. That clears the way for the developer who purchased it from Toys “R” Us in 2019 to redevelop a substantial chunk of the 191 acres of land into 1,360 apartments, more than 200 of which will be affordably priced for low- and middle-income people. The town has a duty to develop about 500 affordable homes under a state mandate, but Wayne officials have waged a protracted battle with the state over how to fulfill this obligation.
LAX says:
October 19, 2024 at 2:12 pm
11:18 Why, that’s just job security for you right there, I tell you wut.
Just saw those puppies off. 20 minutes of work at best.
18 is nothing. Congress has many more deserters than that, not including Mr Bone Spurs.
3b says:
October 19, 2024 at 12:22 pm
North Korean troops are fighting in Ukraine for Russia. According to Newsweek 18 have already deserted and Russian troops are looking for them.
None of the kids I work with know what Three Mile Island is, nor what happened there.
Don’t they teach F’n history in schools anymore, or are all the teachers just oversexed?
Especially since this was the worst nuclear accident in the USA.
Now you are going to reopen this dump in order to have AI so you don’t have to use the last 3 neurons that were doing any work at all?
Looking for a score, is “Axis of evil” worse than “epitome of evil?”
Terrifying new research has laid bare how notorious Venezuelan super gang Tren de Aragua’s criminal tentacles have spread across America.
Dubbed the ‘epitome of evil’ and ‘MS-13 on steroids’, police investigations showed that the mob is behind a spiraling crime wave across the US, with members accused of murders, violent assaults on cops and sex trafficking women.
2:25 shudder
I was at the Freehold Raceway Mall because my son needed a new battery for his iPhone.
WTF with all the food stores? The place is belching out high calorie sugar, salt and crap from every corner of the place. The smell of food wafts from the moment you step inside. Small pocket storefronts have replaced retail with food.
Sickening. Inexplicable. I am so detached from mainstream society. I must be some kind of deviant.
Yankees vs Dodgers