From MarketWatch:
Foreclosures at lowest rate since February 2008
U.S. foreclosures have fallen to their lowest rate since February 2008, as states clear the backlog of foreclosures from the crisis years and the market slowly returns to normal.
At 1.76% of active mortgages, the inventory of loans in foreclosure is at its lowest point since February 2008, according to data released Friday from Black Knight Financial Services, a mortgage technology and information services firm based in Jacksonville, Fla. This “first look” at September month-end mortgage performance derived from a database representing two-thirds of the overall market.
That equates to 893,000 loans in the foreclosure process, a 33% decline of 435,000 from 1.3 million last year. That bodes well for the housing market, experts say. Jed Kolko, chief economist for real-estate website Trulia, says the delinquency and foreclosure rate is 74% back to normal in the fourth quarter versus 56% a year ago, while home prices and sales are 75% and 80% back to normal, respectively.
The total “non-current” inventory — 30 or more days past due or in foreclosure — fell by 117,000 on the month to 2,878,000 in September. The inventory of “seriously delinquent” loans — those 90 or more days past due — declined by 25,000 on the month to 1,118,000 in September reaching its lowest point August 2008, and number of properties in foreclosure of 30 days or more fell 137,000 to 3,771,000. And the number of properties in foreclosure inventory fell 20,000 to 893,000 in September.
The states with the most delinquencies or foreclosures in September are Mississippi (14.41% of all loans), New Jersey (12.17%), Louisiana (11.16%), New York (10.76%) and Florida (10.55%). The states with the least number of delinquencies or foreclosures are North Dakota (2.43% of all loans), South Dakota (3.64%), Colorado (3.72%), Montana (3.89%) and Minnesota (4.03%). Mississippi, Alabama, Rhode Island, Louisiana and Massachusetts also had the most serious delinquencies (90 days or more).
Yesterday was a banner day for the Randian used panti sniffers. I know you will never acknowledge that in her time, she was considered a wack job. Her ideas promoted the view of a “superman” that should have no moral or legal center and should get away with what ever “superman” wants because he can. Of course, in her time. A few decade earlier an Austrian guy with a funny mustache had tried the same and things did not end well.
The Randian panti sniffewrs go all around to avoid the simple fact best describe in Krugman column today.
Plutocrats Against Democracy
OCT. 23, 2014
Paul Krugman
It’s always good when leaders tell the truth, especially if that wasn’t their intention. So we should be grateful to Leung Chun-ying, the Beijing-backed leader of Hong Kong, for blurting out the real reason pro-democracy demonstrators can’t get what they want: With open voting, “You would be talking to half of the people in Hong Kong who earn less than $1,800 a month. Then you would end up with that kind of politics and policies” — policies, presumably, that would make the rich less rich and provide more aid to those with lower incomes.
So Mr. Leung is worried about the 50 percent of Hong Kong’s population that, he believes, would vote for bad policies because they don’t make enough money. This may sound like the 47 percent of Americans who Mitt Romney said would vote against him because they don’t pay income taxes and, therefore, don’t take responsibility for themselves, or the 60 percent that Representative Paul Ryan argued pose a danger because they are “takers,” getting more from the government than they pay in. Indeed, these are all basically the same thing.
For the political right has always been uncomfortable with democracy. No matter how well conservatives do in elections, no matter how thoroughly free-market ideology dominates discourse, there is always an undercurrent of fear that the great unwashed will vote in left-wingers who will tax the rich, hand out largess to the poor, and destroy the economy.
In fact, the very success of the conservative agenda only intensifies this fear. Many on the right — and I’m not just talking about people listening to Rush Limbaugh; I’m talking about members of the political elite — live, at least part of the time, in an alternative universe in which America has spent the past few decades marching rapidly down the road to serfdom. Never mind the new Gilded Age that tax cuts and financial deregulation have created; they’re reading books with titles like “A Nation of Takers: America’s Entitlement Epidemic,” asserting that the big problem we have is runaway redistribution.
This is a fantasy. Still, is there anything to fears that economic populism will lead to economic disaster? Not really. Lower-income voters are much more supportive than the wealthy toward policies that benefit people like them, and they generally support higher taxes at the top. But if you worry that low-income voters will run wild, that they’ll greedily grab everything and tax job creators into oblivion, history says that you’re wrong. All advanced nations have had substantial welfare states since the 1940s — welfare states that, inevitably, have stronger support among their poorer citizens. But you don’t, in fact, see countries descending into tax-and-spend death spirals — and no, that’s not what ails Europe.
Still, while the “kind of politics and policies” that responds to the bottom half of the income distribution won’t destroy the economy, it does tend to crimp the incomes and wealth of the 1 percent, at least a bit; the top 0.1 percent is paying quite a lot more in taxes right now than it would have if Mr. Romney had won. So what’s a plutocrat to do?
Continue reading the main story Continue reading the main story
Continue reading the main story
One answer is propaganda: tell voters, often and loudly, that taxing the rich and helping the poor will cause economic disaster, while cutting taxes on “job creators” will create prosperity for all. There’s a reason conservative faith in the magic of tax cuts persists no matter how many times such prophecies fail (as is happening right now in Kansas): There’s a lavishly funded industry of think tanks and media organizations dedicated to promoting and preserving that faith.
Another answer, with a long tradition in the United States, is to make the most of racial and ethnic divisions — government aid just goes to Those People, don’t you know. And besides, liberals are snooty elitists who hate America.
A third answer is to make sure government programs fail, or never come into existence, so that voters never learn that things could be different.
But these strategies for protecting plutocrats from the mob are indirect and imperfect. The obvious answer is Mr. Leung’s: Don’t let the bottom half, or maybe even the bottom 90 percent, vote.
And now you understand why there’s so much furor on the right over the alleged but actually almost nonexistent problem of voter fraud, and so much support for voter ID laws that make it hard for the poor and even the working class to cast ballots. American politicians don’t dare say outright that only the wealthy should have political rights — at least not yet. But if you follow the currents of thought now prevalent on the political right to their logical conclusion, that’s where you end up.
The truth is that a lot of what’s going on in American politics is, at root, a fight between democracy and plutocracy. And it’s by no means clear which side will win.
Anecdotal I know, but the family two houses up the street from my parents up and left. House doesn’t seem like its for sale or anything and they left a dead car with four flat tires in the driveway. Neighbors say they just tired of paying the mortgage and left.
1 – Tell dipsh1t paul krugman that we do not have a democracy in this country. It is a Constitutional Republic.
I see otto is up early today.
To quote Benjamin Franklin when asked what the convention had wrought, he replied, “A republic madam, if you can keep it.”
Pretty clear to see who here doesn’t want to.
[3] brian
The founders understood that democracy with universal suffrage was legalized mob rule.
The adherents of pure democracy over any and all things forget that it is a form of absolute power, and we know what absolute power does.
Remember folks, Socrates wasn’t condemned to death by a court for violating a capital law. He was ordered killed by popular vote.
““I’ve met with minimum-wage workers in New Jersey,” Perez said today in Washington, according to Bloomberg News. “I’ve met with folks who — the only raise they got, they’re baggage handlers at Newark Airport, and the only raise they got was when the voters increased the minimum wage.”
@Salon:
“Chris Christie’s got his head in the sand”: Labor secretary slams governor’s minimum wage bash http://t.co/M2BMhpdq3Q
1,
“Rand’s 1957 novel Atlas Shrugged was widely reviewed, and many of the reviews were strongly negative.[6][145]
In the National Review, conservative author Whittaker Chambers called the book “sophomoric” and “remarkably silly”. He described the tone of the book as “shrillness without reprieve”…,
“reviewers seemed to vie with each other in a contest to devise the cleverest put-downs”, calling it “execrable claptrap” and “a nightmare”; they said it was “written out of hate” and showed “remorseless hectoring and prolixity”.[6]
Author Flannery O’Connor wrote in a letter to a friend that “The fiction of Ayn Rand is as low as you can get re fiction. I hope you picked it up off the floor of the subway and threw it in the nearest garbage pail.”[147]
Bowling in Williamsburg just before he got sick. I can only imagine the hipster panic.
Juice Box says:
October 24, 2014 at 7:22 am
Can we get a photo op of Deblasio bowling at the place the ebola doc was along with him strap hanging on the 1 train?
“Bowling in Williamsburg just before he got sick. I can only imagine the hipster panic.”
The mayor should use the same bowling ball the good doctor used just to show New Yorkers how hard it is to catch ebola.
ebowaling alley
Now the Krugman tread-mark-sniffers imagine that Ayn Rand would have been on the side of Communist Party sycophants. Just shows how far out of touch with reality their little bubble has floated. They keep on churning out the words, but it’s increasingly just nonsense. No understanding of the US, the world, or much of anything but their slogans and agenda.
Our country really is ungovernable. There ought to be an amicable divorce.
Why am I not the least bit surprised that a slobering disciple of Krugman leads with the term “Randian used panti sniffers”.
The best argument I can make for classical liberal philosophy of individual rights and limited government is to suffer five minutes of diatribe by an unfiltered modern leftist. Stay classy, y’all.
Back in the office, found a message from a debt collector. Didn’t specify who he was trying to reach. Called back and asked him who he was trying to reach as I was concerned about identity theft. He said he was trying to call B.L.
I said I know who B.L. is. He was the prior owner of the house I bought in the Brig in 2008.
A very weird coincidence but we figured out why: their trace team had his old address and simply associated any phone number for it with the address. Since I ported my number from the brig, I got the call.
I joked with the collector that “you know, I gave him a lot of money for that house and it’s sad to see he spent it all.”
[13] moose,
You do realize that you are asking someone who self-identifies as a proud member of the great unwashed to stay “classy.”
Seems to be somewhat contradictory to me.
Ah well, back to the salt mines. Need to buy more ammo for the day that the unwashed decide to engage in self-help redistribution.
Gives new meaning to the phrase “Game of Thrones”……
Juice Box says:
October 24, 2014 at 6:17 am
First person to start puking on the 1,2,3 train this morning wins a prize.
http://www.nydailynews.com/
So obvious, yet stunningly excellent wit….
jj says:
October 24, 2014 at 9:00 am
ebowaling alley
I am so happy that this fcuking hipster douchebage doc went to ground zero of NYC douchebaggery to make people walk the talk……..sunlight is the best disinfectant……..I also love demanding that DeDouchio go retrace the steps of Ebloa-Jesus…..
http://www.nbcnews.com/watch/nbcnews-com/brooklynite-reacts-to-first-ebola-case-in-new-york-347188291621
Police Spotted Dumping Gloves, Masks From NYC Ebola Scene Into Street Corner Garbage Can
http://www.huffingtonpost.com/2014/10/24/police-ebola-garbage-can_n_6039880.html
Best comment from the Gawker article on the ebola doc so far:
“Unless someone’s taken down that month-old full condom, Spence was still only the second scariest thing on the subway this week.”
The Federal Bureau of Investigation is looking into what could be deemed a terrorist act that took place in in Queens, New York, on Thursday. Zale Thompson, 32, is suspected of attacking four New York City Police Department officers with a hatchet while they posed for a photograph. Two cops were wounded before the police fatally shot the suspect, accidentally hitting a 29-year-old female bystander.
“Unprovoked and not speaking a word, the male then swung at one of the officers with a hatchet, striking his right arm,” Bratton said. “After striking that officer, the suspect continuing swinging the hatchet, striking a second officer in the head.”
Bystanders filmed the attack on their cellphone cameras.
Thompson’s Facebook page reportedly contained “images of what appears to be a Muslim warrior and prayers,” MSNBC reported. International Business Times was not able to independently confirm the authenticity of the page.
http://www.youtube.com/watch?v=vMs3EY1WJ6Q
12
One of The speech writers for St. Ron and Bush I is calling for just that.
http://www.rawstory.com/rs/2014/10/author-says-south-should-form-new-nation-without-gays-and-hispanics-called-reagan/
How can I help?
Icahn said he was going to invest $100 million in the Trump Taj Mahal, and save it from becoming the next casino to go out of business.
However, he said he would do it only if the union agreed to give up healthcare benefits.
So far, the union has refused.
Icahn said he would pay each worker an extra $2,000 and they would be eligible for Obamacare or Medicaid.
“The Taj Mahal is quickly running out of money and will almost certainly close,” he wrote. “Reprehensibly, the union, instead of working with … the company to keep the Taj Mahal alive, is instead doing everything to destroy the possibility of saving the jobs of almost 3,000 employees.”
http://money.cnn.com/2014/10/24/news/companies/carl-icahn-taj-mahal/index.html?iid=Lead
Icahn said he was going to invest $100 million in the Trump Taj Mahal, and save it from becoming the next casino to go out of business.
However, he said he would do it only if the union agreed to give up healthcare benefits.
http://money.cnn.com/2014/10/24/news/companies/carl-icahn-taj-mahal/index.html?iid=Lead
Icahn said he was going to invest $100 million in the Trump Taj Mahal, and save it from becoming the next casino to go out of business.
However, he said he would do it only if the union agreed to give up healthcare benefits.
Whenever I saw the right use the term elitist for the leaders on the left, I never really gave it much thought. I always wrote it off as immature name calling. After reading that Krugman garbage and the similar rantings of Otto and Anon who chose to ignore any valid argument from the opposite side. And who continue to trumpet that it’s their way or the highway. I realize that the term elitist is actually quite valid.
As for caring more for the corporation or the individual, both parties are nearly identical. The Dems continue to fool their base with well placed crumbs while continuing to accept lobbyist and campaign finance dollars from the same donors that the opposite party does. One need to simply look at the infamous Porkulous for evidence. Let’s face it, our government is bought equally. Just because the Dems throw out a few bones to maintain their power doesn’t make them any less likely to support their donors. I invite you to look at my UNH investment to see how Obama threw a huge bone to the health insurance industry while providing crumbs to maintain his base (covers those who formerly were not). Honestly, it’s one of the only brilliant maneuvers this elitist in chief pulled off. And to think it was sold to America as a method to lower health care costs. Baa.
cheap condos in NJ are Terrosit breeding grounds.
I developed a terrible cold yesterday. I appear to have woken up sounding exactly like Harvey Fierstein.
If anyone is watching Mayor I married a lesbian. One must see the hipster sign language translator. Dude is so animated he might fall off his seat.
If anyone is watching Mayor I married a lesb1an. One must see the hipster sign language translator. Dude is so animated he might fall off his seat.
Libturd at home says:
It is I married a black lesb1an, have a teenage son with a Dr. J haircut, daughter who is a drug addict and although I have an Italian last name I am Jewish Mayor.
October 24, 2014 at 12:32 pm
If anyone is watching Mayor I married a lesb1an. One must see the hipster sign language translator. Dude is so animated he might fall off his seat.
Who also speaks spanish worse than I speak Swahili.
Joe Maddon quits Rays in baseball shocker
Planes, Cruise ships, subways….what is it with people who are medically trained and have Ebola? It’s like they get sick, then head right for mass transit.
Re [23];
That story is so caricatureish that I can only conclude it was planted; some leftist goof on what they believe of the right.
Much like Bloomberg’s anti-gun commercial a couple of years ago — starring the guy in a flannel shirt and jeans sitting on the back of his pick-up — the archetypical gun-owner, right? Except he clearly didn’t know how to handle the gun he allegedly owned.
Moose – I was thinking exactly the same thing.
I’m a doctor who treated an Ebola patient. I’m not feeling well. My friends want to go bowling. I think I’ll take the train?
http://www.thegatewaypundit.com/2014/10/michael-browns-granny-moms-brawl-in-street-over-t-shirts-swag/
#31
What is it with an MD taking an uber ride around NYC? Is that in vogue with hipsters or is this guy just JJ level cheap?
Foreclosure rate falls, NJ still near top | New Jersey Real Estate Report
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Facebook friend’s status:
“I kind of want to get ebola, so I can be the only person in America who stays home when they have the ebola.”
My head feel like it’s about to explode. For some reason, I’m drawn to Port Authority. Anyone wanna come with?
I like that. Can we make it a rule that whenever Ebola is mentioned here, it must be preceded by ‘the’?
How will I know when I have ebola if I’m sick to my stomach all the damn time?
Cue Anon,
There was another gunman in a school this time in Washington State.
@NewsBreaker: BREAKING: Police asking parents to go to meet students at nearby church after HS shooting near Seattle, WA – @KIRO7Seattle
You’re slipping Anon. Twitter running slow today?
“How will I know when I have ebola if I’m sick to my stomach all the damn time?”
THE Ebola…Get with the program.
32
That story is so caricatureish that I can only conclude it was planted; some leftist goof on what they believe of the right.
Well your conclusion is wrong. How about one under his byline?
http://townhall.com/columnists/douglasmackinnon/2014/10/07/why-i-wrote-the-secessionist-states-of-america-n1901402/page/full
@SuzanneKelleher: Former FBI guy on @MSNBC just said there have been about 90 school shootings in US since Sandy Hook. #gunsense
Tool [46];
Yeah, that Bloomberg/Everytown report has already been thoroughly shredded by , you know, the reality-based community.
Keep repeating your made-up numbers, though. They just become true someday.
Redux [47];
What was I thinking? Anything longer than 141 characters taxes the tool’s attention span.
The anti gun people are going to go full throttle with this one. There’s a proposed gun law on the ballot in Washington to be voted on this November. Expect to see nothing but talk of the Washington High school on the news all weekend.
Hey Hughie:
Do you plan to restart slavery in that new “ReaganLand”, because without the mexicans all the whiteys are too fat, dumb, meth heads, or just damn lazy to get off their Rascal Scooters.
Finally, what makes you think even if you restart slavery. All the non-whitey not going to go ISIS on your pink pimple ridden behind.
50
Hey Dumas. When I said “how can I help” it’s was more in line with don’t let the door hit you on the way out.
Here is a good one. Why not put them all up at the Motel 6 in Liberia?
Rep. Stephen Lynch, D-Mass., said anyone coming from West Africa should be quarantined for 21 days abroad before even boarding a plane to this country.
[51] Hughes
I wasn’t planning on having slavery in our utopian states but the idea of clapping anon, Otto, Fabian, and your doppelgänger in chains to shovel sh!t in the Gulch is awfully appealing.
American hero
@brianstelter: Ben Bradlee obit: 4 full pages inside the @WashingtonPost http://t.co/iMnwewlQEc http://t.co/OjvJMMaODh
I wouldn’t have anon as my slave. Stupid and unreliable. Prolly lazy, too.
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In other news we haven’t had a good nationalist soccer riot in some time:
Serbia awarded Albania walkover after violence at Euro qualifier
Here’s a nice story about local politics.
http://patch.com/new-jersey/hoboken/orange-resident-indicted-conspiring-set-newark-mayors-campaign-bus-fire-0?utm_source=alert-breakingnews&utm_medium=email&utm_term=police%20%26%20fire&utm_campaign=alert
As most of you know, my FIL died a few weeks ago. He never went home after June 14th. The bills just came in for his first 6 weeks of care after falling down a flight of stairs to being discharged to rehab 6 weeks later(two hospital acquired infections, but no injuries from the fall). $750,000. For 6 weeks in a Sussex county hospital. My MIL’s cost: about $100. They have gap Medicare insurance, but how effing ridiculous is that?
59
My two kids cost a $5 copay each. I didn’t even have to thank Obama.
It’s all a scam by everyone involved from top to bottom.
It’s either socking the rich, or screwing the poor. Maybe in between. Look, squirrel.
My two kids pre and post natal care, I should say.
The two I bought cost much more. Thanks Angelina!
[55] luge
Use him for target practice
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expat (59)-
Back in 2005, same story with my dad. Stroke, rehab, hospital, get c-diff, die.
The shit you catch in the hospital is what kills you. The real cherry on the cake was when I enforced my dad’s DNR orders, and the attending called me a killer.
Martin Armstrong, on a roll:
“If you want to hide something in plain view, exaggerate it to the point it becomes extreme and convert it to a conspiracy theory.”
http://www.zerohedge.com/news/2014-10-24/martin-armstrong-danger-conspiracy-theories
Re: # 64 – that is real love….
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Clot –
[64] – Yep, Hospitals are dying factories and C-Diff is merely the scapegoat.
[65] – Armstrong is going to get himself back into the Pokey(or worse!) with talk like that. I decided to revisit his site while it still exists. Found this:
“War only takes place either to achieve economic gain, or retribution for economic loss. Look well to the underlying economic trends and you will understand the future.”
http://armstrongeconomics.com
More from Armstrong:
“Antiquated economic theories still dominate our world. Central banks erroneously believe they can stimulate a domestic economy by purchasing government debt in theory injecting cash into the system. Besides assuming banks will pass on the savings (when they do not), central banks fail to take notice that such debt may be held by foreign investors who gladly dump what they have and take the cash home. The domestic economy is not stimulated as these antiquated theories assume a close[sic] economy as if we lived in a fish bowl. The days of Bretton Woods fixed exchange rate era are over. It is now time to actually take a look at the floating exchange rate monetary system that nobody designed. History truly offers a catalogue of solutions if we dare just look and stop with the biased personal opinions.”
@AP: BREAKING: World Health Organization: Number of people believed to have Ebola rises above 10,000
Bwaaaaa
http://diehipster.wordpress.com/2014/10/22/i-think-weve-hit-rock-bottom-artisanal-ice/
DiWL33 There may be noticeably a bundle to find out about this. I assume you made certain good points in features also.
expat (69, 70)-
Sadly, I don’t think Armstrong will find himself back at Ft. Dix. The next time TPTB get a little irritated with him, it’ll be one to the bean in a “mysterious home invasion” or the brakes on his car go out on a twisting mountain road.
Clot…..what do you think of this? second Deutsche Bank attorney to “commit suicide” in recent days….
http://www.bloomberg.com/news/2014-10-25/deutsche-bank-lawyer-s-death-in-new-york-ruled-suicide.html
Liquor Luge says:
October 25, 2014 at 11:02 am
expat (69, 70)-
Sadly, I don’t think Armstrong will find himself back at Ft. Dix. The next time TPTB get a little irritated with him, it’ll be one to the bean in a “mysterious home invasion” or the brakes on his car go out on a twisting mountain road.
A banker named Gambino in NYC? Suicide, of course.
Some Detroit housing news.
I take em all for $500 a piece.
http://www.businessweek.com/articles/2014-10-24/buying-derelict-detroit-mystery-bidder-wants-6-000-foreclosed-homes#r=rss
[75] Just like McDonald 6 years ago. Just your run-of-the-mill financial pro suicide, nothing further reported that I could ever find:
http://www.reuters.com/article/2009/09/15/us-investmentmanager-death-idUSTRE58E5RT20090915
Relo to Florida? If it ain’t the keys you can keep it.
[74] Or maybe the Matt Simmons hot tub treatment?
Sadly, I don’t think Armstrong will find himself back at Ft. Dix. The next time TPTB get a little irritated with him, it’ll be one to the bean in a “mysterious home invasion” or the brakes on his car go out on a twisting mountain road.
Fantasy Fest is over! Lots of body paint.
Can we get a tweet, anon? Something that includes the perp’s status if you please.
http://www.cnn.com/2014/10/26/us/california-shooting-rampage-deputies-killed/index.html?hpt=hp_c2
[69] expat
Finally got around to Armstrongs website. His office is close to me. We drive by it every day. So I guess if the building gets obliterated, I’ll know it was a JDAM and not a “gas leak.”
What the heck am I doing up this early on a Sunday morning?
Hot Tub Death Machine
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3rd world moderation
http://www.wired.com/2014/10/content-moderation/
And well you can still ship them here and pay them a buck an hour.
“A Bay Area tech company has been slapped with a fine and ordered to pay thousands of dollars in back wages after a United States Department of Labor investigation revealed the company paid workers $1.21 an hour.
The Labor Department said about eight employees of Fremont-based Electronics For Imaging were flown in from India and worked 120-hour weeks to help with the installation of computers at the company’s headquarters. The employees were paid their regular hourly wage in Indian rupees, which translated to $1.21.”
http://www.nbcbayarea.com/news/local/Fremont-Tech-Company-Paid-Workers-121-An-Hour-US-Dept-of-Labor-280148082.html
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juice (89)-
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#90
What else is not new?
“Workers without borders” It’s a twenty teen thing.
Wouldn’t be surprised if the girl emptying the garbage cans in my lab is flown in from Mumbai once a week or if her brother-in-law was hired tomorrow to replace me for a 1/4 my salary and no bennies.
Just a few years to go until FT LL. Hope I can make it.
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