From the Star Ledger:
Man who stole struggling people’s homes sentenced to 20 years
A 58-year-old Bloomfield man was sentenced Friday to 20 years in state prison for cheating Sussex County homeowners in financial distress by transferring ownership of their properties to himself without their consent, according to the Morris County prosecutor.
…
On Oct. 14, a Sussex County jury found Kosch guilty of five counts of theft, two counts of fraud and one count of possession of personal identifying information, Knapp said in a statement.The charges stemmed from Kosch’s operation of Floaters, LLC, a business involved in foreclosure rescues and the purchase of real estate in various Sussex towns, according to Knapp.
Kosch “targeted individuals in financial distress who had moved out of their homes,” Knapp said. He forged signatures transferring properties to himself or to Floaters, LLC, and then rented out the properties and collected the rental income, Knapp said.
Kosch was also found in possession of personal identifying information belonging to more than 100 people for the purpose of locating other property owners, according to Knapp. on
No information was immediately available on the amount Kosch stole or how much he must pay in restitution to his victims.
Pretty much every foreclosure “rescue” program is a scam, not surprised.
Foreclosure rescue; buy now or be priced out forever; houses don’t go down here; you could always refinance; your salary is only going to increase… they’re all synonymous. The levels of distress are all relative. It’s just that some have the capacity to live to fight another day.
Six months on the market, currently asking 800K. For all we know, it could have been listed a dozen times. Name your price on this one:
http://www.trulia.com/property/3159130502-9-Donnybrook-Rd-Montvale-NJ-07645
FK rescue scams are the only growth industry in Sussex.
I like a number of things about this house. The great room and the wretched cavernous ceiling I could do without. That room alone will double the cost to heat. It’s a waste. The rest of the house I could do something with but the location is really up there. Take the dog for a walk and your in NY State. Otherwise, I can’t abuse the seller on this except for the fact that it’s an open house amid the holidays so like practically every listing, they’re over-priced. They’re looking for offers but the locale is iffy. This might be ripe for a lowball:
http://www.trulia.com/property/3164059407-5-Stem-Brook-Rd-Montvale-NJ-07645
Interesting..
“The mother of Washington Township High School graduate and Temple University student Caitlyn Ricci, who sued her estranged parents for out-of-state tuition and won, is seeking help to continue her fight against court orders and prevent other parents from facing the same fate.
Maura McGarvey set up a GoFundMe page to fund a court appeal of a Superior Court judge’s ruling, which orders McGarvey and her ex-husband Mike Ricci to contribute $16,000 for their daughter’s tuition at Temple University.”
http://www.gofundme.com/h6ozs0
Note: There has been a great deal of concern about my “net worth” as my daughter’s lawyer gave a misleading statement to the press. When he stated our family income, he was combining the income of two separate households, mine and my husband’s plus my ex-husband’s and his wife’s – (4 adults, 5 minor children, 2 mortgages, etc.) As a public school teacher, my salary of approximately $67,000 per year is public record – I have no reason to hide it. My “net worth” is negative…I have more debts than assets. Neither the FAFSA nor the family court took this into consideration. I want to appeal this case, because I firmly believe that it is unconstitutional and I do not want any other parents to have to go through this ordeal. However, I have been advised that the judgement may need to be bonded (meaning we would need to come up with $16,000 just to get our case to be heard by the appellate court, in addition to the filing fees and attorney fees.)
I hope this clarifies any concerns. Thank you so much to all of you who have already donated to this fund. Your generosity and support are greatly appreciated.
When my daughter moved out of my house in February 2013, I never could have imagined that this is where I would be almost 2 years later. Anyone who hears this story thinks it’s crazy, and no one can believe that this case saw the inside of a courtroom. But it did. And I lost. And now I don’t know what else to do except to tell my story and hope and pray that there is someone who can help me, someone who can help me make sense of what has happened to the child I raised, a victim of “the age of entitlement.”
I wanted to begin by telling the story of a struggling 20-year-old college student, who worked full-time to put herself through college. I am not talking about my daughter, Caitlyn, I am talking about myself. I was only a few months older than Caitlyn is now, living in an apartment, working full-time and attending college full-time, when I found out I was pregnant. From that very first moment, my life changed. My priorities changed. I was going to be a mother, and this child would come first, no matter what.
Within three years, I would be a soon-to-be divorced single mother. I worked hard to provide a home for Caitlyn and myself, and to make sure she would never go without, despite the fact that I still had not finished college. Every week, I crammed a full-time job into 3 days, so that I only worked while Caitlyn was with her father. I spent the weekdays with Caitlyn, attending Gymboree, Mommy and Me, visiting art museums, parks, and aquariums. When she was old enough to start preschool, I returned to college part-time, taking out student loans (which eventually totaled $40K, and I am still paying for). When she started kindergarten, we opted to pay for a Catholic school because we wanted her to have the best, and we didn’t feel that the public schools in our area were good enough.
When I remarried in 2002, Caitlyn walked me down the aisle and came with my husband and I on our honeymoon. We worked hard to move into a better town where she could transition to the public schools. She was a part of our family in every aspect. She came on family trips to Disney and annual family vacations to Sea Isle City. She has been on excursions to Baltimore, Washington DC, and Boston. She has been with us as a family to Phillies games, Eagles games, and Notre Dame Football games.
Caitlyn became involved in various activities once she was school-aged. She participated in dance, track, soccer, cheerleading, softball, basketball, pottery classes, voice lessons, and piano lessons. Once she was old enough, we found a summer camp that specialized in drama and music. She attended this camp for 8 summers, and also joined their show choir. My ex-husband and I were not one of those divorced couples who had to keep going back into court to decide who would pay for all of these activities. We put our differences aside and did what was best for Caitlyn. We were parents first, and we made sure she had everything she wanted and needed.
I can say with certainty that Caitlyn was a child who needed strict rules and guidance. I was often frightened for my daughter and her safety. I realized early on that I had to be strict about where Caitlyn went and how long she could be out.
Having grown up with two alcoholic parents, I feared that the genetic disposition may have skipped me and went to my daughter. This fear rose again when at 17, Caitlyn and her friend snuck alcoholic drinks from the kitchen of our rental house when we were on vacation. And again, when at 18 she was driving with a half-full bottle of rum in her trunk. I was even more concerned when she admitted to smoking pot and driving home afterwards, telling me it “wasn’t a big deal because she wasn’t really high.”
When these things happened, my ex-husband and I again put aside any differences we had to do what we thought was best for Caitlyn. I continued to be firm about curfews and checking in with me, and we put her in counseling and attended family sessions with her. We were worried about what would happen if she went away to college. We agreed that attending community college while living at home was the best choice, and we worked out an agreement to pay for this education in full (again, without involving the courts… we were able to come to an agreement on our own.)
I came up with the idea of the Disney College Program. I thought it would be a great opportunity for Caitlyn to prove to us that she was ready to go away to school. I advocated for Caitlyn and convinced my ex-husband that this would be a good experience for her, even though she would only be able to take 2 classes that semester. The Disney parent information brochure made it very clear that interns under 21 would be placed in “Under 21” dorms where alcohol would be prohibited. Caitlyn’s father and I put out a great deal of money for this program. I purchased luggage, linens, and kitchen supplies and paid her first month’s rent. He bought her airfare and flew her down, and provided a hotel room for the first night until she could move in. Imagine our horror when after only 3 weeks, she was kicked out of the program for underage drinking. Once again, we feared for Caitlyn and her future. It was time for some “tough love.”
We came up with a plan for Caitlyn when she came home. This plan included a full-time job for the remainder of that semester, household chores, a curfew, and for her to register for 3 summer classes to make up for the wasted semester. The only part of our plan that she had a problem with was the 3 summer classes. She chose to move out of my house instead of following the rules we established. She packed her things, and moved into her paternal grandparent’s house.
I was very clear with Caitlyn about what this would mean for her – her father would no longer be required to pay child support, I would no longer have the money to help her pay for college, etc. More than once, I told her that she could come home. She didn’t want to. She wanted to live without any rules, with basically no contact with either of her parents or their families, and she wanted her father and I to pay for it. Within a few months of living at her grandparents, Caitlyn retained a lawyer and sued her father and me for college contribution (and a new car.) After over a year of court appearances, certifications, and family mediation, the Family Court in New Jersey found in her favor. We have been ordered to pay the balance of her tuition at Temple – approximately $16,000 per year. The court did not seem to care that she applied to only one school, or that she left community college without finishing her Associates Degree, or that we told her repeatedly that we simply cannot afford out-of-state tuition.
Her bill is now past due, and Caitlyn has filed for contempt of court charges. I was supposed to come up with my share of $16,000 (my ex-husband is responsible for his portion as well) for an adult who has no relationship with me, my husband, or her brothers. Caitlyn has not been to my home since the day she left (in February 2013) despite the fact that I have continued to invite her to family functions, send her cards, gifts, poems, pictures, etc. She doesn’t want a family; she wants money. And the courts have told her that this is completely acceptable.
I have been following Caitlyn’s activity for the past year and a half via Twitter and Instagram, as that is the only way I can be apprised of what she is doing. While suing me to pay for her tuition, she purchased a brand new car. She posts pictures of her manicures and new outfits from high-end retail shops. She got a tattoo. She complains about her professors. She complains about her job. She has learned that there are no consequences for her actions. She has learned that if she doesn’t get her way, she can sue. I am worried that without any parental guidance, she will continue on this path that I know will not end well for her.
Although Caitlyn may think she won, no one won this court case. This is a family that has already lost so much. I have lost my child. We lost the moment Caitlyn’s grandparents helped her hire a lawyer to sue her parents, instead of telling her to come home and work it out. These are people who have undermined my parental decisions repeatedly throughout the past 20 years, despite the fact that the only reason they even have a relationship with Caitlyn is because of me. Because I put Caitlyn first, and allowed her to continue to visit with her grandparents despite my ex-husband’s objections. My reward for being the bigger person is having them pay for my child to sue me.
I worry about what to tell my two young sons. Will they get the message that when they are 18 or 19, they can move out, refuse to follow any of my rules, have no relationship with me, and still expect me to support them financially? What message are the courts sending to every teenager in the state of New Jersey who disagess with their parent’s rules?
I want to help support Caitlyn, not just financially, but in every way a mother supports her child. I want to continue to be a parent to her. I want to let her know that a parent establishes household rules to protect her children, and that a parent has a right to expect that those rules are followed. I love my daughter, and want only what is best for her. The court system may think that it acted in her best interest, but it simply fed into this “age of entitlement” and I am fearful for the future for not just Caitlyn, but for all of our children.
My ex-husband and I are planning to appeal the court’s decision, but we have been advised by our attorneys that this will cost upwards of $16,000. We want to take our case to the New Jersey Supreme Court so that no other parents have to go through this. This was a family matter, and the courts and judges should not have the authority to override parental decisions when they have been made with the child’s best interest at heart. Please, help me fund this appeal so we can make a difference in these laws that govern what parents can and cannot do when it comes to their adult children’s education. Thank you.
[6]
That’s some funny shite. Why didn’t I think of that back when I was 18? Instead I joined the army to get the GI Bill to put me through college. Idiot.
I dropped her a sawbuck.
Gluteus, you ready for your weak, sniveling team’s beatdown?
Fcuk this mom and her Caitlyn thing. This is what happens when you let the white trash percolate up from the trailer parks. Sort of a soci0logical Peter Principle.
I like the alc0holic grandparents helping the grandkid stick it to the self-righteous mom.
#8 Clot
Oh, you must be so excited. This could be the biggest moment of your week even month, even the biggest moment of your year! Oh, if you only get the chance. Ninety minutes will be a long time to wait
But what if they actually win. Arsenal have taken the last five in a row, and the Toon are 2 for 28. But a boy can dream can’t he. Oh if they win up you’ll get to Troll for a day. You’ll get that little glint of light in your oh so miserable existence.
So close your eyes click your heels three times and wish for a win. They beat Chelsea, so they must be good!
#8 yesterday
“Funny, your wife seemed pretty satisfied, judging from the scratches she left.”
Such a delicate little ego.
Note gluteus shows up only after Arsenal gets the lead.
Mertesacker looks like he should be on The Walking Dead.
[6]&[7] According to the Dad, they are only screwed because they are divorced.
https://www.yahoo.com/parenting/dad-speaks-out-after-21-year-old-sues-him-to-pay-104864515872.html
Do you realize that if you are married in the state of New Jersey, you are not under any legal obligation to pay for college? But, if you get divorced, you must contribute? Please, someone tell me how that makes sense. Not only do you have to pay, but apparently you have to pay for any college they want to go to, anywhere in the country. My ex and I have five kids between us, a mortgage, and other expenses. Why don’t they take any of that into account?
[10] LL – I’m not ruling out that both sets of grandparents are alc0holics, but the Mom only stipulated that her parents were alc0holics, not the paternal grandparents that her husband seemd to know were bad eggs as well.
I like the alc0holic grandparents helping the grandkid stick it to the self-righteous mom.
This was the “read between the lines” passage that caught my eye. When a parent has to explicitly mention that her own daughter “was a part of our family in every aspect”, my spidey-sense tells me maybe some of those “aspects” were frequently under debate, at least?
When I remarried in 2002, Caitlyn walked me down the aisle and came with my husband and I on our honeymoon. We worked hard to move into a better town where she could transition to the public schools. She was a part of our family in every aspect.
[12] Fabian
“Such a delicate little ego.”
Oh come on, I can’t leave easy points on the table.
[13] luge,
Well, you did call him out. Now he gets the last laugh, esp. because we also beat Chelsea. Were it up to me and there were only three points to be had in the last two games, I would rather have beaten Arsenal. This was a six point gift to the Gooners.
But there is some solace; I’ve recruited more members to the anti-gooner side. In fact, one gooner who came today, who is a friend of one of our members, said he doesn’t hang out at the Gooner bar because he can’t stand the Gooner fans. According to him, “no one watches the match. It’s a hundred assh@les drinking”. And guys who last year questioned my hatred of Arsenal are starting to agree with me now that they are meeting more Gooner fans.
Imagine how many I could recruit if I introduced them to Fabian?
No big. We didn’t show up today & Arsenal looked like they were playing to save Wanker. So now, they are ahead of us for the first time this season…by three points.
My takeaway from today is that Taylor is 1,000x better than Williamson in pairing with Colaccini and Gyozi Perez is for real. Getting sick of Tiote collecting yellows; his passing forward isn’t good enough to make up for the fouls.
We will always have the last laugh on gluteus. He is a tea sandwich-eating wannabe collectivist toady. And he backs a shit footballing club that is a shambles of its former self.
Proper fans drink brown ale, eat 4,000 calorie breakfasts on game day and hate Mike Ashley.
What are the components of a 4,000 calorie breakfast?
Re: 4000 calories breakfast..
All the good stuff
http://www.manchestereveningnews.co.uk/news/greater-manchester-news/food-mountain-4000-calorie-gut-busting-2592494
chi, mostly breakfast type stuff, but all fried and all in dinosaur-dropping quantities.
Also, three or four Newcastle Browns.
Hello. Don’t recognize me?
That’s OK; I understand.
My name was Antonio West.
I was the 13-month old child who was shot in the face at point blank range by two black teens, who were attempting to rob my mother, who was also shot.
I think my murder and my mommy’s wounding made the news for maybe a day, and then disappeared.
A Grand Jury of my mommy’s peers from Brunswick , Georgia ruled the black teens who murdered me will not face the death penalty. Too bad it was me who got the death sentence from my killers instead, because Mommy didn’t have the money they demanded.
See, my family made the mistake of being white in a 73% non-white neighborhood, but my murder wasn’t ruled a ‘hate crime’.
Oh, and President Obama didn’t take a single moment to acknowledge my murder.
Attorney General Eric Holder didn’t come into town and start a Federal investigation.
Neither one have any children who could possibly look like me – so why should they care?
I’m one of the youngest murder victims in our great Nation’s history, but the media didn’t care to cover the story of my being killed in cold blood.
There isn’t a white equivalent of Al Sharpton, because if there was he would be branded a ‘racist’.
So no one’s rushing to Brunswick , Georgia to demonstrate and demand ‘justice’ for me.
There’s no ‘White Panther’ party, either, to put a bounty on the lives of the two black teens who murdered me.
I have no voice, I have no representation, and unlike those who shot me in the face while I sat innocently in my stroller
I no longer have my life.
Isn’t this a great country?
So while you’re out seeking ‘justice for Trayvon Martin or Michael Brown’, please remember to seek ‘justice’ for me.
Tell your friends about me, tell you families, get tee-shirts with my face on them, and make the world pay attention, just like you did for Trayvon and Brown.
I won’t hold my breath.
I don’t have to anymore.
You have to remember, white people are the only ones that can commit a hate crime. It’s impossible to be racist if you are not white. You can call people the n-word. You can call all Asian people, chinese. You can call white people crackers, with no chance of being called a racist. Al sharpton is right, we need to have equality, too bad his view of equality is blaming white people for a groups own self inflicted wounds. Let’s shoot each other, and then blame the white man for it. Let’s be lazy, drop out of school, and start selling drugs to the youth in our neighborhood. Then when I’m put in jail or can’t find a job I’ll blame the racist white man/cop for ruining my life and holding me down. What a bunch of fools. Sad part, you have white individuals protesting with these fools. Wow, white people are such bad racist people. This country would be so much better if there were no white people to ruin everything. You should feel guilty for being born white, you know, since white people are born racist. The white’s entire focus in life is to be racist and hold these other races down. Such evil people. They must go.
Mike says:
December 14, 2014 at 6:59 am
Hello. Don’t recognize me?
That’s OK; I understand.
My name was Antonio West.
I was the 13-month old child who was shot in the face at point blank range by two black teens, who were attempting to rob my mother, who was also shot.
I think my murder and my mommy’s wounding made the news for maybe a day, and then disappeared.
A Grand Jury of my mommy’s peers from Brunswick , Georgia ruled the black teens who murdered me will not face the death penalty. Too bad it was me who got the death sentence from my killers instead, because Mommy didn’t have the money they demanded.
See, my family made the mistake of being white in a 73% non-white neighborhood, but my murder wasn’t ruled a ‘hate crime’.
Oh, and President Obama didn’t take a single moment to acknowledge my murder.
Attorney General Eric Holder didn’t come into town and start a Federal investigation.
Neither one have any children who could possibly look like me – so why should they care?
I’m one of the youngest murder victims in our great Nation’s history, but the media didn’t care to cover the story of my being killed in cold blood.
There isn’t a white equivalent of Al Sharpton, because if there was he would be branded a ‘racist’.
So no one’s rushing to Brunswick , Georgia to demonstrate and demand ‘justice’ for me.
There’s no ‘White Panther’ party, either, to put a bounty on the lives of the two black teens who murdered me.
I have no voice, I have no representation, and unlike those who shot me in the face while I sat innocently in my stroller
I no longer have my life.
Isn’t this a great country?
So while you’re out seeking ‘justice for Trayvon Martin or Michael Brown’, please remember to seek ‘justice’ for me.
Tell your friends about me, tell you families, get tee-shirts with my face on them, and make the world pay attention, just like you did for Trayvon and Brown.
I won’t hold my breath.
I don’t have to anymore.
TPTB work the race card in order to turn poor & lower middle class whites and blacks against each other. That’s how you destroy the middle class and turn them all into serfs.
Follow the money. It’s always about money.
I love watching the white people at these Sharpton events. They look like Occupy types, just looking in vain for another cause.
#7 POS
“That’s some funny shite. Why didn’t I think of that back when I was 18? Instead I joined the army to get the GI Bill to put me through college. Idiot.”
Went the USAF route. Shoulda did the Army gig, would have been easier and could have got out in two years with full bennies.
Sue your parents back then? You would have been laughed out of court.
that’s a monstrosity on River Road in Teaneck overlooking the mighty Hackensack
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Foreclosure “rescue” worse than foreclosure | New Jersey Real Estate Report
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