From Bloomberg:
Manhattan Empty Condos May Become Rentals as Leases Beat Sales
When Richard J. Bailes and his family paid $4.1 million in March for a four-bedroom apartment in the glass and steel Georgica on Manhattan’s Upper East Side, just eight of the building’s 58 units were occupied, he said.
Bailes and his family had plenty of places to choose from. About 8,700 new condos sit empty in Manhattan, with 75 percent not even listed for sale yet, said appraiser Miller Samuel Inc. Priced at levels the market no longer supports, they’re selling so slowly it would take as long as seven years to find buyers for them all, said Jonathan Miller, president of Miller Samuel.
…
Builders can’t afford to cut prices because they borrowed too much at the height of the market, according to Miller. He and his partners are betting that lenders will seek to sell their condo units at a loss rather than foreclose on the building and assume all the developer’s liabilities until the units are sold.Developers taking out construction loans borrow an additional amount for interest reserves, which is intended to cover the monthly payments on the loan while the project is under construction and until sales begin, Miller said. Alpert estimates that reserves on loans made in 2007 and 2008 will dwindle in the second half of 2010 and early 2011.
…
The relationship between home prices and rents typically remains steady within a market, Miller said. In Manhattan, the average apartment, adjusted for inflation, cost 8.1 times annual rent from 1991 to 1997, according to Miller Samuel data. That means that in those years, buyers in Manhattan concluded that the long term benefits of owning an apartment — tax savings and property appreciation — were worth an initial investment of eight times the cost of renting.Then in 1998, Manhattan prices began a decade-long climb, with year-over-year values rising by 10 percent or more in most quarters. By the second quarter of 2008 apartment prices peaked at 22.4 times annual rent, according to Miller Samuel data.
…
At that level, buying rather than renting in Manhattan only makes sense if the purchaser expects prices to continue rising at a meteoric clip, with future sales’ profits justifying ownership costs that also include property taxes, interest and maintenance fees. New York is the No. 1 city in the U.S. where the overall costs of buying are “significantly more expensive than renting,” according to a report released yesterday by property website Trulia.com.Manhattan’s multiple in the first quarter of 2010 was 19 times rent, even as rental prices fell 6.1 percent from a year earlier, according to data from Miller Samuel.
“That suggests a few things,” Miller said. “One is that prices are poised to slip further.”
The median value of apartments for resale in Manhattan has already fallen 31 percent since 2008, narrowing their spread over rents, Miller said. By comparison, apartments in new developments, which are saddled by debt for construction loans made during the property boom, have fallen by 24 percent — and much of that drop was due to smaller units being sold rather than significant price reductions by the developer, Miller said.
…
The 8,700 unsold new condos in Manhattan exceed all residential sales in the borough in 2009, according to Miller. About 6,500 of those units are “shadow inventory” and have not yet been listed for sale, he said.“If you flush that all into the market you tank the market,” Westwood’s Alpert said. “So the only way you can effectively push that into the market is to bleed it out very slowly. Well, the lenders don’t really have the option to bleed it out slowly because they can’t hold onto it for six years.”
…
“New York is Miami ‘08 right now,” said Peter Zalewski, principal of Condo Vultures LLC., a Bal Harbour, Florida, real estate brokerage and consulting firm specializing in bulk sales.
From the Star Ledger:
Gov. Christie predicts N.J. will go broke without proposed property tax cap
Gov. Chris Christie today predicted dire consequences for New Jersey if his property tax plan is not adopted, saying government officials and public worker unions must be forced to make difficult choices to live within taxpayers’ means.
“I understand that it’s going to cause some consternation in the beginning, but here’s the bottom line: We don’t do this, the state is going to go broke, and we’re not going to have anybody who’s going to be able to afford to live here,” the governor told an audience of about 150 people today. “And if I’ve got to make a choice between angering the teachers union and saving the state where I was born and raised, I’m saving the state where I was born and raised.”
From the Daily Record:
Number of NJ school administrator salaries over $200,000 up seven-fold
The number of New Jersey public school administrators paid $200,000 or more increased seven-fold in the last five years, according to new payroll numbers.
As of October, 92 administrators were in the $200,000 club. That is up from 12 five
years ago. Nearly all were school superintendents or assistant superintendents,
according to a Gannett New Jersey review of the five years worth of school salary data from the 2005-06 to 2009-10 school years.
While the number of public school administrators and supervisors has held relatively steady over five years, their salaries have increased 13 percent to $1 billion, according to a review of the latest state employment data.
How many math teachers can you get for a billion dollars?
A retail clerk told me yesterday that nobody needs to learn math anymore. Calculators and cash registers that tell you how much change to give are everywhere.
So what you are saying is, we should fire the administrators and keep our billion dollars?
wait a minute , i thought we were in turn a round mode in NYC. Dottie keeps saying so .
I think what I really mean is that we’d all benefit from going back to the hunter-gatherer model for a few generations.
freedy (6)-
Master Card just called. They’re looking for your testicles.
na, they were easy
Ritz Carlton in Detroit closing?
But where will congress stay when they are in town picking up their bribes?
2-
but isn’t that for the kids?
(utter sarcasm off)
No need anymore. Mastercard and Amex gift cards can go right through the mail.
I ask the question I posed late the other evening. Given the debt levels for the state and its municipalities, the current taxation level, and the prospects of huge tax increases to pay off our accumulated debt, who here is planning to retire in NJ, or remain in NJ if already retired?
If you are willing, please answer by including your age band: 19-39, 40-60, over 60.
We fall in the middle group and, although we do well, and I have never wanted to retire anyplaace other than between Sandy Hook and Sea Girt (perhaps with another place in the south for getting away during Benny Season), the prospect of runaway taxation unsettles us to the point of being unwilling to place hard-earned wealth at risk.
As much as we love Avon and certain othertowns, the downside economic risk is no longer worth it.
From Juice Boxe’s statement last night/early this a.m. that the Israeli’s were wrong to shoot since all the commandos survived the attacks launche on them when they boarded the one ship:
Juice, I guess we just look at this differently. This Catholic boy believes that Israel was dunderheaded by not anticipating this reaction and erred by boarding, instead of disabling or cutting holes in the hull and slowly sending the ships to the bottom; however, during a military operation, anyone who attacks a soldier should expect to be shot. &nd, I suspect this is whaththose who were shot wanted. Although hailing from a fairly secular state, the victims seem to have been from right-winged “fringe” religious failies and seem to have been seeking to be myrters.
Bottom line, even if the military operation is wrongheaded, if you use force to try to stop it, in the words of Eneigo Montoyea (sp?) “prepare to die,” six fingers or not.
Back to traffic.
Shore Guy;
We fall in the later group and are retired in our moved to in 2006 Last Gasp NJ home in Warren County. We believe we will be forced, at minimum, across the Deleware in the near future, for the reasons you stated. NJ will have no choice but to redistribute our life savings to others. Our life savings, in our view, were never intended to be distributed to people we don’t personally know.
Our life savings, in our view, were never intended to be distributed to people we don’t personally know.
Well said!
…but I love a little cadmium with my HFCS!
http://tinyurl.com/277hp9l
#10. Paypal
questions regarding math teachers. We may as well stop teaching it people can’t seem to calculate a basic monthly budget.
Shore, I’m in the moddle band. My son and his family are in NJ. Upon retirement, I may try the snowbird deal and rent a place in NJ during the summer months or just enjoy my freedom to travel with my inexpensive home base in Key West.
James Cameron on BP Oil Spill: “If you’re not monitoring it independently, you’re asking the perpetrator to give you the video of the crime scene.”
http://cryptogon.com/?p=15794
Well at leat we know James Cameron isn’t dumb enough to believe that the pipe they keep showing in that video is where all that oil came from, now we just need to have 300M more Americans come to that realization.
Shore (13)-
Retire? We may be gone when my daughter graduates HS next year. Son will be starting 8th grade at that point and can adapt perfectly well to his new PA school.
Final Doom — yeup. my ivy league math degree is pretty much useless.
Goddam it; I just got the last Shrek glass I needed to have a full set.
Maybe I can sell them to the little girl around the corner. :)
Wow all those empty condos. Where’s Pretorious with all the best and brightest from around the world to snape them up?
Pret is a squeegee guy next to the Holland Tunnel.
“Ritz Carlton in Detroit closing?”
Where are all the high rollers coming to Detroit’s bankrupt casinos going to stay?
Shore –
I’m in the age bracket between 57 and 59. I plan to leave NJ this fall and never expect to come back except for visits.
Shore-
I’ll be staying in NJ year round as long as my mom(76)and father in law (91)are alive. Both stubbornly want to stay here. I’ve also become the anchor home that family members come back to when we all gather. When the parents go we’ll probably only come here for the summers.
I’m in the 40-60 range. Husband retired. Me- not retired, on my way out the door to feed The Turtles, The Grassroots, The Monkees, The Buckinhams and others. Should be a hoot.
NJ Coast, please say hi to Flo and Eddy.
Pain now or Pain later sheep in the EU should stop bahing
http://news.yahoo.com/s/ap/20100604/ap_on_bi_ge/eu_europe_financial_crisis_3
wouldn’t it be cheaper just to shoot yourself in the head than to move to PA?
I don’t get the savings. Retired people have no mortage so is the RE taxes that big a thing, doesn’t NJ have STAR relief on property taxes for seniors like NY does?
Plus aren’t most retirees veterns which is a second RE tax break. Most people over 60 had to serve at on point as we had a manadatory draft.
Job number vomitocious.
And, it could be Continent Failure Friday:
“Another horrendous day shaping up for Europe. Spanish Bund spreads have surged to all time highs just south of 200 bps, Hungary confirms that it was not exaggerating comments about chances of (not) avoiding Greek situation, pushing its CDS even wider, the EURCHF has dropped to under 1.40 and the SNB has not intervened yet, while the EURUSD is down to 4 year lows below 1.21. The nail in the euro coffin is a report by Reuters that a growing number of Chinese exporters turn down euro payment, flatly refuting anything SAFE may be saying officially.”
http://www.zerohedge.com/article/europe-tremors-resume-spain-bund-spreads-all-time-wides-china-exporters-ditch-euro-chf-surge
I’m in the 19-39 range (for a few more months at least) and am planning on bailing on NJ within 4 years.
Right now it’s just a question on country or city?
I plan to leave NJ this fall and never expect to come back except for visits.
Yup, only I may not visit.
Honestly, I suspect the only retirees still in NJ in 5 years will be trapped. Not enough cash to move, too much taxes to survive. What happens at that point is not a pretty thought. Leisure Village as a half abandoned slum?
Good news from CBS News. I also hear that the “gash a hole in the side of the Titanic, ” and the “rapid oxidation of H2 in the Hindenberg” were “part of the design”:
BP: Cap in Place, Oil Leak “Part of the Design”
GRAND ISLE, La., June 4, 2010
British Petroleum’s latest efforts to contain the massive Gulf oil spill were going according to plan, despite the fact that oil appeared to continue spewing into the sea, a BP executive said Friday. “We do have the cap successfully in place. And the oil you see escaping right now is actually part of the design,”
Shore,
I am n the youngest bracket and my question is what is this retirement thing you speak of?
I would be shocker if my age ground saw anything cloes to resembling what is currently known as retirement. By the time i reach that age the government cheese wont be around like it is now unless we have gone all Zimbabwe in which case the $ will be worthless.
In any case, no i will not be in NJ at that point. NJ is just an unfortunate pitstop in the bigger picture.
“A retail clerk told me yesterday that nobody needs to learn math anymore. Calculators and cash registers that tell you how much change to give are everywhere.”
And that retail clerk has the longest day of her life the second her cash register malfunctions.
“rapid oxidation of H2 in the Hindenberg”
I like that, have to remember it.
U.S. May U6 unemployment rate falls to 16.6%
U.S. May payrolls include 411,000 Census jobs
U.S. May average hourly earnings up 0.3%
U.S. March, April payrolls revised down 22,000
U.S. May private-sector payrolls rise 41,000
U.S. May payrolls ex-census rise 20,000
U.S. May unemployment rate falls to 9.7%
U.S. May nonfarm payrolls rise 431,000
_______________________________________________
Wow, a whole 20k of real jobs added. My guess this was possible by the ol’ birth/death model. If this is the best the gubmint can do to get people back to work then we are truly screwed.
http://online.wsj.com/article/SB10001424052748703340904575284730319688608.html?mod=WSJ_hp_editorsPicks_3
First I have heard of this:
“Red Decal Has N.J. Teens Seeing Red.”
Doom says nobody needs to learn math anymore. Registers have made it unnecessary.
How about coinage? We need more auto change machines.
Yesterday, I was at the local McD’s for my standard medium with 3 creamers.
New employee takes my $5. Nice kid, nice family, excellent high school.
He reads, “Your change is three dollars and fifty-two cents.”
He hands me three dollars, pauses and stares into the drawer, then smiles and hands me one quarter and two pennies.
Markets are in for a real doozy today!
Shoreguy:
Gator family is planning on buying in NJ in high tax Glen Ridge. We all have family here and suicidal tendencies.
re pron time
http://www.grandestatesauction.com/upcoming-auctions/auction-details.cfm/real-estate-auction/boone-nc
Shore – my age group is low end of middle band.
I have no intention of retiring in NJ.
“Gator family is planning on buying in NJ in high tax Glen Ridge. We all have family here and suicidal tendencies.”
Its okay, I’ll just sit in the dark.
http://seekingalpha.com/article/208266-is-a-housing-double-dip-on-the-way
“Is a Housing Double-Dip on the Way”
a snip….
“Mortgage applications to purchase a home began to sink. Now, four weeks later, mortgage purchase applications are down nearly 40 percent from a month ago to their lowest level since April of 1997. Yes, you can argue that a larger than normal share of buyers today are all cash, but those are largely investors.
That means real organic buyers are exiting in droves.”
Shore – Over 60 – I won’t be retiring in N.J.
The tally so far, amongst a group of people here who generally appear to be educated go-getters, striving to succeed: “EFF THIS, we are outta here.” The exception being a married couple of my savior’s faith who have decided to stick it out and suffer. Being Catholic, I do understand the appeal of suffering and the ability to kvetch aabout it but, I think my pain tolerance has reached its limit.
Cindy,
You have suffered enough, living in CA, too far from the ocean.
Nom,
Nice heads up yesterdaay on the Maine toxins issue. It relly looks like forMaine, one must be right on the coast and one needs to watch which rivers dump into the ocean near the property.
50 – Shore –
Nowhere near the ocean – AND right in the middle of the my-house-is-an-ATM – machine madness AND with the most ridiculous state government on record… Retirement – what is that?
http://www.creditwritedowns.com/2010/06/mortgage-applications-plummet.html
Mortgage Applications Plummet
It looks like the Shore’s are again leaning towards a combination of coastal NC and either (several acres waterfront on the Eastern Shore, ocean view FL, or ocean view USVI). I have some business in the USVI in a few weeks and will take a poke around to see if any areas seem promising.
New hampshire for retirement no property taxes. Since I won’t be employed it is perfect
Shore/Lib – But we at least have a pact that if one of us gets laid off, we will high tail it outta Dodge with our severance. Kind of difficult to replace two fairly well paying jobs these days.
Unfortunately, it doesn’t look like I’ll be getting that big payday from my company any time soon. So we’ll continue checking out the slave quarters until we find the right one.
Doom, you predicted May 1st Looks like your spot on
Cindy,
Take a look at Albany. It makes CA actually look sane.
As for “Nowhere near the ocean,” these are even sadder words than “what might have been.”
Shore Guy,
I question when it will all implode around here and whether or not it will really stay better in neighboring states. Now it seems like I’m making excuses, but the reality of raising taxes in perpetuity to pay super-sized benefits for the public sector will end when the pension bomb explodes and/or when the mass diaspora begins. The real question I have though is? Who’s gonna buy all of these homes as everyone flees? You can’t just get up and go. Do you see more foreclosures and a massive drop in property values from it? If so, this could act as the great equalizer making renting now and a fantastic bet.
IMO, the whole thing is gonna break soon and with it will come an across the board reduction in what we currently value. There are just plain not enough wealthy people who will remain here to keep the gravy train rolling.
Gator,
At least you are just a wage-slave and not a chattlel slave.
NYSE invoking ‘Rule 48’ again. Should be a fun open.
Stu,
One of three things happens, I suspect.
1) values drop like a stone, in order to keep the PTI in line with folks’ ability to pay the freight.
2) Natives get priced out and overseas money sweeps in and buys the property for perdonal and investment purposes.
3) people and banks abandon property and the government takes it and becomes most people’s landlord.
I am in the 19-40 band I am in the same boat as Hyde. Retirement is not a likely outcome.
JJ: for you….
http://www.nypost.com/p/news/local/staten_island/lil_yankee_tKuttZbOjQwgxYgggcpNaP
boken,
We are in the middle band and we don’t see retirement as an option either. Here is to staying healthy.
Well, time to earn our 40%.
Retirement, I’m hoping to die in a plane crash for work so my wife will at least be taken care of.
Sad realization when you discover your worth more dead than alive. Sure she may miss me, but the 1.5 million in death benefits shoul dbe comforting enough.
I’m in the 40-60 bracket and love NJ for several reasons (guess sadism runs through my blood). Been here most of my life, though born abroad. If I can afford to stay here, I will. Though the future here doesn’t look so good. My back-up is Florida.
My wish is for Christie to put this state back on track and crush, mutilate, or sit on anyone who gets in his way.
(33) “vomitocious”, love it!
67.Knifecatcher – Painhrtz says:
June 4, 2010 at 9:45 am
Retirement, I’m hoping to die in a plane crash for work so my wife will at least be taken care of.
Sad realization when you discover your worth more dead than alive. Sure she may miss me, but the 1.5 million in death benefits shoul dbe comforting enough
Every year I flew out of town when the kids were young, I bought insurance at the airport. Closest I ever came to collecting was lightning striking the plane at Lambert Field in St Louis, and severe wind shear outside Newark coming back from Puerto Rico. Bought that insurance on top of Company & Mortgage Life Insurance. Nowadays you need Property Tax Life Insurance, as it’s greater then your Mortgage, and has no delimiter.
There’s nowhere left to run. Once we enter the abyss I’m tactically moving to the nompund close to the canadian border for which I will pay cash for. America will eventually break up but that is a few decades away.
Shore (62):
“Natives get priced out and overseas money sweeps in and buys the property for perdonal and investment purposes.”
I agree with 1 and 3. I really doubt #2 will happen in a significant scale.
Realistically, and unfortunately, I still think this country and it’s lack of leadership and corruption (mainly the whole lobbyist model and the corporatocry this fosters) at all levels of government are going to reduce us to a much lower status in the global pecking order. It really won’t matter if you choose to live in New Jersey, Delaware, Pennsy or New Hampshire. The 98% of the population that is supposedly paid for by the top 2% will continue to pay for our corporate masters with their giant compensation packages. Forget the Laffer Curve. Look at what has happened with executive compensation and how the gubmint has handled the latest financial crisis. The 98% that supposedly pays no taxes faces ever increasing health care costs, commuting costs, outrageous government fees and sales tax increases. If you are a small business owner, well you too are screwed. If you are an executive in corporate America or a Wall Street Banker, the dollars will just keep on rolling in and at better and better rates.
Shore, I feel for your particular situation in that you played your cards to the best of the situation presented, yet like the other 98%, your wealth will too be transferred. Call it a bad beat. It appears the only ones who will win will be those executives and banksters who already make upwards of 200 times the average slave laborer. The moral hazard of allowing the banks to make believe their delinquent loans don’t exist was the most detrimental decision ever made by our government. But it sure helped the banksters maintain their bonuses and insane compensation. Unfortunately, the rest of us will be paying for it. If not out of higher taxes (as we all own Freddie/Fannie and FHA), but from a significantly lowered quality of life. I wonder what type of quality life adjustment will occur for those banksters and corporate execs who F’ed us all. Perhaps one less Mercedes this year since they might be forced to redistribute some of their wealth to those slaves whose backs they made massive earnings off of.
“With life expectancies growing — and some pension plans diminishing — baby boomers are doing the numbers and concluding that moving overseas makes more sense than aging in place.”
http://finance.yahoo.com/focus-retirement/article/109629/americans-who-seek-out-retirement-homes-overseas?mod=fidelity-livingretirement
Stu,
If you have ever studied Russia during the time of WWI, you will recognize how much your last statement sounds like sentiments expressed by the Russian population not long before the population lpst all faith with theexisting social/economic order.
When the productive upper middle and lower uppers lose faith, it does not bode well.
Fiddy,
I cleaned up those charts from yesterday and rev’ed the document up.
http://www.scribd.com/full/32476178?access_key=key-gw904d9fah84guvafdw
Stu,
The frightening prospect we face is people taking the approach favored by Clot, the Bolsheviks, and some McVey/Jeffersonians and deciding it is in their best interest to decapitate the “cancerous head” and flush away the problem with blood.
Governments at all levels need to get the economic house in order NOW or, we well may see violence originating from radical elements.
For the Annals of Absurdity in Law…
David Carradine hangs himself while j*rking off. His widow files a wrongful death suit because his assistant left him on his own for dinner.
http://today.msnbc.msn.com/id/37499730/ns/today-entertainment/
Gator,
If the assistant had just done the job for him or obtained a prostitute, this tragic loss could have been avoided.
Shoreguy (73):
Well I suppose that is not surprising. I’m half Russian and look a hell of a lot like Vladmir Lenin.
http://i442.photobucket.com/albums/qq145/stuw6/Stu_Lenin.jpg
Shore 77 – If only kids these days had a work ethic.
“- If only kids these days had a work ethic”
Heck, even Mao’s guards had to “do the deed” for him every night. Just a few strokes for the Revolution I guess.
And Shore…You’ve got mail…
I’m on the low end of 20-40. I hope to take my Northern Jersey salary and transfer within the company to NC/FL/etc
Anbody else going to Bilderberg?
Instead of Kung Fu killing hime he died from Hung Goo
Shore,
The Deplumes are out of here as soon as we both get new jobs out of state. I’ll be happy if I get close to what I paid for the house.
And we won’t be buyers in any of our target job areas. No, we will use that money for a Nompound, and if not proximate, a ski house.
Did Belmar Johnny Get an Invite to Bilderberg?
[51] shore
I have known about this problem for years. My spouse sold cancer drugs in Maine, and she used to refer to one of the big mill towns as “Stinkin’ Lincoln.”
Maine is HUGE, so it is possible to easily avoid this. In fact, it is easier in Maine because one knows of the problem and where to expect it, and testing is easy enough. It is also not likely to get worse.
In PA, your ground water can be fine one year and fouled the next from fracturing in the Marcellus Shale, but Hyde knows more about this than me.
[55] knife
“New hampshire for retirement no property taxes. Since I won’t be employed it is perfect”
Did you mean to say income taxes? NH has pretty stiff property taxes (but lower valuations so the actual dollar hit is lower).
Also, NH has no state income tax on earned income, but there is an income tax on unearned income.
If anyone is considering NH, I did practice there and can make all manner of recommendations, esp. for attorneys.
[85] redux
Also, the deplumes are in the 40 range, and will likely look to sell if the market recovers smartly, even if we still have kids in the schools and are still working in NJ.
I would view such a recovery as a dead cat bounce and sell into the rally.
[36] hyde
“NJ is just an unfortunate pitstop in the bigger picture.”
Same here. And accidental too!
This message is to all you often skanky-acting and seemingly very young “journalists” who read blogs to get ideas from thinkers and then desperately try to make your living working those ideas into a “story.”
Creativity doesn’t mean copying. You don’t sound as cool as your staged pictures look – and it’s very clear when you are doing it.
Creativity and honest writing means getting a feeling from a word you read, and then writing something else about that feeling – not using the exact same word you read in a blog post as the cap or core of your story.
Great post at FT Alphaville;
The fun quotable from a BNP piece;
US debt outstanding peaked in the first-quarter of 2009 at $50.9 trillion – meaning $50.9 trillion of debt had been created to finance a $14.1 trillion US economy — a staggering leverage ratio of 359 per cent.
Go on and read it, you know you want to.
http://ftalphaville.ft.com/blog/2010/06/04/252036/get-ready-get-set-deleverage-with-one-notable-us-exception/
Simply Ravishing HEHEHE says:
June 4, 2010 at 8:03 am
Wow all those empty condos. Where’s Pretorious with all the best and brightest from around the world to snape them up?
HEHE: he is trolling around kannekt hoping I show up…..
Nom guess I had it backwards, maybe I’ll just retire to the Canadian Maritimes instead
Decisions, Decisions.
Do I buy euros now for a planned trip to Germany next year or wait?
I’m thinking that I buy half of what I expect to need now. If the euro craters further, then I get the rest.
cf, you really made an impression on that krowd. You’ve marred them for life, I think.
Maybe these two http://tinyurl.com/2b9bljf
can do a social article on the fragile nature of metro dwellers and the need for kid gloves when discussing “grown-up” themes.
We prolly need to start assigning ratings to blogs and news articles in the links, right folks? A little PG13 in the front of certain linked stories? Maybe a little NG-Y (“Y gen should avoid this story as it may leave lifetime scars”).
Pat says:
June 4, 2010 at 8:47 am
Doom says nobody needs to learn math anymore. Registers have made it unnecessary.
Pat: I bought something at a McD’s and the charge came to $6.12. I only had a Ten, so instead of getting a big mountain of crap, I hand the girl $11.12. She looked at me like WTF is this? I said “punch it into the machine”…..it kicks out $5 on the screen. She looked at me as if I just did some fabulous magic trick. Then she starts eyeing me like I am a stud……
If I only knew at 16 that I could pick up chicks 25 years later because I was good an math I wouldn’t have been half as depressed.
“Do I buy euros now for a planned trip to Germany next year or wait”
Heck, next year you may need DM.
[94] knife,
If you are goiing to do that, be an investor in the Maine blueberry farm I posted. Then, its only a short drive to Canada.
As for income taxes, if you aren’t a Maine “resident” you don’t pay Maine income taxes. The Nompound condo in Florida will do nicely for that.
As for canadian living and citizenship, it is (for now at least) a very nice tax dodge. I expect that it will be better publicized over time, but folks in my business don’t, and I won’t here—it’s the whale that surfaces that gets harpooned.
But I will be filling out the application this weekend for permanent resident status in Canada.
PS, I won’t call you skanks if you take me up on my dare and write it. Swear.
An example of a retiree moving to NJ…
http://www.nj.com/news/index.ssf/2010/06/phiadelphia_mob_bosss_house_fo.html
It strikes me that a particular Nirvana song could be tha anthem of those of us who actually pay most of the income tax in this nation, as well as those getting bent over a straight-back chair by local property tax assessors.
82 – A few drivers for relocating staff to NC are the salary differential and proximity to well respected universities. In many cases, the housing differential doesn’t cover the anticipated salary reduction. At my firm, you’d keep your NJ salary the first year. However, it would be “adjusted” to current market conditions year 2 (-20% to -40%).
Shore R*pe me or polly, either one will do
Jeez I’m so Gen X it is scary
Shore,
I’m in your middle band and will be retiring abroad come hell or high water.
http://www.walletpop.com/blog/2010/06/04/friday-freebies-free-ice-cream-donuts-movies-and-dog-treats/
Stu
http://www.nj.com/news/index.ssf/2010/06/man_jumps_to_his_death_off_eli.html
Another person leaving NJ.
Chifi now only if you could explain that puting your 4 incher in 3 times is the equivalent of a 12 incher.
chicagofinance says:
June 4, 2010 at 11:02 am
Pat says:
June 4, 2010 at 8:47 am
Doom says nobody needs to learn math anymore. Registers have made it unnecessary.
Pat: I bought something at a McD’s and the charge came to $6.12. I only had a Ten, so instead of getting a big mountain of crap, I hand the girl $11.12. She looked at me like WTF is this? I said “punch it into the machine”…..it kicks out $5 on the screen. She looked at me as if I just did some fabulous magic trick. Then she starts eyeing me like I am a stud……
If I only knew at 16 that I could pick up chicks 25 years later because I was good an math I wouldn’t have been half as depressed.
I am in the 40 – 60 range and for right now I see moving only if a “reset” mandates it. Reset meaning have to move where the jobs are, could be a possibility.
Reading “The Great Reset” by Richard Florida…gotta go where the jobs are in such times that warrant it. For now my folks are 79 and 81 are in need of having me near by, and son is going into 8th grade..already moved him in 4th grade so i am here for the duration, unless i have no choices.
102. Drain You.
One baby to another says
I’m lucky to have met you
I don’t care what you think
Unless it is about me
It is now my duty to completely drain you
I travel through a tube
And end up in your infection
Chew your meat for you
Pass it back and forth
In a passionate kiss
From my mouth to yours
I like you
With eyes so dialated
I’ve become your pupil
You’ve taught me everything
Without a poison apple
The water is so yellow
I’m a healthy student
Indebted and so grateful
Vacuum out the fluids
Chew your meat for you
Pass it back and forth
In a passionate kiss
From my mouth to yours
I like you
You
Guitar solo
YEAHHHH!
One baby to another says
I’m lucky to have met you
I don’t care what you think
Unless it is about me
It is now my duty to completely drain you
I travel through a tube
And end up in your infection
Chew your meat for you
Pass it back and forth
In a passionate kiss
From my mouth to yours
Sloppy lips to lips
You’re my vitamins
I like you
@95 Nom_
Believe this at your own peril:
http://www.cnbc.com/id/37504437
That article aside, I’d buy now. The probability that the EUD drops from current levels is, IMO, less than that of it rising by the same amount.
cf…My loose change epiphany was completely different.
Even if I could get a do-over at 18 again, I still wouldn’t want to pick up anybody impressed with my math skills.
I would pick up the guys with uncanny sense of when to bk….guys like Freedy.
And Freedy, don’t get all puffy now.
I guess deadbeats are the new black.
For a while. Everything is cyclical.
Remember, morality makes no appearance in financial contracts.
Legality rules, and you must play by the rules.
When a moral compass and a handshake mean something again, I would think differently. I’m very sad at the number of times I and my moral husband has been on the losing side. It’s turning me into a vigilante.
have
I am in the 40-60 scale.I would like to enjoy life after 60 but that can never happen if I stay in the US.Overseas is the only way I will be able to live like a King after 60.
Pat (106):
I’ll do you one better. Use your Amex Blue at Dunkin Donuts four times in a month and you get a $5 DD gift card. I’ve been getting 30-cent cups of coffee for two months now. Today they throw in a free donut with it!
Also, Chipotle has a great deal where if you buy a $25 gift card, today’s meal $8.50 is free. This one expires June 12th.
Chipotle rules!!
stu, you better lay off the donuts, dude. Those things’ll kill you.
Although, I love how when you get a coffee at DD, and take the first sip, you smell and taste the powdered sugar. You just can’t get that same experience at McD. Yet.
How come they never give away free apples?
And while I’m on my how-come? binge, why is more expensive to replace my deck furniture cushions and canopy on the swing than it is to buy all new furniture? Splain that one?
We live in a very messed-up time. Great. Now I’m getting that bad, bad feeling. Keep it to yourself next time, cf.
Apples are for losers.
Bye, bye, Europe.
Next stop for the vigilantes: Japan.
Then, they will descend on us.
Yield must be paid.
I have rediscovered apples.
Pat (120)-
I’ve had a bad, bad feeling every day for the past three years. It only intensifies with time.
Next stop, the 16th century.
I have a good feeling every day!!!
Final Doom says:
June 4, 2010 at 12:12 pm
Pat (120)-
I’ve had a bad, bad feeling every day for the past three years. It only intensifies with time.
Next stop, the 16th century.
Pat says:
June 4, 2010 at 12:05 pm
Although, I love how when you get a coffee at DD, and take the first sip, you smell and taste the powdered sugar. You just can’t get that same experience at McD.
Pat: I get the extra large coffee, light and sweet. I can slam it down in about 20 seconds unless it is too hot. I also get the free doughnut thing….do they do it down by you?
https://www.telldunkin.com/Projects/DUN_CSI/Index.aspx
Pat 120
Welcome to Planned Obsolescence
EURUSD dips under $1.20
Got forint?
What is a Chipotle?
John bangs chipotles when onions seem a little too tame.
Let’s hope he’s not doing those chipotles Carradine-style, though.
Choke your chicken, indeed.
I can’t stand European business economists badmouthing America. This guy Janjuah looks like a scummy SE European drug dealer channeling the GEICO gekko. Sounds as if he has a coke habit.
HOWEVER, the pit in my stomach feeling is sourced is this douchebag’s ramblings….he actually doesn’t sound as if he is full of shite.
The woman is like Mark Faber’s sister…
http://www.cnbc.com/id/37505133
We get the same deals, just have to drive further to get them, which negates the value.
I never could do sugar in my coffee. My dad, being Italian, used to put half coffee/half milk in our baby bottles sometimes, starting at maybe 9 months. By sixth grade, I knew how to bribe the teachers into getting me coffee.
But I like smells, and sensory is the future on fast foods, so invest in that. We have rapidly increasing sensory issues (goes along with the autism)…massages, smell stuff, etc. will be like McD’s.
There you go John, your turn.
McD’s needs to store their coffee lids next to bags of powdered sugar.
Chipolte. Just googled it. You guys have to start eating better:
http://www.myfitnesspal.com/nutrition-facts-calories/chipolte
Stu,
You are a bit of a coffee snob, as I recall (and I mean that in the nicest way). I receently heard that storing coffee in a cold environment is bad for it, especially if one accesses the container regularly. What is your understanding?
Pat: did you see this?
WSJ
FOOD & DRINK
MAY 26, 2010
A Taste for Hotter, Mintier, Fruitier
The Increased Craving for Intense Flavors Suggests That the American Palate is Changing
By MIRIAM GOTTFRIED
(See Correction & Amplification below .)
Wrigley developed textured crystals it calls Micro-Bursts to make its Orbit Mist gum flavors more intense. Top, peppermint spray, bottom, from left, watermelon spring and mango surf.
The buttery taste found in packaged foods isn’t just butter flavor anymore. Increasingly, it is browned-butter flavor, formulated to taste deeper and more savory than plain butter, says International Flavors and Fragrances, one of the leading laboratories for developing flavors used by food companies.
More Americans want spicier and more intense flavors in their foods. Christopher Lee, executive chef at New York City’s Aureole restaurant, shows WSJ’s Christina Tsuei how Aureole is using bold flavors creatively.
Snack chips are spicier. Chewing gum is mintier. Energy drinks are fruitier. In short, American cuisine is adrenaline cuisine.
Some food companies are hitting their labs to try to torque up flavorings to appeal to the country’s expanding palates, and, of course, boost sales of snacks, drinks and even main courses. Arugula and ancho-chile sauce now appear at restaurants like Chili’s where there was once only iceberg lettuce and mayonnaise. PepsiCo Inc.’s Frito-Lay brand recently introduced Doritos chip flavors labeled First-, Second- and Third-Degree Burn. Gum-maker Wm. Wrigley Jr. Co. is using new technologies like textured crystals it calls Micro-Bursts to deliver a more intense flavor as well as new sweeteners to make flavors last longer. At home, seasoning company McCormick & Co. Inc. says Americans now keep an average of 40 different spices, a figure that has grown roughly twice as fast in the past two decades as it did in the previous 30 years.
Frito-Lay’s new line of Doritos chips labeled First-, Second- and Third-Degree Burn are made with jalapeño, buffalo and habanero flavors, respectively. Hot flavors from Asian food influenced company developers.
Food companies describe some of their efforts as adding “umami,” a Japanese word that, roughly translated, means “good flavor.” What it describes, however, is the pleasant savory flavor found in protein-heavy foods and increasingly viewed as one of the five basic tastes (in addition to sweet, sour, salty and bitter). It isn’t exactly a flavor, food executives say, but an experience—an explosion of flavor.
“You’re seeing a lot with umami,” says Kevin McDermott, executive chef at International Flavors and Fragrances. Mr. McDermott helps create new flavors and flavor combinations in the kitchen that scientists then recreate with chemicals in the lab.
Food and flavor companies are secretive about the technology used to enhance flavors that they consider proprietary information. They now have the ability to create the full spectrum of any flavor in a lab. A simple strawberry flavor can range from tart, just-picked strawberry to almost candy-like sweetness. When Dr Pepper Snapple developed its new Dr Pepper Cherry soda, for example, it tested 30 different cherry profiles with consumers.
To develop Dr Pepper Cherry soda, consumers judged 30 different cherry flavors on a nine-point scale. The soda also was given a JAR score, which stands for ‘just about right.’
As people crave intensity in flavor, some traditionalists are wondering if diners will become desensitized to natural flavors. Regular mangoes may taste bland when eaten next to mango-flavored gum or a mango energy drink, they say.
“The more you taste something, the more you need to taste it,” says Mitchell Davis, vice president of the James Beard Foundation, a New York-based non-profit that works to preserve American culinary heritage. “You always need something spicier, something more, a bigger high.”
Hot Spices
See the top ten sellers for McCormick in the post-war era and in 2009.
POST-WAR ERA PRESENT
Black pepper Black pepper
Vanilla extract Vanilla extract
Cinnamon Cinnamon
Nutmeg Sea-salt grinder
Cloves Black-pepper grinder
Allspice Garlic powder
Ginger Chili powder
Ground mustard Oregano
Celery seed Red pepper
Lemon extract Cumin
Source: McCormick
“I don’t think it’s inherently bad to become a flavor junkie,” says Dr. Davis, who has a doctorate in food studies, noting that the local-seasonal food movement also stems from the demand for more flavorful food. “It’s one way to look at food. But there is a sophisticated way of doing it and there is another way of doing it.”
The current flavor boom is a big change for a nation known for its mashed potatoes, chicken sticks, macaroni and cheese and other unadventurous fare. It’s a reversal that has been in the making since the advent of processed food first began to drown out regional cuisines during World War II, food historians say.
“Bold is replacing boring,” says Kevan Vetter, McCormick’s executive chef who is part of a team that has met for the past 10 years to develop McCormick’s annual “flavor forecast” report. The report includes the top 10 flavor pairings that the spice-maker thinks will be popular in the coming year. Among the flavor couplets in its 2010 forecast are roasted cumin and chick peas, caraway and bitter greens, roasted rhubarb and ginger, and almond and ale.
Evolving Tastes
A snapshot of how the use of spices and seasonings in America has expanded over the years.
1940s-1950s
[spicetime1] CREDIT: McCormick
* The kitchen was one of the smallest rooms in the house.
* Shopping takes place at a local market with limited offerings.
* Eating out is a special occasion, done infrequently
1970s-1980s
[spicetime3] Everett Collection
* More kitchens make a style statement—like avocado and gold color schemes.
* Food processors and microwave ovens appear, and TV cooks like Julia Child and the Galloping Gourmet inspire home cooks to be creative.
* The average pantry has about 25 seasonings, including lemon-and-pepper seasoning salt and taco seasoning.
1990s-Present
[spicetime6A] Associated Press
* The kitchen becomes the hub of the home and often a showcase where cooks entertain.
* Ethnic restaurants go beyond Italian and Chinese and embrace just about every global region.
* Supermarkets and specialty stores offer a wide range of foods and fresh produce regardless of season.
* TV chefs like Emeril Lagasse and Paula Deen are celebrities with their own brands and product lines.
* The average pantry has about 40 spices, seasonings and extracts. Mainstream recipes call for ingredients like cardamom, smoked paprika and garam masala
McCormick uses the flavor forecast to guide its product pipeline and to promote usage of its spices.
New flavors used to originate in fine dining kitchens and work their way down, but now they come just as often from the Food Network or from ethnic or international sources. “The timeline that trends take to evolve down to the mass consumer has really shortened,” Mr. Vetter says.
McCormick now counts sea-salt, smoked paprika, roasted garlic and dried lemongrass among the flavors in its typical grocery-store offerings. Asian and Caribbean spices, blends and marinades have been the focus of recent roll-outs, and the company is predicting strong Indian spices will be big within the next five years.
At Frito-Lay Inc.’s Plano, Texas, headquarters, executives describe their new flavors of Doritos chips to match what they see as the brand’s image. Doritos, the company says, are targeted at a younger audience. The Doritos consumer likes action-packed video games and late-night partying and wants that extreme experience to translate to the chips as well.
So, its new First-, Second- and Third-Degree Burn chip varieties are made with jalapeno, buffalo and habanero flavors, respectively. They launched this year, as part of the company’s efforts to frequently roll out new flavors to keep customers interested.
“Consumers expect more from a flavor. It’s kind of like moving from regular TV to high-def TV,” says Stephen Kalil, corporate executive research chef at Frito-Lay’s Culinary Innovation Center. Mr. Kalil helps brainstorm new flavors and creates a natural version of a flavor in the kitchen that can be replicated in a lab.
“A lot of that flavor goes back to Asian and Szechuan cooking,” says Kelly Sepcic, vice president of innovation at Frito-Lay. Sweet and spicy Doritos is another Asian-inspired product with soy, garlic and ginger flavors.
Cuisines like those from China and Thailand include extreme flavors, but, unlike the new burst of flavor in the U.S., they also assign great importance to achieving a balance between spicy and sweet, salty and refreshing, says Dr. Davis of the James Beard Foundation.
Intensely fruity Latin-inspired flavors are also a source. Dr Pepper Snapple recently added fruit punch and mango flavors to its line of Venom energy drinks. Wrigley rolled out its Orbit gum in tropical flavors like Maui melon mint and mango surf.
At Wrigley , the pace of gum flavor creation has accelerated dramatically in recent years. Wrigley introduced Juicy Fruit and Wrigley’s Spearmint in 1893 and then waited for 20 years before introducing its next flavor, Doublemint. It wasn’t until 1975 and 1976, respectively, that it introduced the next flavors Freedent and Big Red. Today, Wrigley releases about a dozen new flavors a year in the U.S. This fall it will offer Extra gum in fruity dessert flavors, including strawberry shortcake and Key lime pie.
The fruit profiles Wrigley makes for the American market are bolder than the ones it makes for other markets like China, says Rob Peterson, Wrigley’s chief innovation officer. The Chinese mint flavor is also less minty than the American one. He adds, “the American fruit flavor or mint flavor would taste very strong or sweet to a Chinese consumer.”
Write to Miriam Gottfried at miriam.gottfried@wsj.com
Correction & Amplification
Gum maker Wm. Wrigley Jr. Co. launched new flavors and brands, none of which remain on the market today, between the introduction of Juicy Fruit and Spearmint in 1893 and then the debut 20 years later of Doublemint, and between Doublemint’s launch and the introductions in 1975 and 1976 of Freedent and Big Red. This article incorrectly reports that the company didn’t release new flavors during the interim periods.
Just picked up some beer for the weekend. On my way out a truck pulls up with Impeach Obama stickers on all sides.
I rolled down my window and told him, “I like your bumper stickers.” He proceeded to work himself into a rant for the ages. I could barely make out any words between the mother f_ckers!
Thats the level of anger out there. Its good to see some red blooded Americans still around.
what’s the harm of if a little petroleum is blended with your omega-3
Tortugas fishing no longer banned
The National Marine Fisheries Service on Friday reopened for fishing nearly 13,000 square miles of the Gulf of Mexico west of the Dry Tortugas.
The feds banned fishing there on Wednesday after projecting an oil sheen from the Deepwater Horizon would move into that area within the next several days.
The agency will continue to monitor the trajectory of the oil spill, sheens and tar balls, and close and open areas when needed, southeast regional Director Roy Crabtree said.
WSJ Editorial
REVIEW & OUTLOOK
JUNE 4, 2010
Turkey’s Radical Drift
The Islamic charity behind the Gaza flotilla and its links to terror.
So the Prime Minister of Turkey calls Israel “a festering boil in the Middle East that spreads hate and enmity,” while his foreign minister compares Monday’s Israeli naval raid on a flotilla of ships headed for the Gaza Strip, in which nine passengers were killed, to the attacks of September 11, 2001. For good measure, the Turks have also wagged their finger at the Obama Administration for not immediately denouncing Israel’s actions.
Yet the more facts that come to light about the flotilla, its passengers and their sponsors, the more it seems clear that Prime Minister Recep Tayyip Ergodan’s government, far more so than Israel’s, must be held to account for Monday’s violent episode. Maybe that’s something the U.N. Human Rights Council, which on Wednesday condemned Israel for an “outrageous attack” and voted 32-3 to set up a “fact-finding mission” (with the U.S. in opposition), might get around to investigating, though we wouldn’t hold our breath.
***
The Turkish accounting should begin with a full explanation from the government of its relationship with the IHH, an Istanbul-based Islamic “charity” that purchased three of the six boats used in the flotilla from the city government, sent hundreds of its activists along with it, and reportedly has ties to Turkey’s ruling Islamist AKP Party.
The IHH—the Turkish acronym for the “Foundation for Human Rights and Freedoms and Humanitarian Relief”—has widely reported links to Hamas, the terrorist group that runs Gaza and most directly threatens Israel. Moreover, in the 2001 Seattle trial of Ahmed Ressam, the would-be Millennium bomber, French counterterrorism magistrate Jean-Louis Bruguiere testified that the IHH had played an “important role” in Ressam’s plot to bomb LAX airport on New Year’s Day, 2000, and that there was “a rather close relation” between the bomber and the Turkish group.
“The IHH is an NGO,” said Judge Bruguiere, “but it was also a type of cover-up . . . in order to obtain forged documents and to obtain different forms of infiltration for Mujahideen in combat.” In an interview this week with the Associated Press, the judge said he did not know whether IHH was still in the terror business, but he added that “they were basically helping al Qaeda when [Osama] bin Laden started to want to target U.S. soil.”
In a 2006 study for the Danish Institute for International Studies, terrorism analyst Evan Kohlmann noted that Turkey had known of the IHH links to terrorism for at least a decade.
“Turkish authorities began their own domestic criminal investigation of IHH as early as December 1997, when sources revealed that leaders of IHH were purchasing automatic weapons from other regional Islamic militant groups. IHH’s bureau in Istanbul was thoroughly searched, and its local officers were arrested. Security forces uncovered an array of disturbing items, including firearms, explosives, bomb-making instructions, and a ‘jihad flag.’ After analyzing seized IHH documents, Turkish authorities concluded that ‘detained members of IHH were going to fight in Afghanistan, Bosnia and Chechnya.’ . . .
“An examination of IHH’s phone records in Istanbul showed repeated telephone calls in 1996 to an Al-Qaeda guesthouse in Milan and various Algerian terrorist operatives active elsewhere in Europe—including the notorious Abu el-Ma’ali, who has been subsequently termed by U.S. officials as a ‘junior Osama Bin Laden,'” the Danish study said.
No wonder that Israel was not prepared to let this flotilla break its blockade of Gaza. As Prime Minister Benjamin Netanyahu said Wednesday, “this was no Love Boat,” and Israel is entirely within its rights to prevent Hamas from linking with groups suspected of supplying arms and money to terrorists. Israel had also gone out of its way to give Turkey fair warning, with Al Jazeera reporting that the Israeli government “held a meeting with ambassadors of the European countries participating in the convoy and Turkey to tell them it would not allow the Freedom Flotilla ships to dock at Gaza.”
Yet knowing all this, the Turkish government made no effort to prevent the flotilla from setting sail. The government also seems unembarrassed that the IHH belongs to a Saudi-based umbrella group of Islamic charities known as “The Union of the Good,” which the U.S. Treasury designated a terrorist organization in November 2008. On the contrary, Mr. Erdogan has been outspoken in his calls for the world to recognize Hamas, even as his relations with the more moderate Palestinian president Mahmoud Abbas have been notably cool.
That attitude conforms with the general pattern of Mr. Erdogan’s foreign policy. For all his denunciations of Israel’s alleged brutality in Monday’s raid, he was among the first foreign leaders to congratulate Mahmoud Ahmadinejad for his “victory” in last year’s presidential election. He’s also had no trouble getting close to Syria’s Bashar al-Assad, despite the U.N.’s investigation into Syria’s role in the 2005 assassination of Lebanese premier Rafik Hariri.
So much, then, for the notion that Jerusalem has needlessly junked its friendship with Ankara for the sake of stopping a mere ship of fools. That “friendship” had already been degraded by a Turkish government that appears to have an ingrained hostility toward the Jewish state, remarkable sympathies for nearby radical regimes, and an attitude toward extremist groups like the IHH that borders on complicity.
***
All of this should concern the Obama Administration no less than it does the leadership in Jerusalem. The President has invested considerable efforts in courting Mr. Erdogan, his government and Turkish public opinion. The reward has been a Turkey that conducts a diplomacy of obstruction when it comes to Iran, along with a diplomacy of provocation when it comes to Israel.
Whatever this might achieve for Mr. Erdogan politically in the short run, in the long-run it means a Turkey admired only by neighboring despots, one that no responsible country can trust.
ShoreGuy(136),
It’s absolutely the truth. A lot of the flavors come from the oils on the beans. Freezing coffee kills this. Store your coffee beans like wine. A cool dark place with an airtight seal are the only real considerations you need to worry about. Also, a burr grinder is the only way to go to get a consistent grind without burning the bean.
For the absolutely best deal on the absolutely best coffee in the world, you can’t beat 6 pounds of fresh 100% Kona for $110.50 with express shipping included from the nicest farm family in Hawaii. This is as fresh and tasty (smooth, not bitter) as it gets. Also, you need use 1/3rd less than what you are used to since it is so strong so it really works out to less than $14/pound. Compare that to your factory farmed and unfresh Kona at Trader Joe’s or Fairway. Whole Foods probably charges $30 per pound for the same thing.
Best of all, the family that runs the tiny farm will send you a personalized Christmas Card every year.
Gator and I discovered them when we stopped at a fruit stand during a pretty long drive looking for rambutans on our honeymoon. They are on the Big Island a bit north and west of the southernmost point in the United States. Key West can eat it!
http://www.shop.sweetokolecoffeecompany.com/product.sc?productId=12&categoryId=3
As for Chipotle, I get a salad without the Guac nor the sour cream and rice. Has about 300 calories. I do get a little shredded cheese though. The Barbacoa is pretty amazing.
139. I gotta tell you, the GOP/Bush essentially created this mess. Impeach whoever you want, but realize that you aren’t speaking to a bunch of ignorant fools on this site.
139.
I support neither. This mess started in 1913. The only thing I hate more than a Marxist Commie like Obama is a f_ckin Neocon like Bush.
One will take your wealth and make you poor and dependent while the other will flat out get you killed.
Chipotle Calorie Calculator
My salad comes in at 475 calories, but has only 25 net grams of carbs and 43 grams of protein. The salt is off the chart though and the cholesterol isn’t great either.
I really wish they would stop infusing everything that you don’t buy raw with salt. I hate salt, except on a pretzel.
The calculator:
http://www.chipotlefan.com/index.php?id=nutrition_calculator
Jim Rogers on SDR’s.
So, you wouldn’t agree with using IMF SDRs as the world reserve currency?
Jim Rogers: I’m sure the world does need to replace the US dollar. I’m not the only one who knows that. The US dollar is a terribly, terribly flawed currency. The US is the largest debtor nation in the history of the world. Something has got to be done. We cannot continue with a currency which is so deeply flawed and something is going to have to be changed. Special Drawing Rights, I don’t know. It could work. I don’t know what’s going to work. Most people, however, want to have something in their hands that they think they can spend. A Special Drawing Right is pretty amorphous and, while some professors and some bankers may understand them, I suspect that most people in the world will not understand Special Drawing Rights and will not be terribly enthusiastic, if that’s what happens. So, I would suspect it wouldn’t last. You know, I cannot imagine that a Special Drawing Right, which has no real existence, could survive a crisis or two. Human beings just don’t think that way, I’m afraid.
I think people are angry based on their own profound ignorance. They realize their lives essentially suck. They are looking for someone to blame.
#17
We’re right in the middle of the middle band, living in Boston with elementary aged kids. My wife and I are both from NJ and the entirety of both of our families still their. My wife would really like to move back at some point, but all I can see is reasons to stay away. We’re enjoying low taxes, great services, and great public schools right in Boston; much better than NJ or Long Island, places we’ve lived in the 90’s.
148.
Life is good is you are a parasite on the back of a hard working small business owner.
Damn it. I meant #13, not #17, but then again I went to school and college in NJ;-)
NJ Expat
I was in the same situation and gave in to coming back. STAY AWAY!!!!
Boston isnt perfect but better then NJ
150. Every hard working small business owner I have ever known was a punk.
Life is good. Period.
153.
Well how about you pay me to work for you. Oops, I forgot your paycheck comes from the state of NJ.
“Well how about you pay me to work for you.”
Only if you trade in your robes.
156.
Ill trade you my so called robes if you give up your social welfare.
Even better. Just offer me a job. I can cut grass, sit in a booth, sleep on the job, stuff my face with bacon cheeseburgers.
All is ask for is 4% annual raises, free premium healthcare insurance, and a pension.
re #141 – Chi – reads like the latest AIPAC news release. Did the WSJ copy and paste it and put it up as an editorial?
Go and look at the passenger manifest, there were no Al Queda or Hamas on that ship, Israel released all of the passengers except for three one Irishman and two Australians.
The neo-cons complained bitterly about that U.N. Security Council statement of sorrow issued early Tuesday morning. They were angry that Obama had betrayed its ally by not vetoing it.
The biggest concern of the Neocons right now is preventing the administration of President Barack Obama from distancing itself in any way period.
“reads like the latest AIPAC news release.”
Of course it does. Don’t you know that the Jews and the Democrats control the Main Stream Media. Even the media outlets run by Rupert Murdoch who also owns the Fox News Network.
EUR/USD 1.2003
Uh oh, straight to 1.15?
Not much attention given to those Eastern bloc countries.
Lib,
Lets get it straight.
Fox is owned by Zionist Rupert Murdoch
CNN is owned by Globalist/Eugenecist Ted Turner
Interesting that the oil from the 1979 Mexico oil spill took three months, after relief wells were drilled, to stop. Which means it spilled for 10 months.
MEXICO CITY – It started with a burst of gas through the drilling well. Workers scrambled to close the safety valves but within moments the platform caught fire and collapsed. Tens of millions of gallons of oil gushed into the Gulf of Mexico. Numerous attempts to stanch the spill failed.
Three decades later, the 1979 Ixtoc disaster remains the Gulf’s — and the world’s — worst peacetime oil spill.
The parallels between that disaster and the current BP oil spill offer sobering lessons. There were no quick fixes for Ixtoc: It took 10 months to stop the leak, with Mexico’s state-owned oil company, Pemex, trying methods similar to those that BP has attempted at its Deepwater Horizon rig.
Pemex managed to slow the spill a little using several methods including forcing metal spheres into the well. But it couldn’t stop the leak until two relief wells were drilled — and even that didn’t work right away: the oil kept gushing for another three months after the first well was completed.
In the end, Ixtoc spewed a record 140 million gallons of oil. Massive slicks reached the northern Mexican Gulf coast and Texas, where it would eventually coat almost 170 miles (275 kilometers) of U.S. beaches.
Stu, I confess that I lick the lime flavor off of the Tostito’s lime chips.
Cue John.
New Jersey Transits home page has a summer seasonal greeting pic of the beach and a wave rolling up on shore, written in the sand it says “New Jersey’s Got It”.
– What timing.
except that Turner stopped owning CNN in like 2000.
10 year treasury back down to 3.22%
“So the predictable dynamics are unfolding. Anywhere the US does not have a veto, Israel is being condemned for its latest atrocities and for its illegal blockade on Gaza. Israel as usual has its puppets in the US Congress and the US mainstream media coming to its defense. And Israel has rejected demands from the UN, plus all of the major powers (except, of course, the US) to lift the blockade and stand aside.
But this crisis does not seem to be going away. An awful lot of people are still mad, and more are becoming enraged as the days pass. Fraudulent videos from Israel may be treated as fact in the US media, but as far as I can tell, nowhere else. Israel stilll depends on the US to stop anything tangible from happening to it. The US government still depends on its weight to make that happen.
And Turkey, quite obviously, does not give a damn. I tell you, I wish I were younger and could immigrate to Turkey, it would be SO good to have a leader who did not check his every bowel movement with the domestic lobby of a foreign country. Perhaps Erdogan could ship Obama some left-handed suppositories? They might help him get through the day.
The practical matter is what to do in the next few days. The MV Rachel Corrie is coming into Israel’s target zone soon,
Rachel Corrie
and at least one of the other sidelined vessels — perhaps with an American flag? — may be accompanying it. In fact, the organizers of the flotilla should do all in their power to ensure that the Irish-flagged ship is in tandem with a US-flagged ship as they head into the Israeli blockade.
The Israelis will undoubtedly intercept them, as they have said they would. They have no choice. Like thugs defending their ill-gotten gains, they have to do that, because once their illegal blockade is penetrated, it is gone for good. They are truly caught on a dilemma of their own making: if they let any ships through, the blockade ends, and if they attack another, the ability of the US to protect them from sanctions or worse becomes increasingly problematical.
A sensible state with sensible leaders would recognize the absurdity of persisting in a course of action that is tactically dubious and strategically self-destructive. But Israel is not a sensible country, and its leaders today are not at all rational — indeed, not only Netanyahu and Lieberman, but their predecessors and cohorts such as Barak would be prime candidates for an institution for the criminally insane. Not, perhaps, in a clinical sense, as being deranged — “just” monomaniacs and fanatics, and therefore doubly dangerous.
So my suggestion. Let the organizers of the flotilla wait until a Turkish-flagged ship can join the Rachel Corrie, and a US-flagged ship as well. If Erdogan is true to his word — and unlike American politicians, I believe he will be — there’ll be at least one Turkish warship with them. Give the Israelis the choice of attacking a US-flagged ship among others, or letting all of them through.
Try hard to get another warship from anywhere, and at the very least, have the people on the US-flagged ship be in telephonic contact with the US 6th Fleet as they approach the point of Israeli interception. Forty-odd years ago, a US fleet stood aside at the orders of then-President Johnson as Israelis attacked a US Navy ship and killed or wounded over 200 US sailors and Marines.
Not even Obama can be sure the US Navy will stand aside again and let that happen to another US-flagged ship, especially an unarmed vessel carrying civilians and humanitarian aid. Unlike politicians — and many admirals and generals — most of the US Navy and Marine Corps have never been for sale. It would give the Israelis a much-needed and long-overdue lesson.”
It really is astonishing how much mortgage applications have dropped even though the available rates are almost half a point lower than they were when the homebuyers’ tax credit was nearing expiration. I really think that the Case Shiller numbers due out in July and August will start the next leg down for real estate igniting a lot of fear for the banks. Does anyone else think this way? Of course, Bergen and Essex County sales prices will probably remain near flat.
Anyways. Heard some great layoff/rehire stories from big pharma recently. A year’s salary handed out, people then rehired. My gawd that is nice!
retired and living in Little Silver ,same house for 32 years with no major renovations ,just major tax increases taxes property taxes over 23K ….
Your source is another douchebag who believes that the Jews orchestrated 911.
Please stop posting your hatred here. First, none of us are quite as ignorant as your neo-nazi self. Second, posting such a diatribe without the source makes you look way more deceptive than any supposed intifada leader.
libtard
agree. It’s time for the second leg down. This time no county will be spared esp if banks don’t do well. Unfortunately there’s little gov/fed can do this time, in fact, new reasons for depreciation will be kicking in (taxes, schools, etc)
Market is down almost 3% now. Blame the Jewish Zionists.
AL,
Im pretty sure you would change your mind about emigrating to turkey shortly after arriving. Its a “little” different then you are probably used to and has plenty of religious tensions building internally.
In Al’s simple mind, Turkey is a land where every day is like Thanksgiving.
How about Turkey recently being denied entry into the EU, even though they made huge strides to meet the requirements. It must be the fault of the Zionists.
Hyde, Al needs a little Midnight Express action.
BS Zions bank, symbol ZION is best performing stock of year.
Libtard says:
June 4, 2010 at 2:30 pm
Market is down almost 3% now. Blame the Jewish Zionists.
Lib, AL
Could we just have the Illuminati nuke both sides already and be done with it?
JJ,
ZIONs bank is Mormon. And I know you knew that. I think we should blame everything wrong in the world on those adult movie loving Mormons.
Dow below 10K
Euro below 1.20
PPT on summer hours?
180: Are we at M already, I thought we were stuck on J?
I can wait until we get to P damn polynesians!
Hyde has probably never set foot on Turkish soil.
It is one of the most liberal Islamic countries in the world.
Turkey may not be New Jersey but it does have it’s charms. According to a Durex Global Sex Survey, Turkey is the world’s ‘most virile nation’.
chi (141)-
The UN is the world’s most visible and powerful anti-Semitic group.
If we had any cojones at all, we’d cruise missile that crapshack of a building and send all the spies in it packing…excpet for the ones we should arrest for commititing multiple crimes while in our country.
Looks like the PPT is on the beach in Pensacola looking for tar balls.
“Hyde, Al needs a little Midnight Express action.”
Gotta admit Im itching for it.
and Lib,
Heres your link
http://opinion-maker.org/2010/06/israel-says-no-the-us-agrees/
Alan Sabrosky (Ph.D, University of Michigan) is a ten-year US Marine Corps veteran and a graduate and former director of studies of the US Army War College.
” liberal Islamic countries”
Oh, high praise for liberalism.
Besides, there seems to be a widdening divide between government policy and popular desire. I question Turkey’s long-term stability as a secular state.
If Israel goes all “Masada” at some point, I suspect it will target all its historical from from the Maghreb all the way to Iran and they may just add Turkey to the mix.
Turkey is a “progressive” Islamic state?
No such thing. A couple of airbursts over their population centers should fix them, though.
We’ll get peace when we turn every single Islamic nation into a parking lot.
Al – Sixth fleet is whooping it up in Naples right now. Today is the 68th Anniversary of the Battle of Midway.
191.
Israel put itself in a box. It time to step on their tyrannical necks and get some pay back for the USS Liberty and 9/11.
Nothing beats Kopi Luwak.At $30 a cup it has to be really good.
Juice Box says:
June 4, 2010 at 1:48 pm
re #141 – Chi – reads like the latest AIPAC news release. Did the WSJ copy and paste it and put it up as an editorial?
Juice: are you kidding? WTF do they care?
Still haven’t gotten a response to my question the other day:
What in the world has been touched by Islam and improved?
al (192)-
You need to be fed your spleen by a Mossad agent.
Slowly.
Peace, my ass. It’s time to kill these bastards before they come after us again.
Then we can have some peace.
Al,
There are many neo-nazis and hate mongers like yourself in the military.
Just because this moron served our country in Vietnam does not make him an authority on any thing. Only a blind patriot like yourself would be ignorant enough to think this way. Such ignorant minds are ripe for manipulation. You would have done well in the SS.
“Sabrosky makes a case, not just for a coverup of 9/11 but goes much further. He points out as do so many that the physics of the attack are unworkable. He, however, is one of the few to point to a conclusion many find obvious but few have the nerve to admit, that it would have been impossible to stage 9/11 without the full resources of both the CIA and Mossad and that 9/11 served the interests of both agencies quite well.
There was nothing they could have wished for more.”
Seems like pretty solid proof now doesn’t it?
Doom – Algebra?
“Oh, high praise for liberalism.
Besides, there seems to be a widdening divide between government policy and popular desire. I question Turkey’s long-term stability as a secular state.
If Israel goes all “Masada” at some point, I suspect it will target all its historical from from the Maghreb all the way to Iran and they may just add Turkey to the mix.”
I hope you’re being tongue-in-cheek about the widening divide between public desire and the government. Like we don’t have that here in spades? Like Israel isn’t and hasn’t been plagued by that for 2 generations now?
Also, Turkey has been a secular state for the better part of a century, which you appear not to have known.
Re: your retarded masada comment, do you even know the history?
re: #194 Chi – you must not be on the emaiol list for AIPAC.
Here is the subject line of the e-mail. “Flotilla org tied to 2000 Al Qaeda Attack on LAX, weapons smuggling.”
It is almost verbatim of what the WSJ editorial says.
I’d rather live in Istanbul than Tel Aviv or Jerusalem any day of the week.
196.
See you on the battlefield with the rest of the world.
PPT team just gulped down their martini’s on the beach…
Al: have you ever been to Israel? You really need to STFU….you are way offbase…..the reasons Europe trashes Israel are in order: #1 mercenary; #2 self-preserving; #3 anti-Semitic.
Here’s a good link for you Al? Do you blame ALL of your problems on others?
http://911falseflagarchive.blogspot.com/2010/03/dr-alan-sabrosky-former-director-of_19.html
“Turkey is a “progressive” Islamic state?
No such thing. A couple of airbursts over their population centers should fix them, though.
We’ll get peace when we turn every single Islamic nation into a parking lot.”
Another mouthbreather heard from.
Also, there is nothing fcuking hotter than an 18 yo girl in fatigues with a machine gun who is willing to take a bullet for women and children….and guys…..
In NY the girl would be a JAP on a Long Island Sound beach….
“What in the world has been touched by Islam and improved?”
What in the world has been touched by any religion and improved? Religion is poison.
Ah screw it. If the neo-nazis on this blog want to ruin it for the rest of us, let them. Arguing with them is like using logic with a one-year old. I’m done with these ignorami. Go on posting your poorly veiled hatred. The rest of us here are smart enough to see it for what it is.
“Al: have you ever been to Israel? You really need to STFU….you are way offbase…..the reasons Europe trashes Israel are in order: #1 mercenary; #2 self-preserving; #3 anti-Semitic.”
Should I take your word for it? The people of Israel are not the problem. The Zionist regime is. I have talked to both sides including IDF and the parents of a 10 year old Palestinian hit in the leg by tank shrapnel. I do believe I have heard both sides of the story. I would not give a crap excpet I see war for the US being brewed once again for false pretenses.
Pain,
What’s up? Yesterday Bulgaria and today Polynesia? Some quality, hard-working exports from those two regions.
I’m no Turkey fan either….the Ottomans would have wiped out my Albanian family just like the Nazis liquidated my Jewish ancestors, except they had mountains to hide in like the mujahideen.
195: Mike Tyson?
meter I prefer the Long Island variety, I would rightfuly be scared of getting on the wrong side of a girl with IDF training.
Final Doom,
Surely you’ve heard of al jabar, that is algebra?
Just let all the residents of Palestine elect a government and that’ll take care of the problem in the Middle East quick.
Final Doom,
Surely you’ve heard of al jabar, that is algebra?
Just let all the residents of Palestine elect a government and that’ll take care of the problem in the Middle East quick.
Mouthbreather? No. I just know who my enemy is, and I have no problem seeing my enemy wiped out before he can wipe me out.
Tell me, meter, who are our REAL Islamic friends? The ones we can count on when things are really tough?
Saudi Arabia?
Pakistan?
Egypt?
Turkey?
These people openly despise us and Israel and wish us dead. They also actively inculcate that hatred into their children through their joke of an educational system. Much of the Islamic world attends schools that do not print maps that contain the state of Israel and preach nonstop jihad against the West. When the madrasas start closing, that’s when I’ll start thinking these people have something else besides our end in mind.
I didn’t grow up hating Muslims. I wasn’t taught to hate anyone. However, I’m not stupid enough to pretend those who wish death on us will not act when they feel the time is right.
Humans are animals. Time for us animals to wipe out them animals.
I inherited a direct report who served in the Israeli Army. You want to see a lady with balls, stop by my office in New York some time.
Last 30 minutes.Will it cross back above 10,000? I say go down more.
Yo’me,
I predicted 10025 on the DOW at the open this morning to a coworker. We’ll see if I’m psychic.
@210 – oh please. Where’s your outrage at Doom, calling for the extinction of entire races of people.
If anyone deigned to make a comment like that about Jews/Israel, we’d not only have the JDL all up in here but we’d be subjected to a raft of stories about his MIL.
Not sure which is worse.
relo I hate coconuts and flower print wraps. Besides someone has to be irrationally humourous with all the Jew bashing that has been going on lately.
My ancestors are all gangsters, masons (Italian), and whatever Hungarians became when they came to this country (hairy apes that they are). I’m predjudiced towards stupid, since there is plenty of it in each race, creed, and nationality. I consider myself an equal opportunity hater.
Libtard says:
June 4, 2010 at 3:22 pm
I inherited a direct report who served in the Israeli Army. You want to see a lady with balls, stop by my office in New York some time.
Stu: A Sephardic 18 yo with naturally curly black hair, a wind-tan, in fatigues, sunglasses, chain-smoking on watch with a machine gun……bloody hell…..
Chi did we just find chosen kryptonite for you
meter (222)-
Unlike anti-Semites, who are almost universally cultivated from childhood, my feelings about Muslims came from my own observation that they all univerally either:
1. actively work toward the destruction of Israel and the West.
2. are silently complicit with those referenced in #1.
I also have no problem admitting that all people are, in essence, animals.
Animals that survive are those that do what is necessary to continue to propagate…including wipe out enemies.
A retail clerk told me yesterday that nobody needs to learn math anymore. Calculators and cash registers that tell you how much change to give are everywhere.
Most people believe that there is a 40% chance that they will get audited by the IRS too. That couldn’t be farther from the truth.
It really is astonishing how much mortgage applications have dropped even though the available rates are almost half a point lower than they were when the homebuyers’ tax credit was nearing expiration. I really think that the Case Shiller numbers due out in July and August will start the next leg down for real estate igniting a lot of fear for the banks. Does anyone else think this way? Of course, Bergen and Essex County sales prices will probably remain near flat.
You can’t refinance if your house is underwater. Those that could refinance have already done so.
“Tell me, meter, who are our REAL Islamic friends? The ones we can count on when things are really tough?
Saudi Arabia?
Pakistan?
Egypt?
Turkey?
These people openly despise us and Israel and wish us dead.”
First “they” despise us largely because of Israel.
Second, you are talking about a fringe element. Do you often make such large extrapolations using a small sample size? Believe it or not there are Muslims living – gasp – right here in NJ. Already. Do you walk around in fear of your life?
Do I even really need to make these ridiculous points or are you just taking a side and being extreme about it because that’s what you do?
I am well aware the inculcation in Palestinian schools re: the state of Israel. I guess if my family were starving and degraded on a daily basis I might be a little pissed off. What would you do in their position? You don’t strike me as the kind of person who would lay down and just take it. Especially with your constant call to arms, I imagine if you were born in Gaza or the West Bank you might be the militant type.
Meter,
I have been to turkey for vacation in Istanbul. Nice place, fun trip. Cool architecture.
Besides i never said there was anything wrong with turkey, its just not some mystically safe haven.
Lib, 219 do you work with the great Zohan?
Knife 199
Optics?
I got an offer from Wells Fargo to restructure my mortgage,from 5.6 to 4.875 at 30 years lowers my payment by $250.00.Just call them,no re assesment,no closing cost.
“Unlike anti-Semites, who are almost universally cultivated from childhood, my feelings about Muslims came from my own observation that they all univerally either:
1. actively work toward the destruction of Israel and the West.
2. are silently complicit with those referenced in #1.
I also have no problem admitting that all people are, in essence, animals.
Animals that survive are those that do what is necessary to continue to propagate…including wipe out enemies.”
I find your logic strange.
If your contention that it’s ‘us’ vs ‘them’, why is a country 5,000 miles away, a patch of desert, part of the ‘us’? You’re not even Jewish, I believe you’ve stated (perhaps I’m wrong).
Your logic demands that you build a wall around your home/town/state/country and f&ck everyone else. That includes Israel.
hyde – forgot about glass grinding and polishing
West New York employee retires with $306,000 due in unused sick, vacation and comp time
http://www.nj.com/hudson/index.ssf/2010/06/west_new_york_employee_retires.html
No one here should give a sh#t except for the fact that the Zionist regime in Israel puts us all at risk. If they kick that war off in the ME than I guarantee you we will all feel the ramifications.
Israel needs to backdown and let the flotillas go through. They lost the moral high ground and their lap dog ie the US is waking up.
You f_ck with that Irish flotilla and I guarantee you it wont be US and Israel vs the world. It will be everyone for themselves and it will occur here.
meter (228)-
The “fringe element” to which you refer runs the whole Islamic show. The peaceful majority to which you make silent reference is as guilty as the terrorists, because the (allegedly) peaceful elements either silently support terrorists or do nothing to curtail them.
The fact that many Muslims despise us simply because of the existence of Israel is prima facie proof that Islam is a degenerate cult.
I’m aware Muslims live in NJ. And no, I don’t trust them & sure as hell don’t look to hang out with them.
The Palestinians have brought misery upon themselves because they are the niggas of the Islamic world (even Muslims agree on that). They have had repeated chances to stop self-victimizing and being used by corrupt, terrorist leaders…and have chosen the idiot’s path every single time.
So, were I a Palestinian in Gaza, I’d be doing what they do…because I’d be an ignorant, stupid, victimized SOB.
Meter, Israel is one of the few productive countries in the Middle East. None of the others export anything besides radical hate and oil. Israel is a good source of intelligence and gives us a military foothold in the middle east, which makes it strategically important to our military interests.
232
Wells Fargo sucks. I think their entire business mdoel is predicated on making your payment process as dificult as possible so they can add BS fees.
My wife signed up for one of those no interest payment things when we bought new furniture. Wells handles it, I can’t set up automatic recurring payments online. I can only do recurring charges for six months at a time over the phone. They didn’t apply one once on the appropriate date and tried to charge me a late fee. They don’t offer e-mail notification when your bill is due. Wells Fargo sucks.
No NJescapee.
“First “they” despise us largely because of Israel.”
I said I wouldn’t get back onto this topic, but the above line is the biggest crock of poopie I’ve ever heard uttered here. The minimal amount of aid offered by the collective Muslim nations to aid the Palestinian’s in Gaza and in the West Bank pales in comparison to what the Israeli government provides in aid. Besides a truly secular Jordan, most Arab nations would welcome in a true blue Zionist long before they would allow in a Palestinian.
The Dome of the Rock (built on the foundation of the Temple of David and where the Muslims believe their prophet ascended to heaven) is pretty minor in the long list of Islamic holy sites.
Man the lack of knowledge here is astounding.
Anyway, I am weary of double-standard Friday so I will leave it to all of you. Enjoy convincing one another that the only ‘right’ solution is the outright extinguishing of the global Muslim population.
For the record (again) I’m no Islam-lover. I’m am equal-opportunity religion hater. It’s the blind hypocrisy of ‘our side is right but their side is wrong’ groupthink that pisses me off more than anything.
BUY — MUST BUY!!! KEEP ABOVE 10,000!!!
Damn Fat Finger hit the T this time!
meter (233)-
My wife & kids are Jewish. MIL is an Auschwitz survivor.
Your implication that Israel is our enemy because of its location is laughable. Israel is part of “us”, since they are not (Al’s trutherbabble aside) constantly plotting and pursuing our destruction.
Yo,me,
I’m sure you are aware of the pitfalls of that WellsFargo no cost mortgage refinance deal. Go to a good mortgage broker and they will be able to beat it by a quarter to half a point. The reason WF offers it is to deceive you into not letting their profit fall into the hands of another bank. Trust me on this one. We had got the same offers from WF for our 25-year and we refinanced with Mortgage Masters for over 1/2 a percent less than what WF was quoting. The closing costs were nothing compared to what the 1/2 point represents in costs over time.
jcer – cumon now “strategically important”? The US Military controls more square miles in the Middle East than anybody right now. We did use Israel as our puppet for a long time but that is arguably no longer needed, perhaps even since the first Gulf War.
Arguably Turkey is MORE important to US interests right now, where do you think all the soldiers and supplies going into Iraq are passing through?
Doom, I know some muslims and the vast majority in the US are peaceful. The problem is Doom is right they are largely complicit, it is like an unwritten don’t ask don’t tell policy, they are reluctant to blow the whistle on suspected terrorist activity and do a poor job policing themselves.
The Palestinians really do have to look at themselves, if they didn’t terrorize Israel and actually looked to a peaceful solution perhaps the situation wouldn’t be so contentious but when you blow up busses, restaurants, coffee shops full of innocent people and you aren’t policing your own population(i.e Palestine is a rogue state) Israel has no choice but to blockade or destroy Palestine entirely.
So what will be the weekend EU bailout? Anyone care to guess. Looks like Hungary is trying to pull a Greece.
I got an offer from Wells Fargo to restructure my mortgage,from 5.6 to 4.875 at 30 years lowers my payment by $250.00.Just call them,no re assesment,no closing cost.
I got an offer in the mail for no-income verification, no-appraisal, skip the next two payments. I thought that crap went out of style in 2007.
Too bad you can’t post drawings here.
I’ve got some great cartoons of Mohammed doing the Carradine.
249:
Can’t happen. How else are all the FK folks going to re-buy each others’ houses.
I got an offer in the mail for no-income verification, no-appraisal, skip the next two payments. I thought that crap went out of style in 2007.
Libtard,
House is under water.Will not qualify if there is a re assesment.I figure if it will lower my payments and still under water by the time i need to sell.Strategic Default.
yo’me,
Well if strategic default is in the cards, then you have my anti-American, pro Israel blessing.
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Does Monday AM trading start with curbs in?
Gonna be a fun weekend. I smell some fresh QE coming…election season is upon us.
Cure debt by printing money and issuing more debt…then metastasize it around the planet.
Yep, that’s a plan.
I’m pretty sure that if you are creative you can post a picture here.
http://www.text-image.com/ is a website that turns your pictures into text. I’m not sure that it does that great of a job so play around with it and see what you get.
Just checked Zillow. House I sold in Hillsborugh Sept, 2005 for $462k just resold at 375K.
Thanks, Nicholas.
Now, help me figure out a way to convince the Muslim hit squads to go after frank instead of me.
We look pretty stupid electing a muslim as our president.
“Your implication that Israel is our enemy because of its location is laughable. Israel is part of “us”, since they are not (Al’s trutherbabble aside) constantly plotting and pursuing our destruction.”
That truther babble has worked its way into the military. No one wants Israel’s destruction. They just dont want the US linked to their actions.
Its already over.
Israel has no basis of existence made out of who-knows-where-they-come-from opportunists/religious fanatics. It owes its existence to cold war american politics. We have created a monster that we now have to bail it out daily. It’s no different from banks, fannie, freddie, gm and other zombies.
American interests and containment of muslims can be performed better without israel. Let’s see how we can get out of this mess.
Back to Real Estate.
I took the latest Case-Shiller Data and laid it out with the 1%, 3%, and 5% trends like i did for the CS NY metro area at fiddy’s request yesterday.
As a general trend in appears that you can use the 1% and 3% trends as general targets for how far the bubble deflates.
One thing i noticed was WHAT THE F IS UP With PORTLAND?????
I checked my math multiple times. Portland OR has been way above the trends since the 90’s. What drove that growth?
http://www.scribd.com/full/32542227?access_key=key-282pruo8gydk48av66ke
Off topic
Fat women should not be allowed to wear flip flops to work, they make too much damn noise with all that extra tonnage lumbering around.
I almost emmigrated to Israel when I was a lad. Those Sabra women are …. Amazing!
262.
I agree except the Brits got off scott free. Israel must stop that blockade. More importantly the US must stop intervention.
Do you really want your kids to f_ckin die over some BS in the ME? They want war, dont give it to them.
What drove that growth?
Jews.
It’s the blind hypocrisy of ‘our side is right but their side is wrong’ groupthink that pisses me off more than anything.
You must be new here.
[152] Hyde
“Boston isnt perfect but better then NJ”
Amen to that. So true, so true.
I think its time we move past the letter J. Its getting boring.
hyde
isn’t the percent above/ below 3% Trend always smaller than the percent above/ below 1%? look at phoenix on 2nd page
bring it back with corrections please
but thanks anyway :)
[173] libtard
“Blame the Jewish Zionists.”
No, I blame the Gentile Zionists.
Poor guy
Nope, the numbers are correct, my description sucks.
Those are meant to be the percentage distance that the current case-shiller value is above or below the 3% trend line and the distance from the 1% trend line.
hyde 273
on page 2 phoenix is 31% below 3% and 35% below 1% which is impossible
Poor guy,
F’ing spread sheet crashed and i lost that row calculations, will have to re-run it over the weekend :(
Poor guy,
yes the #’s are off
James Cameron on BP Oil Spill: “If you’re not monitoring it independently, you’re asking the perpetrator to give you the video of the crime scene.”
Slap across the head; for a minute, I thought he was talking about the fed.
Gov. Christie:
“You see, I just got to the schoolyard in January, and I walked into the schoolyard and I saw a whole bunch of people on the ground bleeding. And I saw one standing. That’s the bully. The bully’s the one that’s standing when everyone’s on the ground bleeding. And what they’ve been used to is, governors coming in, and looking at that scene, and saying, ‘Hmm. Do I want to be on the ground bleeding, or do I want to be upright, not bleeding?’ And most governors have said, ‘I’ll be upright not bleeding.’
I said, ‘You punch them; I punch you.’
http://www.youtube.com/watch?v=1ksLlAi3iIc
WEST NEW YORK — Longtime town employee Janet Passante retired last month, but the town will be paying her $10,000 a month for the next two-and-a-half years.
Passante, who called it a career on May 1 after 34 years of service, is owed $306,324.30 in unused sick and vacation and compensation time.
Mayor Silverio “Sal” Vega said Passante began working for the town in 1975, and worked in the public safety department under Mayors Anthony DeFino and Albio Sires, before becoming Vega’s chief of staff.
At the time of her retirement Passante earned $119,288 annually. The chief of staff position entails coordinating public affairs, recreation and seniors citizens events, as well as municipal court and clerk’s office activities.
Gov. Chris Christie has railed against such payouts and a law was passed in March that caps unused sick and vacation payouts for new state workers at $15,000. The law doesn not affect current workers.
“Regardless of changes that I personally welcome in the law in the future, it’s impossible for us to break contractual obligations,” Vega said.
The town will pay Passante $10,201.81 a month without interest through the year 2012, beginning on July 15.
Passante cashed in 34-and-a-half weeks of unused vacation time, 300.5 sick days and 1,366 compensatory hours that she accumulated over 34 years.
Town Attorney Daniel E. Horgan said employees are entitled to 12 sick days their first year and 15 sick days per year after that. Also, employees receive 12 days of vacation in years one through five, then an additional day of vacation each year, until they reach 35 days. Horgan said Passante maxed out her vacation time in 2000.
#195, Doom:
Dubya and Haliburton.
Faux (7% owned by Saudi Prince).
279 – The government tit never runs out of milk, until it does
Someone said:
“Turkey is a “progressive” Islamic state?
No such thing. A couple of airbursts over their population centers should fix them, though.
We’ll get peace when we turn every single Islamic nation into a parking lot.”
Someone else in reply to another message said:
“Ah screw it. If the neo-nazis on this blog want to ruin it for the rest of us, let them. Arguing with them is like using logic with a one-year old. I’m done with these ignorami. Go on posting your poorly veiled hatred. The rest of us here are smart enough to see it for what it is.”
Note the first comment seems to state that it would be a good idea to detonate nuclear devices over population centers in Turkey and to kill all the people in Islamic countries. This is a call for genocide.
Also note that the second comment applies more to to the first comment than the comment for which it was a reply.
This discussion is way outside the bounds of decency. This is the type of sh*t ethnic hatred too often breeds.
Poor Guy
Document Fixed.
What the charts i linked to:
http://www.scribd.com/full/32542227?access_key=key-282pruo8gydk48av66ke
show me, is that the trillions spent of propping housing up have had a mixed bag effect. They certainly slowed the rapid decent in the housing markets, but so far the trends seem to show that they have not stabilized markets where they want them.
There are also a few housing markets that stand out. Portland stands out for being so high above trends and for me that unexpected. Dallas stands out as not having had much of a bubble and appearing to be more or less stable as is.
Charlotte NC also appears to be fairly stable, however you have to wonder what the long term outlook is if the big banks take a sizable hit. Having recently step some time in Charlotte, i have seen some degree of RE craziness first hand in hi-rise buildings that are built and empty while others are still going up.
In regards to NY/NJ It appears clear to me that we are far from being stable yet. If the government loses its ability to prop up markets we could see a sudden drop.
Take a look at detroit on page 15 of the link. That looks like a death spiral to me. Bye Bye detroit
sastry (280)-
Those are just cases of degenerates mutually benefitting from one another.
hyde 283
thanks–your spreadsheets are great
don’t assume that gov/fed has done your job although fundamental. it’s hilarious: I feel I need your #’s to buy. gov/fed that makes policy decisions does not.
yarbles (282)-
I don’t hate Arabs and Persians. I hate Muslims.
And, I hate them because they decided to hate me and mine a long, long time ago.
It’s time to wipe them out before they do it to us.
hyde (284)-
HELOC is illegal in Texas.
Who’d have thought that the keys to prosperity are more executions and less debt?
“Dallas stands out as not having had much of a bubble and appearing to be more or less stable as is.”
My apologies for not being able to hold hands with the world and sing Kumbaya.
If we are going to survive, we are going to have to face some facts and make some very difficult decisions. War is going to come, but it may not come in the same form as WWI and WWII this time around.
If we have the ability to determine who/where to wipe out, we should take full advantage. Our enemies would do no less.
Poor 287
don’t assume that gov/fed has done your job although fundamental. it’s hilarious: I feel I need your #’s to buy. gov/fed that makes policy decisions does not.
?????
by the way, corrections/criticism are always welcome
jcer,
you think over a billion Muslims are complicit in 9/11 while UBL’s family is above reproach — so much that they had to be the first fliers out of US?
Why do PETA go after the old women who wear fur coats? They are scared of guys with leather jackets.
Power keeps changing and the labels of friends/enemies keep shifting — and if we expand the time frame a bit, everything looks like friendships in junior high.
Anyone able to comment on why Portland OR is flying so high?
Bin Laden’s family is not above reproach. If GWB had a set, he would’ve renditioned all of them or had them shot on sight.
The Muslim world is our avowed enemy. Recent administrations have shifted the labels of friend/enemy due to their own weakness, stupidity and cowardice.
The sad fact is that violent worldwide Islam is a problem that will not go away until we face it for what it is and destroy it.
Meter,
I do know the history of both places and I believe it is you who are deluded about the issue.
Turkey has been kept secular for much of its history by its military, which has often had its boot on the necks of its own citizens.
Your comment questioning my understanding the history of Masada indicates to me that you have missed the greater message in the events at that fortress and my allusion to it.
“What in the world has been touched by Islam and improved?”
Algebra and poetry come to mind.
Ket,
I think that portland may be benefiting from people who want to leave California, but not go too far.
Clot, I agree with you, but I know there is always an undiscovered solution that appears when midnight approaches.
If we can find a way to change time, we can exponentially increase our range of solutions. We can even redefine the battlefield.
Meter,
If the palestinians want respect, they should declare independence and fight anyone who tries to destroy their nacent nation. Until then, they are not serious about wanting to stand as their own nation.
“Stu: A Sephardic 18 yo with naturally curly black hair, a wind-tan, in fatigues, sunglasses, chain-smoking on watch with a machine gun bloody hell .”
Gimme a 5’9″ tall norwegian, with shoulder-length hair, wearing high heels and a smile. You can keep the rest.
The most amazing Vietnam vet I ever knew was Col. David Hackworth. SAS, did your path ever cross with Hack?
Mr Hyde —
If you’re going to re-run those numbers over the weekend, I wonder if I can ask that you start the chart at the most recent run-up. That point appears to be around 1996 – 97.
Let’s see how CS NY Metro looks within the 1% 3% 5% bands.
Hey….CS NY = Crosby Stills, Nash, Young ??
“If the palestinians want respect, they should declare independence and fight anyone who tries to destroy their nacent nation. Until then, they are not serious about wanting to stand as their own nation.”
Indeed but without US support for Israel. Its already a done deal. If the US gets involved then it will be American blood shed for a criminal regime. Go ahead and do it. I cant wait.
NJC [29],
You mean you’ll be staying in NJ until last call at the Pony?
300. My wife described there. She actually converted. Love of my life.
I am in the 19- 12 band and i am alchkolik
Hi fiveee
#306 is definitely post of the day.
Why no looting in Nashville during the flood?
http://christopherfountain.files.wordpress.com/2010/06/m4ey5.jpg
Oh, I’m bored with the game. I wish John’s wife would let him get internet at home.
http://www.msnbc.msn.com/id/37509475
FAYETTEVILLE, Ark. – Wal-Mart Stores Inc.’s CEO told shareholders Friday that the company is positioning itself for 20 years of worldwide growth and that it plans to hire a half-million employees over the next five years.
The company also unveiled a new $15 billion stock buyback. But it was short on specifics on how it will turn around weak business at its U.S. Walmart stores as the rest of the retail industry, including its key competitor Target Corp., has started to heat up.
RT says Turkish navy to escort Irish relief ship.
http://www.youtube.com/watch?v=wNsCkxfiURA
How about them Canadians!? Take off, ya bunch of hosers!
John Wooden just passed away.
One of the greatest men of the last 100 years.
Hope the guys on that Turkish navy ship are good swimmers.
#314 Yes, he was. A class act and a great teacher and coach. He wrote a letter to his long dead wife every year, on her birthday or their anniversary, I think.
juice (312)-
Ever so credible when the interviewee is a self-loathing Jew named Shapiro. Was he one of the ones shouting “go back to Auschwitz”?
I’ll never forget the 1973 NCAA championship, UCLA vs Memphis. I had been to a bunch of Tiger games all year & went with my Dad to the final. Gene Bartow, Memphis’ head coach, had even come to my HS to get tips from our coach on how to stop Bill Walton. We had drubbed Providence and Ernie DiGregorio to get to the final, and lots of TV & radio flapjaws got the idea that Memphis was a team that could stand up to UCLA.
Walton went something like 22 of 23, and the game was over in the first five minutes. I don’t think Wooden stood up at any point other than timeouts.
My HS coach later admitted he’d told Bartow to have Ronnie Robinson front Walton in the low post.
That didn’t work so well.
And then Walton didn’t do much in the NBA because of bone spurs or something. He just disappeared, or maybe I just wasn’t paying attention.
I really enjoyed growing up in NJ. Never expected to leave, then once we were gone never expected to be back (and wouldn’t have if circumstances didn’t dictate). My youngest will graduate HS in 6 yrs and we wouldn’t move them again in the interim. We can’t see paying these taxes once the kids are out of the school system. Hopefully this timing will coincide with me being able to (with Nom’s help perhaps?) convince my employer of the benefits of a no/low personal income tax state of the sunny, beachy variety. Oh yes, lower end of the middle band.
A great read from a very wise man:
http://www.washingtonpost.com/wp-dyn/content/article/2010/06/03/AR2010060304287_pf.html
Those troublesome Jews
By Charles Krauthammer
Friday, June 4, 2010; A19
The world is outraged at Israel’s blockade of Gaza. Turkey denounces its illegality, inhumanity, barbarity, etc. The usual U.N. suspects, Third World and European, join in. The Obama administration dithers.
But as Leslie Gelb, former president of the Council on Foreign Relations, writes, the blockade is not just perfectly rational, it is perfectly legal. Gaza under Hamas is a self-declared enemy of Israel — a declaration backed up by more than 4,000 rockets fired at Israeli civilian territory. Yet having pledged itself to unceasing belligerency, Hamas claims victimhood when Israel imposes a blockade to prevent Hamas from arming itself with still more rockets.
In World War II, with full international legality, the United States blockaded Germany and Japan. And during the October 1962 missile crisis, we blockaded (“quarantined”) Cuba. Arms-bearing Russian ships headed to Cuba turned back because the Soviets knew that the U.S. Navy would either board them or sink them. Yet Israel is accused of international criminality for doing precisely what John Kennedy did: impose a naval blockade to prevent a hostile state from acquiring lethal weaponry.
Oh, but weren’t the Gaza-bound ships on a mission of humanitarian relief? No. Otherwise they would have accepted Israel’s offer to bring their supplies to an Israeli port, be inspected for military materiel and have the rest trucked by Israel into Gaza — as every week 10,000 tons of food, medicine and other humanitarian supplies are sent by Israel to Gaza.
Why was the offer refused? Because, as organizer Greta Berlin admitted, the flotilla was not about humanitarian relief but about breaking the blockade, i.e., ending Israel’s inspection regime, which would mean unlimited shipping into Gaza and thus the unlimited arming of Hamas.
Israel has already twice intercepted ships laden with Iranian arms destined for Hezbollah and Gaza. What country would allow that?
“until last call at the Pony”
Bite your tongue. First Upstage bit the dust, then Student Prince and Sunshine In, the Pony and Wonderbar are two important links to the past. After shutting down once before, if the Pony closes, it will be replaced with an C-8 type rusting hulk, I suspect.
.
studded
Doom
http://www.youtube.com/watch?v=4RbtKW1hhQw&feature=fvw
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Stu, or anyone else
is there a way to pull the data of data universe (app.com) besides copying and pasting from each age of records?
they have the data i need for a town level analysis but i need a realistic way to pull it down.
Stu,
i know you and gator keep some sales data. any you would be willing to share
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—These people openly despise us and Israel and wish us dead.”
First “they” despise us largely because of Israel.—-
No, rather, they despise Israel largely because of US (USA). Iran calls Israel the “Little” Satan. Why? Because USA is “big” Satan.
Israel is a Western democracy in a region of despots. Annoys the despots, no doubt.
Would-be-Palestinians (there being no actual Palestinians, there never having been a polity of Palestine, because the would-be’s chose to wage war and then losing, instead of accepting their own state) are but the pawns of their “arab brothers”, and indeed they are the only “refugee” population not absorbed into their host countries, in modern history. Indeed, where are the jewish “refugee camps” from the equal number of jews chased out of arab countries into Israel as there were arabs who abandoned Israel (becoming “Palestinian refugees”) during the 1948 war?
It’s weird. Israel has arab non-jewish female members of Parliament, who launch public tirades against Israel. But shmendricks here don’t like Israel. So I ask the anti-Israel thugs, which Jewish, Female, Candidate for Parliament do you support in the next Saudi Arabian Parliamentary Elections???
What?
You mean no Jews allowed?
What?
You mean no Women allowed (or allowed to vote, drive or show much face)???
What?
You mean no Parliamentary Elections?
Ahhh, yes, I see. The problem in the middle east is that they have Israel there. No doubt Saudi Arabia then has far more in common with the USA…???
Heh Hah
-evil
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