From National Mortgage Professional:
Foreclosure Totals Down 26 Percent Year-Over-Year in 2013
RealtyTrac has released its Year-End 2013 U.S. Foreclosure Market Report, which shows foreclosure filings—default notices, scheduled auctions and bank repossessions—were reported on 1,361,795 U.S. properties in 2013, down 26 percent from 2012 and down 53 percent from the peak of 2.9 million properties with foreclosure filings in 2010. The 1.4 million total properties with foreclosure filings in 2013 was the lowest annual total since 2007, when there were 1.3 million properties with foreclosure filings.
The report also shows that 1.04 percent of U.S. housing units (one in every 96) had at least one foreclosure filing during the year, down from 1.39 percent of housing units in 2012 and down from a peak of 2.23 percent of housing units in 2010.
Other high-level findings from the report:
►States with the highest foreclosure rates in 2013 were Florida (3.01 percent of all housing units with a foreclosure filing), Nevada (2.16 percent), Illinois (1.89 percent), Maryland (1.57 percent), and Ohio (1.53 percent).
►Total foreclosure activity in 2013 increased in 10 states in 2013 compared to 2012, including Maryland (up 117 percent), New Jersey (up 44 percent), New York (up 34 percent), Connecticut (up 20 percent), Washington (up 13 percent), and Pennsylvania (up 13 percent).
►Scheduled judicial foreclosure auctions (NFS) increased 13 percent in 2013 compared to 2012 to the highest level since 2010. NFS were the only foreclosure document type among the five tracked by RealtyTrac to post an increase nationwide in 2013 compared to 2012.
►States with big increases in scheduled judicial foreclosure auctions included Maryland (up 107 percent), New Jersey (64 percent), Connecticut (up 55 percent), Florida (up 53 percent), Pennsylvania (up 24 percent), and New York (up 15 percent).
►The average estimated value of a property receiving a foreclosure filing in 2013 was $191,693 at the time of the foreclosure filing, up one percent from the average value in 2012, and the average estimated market value of properties that received foreclosure filings in 2013 has increased 10 percent since the foreclosure notice was filed.
►The average time to complete a foreclosure nationwide in the fourth quarter increased 3 percent from the previous quarter to a record-high 564 days. States with the longest time to foreclose were New York (1,029 days), New Jersey (999 days) and Florida (944 days).
►Including the 2013 numbers, over the past eight years 10.9 million U.S. properties have started the foreclosure process and 5.6 million have been repossessed by lenders through foreclosure.
“Millions of homeowners are still living in the shadow of the massive foreclosure crisis that the country experienced over the past eight years since the housing price bubble burst — both in the form of homes lost to directly to foreclosure as well as home equity lost as a result of a flood of discounted distressed sales,” said Daren Blomquist, vice president at RealtyTrac. “But the shadow cast by the foreclosure crisis is shrinking as fewer distressed properties enter foreclosure and properties already in foreclosure are poised to exit in greater numbers in 2014 given the greater numbers of scheduled foreclosure auctions in 2013 in judicial states — which account for the bulk of U.S. foreclosure inventory.
You’ve all heard me say it, but I’ll say it again.
A 999 day foreclosure timeline is not a backlog, it is an active and concerted effort to halt foreclosures outright. Do not make the mistake of assuming that the backlog is the result of a system that can not handle the volume of foreclosures, the backlog is exactly the point.
Why?
Foreclosing on the backlog will absolutely decimate lower-income urban areas, Newark, Irvington, Camden, Paterson, Oranges, etc. These areas contain large tracks/blocks where literally, every other house is in foreclosure, and in some areas, even more. The percentage of foreclosures statewide is disproportionally weighted towards these areas, and in comparison with the higher-income towns, in some cases the differences are measured in multiple orders of magnitude.
Just imagine what would happen with tens of thousands of foreclosures and evictions dumped on these areas, which is exactly the situation we face. Camden would make Detroit look like a playground.
Ask yourselves why other similarly sized judicial foreclosure states have been able to process 10x (or more) the volume of foreclosures that NJ has, and why we have not.
Now we face a situation where these homes are so heavily burdened with late fees and missed payments that it will be nearly impossible to resolve the situation short of banks waiving the mortgages and notes outright, and giving the properties away. 5-10% appreciation will do nothing to remedy 3 years worth of missed payments and fees.
What’s the hope, we just drag these on forever? Kick the can I suppose, let the next guy worry about it. It’s the NJ way. Clearly, the situation has not played out the way in which they’d expected it to.
My suggestion? Foreclose, saddle the banks with heavy taxes and fees to force them to abandon, then bring in the bulldozers. Groups of interconnected lots should be converted into low-maintenance green space, lots bordering solvent properties should have the property split and re-deeded to increase existing lot sizes (with no corresponding increase in taxes, deed restrictions to make lots unbuildable). Municipalities should resize services to more accurately reflect new populations. No idea how we’d handle NJ’s new homeless problem though. Maybe we can bus them over to the PA casinos.
Ваш блог у меня в фаворитах
Sceond!
Thrid! ;) Reports of my demise have been greatly exaggerated! I’ve been very busy in a new role located in the Peoples Republic of Hoboken. More later… chores to do.
“What’s the hope, we just drag these on forever? Kick the can I suppose, let the next guy worry about it. It’s the NJ way.”
Like the way we are handling oversized public sector benefits. NJ blue politicos promise the world to maintain this important voting base and their endorsements, but can not possibly pay for what was promised. Let the next guy figure it out.
Was arguing with a true blue NYC liberal yesterday. I told him that pensions are completely out of control in NJ. He cried BS and said prove it. I told him that I bet there are at least 10 retired cops in Montclair making over 100K in pension payments. He said no way. I then sent him a snap shot of the 10 ex officers whose pensions were based on final salaries over 130K. Most had between 25 and 26 years of service. He then immediately resorted to the ‘Occupy’ excuse. Hedge fund managers make millions, why aren’t they penalized?
It was an amazing gig while it lasted I suppose. Ain’t no way the gravy train can continue though. Just sorry I didn’t go that route. Two-year college degree, retire at 43, collect 100K per year for 40 or so per year. That sounds fair. And how much did they pay in over those 25 years. 8.5% of base. Say a 70K average? $6,000 per year or a total contribution of 150,000 and they get 100K per year for 40 years. Yeah, that’s sustainable. The numbers are outrageous.
Breaking News….
HOBOKEN — Hoboken Mayor Dawn Zimmer was told by top officials in Gov. Chris Christie’s administration that she would get funds to help her city recover from Hurricane Sandy only if she expedited a politically-connected development project, Zimmer said today.
Zimmer, a Democrat who has long been an ally of Christie, made the explosive accusation this morning on national television, telling MSNBC host Steve Kornacki that she was pressured by Lieutenant Gov. Kim Guadagno, Richard Constable, the current commissioner of community affairs, and Lori Grifa, the former commissioner.
Christie’s administration denies the accusations.
Guadagno, Zimmer said, pulled her aside during an event in Hoboken in May and made the connection explicit. Zimmer recalled the interaction in her diary, which was quoted on the show:
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“She pulls me aside and says that I need to move forward with the Rockefeller project. It’s very important to the governor. The word is that you are against it and you need to move forward or we are not going to be able to help you. I know it’s not right. These things should not be connected. But they are, she says. ‘If you tell anyone I said it, I will deny it.’”
The bombshell accusations are the latest damaging development for Gov. Chris Christie’s administration, which is racked by scandal over the politically-motivated toll lane closures at the George Washington Bridge.
At issue is one of Hoboken’s last undeveloped patches – a 19 block area in the north end of town. Grifa, Zimmer told Kornacki, helped Hoboken up with a $75,000 grant through the Port Authority of New York and New Jersey to fund a study on its development when she was commissioner in 2010.
But Zimmer said she was baffled that when the study came out in January 2013, it only recommended developing 3 of the 19 blocks that were owned by the Rockefeller Group. Under the plan, just those three blocks would have been eligible for tax breaks and other development incentives.
The Rockefeller Group was represented by Wolff & Samson, according to Kornacki – the law firm of Port Authority Chairman David Samson. And Grifa, after stepping down as commissioner in 2011, took at job at the firm that included lobbying for the developer.
Zimmer, however, did not support those development plans despite pressure from Grifa. Grifa once tried to set up a conference call with the city’s planning attorney and Samson to push for the development, according to emails Zimmer provided. And Hoboken’s planning board in April voted against designating those three blocks for development, preferring to develop all 19 instead.
At the same time, the Christie administration was distributing Hurricane Sandy recovery funds. Hoboken had been devastated by the storm. Almost 80 percent had been flooded. There was more than $100 million in property damage, according to Zimmer’s office.
But even though Zimmer requested more than $100 million from Christie, she received only $342,000.
In May, Zimmer again took to her diary to recount an event she participated in with Constable.
“We are miked up with other panelists all around us, and probably the sound team is listening, and he says ‘I hear you’re against the Rockefeller project… If you move that forward, the money would start flowing to you.”
Zimmer also wrote that she was “emotional” about Christie because ‘“This week I found out he’s cut from the same corrupt cloth that I have been fighting for the last four years.”
Christie spokesman Michael Drewniak called Zimmer’s claims “outlandish” in a statement to MSNBC. “What or who is asking her to say such outlandish things is anyone’s guess,” he wrote.
Constable also denied Zimmer’s accusations, telling the show “I doubt Mayor Zimmer would say such a thing because that statement is categorically false.”
Zimmer said making the accusations was “one of the hardest things I’ve ever done,” but said it was “not fair for the governor to hold Sandy funds hostage for the city of Hoboken.”
“I cannot give a windfall to one property owner because the governor wants me to in exchange for Sandy funds,’ Zimmer said.
The Rockefeller Group also provided a statement to Kornacki in which they said they had no knowledge of the claims but “if it turns out to be true, it would be deplorable.”
http://www.nj.com/politics/index.ssf/2014/01/hoboken_mayor_claims_christie_administration_held_citys_sandy_recovery_funds_hostage.html#incart_m-rpt-1
Not surprised at all that fastso and his crew jumped into the Hudson County cesspool.
Also not surprising how clumsy and ham-fisted his administration’s arm-twisting was. They should have gotten someone like Mocco or Cammarano to give them some lessons on how to create a wall of deniability.
Disgusting, if true and no reason to believe its not given they were friendly. This kind of stuff will keep coming out. Christie is done politically, see ya buddy.
The whole Republican Party is done.
In not sure what’s even noteworthy about the hoboken story unless their is a bribe accusation that I’m missing. Politics are dirty.
Bribe, strongarm…anyone in Hudson Co. will tell you that the games are played the same.
highest ranking official in the state commits a crime and you say is not ‘noteworthy’?
by your statement we really got the politians we deserve. no wonder NJ is so fukced up.
let’s go back to carjackings…something you can understand.
nwnj says:
January 18, 2014 at 4:52 pm
In not sure what’s even noteworthy about the hoboken story unless their is a bribe accusation that I’m missing. Politics are dirty.
Grim: your plan 1- does not increase revenues 2- increases spending 3- end up with “homeless…not sure how to handle”. Only positive I guess are nicer green spaces to see when driving thru…Not an overall solution would you say? Me thinks situation is tied to cost of living and wages in the area…not sure the solution includes homeownership as pushed in the past…perhaps redevelopment with some tax breaks for landlords
.
On other topics, looks like the board has moved past denial on the CC thing…good. Plenty of time until 2016
#48 grim
“I didn’t make those promises.”
Think of yourself as a condo buyer. If you didn’t check the buildings finances before you bought, you can’t complain when the board wants $15K to fix the roof because the CapEx account is empty.
#8 grim
You are only realizing that now. I made that call in 2008.
I still have to order my bumper sticker.
“GOP 2020, their next realistic chance! “
Grim #1 – Nice rant! You fail to take into account some important realities. A big chunk of the mortgages originally held by banks are now owned by other concerns like hedge funds. These investors have an entirely different cost basis than the bank that sold the mortgage. The bank has already taken their haircut. There is no shortage of local investor buyers who want to collect Section 8 rents who will absorb these properties as they hit the market.
Cities want viable buildings, not vacant green space. Green space costs money to maintain and pays no property tax, it is a lose/lose.
The foreclosure system has been fcuked for as long as I have been in the business. This is nothing new.
There is no shortage of local investor buyers who want to collect Section 8 rents who will absorb these properties as they hit the market.
Which virtually guarantees that these areas will remain the US equivalent of tin roof slums.
Cities want viable buildings, not vacant green space. Green space costs money to maintain and pays no property tax, it is a lose/lose.
Cities in question are massive black holes of taxpayer dollars already, rift with corruption and patronage. We’ve already lost. Are you sure the best alternative is to maintain the status quo?
BTW – By low maintenance green space, I mean that the bulldozered properties should be given away, divided amongst the remaining neighbors, for free. The only catch is they can’t build.
Why? Perhaps it might spur some increased sense of community. God knows that there is no community when you are the remaining occupied house on the street.
[11] anon,
So you already know the entire story? Well, I will be looking forward to your testimony then. Care to give your name and address for the record now?
“Care to give your name and address for the record now?”
Anon doesn’t have a name. He has never received one from Twitter. Baa baa.
Meanwhile in China their housing bubble continues unabated.
http://www.theatlantic.com/business/archive/2014/01/is-chinas-historic-credit-bubble-about-to-pop/283174/
Which virtually guarantees that these areas will remain the US equivalent of tin roof slums.
There’s nothing you can do to change it. They steamrolled half of New Brusnwick and put up brand new housing for these people. The only thing that is changed is that there are nice windows outside. The cops still have gun fights with the locals and the insides of each town home there are already in shambles.
We stumble a step closer to Argentina every day. And soci@list clowns like gluteus cheer on the slow lurch into decrepitude.
While I lick my wounds, I put this up as the sporting highlight of the day.
http://www.nhl.com/ice/news.htm?id=701304&navid=nhl:topheads
#17 – So the solution to the problem is to exile the poor people? Much of the housing you are referring to is currently occupied. Where exactly are these tin roof slums you refer to? Who is the judge of what is a slum? Who judges these people, their values, their sense of neighborhood and their right to live where they live?
You may have the best intentions but this idea is seriously misguided!
God, does this mean we have to endure more Fabians?
http://money.cnn.com/2014/01/19/real_estate/international-moves/index.html?iid=HP_LN
Now I know how Granite Staters felt when NH was overrun by Massh@les.
I have lived in Hoboken, NJ for 16 years.
Hoboken in the past was perhaps the most corrupt city, in the most corrupt county – Hudson, in the most corrupt state – NJ, in the country.
Dawn Zimmer is the first honest and ethical mayor Hoboken has had in decades – if not ever. She might not be the best public speaker or even the brightest bulb but she is not a crook.
If she says she was shook down by the Christie administration – BELIEVE HER.
People claiming this is a Democrat – Republican thing have no clue what the hell you are talking about.
In Hudson County NJ nearly all politicians run as Democrats and are corrupt as hell. These “Democrats” have been trying to oust Zimmer from the moment she was elected because she won’t play ball with all their “pay to play” schemes, vote buying in the public housing projects, no show/no work jobs for the politically connected and countless other scams.
At the time she was being strong armed by Christie on the real estate deal it was post Sandy when Christie was being praised by the national media like he was the Second Coming of Christ.
If she had said something then nobody likely would have believed her.
I voted for Christie in his first election. He had a track record as an anti-corruption prosecutor and spoke as a fiscal conservative. Two years into his administration it was obvious he had lost his moral compass when he started glad handing with the likes of Brian Stack and other shady politicians and back tracking on all his fiscally conservative promises.
It’s the main reason I voted Libertarian again in the last election – and too be honest I’ll vote that way for the rest of my life barring some miracle candidate.
End of day Christie turned into just another corrupt NJ political hack.
24 – Do you have a better approach to halting the half decade of inner city decline in NJ?
A decline, I might add, that is on the precipice of turning into absolute disaster. We may half-joke about the Brazil slums, but I don’t think you realize how close we are. Damn, do I sound like Clot?
My approach is to reward the remaining members of the community, those with roots and sustainable finances, by providing them free property, a yard. Green grass, kids can play, maybe a garden, open space, less density, less congestion. I am probably smoking dope, but will it work? Probably not, but I’m not sure anyone’s tried it yet, so why not? I’ll tell you what though, mortgage rapture and free houses won’t work either.
I’ll take you on a tour of these areas, clearly you’ve not been. I can take you down streets that look like Mogadishu, burned houses, burned cars, flipped over cars, drug dealers rip down the street signs so nobody knows where they are if they don’t belong. These are places where the cops would profile us, stop the two white guys (one clearly a big nerd that doesn’t fit in), and tell us to get the f*ck out.
I knew that I’d eventually be called out as a bad guy on this, I can accept it. Realize though, not to take everything that grim posts as being his position, lots of times I’ll throw out things just to get a discussion going, or better, an argument. Why? Because the best discussions are when everyone is pissed off and gets on topic. I love the diversity of opinion, the wise asses, the trolls. Best part of this blog is the comments (the only part of this blog is the comments).
That said, don’t paint me as the bad guy for saying out loud what goes on across NJ. Gentrification is a dirty word. It doesn’t mean the poor suddenly get rich, it means the poor get
displacedpushed out.Anyone buying a condo in Hoboken is able to do so because someone poor got pushed out (gross oversimplification, I know, but needed to make the point).
Remember Hoboken even 25 years ago. Delivered Vacant? The fires? Everyone loves to point to what a gem these places became (Edgewater, JC, Hoboken, Gold Coast, etc), but nobody will acknowledge the real reasons it happened. We all sit around patting ourselves on the back at how far we’ve come.
Just tellin’ it like it is.
Grim, I agree. Some of NJ’s most prime land and real estate is essentially occupied by government subsidized squatter gangs, installed to keep voting for corrupt career politicians and the incompetent government bureaucrats and teachers that live on their patronage. On the free market, this whole crew of riff raff would have been economically pushed out of these locations decades ago. Forget parks. Give them 10,000 and a one way bus ticket out of state and watch NJ finances improve.
Christie is just another influence peddler, he makes a lot of deals, but to claim that this isn’t a partisan attack is naive.
Zimmer comes out for this PR how many months after the fact, and her smoking gun is a personal diary entry? Is that it?
If so, that’s approaching an anon level of stupidity, which is also I suppose the menatlity this is supposed to appeal to. Come forward with some actual evidence or stop the party bootlicking.
I don’t believe any of the politicians. They are all lying, power hungry sacks of sh1t.
29 . Have Guadagno, Zimmer, and Christie take a lie detector test.
I’d like to see the results.
Of course, no matter what politician you choose to put in a lie detector machine you run the risk of burning it out.
Zimmer would have made a bigger splash in the cesspool if the FBI had recordings instead of some chicken scratch scribblings. Zimmer may be cleaner than the previous administrations in Hoboken but politics are still at play here. She was up for re-election last November. She could have easily gone to the FBI and worn a wire to record these strong arm tactics over Sandy recovery money. ” I did not think anyone would believe me” is a total cop out. The FBI would have wired her up they always go for the hard evidence. Remember this is someone who was constantly going to the FBI whenever the locals were attempting to scam Hoboken such as the quarters from the parking meters, or the copying of the mayors emails, she practically had the FBI on speed dial.
Now it just looks Political, even if it really did happen. And for the record I have no doubt it happened on the Rockefeller Project on than more than one occasion and more than just this one project. The rail yard in Hoboken is another developer boondoggle we have yet to hear the full details about.
I am glad I live in the burbs now. At least I can see them coming when they are going to pick my pocket.
The lawyers in here will recognize that with the Christie affairs, all the big players Waldstein, Samson, and Christie have retained very high power lawyers, which means the “prisoner’s dilemma” game theory is a play and someone is going to jail.
The honesty of Zimmer is a side effect of gentrification of Hoboken. You see it all up and down any area that was redeveloped/gentrified. What you see is once is gentrified the new “owners” don’t like to play the political corrupt machines game and actually expect honest, efficient government and organize and vote the machine out.
Most political machines work on the principal of disenfrachising regular voters so they don’t show up, and efficiently making sure the machine’s guarantee voters show up. But actual machine voters are a minority vs the general voters, so once general voters show up they are able to overturn the machine’s control. In Hudson County you see this in Hoboken, Jersey City, and now the fight in West New York.
Help slide carousel sustains leaving spherical moreover cbs television studios DetroitThe golf populace is appropriate rapidly frequently high isn per day that do elapses without the need some real part of ideas taken from nowhere fast. Eventually the key football report may focal point level, And also down the road, Usually it takes a before burners in different things and / or possibly use very good movement. That really having of late, And components of amazingly understanding what may occur
“Zimmer comes out for this PR how many months after the fact, and her smoking gun is a personal diary entry? Is that it?”
She’s coming out now because the next round of Sandy dollars is being divvied up and she doesn’t want our town to get screwed over again because she won’t “play ball” with the Christie administration.
Is it being seized upon by the typical liberal hacks for political gain? Sure.
Does it make what she is alleging any less true? NOPE.
She met with the FEDS yesterday.
Lying to a Federal Agent is a crime that can lead to jail time.
Ask Martha Stewart, Clarence Norman, etc.
If she’s willing to put herself into that type of a situation I’d say the odds of her lying about this are slim and none.
What if you throw an inauguration party on Ellis island tomorrow night and nobody but the press shows up?
http://inaugural2014.org/contribute/
#36 and FBI…
#36 …. and the FBI…
Comme prévu, Sakamoto Chenzi: aspects Off-cation nufactured l’intervention directe nufactured rompre l’équilibre de politique, mais pas sur une approche a place du Japon all the way to sur la base nufactured «contrats à terme» approche. Promets “Ming pays à fournir pistolet rapide”illinois an all in one laissé aucun statut avant the nom nufactured la ligne n’est pas sur the mouvement animé nufactured forces à l’égard des trafiquants contrôle
A couple of observations about Zimmer.
Why would she put such an entry in her diary. It is self implicating if she did not act on it originally.
Doesn’t the Federal government decide on where the money is going when it comes to a levy system or wall for Hoboken. Who would be most impressed by an attack on the R nominee for the presidency? Not the D administration, who will decide where the big project money goes.
Finally, there is no such thing as an honest politician. They all suck. The moment any politician takes a campaign contribution, they are officially corrupt.
Lib: Regardless, I think CC gets chucked into the Obamarbage pail. It is not the acts themselves that are the issue, the legality, or even the politics. It is these big mouths were supposed to rise above this nonsense and be an example. It turns out that they are just anybody. So the questions now is not how much trouble CC is in, but rather is he a Giuliani (flame out) or a Kerik (incarcerated flame out).
Safest towns in NJ:
1. Mahwah (Bergen)
2. Sparta (Sussex)
3. Warren (Somerset)
4. Washington (Morris)
5. Bernards (Somerset)
http://www.safewise.com/blog/50-safest-cities-new-jersey/
Gov. Cuomo to conservatives: Leave NY!
http://nypost.com/2014/01/18/gov-cuomo-to-conservatives-leave-ny/
Gov. Cuomo has a message for conservative Republicans — you don’t belong in New York.
Cuomo said Friday that members of the GOP with “extreme” views are creating an identity crisis for their party and represent a bigger worry than Democrats such as himself.
“Their problem isn’t me and the Democrats; their problem is themselves,” the governor said on Albany’s The Capitol Pressroom radio show.
“Who are they? Right to life, pro-assault weapons, anti-gay — if that’s who they are, they have no place in the state of New York because that’s not who New Yorkers are.”
He added that moderate Republicans, such as those in the state Senate, “have a place in their state.”
[43] street,
From what I understand, some have. And took their companies with them.
#9 Exactly. Politics is a contact sport…the Hoboken story is not even a blip on most political radars. Hillary’s machine has put the target on fatso …break out the popcorn.
I hear conservatives living in blue states say that they will leave…some already have. I consider them cowards and would respect them more if they stayed.
Really, their battle cry in the political fight should be for every conservative minded person to move to blue states and be agents of change.
Comrade Nom Deplume, Guardian of the Realm says:
January 20, 2014 at 8:18 pm
[43] street,
From what I understand, some have. And took their companies with them.
Here is the dramatized biography of CC….coming to theater near you….
http://www.youtube.com/watch?v=5DkeWQB9h-o
[46] street,
Respectfully I disagree. They are exercising freedoms they hold dear and voting with their feet. If there is a fight to be had, perhaps I could endorse your position but I cannot expect people to martyr themselves. Besides, if the aim is to advance the agenda, who is causing Cuomo more harm? Those who stay and buck the tide or those who keep their word, relocate, and take jobs and tax dollars with them? Anyone remember the White Russians? (No, JJ, not the drink you bought girls to get laid). Where did their resistance get them?
And, FWIW, for every conservative and business making a noisy exit, there are many more who aren’t because they don’t care to risk audits.
[43] street
Cuomo now says his remarks were taken out of context.
You be the judge. Here’s what he said.
“There’s no place for you in New York”
and
“so figure out who you are and figure out if you are of a extreme conservative philosophy and if you can survive in this state. And the answer is no.”
Yeah, easy to misinterpret that. BTW, if I said you wouldnt survive here to a specific person, it would be criminal threatening. If a conservative leader in a red state said it, she would be castigated by the left as encouraging violence ( oh wait, that did happen!)
#42..only considered towns larger than 15,000 people.
Fabian’s Eurotopia isn’t doing so hot . . .
http://money.cnn.com/gallery/news/economy/2014/01/20/europe-youth-unemployment/index.html