From the WSJ:
First-Time Home Buyers Fade Further
First-time home buyers made up the smallest share of U.S. buyers in nearly three decades, a traditionally solid slice of the housing market whose absence is raising questions about the impact of the crash on potential homeowners.
The finding, in a report by the National Association of Realtors, said about 33% of home buyers were first-time purchasers during the 12-month period that ended in June. That is down from 38% in the year-earlier period and off from the 40% that the group said is the historical norm.
Since the financial crisis, first-time buyers have contended with a confluence of factors making a purchase more difficult. Wages and benefits have been relatively stagnant, growing only 0.5% per quarter on average since the recession, according to a Labor Department index released last week.
…
And the average down payment, typically a hurdle for new buyers, was 18% in September, only slightly lower than the 19% put down in September 2013, according to Ellie Mae, a mortgage software provider that tracks the characteristics of loans run through its platform.“Rising rents and repaying student-loan debt makes saving for a down payment more difficult, especially for young adults who’ve experienced limited job prospects and flat wage growth since entering the workforce,” said NAR chief economist Lawrence Yun.
Beyond the issues of affordability, some renters might be putting off home purchases because of the damage they saw housing do to the last generation of buyers, said Doug Duncan, chief economist of mortgage-finance company Fannie Mae.
Mr. Duncan said that when looking at reasons for not buying, renters typically don’t put tight mortgage credit as one of the primary concerns. “Today, demand weakness trumps credit tightness,” he said.
Jill Moylan, a broker and owner of Home Advantage Realty in Columbia, S.C., said that she thinks many recent college and professional graduates have had less confidence in finding and keeping jobs, leading them to choose to rent rather than buy immediately. She said that as a result, some move-up buyers, who would typically sell their starter home to move to a larger one, are instead keeping the property and renting it out.
“Confidence in the economy is really what we need,” Ms. Moylan said.
I’ve said this before, and I’ll repeat now, but I’m not so sure I trust any stat on the number of “first time” buyers or the number of “investors”. These data points are assumptions or survey, as there is no hard and fast data on either of these points. These are not actual numbers that exist anyway to be tallied.
To me, the numbers in this piece seem a bit too low for the FTB, and way too high for the average down payment (18% falling from 19%). Half of all buyers put down more than 18%? Maybe, but like I said, seems too high and runs against many of the stats. If this number came from the same survey (it did), it makes me question the survey process entirely.
Tom Magliozzi < Vigoda
Was very upset to hear this, Click and Clack are a Saturday morning fixture for us. Some of the best radio, period.
[2] Agreed. My wife still giggles when they say “Pat McCann”
[2] grim,
Always tough to see another famous Bay Stater go to his reward. Haven’t listened in a while but they used to keep me in stitches.
Well, it’s Election Day. I think there’s no doubt how I’m voting. Here in PA, the wolf is at the door (literally and figuratively), and the dead vote in Philly and Allegheny counties should put him in Harrisburg. Hopefully the legislature can keep us from becoming NJ.
I’m guessing Otto and anon will hold their noses and push the D lever. Near as I can figure, the DSA isn’t running anyone in NJ.
And Joyce is going to vote None Of The Above for the entire police commission.
Aside from that, I make no predictions. Not even for Senate.
[3] expat,
Pat McCann was the police prosecutor that handled all my speeding tickets.
Here in Mass, when your ticket got courtesy treatment without even asking, you were informed that “Detective McCann is handling it”.
That’s right Joyce, I used family to fix tickets. If you can’t beat ’em . . . .
I agree, very high quality. I used to know a bit about radio and hanged out with Scott Muni. Sadly, I no longer listen to radio anymore.
grim says:
November 4, 2014 at 7:10 am
Tom Magliozzi < Vigoda
Was very upset to hear this, Click and Clack are a Saturday morning fixture for us. Some of the best radio, period.
@SenSanders:
Election Day should be a national holiday
Comrade Nom Deplume, at Peace With The Trolls says:
November 4, 2014 at 7:38 am
Well, it’s Election Day.
I listen almost exclusively to podcasts in the car. On long trips with the family, I have to choose G rated selections(99% Invisible, RadioLab, NPR’s Planet Money), but still podcasts. The only exception is between 6:25AM and 6:30AM when I’m driving my daughter to her bus stop for Boston Latin as I have a podcast that is not age appropriate queued up for after I drop her off. I cannot believe how many times in those 5 minutes I change stations to reject commercials or innane “morning zoo” banter.
Voting in a Boston ward since 2002, my votes for federal office have been a huge whiff for more than a dozen years now. The only exception was the Scott Brown special election, but that was still a personal strikeout because didn’t win in my district.
Vote for the other guy!
Another failed attempt at “consolidation”. Towns afraid of losing their “identity” but not their money.
Andover Township nixes regionalization
Posted: Nov 02, 2014 1:31 PM EST
Updated: Nov 02, 2014 2:15 PM EST
By BRUCE A. SCRUTON
bscruton@njherald.com
ANDOVER TWP. — Anxious about losing part of its identity, the Andover Township Committee told Newton officials it doesn’t want to be part of any regionalization plan as outlined in a management study presented last week to the Newton Town Council.
Andover Township Committeeman Tom Walsh, who serves as the committee’s liaison to the township Department of Public Works, confirmed what the Newton Council was told.
“We told them not to include us. We’re not interested,” Walsh said late last week. “There’s lots of rumors going around, so we wanted to stop them right now.”
Although township officials provided information to the firm of LKM Consulting for the study, they were unimpressed with the results, Walsh said.
“If they’re looking to save money, why spend $18,000 on a study,” he said. “We would have done something like that in-house.”
The study as presented to the Newton Council on Monday had four options — Newton combining its water and sewer department with its Department of Public Works; the town sending some of its fleet maintenance and repair work to Andover Township, which has a full-service garage; combining Andover and Newton’s departments of public works into one entity, under the Newton banner; and either bringing Andover Borough into the combined department or assuming a contract to do the borough work.
Andover Borough currently contracts its street plowing and maintenance work to Sussex County and hires private contractors for other work normally done by a public works department. The analysis said there are no real savings for the borough with moving to Newton alone or in combination with an Andover Township move.
The analysis pictured savings of about $1.5 million to Andover Township over the first five years of a move.
The township would retain and pay for its township-wide trash collection, something Newton does not provide, and the township would also continue paying for its private custodial service at the municipal building and the pavilion at Hillside Park.
At last week’s presentation, the Newton Council was told of Andover Township’s rejection, but given no further explanation.
Walsh said he and other Andover Township officials met earlier in the month with Linda Murphy, a principal in LKM Consulting, which authored the analysis, and the Township Committee’s reasons for rejecting the proposal include:
– Andover Township would lose all control of its DPW.
– Andover Township would lose control of some of its tax base.
– Newton’s government is based on a town manager while Andover Township’s day-to-day operations are overseen by an administrator.
– Fears that the level of service to citizens would decline.
– Andover Township would lose its full-time DPW supervisor, who has “25 years of learning all about our town.”
– Andover Township would begin losing its unique identity.
“We are a township that has four lake communities; they have none,” Walsh said. “We have paved roads and some that are oil and chip. Their roads are all paved. We have drainage ditches; they have storm sewers.”
Walsh said, “When something like that starts getting larger, we start losing our identity, we start losing control.”
He said that a township resident now can give him a call about a problem “and I can just call up the department and in a day or two, the problem is taken care of. I’m not sure we’d be able to do that if we lost our DPW.”
Newton Mayor Kevin Elvidge said he was impressed with the study and called it “one of the most thorough I’ve seen” in his years on the council.
But he said he also respects the township’s decision and noted, “I was equally concerned about each town’s integrity and identity. I agree, we are two unique towns, and something like this can be a scary thing.”
But he said the Newton Council will be moving ahead with Option 1, the consolidation of Newton’s sewer and water department and public works department.
According to the study, merging the two departments — Paul Baldwin, the town’s water and sewer supervisor is retiring — would save nearly $400,000 in salary and wages in the first year and more than $2 million over a five-year period.
Murphy’s analysis showed additional savings by better use of computer programs that combine work schedules with projects and when parts and supplies become available. Better scheduling can make the department more efficient with its manpower, the study found.
Newton Town Manager Thomas Russo had initially outlined a three-year, three-prong study. After this initial DPW analysis, the next two years were to be looking at regionalizing the two municipal police departments, then the fire departments.
Walsh, however, said, “It won’t be with us, not with us, no.”
Vote with a bullet. Pulling a lever for anyone is an indication you’re complicit with the scam.
The desire to seek elective office is a symptom of deep mental illness.
“Voter ID, which is gonna allow Governor Romney to win the state of Pennsylvania, done.” – Republican PA House Majority Leader Mike Turzai, 2012
The only voter fraud in Pennsylvania is on the Republican side because they cannot win without it.
“We are a township that has four lake communities; they have none,” Walsh said. “We have paved roads and some that are oil and chip. Their roads are all paved. We have drainage ditches; they have storm sewers.”
That guy from Andover forgot this one: “We have a strip club in the center of town, they don’t.”
What are they building here?
1. Greystone Park Psychiatric Hospital, Parsippany. Does any abandoned building in New Jersey evoke the same dread and frisson Greystone does? Opened in 1876 as the New Jersey Lunatic Asylum, the 675,000-square-foot Kirkbride Building on the 1,000-acre grounds was built on what was once the largest continuous foundation in the world.
Built to house hundreds of patients, Greystone eventually packed in 7,500 or more. Its most famous patient: songwriter Woody Guthrie, who — suffering from Huntington’s disease, a hereditary nervous disorder — stayed here in the late 1950s.
Preservationists fought to save the magnificent French Renaissance building, but the state announced this August it had awarded a $34 million contract to demolish Greystone.
New Jersey Lunatic Asylum
Ladies and Gentleman, we have our new name.
New Jersey Looney Toons!
I’ve been in a few of the Graystone buildings, but it was years ago, that place is terrifying, especially the medical/operating rooms, god it still gives me shivers.
It is crazy huge, 1,000 acres. What are they doing with it.
grim says:
November 4, 2014 at 9:06 am
I’ve been in a few of the Graystone buildings, but it was years ago, that place is terrifying, especially the medical/operating rooms, god it still gives me shivers.
Woody ….poor bastard. He and Syd.
As well as Harry Reid’s gig. All dead.
I hear it’s near impossible to get in there now, everybody wants to take a peak before they knock it down. My biggest regret is not walking out of there with souvenirs.
[17] JJ
This is the Mass. version. Must be a rule that you had to have creepy, gothic architecture for an insane asylum.
Sat vacant for decades, many plans to develop it but I don’t know if any went anywhere.
http://opacity.us/site22_danvers_state_hospital.htm
How to get inside greystone
http://www.youtube.com/watch?v=bFJGOj3L3yA
Spooky? naaaaaaaaaaaaw
http://www.bing.com/images/search?q=pics+of+greystone+nj&id=3887028D3EB0F72B5680F9B346020F129381BCF6&FORM=IQFRBA&adlt=strict#view=detail&id=3887028D3EB0F72B5680A3062B80760A18D447DD&selectedIndex=26
Danvers is actually very similar to Morris, built based on the principles of the same guy, Kirkbride.
Beautiful, bucolic nature of the surroundings were going to cure your insanity. Well that and being pumped full of insulin and electroshock, and maybe a little bit of lobotomy. In retrospect, it was more horrifying back in it’s heyday. Like I said, the operating and procedure rooms were absolutely terrifying places. Most everything was still in place, operating tables, lights, tray tables, anethesia and breathing machines, all sorts of seemingly archaic medical devices. You could just imagine the Mengelesque operations that went on there.
31 cases of voter impersonation since 2000.
83 Americans are killed by a firearm EVERY DAY.
Guess which problem the GOP is trying to fix.
Yeah those photos are spot on, that brick tunnel is how we got in, it lead from the utility building into the basement of the main building. You couldn’t get in the main building directly because most everything on the first floor was boarded up. The basement had all manner of padded rooms and holding cells with steel bars.
Restoration of that place is impossible, it’s way too far gone. I could never understand all the folks that were clamoring to save it. Save what? Probably 20 layers of lead paint on every surface, asbestos everywhere.
In my elementary school years, Greystone fitted very prominently in conversations between Morris County children. “Your Mom belongs in Greystone!”, “That kid is going to end up in Greystone!” , etc.
I’ve said this before, and I’ll repeat now, but I’m not so sure I trust any stat on the number of “first time” buyers or the number of “investors”. These data points are assumptions or survey, as there is no hard and fast data on either of these points. These are not actual numbers that exist anyway to be tallied.
Just like the untold mountain of underwater, f.ucked buyers in the “exclusive” towns in our area. No actual numbers exist nor do they want to reveal it if they could. The industry doesn’t want to admit their crime, it would prevent them from perpetrating another. It’s the walking dead.
Sure, the muppets are meeting their monthly obligations but they can’t sell unless someone dies or gets divorced. The only thing left is a foul-smelling estate sale trolling for s.uckers. Whether it’s 450K or 750K, they’re still four walls of sad looking examples of a home.
In my elementary school years, Greystone fitted very prominently in conversations between Morris County children. “Your Mom belongs in Greystone!”, “That kid is going to end up in Greystone!” , etc.
In Jersey City, it was Dickinson High School. Lol!
I’ve explored a few old sites like this. One in Crown Heights Bklyn and two around here. One in Essex Co. and one in Morris. Always a very weird vibe. And Nope. Never at night.
[27] grim,
Just looked at the pics of greystone. Really eerie how similar it is to Danvers.
Website I posted said that the property was bought and is being developed. It’s a prime location now so I am not surprised. I think asbestos and other hazmat was one reason it sat for so long. Not really interested in digging though.
Hanging on the Practitioner Priority Line at IRS. What a joy! And I fully expect that the flunky who eventually picks up won’t be able to answer my question.
let me think about this one
FKA 2010 Buyer says:
November 4, 2014 at 9:59 am
31 cases of voter impersonation since 2000.
83 Americans are killed by a firearm EVERY DAY.
Guess which problem the GOP is trying to fix.
I’m surprised this once loony bin is still standing (and apparently being converted to apartments?):
http://www.northjersey.com/towns/belleville-planning-board-approves-redevelopment-plan-for-former-cancer-center-1.741417?page=all
The ESOTUS has declared a major disaster because a chronically erupting volcano emitted lava into a swamp in his home state
http://www.msn.com/en-us/news/world/obama-declares-hawaiian-lava-flow-to-be-major-disaster/ar-BBcQFaG?ocid=mailsignout
I seem to recall that wildfires in Texas didn’t qualify as major disasters.
http://www.nbcdfw.com/news/politics/Perry-White-House-Denies-Disaster-Status-for-Wildfires-121226234.html
I guess its true what they say; all politics is local.
Overbrook in Cedar Grove (Hilltop) was another good one, not nearly as terrifying as Greystone though. Was there is 95 or 96 maybe (as a tourist, not a resident). We were escorted out of Hilltop, but the guard didn’t seem to be very bothered by it.
Judgment Day. We can only hope to get control of the House and Senate. So much damage has been done in the last six years. I’m not holding my breath, though. It would be nice along with the White House in 2016. I’m so tired of having to support the other sides voters.
Inverted Totalitarianism no matter how you slice it. We need some leadership that will create policies based on truth and I don’t see any takers.
Judgment Day. We can only hope to get control of the House and Senate. So much damage has been done in the last six years. I’m not holding my breath, though. It would be nice along with the White House in 2016. I’m so tired of having to support the other sides voters.
Of those 83, how many are criminals robbing a bank, breaking into a home, or robbing a convenience store?
“31 cases of voter impersonation since 2000. 83 Americans are killed by a firearm EVERY DAY.”
Nom – From the tail of yesterday’s thread. You nailed it two years ago, I just didn’t know it had a name back then:
Comrade Nom Deplume says:
August 1, 2012 at 4:29 pm
[91] joyce,
Never said I agreed; just that’s how they view it. At the core, the idea of money is a medium of exchange that the gov lets you use. The real question is do you own the underlying value? The answer, if you asked “the government” would surprise you.
Really, if you examine the question, we are not that far removed from a feudal society in which all property is “owned” by the sovereign, who dispenses limited “rights” to tangible and intangible property. In our case, the sovereign isn’t one person in a crown but there is a sovereign nonetheless.
You’re as delusional as some of your ‘best friends’ on here with statements like that.
Fast Eddie says:
November 4, 2014 at 11:40 am
Judgment Day. We can only hope to get control of the House and Senate. So much damage has been done in the last six years. I’m not holding my breath, though. It would be nice along with the White House in 2016. I’m so tired of having to support the other sides voters.
Like every election since about 1955, today there are only losers. Us.
Vote with a bullet.
Expat,
We drive past the cancer hospital frequently. I love that building. Nice to see the exterior will be maintained. Modern architecture today tends to be very lame imo. Have you guys seen the W that went up by the Red Bulls Arena? I love the masonry that went in to buildings from 1870 till about 1950. Since then, everything is pretty much a box.
anon (the good one) says:
“let me think about this one”
Don’t hurt yourself!
#28…35 cases?….just read up to 700,000…..not sure what “voter impersonator” claims to mean, but if 700,000 non citizens vote, means the same to me….
I agree. The trolley extended to our neck of Boston around the turn of the century and virtually every large building in my area sprung up between 1910 and 1935 and while architecturally diverse, they all look really great. Of course no new building was done during the depression or war years and everything built post-war (most of it starting in the early 1960’s) just stands out like sore thumbs, or maybe sore boxes of sore thumbs.
Expat,
We drive past the cancer hospital frequently. I love that building. Nice to see the exterior will be maintained. Modern architecture today tends to be very lame imo. Have you guys seen the W that went up by the Red Bulls Arena? I love the masonry that went in to buildings from 1870 till about 1950. Since then, everything is pretty much a box.
Son played 1st round of state playoffs vs E Orange yesterday. Team of 100% Haitian kids, all talented. But, we controlled the whole game and won easily. They were more concerned with popping tricks and nutmegging us than in scoring goals. Natch, their lazy and entitled parents howled in glee with each step over and rabona, oblivious to the fact our defenders would just track back and win the ball.
When we scored our first goal, one of their backs took off his shirt, walked off and came up in the stands to sit with his dad. Literally quit playing; I haven’t seen such a thing in over 45 years of being in soccer. Of course, we scored again just a minute later, as the rest of their guys were busy screaming at each other.
Doubtless, these folks all came from Haiti after the quake. I only wonder whether they were such lazy, entitled sacks of shit before the quake, or they became that way after moving here.
Either way, just another sign we’re totally fuct. No doubt in my mind that letting these parasites into the U.S. is part of a plan to destroy the working & middle classes. My blood boils thinking that I help to support even one of these insults to humanity.
We are the modern-day Rome. Hannibal’s hordes are at the gates, and Nero is tuning his fiddle.
48 – Funny how so many wonderful homes and buildings were built on the eve of the great depression. The shift in style and architecture is notable as early as the early 40s.
Also amazing is the fact that the architecture we seem to value so greatly, that we wish to protect as “treasures” were the result of the massive real estate bubble that preceded the great depression…
The biggest voter fraud is convincing everyone that it doesn’t exist.
What annoys the sh1t outta me in regards to election day is all the t1t for tat. Both sides cheat. Why wouldn’t they? Obama could rape Anon’s wife and he’d still shill for him.
Obama could rape Anon’s wife and he’d still
shillfluff for him.http://seo.soulsingles.com/Dating/Haitian/United%20States/New%20Jersey/EAST%20ORANGE
This is from the Miami Herald. Where they have been reporting on the Miami Dade Jail.
http://www.miamiherald.com/news/state/florida/article3527395.html
(edited)
Death in a shower
It was late at night on June 23, 2012, when Cummings was summoned to Dade’s mental health unit after being told that an inmate had fallen and died in a shower.
Long before inmate Darren Rainey collapsed under a scalding hot spray of water, Assistant Regional Director Bill Smith had warned Cummings about conditions in the prison’s mental health ward, known as the transitional care unit.
“That TCU is going to be your demise,” Cummings recalled Smith telling him.
When he arrived at DCI in 2010, he said the conditions in the TCU were so bad that he had to hold his nose to walk through it.
“There was no air conditioning. The doors to the control rooms were broken. The plumbing was bad, bad, bad. Water was leaking everywhere. All you could smell was urine and feces. The inmates were all in soiled clothing,” Cummings said.
“I would walk in there and they would beg for food, for soap, for a toothbrush,” he said. “The officers held all the power and if they didn’t want to feed them, they wouldn’t feed them.”
The night Rainey died, after nearly two hours locked in a closet-like chamber far from his cell, Cummings knew from the outset that something wasn’t right.
“One of the things that raised my antenna was why do you pass by two other showers to take this inmate to another shower? And why weren’t they watching him?” Cummings said.
But he said he didn’t suspect that officers were, as some inmates have alleged, using the scalding shower as a form of punishment.
“I just thought they left him in there because we were short-staffed,” he said. But he said his suspicions nagged him and he asked staffers to check the water temperature in the shower the next day.
Emails show that the temperature of the spray was 160 degrees, as determined by that subsequent test. The shower had been rigged using a hose fed from an adjacent janitor’s closet. The water was controlled from the neighboring closet, not the shower area. Witnesses have told the Herald that Rainey pleaded to be let out, but the officers taunted him by asking him if it was hot enough.
Cummings, in accordance with department policy, reported his findings to the inspector general’s office, which had jurisdiction over the investigation. He said he spoke about the case to his boss, Regional Director Randy Tifft, whom, he said, assured him the inspector general was investigating. In October 2012, four months after Rainey died, the probe was suspended.
After the Herald wrote a story in May raising questions about the case and why no one had been held accountable or disciplined, Cummings said he tried without success to fire the officer who had placed Rainey in the shower.
He said Tifft cautioned him to do no such thing. Sgt. Roland Clarke, a 6-4, 300-pound former lineman with the Florida International University football team, remained on the job, although he was transferred to the South Florida Reception Center.
He resigned in June to join the Miami Gardens Police Department.
It’s not clear whether Miami Gardens knew Miami-Dade homicide detectives were investigating Rainey’s death and Clarke’s role in it. When the Herald starting asking questions and requesting documents, a homicide detective began interviewing witnesses — two years after the incident.
Miami Gardens did not include Clarke’s background check with his personnel file, which was obtained by the Herald on Friday.
Royce Dykes, DCI’s assistant warden, who also resigned in the wake of the Rainey scandal, declined to comment, except to say that the agency knew about the prison’s issues long before he and Cummings took over.
“Did we fail our accreditation? Yes, we did, and we deserved to. How Dade CI passed one — any of their inspections — is beyond me. That place when I got there was borderline to be condemned. But I inherited it,” he said. “There were numerous nights I was there past midnight welding and repairing plumbing.”
Asked for a comment on Sunday, the Department of Corrections issued a statement saying the problems described by Cummings occurred under his leadership. It says the new management is addressing these issues, “such as the documentation and reporting process of incidents, proper maintenance of the facility and procedures for accounting for inmate movements.”
Cummings said he knows some will question why he is raising these issues publicly now — when he is retired and collecting his pension, after essentially being pushed out. He admits he is angry, but believes he did the best he could with an untenable situation.
Cummings said there are some good officers at Dade Correctional, but they are undermined by the bad ones, who are sloppy, lazy, corrupt or inexperienced.
“I made DCI a better place,” he said. “I had a son who did time, so I know, more than most, that one day you’re sitting on this side of the table and the next day you’re on the other side.”
This sounds about right. Mexican teams are the same. They have all this skill from playing park soccer, but have no idea how to put together a team strategy to score a goal. They will dance around and go nowhere. No idea how to pass. No idea how to play without the ball. Once they give up a goal, they all quit and start fighting with each other. Such a joke.
Liquor Luge says:
November 4, 2014 at 12:11 pm
Son played 1st round of state playoffs vs E Orange yesterday. Team of 100% Haitian kids, all talented. But, we controlled the whole game and won easily. They were more concerned with popping tricks and nutmegging us than in scoring goals. Natch, their lazy and entitled parents howled in glee with each step over and rabona, oblivious to the fact our defenders would just track back and win the ball.
When we scored our first goal, one of their backs took off his shirt, walked off and came up in the stands to sit with his dad. Literally quit playing; I haven’t seen such a thing in over 45 years of being in soccer. Of course, we scored again just a minute later, as the rest of their guys were busy screaming at each other.
Doubtless, these folks all came from Haiti after the quake. I only wonder whether they were such lazy, entitled sacks of shit before the quake, or they became that way after moving here.
Either way, just another sign we’re totally fuct. No doubt in my mind that letting these parasites into the U.S. is part of a plan to destroy the working & middle classes. My blood boils thinking that I help to support even one of these insults to humanity.
Isn’t soccer a Girls sport?
What’s with all of the god-fearing in those Haitian personals?
Note to self – if ever writing a personals add, probably not a good ideal to include “mentally stable” in my self description.
And if Oblamer raped anon’s boyfriend, they would both save the effluvient in a bottle and place it on the mantle.
60, grim
It’s also normally overkill in a personal ad to say “never spent time in prison”, except in East Orange it may be a differentiating quality worth emphasizing.
Libturd,
It’s their way of saying they are religious and trying to be moral by those standards. I don’t know if that extends to abiding by a prohibition on premarital s3x, or s0d0my. Or, they are religious, and have done so many things God told them not to do, that they fear Him.
Either way, “god fearing” doesn’t promise a fun Saturday night.
I would immediately use the god fearing against them. For example:
Last night I saw Jesus and he commanded me to bust a nut all up inside of you Laquisecious? Hook a brotha up.
Libturd,
Then Laquisecious would have to do a quick Pascal’s wager on that proposal.
1) Hook up the brotha, as Jesus allegedly commanded. Upside – might enjoy, Jesus proud of me. Downside – could get an STD, or a kid plus extra food stamps.
2) Refuse Jesus’ command, burn in hell forever in the afterlife.
OCTOBER 30, 2014 10:00 AM
Non-Citizens Are Voting
James O’Keefe documents the problem in North Carolina, where the Senate race is close.
By John Fund
http://www.nationalreview.com/article/391474/non-citizens-are-voting-john-fund
Greg Amick: Here’s a couple of things you can do. You do not have to have your driver’s license, but do you have any sort of identification?
Project Veritas investigator: But I do have my driver’s license.
Amick: Oh, you do. Show ’em that and you’re good.
PV: But the only problem, you know, I don’t want to vote if I’m not legal. I think that’s going to be a problem. I’m not sure.
Amick: It won’t be, it shouldn’t be an issue at all.
PV: No?
Amick: As long as you are registered to vote, you’ll be fine.
http://www.youtube.com/watch?v=fhjq6y1frPQ
http://www.washingtonpost.com/blogs/monkey-cage/wp/2014/10/24/could-non-citizens-decide-the-november-election/
How many non-citizens participate in U.S. elections? More than 14 percent of non-citizens in both the 2008 and 2010 samples indicated that they were registered to vote. Furthermore, some of these non-citizens voted. Our best guess, based upon extrapolations from the portion of the sample with a verified vote, is that 6.4 percent of non-citizens voted in 2008 and 2.2 percent of non-citizens voted in 2010.
Estimated Voter Turnout by Non-Citizens
2008 2010
Self reported and/or verified 38 (11.3%) 13 (3.5%)
Self reported and verified 5 (1.5%) N.A.
Adjusted estimate 21 (6.4%) 8 (2.2%)
Because non-citizens tended to favor Democrats (Obama won more than 80 percent of the votes of non-citizens in the 2008 CCES sample), we find that this participation was large enough to plausibly account for Democratic victories in a few close elections. Non-citizen votes could have given Senate Democrats the pivotal 60th vote needed to overcome filibusters in order to pass health-care reform and other Obama administration priorities in the 111th Congress. Sen. Al Franken (D-Minn.) won election in 2008 with a victory margin of 312 votes. Votes cast by just 0.65 percent of Minnesota non-citizens could account for this margin. It is also possible that non-citizen votes were responsible for Obama’s 2008 victory in North Carolina. Obama won the state by 14,177 votes, so a turnout by 5.1 percent of North Carolina’s adult non-citizens would have provided this victory margin.
[46] libturd,
Glad you nailed that one. I wanted to say something similar but I was biting my tongue because of my do-not-engage-the-troll rule. Ommmmmm, still working at it.
[54] expat
Rape, by definition, is nonconsensual. If anon’s spouse shares his political views, then you may presume too much.
and I have totally given up on the Practitioner Priority Line. Damn budget cuts.
Or, perhaps its because they are all out at the polls.
Crayon, I know this type of “fraud” is ok by you.
Machine changes vote from Democrat to Republican in NC.
http://www.news-record.com/news/voting-machine-again-displays-wrong-choice/article_4b6f41e4-616e-11e4-aa89-0017a43b2370.html#.VFexxsO-0mo.twitter
Voting machine again displays wrong choice
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115
early vote
Posted: Saturday, November 1, 2014 6:30 am
By Robert Lopez/News & Record robert.lopez@news-record.com
Robert Lopez
Posted on Nov 1, 2014
by Robert Lopez
GREENSBORO — Another Guilford County voter has reported having problems casting a vote for a U.S. Senate candidate.
Percy Bostick, 69, of Greensboro said he tried casting a vote for Democrat Kay Hagan at the Old Guilford County Courthouse, only to have the machine register Republican Thom Tillis as his choice.
“I called one of the poll workers over,” Bostick said. “She said do it again. And again, I touched the screen at the proper place for Kay Hagan, and it again reported it for Thom Tillis.”
On his fourth attempt, the machine registered the vote for Hagan. Another poll worker decided to cancel the ballot altogether and directed Bostick to an adjacent machine, where he was able to cast his ballot without any issues.
The problematic machine was taken out of service
On Wednesday, another voter had reported a similar problem at the Craft Recreation Center. In that case, the voter also tried selecting Hagan but saw the machine had recorded him as choosing Tillis.
He also was moved to another machine, which registered his selections without any problem.
Charlie Collicutt, Guilford County elections director, said his office has received 14 reports of voting problems since early voting started Oct. 23, including seven from people who became concerned after they got home.
He urged voters to check that the paper roll next to the screen properly registers their selections, and he said anyone having trouble should tell a poll worker.
“If a precinct official is made aware immediately, that gives us the opportunity to take the machine out of service, check it out, recalibrate it, and determine whether we can get it back into service,” he said.
#68..yes, that does seem more than 31 voter impersonations since 2000…
Any good recommendations on homeowners insurance. Policy is coming up for renewal and I’d like to look around. I’m in a condo in Hoboken.
Someone point not crayon to the earlier story about the machine that kept voting dem. in Illinois no less
Scottie,
Unlike care insurance where the state treasury actually lists the rates of various insurers, for home insurance you are on your own. And keep in mind, the same company might quote you two different prices if you call them twice. It shouldn’t work that way, but it does.
Your best bet is to price it with one of the big ones. Then take that policy offer, white out the prices, and fax it to as many other insurers as you can. Pick the cheapest one. If you are the type of person who has a lot of claims, make sure you investigate online the company you plan to go with as some simply make it a lot harder to get paid. I’m with Tower and I’ve been told they totally suck with claims. But man are they cheap. I’ve put in two claims in my life, so I’m not that worried about it. You could easily save about $500 a year by shopping around, so make sure you do. I used to use a different auto insurer every year. There is no loyalty discount in the insurance industry. You are better off finding a new get them in the door rate each year. Home insurance works the same way, but they don’t seem to up the price as much each year. I would say to requote every three years barring a major increase. Heck, after Snoctober, my Met Life raised the rates 35%. I got my old rate with the first company I called.
Good luck.
Scottie;
Agree with Lib to avoid Tower (they have multiple companies/brands). They screwed me on a relatively small claim post-Sandy, and I considered the lesson learned to be money well spent, should I have needed them if the chips were really down.
I surfed my business to Travelers, but they F-ed up an auto claim to my detriment. I’m now with Encompass, an Allstate subsidiary.
Contact Robert Wilkins Agency in Bogota. They were referred to me by Lib’s mortgage guy, and have proven very responsive.
Percy Bostick, 69, of Greensboro said he tried casting a vote for Democrat Kay Hagan at the Old Guilford County Courthouse, only to have the machine register Republican Thom Tillis as his choice.
Awesome! Let’s hope it’s enough to get Tillis elected. It would be nice if every f.ucking dem0crat lost on local, state and fed level.
If you can find your way into NJM………it is kind of unbeatable…..
78. I use Allstate for cars, home, etc….have access to NJM, but wasn’t sold on it.
Allstate has never let me down.
Not Crayon [71];
Call me when you get it on video; like here in VA: http://youtu.be/St25jdBdtmE
Also reported in MD and IL, all switching from R to D.
Michael (57)-
Where in NJ are you going to find totally Mexican HS teams? Virtually the only skool districts that can field all-Mexican teams are in TX and CA. Most Hispanics who play HS soccer in NJ have Central American roots, and these countries don’t have great youth development.
BTW, Mexicans youth players- for the most part- are quite organized and disciplined. Mexico has a great youth feeder system. They won the last Olympic gold medal.
You are full of shit. Back to ignoring you.
Voting- in and of itself- is a fraud. Baa, baa, ya friggin’ sheeple. All of these candidates and their handlers are laughing at you.
Your vote counts…until a bankster or oil company or corporate thug needs a “favor”.
Baa, baa…the candidates are all the same.
Maybe the enlightened closet racist, turdblossom, uses “Mexican” to reference anyone who is Hispanic.
I always laugh at the voting machine nonsense as proof of vast conspiracies of rigging an election rather than just faulty machines. Like anyone would go through all of the trouble of hacking machines and then having them change votes right in front of your face rather than just messing with the code of aggregating votes.
LL,
Still waiting to hear from Michael about which nationally ranked HS soccer team he played on.
Awesome! Let’s hope it’s enough to get Tillis elected. It would be nice if every f.ucking dem0cratincumbent lost on local, state and fed level.
I wish I could pull one lever and vote a straight “kick out all incumbents” ticket. (In MA we don’t even have levers. We have magic markers). Literally half the democrats on by ballot are running un-opposed, including my Congressman, Capuano.
Nuts, wrong html tag. That was supposed to be
democratincumbent.Another post dedicated to the man on the front lines…..Fast Eddie…..
Firefighters wear gas masks to rescue 350-pound man who did not bathe for 5 years
German rescue workers donned the masks to get a man out of his apartment, frightening neighbors into thinking that they were victims of a chemical attack. The man apparently lived on a diet of take-out food, contributing to the smell.
Firefighters also were forced to wear biohazard suits, pictures from 7aktuell.de show. Neighbors of the bed-ridden German man even worried they were targets of a chemical attack.
One firefighter described conditions in the 65-year-old’s apartment as “absolute hell,” and they described being knee-deep in trash, including pizza boxes, food and cans.
They even had to knock the front door down because there was too much debris to push it open.
The man was too big to exit through the front door and had to be lowered to an ambulance using a crane.
Rescuers were told that the man had not been able to wash for five years and lived exclusively on take-out food, according to The Mirror.
re # 89 – only 350 lbs? That is the average here. They needed a crane too?
Cowboys use unfortunate Twitter hashtag #CowboysUK for London game
Chifi,
I once worked with a broker who had previously worked as a part-time firefighter, part time comedian. His description of rescuing some morbidly obese woman stuck in a public toilet stall was hilarious.
Passaic high school. All Mexican team on all 3 levels of their hs soccer program. There are a couple others too.
Liquor Luge says:
November 4, 2014 at 5:15 pm
Michael (57)-
Where in NJ are you going to find totally Mexican HS teams? Virtually the only skool districts that can field all-Mexican teams are in TX and CA. Most Hispanics who play HS soccer in NJ have Central American roots, and these countries don’t have great youth development.
BTW, Mexicans youth players- for the most part- are quite organized and disciplined. Mexico has a great youth feeder system. They won the last Olympic gold medal.
You are full of shit. Back to ignoring you.
Go look up nj teams ranked in the top 10 in the nation by usa today and you will get your answer. It’s really quite obvious.
Pete says:
November 4, 2014 at 5:27 pm
LL,
Still waiting to hear from Michael about which nationally ranked HS soccer team he played on.
You have no idea how physical soccer is until you have played it competitively. You have no idea how much it hurts to be run over by an opponent that is taking you out in the hopes of preventing a goal. Try getting elbowed in the face going up for a header and then tell me it’s a girl’s sport.
jj says:
November 4, 2014 at 1:39 pm
Isn’t soccer a Girls sport?
Well Mitch you ol’ coon dog. Looks like you are headed to the Leadership….toss a lil’ something to the ol’ Bluegrass state while you can brutha….
pete (86)-
Prolly the Hogwarts Trolls.
“Still waiting to hear from Michael about which nationally ranked HS soccer team he played on.”
No Passaic teams in USA Today top anything. Willing to bet there are not 500 Mexicans in all of Passaic County. Please don’t even try to tell us you played at St. Benedict’s (which is Essex, not Passaic, anyway).
You are full of shit. You cannot name the skool because you’re a troll.
@CNBCnow: JUST IN: @NBCNews projects Arkansas Issue 5, which raises the minimum wage has been approved by voters.
@thinkprogress:
Arkansas, Nebraska and Illinois vote to raise their minimum wage
” Arkansas, Nebraska and Illinois vote to raise their minimum wage”
Now I can sleep tonight.
I need to vote myself a Ferrari
Racist southern Republicans strike again
South Carolina Just Elected The First Black Southern Senator Since Reconstruction. Congratulations to Sen. Tim Scott, who just became the first African-American to be elected to the U.S. Senate from the South since Reconstruction.
http://thefederalist.com/2014/11/04/south-carolina-just-elected-the-first-black-southern-senator-since-reconstruction/
Democrat Tom Wolf projected to win PA governors race.
Ragnar, you unload on anon, but are tolerant of Eddie’s “all democrats should lose” wish (while lamenting the outsourcing process — btw, Eddie, I think the MA GOP candidate won the outsourcer of the year; he or his ilk might have figuratively f’ed Eddie already).
That said, I am partly with Eddie — most of the democrats that were running away from Obamacare deserve to lose (it is one of the few decent things from Obama — apart from the DADT softening; he has been right of Bush in warfare, money to wall street, and refused to back down on pot)…
PA – welcome to NJ.
Republicans take control.
Hardly a victory, the message here is incumbents are out.
I can get behind that message.
Lots of fun watching Tingles and the rest of the MSNBC cast squirm
grim, I agree re incumbents but that hammer fell much harder on Dems than Reps. Even in races Dems won, they were surprisingly close.
Oh, Red Ed Schultz is practically in tears
Vote against anyone who says they want to pass more laws.
I have to agree with Tingles in that this was a referendum on Harry Reid
Now I have to see if the voters kept the Big Bad Wolf from looting the burbs to send money to Philly
By that I mean did we keep a line of defense in the legislature
Grim #107
I read it as almost the opposite… Walker, Scott, Brownback, etc., winning seems to point to a wave. Dems got whopped badly — and I don’t think they had any coherent message per se. At least the GOP has the standard dog whistle — and may be the improving economy pushes people to become more “tax conscious”?.
What, like a correlation between fiscal conservatism during a recession and vice versa?
Who cares, it’s legal to toke in DC now.
Now we won’t need to ask what the politicians down there are smoking, we’ll know.
Grim #116… When the economy tanks, the middle class support more government programs (because sense the fear that they may be next), and likewise, when the economy improves, they support lower taxes (because they feel they will be the next rich guy). Of course, trying to reason about a very complex set of issues using a “red vs blue” dimension is silly…
I feel odd that the sentiment soured so much on Obama. While he has been more or less Bush lite, the stock market has been doing well, job market has been healthy [in the tech sector; thank you big data!]. After my risky action of of quitting the univ job without anything lined up, I directly ended up in one of the nicest places around [of course, in my opinion and for my aptitude and work style] — nice money, nice people, and fun work; and all the savings are directly going into S&P or Stu’s stocks, which have been doing nothing but going up. Refi rates were low ($499 re-fi at 3.5% last year)…
I concede that there is a real fear that this is all built on fragile foundations of direct economic stimulus, but for me it looks like a bit too good to be true. I don’t get the animosity from some of the finance guys who must be struggling to figure out what to do with the truck loads of money.
@WSJ: Donor networks supporting Hillary Clinton are stepping up fundraising after midterm elections.
Drop a daisy cutter on Clowngress, and grease them all.
Then again, there are a lot of things worse than being able to stroll around Georgetown huffing a blunt.
[115] McDullard,
I agree. This was a butt-whomping by the GOP, although without the drama and breadth of 2010. The big reason for that, IMHO, is the fact that the Tea Party was pretty much a nonentity in this cycle. Establishment Reps made sure that the more controversial upstarts never saw any traction. Also, there were no landslides by GOP candidates, and some got scares although only one turned out to be a true scare. By contrast, some safe democrats got scares from very unlikely sources.
Obama and Reid helped. I swear, it almost seemed as if they wanted this outcome.
Namecalling over obstruction is hopefully over. The GOP’s only problems at this point are overplaying their hand or not being able to control their caucus. If they manage both, and prevent Obama from doing a Clinton and co-opting their platform, they will do well.
Finally, and I know that this has been discussed here before, look for Hillary to really distance herself from the COOTUS and his policies. This presents a real quandary for the GOP since Clinton can essentially occupy their turf before they can get there to defend it.
Gonna be a fun two years
Well, off to spend what will hopefully be a productive morning in Cherry Hill. Someone be sure to burn anon and otto repeatedly as I am still on my diet.