From HousingWire:
CoreLogic: Spring home buying season looks to be strongest in recent memory
Home prices increased in January and will even continue this rise into January 2018 due to a mixture of low housing supply and a progressive economic recovery, according to CoreLogic, a property information, analytics and data-enabled solutions provider.
CoreLogic released its Home Price Index and its HPI Forecast for January, which showed that home prices increased 6.9% from January 2016 and 0.7% from December.
“With lean for-sale inventories and low rental vacancy rates, many markets have seen housing prices outpace inflation,” CoreLogic Chief Economist Frank Nothaft said. “Over the 12 months through January of this year, the CoreLogic Home Price Index recorded a 6.9% rise in home prices nationally and the CoreLogic Single-Family Rental Index was up 2.7%–both rising faster than inflation.”
The HPI Forecast indicates this growth won’t be stopping anytime soon. The forecast predicts home prices will increase 4.8% annually in January 2018 and 0.1% from January to February this year.
“Home prices continue to climb across the nation, and the spring home buying season is shaping up to be one of the strongest in recent memory,” CoreLogic President and CEO Frank Martell said.
“A potent mix of progressive economic recovery, demographics, tight housing stocks and continued low mortgage rates are expected to support this robust market outlook for the foreseeable future,” Martell said. “We expect the CoreLogic Home Price Index to rise 4.8% nationally over the next 12 months, buoyed by lack of supply and continued high demand.”
Good Morning New Jersey
New York up 7.1%
Penn up 2.9%
New Jersey up 2.5%
Delaware up 1.7%
Conn up 0.6%
Has anyone noticed that, just as illegal aliens became undocumented workers, immigrants are now migrants?
im·mi·grant
ˈiməɡrənt/
noun
a person who comes to live permanently in a foreign country.
mi·grant
ˈmīɡrənt/
noun
1.
a worker who moves from place to place to do seasonal work.
grim – This isn’t technically true is it? Doesn’t bourbon have to come from Kentucky and Scotch from Scotland?
Traditionally, new barrels are used to age bourbon; once they are finished, the bourbon-soaked barrels often go to scotch whisky distillers, who let their product sit for longer to tease out the remaining flavors. And once you start getting into scotch, there’s a whole new chemical component to be reckoned with – phenols, introduced when burning peat is used to dry the barley – which gives that type of whiskey its distinctive smoky flavor.
http://www.smithsonianmag.com/smart-news/heres-what-happens-when-you-age-whisky-180957440/
Good times in Connecticut with lots of high quality inventory
grim says:
March 8, 2017 at 6:38 am
New York up 7.1%
Penn up 2.9%
New Jersey up 2.5%
Delaware up 1.7%
Conn up 0.6%
This is what they should have done a long time ago with this ideological war over economics. Just let each side get a stab at their utopian dream, and when it fails, tell them to stfu with their nonsense. No point in going back and forth, just let them try, and if they fall on their face, the discussion is over.
The lesson that should be learned here; taxes play a role in growing the economy. The idea is to have balance. Not too high, not too low. But these extremists from both sides of the coin will never understand that.
Can we have a got damn centrist take over this country?
“An ideological war over the way Kansas collects and spends money has erupted in the capital of Topeka and spilled into every corner of the state. After five years of an economic crusade that has left its originator, Brownback, as the least popular governor in the nation, Kansas has been forced to use the settlement from a national tobacco lawsuit to cover the hole in its general fund budget — money that was supposed to go to an early childhood education endowment.
It was a risk Brownback ran when he overhauled the state budget based on an interpretation of fiscal conservatism that dramatically cut personal income taxes.
The state would thrive, he pledged, because the tax cuts would help keep businesses and smart, young Kansans in the state, not fleeing “to Houston, or Dallas, or Chicago or somewhere else.””
http://www.latimes.com/nation/la-na-kansas-hard-times-snap-20161121-story.html
If that is what passes as an original thought. Then, perhaps you are better off copy/pasting others tweets. What a simple mind!
“the least popular governor in the nation”
Christie’s moving on up!
You could have came to this blog and listened to the Great Pumpkin to know this was coming 5 years ago. Demographics and business cycles, ladies and gentlemen. Understand what drives the economy. and then focus on this instead of all the other noise. They focus on so many indicators that they lose sight of the big picture.
“A potent mix of progressive economic recovery, demographics, tight housing stocks and continued low mortgage rates are expected to support this robust market outlook for the foreseeable future,” Martell said. “We expect the CoreLogic Home Price Index to rise 4.8% nationally over the next 12 months, buoyed by lack of supply and continued high demand.”
Grab,
CT in deep crevice because there is continual outflow of high paying jobs. You also don’t have many small towns like NY or NJ. Fairfield County is econ hub but highly dependent on NYC commute. Two of first three towns you enter coming up metro north are untouchable for vast majority of families. School systems in Stamford and Norwalk are not great. Westport is generally untouchable. Fairfield is first with somewhat affordable pricing and good schools but 75m ride to midtown NYC. No wonder real estate is f-ed. No l cal high paying jobs.
Mazel Tov
I’d like to send this out to my Essex Co. Crew:
https://youtu.be/vb97nlbJD0Q
what about places like Wilton?
Bystander says:
March 8, 2017 at 8:55 am
Grab,
CT in deep crevice because there is continual outflow of high paying jobs. You also don’t have many small towns like NY or NJ. Fairfield County is econ hub but highly dependent on NYC commute. Two of first three towns you enter coming up metro north are untouchable for vast majority of families. School systems in Stamford and Norwalk are not great. Westport is generally untouchable. Fairfield is first with somewhat affordable pricing and good schools but 75m ride to midtown NYC. No wonder real estate is f-ed. No l cal high paying jobs.
Expat, you can save 8,000 annually by moving to the burbs.
Don’t write off the suburbs yet! It’s going to be a constant battle between city and burbs. Whatever is the flavor of the moment will see prices rise causing people to flee to the other.
This is how much money you save by moving from the city to the suburbs – Mic
https://apple.news/AScJFR6d6Qm6Cb1t8ht_udQ
Grab,
Wilton is great but
expensive and still looking at 70m commute. It is also on Danbury line which runs diesel and sometimes less reliable than New Haven line.
Remember JJ had a bond of the day or week? We need Pumpkin’s stock of the week.
Pumps – what don’t you understand about Boston Latin? You don’t even have the brains to find a better 6 year PUBLIC high school. About 25 Boston Latin Seniors go directly to Harvard each year. Compare that to Passaic County’s best. My kids are set, we don’t need your help to move them down 400 notches.
All rankings:
#51 in National Rankings
#2 in Massachusetts High Schools
Expat, you can save 8,000 annually by moving to the burbs.
Or maybe Pumpkin’s money-saving NJ suburb of the week. He’d probably start with Penneville because it’s about 99.4% white and houses and taxes are both dirt cheap.
Remember JJ had a bond of the day or week? We need Pumpkin’s stock of the week.
Pennsville
96.68% white and only 3% living in poverty. What’s not to love? I only know about it because I knew two brothers from there in college. I never heard of the “Knights of De Molay” before.
https://en.wikipedia.org/wiki/Pennsville_Township,_New_Jersey
Bond of the day: CTL (9.6% yield)
Chuck Schumer is starting to sound like Hillary after a sex change.
What did that moron say now? I heard him a few days ago talking completely out of his @ss about something he had absolutely no clue about. He was pushing for some unnecessary regulation. An impassioned plea of course.
http://tinyurl.com/schumer-lies-again
Here’s another Schumer beaut.
http://tinyurl.com/schumer-hypocrite
Donut-gate
Expat, not to support pumps but it is an apple’s to oranges comparison. Any school with admission criteria is working with far better students than your normal public school. Is the school really better or is it the students? Are his prognostications usually shallow and not well reasoned, yes but I am willing to concede that sometimes there is some validity to what he is saying. Wayne public schools are very good, and not all children can get into the magnet schools, for the average punter city schools are terrible in most US cities, even Jersey City has a school BETTER(McNair) than Boston Latin but it isn’t easy to get a spot.
Immigrants were expected to not show up. It cost some of them their jobs. Now women can merely “Wear red in solidarity”? Talk about the soft bigotry of low expectations. And/or the leftist puppeteers throwing immigrants under the bus.
#WomenAreSmarterThanFeminists
One could make the argument that most school rankings fail to take into account student socio-economic conditions and student selection, it is very hard to compare between schools because public schools have to take students unwilling to learn or who are just not that smart. We don’t know if Millburn high school is good or if the children of rich people are on average more intelligent than blue collar kids and that they also have advantages that will allow the, to perform better.
Expat (i’m being sincere), truly grateful for parents like you. Hope your daughters bring some real positive changes to our society/world.
Wayne isn’t Boston Latin, but it’s more than good enough for me. If my daughter works hard, she should be presented with plenty of opportunity to be successful in life with the education provided by Wayne along with the support of her parents.
The Original NJ Expat says:
March 8, 2017 at 10:59 am
Pumps – what don’t you understand about Boston Latin? You don’t even have the brains to find a better 6 year PUBLIC high school. About 25 Boston Latin Seniors go directly to Harvard each year. Compare that to Passaic County’s best. My kids are set, we don’t need your help to move them down 400 notches.
Re: Pennsville;
If you don’t mind living next to a DuPont plant that pays millions in property taxes, your residential taxes can be cheap too. TINSTAAFL
Residential property taxes are what they are in NJ because of the open hostility to even light industrial and mixed-use commercial ratables.
Then again, considering he’s willing to live with a back stretch view to a double-yellow line speedway, maybe Pumpkin wouldn’t have any problem with a chemical factory next door.
Bourbon does not need to be manufactured in Kentucky. It does need to be made in the US however.
Just like I can’t make and market a Scotch Whisky in NJ, a Scottish distillery can not market and sell Bourbon.
Bourbons standard of identity requires the use of new charred oak barrels in the US.
Scotch has no such standard and can use used barrels.
Because of this – US whiskey distilleries typically sell their barrels to other spirit manufacturers – generally Scotch and rum.
@adamcrancryn
American Hospital Association letter to House Republicans:
“We cannot support the American Health Care Act in its current form.”
lol….yea pumpkin is some idiot.
“Then again, considering he’s willing to live with a back stretch view to a double-yellow line speedway, maybe Pumpkin wouldn’t have any problem with a chemical factory next door.”
jcer & Pumps – By chance we ended up in NE. By chance again we ended up in the Boston area. By chance again, we ended up buying a place in Boston. Unless compared to Pumpkin, we don’t claim to be smart people, we, rather, claim to be lucky people who managed to make reasonable choices along the way, perhaps enhancing our luck?. Just the same, we believe that Pumps is just an unlucky schmuck.
Throughout the ’90’s we rented very nice, and very expensive spaces, finally buying a place in 2002. We still own it today with the value being double our purchase price. We now live in the Boston version of the suburbs (still within Boston) while we work on our 80% equity in our old place and decide what to do with it.
I’m loving how offended pumps is that we may sell our $400-$475K place while we rent a much bigger place, in the suburbs, still in Boston, about 5 miles away. Pumps is trapped. We are not.
jcer says:
March 8, 2017 at 12:08 pm
Expat, not to support pumps but it is an apple’s to oranges comparison. Any school with admission criteria is working with far better students than your normal public school. Is the school really better or is it the students? Are his prognostications usually shallow and not well reasoned, yes but I am willing to concede that sometimes there is some validity to what he is saying. Wayne public schools are very good, and not all children can get into the magnet schools, for the average punter city schools are terrible in most US cities, even Jersey City has a school BETTER(McNair) than Boston Latin but it isn’t easy to get a spot.
House across the street sold for over a million recently, must be another idiot.
I’m called an idiot, and I defend myself, so that leads you to believe I’m claiming to be smart. Nice.
And how am I stuck?
The Original NJ Expat says:
March 8, 2017 at 1:42 pm
jcer & Pumps – By chance we ended up in NE. By chance again we ended up in the Boston area. By chance again, we ended up buying a place in Boston. Unless compared to Pumpkin, we don’t claim to be smart people, we, rather, claim to be lucky people who managed to make reasonable choices along the way, perhaps enhancing our luck?. Just the same, we believe that Pumps is just an unlucky schmuck.
I just thought of something humorous. Only Pumps is out there selling that he is the smartest RE buyer. He claims, over and over again, that he studied “cycles” (no evidence) and demographics (again, no evidence) and …blah, blah, blah.
Subject: Absolutely fantastic ….wow!
OPINION COMMENTARY
The Exhaustion of American Liberalism
White guilt gave us a mock politics based on the pretense of moral authority.
By SHELBY STEELE
The recent flurry of marches, demonstrations and even riots, along with the Democratic Party’s spiteful reaction to the Trump presidency, exposes what modern liberalism has become: a politics shrouded in pathos. Unlike the civil-rights movement of the 1950s and ’60s, when protesters wore their Sunday best and carried themselves with heroic dignity, today’s liberal marches are marked by incoherence and downright lunacy—hats designed to evoke sexual organs, poems that scream in anger yet have no point to make, and an hysterical anti-Americanism.
All this suggests lostness, the end of something rather than the beginning. What is ending?
America, since the ’60s, has lived through what might be called an age of white guilt. We may still be in this age, but the Trump election suggests an exhaustion with the idea of white guilt, and with the drama of culpability, innocence and correctness in which it mires us.
White guilt is not actual guilt. Surely most whites are not assailed in the night by feelings of responsibility for America’s historical mistreatment of minorities. Moreover, all the actual guilt in the world would never be enough to support the hegemonic power that the mere pretense of guilt has exercised in American life for the last half-century.
White guilt is not angst over injustices suffered by others; it is the terror of being stigmatized with America’s old bigotries—racism, sexism, homophobia and xenophobia. To be stigmatized as a fellow traveler with any of these bigotries is to be utterly stripped of moral authority and made into a pariah. The terror of this, of having “no name in the street” as the Bible puts it, pressures whites to act guiltily even when they feel no actual guilt. White guilt is a mock guilt, a pretense of real guilt, a shallow etiquette of empathy, pity and regret.
It is also the heart and soul of contemporary liberalism. This liberalism is the politics given to us by white guilt, and it shares white guilt’s central corruption. It is not real liberalism, in the classic sense. It is a mock liberalism. Freedom is not its raison d’être; moral authority is.
When America became stigmatized in the ’60s as racist, sexist and militaristic, it wanted moral authority above all else. Subsequently the American left reconstituted itself as the keeper of America’s moral legitimacy. (Conservatism, focused on freedom and wealth, had little moral clout.) From that followed today’s markers of white guilt—political correctness, identity politics, environmental orthodoxy, the diversity cult and so on.
This was the circumstance in which innocence of America’s bigotries and dissociation from the American past became a currency of hardcore political power. Barack Obama and Hillary Clinton, good liberals both, pursued power by offering their candidacies as opportunities for Americans to document their innocence of the nation’s past. “I had to vote for Obama,” a rock-ribbed Republican said to me. “I couldn’t tell my grandson that I didn’t vote for the first black president.”
For this man liberalism was a moral vaccine that immunized him against stigmatization. For Mr. Obama it was raw political power in the real world, enough to lift him—unknown and untested—into the presidency. But for Mrs. Clinton, liberalism was not enough. The white guilt that lifted Mr. Obama did not carry her into office—even though her opponent was soundly stigmatized as an iconic racist and sexist.
Perhaps the Obama presidency was the culmination of the age of white guilt, so that this guiltiness has entered its denouement. There are so many public moments now in which liberalism’s old weapon of stigmatization shoots blanks—Elizabeth Warren in the Senate reading a 30-year-old letter by Coretta Scott King, hoping to stop Jeff Sessions’s appointment as attorney general. There it was with deadly predictability: a white liberal stealing moral authority from a black heroine in order to stigmatize a white male as racist. When Ms. Warren was finally told to sit, there was real mortification behind her glaring eyes.
This liberalism evolved within a society shamed by its past. But that shame has weakened now. Our new conservative president rolls his eyes when he is called a racist, and we all—liberal and conservative alike—know that he isn’t one. The jig is up. Bigotry exists, but it is far down on the list of problems that minorities now face. I grew up black in segregated America, where it was hard to find an open door. It’s harder now for young blacks to find a closed one.
This is the reality that made Ms. Warren’s attack on Mr. Sessions so tiresome. And it is what caused so many Democrats at President Trump’s address to Congress to look a little mortified, defiantly proud but dark with doubt. The sight of them was a profound moment in American political history.
Today’s liberalism is an anachronism. It has no understanding, really, of what poverty is and how it has to be overcome. It has no grip whatever on what American exceptionalism is and what it means at home and especially abroad. Instead it remains defined by an America of 1965—an America newly opening itself to its sins, an America of genuine goodwill, yet lacking in self-knowledge.
This liberalism came into being not as an ideology but as an identity. It offered Americans moral esteem against the specter of American shame. This made for a liberalism devoted to the idea of American shamefulness. Without an ugly America to loathe, there is no automatic esteem to receive. Thus liberalism’s unrelenting current of anti-Americanism.
Let’s stipulate that, given our history, this liberalism is understandable. But American liberalism never acknowledged that it was about white esteem rather than minority accomplishment. Four thousand shootings in Chicago last year, and the mayor announces that his will be a sanctuary city. This is moral esteem over reality; the self-congratulation of idealism. Liberalism is exhausted because it has become a corruption.
Mr. Steele, a senior fellow at Stanford University’s Hoover Institution, is author of “Shame: How America’s Past Sins Have Polarized Our Country” (Basic Books, 2015).
Are you talking about the buyer or the seller?
Hahahahaahahahahahahahahahhahahhahahahahahahahahaha
House across the street sold for over a million recently, must be another idiot.
Only thing keeping me in my house is the low interest rate. No way am I getting 2.75 again.
I actually feel very sorry for pumps. His dad is a deported criminal and the rest of his family is …well, we know what they are. In the mean time he has to explain to his wife every weekend why they don’t know any of their neighbors, why their little nitwit isn’t allowed outside and why the church traffic to the churches they don’e belong to race by at 70 mph…and why their house is such a great buy…because of adultery. What a funny family!
Pumpkin, the Jersey market is showing signs of life in certain places. For the most part pricing is still quite a ways off 2006 high’s(not in JC, HOB, certain expensive suburbs) but anyone who purchased between 2009 and now most likely can get their money back out. Depending on the housing market purchasing a home can make sense, in NYC metro rents continue to grow at a good clip so buying a home can be a financially sound decision(property taxes being the biggest issue given the LOW interest rates). Housing isn’t an investment that is the important message, you may make some money but you’ll most likely lose(factoring in maintenance and improvements), you cannot bank on the market being good for selling when you might need to. Often times the overall outlay rent vs. buy favors buying, the issue is only people with sufficient funds should be buying, we expand the home ownership concept to people who lack the financial and job stability, not everyone should own a home.
I called this while you called me an idiot over and over. Is not my call evidence enough? I made this call 5 years ago. You know how difficult that is to do? But of course you just piss on me.
The Original NJ Expat says:
March 8, 2017 at 1:54 pm
I just thought of something humorous. Only Pumps is out there selling that he is the smartest RE buyer. He claims, over and over again, that he studied “cycles” (no evidence) and demographics (again, no evidence) and …blah, blah, blah.
Jcer, agree with the sentiment of your post. When I claim real estate is a great investment, I’m talking about rental income. Appreciation is just icing on the cake. I made way more from my first real estate buy then I could have ever made in the stock market during that period. From day 1 of my purchase, I had no intentions of ever selling it. I was only focused on the income it produced. All I care about is the price at purchase can be recouped close to 10 years. If it goes a little over, so be it.
Residential property taxes are what they are in NJ because of the broken school funding process and general level of corruption throughout all levels and layers of government.
Anon E. Moose, Ghost of JJ says:
March 8, 2017 at 1:16 pm
Residential property taxes are what they are in NJ because of the open hostility to even light industrial and mixed-use commercial ratables.
@kurteichenwald
Aged 51-64:
Under Trumpcare, ur premiums GUARANTEED to go up 76% from where they are now.
But rich people get HUGE tax cut, so all good.
@PaulKrugman
Chart I created from KFF estimates.
It’s just obvious that older Americans would lose coverage en masse,
starting death spiral
@PaulKrugman
Trying to feel some understanding for Trump voters now faced with insurance loss. But it’s hard.
“Martha Brawley of Monroe, N.C., said she voted for President Trump in the hope he could make insurance more affordable. But on Tuesday, Ms. Brawley, 55, was feeling increasingly nervous based on what she had heard about the new plan from television news reports. She pays about $260 per month for a Blue Cross plan and receives a subsidy of $724 per month to cover the rest of her premium. Under the House plan, she would receive $3,500 a year in tax credits — $5,188 less than she gets under the Affordable Care Act.
“I’m scared, I’ll tell you that right now, to think about not having insurance at my age,” said Ms. Brawley, who underwent a liver biopsy on Monday after her doctor found that she has an autoimmune liver disease. “If I didn’t have insurance, these doctors wouldn’t see me.”
The Congressional Budget Office has yet to release its official estimates of how many people would lose coverage under the proposal, but a report from Standard & Poor’s estimated that two million to four million people would drop out of the individual insurance market, largely because people in their 50s and early 60s — those too young to qualify for Medicare — would face higher costs. Other analysts, including those at the left-leaning Brookings Institution, have estimated larger coverage losses.”
Love Ryan, he’s one pissed off Gen X’r.
What you all are missing is he’s jump starting the “Great Boomer Pussinator Machine”.
This beautiful machine will ensure that the greatest American Locust generation ever starts to go fast and furious toward their greatly deserved worm food future.
After the Ryan Great Boomer Pussinator starts, there is not going to be an annoying boomer left alive unless than are worth 5MM+.
Long live the Ryan Great Boomer Pussinator, it’s GenX’rs Logan’s Run gift to the worst generation ever.
(Damned- I missed my calling, should have been in advertising!!lol)
re: 6:15 pm – Points for Logan’s Run reference. The oldest boomer was 30 when that movie came out, the age in the movie when the boomers head to the “Carrousel”.
https://www.youtube.com/watch?v=_wjXpTDuHiE
Jcer owing a home does not mean financial stability all the time. Putting 10 percent down let’s say and leaving yourself with no money and living pay check to pay check is not financial stability. Lots of people doing it though.
jcer – BTW, the distinct benefit of having a school full of vetted students does not escape me. I believe this is the primary divide between generic public schools and everything else – the ability to throw out/keep out all who are not on a good launch trajectory. Several times a year I have the same tired old discussion with the same guy at dinner parties. It always starts with him asking something akin to “Why can’t we just build more Boston Latins and send all kids to these new clone schools?” I explain each and every time that it is the student selection that makes the school rather than the school making the students.
Expat, not to support pumps but it is an apple’s to oranges comparison. Any school with admission criteria is working with far better students than your normal public school. Is the school really better or is it the students?
I remember a time when most of my 27 year old contemporaries put down 20% of saved income to buy their first place – often alone and without any help. What made this possible was rapidly growing salaries and reasonable prices, both of which are now gone for decades, perhaps forever. It’s almost impossible now to imagine a 27 year old college grad, no debt, 20% down payment saved in 6 years through salary alone, buying their first place for 3 times annual salary with a 9% mortgage.
Jcer owing a home does not mean financial stability all the time. Putting 10 percent down let’s say and leaving yourself with no money and living pay check to pay check is not financial stability. Lots of people doing it though.
Expat, also college was much less expensive. Less debt.
There are some who think that college debt is how we control our society nowadays. When kids stopped getting married for life, having kids, and willfully putting the millstone of a mortgage around their necks before age 30 – we needed a new plan. Now kids just have to sign some papers and the millstone of college debt will be delivered in 5 years.
Expat, also college was much less expensive.
Lessno debt.Also kids lived under the structure of “no cash? no purchases”. Kids at Rutgers all had a “student checking account” and some amount of cash from their parents. ATM cards didn’t even exist yet and there was no such thing as a kid having a credit card in their wallet. Credit cards were something that you got “on your own” (actually they were hawked to you) after you graduated. Most of us ran up about $5,000 of debt our first couple years working while trying to figure out how to pay our full balance on our “Member since 1983” Amex cards each month. Most of us then figured out that “credit card debt sucks” for the first time and bailed ourselves out, accumulated cash savings, and bought real estate.
Imagine that: people who use the most health care, whoaare generally in their prime earning years, will have to pay more for health care. Quelle horreur!
The Pu$$y would much rather put that cost burden one 20-somethings who are just out of college and still paying off $250k +/- in student loans that went to keep ivory tower soci@lists in the universities from having to do something productive for a living.
Ex pat. We bought our first house in our 20s 20 percent down no college debt. Of course we bought at the peak sold it 10 years later for slightly less than we paid for it and that’s with improvements.
Moose most healthcare is after 64, that is when they go on socialized medicine called Medicare..
Here’s your $15/hr: paid to the guy who installed the robot that’s doing your job.
http://www.telegraph.co.uk/technology/2017/03/09/genius-burger-flipping-robot-replaces-humans-first-day-work/
My best congratulations for your superb site! Perfect !!!