From HousingWire:
Are homes under $250,000 nearing extinction?
A recent report by economic research consultancy Capital Economics shared a stunning statistic: The number of vacant single-family homes for sale priced under $250,000 has halved since 2012.
According to the report, at the start of the third quarter of 2019, there were only 550,000 vacant homes on the market priced under $250,000. That’s half as many as there were just seven years ago.
Capital Economics attributes part of this to lower housing inventory, in general, stating that the overall number of vacant single-family homes for sale has dropped 25% in the last seven years.
“The homeowner vacancy rate, that is the number of vacant homes for sale (which account for just over half of all homes for sale) as a share of all owner-occupied homes did see a marginal rise to 1.45% in the third quarter,” the report stated, citing the latest U.S. CensusHousing Vacancies and Homeownership survey.
“But that was up from a 40-year low in the second quarter,” the report continued. “Sales are therefore being held back by a lack of homes on the market, and in particular a shortage of cheaper homes.”
…
Capital Economics cites that in the past two years since this year’s Q3, 2.9 million new households were formed. For comparison, only about 1.9 million households were formed in the two years to the third quarter of 2017.
Household formation could lead to more people being ready to buy a home, but the report issues a warning there as well.
“New households will have found it increasingly hard to find an affordable home to buy,” the report states. “The share of vacant single-family homes for sale priced under $250,000 has been on a steady downward trend since 2014, and averaged just 57% in the year to Q3 2019.”
“Moreover, with credit conditions relatively tight, and getting tighter, potential homebuyers will not be able to stretch their budgets to buy a more expensive home,” the report continued. “…until homebuilders ramp up production of cheaper properties, home sales, and in particular sales to first-time buyers, will see only minimal growth.”
FIRST….
Two very interesting articles, neither involves pumpkinhead.
https://www.washingtonpost.com/us-policy/2019/11/09/americas-billionaires-take-center-stage-national-politics-colliding-with-populist-democrats/
https://theintercept.com/2019/11/10/all-of-americas-607-billionaires-must-run-for-president/
Record low mortgage rates for many years has nothing to do with this, I’m sure…
Back from Charleston. The barrier islands, Sullivan and Folly just as expensive as LBI here in NJ, their burbs of Mt. Pleasant and West Ashley all booming with new construction. Locals all complain about the people from out of town buying homes and driving up the cost of living. Further north in Summerville lots and lots of new homes for sale. My cousin from NYC is there looking at lots today, going to build his own retirement home there. Does not want to pay the vig to live where he lives in NY State near Goshen.
I kid you not 28k in taxes to live in Goshen?
https://www.zillow.com/homedetails/45-Fletcher-St-Goshen-NY-10924/31816671_zpid/
Juice 28k in Goshen??!! I had no idea. Does he commute to NYC?
3b – Yes for the last 35 years, works construction for a living so in early and out early to avoid rush hour, takes early train main/bergen from up there right past your house to the city. House I posted is an example of how crazy it is up there. My cousin bought a lot and built his own home up there when he was in his 20s. His kids are grown and out of the house now last daughter just got married in Charleston and is making a life there.
Thought this was interesting weekend read, recent college grads unemployment ticking up
The graphic above shows how the unemployment rate for recent college graduates has been inching upwards, from 3.8% in May to 4% in September. In contrast, the unemployment rate for overall workers was 3.6% in September.
The reason for the red line “migrating upwards,” was due to a mismatch of skills, RSM Chief Economist Joe Brusuelas told Yahoo Finance.
“We’re late in the business cycle, so it’s caught everyone’s attention,” he explained. “There’s some concern about the unemployment rate … [but] that may have more to do with the level of experience and difficulties in finding entry level work right now for the educated class.”
Fresh graduates are having a hard time because of the lack of experience and relevant education, according to Brusuelas. “It’s a mismatch of skills,” he noted. “[And] that’s perhaps weighing employment in that cohort.”
odell beckham dating http://dating-ad-acronyms.uk-dating.motorweb.site dating in the
https://abc7ny.com/fla-deputy-arrested-for-throwing-student-to-the-ground/5674247/
[Video] A Florida sheriff’s deputy who worked at a school for children with emotional and behavioral problems is facing a felony charge after video shows him slamming a female student to the ground after she tapped his knee with her foot.
We weren’t there, don’t know what was said, I refuse to monday morning quarterback a cop when they routinely face split-second, life-altering decisions… heroes, all of them.
Juice,
Takes money to run society and people from the boomer generation never realized the cost. They borrowed for decades and made people in 2019 pay for it. Now that they are actually seeing the cost of running densely populated areas, they are trying to run away.
The funny part, there is no running away. Like you said in your post, they are driving up the costs of those areas to the point that it is no different than jersey except their taxes haven’t exploded yet(they will). Costs of lot of money to build and maintain infrastructure once the area matures. No one sees the costs when you are building over fields with shiny and new…no those costs come later after 10-20 years. So all the suckers come a decade or two into the boom and think they are going to get the same benefits as the early people to the show. Nope, you missed that.
Why put so much stress on your life for such short sited decisions like moving across the country because you think the area will remain cheaper. Just pissing away money on moving costs, have to develop a whole new network of local connections, and add meaningless stress to your life.
If moving for the weather, or really like the area better, then definitely move. If moving for costs, just wasting your time.
Also, that home you shared with 28k taxes. That person bought in 1999 for 100k and is now selling for 650k. Cry about the taxes, but Jesus, how much did you make owning that property. Kind of selfish to cry about the costs you helped drive up by your needs for society that had a direct role in the increase in your property. If they didn’t invest in society through taxes, no way that has would have jumped up in value like that. No way, no how.
People never look at the big picture…only the small one.
Juice still a crappy commute but it was cheap 25 years ago. He would have been better off buying in Pearl River. Lots of construction guys up there too. Much better commute. I understand he has a Daughter in SC now but I don’t think I would relocate that far away. We were in Surfside SC this summer we thought it was pretty inexpensive on a whole. Houses by the beach expensive and a lot for sale. Prices a few blocks in much cheaper. The area was spotless and people friendly.
I spent some time in Myrtle too nice place, the pools at the hotels/condos were still open and people lounging on the beach, weather was 57 degrees lol.
Speaking of weather it going to be 62 today at the beach. I am off so I might as well take my kids down to the boards for a bike ride, no bennies to be found today.
Pumps my point is for the distance to NYC it’s way out of control, my home is worth more and my taxes are 15k lower. That 15k for a retired person is several vacation trips a year or perhaps the difference between having a home or just living in a condo/retirement community.
Most of the people I know who bought in Rockland and Orange and Putnam counties years ago were to the escape the high taxes of Westchester, or Long Island etc and get more open space. Now you get the high taxes and the long commute.
Ahhhh the discontent is palatable.
Signs of the economy busting locally.
The owner of Gelati in Montclair and candidate for director of the Montclair Center BID says a lot of Montclair’s longstanding restaurants (Cuban Pete’s among them) are likely to be closing soon as business is down 30 to 50% year over year. He even let the cat out of the bag and said that he heard Anthropolog1e is most likely shutting down. The Pig & Prince in Lackawanna already shuttered. Still not feeling the euphoria that everyone else is.
Lib montclair is a bit of a different animal. The growth of the bloomfield ave retail corridor has done two things. First the available retail has grown, there are more stores and restaurants than ever. The second is the rents on the new builds were high so paradoxically the increase in supply actually came with an increase in rents. My thought process is the high rents are squeezing profits, and business is down as new restaurants are taking business from longstanding places. Just forget about retail, I cannot imagine how most small format retail makes enough money to support the rents. I think the montclair situation is a result of the development that has happened.
I have seen the same thing in Downtown Jersey city, at one point you had a lot of long standing businesses where now with all of the development it is a revolving door, new places are initially very successful but once newness wears off in 18 months they start the decline. Only the businesses that own their real estate stick around.
Hucksters all :
Donald Trump and Adam Neumann have both built billion-dollar brands using a potent mix of charisma and clever marketing.
Trump parlayed his family wealth and reputation as a New York playboy and socialite into a licensing business, real-estate empire, and reality TV fame as the host of “The Apprentice.”
His boisterous campaign rallies, catchy slogans such as “Make America Great Again” and “drain the swamp,” and childish nicknames for opponents including “Low Energy Jeb” and “Lyin’ Ted,” helped him to secure the Republican nomination and the White House.
Similarly, Neumann’s powerful personality and grand vision of transforming how the world works helped him rally support and raise billions. He turned WeWork into the largest private tenant in New York and London with a $47 billion valuation in less than a decade.
Neumann reportedly referred to JPMorgan’s CEO as his “personal banker,” Goldman Sachs chief David Solomon visited him to “kiss the ring,” and the bosses of the Nasdaq and New York Stock Exchange traveled to the Hamptons to court WeWork’s IPO.
No we aren’t getting smarter.
JCer,
That’s possibly a large part of it. You do have to question the long-term viability of the town’s strategy of developing their way out of debt. Personally, I was always skeptical about the long-term costs associated with this large of an amount of development as it brings on the need for more sewage service, additional classroom space, significantly greater fire protection with skyscraper search and rescue capability as new buildings are taller than existing buildings, larger police force, etc. Then there is the parking crisis that exists. Speaking to the phenomenon of increased rents and the resulting loss of vacancy. Does the increase in PILOT receivables counter the impact of lost regular tax receivables from empty storefronts. If people weren’t aware, an empty storefront pays significantly less rent than one with retail occurring. This is why larger spaces tend to stay empty for years, as their owners (nearly always developers) pay so little in taxes while they wait for the deep-pocketed renter. The figures needed to figure all of this out is impossible to ascertain as I can never find what commercial retailers pay in taxes as you can’t easily look up this supposed public information.
EsEssex,
Every time I turn on public television, I realize we really are stupid. Thank heaven for WBGO. It’s always been a great escape for me.
Juice, it’s the schools, it’s always the schools. NYS like NJ uses a failed school aid mechanism in the name of fairness to lower income schools and communities. Funding the majority of school cost through municipal level property taxes is madness, unless a municipality has significant commercial property or a high number of childless households the math is not in your favor.
Lib PILOT payments tend to be based on revenue, so the payments would be lower for vacant buildings. When assessing commercial property for property taxes the most commonly used methods of valuation take into account rental revenue, vacant buildings are frequently grieved in tax court and get reduced valuations on the basis of vacancy.
Montclair’s plans to develop themselves out of debt likely will not work, the cost associated with the density likely makes most of these projects a drain on municipal finances.
Juice Putnam Dutchess Orange Co New York no one wants to do those commutes. If you bought there in the last 10 to 15 years I would bet you are flat at best.
They forgot to mention trump and Neumann both have bungholes. They have that in common. Of course comparing those two is complete tds.
A much more apt comparison is Neumann and mark cuban. What do they have in common.
Exactly my point. No escaping it. Any cheap place you find desirable will change quickly. I’m not into the game of musical chairs; jumping from community to community, state to state, in search of lower costs. Not my cup of tea. I don’t enjoy moving every 5 years.
“Most of the people I know who bought in Rockland and Orange and Putnam counties years ago were to the escape the high taxes of Westchester, or Long Island etc and get more open space. Now you get the high taxes and the long commute.”
Montclair suffers from the same syndrome NYC does. A lot of top notch chefs have routinely shut down 3 years into it just because they know if they make a “new hip place”, it’s going to bring more traffic.
Big chains even have to adapt to this these days. That’s part of the reason Subway has been falling off a cliff. They never changed their menu. All the joints are routinely introducing new things and discontinuing others. There was a line out the back of the popeyes at the mall for a stupid chicken sandwich. Chipotle now has Carne Asada and they introduced chorizo and queso.
Is there honestly any house on the market today that would be worth upgrading to and staying in for 10+ years? I see plenty of good homes under 500K, if you go more to the 750K range, there is hardly anything worth moving to and paying the associated amount of taxes (15-20K). Find me a safe, 4R/2.5B, quiet street, safe town, 2 car garage, which doesn’t need 150-200K in renovations and which doesn’t have a commute which will make your life a living hell.
BRT, NYC due to the expense of the space top restaurants need to cycle. Once the inevitable downturn of a restaurant not being “NEW” the reaction is to close up shop, profits have been made and struggles will begin so kill it before the risk sets in. It is easier to start new that to continue an existing restaurant that hasn’t escalated to “institution” status.
Pumps please see the comments above about school taxes. The issue of property tax is one of how we are funding education, remove it from local property taxes and problem solved……..
Find me a safe, 4R/2.5B, quiet street, safe town, 2 car garage, which doesn’t need 150-200K in renovations and which doesn’t have a commute which will make your life a living hell.
No such thing. They’re sold before you even know it. As an alternative, you’ll have a house guide showing you a list of dumps that make you want to puke and then’ll try to convince you why you should buy it. If you dare to go and see them, wear a hazmat suit and leave the kids at home so they don’t contract a rash or airborne sickness.
9 out of 10 restaurants fail regardless of current economic conditions. They’re the worst barometer to use in measuring financial health. Stick to quarterly earnings as a guide. Making money is probably the easiest thing in the world. Have a pulse? You can make money. Having your money make money is just as easy. Work more, whine less. That new car is a waste and that vacation to some island is way overrated.
Down in Long Branch today, lots of new condo buildings going up, higher end units than the last bunch at pier village, architecture includes more glass over brick and better finishes. Almost don’t recognize the place anymore ,few dilapidated properties left Oceanside, lots of expensive renos going on further north in Sea Bright as well.
1:21 empty building though. They are a pretty good indicator of the state of affairs.
As for firmly shoving your head up your ass and whistling through the graveyard isn’t the best strategy but it might work for you.
Willowbrook Mall recent openings:
Steak Shack
Cava
PF Chang
Buffalo Wild Wings
Chick fil a
Cinematic
AMC renovation to heated loungers
Delivery kitchens popping up in industrial areas advertising only via delivery apps.
Ideal as they can scrap concept after a few months and rebrand as new, capitalizing on the wave of popularity a new restaurant attracts.
Genius. No front of house necessary. You can operate multiple “restaurants” out of the same kitchen.
When I saw the area where Blue Apron cooks Grim, I immediately suggested they rename the joint, Blue Collar.
Come and Get It!
https://tinyurl.com/syjprku
No one eats at home any more?
We get Gobble meals 2x a week.
Easy to prepare, convenient, & healthy.
Been doing that for about 3 years.
We eat out maybe twice a month.
We eat out about once every 2 months. Take out maybe once every 6
Weeks.
When my kids were young hot dinner every night except Friday or Saturday was an institution.
I cook about 5 nights a week. NJ Transit of course makes it impossible to figure out when Gator will get home. Too often, it gets cold as the family waits for her.
Eat out once a week but my lunch cost has been reduced to almost zero from $150 month. Fooda pricing is so insane that I refuse to eat there, like most sane folks. It is a ghost town in our cafeteria. Not paying $10 for pre-made chicken sandwich nor $12 for India. Plus, the portion controls are insane bc food vendor system approach. No ability to make more if demand grows. When winter hits, it should be interesting. They will not be ready for uptick. Compete shtshow.
Sous vide shrimp on Kraft Mac n Cheese.
It’s the best shrimp and cheesy grits you never ate.
Did some fantastic sous vide ny strips the other night, fantastic and super easy.
I’ve got 3 chest freezers in my basement filled with various things from my garden. Fried eggplant, fried zuchini, sauteed Broccoli rabe, marinated peppers and roasted tomatoes. Probably about 40 pounds worth of smoked/pulled pork and turkey. I make a bunch of breads each week from scratch and make 5 sandwiches that we heat up in a panini press in the office.
Lunch is on the order of 12 to 15 these days if you eat out.
I have “the” kitchen and I use it. Before I moved the the burbs it was dinner out after a late night of work. I used to meet my wife off the Path around 7 ish and go for sushi in Hoboken, good times. Now we cook allot but do make time. I suggest you do too…
I cook quite a bit. I’m a decent cook and it still wows the ladies.
Best aphrodisiac ever.
Comrade – all is well as a Pennsylvanian?
Regards,
Juice Box
There’s not much inventory left in pines lake and vizcaya. Been watching the inventory get bought up. Big change from last year. Here are some examples.
https://www.zillow.com/homedetails/1066-Pines-Lake-Dr-W-Wayne-NJ-07470/39799842_zpid/
https://www.zillow.com/homedetails/15-Colona-Rd-Wayne-NJ-07470/39799979_zpid/
https://www.zillow.com/homedetails/1065-Pines-Lake-Dr-W-Wayne-NJ-07470/39799990_zpid/
There’s not much inventory left in pines lake and vizcaya. Been watching the inventory get bought up. Big change from last year. Here are some examples.
https://www.zillow.com/homedetails/1066-Pines-Lake-Dr-W-Wayne-NJ-07470/39799842_zpid/
https://www.zillow.com/homedetails/15-Colona-Rd-Wayne-NJ-07470/39799979_zpid/
This one was bought for the land. Did a bike ride around the lake and saw this home razed to the ground. Someone’s future dream house going up.
https://www.zillow.com/homedetails/1262-Pines-Lake-Dr-W-Wayne-NJ-07470/39800375_zpid/
This one was on the market forever. Finally sold. It needs major updating..
https://www.zillow.com/homedetails/1065-Pines-Lake-Dr-W-Wayne-NJ-07470/39799990_zpid/
90’s dream home finally sold. Thing was on the market forever. Needs to be totally updated.
These are all signs that a bottom has taken hold in Wayne.
https://www.zillow.com/homedetails/27-Westview-Rd-Wayne-NJ-07470/39797903_zpid/
Houses that aren’t for sale in Vizcaya or Pines Lake have been or are currently being updated.
We will see what happens next year, but the bottom is out.
Shrimp and grits are one of the best combos ever. There is a hipster joint that helped revitalize downtown Las Vegas called Eat, which makes a killer version. It’s just outside of the container park.
For dinner tonight, sausage and peppers on fresh seeded sesame sub rolls and a caesar salad.
Eddie: Where is the Reingold and cabbage?
Fast Eddie says:
November 11, 2019 at 1:17 pm
Find me a safe, 4R/2.5B, quiet street, safe town, 2 car garage, which doesn’t need 150-200K in renovations and which doesn’t have a commute which will make your life a living hell.
No such thing. They’re sold before you even know it. As an alternative, you’ll have a house guide showing you a list of dumps that make you want to puke and then’ll try to convince you why you should buy it. If you dare to go and see them, wear a hazmat suit and leave the kids at home so they don’t contract a rash or airborne sickness.
Fast Eddie says:
Eddie: Where is the Rheingold and cabbage?
Don’t forget the Chesterfield aroma. It’s all a given. Except the transition is now turning towards hidden dog p1ss stains littered on hardwood floors when old rugs are ripped up. The floor needs to be sanded anyway but it reveals a life style. Look out for the alligator clips holding two wires together behind the extra fridge in the garage. Nothing says quick spreading fire like 3rd world wiring. And of course there’s that bubble forming under the foyer floor off the kitchen leading to the back door. Is it alive? Is it Calvin? The roof doesn’t leak? Then why do I see black stains on the rafters in the attic? Ask the house tour guide why there’s a stained line running around the perimeter of the basement wall two feet above the concrete floor and wait for the comedy of responses.
This one was bought for the land. Did a bike ride around the lake and saw this home razed to the ground. Someone’s future dream house going up.
I know this property, 1262. Crazy mid-century house but fairly dated (80s/90s updates to midcentury houses never go well).
The back yard and view are incredible though, you would not believe you were in NJ. Perhaps on a lake somewhere in the Adirondacks. This is easily one of the best lakefront properties in NJ.
While 1262 is one of the nicest properties on Pines Lake. There is another one just a few lots over that juts on a peninsula that’s worth every single god damn penny.
Given the footprint of the existing house, and the size of the house you could build on the lot, $600k was a bargain.
https://njrereport.com/blog/wp-content/uploads/2019/11/Screen-Shot-2019-11-12-at-9.26.11-AM.png
See that house off to the right on the peninsula – that’s the other one I’m talking about.
I will take any property on that lake. lol
Gorgeous property as you stated, views are phenomenal. It’s amazing to have this so close to nyc.
grim says:
November 12, 2019 at 9:19 am
While 1262 is one of the nicest properties on Pines Lake. There is another one just a few lots over that juts on a peninsula that’s worth every single god damn penny.
This property was recently built from the ground up….absolutely beautiful and amazing lot.
https://www.zillow.com/homes/1208-Pines-Lake-Dr-W-Wayne,-NJ,-07470_rb/39799853_zpid/
This one was built brand new in 2017. Another beauty.
https://www.zillow.com/homedetails/736-Pines-Lake-Dr-W-Wayne-NJ-07470/39799666_zpid/
Pines Lake… very pretty, looked in that area and Wayne in general off and on. The issue is that it took me longer to get to 23/46 than if I lived in West Milford. It was forever trying to get out of there. And where’s the walk-able downtown and train? Yeah, I know there’s a train but it seems like forever to get to the station.
$73,000 Property Tax??!!
There was a CHC on Handwerg Drive in River Vale overlooking Lake Tappan for sale a few years ago for around 600K or thereabout. It needed work but the classic look and size of the rooms were great as was the winter views of the lake. I thought it was a potential steal. I wanted to… I should have… I didn’t… but I’m happy where I am.
Big dogs. Prime real estate.
1987 Condo says:
November 12, 2019 at 10:21 am
$73,000 Property Tax??!!
The Pines Lake market crashed. Prices remain about 30% below peak or more. Property taxes are the issue. Gorgeous views and great lifestyle living lakefront but a huge tax burden. My friend lives at the west end of the lake with a long view of the entire lake. GLA 3100 and taxes $35,000.
That’s why I’m coming to the conclusion that it bottomed as stated yesterday.
People are starting to get used to the property taxes. It doesn’t matter where you go in America, the taxes will be high if it’s a wealthy area. Unless you want to be filthy rich, and choose to live in a much smaller home without the bells and whistles to save property taxes (that are really meaningless to you because you are bleeding money), you are going to pay up.
If you don’t want to pay up, and enjoy the finer things in life, then why are you striving to be rich? Just save yourself a headache and stress, and earn enough money to live a simple life. Simple life does not require millions. If you want the millionaire lifestyle, understand you have to pay up. The property taxes are not a waste when you get to live the lifestyle of the rich. You are getting the finer things in life.
30 year realtor says:
November 12, 2019 at 11:46 am
The Pines Lake market crashed. Prices remain about 30% below peak or more. Property taxes are the issue. Gorgeous views and great lifestyle living lakefront but a huge tax burden. My friend lives at the west end of the lake with a long view of the entire lake. GLA 3100 and taxes $35,000.
Right now, it’s a good time to buy these beat down million dollar homes. It will change, you are just buying when there is blood in the streets. That pines lake location is absolutely beautiful, not much like it in proximity to nyc. So you won’t lose long term. You know the saying…location, location, location. This is a valuable location.
All the million dollar locations will go back up eventually. Let the demographic groups catch up. Market has ups and downs for a reason..
Do you have one of those units that connects with Bluetooth or WiFi? Is it worth opting for one with iphone app connectivity?
Grim says:
November 11, 2019 at 6:33 pm
Sous vide shrimp on Kraft Mac n Cheese.
It’s the best shrimp and cheesy grits you never ate.
Did some fantastic sous vide ny strips the other night, fantastic and super easy.
Speaking of crashed. Here is a 8,600 sq ft waterfront beauty by me 1/2 price from 2011 ask at 3.4 million with $45k in taxes due to “farm”. Has a rental property too that generates $42 k in rental income.
https://www.zillow.com/homedetails/786-Navesink-River-Rd-Middletown-NJ-07760/2123026747_zpid/
I said a few years ago that it’ll get to the point where the house will be negligible in price; you’ll be responsible for the insane taxes to supplement the hacks, shysters, swindlers and liars.
Juice,
I’m pretty positive that the rich will get out of the shock of higher taxes and eventually drive up the price on these millionaire homes. Think about it, I’m paying 18,000 in taxes and it’s nothing to me. I’m no millionaire. Imagine being worth 10 million or more, wtf is 50 k a year to live in your dream house? Are you really going to bypass your dream house and that lifestyle because of the thought that you are losing 50k in carrying costs on taxes? Come on, that 50k a year is a drop in a bucket for someone making real money able to afford a multi-million dollar home purchase? Again, if someone who is not a millionaire and only makes 330k a year can afford 18k a year in taxes, how does a multi-millionaire not find 50k in taxes affordable?
You are talking about individuals that purchase 300k vehicles to sit in the garage/not use, or 1 million for a painting on a wall. These people are crying about 50k in taxes? It doesn’t make much sense.
Pumps fact is you no longer need to be around here to run a company. Many, many execs including my CEO live in NYC or elsewhere, people that can afford these homes do not want to live in New Jersey. Case in point Merck CEO Ken Frazier. His helicopter takes him from his farm in Pennsylvania to work in NJ back and forth, you can see it landing in Kenilworth and taking off promptly at 5 pm, since the landing pad is next to the parkway.
That’s the irony of it all, crying about property taxes, but no problem moving to PA and using helicopter to and from work. It’s just based on ideology, some people have a problem paying taxes. Lot of cheap rich individuals wrongly look at it as theft, but ignore the role it plays in making society safe for the rich. They also ignore how much the tax investment by the government in society plays in lining their pocket by making their business function that much better.
Cops to enforce laws and hold down the peasants is not cheap. Training their workers through public education is not cheap. If they think the quality of worker is garbage being put out by public education, they should see what it will be like if you eliminate the public education system. Our investment in the education system, law system, and infrastructure is the only thing keeping us from becoming a third world nation. Wish they could understand that..they won’t. Will have to learn the hard way.
Juice Box says:
November 12, 2019 at 2:42 pm
Pumps fact is you no longer need to be around here to run a company. Many, many execs including my CEO live in NYC or elsewhere, people that can afford these homes do not want to live in New Jersey. Case in point Merck CEO Ken Frazier. His helicopter takes him from his farm in Pennsylvania to work in NJ back and forth, you can see it landing in Kenilworth and taking off promptly at 5 pm, since the landing pad is next to the parkway.
Dow closes in the Blue, exactly unchanged.
What would you call someone who thinks paying about 10% of his household net (of income tax) income is “nothing” to him. I’d call him an idiot.
Half of nothing equals $9,000, so surely you’d be willing to donate that much to Grim for hosting your little comments blog. Then Grim might spend a tenth of nothing to host a bbq gtg like the old days.
Regarding Sous-Vide, I have one that I used a few times. I’ve made steaks a few times with it, but I prefer the browning and taste that a full 8 minutes in a cast iron pan provides. Sous Vide doesn’t render enough of the fat of my preferred ribeye or strip steak cuts. When I have steak frozen in a ziplock bag, sous vide followed by one minute each side in a cast iron pan is an ok way to rehab it.
On the other hand, meats that I have less confidence in controlling internal temperature, like leg of lamb, I could basically cook in sous vide up to a safe med-rare temp (like 135 f), and then it’s thick enough I can brown it in the oven without overcooking it.
I’ve heard that some vegetables are good sous vide, but haven’t tried that.
No one, he is off his rocker. The wife and I make much more than him and our property taxes are 36k it is the single biggest line item in our budget. We definitely feel it especially since the deduction is now gone, at least before you could get a little back from the feds, considering the deduction was from the 39% bracket…..
Why does Wayne, with the amount of commercial ratable they have, have an effective property tax rate of 2.8% while my town in Essex county with little commercial has a 2.2% rate? That is over a 25% difference.
Get an electric smoker.
Smoking the bird for gobble day this year. I smoke my free turkey every year, but usually turn it into chili. It’s really the best way to make it. No stuffing though.
5:28 yeah but how many “million dollar paintings” are hanging on your wall??
Lib, the free turkey, I smoke it until it falls apart and make pulled turkey for sandwiches. Pecan wood with Turkey is amazing. 3 hours into it, I put it into a pan while smoking so all the juices get trapped.
As far as cooking meat, never did sous vide. I’ve got a collection of 6 cast iron skillets and 2 cast iron griddles. I also have cast iron grill presses. I cook a steak in the skillet on max temp with the grill press to maximize contact with the surface. 2.5 minutes each side, and depending on the thickness, you can finish it in the oven.
Although, my favorite cut is the thinnest. The outside skirt. Superior flavor IMO.
If you want to up the flavor. I culture my own cream and churn it into butter. You put a slab of that on a steak in the skillet at the last second….awesome.
Le Creuset makes a raised ridged enamel cast iron skillet for inside grilling.
The meat is raised from the surface of the pan and cooks beautifully.
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BRT,
Buy one of these and you will throw the cast stuff in the garbage.
https://matferbourgeatusa.com/product/black-steel-round-frying-pan-10/
I’ll give it a shot. I ain’t ever throwing them in the garbage though. They were my grandfathers.
Like anything else, sous vide is just another technique.
However, it’s new, modern, because most kitchens previously didn’t have the technology to do it. Not only do you need a fairly precise immersion circulator, but also the ability to vacuum seal. So, it’s not a technique that has roots in French cooking, etc etc, it’s roots are in a laboratory.
The precise control is because you are generally cooking far under recommended cooking temperatures, on the bleeding edge of microbiological disaster, where even a degree makes a massive difference in required pasteurization times.
The other day I did organic chicken breast at 140f, a temperature that would make most health department inspectors die on the spot, literally, fall over dead.
But, at 3 hours cook time, the risk is nonexistent. Chicken is fantastic.
The vacuum sealing – that’s not because vacuum is required, it’s so the bags don’t float in the water, risk not exposing 100% of the surface area to the temperature over the cooking duration. Floating – bad – microbiological disaster.
It is the end-all-be-all? Hell no. But for the average cook to be able to hit a steak doneness perfectly, every single time? Juicy tender poultry? Every time? It’s nearly foolproof and the outcomes are usually out of this world. But would you sous vide pork belly? Hell no. Wrong, wrong, wrong. Vegetables? Crapshoot, mushy awfulness is common there.
I have a very expensive Polyscience/VWR MX, because of course I do. It’s overkill, because it’s large enough to probably do an entire turkey in a bathtub if I could vacuum seal something that large.
10%? I supspect 18k is closer to 30-40% of pumpkins individual take home pay. When you have a public union job every shakedown artist in the state has their hand out on payday. But yes, only an idiot would be ok spending30-40% of their working time to pay property taxes. Despite his annoying near constant boasting pumpkin is not much of an earner.
Pumpkin may not be an earner, but he certainly touches a lot of children.
For me
Union takes approximately $1500.
Pension takes about 10k for me.
Health insurance contribution is up to 10k for me as well.
$18k in taxes isn’t a kick in the balls. It’s a friggin castration.
I’ve made steaks a few times with it, but I prefer the browning and taste that a full 8 minutes in a cast iron pan provides. Sous Vide doesn’t render enough of the fat of my preferred ribeye or strip steak cuts.
Yeah, leaner cuts work better at lower temps (rare). Really fine grain marbling is ideal, as fat isn’t going to render at the lower temps.
We did the strips at 129f, they were thick – 1.5hr. Seared a minute or so on each side, on a ripping hot skillet.
I couldn’t do a bunch of steaks indoors on cast iron. Even with my double blower vent-a-hood – it is a smoke out.
It comes down to ideology. You and others on here hate taxes. Fair enough, doesn’t make the position correct.
I understand what I get for that 18,000 and I understand why I have to contribute. It’s expensive to get any type of work done out there.
There is no need for me to get greedy. I am still able to prosper significantly under this tax system.
What’s cheap taxes? Should they be 2,000 a year? My high speed internet access is almost a 1,000 a year, and people think we can have cheap property taxes? Like you alluded to the other day, entire state is almost entirely funded by property taxes. It’s impossible for property taxes to be cheap under this formula. Especially in a small state with not as many properties as these large states. Can’t stress that enough, we are a densely populated state in the north. Lots more people per property. You can’t compare us to any other state, no one is like us.
JCer says:
November 12, 2019 at 5:28 pm
No one, he is off his rocker. The wife and I make much more than him and our property taxes are 36k it is the single biggest line item in our budget. We definitely feel it especially since the deduction is now gone, at least before you could get a little back from the feds, considering the deduction was from the 39% bracket…..
That’s why you would never choose to live in my house. 650k home with 18k in taxes is not killing us, especially if we don’t have to send my daughter to private school. If I call 911, emergency personnel will be here within 2-3 minutes. That’s my tax dollars at work. Good towns in nj have fantastic services. How many places in the country can provide this? I feel safe in my town. County police headquarters here too. So a ton of insurance for IF that emergency comes up.
Blue Ribbon Teacher says:
November 12, 2019 at 9:59 pm
For me
Union takes approximately $1500.
Pension takes about 10k for me.
Health insurance contribution is up to 10k for me as well.
$18k in taxes isn’t a kick in the balls. It’s a friggin castration.
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I would never choose to live in your house because the posted speed limit is 35 mph.
Bridgewater Commons shopping mall sold according to Bloomberg. Will try to get pricing details and share thoughts.
NJ Public bank now imminent:
https://www.njspotlight.com/2019/11/murphy-takes-first-step-toward-establishing-a-public-bank/
Gov. Phil Murphy is planning to sign an executive order Wednesday that will create a 14-member “implementation board” to advance his goal of establishing a public bank in New Jersey.
The basic premise of such an institution is to hold the millions of dollars in taxpayer deposits that are normally kept in commercial banks and leverage them instead to serve some sort of public purpose.
The new board will be led by Marlene Caride, a former state lawmaker who now serves as Murphy’s commissioner of Banking and Insurance, according to information provided by the governor’s office ahead of a planned 11 a.m. announcement in Newark.
The panel’s other members will come from both the administration and the public, and it will hold at least three public meetings, according to the governor’s office. Additional details are expected to be made public during today’s announcement.
Advocates of public banks say they can also provide borrowers with fairer interest rates and other favorable lending terms because there’s no need to charge high fees to fund things like large executive bonuses or to pump up shareholder profits.
But others have raised concerns that a public bank would take business away from the state’s banking industry and also create new opportunities for corruption and undue political influence.
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A NJ “public bank” will absolutely be a political slush fund and source of plum jobs. As have been such state run banks around the world. Loan losses will be inferior. Capital misallocation will be its reason for existing. Rather than hard-headed investors making decisions on whether to grant loans for a project, it will be political appointees. The up and coming Hunter Biden types
Sad to see that people don’t learn from economic history. Of course Phil Murphy would like it. Any politician who thinks he can influence those lending decisions would like to increase their power, basically bypassing normal channels limiting their “power of the purse”.
10:39 taxes in NJ are obscene. indefensible.
They’ll be the death of NJ. No question.
Whatever floats your boat. Different strokes for different folks.
I wasn’t bashing you, I was simply pointing out that I would not be living here if my wife didn’t work and I was the sole bread winner. As you know, teacher salary is pathetic.
Blue Ribbon Teacher says:
November 13, 2019 at 9:50 am
I would never choose to live in your house because the posted speed limit is 35 mph.
For the People’s Republic back of New Jersey fractional reserve lending means lots and lots of leverage, tens of billion in new credit accessible by the state and local governments. Our salt sheds will have gold domes and the town halls will be all be rebuilt with imported italian marble.
Yes, look at the national debt. We don’t pay for what we use. ACROSS THE COUNTRY. The tax bill is coming no matter where you live. People just don’t get it, the can has been kicked down the road for a long time.
I’m serious, there is no escape. Nj is just the canary in the mine. These people are leaving the northeast and driving up the cost in other areas. They demand a certain lifestyle, but don’t want to pay the costs.
ExEssex says:
November 13, 2019 at 10:50 am
10:39 taxes in NJ are obscene. indefensible.
They’ll be the death of NJ. No question.
So go to any of these “low cost” locations and listen to the locals complain about the newcomers driving up the cost of everything. Only a matter of time that their tax bill will follow. It takes some time for the costs to hit the tax system and require these towns to raise taxes into infinite.
Ever think of trying to teach in Bergen county? Salaries North of $100k
Read McKinsey’s analysis on what it would take to attract qualified people to teaching.
Here: https://www.mckinsey.com/~/media/mckinsey/industries/social%20sector/our%20insights/closing%20the%20teaching%20talent%20gap/closing-the-teaching-talent-gap.ashx
Judging by the comments coming from the pie-hole of the lying village idiot. It would be significantly easier to close the income gap than the teaching gap.
The only thing that would ever bring in more talented individuals is money.
1:32 money or an economic crash.
You could partner with professionals from the private sector so that teachers, trained in their disciplines 20 years ago, can be brought up to date. Gator Jr., who pulled straight A’s with honors science and math, while playing club travel hockey, is not learning any computer science in his computer science class. I’m surprised he is not learning Pascal. Of course, bringing in leaders of industry to help out would be found anti-union and threatening.
I swear on my life, I bust my a$$ every single day. So keep beating me up, Lib. My skin is thick from the abuse I have taken in my profession. That’s why I started being hated on this blog; I was defending teachers because I knew first hand how f’ed the profession is. Not all abbot teachers are bad, but the scores say otherwise, right? Just blame the teacher for stuff out of their control.
I will never ever let my daughter go near teaching. I will explain how you will be overworked, abused, and get no reward for the hard work put in. Most will not say thank you or appreciate what you do, and instead yell at you for their taxes. At the end of the day, do you want to be blamed for other people’s problems and wrong doings? Well then don’t be a teacher. They will expect you to fix the world with magic wand, and when you can’t, they will claim you are a failure and waste of tax dollars.
1:37 archaic and exclusionary credentialing create a lot of barriers to a good tech ed. Effort in schools. But of course Asian kids in town mean higher Test scores so the Admins working in blue ribbon schools can pat themselves on the back. For being there.
Again the guy crying about taxes is advocating for increasing the cost of education?! Do you know how much it would cost to get an elite computer scientist in the classroom? I’m sure there are some suckers out there doing it because they love the kids, but they are an anomaly. Who in their right mind is going to be an expert it computer science and go teach for 60k a year?
Just go beat up the teachers some more, they are the problem.
Libturd, the Master Beta says:
November 13, 2019 at 1:37 pm
You could partner with professionals from the private sector so that teachers, trained in their disciplines 20 years ago, can be brought up to date. Gator Jr., who pulled straight A’s with honors science and math, while playing club travel hockey, is not learning any computer science in his computer science class. I’m surprised he is not learning Pascal. Of course, bringing in leaders of industry to help out would be found anti-union and threatening.
1:53 me thinks thou dost protest toooooo much.
“1:32 money or an economic crash”
..or lots more Dads with failed drug deals.
But of course Asian kids in town mean higher Test scores so the Admins working in blue ribbon schools can pat themselves on the back.
Asian privilege, no fair!! Give the Abbott districts more money! After all, it’s for the children! Remember the children!
Btw, is Trump impeached yet? So, how do the Dems play this one? Do they impeach him a few weeks before November 2020? Or do they impeach quickly and string out a trial in the Senate and use the media for a full assault? Almost every day since Stormy and Kavanaugh, I hear “bombshell testimony” from the networks.
Work in one of the most challenging environments. Just get sick of the people that know my job better than myself because get this, they were students. Everyone is an expert at education and that’s the problem.
ExEssex says:
November 13, 2019 at 1:56 pm
1:53 me thinks thou dost protest toooooo much.
The stupidity is taking poor demographic groups and comparing their education scores to wealthy demographic groups. This is what started the idea of “failing” schools. What a joke. All they did was take the blame from politicians and the economy, and blamed it on the teachers. Oh, it’s my fault a poor kid is not on par or better than the wealthy kid….okay. I got it.
We should be okay with a 50% graduation rate in the ghetto, why? It’s REAL. It’s a consequence of poor families and the school should not be left with all the blame. You want capitalism, well then be okay with poor students not performing on the same level as the rich students.
Fast Eddie says:
November 13, 2019 at 2:29 pm
But of course Asian kids in town mean higher Test scores so the Admins working in blue ribbon schools can pat themselves on the back.
Asian privilege, no fair!! Give the Abbott districts more money! After all, it’s for the children! Remember the children!
No politician has the balls to make a law where you are forced to take care of your kid and help them with their studies if they fall behind. It will never happen; political suicide. Nothing will change if you don’t fix this component first.
THIS IS THE TRUTH.
I’m not a teacher damn it!!!
got damn
2:33 the guys who are testifying are the real deal. Decorated veterans, public servants under multiple Presidents in both parties. They’re disgusted by Trump’s self serving corruption. You are literally rooting for a traitor .
And crying about the quality of teacher while complaining they are paid too much is laughable. You want the best, then pay up in a capitalist economy to attract the best. I see the elite come and go through the “teach for America” program. They always leave. They know better. They put on a show to make their resume look good, you know helping inner city kids, but have no intention of hanging around and making positive changes.
Their idea of helping these kids is taking the best kids and throwing them in a for profit charter school. Then claim victory. That’s right, leave the public school with the rest and call them failures.
Go complain about a teacher!
THIS IS THE TRUTH says:
November 13, 2019 at 3:15 pm
I’m not a teacher damn it!!!
got damn
3:01- if they wanted really great schools, they’d kill WiFi and stick strictly with rigor during the day. No homework, strict discipline ….Work and no outside distractions. They don’t because the kids rule the roost. Education tries and fails over and over again.
made headlines for trying to ban books with what he deemed inappropriate content has been indicted on child pornography charges.
News outlets reported Tuesday that a grand jury charged 54-year-old Phillip Todd Wilson, principal of the Clark County Area Technology Center, with 17 child pornography possession and distribution charges. Kentucky State police filed 15 counts each of the charges against Wilson in August.
Clark County Schools officials told news outlets they were “shocked and dismayed” at the accusations. WKYT-TV reports the education department no longer employs Wilson.
Just another hoax
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3:26 спасибо товарищ
3:30
You are fake news
3:32 https://youtu.be/vdfWuIBYR6g
3:38
Just more fake news. Have fun with your hoax.
Amen! It’s a kid’s world and I’m just living in it. Cursed out and nothing ever happens. Do not go into teaching, people. If you are, stick AP like blue. Blue is definitely smarter than me. Went to a top district and teaches AP. No one threatening him or telling him off.
ExEssex says:
November 13, 2019 at 3:18 pm
3:01- if they wanted really great schools, they’d kill WiFi and stick strictly with rigor during the day. No homework, strict discipline ….Work and no outside distractions. They don’t because the kids rule the roost. Education tries and fails over and over again.
Fast, I know you love the impeachment fiasco fail. But understand the reality. Trump is an unwilling/willing partner in the influence of Russia.
When communism fell, the old enemies of democracy – oligarchy and autocracy made a run for it. Today in the USA Oligarchy is at full steam, just see all these “abused” billionaire complaining about Witch Warren and Warlock Sanders.
Trump willingness of what is doing is based on 1/3 personal corruption, 1/3 what Putin has on him, 1/3 and this is the important one – Trump understands that his voters does not care a bit about Europe, Asia or much less the Middle East. So all the fancy ideas about the US fostering democracy after WW2 goes in one ear and and out the other.
Trump also understands, that his real challenge is Sanders or Warren, as they are not morally or intellectually bankrupt. Any other candidate represent the Democrats’ Oligarch. So Trump understands that between two morally and intellectually bankrupt candidates, the one that entertains wins.
The following explains the democrats lack of understanding of the working class, the reason people will vote for Trump again barring Sanders/Warren, and why all the democratic billionaires are wasting their money with Mayor BottF and Bloomberg.
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Is this why Merck instantly killed the Summit HQ when the town balked at a helipad?
Juice Box says:
November 12, 2019 at 2:42 pm
Pumps fact is you no longer need to be around here to run a company. Many, many execs including my CEO live in NYC or elsewhere, people that can afford these homes do not want to live in New Jersey. Case in point Merck CEO Ken Frazier. His helicopter takes him from his farm in Pennsylvania to work in NJ back and forth, you can see it landing in Kenilworth and taking off promptly at 5 pm, since the landing pad is next to the parkway.
Lol..just got out of pre-observation meeting. I have to re-do my answers to their question list because I didn’t show enough “growth” in my lesson from last year. Aka, I’m not incorporating the shiny new strategy they want me to use. Every year it’s a new job. Always have to teach in a different way. God forbid you figure out what works in your classroom and stick to it in consecutive years. Not in the ghetto, always have to be using the newest and greatest strategy in the classroom for that given year.
This is what happens when everyone is an expert at education. I have people with 5 years experience in the classroom, couldn’t hang, and are now telling me how to do my job successfully. Give me one other profession where a 15 year teacher is being taught how to do it by someone with significantly less experience in the classroom.
One day, I’m going to have the balls to say this to the administration. If there was a magic strategy to get inner city kids to learn, everyone would be using it. There is none and if you happen to figure it out, you will be a billionaire as every school in the world will want your secret strategy.
You could raise teacher salaries and lower taxes if we stopped giving the Abbotts 30k per student.
One day, I’m going to have the balls to say this to the administration. If there was a magic strategy to get inner city kids to learn, everyone would be using it. There is none and if you happen to figure it out, you will be a billionaire as every school in the world will want your secret strategy.
You are 15 years in and you still don’t have the balls?
No one threatening him or telling him off.
Parents in wealthy districts absolutely will go to great lengths to influence the teacher. They have personal meetings with superintendents and go above your head constantly. They will run for the board and try to make your life a living hell.
Fortunately, I cannot be replaced easily, so the administration has no leverage over me. But, for the most part, this isn’t an issue when you develop a good teacher/student relationship with your class.
Hey Joe – Grab this p@ssy
Conservative pundit and apparent former big-time Donald Trump supporter Ann Coulter has finally had enough, she says, of his policies not meeting expectations. “I give up,” she said on Tuesday after Trump tweeted about Dreamers.
Coulter has been increasingly agitated about Trump’s seeming lack of commitment to the hard line on immigration, and has expressed her frustrations publicly on several recent occasions. But on Tuesday, she’d apparently had enough. And said so.
She said, and I quote…”if mushroom dick can’t be a man and true to his country, if he thinks he’s above the law, he’s gonna toss my salad in the state pen….” lord have mercy Lord Tiny Hands, likes that finger in the bumhole.
Blue,
My district is a different animal. You do as your told or you find yourself the door. They don’t play games. So I’m not about to throw away my career at this point. My vp has a saying. He asks what’s your main objective. His answer; don’t lose your pension. Meaning do everything that you are supposed to or you will be out the door. He is a no bs kind of guy. Shows no emotion whatsoever and is intense. Makes me shake..
That’s why I laugh at joe Public’s view of my job. They have no idea the stress I am under. I’m not even allowed to sit down in my district. Pathetic.
Some science teacher who goes all out received a 2.2 on her observation. Why? She used bears in an example and the inner city kids are unable to relate. You failed. Thank you, come again.
Blue Ribbon Teacher says:
November 13, 2019 at 5:44 pm
One day, I’m going to have the balls to say this to the administration. If there was a magic strategy to get inner city kids to learn, everyone would be using it. There is none and if you happen to figure it out, you will be a billionaire as every school in the world will want your secret strategy.
You are 15 years in and you still don’t have the balls?
Chi it’s been gooing on for a While
https://www.change.org/p/why-the-flyover-wtf-merck-chop-the-chopper-and-end-the-corporate-bus-now
And everyone is expert on education from students to the elderly. Seven billion experts and not one can come up with a fix for the poor inner city child. Not one strategy that addresses students with no accountability at home on top of no desire to learn.
Love the jokers that come up with “you have to make learning fun.” Get the f’k out of here. Learning is hard work and anything but fun. Keep pushing this bs..
That’s why automation scares the hell out of me. What are we going to do with my students 15 years from now? I’m trying my damn hardest to save them. It’s basically mission impossible. They just won’t have the skills to succeed in the economy of tomorrow. I don’t know what the answer is either.
With work stoppages cropping up in all corners of the U.S., it’s clear that many American teachers are in a bad way. The sunny optimism that likely propelled them into the field is rapidly fading as the result of low salaries, insufficient funding, and the often complicated social-emotional needs of their students. This is according to the Educator Confidence Index from Houghton Mifflin Harcourt (HMHC).
The report shows that teacher optimism has fallen dramatically, from 50% in 2018 to 34% in 2019.
The index is a part of the educational publisher’s fifth annual Educator Confidence Report, which is done in conjunction with YouGov. The report and survey of more than 1,300 K-12 teachers and administrators reveals that teacher optimism and confidence has decreased significantly since 2015.
You would be surprised how people don’t walk all over you when you actually stand up for yourself and let them know you aren’t afraid of them.
I’ve deal with the same nonsense. The difference is, I do things like point out all the chemical safety hazards that can result in tens of thousands of dollars of fines with pictures and email. Or, any time a FERPA violation occurs. When you casually remind your superiors that they are lucky you spotted these things, they know you have the ability to unleash a torrent of fines and lawsuits upon them for their negligence….they go seek out someone weaker to pick on.
BRT, it’s funny but it’s not really different in the private sector. Management beats the living hell out of people especially if they roll over, those who are will to call them on their sh*t and basically can basically embarrass them to their peers and superiors will normally get a pass because there is simply to much risk to berate them in public. It is a human nature type of behavior people alway prey on the easy kill, anyone who can potentially be a threat will be avoided.
BRT you are on the money about the bleeding of education funds by the about districts at the expense of suburban districts where there is no commercial ratable base. Personally I think by an large there isn’t an issue with teachers, I think the level of compensation isn’t a problem but I do think the pensions need to be reformed.
I know this will ruffle some liberal peoples feathers but the issue is one of desire, desire on the part of the students to learn, desire on the part of the parents to get their children engaged, and the second element is pure intelligence which I’d argue both through environmental factors as well as genetic reasons is weak. IQ is closely tied to economic success(the smart aren’t necessarily rich but they are most likely gainfully employed), people of high intelligence tend to find their way out of urban poverty. Lets face it the poor basically breed with poor family structure in the urban ghettos. The social safety net is basically supporting negative evolution, people who cannot take care of themselves should not be reproducing, it is the perfect storm of weak genetic stock and a poor environment. If you can pay for it have kids but if you cannot afford it you should be responsible.
You want someone to teach technology, truth be told a 100k per year salary, summers and weekends off, a pension after 20 years I could leave industry for that. It would more than halve my salary but as bystander can attest there is a lot of pressure to produce the hours and the amount of work asked is crazy, the pay is good but the work is soul sucking. A teacher can at least feel good about what they do, when I succeed, people lose their job…..I automate people out of existence.
JCer,
I think you’re thinking of the police and fire pension plan.