From Seeking Alpha:
US home prices expected to fall further than previously forecast, Fannie Mae says
U.S. home prices are expected to slow further than previously forecast next year and in 2026, according to Fannie Mae’s (OTCQB:FNMA) latest Home Prices Expectations survey released Thursday.
According to the survey of 100 housing experts in the industry and academia for the current Q4, average home prices are expected to slow by 3.8% in 2025 and 3.6% in the following year. That’s up from the Q3 survey that showed deceleration of 3.1% and 3.3%, respectively.
The panelists, on average, expect existing home sales to stay “sluggish” for another year while new home sales will “trend slightly upward,” Fannie Mae said. Mortgage rates are expected to remain “elevated by but modestly decline” over the year to 6.3%, it added.
The average contract interest rate for a 30-year fixed-rate mortgage was 6.85% in the week ended November 29, the Mortgage Bankers Association said Wednesday.
Fanne Mae said Thursday around 80% of respondents expect home prices to decelerate due to ongoing high mortgage interest rates, rising housing inventory, and slowing wage growth.
“While home price growth is expected to ease next year, HPES panelists’ big-picture view for 2025 appears to be little changed compared to 2024, with most seeing another year of elevated mortgage rates and weak home sales,” said Fannie Mae Chief Economist Mark Palim. “We share our panelists’ view that home price growth is likely to decelerate next year, as the mix of continued elevated mortgage rates and the run-up in home prices of the past four years will likely continue to strain affordability and remain an impediment to many would-be homebuyers.”
Meanwhile, Fannie Mae said, the minority of respondents who are expecting home prices to appreciate to accelerate cited strong pent-up demand by first-time homebuyers, tightening inventory, and declining interest rates.
Killing CEOs is apparently a good way to transform the healthcare system…
https://www.axios.com/2024/12/05/blue-cross-blue-shield-anesthesia-anthem-connecticut-new-york
Honestly, I don’t know what’s more egregious and horrifying. The brutal public assassination of a CEO, or the health insurance industry having the audacity to attempt to cap the minutes of anesthesia required for surgery.
First ya gobshites!
grim – They want to KPI the Anesthesiologists..
Metrics — known as Physician Work Time values from the Centers for Medicare and Medicaid Services (CMS).
“target the number of minutes reported for anesthesia services.” against the CMS metrics.
“Claims submitted with reported time above the established number of minutes will only pay up to the CMS established amount.”
Of course, this will exactly target the behaviors we want to incentivize. I want the anesthesiologist arguing with the cardiothoracic surgeon, during surgery, because he’s taking too long, and that means the anesthesiologist won’t get paid.
Shooter was wearing a $300 backpack, $180 Adidas shoes…
Internet sleuths are fingering this guy… Grant Verstandig runs some kind of digital health company.
Family is wealthy even has a collection of unique WWII spy weapons.
https://verstandigfamilyfoundation.org/secrets-revealed-highlights-from-the-grant-verstandig-collection/
Interesting… Perhaps the bullets marked “delay” “deny” and possibly “depose” over some kind of internal issue….
The rise and fall of UnitedHealth’s early health-tech startup: 5 things to know
Naomi Diaz – Friday, February 18th, 2022
UnitedHealth acquired Audax Health, a digital health company, as one of its first health-tech startup investments, but the startup didn’t last long as a healthcare solution and was quickly rebranded, CNBC reported Feb. 18.
Five things to know about the history of Audax Health and its current reality:
1. UnitedHealth acquired a majority stake in Audax Health in 2014.
2. Audax founder Grant Verstandig snagged a position as chief digital officer at UnitedHealth after the acquisition.
3. Under UnitedHealth, Audax Health was rolled into Rally Health, a digital business UnitedHealth wholly acquired in 2017.
4. The evolution of digital health changed, and Rally Health was integrated into Optum because the model, as a stand-alone product, couldn’t evolve the health business.
5. Mr. Verstandig left UnitedHealth toward the end of 2021, aiming to pursue venture investing, as he said the healthcare industry lacks innovation.
Jobs are in line
Ten 415
Personal vendetta makes sense. Che Guevara type is too obvious. Use the denial grievance as a rouse. We’ll see.
It’s not just minutes for anesthesia, every minute you spend at the doctor is being optimized – much to the chagrin of patients.
I spent some time with some emerging health-tech startups. Almost every one of them is some app or device connected to an app that reduces actual doctor’s time with the patient. The industry is reducing visits by expectant moms to doctors, reducing number of visits of diabetics, mental health patients, etc.
Also, after covid Health-at-home and virtual visits are now insurable – unlike before. However that law is expiring end of this year, and Congress is still trying to decide if they need to renew it.
Cheaper and better to go abroad for healthcare.
*connected to a device
Anesthesiologist:
“Hey, hurry up and get that femoral component in. You are almost out of time.”
Embrace capitalism:
Ortho Surgeon:
“It doesn’t fit right.”
Anesthesiologist:
“Aaah, just slap some more cement on it and let’s go.”
Hehe.
These apps are great. Great at helping your healthcare and personal data get stolen.
Embrace capitalism.
I spent some time with some emerging health-tech startups. Almost every one of them is some app or device connected to an app that reduces actual doctor’s time with the patient.
Guys in Paterson wear sneakers more expensive than this:
Juice Box says:
December 6, 2024 at 7:48 am
Shooter was wearing a $300 backpack, $180 Adidas shoes…
America has learned from being in many wars that surgery can be performed on the battlefield without anesthesia.
They have taken this knowledge and are applying it to the general public.
Better get your guns now.
Once CEO’s begin falling, congress will act against gun violence.
They don’t care about the dead toddlers and children from the proletariat.
The pictures of CEO’s of major companies are quietly being taken off company websites.
Soon they will demand their personal info disappear just like the judges did after one’s family got clipped.
For the proletariat, all of your information will continue to be hoover upped and sold for pennies by the capitalists.
Oh,
And have any of you seen all of the giant drones flying around NJ?
Mommies on forums are in panic. I haven’t seen any. But something is going on.
Supposedly they are everywhere now.
Here’s an important question Phoenix – Why are you hanging out in the mommy forums?
Phoenix: scenes from your hospital circa 2026.
https://m.youtube.com/watch?v=m2epwh7Q2mU&pp=ygUWRXZlbnQgaG9yaXpvbiBsaWJlcmF0ZQ%3D%3D
Phoenix – Here in Somerset County, they have been a nightly phenomenon. Every hour or so once it gets dark, if you look outside there are large sized drones flying overhead. If it was one instance, no one would care, it’s been over a week of it, and not a single explanation in sight. The FBI is involved, all of the local PD’s, and still not a single statement amounting to anything that makes sense. The local conspiracy theory boards are going nuts.
Just seems odd that after so many days of this they are unable to find the perpetrators.
Trump has changed his mind on this. Is he going to pardon TikTok?
A Washington appeals court has turned away a challenge to a fast-approaching nationwide ban of short-video app TikTok unless it divests from Chinese ownership by Jan. 19, affirming the law as constitutional.
RentLord,
All Facebook town forums are mommy forums.
NJ PoPo have eight helicopters. Have they not flown by?
Accomplished Angst says:
December 6, 2024 at 10:59 am
So next question for you. On your Facebook forums, it is mostly women that notice these drones or at least, seem to be the ones most annoyed by them?
Hehe. Herb Alpert makes it priceless.
Chicago says:
December 6, 2024 at 10:56 am
Phoenix: scenes from your hospital circa 2026.
https://m.youtube.com/watch?v=m2epwh7Q2mU&pp=ygUWRXZlbnQgaG9yaXpvbiBsaWJlcmF0ZQ%3D%3D
Grim,
Your next batch, name it “Grim’s Anesthesia.”
Hehe.
Meanwhile socialist universal healthcare for the 65yr and older is the most expensive tax payer funded handout in the world. Greatest example of greed, waste and corruption by the Republicans. Even Wall Street Journal has a weekly Medicare article
Fat communist elderly maga depends on it and won’t ever be touched by Elon Musk
Looks like no trip for me tonight to Wayne too cold for soccer….
Traitor, Smallman, Chifi, leftwing, the radicalized rightwings have nothing to say about socialist universal healthcare for the 65yr olds
2:46, Remember, rules for thee not for me
The death of Tiktok. Rightfully so.
https://apnews.com/article/tiktok-ban-court-ruling-china-6bfd505295ad44126df0544fc083d6a6
Vsg let em opt out of a lifetime of payments and then talk
I’m 56
Very Stable Genius says:
December 6, 2024 at 2:46 pm
Traitor, Smallman, Chifi, leftwing, the radicalized rightwings have nothing to say about socialist universal healthcare for the 65yr olds
Very Stable Genius says:
December 6, 2024 at 2:42 pm
Meanwhile socialist universal healthcare for the 65yr and older is the most expensive tax payer funded handout in the world. Greatest example of greed, waste and corruption by the Republicans. Even Wall Street Journal has a weekly Medicare article
Fat communist elderly maga depends on it and won’t ever be touched by Elon Musk
—————————————————————————————————-
Unstable , most countries take care of their parents and elders, ( I guess you just pushed yours aside or they already disowned you) Except for the illegals all people have paid into SS. It is written in the Bible to honor your mother and father so even God thinks elders should be taken care of. Everyday I talk to my Mom who is 99 and will be 100 in 7 months, and I think about scum like you that think these people don’t deserve to live. My father was a war veteran who served this country when he was 18-22. All I can say to you is go f yourself, we didn’t miss all your crap when you were a no show after cumalla lost, but young people lost their lives so you can be free and act like a spoiled brat.
By the way last year with IRMAA, I paid $635 a month for medicare, $287 a month for supplemental and $ 90 a month for Rx for a total of $1012.00 every month. I also pay my wifes which is the same, I paid into SS for 52 years just give me back what I paid adjusted for inflation and I will be happy. How can I say in a nice way Drop Dead????
Stable could have made his point better.
Medicare and Social Security are responsible for pretty much all of the US governments long term unfunded obligations and treasury debt.
Scary sight to see…
https://www.usdebtclock.org/
Jim just voted against his own best interests.
He had a great deal with Obamacare protections and under Biden’s protections. Just about $2000 for him and his wife when they probably tax the healthcare the most.
Now, Vivek is gonna cut it down, have him buy more for part D, with no protections where Insurance can drop him if he gets too expensive.
And Jim is a moron MAGA and does not know it.
Juice,
One has to ask why medicare is expensive. And you will find out that it is because we dont have a single payer system. The doctors are not accountable for the patients, but rather to insurance companies who dictate every little detail.
And Project 2025 and Vivek ( you can edge to him – as they say on Tiktok), want to privatize it even more.
What we need, as the popular murdering of UHC CEO shows, is more regulation and control of insurance co.s. Like in other countries – which are not necessarily socialized medical care. Americans had a chance with Dems, and they blew it.
I can’t wait for old fart Jim to vomit his vitriol.
If you want the book on Delay, Deny, Defend
https://www.amazon.com/dp/B086Z2HGWM?language=en_US&tag=topbox02-20
https://www.reddit.com/r/Unexpected/s/CQzjFUJuhw
Now this is funny. Next level funny.
Posted this would happen years ago. Would be great for seniors. https://youtu.be/J1GIF6VNipE?si=yWZ8nOYdnGN88PP3
Musk, Vivek and Trump can do sh1t
—
In fiscal 2023, for example, the federal government spent a total of $6.1 trillion, according to the nonpartisan Congressional Budget Office.
Of that $6.1 trillion, about $3.8 trillion was already off limits for cuts on day one, legally obligated to go toward mandatory spending programs like Social Security benefits for retired workers, Medicare coverage and veterans benefits.
After that, roughly $650 billion was set aside to pay the interest on the national debt.
This left $1.7 trillion for everything else, known as discretionary funding. $805 billion of this was spent on national defense, a largely untouchable pot of money. Finally, the remainder was divided up among the federal departments that perform much of the visible, daily work of government, agencies like FEMA, NASA, and Customs and Border Protection.
Finally, the remainder was divided up among the federal departments that perform much of the visible, daily work of government, agencies like FEMA, NASA, and Customs and Border Protection.
I laughed when I read “FEMA and Customs and Border Protection.” I just pictured some lazy, fat fuck doing little to nothing gorging on his tax-fed paycheck. That’s not to say someone isn’t doing something but I relayed my story many times of working for a city agency for four years and ultimately left because I didn’t want to take any more tax dollars to basically read newspapers all day.
Thank God for the DOGE movement, it’s time to clean out the attic and basement.
So, you agree that Elon and Vivek’s promise of cutting $2T was a smoke and mirrors trick that you fell for?
Or they didn’t know jack and made up the numbers for stupid fools like you to believe.
The gullible will be the first to feel the new regime.
If anyone has not seen Wild Wild Country, it may be high time. Not a direct correlation, but a good refresher on how mind games work. At least Osho was more sophisticated.
CEO assassin lookalike contest in NYC
https://x.com/PopCrave/status/1865506519808151643
Stunning, isn’t it? The greatest comeback in American political history appears to be a precursor of things to come. The level of optimism is off the charts. Many have said that the president-elect has done more in three weeks than the previous administration has done in four years. The only thing old joe accomplished was padding his pocket at the expense of his kid and then displayed no shame in pardoning him.
We’re about to see a Reaganesque type of presidency displaying strength on all levels here and abroad. Dignitaries around the globe are already kneeling to America’s resolve and will continue to do so. We’ve always been a beacon of opportunity and invention, despite attempts by leftist ideology to dismantle it. The reelection of Trump is a resounding about face at the hands of real Americans who’ve had enough of the circus illustrated by the progressive lefties. It’s now a take-no-prisoners attitude for fours and beyond.
Eddie, get off of ChatGPT, and say something real.
5:42 okay boomer.
EX: here you go……
https://www.youtube.com/watch?v=At9U9kOqXVc
Yassssss!! Morrissey playing New Years Eve here.
Tempting.
Shooters backpack found in central part was full of Monopoly money
They are not getting this guy.
Or it was planted by someone else.
Looks to be the same a gray backpack.
Use Kohberger as an example. Law enforcement was super quiet until they nailed his ass. You have to assume the same here. And they have 10x more to work with out of the gate.
Assad flees Syria as rebels close in on Damascus. Trump says it’s not the U.S. ‘s fight. I hope the indigenous Syrian Christians are ok, since these Islamic groups like to behead infidels. The U. S has under 1000 troops scattered over northern Syria. The Kurds get screwed again.
There is the real possibility that the perp himself is deeply sick and his time is very limited and he’s the victim of United’s greedy deny and delay machinations which might have destroyed any hope he had of overcoming the illness with timely care. So yes. He might not ever be found because he will pass away somewhere quietly and anonymously.
I can safely say that this United event is the equivalent of Columbine for school shooting. This was the starting shot, there will be way more to come. Plus this is a marker of where Americans stand regarding private health insurance and a great opportunity for any politician to push hard for Medicare For All.
It’s funny that Latin America’s financial elites love the Miami area because they feel safe and don’t have to have bodyguards watching their back. Even Brazil’s ex-president Bolsonaro was photographed in an Orlando area fast food restaurant without security detail about a year after he left office.
Those latin america elites know that in their country they are a target because of their actions. Now our american elites will feel the same target in their back because of their action, where are they going to go to feel safe? Musk’s Mars Palm Beach development?
BTW anyone looking at the Middle East. Talk about authoritarians screwing things up.
Ukraine war weaken Russia enough that could not come to the defense of Syria, which is being overrun by Turkey supported islamist rebels. Hamas’ Israel attack destroyed itself, severely weakened Hezbollah and Iran which could not come to the aid of their client Syria. So the Assad family got in a plane and fled probably to Russia after 50yrs in power.
The power center shifted from shiite Iran to sunni Turkey militarily. Now to see what happens in Iraq as the shiite militias are pushed back into Iran.
Trump is really dominating the foreign policy scene and he’s not even the president yet. Well, given his authoritative nature and command for attention, it’s really no surprise. His 1st term was to feel things out and unfortunately, Covid derailed a lot of his agenda. This term appears to be laser focused and the difference between the O’Biden regime and the democrat party overall is stark indeed. The progressive movement and their toadies are basically left for dead. The manner in which dems used people for votes for the last 60 years is dead. All races have entered the same lane now and it truly is becoming a rebirth of America.
Fixed it for ya.
Fast Eddie says:
December 8, 2024 at 11:35 am
All races have entered the same lane now and it truly is becoming a stillbirth of America.
Jill Biden loves Trump, that is she voted for him.
https://nypost.com/2024/12/08/us-news/jill-biden-appears-very-friendly-with-president-elect-trump-at-notre-dame-in-paris/
Enjoy !
CEO was living separately from wife. If she stood to lose from a divorce could have hired a hit. it was timed this perfectly knowing exactly when he left his room in the morning.
Regarding gun control, this may be the straw that gets congress to act. Its for the children.
Assad has been granted political asylum in Russia. Moscow is delightfully cold this time of year!
What a disappointment Jim.
I thought Trump was your Jesus not a mortal.
A murder every 30 minutes in the country and no one notices unless its a millionaire or a cute white girl.
It’s 2045, and America is ruled by a brutal dictator, whose family has not given up power for 20 years. The press is afraid of its brutal ruler. There’s retribution for any infraction. The house and the senate have puppets, ‘cuz no one can dare oppose the will of the ruler. Oligarchs control your every movement and there is puss y grabbing by the ruler and his close circle. AI agents dictate what you can and not do.
Will Americans revolt and have the balls to overthrow the govt?
Asking for a friend from the future.
RentL0rd says:
December 8, 2024 at 4:50 pm
It’s 2045, and America is ruled by a brutal dictator
________________________________________________________
You are one hell of a dreamer, never going to happen unless we are attacked by a foreign entity. Just because you are not a good American does not mean the rest of us are like you. Did you drink a little too much tonight?
Let ol’ Jim have his moment. Delusional Trumpers.
Jim, please define a good American (and no, it’s not your definition of a “good Christian”).
Thing is, we need to be honest here, Americans aren’t always so “good”.
RentL0rd says:
December 8, 2024 at 8:23 pm
Jim, please define a good American (and no, it’s not your definition of a “good Christian”).
A good American is someone like Daniel Penny, who stands up to fight for what’s right. Unlike yourself who constantly belittles other Americans.
Jim, You don’t know the difference between jingoism and patriotism.
And a country bumpkin who bests his chest whenever a conversation is inconvenient.
Back to the 2045 scenario I mentioned, I am drawing parallels to whats happening in Syria now. The likes of you are enablers of thugs and strongmen. This country is too young and you take its freedom for granted by giving power to someone like Trump.