With or without it

From the Record:

Tax break draws first-time buyers

Maryeth and Andres Valle of Cliffside Park figured they’d buy a condo at the end of this year — until they realized that if they signed a contract by April 30, they could take advantage of an $8,000 federal tax credit for first-time buyers.

“My husband said, ‘Why not jump on it now?’ ” said Maryeth Valle, a 26-year-old nurse. The couple recently signed a contract on a two-bedroom condo in Hackensack, and expect to qualify for the tax break.

“It was definitely a big factor,” she said.

With the deadline only days away, a number of North Jersey real estate agents say first-time buyers are rushing to qualify for the tax credit. (A $6,500 tax credit for repeat buyers appears to be drawing less interest, agents say.)

National statistics point to a rise in activity related to the tax credit deadline.

Existing home sales jumped 16 percent in March from a year earlier, the National Association of Realtors reported Thursday. And pending sales — those in which contracts have been signed — were up 19 percent in February, compared with a year earlier.

“There’s definitely a spike, especially in places like Clifton, where the prices are geared to first-time buyers,” said Tony Sanchez, a Weichert agent in Clifton.

More than half of the 20 North Jersey real estate agents interviewed by The Record say the tax credit has motivated buyers.

But at least half a dozen said the activity was less than they expected. High unemployment rates have held back many would-be home buyers.

“The tax credit has been a bust this spring unless you’re in the $350,000-and-under market,” said Barbara Weismann of Friedberg Properties in River Vale. “There are still folks who are waiting to take any action on buying a home. They have no concerns regarding interest rates, and fully expect that the longer they wait, the better values will become. And there are also many people who are in fear of losing their jobs.”

Other agents said the tax credit by itself is not enough to motivate buyers, unless they’re sure they’ve found the right property at the right price.

This entry was posted in Economics, New Jersey Real Estate. Bookmark the permalink.

402 Responses to With or without it

  1. Final Doom says:

    I’m really considering doing this. Plume, without dispensing legal advice, can you tell me whether this is hard or easy?

    WASHINGTON — Amid mounting frustration over taxation and banking problems, small but growing numbers of overseas Americans are taking the weighty step of renouncing their citizenship.

    “What we have seen is a substantial change in mentality among the overseas community in the past two years,” said Jackie Bugnion, director of American Citizens Abroad, an advocacy group based in Geneva. “Before, no one would dare mention to other Americans that they were even thinking of renouncing their U.S. nationality. Now, it is an openly discussed issue.”

  2. Final Doom says:

    Nothing says “Summer” like riots in Europe:

    “Riots erupting during workers’ protests over planned public spending cuts, just hours after Greek Premier George Papandreou sought emergency £35billion of loans from eurozone countries and the International Monetary Fund.

    The Greek government was finally forced to ask for international help after the cost of its borrowing spiralled to a new high, making it prohibitively expensive to borrow money to service existing debts.

    Leading members of Germany’s Christian Social Union, sister party in Bavaria to Chancellor Angela Merkel’s Christian Democrats, said Greece should be forced out of the euro.

    Leading CSU MP Hans-Peter Friedrich said: ‘Greece has not only a liquidity problem but also a fundamental growth and structural problem.’ He said that this should prompt Greek politicians to ‘seriously consider leaving the eurozone’.

    Werner Langen, head of the CDU/CSU group in the European Parliament, added: ‘I am extremely skeptical as to whether the aid package conforms with European Union law and the German constitution.

    ‘The real alternative is for Greece to leave the currency union and become competitive again via hard structural reforms.’

    Chancellor Merkel, whose country is the largest contributor to the Greek bail-out, has said she would be reluctant to help unless the stability of the euro was threatened and the Greek government implemented tough reforms.”

    http://www.dailymail.co.uk/news/worldnews/article-1268630/Greece-hit-new-riots-pressure-grows-quit-euro.html#ixzz0m9YGl1Yn

  3. House Whine says:

    Christie is going full throttle ahead:

    http://www.nj.com/news/index.ssf/2010/04/nj_gov_chris_christie_aims_to.html

    This StarLedger article discusses his proposal to cap the head of NJ non-profits salaries to 141k/yr.

  4. yo'me says:

    Breaking News

    •Greek Bonds Tumble Amid Speculation Germany May Hold Back on Bailout Funds

    •Stocks in U.S. Cheapest Since 1990 as Analysts Rush to Increase Estimates

    •Commodities, Stocks Gain as Profits Improve; Euro Weakens on Greek Concern

    •Bond Traders Declare Inflation Dead With Yields Below 2008 Crisis Levels

    •Goldman Sachs E-mails Spur Democrats to Push Efforts to Reform Wall Street

    •E.ON Is Said to Weigh Offers Received for Its $5 Billion Kentucky Utility

    •China’s Next Currency Shift May Help Yum!, Lenovo Balance Trade With U.S.

    •Clegg Says Brown Can’t Stay as Premier After Third-Place Finish by Labour

    •Papandreou’s Embrace of IMF Rescue Unites Greek Opposition, Angers Voters

  5. freedy says:

    the non profits have been out of control
    for many years. i know of one agency
    who has his significant other as the
    CFO, both are never around.

    CEO drive the new benz. still hiring people and they travel as if they are running a fortune 100.

  6. Mr hyde says:

    Doom 3

    that article is setting up the exit for Greece. No bailout even though they jeep hyping it, followed by some form of Greek default on it’s euro debts and the nation leaving the EU to go back on the drachma.

    It looks like Portugal is on deck for debt implosion as well.

  7. Mr Hyde says:

    Veto: from last night.

    perhaps we just need to agree to disagree.

    I agree with the following statement you made:
    if you want the lowest price you have to buy when nominal price is lowest.
    I agree on the basis that that is how you buy paying the least amount of $.

    But i disagree on the point of value. Buying a home at its lowest value requires that you consider inflation/deflation, i.e. adjusted prices.

    When looking at long term trends you are not looking at the overall value of the home when looking at nominal trends, only the $ cost.

    The point stands, that the price of homes in the 90’s were at their lowest around 1997 if you price them in terms of almost any thing other then dollars.

    The main difference between us appears to be point of view/goal.

    You want to see the $ value/trend of homes, and I want to see the net value/trend of homes. Similar goals but different outcomes.

  8. Mr Hyde says:

    Veto,

    Another question for you.

    During the 90’s RE Bubble deflation, RE dropped 13% nominally and 30% in real terms. Are you saying that you think 13% is the more accurate description of the event?

  9. JJ says:

    im a perfect ten

  10. Cindy says:

    http://us1.institutionalriskanalytics.com/pub/IRAMain.asp

    Reputational Risk: In Goldman Sachs We Trust

    excerpt –

    “We all seem to suffer a common, self-inflicted wound that can be summed up simply as a lack of trust. The lack of trust, in our view, stems from the breakdown in the rules which once governed and also limited the actors in the world of finance, particularly the rules regarding the creation and sale of securities. Banks, funds and the rating agencies all share the blame, but none more than the politicians in Washington and in the Congress who enabled this mess. Remember that as you watch the hearings before the Senate Permanent Subcommittee on Investigations this week.”

  11. Barbara "just wait till fall" Believer says:
  12. speedkillsu says:

    Keep the paychecks comming …Preschool chief gets $300,000 ..The executive director of a preschool and child-care agency serving several hundred Paterson schoolchildren is paid better than the city superintendent of schools.

    Williams is executive director of the B J Wilkerson Memorial Child Development Center. In fact, with a compensation package topping $300,000, Ron Williams is the highest-paid official at any midsize education non-profit in the entire state, according to federal tax forms.

    And the vast bulk of his salary comes from taxpayer funds
    http://www.northjersey.com/news/042310_Preschool_chief_gets_300000.html

  13. Cindy says:

    http://seekingalpha.com/article/200717-nine-years-worth-of-homes

    Nine Years Worth of Homes

    “Of course, banks could pick up the pace of sales, but the added supply of distressed homes would weigh heavily on prices – and thus boost their losses.”

  14. veto that - lawrence yun 'the panda', 'next fall' says:

    “I agree on the basis that that is how you buy paying the least amount of $.”

    Kettle, This is my whole point.

  15. veto that - lawrence yun 'the panda', 'next fall' says:

    “the price of homes in the 90’s were at their lowest around 1997 if you price them in terms of almost any thing other then dollars.”

    But why does that matter? Is it possible to buy a home with jars of peanut butter?

  16. Mr Hyde says:

    Veto,

    Perhaps we should discuss the issue over a beer sometime. I dont think we are that far apart on the mater, and most likely misunderstanding each other.

    And thanks, i always enjoy debating with you :)

  17. veto that - lawrence yun 'the panda', 'next fall' says:

    “You want to see the $ value/trend of homes, and I want to see the net value/trend of homes.”

    If you dont buy a home today, and instead you wait 5 years and invest the money in tbills (or whatever), you also need to take inflation out of the t-bills rate of return. That most likely means you will be investing that money at a negative real rate of return.

    you cant pick and choose what items you are going to inflation adjust.

  18. veto that - lawrence yun 'the panda', 'next fall' says:

    “i always enjoy debating with you :)”

    Mr H, who is debating?

    im always up for beer!

  19. safeashouses says:

    I think the big difference between now and 2007 is that houses are 20 to 30% lower in price and cosmetically much better. Alas they all seem to have some serious issues or be in very poor locations, (water damage, foundation is suspect, on a busy road, backs to a train, or under a transformer.

    I think if we really want to buy this spring/summer, I could go for a house in great shape on busy road or very near one in a good town if you can walk to the train/bus station and downtown in a few minutes. Otherwise I see zero sense to living on or near a busy road.

  20. veto that - lawrence yun 'the panda', 'next fall' says:

    At malls from New Jersey to California, shoppers are snapping up electronics and furniture, as fears of joblessness yield to exuberance over rising stock prices. Tractor trailers and railroad cars haul swelling quantities of goods through transportation corridors, generating paychecks for truckers and repair crews.

    On the factory floor, production is expanding, a point underscored by government data released Friday showing a hefty increase in March for orders of long-lasting manufactured items. In apartment towers and on cul-de-sacs, sales of new homes surged in March, climbing by 27 percent, amplifying hopes that a wrenching real estate disaster may finally be releasing its grip on the national economy.

    After the worst downturn since the Great Depression, signs of recovery are mounting — albeit tinged with ambiguity. Despite worries that American consumers might hunker down for years — spooked by debt, lost savings and unemployment — thriftiness has given way to the outlines of a new shopping spree: households are replacing cars, upgrading home furnishings and amassing gadgets.

    Many economists estimate that consumer spending — which makes up some 70 percent of American economic activity — swelled by 4 percent during the first three months of the year, more than the double the pace once anticipated. Some have nudged upward their estimates for economic growth to more than 3 percent this year.

    Still, much of the improvement appears the result of the nearly $800 billion government stimulus program. As that package is largely exhausted late this year, further expansion may hinge on whether consumers keep spending. That probably depends on the job market, which remains weak.

    “The recovery is under way, and it’s better than expected, but it hasn’t become self-sustaining because the job market hasn’t developed yet,” said Mark Zandi, chief economist at Moody’s Economy.com. “I don’t think we’re there yet.”

    “I’m feeling very optimistic,” he said. “People are just far more interested in spending money.”

    So, there he was, shopping for an iPad.

    On the other side of the country, at the Garden State Plaza mall in Paramus, N.J., Marie Bauer, who sells clothing for a living, was feeling similarly emboldened.

    “I’m working more now,” she said. “I bought myself a watch.”

    http://www.nytimes.com/2010/04/26/business/economy/26econ.html

  21. veto that - lawrence yun 'the panda', 'next fall' says:

    Is it too early to call quote of the day?

    “I’m working more now,” she said. “I bought myself a watch.”

  22. veto that - lawrence yun 'the panda', 'next fall' says:

    But at a Porsche dealership in downtown Los Angeles, the sales manager, Victor Ghassemi, has seen sales rise by about 5 percent in recent weeks, a trend he attributes to rising stock portfolios.

    “People get tired of holding on to their money, or just sitting at home and not doing anything,” he said. “People love to shop. And you take that privilege away from somebody, it lasts about a year. Eventually, people want to come back. They want to buy new merchandise, a new product, to make them feel really good about themselves.”

  23. veto that - lawrence yun 'the panda', 'next fall' says:

    Still to come, he added, is a wave of spending from American businesses.

    “They are awash in cash,” Mr. Barbera said. “They’re in a position to step up spending across the board.”

    Technology companies are already benefiting from strong consumer growth. Sales of PCs rose more than 5 percent last year, trumping analysts’ predictions of double-digit declines.

    This month, Intel, the world’s largest chip maker, reported its highest first-quarter revenue in history. Google added about 800 jobs over the first three months of this year, and Amazon has added 1,800. Intel plans to hire 1,000 to 2,000 employees this year.

    Silicon Valley is already cashing in on the return of Wall Street, as trading houses fold profits into new high-speed computer systems aimed at securing a competitive edge.

    Global trade holds promise. At the Port of Portland — a major shipping point for commodities harvested as far east as the Great Plains — the tonnage of goods swelled by 42 percent during the first three months of the year compared with a year earlier. Minerals like soda ash — an important industrial ingredient to make glass and detergent — increased by 93 percent.

    Activity here and at ports along the Pacific coast is generating business through related industries. Rail freight traffic was up nearly 8 percent in March from a year earlier, according to the Association of American Railroads.

  24. Thanks for sharing. Love coming and seeing the great posts and always entertaining conversation that ensues.

  25. veto that - lawrence yun 'the panda', 'next fall' says:

    S+P Could Hit 3000 by 2020! Bull Market Far from Over

    Jon Markman urged investors to go long in December. Fast forward four months and we all know how the market has surged. Friday, the markets edged even higher, with the Dow up for the eighth-consecutive week.

    “It’s still the right thing to be long,”, citing still-low interest rates, strong investor appetite for corporate bonds and stubborn disbelief from the bears. “This is the most morose bull market in history,” says the author and Marketwatch columnist.

    Room for growth. “If the public doesn’t get on board with this bull market, the companies are going to do it themselves both by buying other companies, and bidding up the market that way, and buying back their own stock,” Markman says.

    Translation: The upside hasn’t all been priced into the market yet and it’s not too late to jump on board the train.

    S&P 3000. Reflecting on financial history and last round of massive government stimulus in the early 1990s, after which the S&P rose five-fold, Markman says the S&P could hit 3000 by the end of the decade. Recalling “Something along those lines could happen again,” he says.

    Follow the leaders. So where to start now as an investor? Think leaders such as Apple (AAPL), which at 12 times projected 2011 earnings is trading at a “ridiculously low” valuation, Markman says. He also likes Boeing (BA), insurance players and regional banks.

  26. Mr Hyde says:

    Veto,

    I am still curious. Do you think the 13% nominal drop in home prices or the 30% real drop in home prices is most representative of the real world event that took place?

  27. JoeR says:

    “This StarLedger article discusses his proposal to cap the head of NJ non-profits salaries to 141k/yr.”

    Giordano, the CEO/Executive Director of the not for profit NJEA brings in 550K/yr.

    I wonder if this had anything to do with the new proposal?

  28. Final Doom says:

    BETHESDA, Md.–(BUSINESS WIRE)–ProShares, the leading manager of leveraged and inverse ETFs, and KBW (NYSE: KBW – News), the largest full-service investment bank specializing in the financial services sector, announced today the launch of the first ETFs providing leveraged or inverse exposure to the regional banking sector.

    The ETFs seek to provide 200% or -100% of the return of the KBW Regional Banking IndexSM for a single day, before fees and expenses. The KBW Regional Banking Index, the most widely used benchmark for U.S. regional banking stocks, was created and is managed by KBW.

    The new ProShares ETFs, Ultra KBW Regional Banking (KRU) and Short KBW Regional Banking (KRS), will list on NYSE Arca today.

    “We’re pleased to provide investors with ProShares ETFs on the regional banking sector,” said Michael L. Sapir, Chairman and CEO of ProShare Advisors LLC, ProShares’ investment advisor. “Many investors follow regional banking stocks, and these ETFs provide them with additional tools to act on their views.”

  29. veto that - lawrence yun 'the panda', 'next fall' says:

    Kettle,
    Its a fact that nj nominal home prices dropped 15% from 1988 to 1991.
    (using cs index as a meaure).
    This is the effect that would be recorded on someones bank statements and personal financial statements. This is what will determine if you have equity or ‘being upside down’. This is what will determine your unrealized profit and what will effect your net worth.

    The topic of inflation introduces the depletion of buying power of a dollar over time but it also pushes asset prices up.

    http://www.scribd.com/full/28392893?access_key=key-24zzocdfqbe8cbg0u4ou

  30. JJ says:

    Kodak still rocking the house, ever since last year when we had that spirited conversation on whether Kodak was dead or not is has been straight up.

  31. Final Doom says:

    hyde (9)-

    Maybe veets has become a Realtor.

  32. veto that - lawrence yun 'the panda', 'next fall' says:

    I doubt that the tax credit expiration will have much effect on prices. Maybe a little.

    imo the remainder of the correction is going to arrive when we see a 200 bps + rise in mortg rates.
    Nail in the coffin for prices.

  33. Final Doom says:

    veets (16)-

    I bet I can buy anything available for sale in the US right now with gold or silver.

  34. veto that - lawrence yun 'the panda', 'next fall' says:

    “Maybe veets has become a Realtor.”

    Nah. Most realtors dont want to believe prices will crash another 10% or more.

  35. Final Doom says:

    veets (24)-

    I’m pissing on my feet every day and telling myself it’s raining.

    “I’m working more now,” she said. “I bought myself a watch.”

  36. Final Doom says:

    Best quote I saw last week was the one where somebody said that buying AAPL at these prices is essentially selling life insurance on Steve Jobs.

    IMO, anybody buying into equities at this point pretty much fits the profile of “greater fool” to a T.

    “Follow the leaders. So where to start now as an investor? Think leaders such as Apple (AAPL), which at 12 times projected 2011 earnings is trading at a “ridiculously low” valuation, Markman says. He also likes Boeing (BA), insurance players and regional banks.”

  37. Final Doom says:

    hyde (27)-

    Trick question. Nothing is real.

  38. veto that - lawrence yun 'the panda', 'next fall' says:

    34 – sure you can barter with alot of people. And not just with gold.
    But try paying for your happy mail in gold chips and the toothless manager will throw you out or call the cops.

    But if you are referring to real vs nominal home values, remember that inflation adjusted prices and gold adjusted prices are different things.

    Sure gold is an inflation hedge but its also speculative. Gold prices have gone down on a real basis in the past for long periods of time.

  39. Final Doom says:

    veets (39)-

    Gold simply is.

    Gold is also money.

  40. veto that - lawrence yun 'the panda', 'next fall' says:

    “Nothing is real.”

    Unfortunately, we dont get the choice to buy with todays dollars or dollars from another era.
    We can buy today or not buy today. In real life, those are the choices.

  41. Final Doom says:

    Why do so many gubmints and financial institutions have such a desire to manipulate and/or suppress the value of gold?

    I do not even care about the answer to this question, as the bigger answer is that for whatever reason, gold is on sale every single day.

  42. Final Doom says:

    veto (41)-

    If I buy a real asset today with Monopoly money, can I lock in a promise to be cashed out in the future with an equivalent, priced-to-sale date nominal value in gold?

  43. young buck says:

    Article says “nonprofit social service agencies that do business with New Jersey”

    NJEA isn’t a social service agency…

    28. JoeR says:
    April 26, 2010 at 9:34 am
    “This StarLedger article discusses his proposal to cap the head of NJ non-profits salaries to 141k/yr.”

    Giordano, the CEO/Executive Director of the not for profit NJEA brings in 550K/yr.

    I wonder if this had anything to do with the new proposal?

  44. Final Doom says:

    NJEA is a criminal racket.

  45. veto that - lawrence yun 'the panda', 'next fall' says:

    “Gold is also money.”

    yeah i guess that is prob true as money is a relative term depending on who will accept it.
    for those who pay their rent with services to their and lord, a few turns in the sack is money too. lol.

  46. Comrade Nom Deplume says:

    [2] Doom

    Renunciation is easy and hasn’t changed. What has changed is the tax treatment, and the HEART Act has totally altered the landscape there.

    Understand that renunciation is likely irrevocable, inasmuch as the USG can deny you citizenship, or even a visa, if they think you are a taxpatriate (though with the HEART legislation, that is a harder thing to prove).

    There are also ways to postpone or ameliorate the “exit tax” provisions.

    Timing is also an important factor, and you should have an expert review your tax profile to see if now is a good time to take this step. For example, if you have investments you intend to hold because you expect them to appreciate, but have no gains, that augurs for renunciation.

    There are also FIRPTA issues, which I am sure you are already familiar with.

  47. Comrade Nom Deplume says:

    Tax News of the Day:

    Note to the Fat Man: Kill or be killed; poach or be poached.

    “Delaware Tax Credit Proposed to Reward
    Firms That Recruit Out-of-State Employers

    PHILADELPHIA—Legislation (H.B. 380) introduced in the Delaware House April 22 with the governor’s support would offer tax credits to existing Delaware businesses that convince out-of-state firms to relocate to Delaware.

    Under the bill, the Delaware “sponsor” and the out-of-state employer each would be eligible for a $500 tax credit annually for three tax years for each new full-time job the newly recruited business creates in Delaware.

    The aggregate amount of tax credits awarded each year to sponsors and new businesses would be capped at $3 million.

    “If a Delaware business is able to convince their suppliers, their customers, or their business partners to locate in Delaware, that’s something we should reward,” Gov. Jack Markell (D) said in a statement. “This incentive could get more people to work to get more people working. It makes financial sense for our budget, economic sense for our families, and common sense for our future. . . .”

    /snip

  48. veto that - lawrence yun 'the panda', 'next fall' says:

    yes monopoly money buys houses.
    just look at credit standards of 2005 for proof of that.
    They shouldnt even be called liar loans because the borrower would point blank tell the loan officer, “i aint never gonna pay that sh !t back.”

  49. veto that - lawrence yun 'the panda', 'next fall' says:

    We will know that sellers have capitulated when the asking price of 50 year old capes are quoted in bushels of wheat.

  50. Mr Hyde says:

    Veto,

    I am still confused, i must be slow today.

    You cannot directly compare a price in 2010 to a price in 1990. Without adjusting them you are comparing apples to oranges. On a short enough time span, perhaps a few years in a low inflation environment, you can get away with ignoring the inflationary effects.

    Ignore the personal balance sheet for the moment, as the average individual is not going to account for inflationary effects in their balance sheet either way, negative or positive.

    Correct me if i am wrong, but you seem to be insisting you can directly compare 1990 to 2010 prices, 1:1, without adjusting for inflation is incorrect. 1$ in 1990 IS NOT equal 1$ in 2000.

    Your argument is based entirely on the quantity of $ not the value. If the dollar was not fiat this would be a moot point, but since it is fiat then this is a very real effect.

    Lets make and easy/extreme example. Lets assume hyperinflation. a 200K home in 2010 now costs 800K in 2012 in nominal $ but is flat in adj real $. lets further assume that i have managed to break even on my investments/savings in terms of inflation.
    In this scenario then value of the home has not changed. The $ has devalued but the value of the home has stayed flat.

    The best way to purchase in the long term is to buy as close to the minimum value as possible not the lowest price, assuming that you manage your finances/assets from a value perspective and not $ quantity perspective.

    From your $ quantity perspective, you now feel rich because you sold you home for 300% more then you paid for it. The only problem is that those $ are worth only a fraction of the what they were in 2010. You cannot buy 300% more stock, 300% more doritos or 300% more gold. The 300% is not an increase in value, only in quantity.

  51. joyce says:

    Gov Christie to cap non-profit salaries… comments section:

    frank1010
    Posted by frank
    April 25, 2010, 10:59PM

    How about this all state workers and teachers and anyone else getting payed by the state of NJ get fired, then we all can collect unemployment at you so called tax payers expense and not have to a job we were hired to do. Just because some of you fell over taxed and are no longer working find someone else to complain about. You do not like the teachers, state workers or the men and women who have chosen to work in state jobs then move out and live somewhere else. We are not “robbing” you blind we work hard to keep this state running, fixing your streets teaching your dumb kids and keeping you safe from crime. So if you do not like it move out. we did not creat this but we have a contract with the state that was worked out and singed in very good fath. We all have to pay taxes and bills so it is not right to say we are making “fat” wages and getting payed for doing nothing or hiding behind the chirlden, we all should be supportive of each and every one in this time and for raking the teachers over the coles was worong, thay work very heard to teach the chirlden some have not had contracts nor any form of a rase in 2 to 3 yeas so we should have supported the teachers insted of pushing them under the school bus.

    (that was maybe the most retarded comment ever)

    Posted by johnst5qxz
    April 26, 2010, 10:29AM

    Frank,
    I live and work in NJ. I do feel overtaxed. I feel if we are going to have public services that are shared by a lot of people, we should have user fees for people that use them (e.g. a gasoline tax that goes to maintenance of roads). If we want to have mandatory police/fire/emergency taxes, I would be fine with that… but it should be paid from all residents equitably. Aside from that, user fees for everything is what I think is best.
    That being said, do you realize what would happen if every non-public employee left the state? If there was no one left besides, police, fire, teachers, not-for-profit agencies… where would the funding come from to operate these entities? Unfortunately, the state government cannot print money like the FEDs, so the answer is ‘nowhere’ There would be no money left for your government salary, benefits, and pension. Please realize how illogical and stupid your comment was.

    (someone who gets it)

  52. Shore Guy says:

    I don’t know if anyone posted anything about this in recent days but, the feds raided the home and office of the Toms River Schools superintendent (Friday, I think). The guy lives a house away from the Ocean in Seaside Park (over 4,000 sq. feet), and drives a Benz. The Asbury Park press has photos. The house is on 11th and it is amazing.

    One wonders whether the raid has anything to do with him possibly supplementing his income.

  53. Comrade Nom Deplume says:

    [2] doom

    Of course, reading the tea leaves and knowing when to pull the trigger is paramount when it comes to expatriation. The trick is to be well ahead of the curve on this topic.

    Otherwise . . . .

    http://www.youtube.com/watch?v=Vj_ImnJrOA0&feature=related

  54. Comrade Nom Deplume says:

    [53] shore

    Where you been? It has been all over the news, and thus all over the NJREReport.

    Remember, we bring you the news before it happens.

  55. Shore Guy says:

    Nom,

    Or one ends up like the people in the movie Cassablanca (the leading banker from Amsterdam working as a pastry chef).

  56. Shore Guy says:

    I was out of pocket as it were.

  57. Comrade Nom Deplume says:

    [52] joyce

    Wouldn’t it be hysterically funny if Frank1010 turned out to be a teacher?

  58. Shore Guy says:

    Nom,

    That clip describes the scene as the embassy. As I recall, it was actually a CIA building, which they were happy to have improperly described by the press.

  59. Libtard says:

    JJ (Kodak):

    For what it’s worth, Kodak is having problem supplying us printing plates. I’m not sure how this plays into their long-term fundamentals, but we are inches from signing a contract with Fuji. Kodak has been major fail from my anecdotal perspective. Plus, two of the three sales people I know from Kodak are alcoholics.

  60. All "H-Train" Hype says:

    Good Morning:

    If you need a little chuckle this morning, please refer to the following link. Enjoy!

    http://www.realtor.com/realestateandhomes-detail/Denville-Twp_NJ_07834_1117708969

  61. Shore Guy says:

    ““My husband said, ‘Why not jump on it now?’ ” said Maryeth Valle, a 26-year-old nurse. ”

    And John let this slide?

  62. make money says:

    I do not even care about the answer to this question, as the bigger answer is that for whatever reason, gold is on sale every single day.

    Clot,

    Spot on.

  63. Shore Guy says:

    Stu,

    Web presses?

  64. Comrade Nom Deplume says:

    [59] shore

    Clot and family cross newly-fortified border into Canada:

    http://upload.wikimedia.org/wikipedia/commons/3/3b/Swj02-vi.jpg

  65. Shore Guy says:

    Checkpoint Dudley?

  66. Juice Box says:

    Oops!

    Equity Investment management firm AXA Rosenberg LLC has found an error in its risk-modeling program that caused it to understate some common risks in its portfolio optimization system, according to a letter to investors posted on the company’s website.

    The coding error was discovered in late June 2009 and was fixed between September and mid-November, the company said.

    The letter, dated April 15, said that senior officers at AXA did not report the error in a “complete and timely manner” in violation of the firm’s policies.

    AXA Rosenberg founder Barr Rosenberg will take a 30-day leave of absence and Thomas Mead, director of the firm’s research center, will step down from his position within one year, the company said.

    The company said it might not be possible to determine if the error had any significant effect on its performance. Outside experts were hired to conduct an assessment on the portfolio’s returns, the company said.

    AXA Rosenberg managed more than USD 70 billion in assets for about 270 clients, including corporations, pension funds and endowments as of December 2009, according to the company’s website.

    The Marin County Employees’ Retirement Association on Thursday decided to pull its USD 16.5 million investment in an AXA Rosenberg international small-cap portfolio, according to a report in the Wall Street Journal.

  67. Mr Wantanapolous says:

    Hyde[7],

    We will be bailed out. European banks own too much of our debt. In addition to this, fedco has approx 1T in swaps with European banks. Angela is just delaying the inevitable.

  68. Libtard says:

    Shore Guy.

    “Web presses?”

    Why yes.

  69. Comrade Nom Deplume says:

    [66] shore

    Funny.

    Now does anyone know what will clean coffee off a computer screen?

  70. relo says:

    Is deed-in-lieu or short sale really “avoiding foreclosure” from a credit worthiness standpoint?

  71. Comrade Nom Deplume says:

    [71] relo

    From the article, here is all you need to know about why.

    “The new policies from Fannie, a government-backed mortgage-finance company . . .”

    Shouldn’t that be “government-owned”?

    That said, this is an expansion of welfare through a different channel. Just as the politics of disaster means that every declaration invites an entitlement, so too will every new difficulty and hardship.

    Of course, this rewards, and indeed invites, orderly strategic defaults. I believe that this administration wants this to happen—the banks are not moving fast enough on write-downs, so suddenly a government controlled entity is arranging things so that the banks will be forced to do so?

  72. Shore Guy says:

    relo,

    I bet they are better, as they are each a negotiated deal, wheras a FK is a unilateral FU.

  73. relo says:

    22: Veet

    This is the quote of the moment:

    “People love to shop. And you take that privilege away from somebody, it lasts about a year. Eventually, people want to come back. They want to buy new merchandise, a new product, to make them feel really good about themselves.”

    Granite improves my self-worth, if not my net-worth. All hail the Jonses.

  74. relo says:

    or Joneses.

  75. Al "The Thermostat" Gore says:

    52.

    Joyce,

    That is the unbelievable view point of those losers. The reason people teach is because they are too weak or incompetent to handle the real world.

    The 3 levels of laziness and incompetence.

    1. If you cant handle the private sector teach.
    2. If you cant handle teaching then work for the gov.
    3. If you cant handle waking up and sitting at a desk all day obstructing productive behavior by others then go on the dole.

    My local board of indoctrination told the taxpayers “if you dont like the budget move.”

    We know how that turned out last Tuesday. Line those UN pedophile pieces of trash up and dump them on the street where they belong.

  76. Juice Box says:

    WTF is going on in Chicago?

    Two Illinois lawmakers say violence has become so rampant in Chicago that the National Guard must be called in to help.

    Chicago Democratic Reps. John Fritchey and LaShawn Ford made a public plea to Gov. Pat Quinn on Sunday to deploy troops.

    The request comes amid a recent surge in violent crime, including a night last week that saw seven people killed and 18 wounded, mostly by gunfire.

    Fritchey says Chicago has had 113 homicide victims this year. He says the police department has done a commendable job, but its resources are stretched thin.

    Chicago Police Supt. Jody Weis says he appreciates the lawmakers’ frustration and willingness to help, but doubts the National Guard is the best answer.

    A message left for Quinn wasn’t returned Sunday.

    http://www.washingtonpost.com/wp-dyn/content/article/2010/04/25/AR2010042503518.html

  77. Al "The Thermostat" Gore says:

    78.

    Juice,

    Chicago is bad but whats going on throughout the southern border is nothing short of war.

    The drug cartels are using IEDs now.

  78. veto that - lawrence yun 'the panda', 'next fall' says:

    Hyde,

    A guy bought a home in 1991 (the nom low) for $200K.
    A lady bought an exact same type of home in 1998 (iflation adjusted low) for $300k.
    They both sold in 2010 for $500k.

    The guy made a $300k profit and the lady made a $200k profit.

  79. Shore Guy says:

    Here is a thoughr for Chicago, cut your budget in other areas and hire more cops. Why should the rest of the state bail out your bad budget management?

  80. chicagofinance says:

    relo: it really is pathetically horrible on so many levels….

    relo says:
    April 26, 2010 at 11:37 am
    22: Veet
    This is the quote of the moment:
    They want to buy new merchandise, a new product, to make them feel really good about themselves.”

  81. Painhrtz says:

    Al yet our troops guard Afghanistan and Iraq. all hail the upsidedownism of the modern world.

    It is all going to end so badly. Get out of the cities

  82. Outofstater says:

    #78 And don’t forget the politics of the Dems’ request that will play out all over the country – “Don’t cut our salaries or benefits or you’ll have to call out the Nat’l Guard to protect you from the inevitable chaos that will ensue.” Here’s another thought – how about the taxpayers pay for the services they want, like police, fire and teachers, but at the price they can afford?

  83. Painhrtz says:

    Some lovely supporting evidence for Al’s statements above

    http://abcnews.go.com/Blotter/story?id=7163198&page=1

    got ammo?

  84. veto that - lawrence yun 'the panda', 'next fall' says:

    “Granite improves my self-worth”

    Relo –
    I was expecting to read this in that article:
    “The value i place on myself is directly related to how much money i spend on my kitchen upgrade.
    I love my stainless steel appliances more than my grandparents.”

  85. House Whine says:

    86- As far as appliances go my grandparents were glad to have anything better than an ice-box! Personally, I don’t even like how the stainless steel looks in certain kitchens. It doesn’t fit in at all with the cabinets. Of course, this comes from someone who has been willing to live with a 15 yr. old white refrigerator which is currently leaking some water into the vegetable bins. I am too cheap to replace it because otherwise it runs perfectly.

  86. veto that - lawrence yun 'the panda', 'next fall' says:

    hw, 87

    i pitty you.

    you will never know true happyness until you can open at your credit card statement and see balances with three or four zeroes.

    puhhh.

    you prob rent too.

  87. Qwerty says:

    Veto @ 9:23am, that story never would have appeared in the NY Times if GWB was in the White House.

    For the NY Times, it’s “anything for the home team.”

  88. veto that - lawrence yun 'the panda', 'next fall' says:

    im looking for an upward explosion in the stock markets so great that it will push the indeces up tens of thousands of points in the matter of hours.

    In this scenario, AAPL will be trading at one million dollars.

  89. veto that - lawrence yun 'the panda', 'next fall' says:

    Before anybody buys stocks, i recomend that you wait until congress passes ‘cash for clunkers part deux’, which will give you 30 cents on the dollar for all your long positions.

    Yes this will also apply to trading pink sheets.

    No link. This is all heard through the grapevine. From my sources. And a conversation i overheard in the elevator.

  90. House Whine says:

    88- Funny. I don’t rent, but I grew up renting. I live beneath my means mostly because I am too chicken to do otherwise. Very boring, I know.

  91. Qwerty says:

    Shore @ 10:51am, that house is like the mink coats bought after the Lufthansa heist in “Goodfellas.”

    http://www.nj.com/news/index.ssf/2010/04/search_warrants_are_executed_f.html

  92. Al "The Thermostat" Gore says:

    “WASHINGTON D.C.—Central Intelligence Agency director Leon Panetta told 300 Sacramento Metro Chamber Cap-to-Cap delegates that the next “Pearl Harbor” is likely to be an attack on the United States’ power, financial, military and other Internet systems.”
    http://www.sacramentopress.com/headline/25185/CIA_Director_tells_CaptoCap_delegates_Cyber_attack_could_be_next_Pearl_Harbor

    I wish these punks would make up their mind. It would make the perfect scenario for a bank holiday and dollar devaluation then blamed on so called terrorists.

  93. Comrade Nom Deplume says:

    [93] qwerty

    I think someone else made that same comparison, only they referenced the pink cadillacs.

  94. Comrade Nom Deplume says:

    [21] veto —

    “At malls from New Jersey to California, shoppers are snapping up electronics and furniture, as fears of joblessness yield to exuberance over rising stock prices.”

    I am not surprised that folks are snapping up goods, particularly durables, but I don’t think they are humming “Happy days are here again” while they do it.

    Instead, like me, I think they are doing so because they are cheap now, and because they fear inflation.

    I have felt that a deflationary period would be brief, and would end when inventories were pared, which is becoming the case. But once employment starts to tick down, or the feds run the printing press 24/7 (or both), I think we are in for 70’s style inflation.

    The rush to beat future price increases has spurred my buying of late, and I am sure I am not alone.

  95. veto that - lawrence yun 'the panda', 'next fall' says:

    This is a trick question for the board.

    Who is more credit worthy?
    AAPL or the US Govt.

    Assume ipad sales double yoy.

  96. JJ says:

    AIG is more credit worthy than apple on a risk/reward basis.

  97. Final Doom says:

    al (77)-

    Were I not an anarchist, I’d suggest you and me running on a ticket. We could do some damage.

  98. Comrade Nom Deplume says:

    [2] doom

    I realize I did not answer fully your question before.

    Expatriation isn’t hard but there are documents that must be handled precisely lest the feds simply refuse to accept your expatriation. In fact, this may account for a decent portion, and reason for, the backlog at State.

    There are also filing requirements that must be observed post-renunciation in order to make it effective.

    Once you decide if you are serious, then we should talk. Before then, it is merely an academic exercise.

    And when Angie Kaminiski in Philadelphia prints your name on the quarterly IRS release, then we’ll know Clot has Left the Building.

  99. Final Doom says:

    veets (98)-

    In that scenario, is Steve Jobs dead or alive?

  100. Comrade Nom Deplume says:

    [100] doom

    Just remember, when you try to re-enter the country and they ask you if you advocate the overthrow of the U.S. by force or violence, . . .

    It isn’t a multiple choice question.

  101. veto that - lawrence yun 'the panda', 'next fall' says:

    97 – excellent. more inflation discussion. lets beat this dead horse until it runs out of blood.

    So, with inflation, its better to buy sooner rather than later? but why dont you just wait until the inflation adjusted low a few yrs later and then buy the flat screen tv at double the price?

  102. Final Doom says:

    juice (78)-

    And to think that people here call me crazy when I talk about rampant street violence in the US this Summer.

    Hell, it’s only Spring, and the 2nd largest city in the country is turning into fcuking Mogadishu. Wait ’til it’s about 112 degrees in the middle of July there.

  103. veto that - lawrence yun 'the panda', 'next fall' says:

    “In that scenario, is Steve Jobs dead or alive?”

    umm, for simplicity sake, lets assume that you still cant tell.

  104. Final Doom says:

    chi (82)-

    And just to think: your clients and my clients only need to trash you and me in order to feel better. :)

    I think of those fcuks in Califon all the time. I hope their shitbox burns down with them in it.

    “They want to buy new merchandise, a new product, to make them feel really good about themselves.”

  105. Comrade Nom Deplume says:

    [104] veto

    ” why dont you just wait until the inflation adjusted low a few yrs later and then buy the flat screen tv at double the price?”

    I’m not that smart.

  106. Comrade Nom Deplume says:

    [106] veto

    ““In that scenario, is Steve Jobs dead or alive?”

    umm, for simplicity sake, lets assume that you still cant tell.”

    “Weekend at Stevie’s”?

  107. chicagofinance says:

    The end is nigh…..
    WSJ
    NEW YORK
    APRIL 26, 2010

    Rats Mob The Upper East Side
    By ANDREW GROSSMAN

    An army of rats is scurrying into apartments, stores and even car engines on a stretch of the Upper East Side—and locals blame blasting for the Second Avenue subway project.

    The infestation has left residents of the East 90s along Second Avenue with what they say is the worst rat problem in decades. Things get especially ugly at night, says Walter Johnson, a 60-year-old maintenance worker.

    “It looks like the street’s moving,” says Mr. Johnson, who has lived on 93rd Street east of Second Avenue since 1976. “It’s just wild. You can’t imagine how infested this place became.”

    T & Y Groceries on Second Avenue has been confronting rats since digging on the subway started three years ago, employees say. Early on, rats ate through plastic packaging to get at food stacked on shelves. Now, the store stocks merchandise in plastic bins to keep them out, says employee Harsh Patel.

    Residents’ squeaking recently spurred the Metropolitan Transportation Authority to look into the problem. But the contractor managing the project and an exterminator concluded in March that despite signs of rats throughout the neighborhood the major source of the problem likely is an abandoned building on Second Avenue. The contractor, S3 Tunnel Constructors, is a joint venture between Skanska AB, Schiavone Construction Co. and J.F. Shea Co.

    The blasting “may be exacerbating a pre-existing condition,” the contractor wrote the MTA, recommending that the building be cleaned, baited and sealed and that other building owners take steps to fight rats.

    A survey didn’t find evidence of rats in the work zone near 92nd and 93rd streets, the contractor wrote. The MTA has been excavating a giant cavern beneath Second Avenue between 91st and 95th Streets that will serve as the launching area for a tunnel boring machine.

    MTA spokesman Jeremy Soffin says the contractors have a rodent-control program in place that includes bait and traps within the construction zone. “We believe that we’re doing what’s required,” Mr. Soffin says.

    It’s hard to pinpoint the single cause of any rat infestation. Experts say rats, like humans, want to be near food sources and won’t move out of their homes if they don’t have to.

    The effects of large explosions night after night on rats aren’t well documented, says Bobby Corrigan, a rodent expert who consults for the city’s Department of Health and Mental Hygiene.

    “The public has the perception that if there’s construction, there’s going to be rats,” he says. “There’s never any scientific evidence to show those two things are correlated.”

    Says Rich Miller, owner of Broadway Exterminating Co. Inc. on the Upper West Side, “Lots of them will be killed during the construction. But lots will get away, and they’re going to be looking for new and better places to go.”

    One place is under the hood of LeRoy Washington’s brown Toyota Avalon. When alternate-side parking rules were suspended around Easter and Passover, Mr. Washington left his car in front of 318 E. 93rd St. for almost a week, he says.

    One morning around 9 a.m., Mr. Washington says, he had to take his wife to the dentist. But when he turned the key, the car started to shake and people on the street shrieked, he says. Seven rats ran out from under the front of the car.

    When Mr. Washington shifted into reverse, two more ran out. Mr. Washington says he was able to drive his wife 14 blocks south to the dentist and back, but the car was shaking so much he decided to have it towed to a dealership in New Rochelle.

    “My dashboard was lit up like a Christmas tree,” he says. “‘Check engine, check oil, check everything.'”

    The rats had chewed wires under the Toyota’s hood, and started to build a nest from paper, he says. The smell of urine was strong.

    “I’m not saying that there’s never been rats in this neighborhood,” says Mr. Washington, 63 years old, who has lived in the area since 1970. “But it’s never been like this.”

    Plans call for the first phase of the project—which will connect a station at 96th Street and Second Avenue to the existing station at Lexington Avenue and 63rd Street—to be finished by late 2016, but federal officials say that it could take until 2018.

    The prospect of eight more years of subway construction spurred Tara Reddi, a three-decade resident of 93rd Street, to form a block association. One top priority: fighting rats.

    “We are, until 2018, in a living hell,” she says.

  108. veto that - lawrence yun 'the panda', 'next fall' says:

    “The rush to beat future price increases has spurred my buying of late, and I am sure I am not alone.”

    Nom, this pretty much describes my ira investment strategy.

  109. Al "The Thermostat" Gore says:

    Nom,

    Just for old times sake regarding inflation/deflation.

    Gold wins either way. If the inflationists are correct then we could see DOW 20k which is why Im in with my stops.

    I take no stance and I watch both the deflationists and the inflationists.

    One thing is for sure. The dollar will be devalued 30-50% whether it be by bank holiday/gradualism/or plaza accord type meeting.

  110. relo says:

    74, 96 – Shore & Clot,

    I understand that there may be a difference on the home ower’s credit score and there may be a benefit to the bank in avoiding FK. I just find it curious that FHA, etc. stratifies what, at the end of the day, is non-payment of a debt.

  111. Comrade Nom Deplume says:

    More Tax News of the Day: Gravy train kept a rollin’ all night long.

    “IRS Announces Extension of COBRA Subsidy Eligibility Period

    The Internal Revenue Service April 26 announced that workers who lose their jobs during April and May may qualify for a 65-percent subsidy on their COBRA health insurance premiums.

    This means that workers who are involuntarily terminated from employment between Sept. 1, 2008, and May 31, 2010, may be eligible for a 65-percent subsidy of their COBRA premiums for a period of up to 15 months, IRS said in a release (IR-2010-52).

    The extension in some cases also may help workers who had their hours reduced and later lose their jobs, IRS said. The Continuing Extension Act of 2010 (Pub. L. No. 111-157) reinstated the COBRA subsidy, which had expired March 31. “

  112. Shore Guy says:

    It is less a non-payment than it is a renegotiation of what is owed. It is worse than not paying, but, I suspect, much better than nonpayment and then FK.

  113. skep-tic says:

    American culture of shop till you drop has not changed.

  114. Clotpoll says:

    relo (113)-

    In essence, you get style points for stiffing banks in the least damaging, most creative ways.

    What else do you expect from a country whose entire economy is built on the premise of ever-expanding consumer spending by people whose wages are constantly being compressed?

  115. Shore Guy says:

    Nom,

    Who are we NOT supporting?

    I wish the government would at least send us photos and letters of thanks from the people we are supporting.

    “Dear Nom,

    Thank you for busting your @$$ in college, driving a bus, taking a risk by borrowing money to go to law school, working to get your LLM so that you can support me and my family (insert names here.). Here is a photo of the house and car you bought us and some photos we took while on vacation at Disney last month. I wish you could have joined us but, somebody has to work tp pay for all this.”

  116. Clotpoll says:

    Oblivion, dead ahead.

  117. Mr Hyde says:

    Veto 80

    A guy(Jack) bought a home in 1991 (the nom low) for $200K.
    A lady(Jane) bought an exact same type of home in 1998 (iflation adjusted low) for $300k.
    They both sold in 2010 for $500k.

    The guy made a $300k profit and the lady made a $200k profit.

    Lets tweak this a bit and say that Jane bought her house in 97 for 250K (the inflation adjusted equivalent of the value of a 200K home in 1991).

    In this example you could say that Jack already made 50K on his house when Jane had just bought hers. Yet that 50K is 100% inflation.

    We adjust for inflation in order to tell how much of the growth in a time series is from inflation and how much is inherent (real).

    Joe’s home experienced -5% inherent growth but experienced 25% inflationary growth.

    In this example it looks like he is ahead. The catch is that the observed growth is due strictly to inflation. your dollars are decreasing in value, the house is not increasing in value.

    You (Veto) want to know what gross growth has been, hence you look at nominal trends. I want to know what the real (inherent) growth has been without the influences of inflation.

    Another easy example: Lets say we have a hypothetical housing market and we are looking at 10yrs worth of data. Over that 10 years inflation increased 3% annually and home prices increased 3% annually.

    Did homes increase in price or value? They increased in price only. If we adjust prices over the 10yr hypothetical period for the 3% annual inflation home prices have not increased, you have only seen currency inflation, not increased value due to demand for housing.

    One last thing. Since inflation in the US over the last 10-20 years has not “raised all boats” equally, with the notable exception of incomes staying largely flat, we end up with a situation of our dollars depreciating at the same time our income stay flat. We are essentially seeing a net decrease in income at the same time that both inflationary and value/supply&demand forces are driving homes prices upwards. A double whammy.

  118. Barbara "just wait till fall" Believer says:

    was at a kids party this weekend, house full of NJ employees. The take home: The suffering private sector and their tax burden argument 100% does not ressonate on any level, even when its standing in front of them. They don’t even try to defend the situation with the hollow arguments of “best state, for the kids” etc. They just don’t give a F.

  119. Shore Guy says:

    Gator,

    Are you lurking here today?

  120. Clotpoll says:

    Shore (118)-

    Imagine what we could get done if we could turn Disney parks into death camps.

  121. veto that - lawrence yun 'the panda', 'next fall' says:

    PPT is always fashinably late to the party, but she will never stand you up.

    If you go all in on margin right now, you have a 90% chance of being rich by closing bell.

    Disclaimer: I am horrible investor and should not be giving advice. I lost my life savings with an etrade account.

  122. Clotpoll says:

    veto (124)-

    Buying equities on margin is the minor leagues.

    Time for you to nut up and hit the fx margin limit, pal. :)

  123. Clotpoll says:

    …wouldn’t you love to send a railcar full of 250 lb, fried-turkey-leg-chomping, spandex-coated chunks of xx chromosome into a one-way trip up the Matterhorn???

  124. Mr Hyde says:

    Veto 104

    adjusted low a few yrs later and then buy the flat screen tv at double the price?

    That is a very good idea. If i take the $1,000 i have for that TV today and can have it grow at the same rate of inflation in a CD or treasury then i end up with money left over after the transaction as my net value has been maintained and the value of the TV has decreased.

    I like how you think

    if however, you want to try and plan a profit transaction on a home, inflation is probably one the last things you worry about after you deal with taxes, carry costs, repairs etc.

  125. Clotpoll says:

    Of course, there’s always industrial-size buffalo choppers…

  126. make money says:

    Backed the truck up and loaded C.

    I figured you can’t go wrong being on the other side of Turbo Timmy G.

  127. Shore Guy says:

    I can see it now,

    “Hello. I am Sally Struthers for Save the Freeloaders. All across America are people who borrowed more than they should have, to purchase homes, cars, and boats they could not afford. Now greedy bankers actually want them, your neighbors, to pay back their debts — to live up to their contractual obligations. This is just too dreadful for words. Can’t you find it in your heart to send them your credit cards to prevdnt them from having to live within their means? If you are in the uppper 5% we are justgoing to take it from you anyway.

    “Each month you will receive from the families you are supporting a letter, photos, and bills that are due, to keep you up to date as to where your money is going and why you need to send more.”

  128. Clotpoll says:

    Shore (130)-

    I say we just conscript the bums into gladiatorial combat schools.

  129. Mr Hyde says:

    CHifi 110,

    I found this amusing:

    A survey didn’t find evidence of rats in the work zone near 92nd and 93rd streets, the contractor wrote.

    The rats were supposedly driven from the construction area by the blasting. The construction company cant find any rats around the construction site, hence they didnt come from there?.?.?.?

    I like that logic.

  130. Shore Guy says:

    Clot,

    I suspect that what one would get is hanged in a war-crimes trial.

  131. Shore Guy says:

    Clot,

    I would settle for sealing, our borders, tossing out all illegals (regardless of race, national origin, or economic class), and making available transportation to the fields and orchards for those receiving assistance from the government and the taxpayer. Work in exchange for suppport. What a concept.

  132. Mr Hyde says:

    Clot 125

    FX at only 100:1???

    I believe that with some futures you can leverage up to 250:1.

    Man up!

  133. skep-tic says:

    one thing that seems clear to me is that inflation diminishes the value of fixed rate debt.

  134. Shore Guy says:

    Kettle,

    So, you were in Boston and traveled to, say, LA. Now, somebody looks for you in Boston and does not find you so, in his or her mind, you were never really in Boston?

  135. veto that - lawrence yun 'the panda', 'next fall' says:

    Ket,
    Now, you are going into wage inflation, and currency values (fx?).

    Should we add any other variables for simplicity sake? What about the stock market, gold futures and the price of tea in china?

    If we tweak the numbers and overcomplicate it enough, maybe we can convince ourselves that its a better ‘value’ to pay a higher price for a home, as opposed to a lower price.

  136. Mr Hyde says:

    Shore 133,

    Not if we get some of those whithouse attorneys on our defense team!!! (from both sides of the aisle)

    Torture, what torture? assassination of US citizens? where?

  137. skep-tic says:

    I like Mexicans and believe that I would probably come here illegally too if I were in their shoes, but isn’t it funny that our leaders have made it a priority to essentially grant amnesty to millions of illegal immigrants when employment among citizens is close to 10%? I don’t think I’ve seen this question raised in any article I’ve read on this issue recently.

  138. veto that - lawrence yun 'the panda', 'next fall' says:

    “Backed the truck up and loaded C.”

    Uhh, make, for what its worth, i was kidding at 124.

  139. Mr Hyde says:

    Veto

    you want simple?

    how much of the growth seen in period X was due to inflation and how much was of to increasing value of the subject matter?

    Its freshman economics/stats

  140. Mr Hyde says:

    Skeptic 140:

    the standard answer is that we as a nation are to lazy to work for $5/day in shitty conditions without complaining.

  141. Mr Hyde says:

    I failed freshman typing ….

  142. Shore Guy says:

    Ket,

    If one is not willing to give back, one should not get government support.

  143. Anon E. Moose says:

    Shore [118];

    Sally Struthers redux?

  144. Comrade Nom Deplume says:

    [118] shore

    That is fcuking hysterical.

    It is also a sign that I put waaay too much personal information out here. I must be as easy to find as stu and clot.

  145. Al "The Thermostat" Gore says:

    134.

    Shore, I like that idea and it would be perfectly legal under current executive orders.

    Just in case anyone wants to help pay down national debt.

    The Treasury Is Taking Online Donations To Pay Down The Debt

    Read more: http://www.businessinsider.com/holy-cow-the-treasury-is-taking-online-donations-to-pay-down-the-debt-2010-4#ixzz0mELv76uj

  146. Mr Hyde says:

    Shore 146

    what post are you referring to???

  147. Shore Guy says:

    I wonder if we can at least get some of our “supportees” to come mow the lawn and do some painting? It would seem fair.

  148. Comrade Nom Deplume says:

    [149] Al

    I made a donation. I make one every year.

    But it begs the question: Is it a donation when there is a metaphorical gun to your head?

  149. Shore Guy says:

    143

  150. veto that - lawrence yun 'the panda', 'next fall' says:

    “If i take the $1,000 i have for that TV today and can have it grow at the same rate of inflation in a CD or treasury then i end up with money left over after the transaction.”

    hyde – this could be true in certain scenarios but dont assume that you can always match the rate of inflation with riskless investments. its not always possible.

    And if you take risk in your investments, there is the chance that you will never be able to get that tv.

  151. Shore Guy says:

    Nom,

    It is easy. Give a donation or end up in Allenwood. See, isn’t that fair?

    It reminds me of the old neighborhood where, for a small contribution to a particular social club, or by hiring the right guys, one could prevent terrible things from happening to him/herself or his/her business. ” After all, fires do spring up in an instant, and bones break, like THAT. It is a shame, and none of the members of the club would want to see such a thing happen to such a nice person and such a nice business.”

  152. meter says:

    @71 –

    From your linked article:

    “To quality for the reduced waiting period, most borrowers will need to make a down payment of at least 20%, although borrowers with extenuating circumstances, such as a job loss, will be required to put down just 10%.”

    Because, as everyone knows, the absolute BEST time to be buying a house is after a job loss.

  153. veto that - lawrence yun 'the panda', 'next fall' says:

    140 skep, do you mean UNemployment?

  154. Shore Guy says:

    Stu,

    You have mail.

  155. veto that - lawrence yun 'the panda', 'next fall' says:

    “the absolute BEST time to be buying a house is after a job loss.”

    Heck yeah. When else can you qualify for free mortgage payments?

  156. NJGator says:

    Shore 122 – Off and on, yes.

  157. Mr Hyde says:

    Veto 159

    “the absolute BEST time to be buying a house is after a job loss.”

    So thats what i was doing wrong!

  158. Seneca says:

    Nom [97],

    >>Instead, like me, I think they are doing so because they are
    >>cheap now, and because they fear inflation.

    You think this guy and the thousands like him were motivated by Economics? Really?
    http://technologyexpert.blogspot.com/2010/04/first-person-in-nyc-ipad-line-also.html

    Happy Times ARE here again. The line to see the half-naked models at Abercrombie is back too at the flagship store on 5th.

    Art Cashin says the market is nowhere near the top.

    Apple shares at near $270 are a bargain per many Wall Street analysts.

    Join the party.

  159. NJGator says:

    Barbara 121 – Stu is currently picking fights with teacher friends on Facebook. He likes to read some of the “better” arguments to me to make me laugh. The sense of self-entitlement is stunning.

  160. Barbara "just wait till fall" Believer says:

    Gator,
    this was a classic NJ sitch with the two income couple one in the public sector, the other in private so no family income need go out for heath insurance or retirement funding. Lots of beer money! Oh, its a sweet life. Mostly school admins and NJ State Troopers in my case.

  161. veto that - lawrence yun 'the panda', 'next fall' says:

    If the PPT would communicate more efficiently with the big guys down at treasury, they could have every stock in the S&P 500 gap open by multiples at tomorrow’s opening bell.
    How long before they catch onto this?

  162. veto that - lawrence yun 'the panda', 'next fall' says:

    “was at a kids party this weekend, house full of NJ employees.”

    Barb, what did that smell like?

  163. RU says:

    #164. Had this argument with my SIL, who is a teacher in NJ. She keeps railing on and on about how programs are cut. I asked her will they still teach the core classes. Of course, the answer was yes. I than told her that I don’t think not having a French language course is going to make or break my childs education. She kept on harping about it’s for the kids so I asked her what about my kid and the money that keeps getting taken away from my child to pay for your over generous compensation. She called me a few choice words after that and she even had the nerve to defend the over compensated administrators. Her argument was that they work 12 months a year. Totally clueless!!!!!!!!

  164. Comrade Nom Deplume says:

    [162] seneca

    I’ve joined the party, but not because I’m sanguine about the economy.

    If I were, I’d be springing for a lot more to do renovations in our house.

    As it is, I will settle for building my wine cellar (okay, more of a wine closet since it will hold only about 100 bottles or so).

  165. relo says:

    For the pro or amatuer chefs: What temp. are you supposed to cook golden goose at?

    Her argument was that they work 12 months a year.

  166. veto that - lawrence yun 'the panda', 'next fall' says:

    “I than told her that I don’t think not having a French language course is going to make or break my childs education.”

    RU – you may have touched a nerve there but thats just a guess.

  167. Barbara "just wait till fall" Believer says:

    Veto,
    this house was not for sale so it smelled like sweet, sweet entitlement and extra cash, offensive only in its arrogance.

  168. Barbara "just wait till fall" Believer says:

    yeah, the admins “work” 12 months if by work you mean strolling in 2X a week at 11pm in flip flops and cutting out before 4 to beat traffic.

  169. veto that - lawrence yun 'the panda', 'next fall' says:

    “What temp. are you supposed to cook golden goose at?”

    Relo, double check but i think you should bake uncovered at $70K for 9 months per year.

  170. Comrade Nom Deplume says:

    Barbara and RU

    One gets nowhere in these arguments. It is like the proverbial story about trying to teach a pig to sing. It accomplishes nothing and annoys the pig.

    I always (especially with my daughter’s teacher) agree with their view, and then vote the other way.

    I said it before, and I will say it again. Let Christie know you have his back, and I further suggest sending letters to your elected representatives, telling them that as well. For the latter, I suggest sending them anonymously, but with the proviso that you are doing this because you are concerned about reprisals from public workers.

    They will dismiss them at first, but if they get enough of them that don’t look like they are from the same source, they will take note.

    Yes, the voters voted and sent a message, but unless you keep up the chatter, that message is quickly forgotten in Trenton. Trust me on this.

  171. Barbara "just wait till fall" Believer says:

    174.
    True about the chatter and would you suggest written letters to the Gov office or emails?

  172. Shore Guy says:

    This should make Virginia, Florida, etc very happy tht BO is going to open the shelf off their coasts to “safe modern oil drilling.” You know? Safe drilling, with those shut-off valves at the sea floor to prevent oil spills.

    http://www.nytimes.com/2010/04/27/us/27rig.html?src=mv

    Oil Spill Now Covering More Than 1,800 Square Miles
    By CAMPBELL ROBERTSON and LESLIE KAUFMAN
    Published: April 26, 2010

    NEW ORLEANS — Coast Guard officials said Monday afternoon that the oil spill near Louisiana is now covering more than 1,800 square miles of the Gulf of Mexico, and they have been unable to engage a mechanism that could shut off the well thousands of feet below the water’s surface.
    snip

  173. Shore Guy says:

    Nom,

    Are you going with a terra cota wine storage system (the kind that is designed not to absorn too much moisture and thus avoid mold)?

    I am going to renovate our cellar sometime this year and I am curious what you are doing.

  174. veto that - lawrence yun 'the panda', 'next fall' says:

    “It is like the proverbial story about trying to teach a pig to sing. It accomplishes nothing and annoys the pig.”

    Nah. I like the approach where barb tells the whole room that they are overpaid and that she is doing everything in her power to cause mass layoffs at the local level.

  175. NJGator says:

    Looks like someone is trying to rile up the populace in Montclair. Check out the photo.

    http://www.baristanet.com/2010/04/its_super_quiet_at_the_library.php

  176. veto that - lawrence yun 'the panda', 'next fall' says:

    how about we balance the budget for the children?

  177. Libtard says:

    The public servants (although paid better than their masters) do not understand the concept of revenue. When ever I bring up the argument that revenues are down 20% and wealth is fleeing exacerbating the situation, they just don’t get it. Essentially they have two arguments. One, look at the bonuses on Wall Street. Two, why is Chris Christie only going after the teachers?

    Of course, the supersized benefits and raises were promised and if the private sector wasn’t doing so well, then perhaps THEY should unionize and fight for what is fair. When I mention the unsustainable benefits, they can do no better than utter the infamous, “it’s for the children” line.

    I like to ask them why they got into teaching. It certainly wasn’t for the money right? Then I retort, “If it wasn’t for the money, then why are you making such a big deal about going one year without a raise?” “Isn’t it for the children?”

    I swear I wish I could attend the counter rally in Trenton tomorrow. I would hold up a sign that reads, “I would throw tomatoes and eggs, but quite frankly, I can’t afford to.”

    The arguments always end with, perhaps I shouldn’t have entered the noble profession in the first place. I usually respond by saying I’ll trade places with you for 1/2 the salary and benefits.

  178. JJ says:

    Back in my spring break days I did plenty of drilling with oil on a few Florida Spring Breaks, glad to see they are bringing it back.

    Shore Guy says:
    April 26, 2010 at 3:13 pm
    This should make Virginia, Florida, etc very happy tht BO is going to open the shelf off their coasts to “safe modern oil drilling.” You know? Safe drilling, with those shut-off valves at the sea floor to prevent oil spills.

  179. JJ says:

    Maybe if teachers knew geography they would know wall street is in ny not nj and christie is only gov of NJ.

    Libtard says:
    April 26, 2010 at 3:20 pm
    The public servants (although paid better than their masters) do not understand the concept of revenue. When ever I bring up the argument that revenues are down 20% and wealth is fleeing exacerbating the situation, they just don’t get it. Essentially they have two arguments. One, look at the bonuses on Wall Street. Two, why is Chris Christie only going after the teachers?

  180. Pete says:

    I am the enemy. I never realized this until your election to governor. In a few short weeks, you have made this fact explicitly clear to me. A large portion of your budget address was about my profession, and how we have caused the problems this state now faces. I want to thank you for opening my eyes to this fact. However, I am not sure I understand how I am the problem or how I have caused the state to be in such debt.

    I have been teaching in our public school system for 9 years. I started at $36,000 a year. My college roommate started as an office worker at an accounting firm for $75,000. It was the same year. He told me he mostly made copies and plugged numbers into a computer. I was designing lesson plans, teaching classes of 30+ students, some of whom had problems with drug abuse, crime, and depression. After nine years experience I made $52,000 last year. I would like to point out that this is $8,000 less than your “media relations” person. You know, the 25 year old who runs your Twitter and Facebook accounts. My college roommate? He makes double what I do now. We both have bachelor’s degrees. But what do I know? I am the problem.

    You tell the people of New Jersey that we teachers get a free ride on the pension “gravy train”. Well, I contribute to my pension. It has been deducted from every paycheck I have ever received. Thousands. You do not contribute to my pension even though it is legally and contractually required. You have lied to the people of New Jersey and your refusal to pay the pension just puts off the inevitable. Leave the problem for the next generation, I suppose. I also paid over $6,000 in property taxes. It’s convenient that you leave us to be blamed for property taxes when we pay just as much as everyone else. You and those who attack us seem to forget that. But what do I know? I am the problem.

    During my time as a teacher, I have volunteered many late hours….volunteered. Although you seem to think all I care about is me, me, me, I have coached girl’s powder-puff football for nothing. I have chaperoned school dances, plays, and fundraisers. I have worked the concession stand at football games. I wasn’t paid for any of this. I have bought hundreds of dollars worth of shirts, cookie dough, pizzas and countless other items I didn’t really need because I wanted to help support my students and their activities. I have “canned” at football games to help needy students, stayed late waiting for parents to pick up kids who missed their busses, and bought classes pizzas and breakfast to reward them for their excellence. I cooked a class eggs and waffles once because they brought in over 500 canned goods for our local homeless shelter. I have been in a dunk tank not once, but twice to fundraise for my school. I have taken pies to the face and almost had to kiss a ram, all for my students. My coworker and I once organized a pancake breakfast for a student battling cancer. We and many of our colleagues whom you demean were at school at 4:30 in the morning to prepare pancakes for a school of over 2,000 students. We raised over ten thousand dollars for that student. I never asked once, “What is in it for me?”

    You have declared open season on teachers. You have made us the bane of New Jersey’s existence. I know, I read the comments on the APP.com and Press of Atlantic City websites. Teachers are lazy, overpaid, underworked. We are whiners. I guess that is what I am doing right now. You have made it okay to bash us. Some of the public are rejoicing that my colleagues will lose their jobs. Until you opened my eyes and opened their mouths, I never realized what a terrible person I was.

    When I decided to study education in college my mother warned me that I had better not teach unless it was a passion. She told me if I just wanted summers off I wouldn’t last. She was a teacher herself. She said I could get paid better doing other things. She told me my efforts would not be appreciated, that it was only a matter of time before politics made us the enemy again. I didn’t listen. Teaching was a calling for me, and I thought that even though I wouldn’t be paid a lot, at least I would have good benefits, a pension, and job security. What a fool I was. I thought I was doing the right thing, helping kids, improving society. Turns out the whole time I was none of these things. I was the enemy. I was the problem. My own government has forsaken me; my own community would like to banish me. For the first time in my career, I am questioning my decision, feeling my passion diminish.
    Thank you for showing me the light. My only hope is that the next generation does not see the light, and does not listen to you, because if they do there will be no more problems like me, there will be no public education. You will have won your war against the middle and lower class. You will create a society where the rich get educated and the poor do not. But then again, what do I know? I am the problem.

    Sincerely,
    A 2007 Nominee for the Governor’s Teacher of the Year Award

  181. Shore Guy says:

    THis is one way to get people to:

    1) Freak out or,

    2) Decide there is no reason to worry about anything:

    http://www.msnbc.msn.com/id/36769422/?GT1=43001

    LONDON – British physicist Stephen Hawking says aliens are out there, but it could be too dangerous for humans to interact with extraterrestrial life.

    Hawking claims in a new documentary titled “Into the Universe With Stephen Hawking” that intelligent alien life forms almost certainly exist — but warns that communicating with them could be “too risky.”

    “We only have to look at ourselves to see how intelligent life might develop into something we wouldn’t want to meet,” Hawking said. “I imagine they might exist in massive ships … having used up all the resources from their home planet. Such advanced aliens would perhaps become nomads, looking to conquer and colonize whatever planets they can reach.”

    The 68-year-old scientist said a visit by extraterrestrials to Earth might well be like Christopher Columbus arriving in the Americas, “which didn’t turn out very well for the Native Americans.”

    snip

  182. Comrade Nom Deplume says:

    [175] barbara

    Written always is better; it has the imprimatur of reasoned thought, and shows the seriousness of the writer.

    For those concerned about their names making their way to Union thugs, I have offerred to deliver such letters redacted, but in retrospect, I don’t think that this will be a huge issue, and if you aren’t concerned that SEIU won’t try to OPRA our letters and post our names (no indication that they would do that), then I see no reason not to sign away.

  183. Shore Guy says:

    “I have been teaching in our public school system for 9 years. I started at $36,000 a year. My college roommate started as an office worker at an accounting firm for $75,000.”

    Was he drafted into teaching or was it a choice?

  184. Barbara "just wait till fall" Believer says:

    178. Veto,
    I’m an observer in these situations and agree with Com, its like talking to a wall. A really arrogant wall that unapologetically displays its red velvet and foil wallpaper like its still 1972. Not worth it especially when there is some family involved.

  185. Shore Guy says:

    “My college roommate? He makes double what I do now. We both have bachelor’s degrees.”

    Do taxpayers pay the private-sector employee’s salary? No? Are taxpayers subsidizing the private-sector employee’s company? If no, the taxpayer has no skin in the game.

  186. veto that - lawrence yun 'the panda', 'next fall' says:

    “I started at $36,000 a year. My college roommate started as an office worker at an accounting firm for $75,000. It was the same year.”

    Ok, now that you have compared salaries, factor in vacation, sick days, overtime, guaranteed raises, free medical, summers off, pension and work load and the pay differential will make much more sense.

  187. Mr Hyde says:

    Veto 190,

    Is that nominal salary or real?

    :)
    /joking

  188. Libtard says:

    Pete,

    3 – 1 does not equal 3. Teachers are not the enemy, but your union is the enemy of the teachers. Send in your union dues now buddy. See how well they can waste that $100,000,000.00! If you are lucky, you’ll last longer than the average Detroit autoworker did.

  189. Comrade Nom Deplume says:

    [177] shore

    Terra cotta? Nope, too expensive. I made large (24″ x 24″) boxes with “X” crossmembers to create four compartments in each.

    Had enough plywood to make 4 of these, but will stop because I don’t have room for all four boxes. Made 3 already.

    Since I have a small wine fridge I want to incorporate, I plan to build 2 pillars that will hold single bottles and use them to support 2 of the boxes over the wine fridge. Tricky due to the weight. Then I will paint the plywood and face over the edges with molding. When it is done, it will look like a kickass build-in. Then I may mount some bi-fold doors to segregate the closet and keep out light. That’s it.

  190. Painhrtz says:

    Pete – we don’t care most of us where aware of the golden goose the problem for you is the sheep finally woke up to it. In other words your goose is cooked, greed is a real dog when it bites you in the A$$

  191. Libtard says:

    I looked into the terra cotta as well. Way, way way to pricey. Ended up finding a wine fridge on Ebay for $40, that holds about 50 bottles. The not-so-good stuff just sits in cheapo racks which are relatively temperature controlled by this strange architectural detail in my basement that is surrounded by 5 sides of cinder block and is located in an exterior part of my basement.

  192. Comrade Nom Deplume says:

    [184] pete

    “I am the enemy. I never realized this until your election to governor. In a few short weeks, you have made this fact explicitly clear to me. A large portion of your budget address was about my profession, and how we have caused the problems this state now faces. I want to thank you for opening my eyes to this fact . . . .”

    Doctors, lawyers, accountants, business executives, bankers, and other well-paid professionals are saying the same thing. To Obama.

  193. Comrade Nom Deplume says:

    [177] shore

    There is an old picture of me that the wife has, from a restaurant in Nice. The stairs were lined with terra cotta pipes, plastered in place, with the wine bottles in them.

    Given the location (Med. Coast) and the fact that this was not an air conditioned building, I thought that putting them on the stairwell to the 2nd floor can’t be good for the wine.

    Guess it was for tourist consumption.

  194. Shore Guy says:

    We also have a small space, maybe 8×5. I am leaning towards terra cotta on one wall, stone on the floors and on the other walls (perhaps wood on the walls above the shelf and counter), and a smallish decanting counter on one end with glassware storage above and a small shelf on the other longer wall (maybe 4/5ths mahogany). We could fit a few hundred bottles in the space but I am not interested in having that large a collection.

  195. veto that - lawrence yun 'the panda', 'next fall' says:

    “Is that nominal salary or real?”

    Ket, ha ha. why, is there a difference between the two?? lol.

  196. veto that - lawrence yun 'the panda', 'next fall' says:

    Pete, 184,
    Posting that thing in here was not a good idea.

  197. Mr Hyde says:

    Veto, 200

    it depends on what phase of the housing bubble he bought his home, and what year he bought the plasma TV to go in it.

  198. Shore Guy says:

    “putting them on the stairwell to the 2nd floor can’t be good for the wine.”

    Agreed. The terra cotta needs to be in contact with a basement floor/wall in order to keep the temp closer to 50ish, or so. At least that is my understanding.

  199. Shore Guy says:

    How long until someone here has Pete’s adress and phone number posted here?

  200. Comrade Nom Deplume says:

    [176] shore

    “This should make Virginia, Florida, etc very happy tht BO is going to open the shelf off their coasts to “safe modern oil drilling.”

    You do know that Obama’s decision was an empty promise, right?

    Cap and trade is supposed to lower demand for oil by making it more expensive to use. Thus, when combined with other initatives affecting labor cost, it would be uneconomical to drill off our shores.

    Further, I have seen how the feds will fcuk with you when it comes to things like leases.

    Finally, the areas opened up for exploration may be either dry or so remote as to be uneconomical.

    My gut is that we won’t see Rig. no. 1 producing in those areas if Obama gets the rest of his agenda.

  201. Shore Guy says:

    his address, too

  202. Shore Guy says:

    Nom,

    The only promise of BO’s that I accept is his promise to tax folks earning over $200mm.

  203. Shore Guy says:

    Speaking of Virginia, it looks like every third house is for sale in the two blocks closest to the beach in Virginia Beach. The Owners also seem to be under the influence of narcotics. A similar situatin exists in the Delaware beach towns.

    My next recon trip is to NC and SC.

  204. Shore Guy says:

    I feel so edgy when I get a message like this:

    “Bad Request Your client has issued a malformed or illegal request. ”

    It is like living on the wild side of life.

  205. NJGator says:

    Shore – Delaware = The Heart of Darkness. Whatever you do, don’t buy there.

  206. Mr Hyde says:

    SO we have phoenix with the 2nd highest kidnapping rate behind Mexico, Detroit is turning into farm land, and Chicago is calling in the NG. Thinks are well on track for the Anglo-illuminati i see.

  207. veto that - lawrence yun 'the panda', 'next fall' says:

    Ket trick question.
    if we adjust the $100K teachers salary for inflation, do we get zero?

  208. Juice Box says:

    re #176 – Shore

    Check out the shore on Zillow, it looks like the whole town of Brick is for sale, 1723 angry red dots…

    http://www.zillow.com/homes/brick,nj_rb/#/homes/for_sale/Brick-NJ/17158_rid/40.151233,-73.87046,39.976765,-74.303733_rect/10_zm/1_rs/1_fr/

  209. NJGator says:

    Anyone want to flip houses in Compton?

    Flipping houses is back in South Los Angeles
    Investors are snapping up foreclosed homes in hopes of making a quick killing.

    http://articles.latimes.com/2010/apr/24/business/la-fi-south-la-20100425

  210. safeashouses says:

    #194 Nom,

    Sounds like a cool project. Any plans for beer storage or making your own brews?

  211. JJ says:

    So quit, male 28 year old teachers are creepy. Go get yourself a normal job where you have a chance to support your family. I would like to be a bartender in Hedonism but they only make like $40 dollars a week, hey you can’t have it all.

    Pete says:
    April 26, 2010 at 3:23 pm
    I am the enemy. I never realized this until your election to governor. In a few short weeks, you have made this fact explicitly clear to me. A large portion of your budget address was about my profession, and how we have caused the problems this state now faces. I want to thank you for opening my eyes to this fact. However, I am not sure I understand how I am the problem or how I have caused the state to be in such debt.

    I have been teaching in our public school system for 9 years. I started at $36,000 a year. My college roommate started as an office worker at an accounting firm for $75,000. It was the same year. He told me he mostly made copies and plugged numbers into a computer. I was designing lesson plans, teaching classes of 30+ students, some of whom had problems with drug abuse, crime, and depression. After nine years experience I made $52,000 last year. I would like to point out that this is $8,000 less than your “media relations” person. You know, the 25 year old who runs your Twitter and Facebook accounts. My college roommate? He makes double what I do now. We both have bachelor’s degrees. But what do I know? I am the problem.

  212. safeashouses says:

    #179 Gator,

    You guys need to get out of that town.

    This one is in Chatham Boro and is 3 to 4 blocks away from the train, with the little downtown in between.

    3 bed 1.5 bath at 439k. It’s on Passaic ave.

    http://www.realtor.com/realestateandhomes-detail/Chatham-Boro_NJ_07928_1118197264

  213. veto that - lawrence yun 'the panda', 'next fall' says:

    “it looks like the whole town of Brick is for sale”

    wtf Juice. I’ve never seen anything like that!!!!

  214. NJGator says:

    Safe 218 – Stu won’t do Chatham. That’s the one Morris County town he has definitively said “No” to.

    We are back to square one on our local search. The two south end properties we were eyeing are not suitable for bidding. and there is nothing at all suitable for us currently on the market in Glen Ridge. We have ruled out doubling down on property ownership in Montclair. So now I guess we wait for the next wave of Glen Ridge sellers. Likely not until the late June Congratulation GRHS Class of 2010/For Sale folks.

  215. Comrade Nom Deplume says:

    [215] safe

    Yes.

  216. Shore Guy says:

    Juice,

    Have you ever been to Brick? Except for the waterfront, it suc-ks.

  217. Shore Guy says:

    Now for something totally different:

    http://www.reuters.com/article/idUSTRE63M3LF20100423

    Men excluded from the police force for having too large an, um, member.

  218. Al "The Thermostat" Gore says:

    213.

    Juice,

    All those red dots but the people that own the shore shack next to me wont sell and they dont even live there.

    I need more room for my subgrade fuel storage and bunker.

  219. r says:

    The NJEA 2010 annual convention in Atlantic City is on November 4th and 5th this year, which is a Thursday and Friday. (It’s always during the week, god forbid they held it during the Summer when most teachers are on vacation.) I’ve been thinking that the annual convention would be a good place for hard hit tax payers to rally in support of Christie, lower taxes, and more teacher accountability. The NJEA has never been challenged by irate citizens the way politicians sometimes are (Florio Free in ’93) and the convention would be a good place to take a stand. What do others think?

  220. Juice Box says:

    Here is a good one in Greece.

    The fat ugly daughter gets a pension.

    “But it is expected to ask Athens to hike the pension age to as high as 67 from an average of around 62, scrap bonuses that account for a large part of payroll costs and target items such as a 1951 law granting pensions to thousands of unwed daughters of retired civil servants and banking and military officials.”

    http://www.reuters.com/article/idUSLDE63P2G220100426

  221. relo says:

    184: Pete,

    I am willing to bet I and my wife have devoted more time and resources to school/community related functions (PTA, coaching, fund raisers, etc.) outside of work hours than you have. We don’t get paid nor do we expect anything. You see, we do it for the kids and the community. Also, we devote a considerable amount of time to homework and learning outside of class. Nobody told us to have kids, just like nobody told you to become a teacher.

    Yes Pete, poor vicim, you are the problem.

  222. relo says:

    victim, dam n.

  223. Comrade Nom Deplume says:

    [225] R

    I think it is a great idea. Typically, the taxpayer protests only at the ballot box, but the TEA Parties have shown a willingness to take to the streets (and in fact, there were groups doing this in PA before the TEA parties).

    One must be sure to conform to the law however, as you can well imagine that an unlawful teacher protest will be ignored by local cops, but an unlawful taxpayer protest, well, heads will get broken.

    Finally, since we are talking about confronting union thugs, two things you will need are protesters willing to be security for sign carriers, and videographers (to get the video of SEIU thugs beating up taxpayers).

  224. House Whine says:

    That guy Pete has a big thing besides benefits that we don’t- it’s called tenure and what peace of mind that must be. You can’t put a price on that. They just don’t get it.

  225. Comrade Nom Deplume says:

    [215] safe

    I have about 5 cases worth of empties now. Lots of cleaning on my part, but all I need now is the ring burner, the very large pot, and a decent recipe, and beer/ale will be made.

  226. shawn212 says:

    Pete didn’t write the letter – my FIL emailed me the same letter last week. He’s a retired philly teacher (low paid w/ok pension). Family always jokes how he should have left philly and teached in NJ.

    I responded with this link – seems like a fair argument to me
    http://www.nypost.com/p/news/opinion/opedcolumnists/yes_there_bloat_in_nj_schools_ngZJRi9YViWlhzeHc4nmWP#ixzz0lU7YInpD

  227. Yikes says:

    veto that – lawrence yun ‘the panda’, ‘next fall’ says:
    April 26, 2010 at 9:25 am

    But at a Porsche dealership in downtown Los Angeles, the sales manager, Victor Ghassemi, has seen sales rise by about 5 percent in recent weeks, a trend he attributes to rising stock portfolios.

    “People get tired of holding on to their money, or just sitting at home and not doing anything,” he said. “People love to shop. And you take that privilege away from somebody, it lasts about a year. Eventually, people want to come back. They want to buy new merchandise, a new product, to make them feel really good about themselves.”

    idiots deserve what they get. Millionaire Next Door, baby.

  228. Mr Wantanapolous says:

    “How long until someone here has Pete’s adress and phone number posted here?”

    Shore,

    “He drew a knife from his boot threw it and pierced Dan through the heart
    Dan smiled as he laid in his own blood dying in the sun
    And whispered in Pete’s ear, “We cannot undo these things we’ve done.”

    You’re Outlaw Pete!
    You’re Outlaw Pete!
    Can you hear me?
    Can you hear me?
    Can you hear me?

  229. jcer says:

    Pete, most jobs suck, some people can get good ones. I don’t envy teachers for a second except the summers off. But the reality has nothing to due with pay it is administrators and pensions. A teacher absolutely deserves between 50-100k a year depending on experience, qualifications, and job performance. But the pension and the healthcare is astronomical and many teachers don’t deserve what they are getting and probably should have been let go but remain as a result of the union.

    Yes you earn 60k, your friend in the private sector earns 90 or 100k but he pays for healthcare probably to the tune of 5-7k per year and contributes to his 401k and other retirement account to the tune of 15k per year in order to match the value of your retirement program, or how about the high level of job security you have? He might(most probably will) take a paycut, be laid off, or be forced to work more hours. Your commute and hours that you must be at school is less than required for an office job, i.e a lot of work you do(paper grading, lesson planning, etc) can be done at home.

    Your job(public school teacher) isn’t easy nor is the private sector for that matter. The sad reality is the USA isn’t the place it once was and life will be more difficult FOR EVERYONE. Cuts need to be made and the unions are the biggest problem, not the solution. They will throw the foot soldier(you, the people on the ground) into enemy fire to protect their messed up little empire.

  230. safeashouses says:

    #231 Nom,

    Sounds like a tasty plan.

  231. Final Doom says:

    RU (167)-

    Vote with a bullet. An idea whose time has come.

  232. Final Doom says:

    Let’s see what happens to the teat-suckers when we have them behind razor wire, busting rocks and picking fruit 16 hours a day.

  233. safeashouses says:

    #220 Gator,

    I’d take Chatham over Madison. Traffic on the main drag in Madison is horrendous.

  234. Juice Box says:

    If the teachers had half a brain they would protest down in DC in front of the White House.

  235. NJGator says:

    Safe 239 – Neither one will work for this year because of the 1/2 day K situation.

    Maybe if we are still looking for a house next year, we will revisit all our options.

  236. Final Doom says:

    Pete (184)-

    We already have a society where the rich get educated and the poor (and middle class, while we’re at it) don’t.

    Nothing personal, pal. State’s tapped out, and we can’t pay any more in taxes. Deal with it.

  237. JJ says:

    Pete let me teach you some trading skills. 36k is a good afternoon behind the keyboards.

  238. poor guy says:

    Gator
    if Montclair has a full K why don’t you remain there and revisit your options next year? Montclair K can’t be that bad!

  239. Final Doom says:

    Pete (184)-

    Where do you rank in the pyramid of the NJEA Ponzi? Is 9 years in deep enough for you to want to shaft the newbies?

  240. poor guy says:

    As for that house in chatham it has tiny yard and on busy street. Also very basic–nothing wrong with that but it’s hardly a bargain.

  241. Outofstater says:

    #242 “tapped out” Exactly. There is no money. NO MONEY. Why don’t they get it?

  242. Comrade Nom Deplume says:

    [232] shawn

    ” Family always jokes how he should have left philly and teached in NJ.”

    or taught in NJ. Sure hope that was your miscue and not his.

  243. shawn212 says:

    nope, the bad grammar is all mine.

    he’s got great stories about breaking up knife fights…apparently he taught for a number of years b4 the metal detectors were installed

  244. Comrade Nom Deplume says:

    Forget shiny. Got Sparkly?

    “De Beers believes that the supply of diamonds is running out over the long term, prompting the world’s biggest miner of the gems to reduce production in an attempt to extend the life of its mines.

    Assuming the move moderated production, rough diamond prices could rise by at least 5 per cent per year for the next five years, said Des Kilalea, analyst at RBC Capital Markets.”

  245. NJGator says:

    Poor Guy 244 – It’s an option. Lil Gator’s already registered just in case.

  246. NJGator says:

    For all you train town folks…have just confirmed that Chatham only has 1/2 day K. One of Lil Gator’s classmates will be attending K there in the fall.

  247. Mr hyde says:

    Nom

    re diamonds:

    too bad lab manufactured diamonds are of higher quality and cheaper to produce the mined diamonds. They can also customize the color.

    Do you know how they tell manufactured diamonds from mined diamonds? Manufactured diamonds are perfect, no inclusions, nothing.

    Forget sparkly it’s more rigged the shiny and has no immediate limitations to supply besides artificial commercial restrictions

  248. Comrade Nom Deplume says:

    [2] doom

    And this is the genesis of the HIPAA rule requiring the IRS to publish quarterly the names of expatriates.

    “It gets printed thanks to Sam Gibbons, a Florida Democrat now retired from
    Congress. In 1995, he sponsored a bill to publicly identify Americans who
    commit what he called “the despicable act of renouncing their allegiance to
    the United States.”

    So, to all of you considering bolting this land because you are tired of the ever-increasing fleecing you take in order to fund the indolent, the representatives of said indolent consider you “despicable.”

  249. Pete says:

    227. And I bet you and your wife have touched many children.

  250. relo says:

    Pete,

    Interesting you would go there based on what’s been posted. You’re projecting perhaps? I would be glad to discuss in person. Say where and when.

  251. Ben says:

    Pete, I am a first year teacher. I chose to enter the profession this year despite the fact that I could have fetched much more in Pharma. You do have a good point in that it is ludicrous to go after your meager salary. But on the other hand, the union both you and I belong to is out of control. They force us to contribute to a bankrupt Pension system. They forcefully extract our dues from us before we even join. And they consistently put themselves and their raises higher up on the totem pole in relation to a young teacher’s employment.

    The summers/days off comments that are pervasive are unwarranted. Anyone who does teach knows that you work just as much outside of the classroom as in. I’ve worked as a car mechanic, research scientist, and a computer programmer. Teach is easily the most grueling profession in terms of physical/mental work you put in. I sympathize with your position. Many of the attacks on teachers in this state are completely unwarranted.

    That being said, you are in year 9 of teaching. You probably have tenure. Should you really be complaining about a wage freeze and contributing 1.5% when both you and I know people that haven’t been able to find jobs the past 2 years? Honestly, I’ll take a wage freeze and the 1.5% contribution tomorrow if the district would sign me to another 1 year contract. Oh that’s right, my union reps (all of two people out of the hundreds of teachers in the district) insist that we get a wage raise this year.

    Now, if only Christie would go after the real problem in NJ. The state workers who don’t provide any valuable service to the state.

  252. Barbara "just wait till fall" Believer says:

    Pete,
    its the ole rat on the cheese boat scenario. Why can’t you just accept it, its not about politics, this state voted for Obama. WE IS DONE BROKE. DONE. What money have have makes me nothing on the market or in interest, my bills for taxes and healthcare are higher – copays are through the roof. I have to shell out 5k in deductible for an operation that I need NOW. We need to move but….*whoops* can’t swing a larger house in a good schools sytem because….wait for it….property taxes are too high. Would you like blood too?

  253. Barbara "just wait till fall" Believer says:

    and can we please dispense with they myth that everyone that graduates with a bachelors degree can go out the next day and land a job OVER 35k. BS 15 years ago, BS now. I know of NO ONE that got anything above 45k from the outset, most in the 30s.

  254. A.West says:

    Pete the fake,
    Do you seriously think that you should make as much money as everyone who graduated from college the same year you did? Maybe it makes sense in a world where the government is the only employer, and increases are based only on tenure, not merit or value created.
    While that world is the ideal that the teachers union bosses aspire to, that’s not the kind of world I want to live in.
    Incomes get set by the market, overall, except in government union land – until somebody pours sand on the leeches.

  255. Shore Guy says:

    ” Anyone who does teach knows that you work just as much outside of the classroom as in”

    And this differs fro. any other profession how? Do you believe that attorneys do not also do this? Do you believe that this is unique to teachers, or do you realize that many, many professions share this situation?

  256. Shore Guy says:

    fro, from, whatever.

  257. Barbara "just wait till fall" Believer says:

    261. Shore
    exactly, add to that those of us with kids in school who have to reteach the day’s lesson just to get through the nights homework. Oy.

  258. sas says:

    yup, I’m with pistol Pete.

    Alot of people like to ninny teacher.
    and they shouldn’t get the brunt of the force.

    look at admin, look silly demands placed by the dept of edu

    SAS

  259. sas says:

    but, tell you the truth.

    I’m scared stiff of a public school.

    SAS

  260. sas says:

    “re diamonds”

    wanna take a trip to a warehouse in Russia?

    SAS

  261. Painhrtz says:

    Clot 238 owe me a monitor thanks for the laugh

  262. veto that - Lawrence Yun 'The Panda', 'Next Fall' says:

    “36k is a good afternoon behind the keyboards.”

    JJ all that profit from linens and things subordinated notes? not bad at all.

  263. Outofstater says:

    #258 “…blood too?” Apt analogy. You guys don’t just have to empty your wallets to live in New Jersey, you have to open a vein. It’s just not right. God, I hope Christie can show the taxpayers how much the public employees cost them.

  264. veto that - Lawrence Yun 'The Panda', 'Next Fall' says:

    Yeah uuh Pete thats nice,
    Hey what does the teachers union do with the $130 Million of mandatory fees that it charges every single nj teacher each year whether they want to be in the union or not?

    They wouldnt use it as a lobbyist trust fund to bride politicians into maintaining the status quo, or would they?

  265. Rusty Trombone says:

    “Pete” made most of you sheep look like the morons that I am afraid you are.

  266. Rusty Trombone says:

    You love to jump at the red herrings, don’t you fine board members.

  267. dan says:

    I guess Pete’s not going to mention his pay went up 50% in 9 years, has job security, summers off, schedule week-long vacations every couple of months, cheap medical and a cushy pension that makes his pay twice as much as a private school teacher while studying half as much as a nursing or engineering major. But hey, what do I know?

  268. Final Doom says:

    plume (254)-

    I hope Mr. Gibbons is now maggot food.

  269. Essex says:

    Pete is a made up name you morons.

  270. Final Doom says:

    sx (276)-

    Dammit. I was about to challenge him to a fight.

  271. Final Doom says:

    First day of a tasty new ProShares gambling product:

    http://www.google.com/finance?q=AMEX:KRS

  272. Anon E. Moose says:

    I used to rue the fact that the entirely foreseeable housing price crash threatened to bring the broader economy down with it. I’m coming to see the merits of the ‘Doom’ point of view. Let it burn.

  273. Cindy says:

    77 AL

    “The reason people teach is because they are too weak or incompetent to handle the real world.”

    I resent that.I would prefer that you not lump any group of people together and make generalizations.

    There are many strong, competent teachers in the world.

  274. Final Doom says:

    Cindy (280)-

    If I had any juice above the netherworld, I’d nominate you for sainthood.

    Just for me, would you threaten to fly here and shoot someone in his sleep?

    Things like that make me feel tingly all over. Especially when a woman does it.

  275. Final Doom says:

    I’d also like to see a Cindy/Liz Warren target shooting competition.

  276. Cindy says:

    Clot – You just crack me up.

  277. Final Doom says:

    I bet Cindy can catch center mass on 80% of her tries.

  278. Cindy says:

    Nah, I’d require serious instruction.

  279. Final Doom says:

    It’s a pistol. Point at the target, and shoot.

  280. Final Doom says:

    Cindy, when you’re ready to buy that ticket to NJ and begin stalking your unwitting prey, collect the following, then call me:

    What you will need: Materials

    7/32″ Drill Rod or Wooden Dowel (Hardware Store)
    1 Foot of 1.25″ PVC Pipe (Hardware Store)
    12″ of 1/4″ Brake Line (Auto Parts Store)
    1 Quart of Fiberglass Resin and Hardener (Hardware or Auto parts Store)
    1 Yard of Thin Fiberglass Mat (Hardware or Auto Parts Store)
    1 Roll of Masking Tape (Hardware or Auto Parts Store)
    1 1/8″ Drill Bit (Hardware Store)
    1 3/16″ Drill Bit (Hardware Store)
    Several Rubber Bands
    Several Single Side Razor Blades
    80 Grit Sandpaper (Hardware or Auto Parts Store)
    6 Small Wood Screws
    1 Box Steel Wool (Hardware or Auto Parts Store)
    1 Container of White Lithium Grease

  281. Yikes says:

    dont know whether to laugh or actually be worried at this:

    Painhrtz says:
    April 26, 2010 at 11:53 am

    Al yet our troops guard Afghanistan and Iraq. all hail the upsidedownism of the modern world.

    It is all going to end so badly. Get out of the cities

  282. Cindy says:

    287 – I’m not actually “gunning” for anyone Clot but your offer of support and guidance is deeply appreciated.

    “Several single side razor blades”
    ” 1 container of white lithium grease”

    Gawd…Don’t tell me – I don’t even want to know.

  283. Ben says:

    “And this differs fro. any other profession how? Do you believe that attorneys do not also do this? Do you believe that this is unique to teachers, or do you realize that many, many professions share this situation?”

    Do me a favor and stuff it. I never claimed any profession was different. So quit trying to put words in my mouth.

    The stigma of “teachers get all this time off” is a fallacy. Leave it at that. I’ve worked in all types of jobs. I broke my back and turned wrenches for 2 years fixing cars. I ran 40 hour shifts collecting data as a research scientist. I know what hard work and teaching high school is hard work.

  284. jamil says:

    254 Comrade: “And this is the genesis of the HIPAA rule requiring the IRS to publish quarterly the names of expatriates.”

    I wonder if this covers Green Card holders who do the same (ie relinquish the GC). I suspect not, so the real number of expatriates is much higher (the tax effect to the US is the same whether it is GC holder or citizen).

  285. jamil says:

    254 Comrade

    and the tax loss effect to the US is probably affected more by people who refuse to take GC in the first place (or not come to the US at all even on visa). I doubt this was commonplace until 2-3 years ago.

    As the ultimate NY fishwrapper/Mexican oligarch media stated yesterday:

    “More American Expatriates Give Up Citizenship

    WASHINGTON — Amid mounting frustration over taxation and banking problems, small but growing numbers of overseas Americans are taking the weighty step of renouncing their citizenship.

    What we have seen is a substantial change in mentality among the overseas community in the past two years,”

    It almost looks like something really bad happened to the US around 2008 or so. I wonder what it was.

  286. Pat says:

    Cindy, I tried to teach last year and got decimated. Those 2nd grade ADD/adhd/OCD ‘ers got me. All of them.

    Last Friday, the sweet librarian had to come over and scream at the 25 kids I was giving a spelling test to. They shut right up. My daughter told me that in two years, Mrs. B never had to yell like that.

    They just don’t fear me.

    I thought giving spelling quizzes on Fridays this year would be easier than volunteering for after-school science.

    And I’m Clot’s wet dream of a skirt-wearing nightmare when I aim.

  287. Cindy says:

    293 Pat –

    That is awesome that you help at school. Thank you.

    “And I’m Clot’s wet dream of a skirt-wearing nightmare when I aim.”

    Now you’re cracking me up…He’s going to love that.

  288. Final Doom says:

    Cindy (289)-

    Homemade silencer.

  289. Final Doom says:

    Cindy/Pat-

    The first skirt-wearing nightmare I see every day is the one I go to sleep with. :)

  290. Yikes says:

    i know it’s late, but has this been talked about?

    http://www.nytimes.com/2010/04/24/us/politics/24immig.html

    PHOENIX — Gov. Jan Brewer of Arizona signed the nation’s toughest bill on illegal immigration into law on Friday. Its aim is to identify, prosecute and deport illegal immigrants.

  291. Cindy says:

    Review today – Commendations: Standards 1-6

    “Many people say they believe all children can learn, but in Cindy XXXXXXX’s case, she not only says it but demonstrates the belief on a daily basis. Cindy never, ever gives up on a child. She is always trying tried and true strategies , and if they don’t work, then she searches for new ideas and methods, anything that will help a child learn and succeed as a second grader in her classroom. She is a master at connecting with even the most difficult children and motivating them to learn and be successful. Cindy’s ability to hone in on skills needed to bring a child to mastery are exceptional. I admire her passion for the teaching profession, for her students, and for our school. Cindy is also a master at cycling through important concepts throughout the year so that her students fully grasp the curriculum. Another deserved commendation is how Cindy builds her students’ decision-making skills throughout the year as they have ample opportunities to make choices.”

    Yeah, I signed it. Cried even.

  292. Final Doom says:

    Speaking of skirt-wearing bitches:

    “Below we present Lloyd’s full, and merely 2 page, prepared testimony before tomorrow’s Senatorial Hearing on the Tourregate. Here are the key amusing excerpts:

    ‘Today, the financial system is still fragile but it is largely stable. I want to express my gratitude and the gratitude of our entire firm. We held the government’s investment for approximately eight months and repaid it in full along with a 23% annualized return for taxpayers.’

    Lie #1: Goldman is still responsible for at least $21 billion in TLGP loans, which are FDIC, and thus fully taxpayer backed. Ironically, this is just a little more than Goldman paid out in bonuses in 2009. Perhaps that money should have gone to really paying out US citizens instead of the bonuses of those who shorted against the US housing market. In the very least, it would be a welcome change if Goldman, just like GM, were to actually acknowledge that the firm is still on the taxpayer bailout dole. To be sure, we note that “god” is finally grateful for being alive and earning billions courtesy of the record steep 2s/10s curve.”

    http://www.zerohedge.com/article/full-annotated-lloyd-blankfein-testimony

  293. Final Doom says:

    Again, I ask: where is the outrage?

    I want Cindy to be CEO of GS. Just like Chloe gets to be head of CTU.

    Disclaimer: I cannot differentiate between reality and what happens on TV shows.

  294. Final Doom says:

    I’m sorry; I seem to have come here by mistake. I Googled “Antigua & Barbados Women’s Lacrosse Gambling”, and it sent me here.

  295. Final Doom says:

    Cindy, can you fix me?

  296. Final Doom says:

    Seriously, Cindy, congratulations!

  297. Cindy says:

    I love what I do – everyday. But economics is sure a fun hobby. I get to spend some time with adults that way – and Clot too.

    Thank you for the congrats – ya nut.

  298. Final Doom says:

    Crossword puzzles are fun.

  299. Pat says:

    pirated movies are fun, too.

    You don’t have to eat crappy popcorn.

    My favorite site just got blasted. Damn.

  300. Shore Guy says:

    Cindy,

    Congrats on the kudos from the bosses.

    As for Clot’s material list, it looks like what one needs to construct a suppressor for a pistol.

  301. Shore Guy says:

    Cindy,

    Congrats on the kudos from the bosses.

    As for Clot’s material list, it looks like what one needs to construct a suppressor for a pistol.

  302. Shore Guy says:

    “Do me a favor and stuff it. I never claimed any profession was different”

    The very act of mentioning it is a way of pointing out how teaching is different. If many others do the same thing, and one acknowledges that they do, one would not point out the need to do so.

    I know that teaching can be draining. At least when done well, it can be.

  303. chicagofinance says:

    C: all the best!

  304. chicagofinance says:

    281.Final Doom says:
    April 26, 2010 at 8:47 pm
    Things like that make me feel tingly all over. Especially when a woman does it.

    Doom: Out in Wainscott about 6 years ago and my wife and her friend bought a bunch of lobster in Montauk. Watching my wife take a live lobster out of bag, rip off its arms, then while it is writhing take a large knife and cut it vertically through the gizzard, then poke through two wooden skewers and toss it on the grill……my g-d……

  305. jamil says:

    297 Yikes:
    “i know it’s late, but has this been talked about?
    PHOENIX — Gov. Jan Brewer of Arizona signed the nation’s toughest bill on illegal immigration into law on Friday”

    What’s there to discuss (apart the violent, even racist demonstrations with people full of actual hate and encouraged by the Chosen One – who like Chavez and other thugs is increasingly relying on violent supporters)?

  306. Barbara "just wait till fall" Believer says:

    312.
    Jamil

    I don’t think you can describe smearing refried beans into swastikas as “violent” but I understand that you go for the gusto.

  307. Final Doom says:

    Can we all agree that jamil is simply a garden-variety moron?

  308. Final Doom says:

    If anyone here thinks Europe is anything other than a giant joke, turn on Charlie Rose right now.

    Christine Lagarde, the French finance minister, is the guest. What a fcuking donkey.

  309. Final Doom says:

    Euro:USD = 1:1

    Coming soon.

  310. Mikeinwaiting says:

    Clot 315 let me pour a drink first it will be more interesting.

  311. jamil says:

    313 Barbara:
    “I don’t think you can describe smearing refried beans into swastikas as “violent””

    Well, your peace loving protestors seem to be a bit more than that:

    “Protesters clash with police during an immigration demonstration outside the Arizona State Capitol in Phoenix on Friday. ”

    or

    “Pro-immigration protests turn violent in Arizona..
    Witnesses say a group protesting against SB1070 (Arizona’s harsh new immigration law) began to fight with a man who was for the controversial immigration bill.

    Police tried escorting that man away from the scene, fearing for his safety, when they too came under attack by people throwing items”

    How do you think State Media would have described this if Tea Parties had done this?

  312. Mikeinwaiting says:

    Futures so bright I gotta where shades.
    Looking pretty green, is Europe out to lunch, they are in deep sh*t.

  313. Mikeinwaiting says:

    jamil what ever else you are consistent.
    For me 2 cents go Arizona go , bout time we enforce are laws.

  314. Barbara "just wait till fall" Believer says:

    jamil,
    I fully expect National Guard to be deployed in AZ within the next few weeks.

  315. Mikeinwaiting says:

    Barb 321 this will be interesting to watch play out. State’s rights & all that, in addition will the feds deport, detain said people. With the level of unemployment the dems are going to have a hard time rolling over this move.

  316. Barbara "just wait till fall" Believer says:

    Mike,
    this will be the death nail. Obama is suprisingly tone deaf on this one.

  317. Mikeinwaiting says:

    Barb I agree. When they have no paycheck even the die hard left protect them selves.

  318. Rusty Trombone says:

    And so it goes.

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    last

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