Free rent!

From the NYT:

Owners Stop Paying Mortgages, and Stop Fretting

For Alex Pemberton and Susan Reboyras, foreclosure is becoming a way of life — something they did not want but are in no hurry to get out of.

Foreclosure has allowed them to stabilize the family business. Go to Outback occasionally for a steak. Take their gas-guzzling airboat out for the weekend. Visit the Hard Rock Casino.

“Instead of the house dragging us down, it’s become a life raft,” said Mr. Pemberton, who stopped paying the mortgage on their house here last summer. “It’s really been a blessing.”

A growing number of the people whose homes are in foreclosure are refusing to slink away in shame. They are fashioning a sort of homemade mortgage modification, one that brings their payments all the way down to zero. They use the money they save to get back on their feet or just get by.

This type of modification does not beg for a lender’s permission but is delivered as an ultimatum: Force me out if you can. Any moral qualms are overshadowed by a conviction that the banks created the crisis by snookering homeowners with loans that got them in over their heads.

“I tried to explain my situation to the lender, but they wouldn’t help,” said Mr. Pemberton’s mother, Wendy Pemberton, herself in foreclosure on a small house a few blocks away from her son’s. She stopped paying her mortgage two years ago after a bout with lung cancer. “They’re all crooks.”

This entry was posted in Housing Bubble, National Real Estate, Risky Lending. Bookmark the permalink.

353 Responses to Free rent!

  1. grim says:

    Please Christie, kill this nonsense..

    From NJN:

    Proposed N.J. Homebuyer Tax Credit Program generates interest

    Burlington County Freeholder Christopher J. Brown gave his support Friday to pending state legislation that would establish a New Jersey Homebuyer Tax Credit Program to provide three years of tax rebates to residents who purchase a home in 2010.

    Several hundred real estate professionals from across the state — most of whom support the homebuyers’ tax-rebate legislation in one form or another — will be attending “Realtors Day in Trenton” on Thursday, June 10.

    The event, sponsored by the New Jersey Association of Realtors, features a breakfast at which Gov. Chris Christie has been invited to speak, a full-morning panel discussion with leaders from both houses of the state Legislature, a lunchtime rally on the Statehouse steps and an afternoon of visits to different Senate and Assembly committee meetings.

    One of the main discussion topics of Realtors Day undoubtedly will be A-1678, which was passed by the state Assembly on May 20, by a 67-8-2 vote, and sent to the state Senate for a potential vote in the near future. A-1678 would give residents who purchase a home in 2010 a series of tax credits spread out over three years totaling either $15,000 or 5 percent of the purchase price of the home, whichever is less.

    The bill, which has strong bi-partisan support in both chambers, contains a somewhat controversial provision that — as part of an overall $100 million cap on the program — makes available a total of $75 million in credits for the purchase of a newly constructed home and a total of $25 million for the purchase of an existing dwelling.

  2. grim says:

    Some house porn from CNBC:

    America’s Coolest Beach Homes 2010

  3. safe as houses says:

    #1

    How many newly constructed homes are built in north jersey that someone making less than 300k a year can afford?

  4. grim says:

    #3 – Look South, not local

  5. grim says:

    Or do it like they do in Montclair..

    High hopes for business folk planning NJ pot sales

    MONTCLAIR, N.J. — After careers in human resources and business consulting, Marianne Bays is tired of the corporate world. The 57-year-old’s choice for a change: trying to become one of New Jersey’s first legal pot dealers.

    In January, New Jersey became the 14th state to allow the sale and use of medical marijuana. The law goes into effect July 1, but it’s expected to take several months before the state has regulations in place and the “alternative treatment centers” where patients will be able to get cannabis.

    For now, Bays and others — perhaps dozens of them — are quietly setting up nonprofit groups that will apply to run the first treatment centers in the most populous state outside California to allow medical marijuana.

    Bays has been telling family and friends about the new career, which she is planning when she’s not working her temporary job helping run the Newark office for the U.S. Census.

    She and her husband live in a spacious home in Montclair, a famously open-minded New York City suburb. She says marijuana has always been available in her social circles. But she said school and work never left her much time to indulge.

  6. From the main post;

    Foreclosure has allowed them to stabilize the family business. Go to Outback occasionally for a steak. Take their gas-guzzling airboat out for the weekend. Visit the Hard Rock Casino.

    Good to see people learning an object lesson is fiscal responsibility here. Still gambling and playing with expensive toys while in foreclosure…. gods bless `Merica!

  7. Also from the main article;

    One reason the house is worth so much less than the debt is because of the real estate crash. But the couple also refinanced at the height of the market, taking out cash to buy a truck they used as a contest prize for their hired animal trappers.
    It was a stupid move by their lender, according to Mr. Pemberton. “They went outside their own guidelines on debt to income,” he said. “And when they did, they put themselves in jeopardy.”

    Not a thing has changed here, has it? Still blaming your own problems on others. The bank was stupid and yet you agreed to the terms of the loan or didn’t even bother to read them. Might I introduce you to the concept of transitive properties?
    And you used your house as collateral for a prize you were giving away in a contest? Seriously?
    “We could pay the mortgage company way more than the house is worth and starve to death,” said Mr. Pemberton, 43.
    Looking at the picture of you in the article there butterball, that won’t happen for quite some time.

  8. Al Gore says:

    What a wonderful country. Live in mansions for free and have a government with unlimited cash thanks to the mysterious direct treasury buyers. Anything in paper will be worthless.

  9. Nomad says:

    #7 – if they did not take the time to read the loan docs, they deserve whatever comes their way.

    Any mtg in this country should require a minimum of 10% down. If you don’t pay, liquidate everything and then work out a payment plan for the remaining balance.

    With no accountability, no ramifications for failure to pay off the loan then what is the incentive to honor one’s contractual obligation?

    As a nation, we really have become a soft, spoiled bunch. No pride or accountability anymore.

    BTW – anyone see the article about the subs headed toward the Iranian coast? Also, I heard that the USS Truman (Carrier) left on the 21st to the same area with 2-3 more carriers headed there sometime in July.

  10. Final Doom says:

    Today’s topic article is Exhibit #1 of why this country is totally fcuked.

    I probably have suggested- on average-to one family a week for the past three years that they stop paying their mortgage. I have yet to find that anyone I’ve counseled continued to pay.

    I was watching a news thing last night on somebody who broke a contract. My wife said that the person who broke the contract should make restitution.

    My immediate response was that contracts are now irrelevant in the US. Feelings of victimhood and remorse over entering into an agreement trump the obligation to perform.

    Wifey had no comeback.

  11. Final Doom says:

    nomad (9)-

    Are you talking about our subs…or the three nuclear subs Israel is parking off the coast of Iran?

  12. Final Doom says:

    Hey, Hyde-

    What do you think of this idea to stop the oil leak?

    http://tinyurl.com/2b2d94f

  13. jj says:

    People make less than 300K a year in NJ? Heck Snookie, Real Houswives of NJ and Bon Jovi can make that much in a few days.

    safe as houses says:
    June 1, 2010 at 6:27 am
    #1

    How many newly constructed homes are built in north jersey that someone making less than 300k a year can afford?

  14. Nomad says:

    #11 – Doom, not sure whose subs they were or if they are nuclear but if that is the case + our aircraft carriers, then we must be getting close to the point of bringing this situation to a head. US & Global economy on the brink, oil spill in the gulf, 90+ temps already, this is not going to be a fun summer.

  15. Cindy says:

    http://www.nakedcapitalism.com/2010/06/guest-post-default-please.html

    This may turn out to be a double post – sorry…

    More on the subject

    http://www.nakedcapitalism.com/2010/06/guest-post-default-please.html

    “Default, Please” from Naked Capitalism

    “…party like it’s 1454. Start your own personal debt jubilee.”

  16. jj says:

    BTW PPT in House, open should be rocky. Get your buying picks out on this day lacking depth of mkt or deep liquidity and hope buy side pulls out in a dive and you can get those orders in.

    BP, Cablevision and BAC bonds are looking good this morning. I am saying to myself again and again, do not buy, do not buy. I have to wait for the right moment.

    BTW RE is still too high. Houses I like are around 1.3 million with 23k in taxes. I don’t want to move just to get a trade up house, I only want to move if it is a really nice house. I did math this weekend and with a 300K salary, 600K down those houses are still not affordable. How large is the population of 300K+ a year salaries with 600K+ in downpayment nowdays? I see thousands a homes in that price range. But I don’t know thousands of people in that salary maybe hundreds and most have no interest in that type of anchor. Heck my rich friends who like Jets bought in upper deck or a cheap PSL. I know the two are not the same. But if someone making 400K a year is scared to put down $400 bucks on a ticket and has stopped leasing new cars and is driving to lake george instead of flying to VI I don’t see them plopping down money on a 1.2 million dollar home.

  17. Cindy says:

    Grim – 16 and 17 – same post…in moderation

    Might be because I cited the source – NC….

  18. Cindy says:

    Well, anyway…If you go to N@ked Capitalism – check out an article on topic: “Default, Please”

    “..party like it’s 1454. Start your own personal debt jubilee.”

  19. Mr Hyde says:

    Tosh 7

    taking out cash to buy a truck they used as a contest prize for their hired animal trappers. WTF???????

    FAIL!
    http://recruiter.files.wordpress.com/2009/01/fail.jpg

  20. meter says:

    ::pitching softball::

    Check out the size of this sinkhole.

    http://www.abc.net.au/news/stories/2010/06/01/2915443.htm?section=world

  21. jj says:

    NEW YORK–(BUSINESS WIRE)–CIT Group Inc. (NYSE: CIT), a leading provider of financing to small businesses and middle market companies, today announced the appointment of Nelson J. Chai (44) as Executive Vice President, Chief Administrative Officer and Head of Strategy, effective June 1, 2010. He will report directly to Chairman and Chief Executive Officer John A. Thain.

    I love guys like Nelson who can make a career our of riding coat-tails. Seems like a nice enough guy as a couple of years ago I had a meeting with him in his office. At the time his office was so big I could have took a dump in one of his couches and it would have took him a week to find it.

  22. Final Doom says:

    nomad (15)-

    The subs are Israel’s, and there are three of them. All nuclear.

  23. Mr Hyde says:

    Doom,

    First note i am an armchair general in regards to the oil issue.

    The upside down ship would seem to actually have potential for caputing the leaking oil. You would probably have to clear the debris field first before dropping the ship. One technical challenge is that you would need to prevent sea water from filling the ship before it starts to take on oil, or you run into the methane hydrate problem. This could potentially be solved in a few different ways, one being filling the ship with methanol. You could not fill the ship with air then sink it because the pressure at depth would crush the ship like a tin can.
    Additionally you would need to run some serious engineering calculations as controlling that much mass while lowering it accurately to the sea floor is a task that has never been done to tbe best of my knowledge. Its probably doable, but is bleeding edge stuff.
    Inregards to using the ship to bury the well, it would be likely to fail. The bottom of the gulf is soft enough that the pressure of the oil leave the well is probably high enough to force it way through the mud once to stop draining the ship to surface tankers.

    Even if this concept works as a containment technique ( which seems like it has potential if a few serious engineering challenges can be overcome) it would be a bad idea to try and bury it, you still need the relief wells for a bottom kill.

    Their time line is also laughably optimistic. It would take weeks to implement the upside down ship as a containment strategy best case.

    first you have to locate the ship, then prep it. At the same time you have to have some damn good engineers devise a way to control that much mass being lowered very accurately over a mile deep and dealing with currents on the way down. What ever mechanism they would use to lower the ship will most likely have to be custom built on site.

    If i were the president i would have the available engineering team seriously consider this as a containment strategy. but recognize there would still be very serious engineering challenges with this method

  24. Final Doom says:

    jj (16)-

    Nice to see you’ve recognized the real world.

  25. Barbara says:

    yeah a dust up with Iran will keep neighbors from killing neighbors over strategic defaults. Getting ugly out there, people are choosing sides.

  26. Mr Hyde says:

    Doom 23

    time to review fallout maps and wind patterns….

  27. Mr Hyde says:

    Doom,

    A bottom kill is critical for the leaking well due to how the well seems to be compromised. Any top kill solution risks causing more problems then it solves.

  28. Final Doom says:

    hyde (25)-

    The really scary part of all this is that I get the feeling a bunch of bloggers probably have more ideas for fixing this mess than the “experts”. I also get the feeling a bunch of Navy Seals could probably get this under control faster and more effectively than a bunch of bureaucratic drones.

    If the well is still leaking at the beginning of hurricane season, it’s game over.

  29. jj says:

    Free Rent is an emotionally charged issue that can polorize a community.

    I remember a similar incident that happened on Middle Neck Road in Great Neck when someone was giving away Free Ham.

  30. Final Doom says:

    I also figure it’s a given that the dispersant is more toxic than the oil.

  31. Final Doom says:

    jj (31)-

    Classic Jewish Dilemma. :)

  32. jp says:

    Anyone here believe that people should be hanged for the oil spill? China executed executives who put melanine in baby formula. The least the UK and US can do is life-time imprisonment.

  33. Final Doom says:

    jp (34)-

    Count me as a longtime proponent of televised executions.

    However, it should also extend to political officeholders.

  34. jj says:

    Is it just me or is everyone else already bored with this oil spill stuff. All we need now is for Ron Artest to jump into stands at NBA play-offs to kick the snot out of somes fans for us to completley forget about this.

    This BP story is just so May 2010.

    jp says:
    June 1, 2010 at 9:10 am
    Anyone here believe that people should be hanged for the oil spill? China executed executives who put melanine in baby formula. The least the UK and US can do is life-time imprisonment.

  35. still_looking says:

    Doom

    No dilemma.

    Take free ham, sell to goyim, take proceeds and enjoy a sandwich, a nice sandwich at Harold’s deli.

    Problem solved. :)

    sl

  36. Final Doom says:

    Harold’s? Feh. The brisket is tough, and the service is slow.

  37. still_looking says:

    So who eats brisket? A nice corned beef on rye with mustard, a side of pickled cucumber salad, pickled tomatoes and a celery soda.

    :)

    sl

  38. Xroads says:

    Anyone here believe that people should be hanged for the oil spill?

    I think pemberton and rebouras should be hanged for being in foreclosure. Oh and the oil guys too.
    Some kind of personal accountability would be nice.

  39. SPF says:

    I know this is off-topic, but I’ve been reading the articles and comments here since I’ve started looking for a house last fall. There always seems to be a lot of negativity directed at Westfield. We’re thinking of putting in an offer on a house there, after looking in other parts of the state for awhile now. All kidding aside, can someone please try to explain to me what’s wrong with this town? It seems very nice, good schools, etc. Houses seems to retain their values. Am I missing something?
    thanks

  40. jp says:

    jj — too funny. love the level of apathy.

  41. chicagofinance says:

    SPF says:
    June 1, 2010 at 9:30 am
    All kidding aside, can someone please try to explain to me what’s wrong with this town?

    Ask one of the residents….you’ll understand….

  42. Andrew says:

    Moved to Westfield knowing little to nothing about the town 7 years ago and truthfully love it. Sure, like any affluent town it has its share of snobs, but for the most part its a great family town with a solid school system, great recreation, and an awesome downtown. Direct rail service to NYC in 6 years can’t hurt property values either. The Brigadoon bashing always confused me too. Happy hunting….

  43. Confused in NJ says:

    WASHINGTON (Reuters) – Americans prefer drugs to talk therapy for depression, with nearly 80 percent taking a pill for the condition, Consumer Reports said on Tuesday.

    The most popular class of drugs remain the so-called SSRIs such as Prozac, the group found. People found newer, pricier antidepressants less desirable because of side-effects.

    Patients benefited just as much from therapy — almost any kind of therapy, the consumer group found in its survey of 1,500 readers.

    Those surveyed said they improved just as much after seven or more sessions of talk therapy as if they took drugs and it did not matter if the therapist was a psychiatrist, psychologist or social worker.

    Nearly 80 percent of people who had been diagnosed with depression or anxiety were prescribed antidepressants.

    Patients were happiest with the selective serotonin reuptake inhibitors or SSRIs, a class that includes Eli Lilly and Co’s Prozac or its generic equivalent fluoxetine;, Pfizer Inc’s Zoloft or sertraline, and Celexa or citalopram and Lexapro o escitalopram from Forest Laboratories Inc.

    People complained of more side-effects from serotonin-norepinephrine reuptake inhibitors or SNRIs, a newer, often more expensive class of antidepressants, the survey found.

    These include venlafaxine, made by Pfizer-owned Wyeth under the Effexor brand name and Lilly’s duloxetine, sold as Cymbalta.

    The survey found a range of side-effects, but the most common one — loss of sexual interest or ability — was less common than in past surveys, the consumer group said.

  44. A.West says:

    I’m with jj. Accidents happen. This isn’t nearly as big a deal in terms of devastation as an average hurricane, let alone a major earthquake or volcanic eruption. The media elites assume that everyone is as wrapped up in the cult of Mother Earth as they are. If the teachers unions get their way, children will only be taught environmental science.

    But I have no problem with the government handing BP the bill for fisherman, tourist loss of income, cleanup, etc. Ironically, BP is the one oil company that spends the most money on “green” propoganda, saying that BP= beyond petroleum. They should have spent that green PR money on actual engineering talent instead.

  45. Final Doom says:

    confused (45)-

    I think Consumer Reports grossly underestimates the positive health benefits of heavy drinking.

  46. grim says:

    Westfield bashing is a long-time running joke. You would have had to have been around here circa 05-06 to understand.

  47. A.West says:

    Andrew,
    Some people are just jealous. Maybe people think that the higher prices in that town aren’t worth the marginal boost in school quality. I used to live in Scotch Plains, 5 minutes from Westfield. But to live in Westfield, you have to like high priced old houses. I have no problem with that town, other than that I never really found a restaurant I liked in their downtown area, despite them having so many. Since I don’t work in the city anymore, I moved West for more space and a newer house at lower $/sq ft.

  48. Libtard says:

    still_looking (39):

    Celery soda…Dr. Brown’s worst creation ever. Isn’t it actually named ‘Celray’ or something lacking creativity like it. Go for the cream soda or black cherry.

  49. Juice Box says:

    Another Humanitarian ship headed to Gaza tommorow this time from Ireland.

    Are the Israelis going to lie on Fox News and say these people are connected to Al-Qaeda too?

    http://www.irishtimes.com/newspaper/breaking/2010/0601/breaking33.html

  50. SPF says:

    Thanks for the feedback. It just seems like someone always has an axe to grind when talking about Westfield. It’s hard to get an honest answer about the pros and cons of this town.

  51. nah says:

    Temp Census jobs and BP cleanup jobs should provide a nice Jobs report on Friday.

  52. Zack says:

    $100,000 loan for a degree in Womans Studies in NYU.

    http://www.nytimes.com/2010/05/29/your-money/student-loans/29money.html

  53. safe as houses says:

    #54 Zack,

    What guy didn’t study women in college?

  54. Libtard says:

    By the way, for anyone following the enormous homeowners insurance increases issue(ours is going up by 28.1%), I think I now know their (un)justification. I recently received an alert from Citi Identity Monitor (I get it free with one of my Citi credit cards), and it revealed a change in my report. Apparently, my property is now ‘AFFECTED BY NATURAL DISASTER’ according to Equifax. I may call them up to see if I can submit a claim equal to the 28.1% increase since it is the only disaster my house was subjected to.

    Me thinks the insurance lobby has been very affective. Gotta figure they just managed to squeeze another $200 per year out of everyone of the average homeowners in Essex County.

  55. sas3 says:

    A. West, the BP leak is not as much a big deal as an “average hurricane”? If your post was an attempt at humor (like jj’s), you didn’t do very well. If your post was serious, well, I don’t have many words in my limited ESL vocabulary…

    S

  56. still_looking says:

    Lib, 50

    I’m just pulling Doom’s leg…

    I think it actually is Cel-ray… Alton Brown makes a version of home made (with ground celery seeds and simple syrup.)

    Me? I’m not much for soda … I am a sucker for a great corned beef sandwich… I’d order tongue but I’d hate to start John on yet another debauchery laden tale…

    (sigh… off to another day in the pit)

    sl

  57. Letarded Libtardian says:

    51 anti-semi
    >Another Humanitarian ship headed to Gaza tommorow this time from Ireland.<

    You know, if your anti-semite buddies would be even remotely interested in delivering aid to Gaza, they could simply deliver it via Egypt or Israel (only weapons removed). But of course, we all know that this is last thing they are interested. Also, attacking soldiers with axes and metal bars and shooting them is surely sign of peaceful intentions?

    The purpose of these “activists” (some of which were directly connected to terror orgs, Hamas/AQ or Bill Ayers) was to make a provocation and open the sea route for heavy weapons, as now they can only small smuggle weapons and missiles.

    You may want also to question why nobody cares about Egypt’s blockage of Gaza.

  58. sas3 says:

    54, Zack:

    Wouldn’t she have qualified for federal loans or grants (based on the low income of her mother)?

    S

  59. Yikes says:

    let’s say, hypothetically you came into 50k (after taxes). i know this board is doom-and-gloom for the future, but what’s the move?

    (also assuming you have maxed out 401k, IRA, etc for the year and you have 18 months of ’emergency’ liquid in the bank in the event of job loss)

    looking for serious replies

  60. jj says:

    re 61, two coaches club psls and you take me to the games.

    or 5-15 year corporate and muni bonds.

    529 plans

    boob job for wife.

    new car

    new kitchen and bath.

    Mistress money

    Come to think of it 50k is not much money. Can we make it 5 million?

  61. ricky_nu says:

    hmm…..re: that student loan article in #54, how does one make any money applying their degree in “religious and women studies”

    given the current state of personal responsibility in this country, the school is obviously at fault for not knowing she woudl be baggin groceris upon graduating, and that $100k would likely disappear.

  62. sas3 says:

    Yikes, did you consider paying off portion of the mortgage? 5% rate vs 1% interest on savings accounts? May be a very risky move if interest rates go up in the near future.

    S

  63. Juice Box says:

    re #59 – get your talking points correct, the activists were delivering humanitarian aid were actually are known associates of AL-Qaeda, and were delivering a dirty bomb for assembly and detonation in תֵּל־אָבִיב-יָפווֹ

    Israel cannot go it alone unilaterally in this world. They are dependent on the rest of the world for their very existence whether it be fuel,water, food, money and weapons. Their very survival depends on imports, just like the people of Gaza. Both parties to this conflict would do well to remember that next time they want to shoot a missile over a fence or to attack aid ships full of pacifists that they cannot survive without the rest of us.

  64. Mr Hyde says:

    A west 46

    Accident? The gulf oil spill was easily preventable if they had followed some standard practices. They new the well was having problem for weeks before had. Public executions for BP execs.

    Ricky

    Womens studies? Ask nom but i would image that the only place you can go with that is politics.

  65. sas3 says:

    ricky_nu: If she really likes her field, she can do MS/PhD (usually with some scholarship), and may be make a difference by leading women’s rights issues, since women face a raw deal in many countries. Her major in religious studies also can be an advantage if her work were to focus on other cultures.

    If she didn’t like her field, well, the options are quite limited.

  66. Fiddy Cents on the Dollar says:

    Zack :54

    I saw that NYU article over the weekend…..$97K in loans for an “Interdisciplinary Degree in Woman’s Studies”

    And in typical New York Times fashion, where do they pin the blame for this financial mess ???

    Why the Admissions Dept at NYU, of course.

  67. Mr Hyde says:

    SAS3, Ricky,

    100K for the BA degree then another 50K to for the advanced degrees, and how is she paying back those loans with her probable income outlook? Its unlikely that such a degree is worth 100,000 to 200,000 K for anyone except the top 1% who follow that path. The other 99% just signed up to become debt slaves

  68. Libtard says:

    Yikes (61):

    “let’s say, hypothetically you came into 50k (after taxes). i know this board is doom-and-gloom for the future, but what’s the move?”

    Host the greatest GTG ever or buy 3 Honda Fits.

  69. Ben says:

    “If the teachers unions get their way, children will only be taught environmental science.”

    This is false. 99% of your teachers even know a single thing about environmental science and would dread any requirements to do so. Most teachers don’t have the ability to understand or stay well informed on such issues and it would make their life hell if they had to teach that. Trust me, teachers want to stick to their subject and not have others tell them how to teach.

  70. sas3 says:

    Hyde, why do an MS if there is no scholarship and no discretionary savings? Unless one is really really passionate about the field or work, in which case, 100k or 200k debt is nothing. Declare complete bankruptcy and join a social work group or something.

    S

  71. Libtard says:

    By the way, nobody likes the Palestinians. Not the Muslims nor the West. Keep this in the back of your mind before you jump to conclusions. Worst of all, Hamas is absolutely using them, which is not surprising as it’s so easy to take advantage of the disadvantaged. There will never be peace in Israel. Never. Peace negotiations there are simply political posturing.

  72. jcer says:

    100k in loans for a degree that makes you maybe 35-40k if, and only if you can find a job. I was saying this the other day, college is for the truly gifted and rich. As she falls into neither category this was a waste, she should have gone to a lesser school where she could have had lower tuition and maybe gotten scholarship dollars. Oh wait this is a person who is living in San Francisco(expensive!), on a meager income for no really good reason!

    I have a friend who was poor and financed his education(Math major) but guess what, he moved to cheap places(NC) where he could find a job that paid a decent wage and lives really cheaply. Out of college his cost of living was like 1k per month total!(rent($400), food, car insurance, etc). He paid off his 40k debt in like 4 years on a 45k income and can save/spend to live more comfortably. So here is the thing, this person should not be living in such an expensive place with such a crushing debt and no real employment prospects.

  73. Mr Hyde says:

    Libtard 73

    There will never be peace in Israel. Never. Peace negotiations there are simply political posturing.

    So we should just go ahead and used salted nukes to turn the entire area into an uninhabitable radioactive wasteland for a few hundred years?

    preemptive strike?

  74. jcer says:

    Obviously why go to NYU when you can’t afford it. The answer is you want to live in NYC. It isn’t that good of a school that it would be worth it, it really isn’t much better than any decent state school. Americans are really soft.

  75. sas says:

    “Are the Israelis going to lie on Fox News and say these people are connected to Al-Qaeda too?”

    next they will tell you Al-Qaeda is hiding under your coffee table & or your leather couch.

    SAS

  76. Shore Guy says:

    “$50k”

    Since this is not money that I had any anticipation of receiving, I would eb inclined to use it in ways that best enhance my ability to respond to bad economic conditions:

    If I had any, I would eliminate any consumer debt, thus reducing intrest outlays as well as the amount of money it takes to support my lifestyle.

    Even though I expect it to decline in value over time, I would buy maybe 15 oz AU in 10/th oz Eagles or Maple Leafs, just in case of disaster.

    The remaining bit? It depends on how much is left over after taking care of the other. If I had any remaining mortgage< i would be inclined to stick it there, to reduce the cost of my lifestyle.

  77. Shore Guy says:

    “hiding under your coffee table & or your leather couch”

    Or drinking coffee dressed in leather.

  78. Mr Hyde says:

    Jcer,

    People are still fully invested in the “college dream”. Try telling someone that the cost benefit might not work out and you will be considered a nutjob.

    Remember “housing only goes up”? We are still in the middle of “college is a great investment no matter what”

  79. Mr Hyde says:

    Shore

    Do they make burkas in leather? That might be some hot fetish play!

  80. jcer says:

    Hyde, the funny thing is I was thinking that might be the only viable solution, but you actually posted it.

  81. Libtard says:

    Hyde(75): “preemptive strike?”

    It would be cheaper!

    Realistically, both sides will continue to play this game of t1t-for-tat until one side or the other is eliminated. My argument is that aiding peace talks between two nations with the same goal (elimination of the other) is fruitless. Sending humanitarian aid is fine in my book. What is truly silly is actually trying to broker peace.

  82. Shore Guy says:

    If one has money to burn, then mixing with “the right people” becomes an issue. I laugh when I hear people say, “But I have to go to X college because the people who graduate there become the heads of (name your institution).” The fact is, the people whose families have been well placed for years tend to fill X positions and those same people send their children to X school. The families and their interconnected web of relationships drives the success, not the college.

  83. Final Doom says:

    sastry (67)-

    Go for a Masters’ in Rugmunch. Get hooked up with a rich sugarmama who pays off the debt. Can probably also get a job at some local NPR affiliate. NPR is always looking for shrill, whining, bitter l^sbi@ns.

    Otherwise, useless degree.

  84. Final Doom says:

    Ben (71)-

    I just wish my daughter’s English teacher would come to school.

    “Blue Ribbon” HS, natch.

    I also wish my daughter’s history teacher knew something about history.

  85. Final Doom says:

    Sastry, I don’t think student debt is discharged in BK.

  86. jcer says:

    Hyde here is the thing I totally understand going to college to get a degree. It is a good time for some, learning is good, and certain degrees can lead to a good career. But here is the thing when I went to school if my parents couldn’t have afforded to pay for my education I would have gone to U of Illinois, even out of state with all of the merit based money they were giving me it would have been cheap(I think when I was going the tuition & RB total out of state was 16k and then they gave me 5k per year in scholarship). Graduating as an engineer with 40k in debt would not be a big deal. It is like the cost of a nice car.

  87. Final Doom says:

    jcer (76)-

    We’re about to find out who the really tough Americans are.

  88. Letarded Libtardian says:

    >There will never be peace in Israel. Never. Peace negotiations there are simply political posturing.<

    Israel has shown its willingness for peace and concessions, such as letting Gaza to turn into 24/7 terror state. Hamas simply wants to establish sharia-caliphate (from Spain and North Africa to Turkey and to now shia-Iran). Any idea of peace or negotiations is absurd. Sure, Hamas is happy to use palestinians or European Idiots to help its cause, but the only goal is sharia caliphate (where they can execute gays, non-muslims and all those hapless Europeans who drool them).

    Negotiations are waste of time. I think interim compromise would be that US supports the idea that Spain is given to Hamas.

  89. Zack says:

    My student loan when I graduated with BS was around 25K. My entry level job at that time paid me 38K. Over the years, I paid my loan off and my salary increased many fold.

    These days, kids seem to be graduating with 100K – 200K with starting salaries nothing to brag about.

  90. Shore Guy says:

    “two nations with the same goal (elimination of the other)”

    If they want to eliminate each other, let them. Nations exist in a state of nature. Most of our extant tensions originate from long-simmering conflicts that were never able to fully resolve themselves due to outside forces stopping the fighting before a final victory by one party or another.

    Thre should be no reason why two states cannot exist, but if they prefer top fight and kill and impoverish ecah other in the process, so be it.

    What strikes me odd about ther Palestinians is their quest to have the world agree that they should have an independent nation. If they want one, do what we did and declare one. Oh, but what about the distance between the West Bank and Gaze? Sc-rew it. Declare two new states, East Palestine and West Palestine. One nation seperated by an enemy will not work anyway, just look to East and West Pakistan. I dont know that Bangledesh is better off than it was asz East Pakistan but at least there is a lack of paralisis when it comes to taking action.

  91. relo says:

    61: Take $5k to Vegas, let BC manage the rest @ 2& 20.

  92. A.West says:

    The US spends about $500bn/yr on oil each year – representing its economic value to Americans. The economic damage of this incident might be 20-30 billion, most of it inflicted in a specific geography. Hurricane Katrina’s economic cost was over $100bn, according to some estimates, and surely killed far more people than this oil spill. I doubt anyone counted up annimals killed by Katrina.

    If you drink gallons of milk every week, you occasionally spill a glass. No need to excessively cry over it. No doubt that environmentalists will attempt to turn this into a 9/11 monument against human industrial progress, however.

  93. Final Doom says:

    hyde (80)-

    College WAS a great investment…when the idea of going to college was actually to educate yourself and teach yourself how to think.

    Now that it’s pretty much no more than lots of remedial courses, expensive job training and general reinforcement of students’ ignorance, there is NO price/value rapport.

    And, they don’t even do the job training thing well.

    If my daughter weren’t eligible for athletic scholarship/grant $$$, I wouldn’t pay one cent for her to go to college. Judging from the grads I’ve met in recent years, college is a worthless experience.

  94. Shore Guy says:

    When the cops pick you up and start questioning you, remember to say you want to remain silent, in addition to asking for a lawyer.

    Court: Suspects must say they want to be silent
    By JESSE J. HOLLAND (AP) – 51 minutes ago

    WASHINGTON — The Supreme Court ruled Tuesday that suspects must explicitly tell police they want to be silent to invoke Miranda protections during criminal interrogations, a decision one dissenting justice said turns defendants’ rights “upside down.”

    A right to remain silent and a right to a lawyer are the first of the Miranda rights warnings, which police recite to suspects during arrests and interrogations. But the justices said in a 5-4 decision that suspects must tell police they are going to remain silent to stop an interrogation, just as they must tell police that they want a lawyer.

    The ruling comes in a case where a suspect, Van Chester Thompkins, remained mostly silent for a three-hour police interrogation before implicating himself in a Jan. 10, 2000, murder in Southfield, Mich. He appealed his conviction, saying that he invoked his Miranda right to remain silent by remaining silent.

    But Justice Anthony Kennedy, writing the decision for the court’s conservatives, said that wasn’t enough.

    “Thompkins did not say that he wanted to remain silent or that he did not want to talk to police,” Kennedy said. “Had he made either of these simple, unambiguous statements, he would have invoked his ‘right to cut off questioning.’ Here he did neither, so he did not invoke his right to remain silent.”

    Justice Sonia Sotomayor, the court’s newest member, wrote a strongly worded dissent for the court’s liberals, saying the majority’s decision “turns Miranda upside down.”

    “Criminal suspects must now unambiguously invoke their right to remain silent — which counterintuitively, requires them to speak,” she said. “At the same time, suspects will be legally presumed to have waived their rights even if they have given no clear expression of their intent to do so. Those results, in my view, find no basis in Miranda or our subsequent cases and are inconsistent with the fair-trial principles on which those precedents are grounded.”

    snip

    http://www.google.com/hostednews/ap/article/ALeqM5g0h1F81MI0Bkk-APutBxmT82_QCAD9G2I0EO1

  95. Final Doom says:

    lib (90)-

    Agree. The only way to deal with this is to carpet nuke the Islamic world. These people are hell-bent on the destruction of all the rest of us, but we are too soft to understand it’s time to kill or be killed.

  96. Final Doom says:

    BTW, virtually every civilized population on the planet is experiencing population contraction…except for the Islamic world.

    Could we at least do something to render them sterile?

  97. Shore Guy says:

    “human industrial progress,”

    AW,

    The real progress will be moving away from burning oil. The stuff is to valuable to burn, as we can turn its long hydrocarbon chains into nearly anything.

    Solar and wind, splitting water and then using fuel cells to create elextricity, is the solution as this citicen sees it. Direct use of Wind or solar only can go so far, we need to store the energy and splitting water provides a good storage solution.

  98. Shore Guy says:

    http://blogs.app.com/saywhat/2010/06/01/mouth-shaped-urinals-removed-from-eatery/

    Yeesh, and I drove past Hamilton recently. Who knew these things even existed?

  99. Shore Guy says:

    I seem to recall a mens’ room sink that was shaped like a woman bending over so that when someone approached to wash his hands, well, the image should be clear.

  100. Al "Fat Thumbery" Gore says:

    51.

    If those Zionist scumbag murders f_ck with the Irish they are gonna get their heads beat in.

  101. Libtard says:

    “Could we at least do something to render them sterile?”

    That’s easy. Put chlordane on their chickpeas.

  102. nah says:

    Why is Louisiana so unprepeared for oil spill. They have 4000 rigs in the Gulf…. this is like Buffalo unprepeared for Snow.

  103. Mr Hyde says:

    Shore

    You go for hydrogen? really? With current and experimental tech, using hydrogen as a storage medium is a net loss for all but a handful of specialized applications.

    Solar and wind are great and should be developed, but if we are realistic withourselves, we are going to need more stable base load sources whether its fossil fuels or nuclear. I personally would lean towards building a new nuclear base while rapidly expanding wind and solar.

    With wind and solar you also need a national HVDC grid (High Voltage DC). They bank bailouts could have paid for all of the 2 or 3 times over by now….

    That would have been a heck of a lot of jobs in the US that would have lasted for years if not a decade or more. It would have also given us an edge in hi tech power production and transmission

  104. jj says:

    Because the grease from the cubans floating ashore kept setting off their early warning devices so they game up.

    nah says:
    June 1, 2010 at 12:05 pm
    Why is Louisiana so unprepeared for oil spill. They have 4000 rigs in the Gulf…. this is like Buffalo unprepeared for Snow.

  105. Al "Fat Thumbery" Gore says:

    Anyone up for some casual reading on why I hate that sh_tstain of a country feel free to peruse these 250 pages of well researched evidence.

    http://www.bollyn.com/public/Solving_9-11_-_The_Deception_That_Changed_The_World.pdf

  106. Shore Guy says:

    Al,

    Israel has blockaded Gaza. Egypt has also. A blockade is an act of war. The Flotilla knew all of this and decided to engage in a hostile act. Fine, this happened in the South in the 60s. People sat in, they were roughed up, and they expected to be. They accepted this as the prige of prompting change.

    When the Israelis boarded the ships, there were two possibilities: surrender, and make the point, or fight. Apparently some on the ships decided to fight, once that happens during a military operation, all bets are off.

    The Israeli forces should have anticipated this and destroyed the propulsion systems from the water, instead of boarding the ships and allowing the blockade runners the ability to portray themselves as victims. Nevertheless, whern one is running a blockade and one is boarded, to resist is to ask for trouble.

  107. Al "Fat Thumbery" Gore says:

    Shore,

    Explain to me the attack on the USS Liberty and then Ill shed a tear for those b@stards.

    If someone boarded my ship in international waters I would be inclined to fight back.

  108. Shore Guy says:

    “I personally would lean towards building a new nuclear base while rapidly expanding wind and solar.

    With wind and solar you also need a national HVDC grid (High Voltage DC). They bank bailouts could have paid for all of the 2 or 3 times over by now….”

    I do not disagree and I called for every dollar of stimulus to go to wards installing solar cells on every building, and towards other solar and wind power projects.

    When I speak of H2 I am not envisioning a huge H2 transport infrastructure, but, rather many point sources. Wind and Solar get knocked by many because “the sun doesn’t shin at night” and the “wind does not always blow.” I say use solar for current demand as we can and wind for current demand as we can, but to also use each to split water at the house level, in order to provide a storage mechanism for solar and wind.

    I am a big fan of Nuclear and am likely one of the few folks here who have run a reactor and seen Cherenkov radiation up close and personal. That said, we know how to transport water, and are good at it. Now lets use intermittant wind and solar energy to split water so we can effectively store these other sources of power.

  109. sas3 says:

    Doom #97,

    Carpet bombing may destroy wealth… Instead, one can use some outward clothing marks, then round them up in trains, and send them to camps, and if the camps become expensive to maintain…

    … Wheels on the bus go round and round.

  110. Mr Hyde says:

    Shore 111

    I’d be on board with that plan.

  111. Confused in NJ says:

    The study, published in the May 9 issue of the Proceedings of the National Academy of Sciences, found that Jewish men shared a common set of genetic signatures with non-Jews from the Middle East, including Palestinians, Syrians, and Lebanese, and these signatures diverged significantly from non-Jewish men outside of this region. Consequently, Jews and Arabs share a common ancestor and are more closely related to one another than to non-Jews from other areas of the world.

    Sort of like the northern & southern Irish.

  112. Shore Guy says:

    “USS Liberty”

    In less than one quarter the time that has passed since the Liberty, we got over Pearl Harbor. It happened, Israel was to blame, now get over it.

  113. Final Doom says:

    Palestinians are the dumbest people on Earth. They are every terrorist group’s stooges, and whenever they have the chance to help themselves or their cause, they take the dumbest route possible (which usually involves murdering innocent people).

    Agree with Shore. Anyone trying to run the blockade should be keelhauled on live TV, then fed to sharks.

  114. nah says:

    Hey Al… splittsville with Tipper??

  115. nj tinkering says:

    [98]

    go have sex with your wife and have 10 kids if you can’t make them sterile

  116. Mr Hyde says:

    Doom,

    Any middleeastern empire/caliphate is going to run into some logistical issues if you buy into peak oil. Many of the middle east nations supoposed oil wealth is nearing an inflection point where domestic use consumes any new finds and hence exports stay flat or decrease.

    Since oil is the major income source for middle east nations such an inflectuon point means that energy and natural resource could become quickly limited for any future muslim empire.

    They would either be forced to look abroad and become aggressive or shrink.

    Who knew life was just one big game of Civilization.

  117. sas3 says:

    Shore #111, I think nuclear energy and electric cars/trucks will be very big in the next decade. I hope that in a few decades, oil drilling will be as obsolete as whale hunting.

  118. meter says:

    “By the way, nobody likes the Palestinians. Not the Muslims nor the West. Keep this in the back of your mind before you jump to conclusions. Worst of all, Hamas is absolutely using them, which is not surprising as it’s so easy to take advantage of the disadvantaged. There will never be peace in Israel. Never. Peace negotiations there are simply political posturing.”

    It is true that the Palestinians are unwanted in other Muslim countries. I saw that firsthand in Egypt and Jordan. They are tolerated at best. Moreover, they are simply a proxy for the rest of the Muslim world – representing a thorn in the side of the Israelis.

    Anyone claiming that it’s one side or the other solely responsible for this quagmire, however, is either ill-advised or emotionally invested.

    The orthodox Jews in Israel, a growing segment of the population, are hell-bent in ‘settling’ stolen land. That in and of itself tends to create tension. It should be noted that most secular Jews in Israel oppose this.

    Palestinians are outgunned, relatively malnourished, and at least 20 years behind Israelis on the technology front. Partly due to blockades but also due to the cultural difference. Israel is an exporter of some impressive technology, a good chunk of it military in nature.

    Israel often shows great restraint in dealing with suicide bombs and rocket attacks. Its best course of action would be to tear down the settlements and stop the Orthodox from building new ones.

  119. Shore Guy says:

    “I hope that in a few decades, oil drilling will be as obsolete as whale hunting.”

    Sastry,

    You might not want to visit Japan or Norway. Just a thought.

  120. sas3 says:

    Hyde #119,

    As oil resources dwindle, solar energy and greenhouses may take off and will be able to sustain large segments of desert populations. The rich sheiks will have to give up some luxuries, and low income arabs may see an improvement in their lifestyle.

  121. Final Doom says:

    sastry (112)-

    Not the same thing. Before WWII, the Jews weren’t actively trying to destroy Germany.

    The Muslims started this, and they escalated it. Moderate Muslims show no desire or capability to eliminate or restrain the terrorists. Therefore, they are complicit.

    Time to hit the reset button.

  122. Al "Fat Thumbery" Gore says:

    When the Middle East explodes Ill be rooting for the coalition against Israel. Hopefully Turkey gets in on the mix. That should level the playing field. Its gonna be a good show.

  123. Mr Hyde says:

    SAS3

    The EROEI on solar and wind is not any where close enough to what oil is for them to make even a fraction of the profit that they do now. You need lots of money to run an empire.

    In regards to your electric car and solar boom…. Look up who holds 90+ % of the worlds rare earth elements which are critical for solar and eclectic vehicles. Next, calculate out know reserves against the average amount consumed annually by replacing even 25% of national fleets.

    There are substantial constraints on how quickly and at what scale any such transition can be made.

  124. meter says:

    @125, Al –

    Why the hatred for Israel? There are things I dislike about its policies and actions, but you have intense loathing. Curious as to why.

  125. Shore Guy says:

    Ket,

    Before too long, I suspect Saudi Arabian Wahhabis will stage an Islamic revolution on the Saud family. That internecine fight should be interesting to watch.

  126. Al "Fat Thumbery" Gore says:

    Meter,

    Read through the link at 108. The intense loathing comes from the US support marshalled through the AIPAC to such a criminal state.

  127. Final Doom says:

    Somebody show me something or somewhere in the world that has been made better by being touched by Islam.

  128. Comrade Nom Deplume says:

    [96] shore guy

    “Thompkins did not say that he wanted to remain silent or that he did not want to talk to police,” Kennedy said. “Had he made either of these simple, unambiguous statements, he would have invoked his ‘right to cut off questioning.’ Here he did neither, so he did not invoke his right to remain silent.”

    Justice Sonia Sotomayor, the court’s newest member, wrote a strongly worded dissent for the court’s liberals, saying the majority’s decision “turns Miranda upside down.”

    Wow

    I’ve not read the case, but on the face of these facts, Kennedy didn’t break any new ground here. The law has always been that if you invoked your right, questioning had to stop.

    Invocation is an affirmative act. The cops have to know you are invoking it. Sitting there silently tells them nothing.

    I’ve not read Sotomayor’s dissent, but how she squares the past jurisprudence, going all the way back to Miranda, Escobedo and Gideon, with the ability to implicitly invoke a right by silence has got to be an interesting read. I hope she explains how long a suspect must remain silent in order to gain this implication. 10 minutes? An hour? Longer?

    Sotomayor’s dissent also proves to me that the country got hoodwinked here. She is as I said she is—a liberal activist.

  129. Shore Guy says:

    One word encapsulates the Isreali will to resist destruction from the outside: Masada.

    Before Israel allows itself to be destroyed, it will lay waste to the Maghreb, Iran, and the Arab Middle East. It is, after all, better to die on one’s feet than to live on one’s knees.

  130. Final Doom says:

    Hey Al- I’ll have you over one day, and you can check out my MIL’s Auschwitz tattoo. It’s really cool.

    Then, she can rip your liver out.

  131. sas3 says:

    “Moderate Muslims show no desire or capability to eliminate or restrain the terrorists.”?

    Based on my experience, anyone advocating for moderation that advocates for some is automatically labeled a “traitor”. See Fox News vs anti-Guantanamo crowd.

    Also, muslims are not a homogeneous group. The group that are friends with Dubya have more in common with 9/11 terrorists than those in, say, most parts of India (there are some hotspots in India too).

    S

  132. Final Doom says:

    plume (131)-

    The real problem is that we’re not a nation of laws anymore. We are a nation of feelings.

  133. Libtard says:

    “Hopefully Turkey gets in on the mix.”

    A coalition attack on Israel (some call it our 51st state) would certainly drag the U.S. into it. Maybe it would be a real big one. I don’t wish for such an event, but if Al Gore’s children got drafted to defend Israel, I might change my mind.

  134. Comrade Nom Deplume says:

    [111] shore

    “Cherenkov radiation”

    Mmmmm. Blue light pretty.

  135. Al "Fat Thumbery" Gore says:

    133.

    The holocaust happened over 60 years ago. Get over it. Just like the USS Liberty.

  136. Shore Guy says:

    “she is—a liberal activist”

    Of course she is. The question of what is a moderate takes on a different meaning when it comes to Democrats.

    In my mind Hillary Clinton is liberal. I know some Dems in California who view her as the second coming of the Reagan Revolution. They see her as a right winger.

    Many Dems may vwell have seen her as a centrist, but only because of how far to the left they themselves are.

  137. Shore Guy says:

    “Blue light pretty”

    Mesmerizing.

  138. Al "Fat Thumbery" Gore says:

    136.

    If my kids got drafted to fight for Israel I can assure you what direction the first bullet would be fired.

  139. Shore Guy says:

    Time to make a buck.

    If all ya’ll figure out the solution to the world’s problems, or NJ real estate taxes, e-mail me.

  140. sas3 says:

    “Somebody show me something or somewhere in the world that has been made better by being touched by Islam.”

    Haliburton and the Dubya clan.

  141. Comrade Nom Deplume says:

    [140] shore

    It really is mesmerizing. I remember seeing it and it just fcuks with your senses—the idea of light emanating from an object that itself is not lit or giving off any visible light.

  142. Libtard says:

    Al,

    You are truly an anti-semite and most likely a closet nazi. How many people are in your immediate family? Now allow me to gas half of them after destroying their dignity. Don’t worry though, you’ll get over it.

  143. Mr Hyde says:

    Shore

    Why does radiation always get such a bad rap?

    It seems some life loves being bathed in ionizing radiation

    http://www.scienceagogo.com/news/20070422222547data_trunc_sys.shtml

  144. Final Doom says:

    sastry (134)-

    I don’t understand the point you’re trying to make. Invoking Fox (or al-Jazeera, or any mass media) is sort of a non-starter with me.

    The fastest growing religion on Earth…whose adherents are breeding like rabbits…which is dominated by terrorists who are hell-bent on destruction of the Western world????

    The question isn’t one of anything other than kill or be killed. These guys want us all dead. I simply like being alive enough to suggest that we kill them first, as I don’t see that anything else will really appease them.

  145. homeboken says:

    Doom 130 – The head scarf workers union.

  146. Mr Hyde says:

    Doom,

    I suspect western europe will be the front for the clash of cultures. It should be interesting as things heat up.

  147. Essex says:

    141. Please say at your temple.

  148. jj says:

    Save Israel Jews, win valuable prizes.

    Al “Fat Thumbery” Gore says:
    June 1, 2010 at 12:45 pm
    136.

    If my kids got drafted to fight for Israel I can assure you what direction the first bullet would be fired.

  149. sas3 says:

    “These guys want us all dead. I simply like being alive enough to suggest that we kill them first”…

    I don’t think that things are so extreme, and I object when someone makes such statements — I find them dehumanizing over 15% of the world’s population. I think I am a moderate, but some people way right of me sometimes may end up branding me an “appeaser”.

    Breeding like rabbits is a personal choice. Many educated people make that choice because they think that is good for their kids. Some don’t. Just like stock market, long or short :) Can’t complain too much about people that take an opposite position.

    S

  150. Al "Fat Thumbery" Gore says:

    145.

    That argument may work on the politically correct or politically inspired. I am neither. Most of the world recognizes the argument of antisemitism as a cover for the criminal acts of a rogue nation.

    My only concern is for this country to hell with the rest of them.

  151. Final Doom says:

    sx (151)-

    Every blog needs at least one neo-Nazi.

    How else can the conversation get taken to the “comparison-to-Hitler” point?

  152. Libtard says:

    Al,

    That’s a nice 256 page report you linked there. Even nicer is your ability to trust the rantings of a criminal who believes Flight 93 landed in Cleveland and that 911 was financed by the Jews. I hope you die very shortly.

  153. Final Doom says:

    sastry (153)-

    I didn’t think things were so extreme, either.

    Until they started flying planes into the WTC. The endless, pointless state of war that ensued has only served to obfusc@te the core issue of how to best eliminate a degenerate religion that threatens the planet.

  154. New in NJ says:

    I guess this is an object lesson for those who carry.

    http://seattletimes.nwsource.com/html/localnews/2011994648_accident31m.html

    Ouch….

  155. Mr Hyde says:

    SAS3

    Breeding like rabbits is a personal choice. Many educated people make that choice because they think that is good for their kids. Some don’t. Just like stock market, long or short :) Can’t complain too much about people that take an opposite position.

    False comparison. You being short or long doesnt hurt my ability to be short or long the market. When individuals continue to reproduce above marginal replacement rates without room for population expansion you are reducing the net resources available to the entire population.

    This isnt 1600. There are no open frontiers unless we decide to start mandatory space colonization programs.

  156. wtf says:

    “she is—a liberal activist”

    Good. I’d rather have more rights than less rights.

  157. Final Doom says:

    lib (156)-

    A neo-Nazi truther. That’s one helluva tiny eye of the needle to thread.

  158. Mr Hyde says:

    New 158

    Thats a potential Darwin Award right there.

  159. Al "Fat Thumbery" Gore says:

    156.

    “I hope you die very shortly.”

    Not the Jews the Zionists dumbass.
    Dont worry. Just keep checking your wind patterns.

  160. Final Doom says:

    wtf (160)-

    And, give the guy trying to climb through a window to r@pe your daughter the same exact rights?

  161. Final Doom says:

    I’m all for equal rights.

    Just let me landmine my yard.

  162. Libtard says:

    Al,

    Which one of these guys is your grandfather?

    http://www.biocrawler.com/w/images/0/08/NurembergTrials.jpg

  163. Nicholas says:

    I’m channeling my inner bigot here when I say that the woman who racked up 100,000$ in student loan debt made a bad mistake. Instead of studying she should have been trying to find a rich husband which would have taken a lot less effort and been more rewarding. If she got educated along the way, great.

    I find it absolutely disgusting that someone would borrow 100,000$ on a bachelor’s degree. I ended up making it through my BS and MS with only 18,000$ in debt. You make up your mind to do without early on and then make the sacrifices to get it done.

    I borrowed copies of textbooks from the library, the professor, or the deans office. Humble yourself and beg off of the school’s good graces. I literally stood in front of the dean and told him I didn’t have enough money to buy the book, could he possibly photo copy the important pages – he then gave me his personal copy instead.

    I would turn in my homework on scrap paper from the computer lab on campus. You know the recycle bins with sheets of paper in them with printing only on one side? Just put a big X on the side of the page that the professor shouldn’t read. Show no shame when he asks what the writing is on the back of the sheet.

    I lived on people’s couches for 3-4 years and in the library of my college for the remainder of the day.

    Kids today are F’in retarted when it comes to understanding true sacrifice.

    My guess is that parents who found the value of their house rising wanted their children to have a better education then they did. It would have been easy to use the housing ATM to borrow money to send their kids to school. This would have cause an over inflation of cost of education or “education bubble”. Nothing is too good for the little ones right?

  164. zieba says:

    Hyde,

    (149)

    I assume you’re familiar with Elena’s a/k/a Kidd Of Speed’s postings?

    I’ve always been fascinated by this place but won’t be making this trip despite the “legitimate” outfitters operating in the area.

  165. zieba says:

    Here is the link for others:

    http://www.kiddofspeed.com/chernobyl-revisited/chapter1.html

    navigate via the blue links at the bottom

  166. Ben says:

    “I just wish my daughter’s English teacher would come to school.

    “Blue Ribbon” HS, natch.

    I also wish my daughter’s history teacher knew something about history.”

    I hear you. What you really need is for your daughter to have a handful of teachers that provide her with a solid foundation in which she can develop the skills to eventually learn on her own. I had about 5 teachers who did that for me. Those 5 teachers were enough to counteract the work of the 50 bad ones I had.

  167. Al "Fat Thumbery" Gore says:

    166.

    You’re a moron. Turn off Fox news. Zionists are not only Jews dip sh_t.

    Jewish Rabbi: Zionists are Godless Criminal Thugs
    http://www.youtube.com/watch?v=T1NLdRVkJiA

  168. Letarded Libtardian says:

    meter
    >are hell-bent in ’settling’ stolen land.<

    Unfortunately, according to muslim view, any piece of land that once had muslim inhabitants belongs to muslims and only muslims. This is why Spain caliphate is central issue too (though for tactical reasons Israel is first issue – easier to recruit idiots from Spain and Europe to support Hamas this way).

    Look at Hebron. It had both jews and muslims living under Ottoman and later British rule. Then, muslism carried out massacre and murdered most of the jews and expelled the rest. In the 1980’s few orthodox jews returned. Jews have been expelled or murdered (or co-opted in the face of death, e.g. Iran has few of them) in every Arab country. Somehow the stolen land seems to be one-way street.

    No jews allowed anymore anywhere near Mecca and this is fine with all multi-culturalists and other anti-semites. If jews and muslims live side by side, muslims harass and kill jews (including France, Sweden, UK).
    Only place where jews can be safe is Israel but the “international community” tries to force them to adopt 10M muslims (“right to return” because grandfather’s 2nd cousin lived somewhere near Isreal) and hand out half of Jerusalem (and its airspace) to official terror organisations whose official goal is genocide.

    I propose Spain is given to muslims so they can set up the cute sharialand there. Nice payback for Spain.

  169. chicagofinance says:

    You got kids? PA gives any resident a 12K state tax deduction for 529 contribution, so you may as well toss a chunk in there…..if possible, have it put in one of your parents’ names; give them the money and have them fund it…

    also, you mention IRAs…..however things split out with your wife, if one of you does not have an IRA (each SS# is considered distinct), you can slam the a contrib into a non-ded 2010 IRA contrib and then convert to a Roth.

    If you wait 7 months, you can repeat….that is $34K used right there….

    Yikes says:
    June 1, 2010 at 10:48 am
    let’s say, hypothetically you came into 50k (after taxes). i know this board is doom-and-gloom for the future, but what’s the move?
    looking for serious replies

  170. Final Doom says:

    Ben (170)-

    My daughter has yet to find the 5 that counteract the 50. It’s been all I can do to keep her from being brainwashed (although I think I’ve succeeded on this front).

  171. chicagofinance says:

    TO BE CLEAR…as opposed to other states, PA gives you freedom to use ANY 529 plan. Pick the best one, do not use the PA plans…they suck….

  172. Mr Hyde says:

    Libtard

    I say we sell each side weapons and then let them settle it.

  173. Ben says:

    “My daughter has yet to find the 5 that counteract the 50. It’s been all I can do to keep her from being brainwashed (although I think I’ve succeeded on this front).”

    Good parenting trumps everything.

  174. Libtard says:

    Al,

    You blew your cover when you made your bed by saying, “The holocaust happened over 60 years ago. Get over it.” Now you must lay in it. So tell me something smart@ss. When does the statute of limitations expire when it comes to learning from history? And what connection does such a learned historian as yourself believe the Holocaust had to Zionism? I’m betting you are one of those morons who believe Clot and my step-grandfather branded themselves. Funny, I’m pretty anti-zionist myself, especially for someone born Jewish and who did a hell of a lot of research on the Holocaust growing up and then Palestinian-Israeli relations. But I’m not so thick-headed to believe you should simply get over it when half of your population is wiped out, mainly to fund an evil dictator’s war machine with an eye on world conquest. But go ahead and order your multiple copies of the ‘The Protocols of the Elders of Zion’ and try to convince everyone that you love America.

  175. dan says:

    Al,

    In your jerkoff view of the world, anything anyone does in this country is for the benefit of Israel.

  176. Libtard says:

    “I say we sell each side weapons and then let them settle it.”

    We already do this!

  177. Barbara says:

    its all so 90s…

  178. Libtard says:

    And Al,

    I know that there are many Christian Zionists as well. Unfortunately, it’s terrible obvious to me (and everyone else) where you choose to focus your hate.

  179. Anon E. Moose says:

    Getting back to houses…

    WSJ Developments blog decided to link to a SmartMoney story obviously placed by the NAR gang, offering advice to buyers in the ‘brave new world’.

    Their Advice:
    Multiple offers are back! Bid higher! (maybe try an escalator clause)
    Waive contingencies!
    Write a Love Letter about the house to the seller!

    The only thing they didn’t suggest is promising to feed the squirrels in the yard.

    It was a time warp back to 2005. I feel dirty just for having clicked that link.

  180. meter says:

    “Only place where jews can be safe is Israel but the “international community” tries to force them to adopt 10M muslims.”

    The “international community” created the state of Israel in the first place. Decry them, fine, but then go find your own land and other people to displace.

    “No jews allowed anymore anywhere near Mecca and this is fine with all multi-culturalists and other anti-semites.”

    Moron. Do your research before spouting your ill-informed opinions. It’s not only Jews that aren’t welcomed in Mecca. BTW, I’m going to start referring to you as racist if you’re going to continue to label anyone who is a non-supporter of land-grabbing Orthodox Jews as anti-Semitic.

    Speaking of which, Semitic is a term co-opted by modern day Jews but that in its root has another meaning entirely. Again, do some research. Here’s a start – you can thank me later:

    http://en.wikipedia.org/wiki/Semitic

    Your rantings about the caliphate are retarded, by the way. Just because a few wacko clerics call for something doesn’t mean that the majority of practitioners of a religion/culture agree with it.

    By your rationale, all Christians are eagerly awaiting the rapture.

  181. meter says:

    “I’m pretty anti-zionist myself, especially for someone born Jewish and who did a hell of a lot of research on the Holocaust growing up and then Palestinian-Israeli relations.”

    You proclaim yourself anti-Zionist and I wouldn’t even call myself that – I support the state of Israel – which makes your arguing all the more ridiculous.

  182. Libtard says:

    Yeah…Real estate.

    So it appears that the NJ credit is retroactive to the start of tax season 2010. So we are actually giving credits to stimulate future sales to people who have already bought homes and are highly unlikely to purchase another home anytime soon.

    Also, looking at the dollar amounts involved and the new construction to used split, does anyone have a clue as to how much money will be left after paying for all of the purchases already made this year?

    IMO, it won’t pass, but I’m not one of those people completely enamored by CC, so I’m not so sure he will kill it.

  183. Al "Fat Thumbery" Gore says:

    Libtard,

    You are nothing but a punk ass victim who now cries because the world is waking up to the real threat in the Middle East.

    This is not Americas battle to fight. Its that simple.

  184. Knifecatcher - Painhrtz says:

    hey Hyde want to open a not for profit genetically modified grow shop? For medicinal purposes only!

  185. Letarded Libtardian says:

    meter

    Jews had been living around Mecca for hundreds of years. Tell me again, why it is ok that they are not allowed to live there (or other muslim land) but it would not be ok for jews to say that muslims are not allowed to live in Israel (though they have all rights there).

    Stolen land is one-way street too for you. If muslims successfully expelled jews from some place, then that place “belongs” to muslims. If jews expelled muslims (or muslims self-deported themselves as requested by Arab countries so that total war would be easier in the 1940s), why those tiny places also “belong” to muslims?

  186. Libtard says:

    I support the state of Israel Meter, but not many of the actions taken by the non-secular Jews in Israel. There is a lot of propaganda that I was force-fed in Hebrew School and Hebrew High School that I figured out as I matured in college. I realized that much of what I was taught was simply manipulation of my fertile and innocent mind. So I retract my earlier statement and now take a more of an undecided position, not that any of you really care where I stand. Actually, after reading the extreme rantings of Al, I have an unexplainable urge to move to an Israeli settlement in an occupied territory.

  187. Mr Hyde says:

    Knife 188

    I’m IN!!!!

  188. Mr Hyde says:

    Zieba

    Yes i have seen that website

  189. Libtard says:

    Al,

    You are officially on ignore. I do not negotiate with terrorists like yourself.

  190. Libtard says:

    Knife 188,

    I’ll be your first customer or a venture capitalist to your ‘budding’ business. Whichever you prefer.

  191. jj says:

    they gave out rings at the holocost?

  192. sas3 says:

    Hyde, btw, when I said, “many educated people make that choice”, of not breeding like bunnies].

    Sophocles said, “To never have been born may be the greatest boon of all.” [I picked it from movie Match Point] — it fits with Hindu philosophy (though lowly educated Hindus in current India breed profusely!)

    There is a strong correlation between education and small families. We make our choices (i.e. no one can force us to have a lot of kids), so how can we (as a matter of practicality) ask people to not breed like, say, Palin.

  193. Oh oy says:

    I love it, Libtard. This site’s chock-full of frequent jocular references to genocide (nuking “the Islamic world” or sterilizing Muslims by adding “chlordane to their chickpeas” (har!)), assassination of the President of the United States and other duly-elected officials (“voting with a bullet”), direct threats of violence leveled against other posters,(barely) veiled racism (And seriously, I don’t understand why you guys don’t just get it over with and start calling the ‘non-productive’ people you’re so comfortable denigrating “n!ggers”. At least then you’ll have the virtue of being honest bigots), and all sorts of other randomly offensive bullsh!t, and suddenly, one guy’s ‘anti-Zionist’ ravings inspire you to get on your high horse? Please. Spare us.

    (And by “us,” I mean the many silent readers who dread having to wade through the ocean of crap that Thurston Howell III deposits here seemingly every day of his life (“productive,” my @ss) so that we can find the few informative bits this site has to offer.)

  194. Yikes says:

    sas3 says:
    June 1, 2010 at 11:02 am

    Yikes, did you consider paying off portion of the mortgage? 5% rate vs 1% interest on savings accounts? May be a very risky move if interest rates go up in the near future.

    dont think that is necessary. put down 35%, mortgage is very manageable. got a 30 yr fixed

  195. All "H-Train" Hype says:

    What the hell is going today? Have we degraded into the NJ Anti-Zionist blog?

    Al, you are being quite insensitive today. My dad’s family was put into Dachau and liberated by the Americans. It is tough for my dad to tell his stories of seeing other children shot cause they walked on the grass and how they were starved cause the food went to the troops. Before my grandmother died, she talked about the camp once. It was tough to hear.

    For people going through that they never forget.

  196. Al "Fat Thumbery" Gore says:

    Lib,

    Which one am I?

    Truther, Nazi, Anti-semite, Hitler, terrorist?

    Why hasnt the ADL spoken out for me or the humanitarians on the flotilla? I hope those punks try to board that Irish relief ship.

  197. Yikes says:

    Shore Guy says:
    June 1, 2010 at 11:32 am

    If I had any, I would eliminate any consumer debt, thus reducing intrest outlays as well as the amount of money it takes to support my lifestyle.

    Even though I expect it to decline in value over time, I would buy maybe 15 oz AU in 10/th oz Eagles or Maple Leafs, just in case of disaster.

    The remaining bit? It depends on how much is left over after taking care of the other. If I had any remaining mortgage< i would be inclined to stick it there, to reduce the cost of my lifestyle.

    dont have debt. the coins arent a bad idea. i just cant bite on paying down the mortgage. we think this will be a house we stay in for 30 yrs…but who knows?

  198. Yikes says:

    relo says:
    June 1, 2010 at 11:47 am

    61: Take $5k to Vegas, let BC manage the rest @ 2& 20.

    ha! got a vegas trip later this yr. we ‘got a guy’ to manage it, although id be curious what bc bob charged.

  199. jj says:

    My sister always likes to point out that I never studied a day in my life and never did good in school and I make the most money of anyone in the family and did not stop me from getting a masters degree.

    It is fortunate in America that looks are more important than books.

    Blue ribbon school’s only purpose is name on diploma.

    Ben says:
    June 1, 2010 at 1:12 pm
    “I just wish my daughter’s English teacher would come to school.

    “Blue Ribbon” HS, natch.

    I also wish my daughter’s history teacher knew something about history.”

    I hear you. What you really need is for your daughter to have a handful of teachers that provide her with a solid foundation in which she can develop the skills to eventually learn on her own. I had about 5 teachers who did that for me. Those 5 teachers were enough to counteract the work of the 50 bad ones I had.

  200. meter says:

    “I support the state of Israel Meter, but not many of the actions taken by the non-secular Jews in Israel. There is a lot of propaganda that I was force-fed in Hebrew School and Hebrew High School that I figured out as I matured in college. I realized that much of what I was taught was simply manipulation of my fertile and innocent mind. So I retract my earlier statement and now take a more of an undecided position, not that any of you really care where I stand. Actually, after reading the extreme rantings of Al, I have an unexplainable urge to move to an Israeli settlement in an occupied territory.”

    That’s cool – I can understand and respect all of the above.

    I totally understand that last part as it’s an emotional, not rational, reaction to someone’s attacks. But you and I both know that when pushed into actions or stances by your enemies that contradict your core beliefs, the ultimate loser is you.

    Your thought process is probably in the minds of secular Jews in Israel on a daily basis. Personally, it would drive me mad to rail against fellow countrymen (the Orthodox) only to be rewarded with suicide bombings. After time it would be difficult to be in any way sympathetic toward those igniting bombs.

    However, as you recognize this is a cycle of cause and effect that will probably never end in our lifetime. The only hope is that in some future generation, far, far away after both sides have exhausted themselves, cooler heads will prevail.

    I have my doubts.

  201. jcer says:

    The crazies are out in full force today. I’m going to say this. I am someone who doesn’t pull punches and will not dance around things. Liberals are so afraid to say true statements as it may offend some people. Ok, by and large most muslims are far more fundamentalist than other religions and arguably fundamentalist muslims are more dangerous than other religions. Now that being said there are many muslims that are not an issue and they mostly reside in the US. So the anger directed at them and I do believe many are complicit in these acts. The claims of thinly veiled racism are nuts most of them come from Al. Oh oy I think you are out of line as I’ve never seen you post here.

    Also holocaust deniers have a warm place in hell waiting for them. It happened, millions of jews were killed, hundreds of thousands of Poles were killed, and thousands of Roma/Sinti people, and disabled people were killed. People will not forget and the wound is still fresh, we can talk to people who were there and people who lost immediate family members.

  202. Libtard says:

    Who is Thurston Howell III?

  203. Mr Hyde says:

    How about everyone just stop on by Knife, and my’s new nonprofit organization. Everyone should be more relaxed afterwards.

    Knife,

    we should form an LLC and open a snack shop across the street as well.

  204. Barbara says:

    197.
    I’ve never seen Stu/Libtard use any thinly veiled racist euphamisms on this blog, ever. However, you point about the “unproductive” (usually within the same sentence is a city like Irvington mentioned) is well taken. I also wish people would just use the actual racist term or say “black people in these towns.”
    It gets tiresome.

  205. Mr Hyde says:

    Libtard

    Wealthy Snob character from Gilligan’s Island.

  206. Mr Hyde says:

    barb

    i cant speak for others but assuming anyone who uses the term “unproductive” in a negative way means black people is quite a leap. There are plenty of people of all races sitting on the government dole doing little to help themselves.

    If the use of that term reflects one particular group then that is more of a personal issue for you.

    I guess you feel that the term “productive” can only refer to white people?

  207. Barbara says:

    Hyde,
    Nice try. I read here enough, its OFTEN coupled with towns where large populations of black people reside. We can play this game if you want, its cute.

  208. Libtard says:

    Hyde,

    I know who it is in real life? But is JJ the character here that Joe thinskin is referring to?

  209. Libtard says:

    Libtard as JJ says:

    “I guess you feel that the term ‘productive’ can only refer to white people?”

    Nonsense. Black people are not just productive, they’re re-productive.

  210. sas3 says:

    Doom/Hyde:

    The posts on breeding reminds me of a joke …

    Nun goes to a house, meets large family [12 kids], and says, “what a wonderful set of catholics you have”. Wife says, “no, we are protestant”, and nun says, “and sex addicts to boot too”.

    S

  211. Jamal Van Jones says:

    Al Gore says:
    May 27, 2010 at 9:06 am

    Get me my foodstamps mothaf_cka
    I aint goin to mop yo sh_t
    Get me a bucket of chicken
    So I don’t have to kidnap some rich b_tch
    Get me some section 8 cribs
    So I don’t have kick you in the ribs

  212. Knifecatcher - Painhrtz says:

    Hyde Lib, we can form an LLc but we are going to need some legal advice prior to understand the in-outs of the law.

    I would also like plausible deniability for association with said LLC. The snack shop is a great idea though. I suggest Bud and Grub

  213. relo says:

    201:
    Depending on the equity currently in your home, this would diminish your jingle mail option viability. Maybe take out a home equity loan (from same lender as 1st). Take the proceeds to Vegas. Gotta deplete that 18 mos. safety net too if you want to play the game.

    i just cant bite on paying down the mortgage. we think this will be a house we stay in for 30 yrs…but who knows?

  214. make money says:

    Picked up some BP!!
    too early?

  215. relo says:

    212: Stu,

    Not to confuse matters further, but Gilligan’s Island is not real life.

  216. sas says:

    “hey Hyde want to open a not for profit genetically modified grow shop? For medicinal purposes only!”

    i can supply the warehouse.

    SAS

  217. sas says:

    “Not to confuse matters further, but Gilligan’s Island is not real life.”

    no, but “reality” TV and American Idol is real.

    SAS

  218. Libtard says:

    relo:

    Thanks for the clarification. I was always curious how they got the cameras to record the show on the island without electricity. And how did they get the cameras there as well? Did they know their 3-hour tour would end in a shipwreck?

  219. Libtard says:

    Knife (216): I watched every Weeds episode. Can I play the mayor?

  220. dan says:

    218 – I think so, we need to hear the liberals call for nationalizing or putting them in receivership a little louder before making that play.

  221. Comrade Nom Deplume says:

    [211] barbara

    “Nice try. I read here enough, its OFTEN coupled with towns where large populations of black people reside . . .”

    Another nice try. I seem to recall a lot of places, notably down south, that have been mentioned here, and my recollection is that they are predominantly white.

    Now, if that is irrelevant, and only those communities in NJ are considered, then I stand corrected (there may be large majority-white swaths of what Al calls titsuckers, but I am not so familiar with the state as to say where).

  222. Comrade Nom Deplume says:

    [224] dan

    Small problem of sovereignty—I don’t think BP is a U.S.-based company. The USG can natinonalize its domestic assets but that’s about it.

  223. Comrade Nom Deplume says:

    nationalize, even

  224. nah says:

    #196 though lowly educated Hindus in current India breed profusely!
    —————————-
    ummm…more muslims in current India breed profusely. All 140 million of them.

  225. Comrade Nom Deplume says:

    [203] JJ

    “It is fortunate in America that looks are more important than books.”

    That’s not true. You made out pretty well for someone who won’t let themselves be seen in public!

  226. relo says:

    222: Stu,

    Understandable, I didn’t figure it out until “The Truman Show”. Misinformation, propaganda, TPB/MSM conspiracy theories, false flags abound.

  227. Mr Hyde says:

    Nom,

    Care to provide legal council for structuring an LLC and a nonprofit to meet Knife’s requirements?

  228. Comrade Nom Deplume says:

    [231] hyde

    If he ponies up a retainer, sure, no problem.

    But the nonprofit must take corporate form (better that way).

    As for plausible deniability for LLC members, nope, not possible unless one designates a managing member, but even then, I doubt it.

  229. Libtard says:

    Yeah Nom,

    How about throwing US a ‘bone’.

  230. Comrade Nom Deplume says:

    You can’t make this stuff up:

    The day after my chocolate-loving wife visits Hershey Park . . . .

    The stock rises 3.4% and is the top gaining stock in the S&P for today.

  231. Comrade Nom Deplume says:

    [233] libtard

    D’oh!

  232. safe as houses says:

    Can we get back to real estate and bashing public employees? I miss those days.

  233. Knifecatcher - Painhrtz says:

    Nom wouldn’t you want in on the joint?

  234. Final Doom says:

    oy (197)-

    N!gger isn’t a color. It’s an attitude. The attitude of a person who mistakes kindness for weakness.

    Sorry that you have a problem with some of us who have an interest in defending ourselves against enemies inside and outside the country who have interests ranging from making us eternal debt slaves, to conscripting our kids, to simply eliminating us from the planet outright.

    I will now be quiet, so that you can search for real estate trivia and comps for houses that you will never buy.

    “I don’t understand why you guys don’t just get it over with and start calling the ‘non-productive’ people you’re so comfortable denigrating “n!ggers”.”

  235. Mr Hyde says:

    Knife

    How about the name Bud & Brownies for the snack shop?

  236. safe as houses says:

    OK. I’ll start.

    Here’s a cool tool to look up where NJDEP sites are.

    http://datamine2.state.nj.us/dep/DEP_OPRA/

    I think this site even lists houses that have had oil tanks leak. I haven’t figured out how to tell the specific reason why an address is on the list yet/

  237. Final Doom says:

    al (200)-

    If they do board that ship- and there’s any trouble- the Israelis won’t be packing paintball guns this time around.

    I’ll take the Israeli special forces against a bunch of washed-up IRA potato-heads anytime.

  238. Final Doom says:

    jcer (205)-

    I think “Oy” posts here from time to time and hides behind multiple handles.

    He seems to think he’s calling me out, when all the punk-ass bitch needs to do if he has an issue with me is show up in my parking lot.

  239. Final Doom says:

    Hyde (207)-

    I want in on that potshop nonprofit. We can operate out of my building, since we don’t actually use it to do RE or mortgages anymore.

  240. Final Doom says:

    lib (212)-

    It’s me.

  241. relo says:

    Think I saw that on an episode of “Deadlies Warrior”. Forget who won the simulation.

    http://www.spike.com/show/31082

    I’ll take the Israeli special forces against a bunch of washed-up IRA potato-heads anytime.

  242. Final Doom says:

    I’d like to see the sim of a Mossad agent vs. Al.

  243. Qwerty says:

    RE: “aid ships full of pacifists”

    Guess you missed the video where those “pacifists” were savagely beating people with 4-foot-long metal pipes?

    Just drop cables into the props and let those “pacifist” ships drift out the sea.

  244. Barbara says:

    244. Final Doom,
    I’m pretty sure he/she was not referring to you, but I’m not going to say who because its drama that I do not condone.

    Not saying that you couldn’t rock the ascot.

  245. Libtard says:

    Barb,

    You can’t leave us hanging. Don’t make me set up an anonymous polling page at survey monkey.

  246. Final Doom says:

    The only monkey around here is Oy.

  247. Barbara says:

    249. lol

  248. relo says:

    249: Shore.

  249. relo says:

    250: Smashing Pumpkins guitarist?

  250. Mr Hyde says:

    How about that, talk about timing….

    Lebanon Fires on Israeli Warplanes, Says Security Official‎

    http://www.myfoxmemphis.com/dpps/news/lebanon-fires-on-israeli-warplanes,-says-security-official-dpgonc-km-20100601_7852424

  251. Barbara says:

    254 relo
    that’s who I *think* it is. Not sure though since its not labeled.

  252. Wag says:

    Where is lishoosh… we need a calming influence today.

  253. Al "Fat Thumbery" Gore says:

    “I’ll take the Israeli special forces against a bunch of washed-up IRA potato-heads anytime.”

    The potato heads will lay down and play victim further enraging the world against Israel. They learned their lessons well from “The Troubles” where the death of innocent civilians lost them support of the people. The freedom fighters are winning the propaganda war and their tactics are wise. They should continue to send humanitarian flotillas. Ghandi was right. First they ignore you. Then they ridicule you. Then they fight you. Then you win.

    Its already over. Problem is no one told the Israelis.

  254. jj says:

    Football games are my only public appearances in New Jersey. I do public speaking all the time and the good news is I don’t really have to prepare anything as the ladies just enjoy my great looks and the men are all day-dreaming that one day they can be like me.

    Comrade Nom Deplume says:
    June 1, 2010 at 3:16 pm
    [203] JJ

    “It is fortunate in America that looks are more important than books.”

    That’s not true. You made out pretty well for someone who won’t let themselves be seen in public!

  255. schabadoo says:

    Ghandi was right.

    He was the guy that didn’t bring machettes along on ‘humanitarian’ missions. Big difference.

  256. Final Doom says:

    JJ, what are you going to do when the Jets have to start giving away tickets at grocery stores?

  257. Final Doom says:

    Come to think of it, the IDF should be able to subdue the N. Ireland relief ship crew with a case of Jameson’s and a couple of kegs of Guinness.

  258. Final Doom says:

    After a few snorts of Jameson’s, the Irish should be fighting each other.

  259. jj says:

    Funny, last year they actually did a $15 dollar special in November for tickets season ticketholders paid up to $115 for. Even more amazing I sold most of my coldweather games when Jets looked good in September way above face. Even more amazing somenut on internet paid me $400 a pair in September for a game he could have bought week of for $50 a pair. I find the average Jets season ticketholder has an amazing ability to think it is different every season. Same with Mets. My cousin who has tickets for 20 years always sells last four games at face value on opening day weekend. Concept is 80% of time they have fallen apart by then and tickets will be worthless. The other 20% of time if they do great only the season ticket holder gets to go to play-offs anyhow. In that time honored tradition turned up a notch I am going to pre-season and opening day and selling the remaining 7 games. When Jets choke I will buy back my tickets for $20 bucks a pop, if Jets don’t choke and make play-offs I will see them in January. As you can see I am a true Jets fan.

    Jets are so sorry they were voted 12th best team in the NFL today and they were actually celebrating that. Imagine Yankess doing a PR release cause they are number 12!

    Final Doom says:
    June 1, 2010 at 4:24 pm
    JJ, what are you going to do when the Jets have to start giving away tickets at grocery stores?

  260. Juice Box says:

    re #247 Qwerty – I have seem the video, about two dozen men out of 600 people on that ship attacked the soldiers with their bare hands and some with pipes and as they rappelled down the rope, very brave soldiers to step into an angry crowd like that. Where is the rest of the video of the shooting the people on the ship? 10 were killed and dozens wounded, somehow I doubt that was accomplished with a paint ball guns.

    I am still waiting for the answer to why their mouthpiece from the Israeli consulate‎ this morning on Fox news tried to connect them to AL-Queda. About 400 people on the big ship were from Greece and Turkey, both NATO members who have been fighting the war on Terror. If any were AL-Queda terrorists they should be arrested and brought to trial.

    Also I am well aware that over 12,000 rockets have been fired from Gaza into Israel and the suicide bombers. That still does not blanace out the last few years they have been starving the 1.5 million people in Gaza collectively of both food and basic necessities. What Gaza is now is a prison of sorts with a one-way entrance only.

    A collective punishment which is simply wrong on many levels. You can even draw parallels to what the Nazi’s did to the Jews in the Warsaw Ghetto’s in the 1940s, before they started the genocide.

    The liberals secularists here in the USA will attempt to debate you online but they will almost always resort to the old labeling and tag any and all criticism of Israel and it’s actions. Go ahead and put a label on me, perhaps we can make it out of fabric in the shape of a star and sew it to my clothing.

  261. sas says:

    so, when we going to hear about Italy?
    downgrade.

    SAS

  262. Al "Fat Thumbery" Gore says:

    262.

    lmao. Maybe the Irish should throw a roll of pennies into the sea as a decoy then take off under the cover of darkness.

  263. Qwerty says:

    Juice Box, you no doubt live under the false assumption that there are two parties both equally willing to achieve a compromise, that one party isn’t intentionally placing women and children into harm’s way for the sole purpose of achieving propaganda coups, and that the neighboring countries don’t actually want these people living in deplorable conditions to maintain a festering wound in the hopes of ultimately making the Mideast Judenrein.

    There is much substance on the Arab-Israeli Conflict that people have failed to learn/never been taught, and unfortunately, they will learn 0% of it from our current media and our institutions of “higher” learning.

  264. schabadoo says:

    Another Humanitarian ship headed to Gaza tommorow this time from Ireland.

    The MV Rachel Corrie?

    Sounds very humanitarian.

  265. Barbara says:

    what Qwerty said

  266. sas3 says:

    schabadoo, do you think Rachel Corrie’s case was par for the course, or did she have it too easy?

    S

  267. schabadoo says:

    Sorry sas3, I’m still trying to reconcile how liberals are both rabidly pro-Israel and yet naive useful idiots for the Palestinians:

    The liberals secularists here in the USA will attempt to debate you online but they will almost always resort to the old labeling and tag any and all criticism of Israel and it’s actions.

  268. Comrade Nom Deplume says:

    [259] jj

    “the good news is I don’t really have to prepare anything as the ladies just enjoy my great looks and the men are all day-dreaming that one day they can be like me.”

    Hmmm. Only NJ public appearances are at Jets games? Women want to be with him? Men want to be like him?

    I’ve got it. JJ is Tom Brady!!!

  269. Comrade Nom Deplume says:

    [259] jj

    “Football games are my only public appearances in New Jersey.”

    Gotta hand it to you. I was trying to set you up for a GTG appearance, but you didn’t take the bait.

    But that is NJ. What about a GTG in New York? I’m calling you out, JJ.

  270. Barbara says:

    where’s a new Harold and Kumar when you need one?

  271. Comrade Nom Deplume says:

    [237] knife

    Aren’t you afraid I’d Bogart it?

  272. Nomad says:

    #265 Juice –

    so why not load up ships with food, med supplies etc and invite an inspection by Israel. Say the ship comes every Tues & Thurs w/supplies. Ships get inspected, food and stuff gets to Gaza -seems like a pretty easy solution and a big first step to improving daily life in Gaza.

    Tell me that if Israel were invited to inspect a regularly scheduled shipment they would refuse.

  273. Comrade Nom Deplume says:

    [238] doom

    Your first para. is correct. As was explained to me decades ago by a very erudite black man in a bar in Harvard Square, the term used to refer to any lazy, shiftless person, and was often used on whites.

    This is well before our times, to be sure.

    And such reidentification of words is not unusual. I am old enough to remember when gay meant happy, and queer meant odd or to foul something up.

  274. Comrade Nom Deplume says:

    [264] jj

    FWIW, I think that the Jets will be surprisingly good this year.

    And this is not a prospect I look forward to, so I am somewhat bothered by the idea of a resurgent Jets team.

  275. jp says:

    Since everybody is talking about Israel/Palestine on a RE blog…

    where is there a concentration of Jews/Palestinians in Jersey?

    And which neighbrohood is better to live in?

    By my observation, I’ve found that jewish neighborhoods are great because traffic is light and the neighborhood seems more lively because everybody walks around on saturdays.

  276. Comrade Nom Deplume says:

    [242] doom

    “all the punk-ass bitch needs to do if he has an issue with me is show up in my parking lot.”

    Don’t hold out too much hope of that happening.

    Though I must admit, PGC manned up and showed up when I called him out.

  277. Comrade Nom Deplume says:

    [272] schabadoo

    Usually a cold day in Hell when we agree, but I also don’t see how they can be reconciled.

    Must log onto Weather.com now.

  278. Juice Box says:

    re#277 Nomad – there are two tightly guarded checkpoints the width of a suburban street where everything is inspected and banned items like books, paper, concrete and doctors are kept out, food and water, and fuel is often delayed for weeks.

    The UN humanitarian co-ordinator for Gaza said last week that the formal economy in Gaza has “collapsed” and 60% of households were short of food. According to UN statistics, around 70% of Gazans live on less than $1 a day, 75% rely on food aid and 60% no daily access to water.

    Shall we wait until the 1.5 million people all start dying like the Jews did in the Warsaw ghettos?

  279. Painhrtz says:

    Nom like the maltese falcon? Ahh stoner lingo miss the days when 420 was the most important date on the college students calendar

  280. Cindy says:

    http://market-ticker.org/archives/2363-Consumers-Learning-From-Banksters.html

    Denninger’s take on the original article: He calls it “Consumer Learning From Banksters”

    “You have no obligation nor should you ever deal in an ethical and moral manner with any entity and industry that has demonstrated time and time again that it will not deal ethically with you.”

    “….I’ll change my opinion when I see indictments for bid-rigging scams aimed at the banks and their officers, when I see market-to-market reinstated and every insolvent institution closed, and when I see those who lied thus far prosecuted for their frauds – up and down the line.”

  281. Yikes says:

    chicagofinance says:
    June 1, 2010 at 1:21 pm

    You got kids? PA gives any resident a 12K state tax deduction for 529 contribution, so you may as well toss a chunk in there…..if possible, have it put in one of your parents’ names; give them the money and have them fund it…

    also, you mention IRAs…..however things split out with your wife, if one of you does not have an IRA (each SS# is considered distinct), you can slam the a contrib into a non-ded 2010 IRA contrib and then convert to a Roth.

    Chi Fi – great stuff. question: Do the parents have to live in PA in the first scenario?

    and what is the adv to funding in the parents name instead of my own?

  282. sas3 says:

    Nom #282, I think the problem of reconciliation comes because you and schabadoo are using liberals and “democrat politicans” interchangeably.

    I believe “liberals” does not necessarily imply “rabidly pro-Israel” (and vice versa).

    S

  283. Yikes says:

    Oh oy says:
    June 1, 2010 at 2:12 pm

    I love it, Libtard. This site’s chock-full of frequent jocular references to genocide (nuking “the Islamic world” or sterilizing Muslims by adding “chlordane to their chickpeas” (har!)), assassination of the President of the United States and other duly-elected officials (”voting with a bullet”), direct threats of violence leveled against other posters,(barely) veiled racism (And seriously, I don’t understand why you guys don’t just get it over with and start calling the ‘non-productive’ people you’re so comfortable denigrating “n!ggers”. At least then you’ll have the virtue of being honest bigots), and all sorts of other randomly offensive bullsh!t, and suddenly, one guy’s ‘anti-Zionist’ ravings inspire you to get on your high horse? Please. Spare us.

    I like a lot of people here but this guy nails things pretty well. every ethnic group gets hammered here. fairly equally.

    (and this coming from a guy whose parents were immigrants and who isn’t white)

  284. Essex says:

    Dude Jews are easy to despise. Although I dislike most people easily. Jews come in some really annoying flavors. But genocide? Hardly something I would want for anyone. Every Arabs. Live and let live I say! Everyone gets a pony.

  285. sas3 says:

    Essex… all generalizations suck!

  286. Essex says:

    Stop it sastry. I cannot be bought.

  287. Pat says:

    Maybe JB should pick a group a day and that is the only group that can be disparaged.

    I nominate the Amish for tomorrow’s sacking.

    Then we can move on to a B, then C group.

    Then Hyde and Veto can do a regression analysis on the comments and provide charts.

    That oughtta put this baby to rest. Let the data speak for itself.

  288. Comrade Nom Deplume says:

    [284] pain

    I thought bogarting a joint was just a New England term (like wicked pissah), but apparently not.

  289. Comrade Nom Deplume says:

    [287] sas3

    I think you are being too literal. Schabadoo was taking issue with the poster’s inconsistencies and lack of coherence on this issue, which I have avoided, if you noticed, because there is not a lot of reason here.

    Again, its a cold day in hell when I disagree with some of my conservative FB buds and agree (albeit on this one small point only) with schabadoo.

  290. I can’t but agree.I always wanted to write in my site something like that but I guess you’r faster.

  291. willwork4beer says:

    292 Pat

    Reminds me of one my favorite movie lines:

    Gonzales: There is one question, Inspector Callahan: Why do they call you “Dirty Harry”?

    De Georgio: Ah that’s one thing about our Harry, doesn’t play any favorites! Harry hates everybody: Limeys, Micks, Hebes, Fat Dagos, Niggers, Honkies, Chinks, you name it.
    Gonzales: How does he feel about Mexicans?

    De Georgio: Ask him.
    Harry Callahan: Especially Spics.

  292. Final Doom says:

    box (283)-

    No. We should let them rebuild their economy and become stronger, so that Hamas will have even more materials, resources and money with which to build missiles to lob at Israel and recruit and equip even more suicide bombers who can kill hundreds of innocent civilians at a pop.

  293. Final Doom says:

    Ever since before Arafat’s rise to power, the Palestinians have had chance after chance to repudiate terrorism, manage their own affairs and become a responsible people in search of a legitimate homeland.

    Every single time, they chose to continue to be used by terrorists from other countries, tolerate Arafat’s violence and corruption and generally live like a bunch of lawless monkeys (which all their Arab neighbors consider them to be).

  294. Final Doom says:

    One of the biggest reasons Gaza exists is that no other Arab country wants Palestinians inside their borders.

  295. Final Doom says:

    Imagine the surprise when Al and Tipper try to unload this pile of debt that is probably depreciating at the same rate as a used Yugo:

    “The Gores left the impression of a couple deeply in love during the Democratic National Convention in 2000, when they exchanged a long, passionate kiss on stage that became famous.

    They were reported in May they had purchased an $8.8 million ocean-view villa in Montecito, California.”

  296. Final Doom says:

    My bet is that Al was tagging some real superfreak material.

  297. morpheus says:

    can’t we all just get along? Or in the very least, let me sell weapons to each side of this little NJREREPORT civil war. I promise to spend some of the proceeds at the proposed “bud shop.”

  298. Confused in NJ says:

    301.Final Doom says:
    June 1, 2010 at 10:04 pm
    My bet is that Al was tagging some real superfreak material

    I think Al finally came out of the closet and Tipper wouldn’t switch.

  299. Juice Box says:

    Cutting the riser pipe off of the leaking BOP seems to be going well, we might have a seal on it by tomorrow.

    live video.

    http://edition.cnn.com/video/flashLive/live.html?stream=stream2&hpt=T1

  300. sas says:

    these knuckleheads attacking aid boats?

    no doubt smuggling goes on, thats nothing new. But, to not even be discrete about your operations then give the world the finger?

    is GW running the show over there?

    in any case, you all better get some good night sleep because you have to work in the morning..to pay for my entitlements.

    ah…as for me, I will read the comics in the morning and shoot pool in the afternoon..while I wait for my check.

    SAS

  301. relo says:

    292: That’s fine, just put my ethnicity up on a holiday weekend like the pro’s do when they want a topic to fly under the radar..

  302. d2b says:

    Pat (292)-
    Drove through Lancaster County today and saw an Amish woman hammering a sign in the ground. Saw another working in the field with her husband. With an Amish wife, I could rule the world.

  303. Shore Guy says:

    From the BBC:

    Cancun mayor Gregorio Sanchez faces drugs charges
    01 June 10 19:03 GMT

    The mayor of the Mexican resort city of Cancun, Gregorio Sanchez Martinez, has been formally charged with drug-trafficking, money laundering and organised crime.

    snip

  304. sas says:

    “The mayor of the Mexican resort city of Cancun, Gregorio Sanchez Martinez, has been formally charged with drug-trafficking, money laundering and organised crime”

    that a surprize?
    question is, who did he piss off and why to get exposed?

    SAS

  305. Shore Guy says:

    “bogarting”

    Nom,

    I see you are not a Little Feat fan.

  306. Qwerty says:

    Change you can believe in, Dutch govt offers specialized ships 3 days after the Gulf spill, Obama admin takes them up on the offer weeks later….

    http://www.csmonitor.com/USA/2010/0601/BP-oil-spill-Will-the-sweeping-arm-system-from-the-Dutch-help

    The Dutch government is giving BP officials in the Gulf of Mexico advanced oil recovery technology it says will be more effective than previous efforts.

    The technology, called the sweeping arm system, was developed by the Dutch in the early 1970s and has been used to successfully combat oil spills – including high-profile disasters involving the Sea Empress, off the coast of Wales, in 1996; and the Prestige, off the coast of Spain, in 2002.

    Dutch companies that manufacture the sweeping arm system first contacted BP officials April 23, three days after the Deepwater Horizon explosion, according to Mr. Huisman, who spoke by phone from his office in The Hague Tuesday. After receiving little reply, the companies turned to his department for help in reaching out to the US State Department, Huisman says.

    “We specifically asked those companies that if you have a firm order from BP or the US government, then we can make the arrangements available,” he says. The US Coast Guard made a formal request for the systems May 18, according to Huisman.

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