Redevelop or we’ll take it from you and redevelop. Fair?

From the Philly Burbs:

Evesham to crack down on owners of neglected commercial properties

Fix it or risk it.

That’s the message the Township Council will be handing down to the owners of neglected commercial sites who are now in danger of losing their properties to eminent domain.

Specifically, Mayor Randy Brown pointed out the long-shuttered Olga’s Diner and the nearly empty Tri-Towne Plaza as prime examples of properties that should be redeveloped.

“I’m going to fast-track eminent domain or condemnation of these properties,” Brown said Friday. “We’ve got to do it. We have to move forward on this as soon as possible.”

Under state law, a property can be declared in need of redevelopment and face being taken by a municipality if the site is abandoned, unsafe or dilapidated, among other criteria.

Neither the owner of the Olga’s Diner property, John Stavros of Cherry Hill, nor RD Management, responsible for the Tri-Towne Plaza, returned calls for comment Friday.

Township officials said they could work with the owners to improve their buildings as part of a rehabilitation approach.

“Rehabilitation is more of a carrot than a stick,” said Leah Furey Bruder, planner for the Planning Board.

Rather than seize the property, the rehabilitation process is less stringent and similar to an “invitation” for businesses to improve their properties through incentives, Furey Bruder said.

But at this point, “I like the stick (approach). A big 2-by-4,” Brown said during a discussion on the issue at the council’s work session last week.

“They have fed off Evesham residents for decades — and now Olga’s and (RD Management) couldn’t care less,” the mayor continued.

This entry was posted in Economics, New Development, New Jersey Real Estate. Bookmark the permalink.

88 Responses to Redevelop or we’ll take it from you and redevelop. Fair?

  1. chicagofinance says:


  2. chicagofinance says:

    Everything I’ve heard agrees with this information.

    Comrade Nom Deplume says:
    November 26, 2012 at 7:24 am
    [150] money,
    And Fireman Ed should talk. I used to go to Jets games with a season ticketholder whose seats were near Ed’s. None of the folks around him, all of whom had season tickets, could stand the guy. They considered him an egotistical asshat who was waiting to cash in but never did.

  3. grim says:

    From HousingWire:

    Zillow: Milestone year of monthly home gains

    Zillow Real Estate Market Reports notes the rise in national home values continued through October with a 1.1% month-over-month from September. This year-long rise pushed the national home value to $155,400.

    October marks the twelfth consecutive monthly increase and is the largest since August 2005, when home values increased 1.2%. Year-over-year home values rose 4.7% from October 2011, marking the largest jump since September 2006.

    “We’ve reached a milestone with one full year of monthly home value gains,” said Zillow Chief Economist Dr. Stan Humphries. “Those dubious about the durability of the housing recovery will point to the large role that investors are playing in the recovery, or to the large number of foreclosures yet to hit the market, as factors to be wary of. But the bottom line is that homes are more affordable now than at any time in recent memory, and buyers are seizing this opportunity.”

  4. Anon E. Moose says:

    Money [145, prev thread]

    The cynical reality of what has come to pass is that the rich have insulated themselves and passed the burden of oppressive taxation onto the upper middle class.

    Never be embarrassed by your wealth.
    This recent contempt for money is
    still another trick of the rich to
    keep the poor without it.

    – Michael Corlone

  5. Mike says:

    Good Morning New Jersey

  6. reinvestor101 says:

    I tossed and turned all last night. The damn RINO’s are coming out of the damn woodwork. Our damn party is riddled with a bunch of damn pantywaists who want to start reaching across the damn aisle. THIS IS TOTAL BULLSPIT.

    If you signed a damn pledge to not increase the damn taxes, you keep your damn word. If you said Obama is a damn socialist, you DON’T TOUCH HIM AND YOU DON’T NEGOTIATE WITH HIM. THIS IS WHAT THE PEOPLE WANT DAMMIT.

    I’m so mad that I can’t see straight. The damn pantywaist RINO’s are destroying our party.

  7. Peace, Love, Dope says:

    3 – so the housing slump is in the rear-view window?

    6 – “Color me unimpressed. It’s easy for Republicans to say they are not beholden to Norquist. What matters is what they’ll support in terms of actual revenue increases, and all signs remain that they will support raising revenues only via closing loopholes — not a big concession.” – GS

  8. chicagofinance says:

    Hugh Johnson on Bloomberg right now….

  9. ghost of JJ says:

    Huge Johnson in my pants right now

  10. The Original NJ ExPat says:

    JJ is now posting exclusively on a Connecticut RE blog.

  11. prtraders says:

    The whole idea of eminent domain seems so unamerican and counter to property rights that are a foundation of our country. I can understand in very special circumstances for a highway, school, or some other large infrastructure type project. But using this government power to take citizen’s property simply to have a higher ratables is wrong.

  12. chicagofinance says:

    I can’t believe I missed this one…..
    Retweet if you want to rename #Sandy to Hurricane A-Rod so it won’t hit anything.

  13. The Original NJ ExPat says:

    [11] pr – I agree with you. Justice Souter didn’t.

    The whole idea of eminent domain seems so unamerican and counter to property rights that are a foundation of our country. I can understand in very special circumstances for a highway, school, or some other large infrastructure type project. But using this government power to take citizen’s property simply to have a higher ratables is wrong.

  14. The Original NJ ExPat says:

    …except the layyydeees.

    I can’t believe I missed this one…..
    Retweet if you want to rename #Sandy to Hurricane A-Rod so it won’t hit anything.

  15. The Original NJ ExPat says:

    JJ told me that A-Rod doesn’t pack a particularly large bat, about 3″, IIRC. Apparently some women like ’em that wide.

  16. Ernest Money says:

    Condemnation of property is perfectly acceptable when the property poses health and safety risks. This is one of the few legit activities gubmint should pursue, so natch, most gubmints drag their feet on exercising this prerogative.

  17. Ernest Money says:

    Allowing your property to go to hell and/or abandoning it are not property rights.

  18. Phoenix says:

    Does this include cars up on blocks?

  19. Mike says:

    7 Yes the slump is over so hurry over to your nearest realtor before it’s too late. Buy buy buy!

  20. grim says:

    From the Star Ledger:

    Long Beach Mayor: Dunes tab is on residents

    Oceanfront homeowners in Long Beach Township who don’t agree to turn over the land in front of their homes for a beach replenishment project may have to pay to build their own dunes before they are allowed to repair their storm-ravaged homes.

    In the long running battle over beach replenishment, Long Beach Township Mayor Joseph Mancini said he has no choice but to get tough with residents who he contends are partially responsible for the devastation wrought by Hurricane Sandy.

    Mancini says he’s enforcing a 2-year-old revised ordinance that makes these “holdouts” responsible for maintenance of their dunes, which protect all residents.

    So for those oceanfront homeowners who haven’t signed easements to allow for beach replenishment projects on their property, they will have to pay tens of thousands of dollars to have an engineer design and build the dunes with the township’s approval before they can get a permit to rebuild their homes.

    “We’re playing hardball, yeah, absolutely,” Mancini said. “We have the ordinance. We’ve never enforced it to date. But, obviously, we have to now,” he said.

    Lawyers for the property owners, however, call it extortion and a violation of their clients’ civil rights.

  21. jcer says:

    As someone who lives in an area where they wanted to eminent domain 100 houses, where 90 were found structurally deficient, the people were fought it and the developer abandoned their plans. So instead of looking at new apartments, retail, etc I see 100 crappy tar paper shacks and a parking lot. If property is not being used, or is polluted it should be taken and the party who owns it should be compensated but we cannot leave things to rot. Listen you can eminent domain my house just pay me a fair price, I’ll move.

  22. Ragnar says:

    Buffet calls for a minimum tax rate for the rich. I’d go along with 30% if it was also the maximum tax rate. Between federal and state, an average tax rate over 40% appears to be in my future.
    My wife is going back to work, this time in NYC. Because of my income, basically all of her income will come in at the top tax bracket, which under the likely new rates would be 39% federal, 8.9% NJ, so basically 48%. Throw in commuting costs and child care and maybe we keep 30% of her gross. I told her the real monetary benefit comes from the 401k and match, plus possibly a better health plan, plus income diversification, and optionality in case something happened to me. But basically, she’s going back to work because she’s tired of being a dance mom for the past year.
    Another slave toiling on the behalf and FabMax and the Obamaphone lady.

  23. Ernest Money says:

    The farewell to Mary Schapiro thread at ZH is a sidesplitter.

  24. Ernest Money says:

    …Dutch Q-Tip…not even jj has ever pulled that one here.

  25. Ernest Money says:

    Bojangles appoints Elisse Walter new SEC chief of enabling financial criminals.

  26. Ernest Money says:

    Is she banging Corslime?

  27. The Original NJ ExPat says:

    LOL. I think RIHYFC should be a new internet abreviation. Rot in he1ll you filthy…

    Ernest Money says:
    November 26, 2012 at 11:32 am

    The farewell to Mary Schapiro thread at ZH is a sidesplitter.

  28. NJGator says:

    Millions spent by government on longevity pay, a perk for city workers and management

    When Jersey City resident Kirsten Green stood before the Board of Education at its Aug. 30 meeting, she had a simple question.

    “What is longevity pay?”

    Green had perused a proposed new contract for a top school district administrator, and was puzzled at the mention of this little-known perk.

    Green is likely not the only one.

    A long-standing tradition among public employees, longevity pay costs some public entities millions of dollars a year, and yet it receives scant attention, with foes of government waste focused more on sick time benefits or overtime payouts.

    Longevity pay comes in the form of bonuses to employees for continued employment with a public entity. The longer an employee works, the larger the longevity bonus is.

    In total, Jersey City taxpayers last year paid out $15,089,184 in longevity pay to employees of the city, the school district and five of the city’s seven autonomous agencies, according to records reviewed by The Jersey Journal.

    The largest portion of the $15 million in longevity pay in 2011 went to city workers, who snagged $10.8 million in longevity bonuses, while $3.5 million went to BOE employees, and the rest to the various city agencies, records show.

    The Municipal Utilities Authority granted $223,445 in longevity bonuses, more than any other city agency.

    The records show that some workers received bonuses equaling 19 percent of their base salaries, while half of the city’s roughly 2,600 employees received longevity pay equivalent to 5 percent or less, even as the city touted a years-long pay freeze.

  29. Barbara says:

    Hey all, I missed you guys. A lot of bad stuff has happened after my big move into the big house. Went from urban war zone to small town nightmare. Its all very Jerry Springer or for you older folks, Harper Valley PTA and as a result I am in the middle of a messy divorce. Sold the biggin for what we paid, took a shower on fees. Split custody, son with aspergers, smear campaign, and lots of other ugly stuff that’s hard to believe so Im not getting into it, but I will be getting back into the investor game post divorce. Working on contacts, etc. I haven’t even peaked in here in a year, hope you all are doing well. Oh yeah, I’m a renter! Ha. Got a nine month lease on a house. Needed a back yard because I got stuck with the Christmas Puppy (2011).

  30. grim says:

    Wasn’t there a time when public service was a sacrifice?

  31. Juice Box says:

    Barb Split

    custody or shared custody? Big difference…

  32. Barbara says:

    Juice I’m the designated residential parent. I believe the language is split joint custody? There’s been so many letters back and forth. Its supposed to be two days on, two off and alternating weekends. Its the trend in NJ so I have been told.

  33. Barbara says:

    Juice to clarify, probably shared custody with the time split 50/50. We arent splitting up the kids.

  34. Juice Box says:

    Barb – custodial parent? Spilt usually refers to splitting up siblings. Shared means what you are arranging to split time for one child. It is all a matter of time based upon days spent with each parent etc.

    I have heard the divorce attorneys push for shared custody these days since the child support can be onerous, and people are too broke to fight it out.

  35. Comrade Nom Deplume says:

    [30] barbara,

    Sorry to hear it. I don’t do matrimonial but if you need a referral, let me know. Especially on the ancillary stuff that often spills over into my domain. I know a lot of good, reasonable people who can help with special needs, tax and benefits, etc.

  36. Comrade Nom Deplume says:

    [22] ragnar,

    How do you think your spouse would feel about a friendly “separation”?

    Separation, and even divorce, is used as an aggressive tax planning and benefits planning strategy. It’s reversible and in the case of divorce, IRS has blessed it even if they know it is a tax dodge.

    Admittedly, it isn’t used much because the couple would have to be in a position to benefit AND be willing to live under that status. So far, I haven’t met anyone who meets both criteria. But I have heard of numerous examples.

  37. Ernest Money says:

    grim (31)-

    Now, it’s a sacrifice of taxpayers. A burnt sacrifice.

    “Wasn’t there a time when public service was a sacrifice?”

  38. Comrade Nom Deplume says:

    [33] ghost


    Shouldn’t it say “Ask for Mark”?

  39. Ernest Money says:

    The Babs I used to know here would’ve run hubby through a wood chipper. Why let lawyers try to fix something that requires a powerful shredding implement?

  40. Ernest Money says:

    Maybe the Big Ten will buy Schiano’s old house.

  41. The Original NJ ExPat says:

    Or call uncle Endsinavowelio

    The Babs I used to know here would’ve run hubby through a wood chipper. Why let lawyers try to fix something that requires a powerful shredding implement?

  42. Barbara says:

    Ernest, lol. Also I like the new handle.

  43. Barbara says:

    It’s a public forum so I have to be careful with what I say. I’ve kept cool for the kids. BTW it’s been an existentially painful realization that it is 100% legal to be a complete sociopath.

  44. Barbara says:

    39. Nom thanks

  45. Ragnar says:

    No. For a while we were married with different last names, and even that was too much of a hassle for routine stuff like airline tickets, credit cards, etc. I’d rather play by the book and complain than be looking over my shoulder for IRS agents. If I was making millions per year, running my own business, maybe it would be worth the effort and expense of hiring tax lawyers. But I’m on the worst end of everything – all my income is on payroll with duplicates going to IRS, making much less than a million yet get treated like “a millionaire” by the politicians.

    On a JJ note, I wonder if the gaymarriage couples that are taking over the NY Times weekend wedding photo section are now filing their taxes as Married Filing Jointly? After all, they like getting rearended.

  46. Ragnar says:

    Sounds like a horrendous year, sorry that you’ve had to experience that, but it sounds like you’re holding together, so congrats on that. I’d be thinking about donating the dog, or possibly training it to bite off someone’s weiner.

  47. Brian says:

    Home equity lines are coming back, driving the economy
    By Bloomberg News The Star-Ledger
    on November 26, 2012 at 10:47 AM, updated November 26, 2012 at 11:01 AM
    Brought to you by

    Stores like Lowe’s are benefitting from a resurgence of home equity lines of credit.

    AP file photo
    Home equity lines of credit that fueled a spending spree during the property boom are back.

    After six years of declines, lending for so-called Helocs will rise 30 percent to $79.6 billion in 2012, the highest level since the start of the financial crisis in 2008, according to the economics research unit of Moody’s Corp. Originations next year will jump another 31 percent to $104 billion, it projected.

    Lending tied to real estate is reviving as record-low mortgage rates spur the housing recovery while an improving job market makes it easier for people to borrow. A rise in home equity lines is in turn helping the economy, fueling purchase of goods like televisions and refrigerators. Consumer spending, the biggest part of the economy, accelerated to a 2 percent annual rate last quarter from a 1.5 percent pace in the prior period.

    “If house prices continue to rise, home equity lending will keep rising,” said Mustafa Akcay, a Moody’s Analytics economist in West Chester, Pennsylvania. “Lenders have been worried about the ability of consumers to pay back their loans, and as the economy improves, that concern is easing.”

    The median U.S. home price will probably gain 8 percent this year, the fastest pace of growth since 2005, according to the Mortgage Bankers Association in Washington. The amount of equity homeowners had in the second quarter rose by $406 billion to $7.3 trillion, the highest level since 2007.

    “People will spend more of their equity,” said Chris Christopher, an economist at IHS Global Insight in Lexington, Mass. “It won’t be as much as they spent when prices were gaining at a rapid pace in 2005 and 2006, but it should have a positive impact on consumer spending.”

    The revival in Helocs comes as lenders, including Bank of America Corp., Wells Fargo & Co. and Citigroup , are still coming to grips with bad loans made during the housing boom that ended in 2006. Pressed by regulators earlier this year, banks are writing off vintage Helocs wiped out by a housing retreat that stripped about a third of home values in four years. Banks charged off — or declared worthless — $4.5 billion of equity loans in the third quarter, the most in two years, according to Federal Reserve data.

    Americans had used their homes like credit cards to go on spending sprees during the 2000 to mid-2006 real estate boom, tapping their equity to buy cars, televisions and luxury cruises. Consumers used about $677.3 billion, or about $113 billion a year, from home equity loans for consumer spending, according to a 2007 paper by former Federal Reserve Chairman Alan Greenspan and Fed economist James Kennedy.

    Helocs are adjustable-rate mortgages tied to prime rates, the interest charged by banks to their most creditworthy customers, with the addition of a margin pre-determined by the lender. The national average prime rate has been 3.25 percent since the end of 2008, as measured by Bloomberg. Typically, banks add 2 to 4 percentage points onto that.

    The economy probably will grow at a 2.2 percent pace in 2012, the third year after the end of the recession, according to the median forecast of 80 economists surveyed by Bloomberg. Unemployment probably will average 8.1 percent, down from 9 percent last year, according to the economists’ average estimate.

    The biggest use of Helocs is to pay for home renovations and repairs, at 54 percent, according to data released last month by the Commerce Department. Renovation spending this year probably will rise to $120.7 billion from $114 billion in 2011, according to Harvard University’s Joint Center for Housing Studies in Cambridge, Massachusetts.

    Shares of Home Depot, the largest U.S. home- improvement retailer, have jumped 54 percent this year as profits gained. The Atlanta-based company this month reported third quarter net income climbed 1.4 percent to $947 million, from a year earlier. Lowe’s, the second-biggest, also reported third-quarter profits that topped analyst estimates on gains from purchases in advance of superstorm Sandy that hit the east coast.

    Household purchases, which account for about 70 percent of gross domestic product, picked up at the end of the third quarter. Spending rose 0.8 percent, the most since February, after advancing 0.5 percent in August, an Oct. 29 Commerce Department report showed in Washington. The median estimate in a Bloomberg survey of 71 economists called for a 0.6 percent gain.

    © All rights reserved.

  48. Fast Eddie (a.k.a gary) says:


    I’m glad to see you back posting again; I hope you continue to do so. Hang in there, one day at a time. :)

  49. NJGator says:

    Harvey Cedars homeowners demand payment from town for spoiling ocean view

    HARVEY CEDARS — Thanks to a line of recently erected two-story-high sand dunes, Harvey and Phyllis Karan’s $1.7 million oceanfront house, and the town, stood fast when Sandy stormed ashore.

    Sandy is long gone, but another storm is raging in this small borough of 1,200 homes, one that could swamp taxpayers on every barrier island in the state by adding tens of millions of dollars to the cost of building dunes.

    The Karans are demanding that the town pay them $375,000 for damaging their ocean view. How? By building the dune in front of their house, the very dune that officials say saved their property from Sandy last month.

    The couple won the judgment in state court last year, and the borough has appealed to the state Supreme Court. The couple’s lawyer said that despite the protection the dune provided to the Karans’ 2,112-square-foot summer home, which they owned since 1973, the borough still needs to pay up.

    “I don’t think that the storm affects the court case at all,” said Peter H. Wegener, the couple’s attorney. “We never took the position that we are against the dunes. This is a project that benefits everyone, and why shouldn’t the property owners be justly compensated for their property?”

    The Karans could not be reached for comment. According to public records, Harvey Karan is 81 and Phyllis Karan is 76. Property records show that their tax bills are sent to a post office box in Toms River.

    The man-made dunes, built by the Army Corps of Engineers in 2010 at a cost of $25 million, protected all of the oceanfront homes in the 1.1-mile-long borough on Long Beach Island. It was the key to preventing the municipality — just three blocks wide in one part — from being claimed by the ocean, officials said.

    “Without the beach project, I’m confident to say that we would not be here today,” Mayor Jonathan Oldham said. “From about half of our town south, there would be no town if not for the beach project. I hope that people realize that.”

    If Karan’s award is upheld, it could have a long-reaching impact on future beach projects, Long Beach Township Mayor Joseph Mancini said.

  50. Brian says:

    The Borough better win that appeal or there is no justice in this world.

  51. Fast Eddie says:

    Anything to do with a so-called housing recovery of any sort has nothing to do with our area. I don’t care what kind of skewed, f.ucked up data you try to put in front of my face. It’s bogus and a bunch of bullsh1t. I’ve seen every piece of sh1t in the 550K to 750K range 2 miles east and west above exit 160 on the Parkway. No yards; nauseating odors; 50 year old furnaces; disasterous additions; rusted, window AC units; kitchens and baths from the Nixon administration and zero landscaping.

    A lot of these people are still smoking some serious sh1t. I can look at a map of listings and describe the house based on the street. I don’t even need the name of the town. It’s getting to the point where I’m telling realtors the sh1t they should be telling me… which is really no surprise because the majority of them s.uck and always will. WHEN the inventory increases just a tad, and it will, the next round of bag holders are going to get slammed.

  52. grim says:

    No yards; nauseating odors; 50 year old furnaces; disasterous additions; rusted, window AC units; kitchens and baths from the Nixon administration and zero landscaping.

    While your commentary on the local housing stock is entirely on point, it has nothing to do with the housing recovery, or decline for that matter. It’s the nature of the beast for NJ. You want new construction in a top tier town? Be ready to pony up a million dollars.

  53. Jill says:

    #55: Wait 10 years and you can buy my house.

  54. Juice Box says:

    re # 54 – Read the ruling. Judge wrote something like it was a once in a 200 year event hence the dunes provided no special benefit for the homeowner. The town should have immediately removed the sand once they lost in court, and in fact the bulldozers should have been running overtime on October 29th removing the sand.

  55. 3B Buying says:

    #56 grim: I agree. But I believe it will all end badly. I had the opportunity to get something in Brigadoon, at a good price in very decent condition, but prior to reconsidering actually leaving there and turned it down. Now I am in some ways sorry I turned it down. Everytime we think we have made up our minds, the doubt creeps in, and we start all over again. Taking a break now for the holidays.

  56. Essex says:

    Wow Babs is back. Sorry bout the psycho.

  57. Joe Piscopo says:

    Try a different exit. We can’t all live off a Blue-ribbony exit.

    Anything to do with a so-called housing recovery of any sort has nothing to do with our area. I don’t care what kind of skewed, f.ucked up data you try to put in front of my face. It’s bogus and a bunch of bullsh1t. I’ve seen every piece of sh1t in the 550K to 750K range 2 miles east and west above exit 160 on the Parkway. No yards; nauseating odors; 50 year old furnaces; disasterous additions; rusted, window AC units; kitchens and baths from the Nixon administration and zero landscaping.

  58. Happy Renter says:

    [30] Egads, Babs! Hard to believe it’s been that long since you bought your biggin and stopped posting. Welcome back. Sorry to hear that you have had such an Annus Horribilis, as they say. Here’s to a better 2013 for you.

    By the way, if you’re looking for a new house, I am sure that Gary has a short list of beauts on the market that he could share with you . . .

  59. Ernest Money says:

    Babs should also beat it out of South Jersey and get away from those Pineys.

  60. Fast Eddie says:


    It’s not a money issue, genius. Again, if an explanation is needed, you’ve already been had… sucka.

  61. Fast Eddie says:

    You want new construction in a top tier town? Be ready to pony up a million dollars.

    Agree. A mil is out of my range or else I’d do it. There’s no inventory, that’s the issue. You and I know it. Some here think it’s an affordibility issue. There’s just nothing to choose.

  62. scribe says:


    Aren’t you now close to the point where you have to renege on your deal to sell your old house?

  63. yome says:

    The average price of a previously owned parking spot in residential complexes rose 6.7 percent to HK$640,000 ($82,600) in the third quarter, the second highest on record, from the prior three months, according to Centaline Property Agency Ltd. A space in the exclusive Repulse Bay area sold in May for HK$3 million ($387,000), the most for a single transaction and more than double the median U.S. home price, according to, a website that tallies parking-spot information.

  64. McDullard says:

    I think there would be very few scenarios where filing jointly is disadvantageous than filing separately — all the effort for 2 to 3% savings on a small portion of money that may fall in between two tax brackets.

    My impression is that the amount of time and money spent on eking out a small tax advantage far outweighs the benefit. Imagine all the custody papers that need to be signed if children are involved. It may appeal to people that have so much money that the tax part is more like a game, or to some people that are religious about the notion of taxes. Otherwise, for most of the people, there are enough tax-sheltered avenues (401 k, deferred compensation, business trips to Bahamas, private corporate jets, etc.)

    The rich probably shouldn’t feel so jealous of an “obamalady” that “unfairly” got a free cell phone from their income tax [especially since Saint Reagan started the program, it’s not paid by income tax, and offers a very much limited number of minutes]. It may amount to $100 or $200 per year. In contrast, the 401k contribution limit has been going up $500 every year :)

  65. Libtard at home says:

    Welcome Back Carter and Barb too.

  66. Libtard at home says:

    And I had that nutty professor Furr. He was a seriously demented a-hole even back then (88-93).

  67. Mikewaited says:

    Welcome back Barb! Sounds like a h*ll of a bad year, hope it gets better for you.
    Now about that housing recovery …………………………………

  68. Comrade Nom Deplume says:

    [69] s,

    It’s all about cost-benefit. There are things I don’t recommend because its a long run for a short slide.

  69. McDullard says:


    Sorry about your horrible year. Here’s to things getting better with each passing day.


  70. Libtard at home says:

    Gator has gotten our spawn date confirmed. Let’s just say that Denarious will be brought forth on the day the Mayans said the world would end.

  71. Ernest Money says:

    Gator’s having the Antichrist!

  72. hello there and thank you on your info ?I have certainly picked up anything new from right here. I did then again expertise some technical points using this website, as I skilled to reload the website a lot of times prior to I may just get it to load properly. I were pondering in case your web hosting is OK? No longer that I’m complaining, however sluggish loading cases times will often impact your placement in google and can harm your quality score if ads and ***********|advertising|advertising|advertising and *********** with Adwords. Anyway I? adding this RSS to my email and can glance out for a lot more of your respective intriguing content. Ensure that you replace this once more very soon..

  73. Look At This says:

    Hello! This post could not be written any better! Reading this post reminds me of my previous room mate! He always kept talking about this. I will forward this post to him. Fairly certain he will have a good read. Thank you for sharing!

  74. Hiya very cool site!! Guy .. Beautiful .. Amazing .. I will bookmark your website and take the feeds also?I’m happy to find so many helpful information here in the submit, we’d like work out more techniques in this regard, thanks for sharing. . . . . .

  75. Gaga says:

    Hi there, You have done a fantastic job. I will certainly digg it and in my opinion recommend to my friends. I’m confident they will be benefited from this web site.

  76. return man 2 says:

    Hi, do you have a facebook ID?
    return man 2

  77. I believe that is among the such a lot important info for me. And i am satisfied studying your article. But wanna remark on few basic issues, The website taste is great, the articles is in reality nice : D. Excellent job, cheers

  78. Thanks for some other fantastic post. The place else may just anyone get that type of info in such a perfect means of writing? I’ve a presentation next week, and I’m on the look for such info.

  79. I just like the valuable information you supply on your articles. I will bookmark your weblog and check again here regularly. I am slightly certain I will learn lots of new stuff right here! Best of luck for the next!

  80. Adding this to twitter great info.
    north face outlet

  81. hello there and thanks in your info ? I have definitely picked up anything new from proper here. I did then again expertise a few technical issues the usage of this site, since I skilled to reload the site many occasions prior to I may just get it to load correctly. I have been thinking about if your hosting is OK? No longer that I am complaining, but slow loading instances occasions will often affect your placement in google and can damage your high-quality score if advertising and marketing with Adwords. Well I’m adding this RSS to my email and can look out for a lot more of your respective intriguing content. Ensure that you replace this again very soon..

  82. says:

    does not make me, it reveals me.” by William James.|”Let’s not talk so much about vice. I’m against vice in all forms.” by John Fitzgerald Kennedy.|”Courage is resistance to fear, mastery of fear – not absence of fear.” by Mark Twain.|”If it were not for hopes, th

  83. by Kim Hubbard.|”My country is the world, and my religion is to do good.” by Ralph Waldo Emerson.|”The greatest gift you can give another is the purity of your attention.” by Richard Moss, M.D..|”Many fears are born of fatigue and loneliness.” by Max Ehrmann.|”Let the gentle bush dig its root deep and spread upward to split the boulder.” by Carl Sandburg.|”I am not God, but I am my creator.” by Terry Josephson.|”To know oneself is to study oneself in action with another person.” by Bruce Lee.|”What worries you masters you.” by Haddon W. Robinson.|”Cry Havoc, and let slip the dogs of war.” by William Shakespeare.|”All good things which exist are the fruits of originality.” by John Stuart Mill.|”Ideas pull the trigger, but instinct loads the gun.” by Don Marquis.|”Quotation

Comments are closed.