From HousingWire:
Middle-class affordability shrinks in key housing markets
For the typical middle-class household, owning a home is highly achievable, just as long as they choose to live in the Midwest.
In the middle of the country, the average household can afford to live in at least 80% of the homes on the market. But move to San Francisco, Orange County, Los Angeles, New York and San Diego and fewer than 30% of middle-class households can afford properties,Trulia noted.
“For the middle-class today, homeownership is well within reach in some parts of the country, but in others, it’s more of a pipe dream than the American Dream,” Jed Kolko, chief economist with Trulia, said. “Even after taking income differences into account, homeownership affordability varies hugely across the country.”
The survey determined affordability based on whether the total monthly payment for that home was less than 31% of the metro’s median household income.
Chicago reigned in as the least affordable housing market, with only 14% of the homes for sale deemed as affordable. Additionally, the average size of a house in October was 1,000 square feet.
Comparatively, Akron, Ohio, ranked as the most affordable housing market, with 86% of the listed homes classified as affordable.
“Even though the median household income is 60% higher in San Francisco than in Akron – which means San Franciscans can afford more expensive homes – the median price per square foot in San Francisco is close to seven times higher than in Akron,” Kolko said. “As a result, just 14% of the homes for sale in San Francisco are within reach of its relatively well-paid middle class.”
1st
Problem is you wake up every day in Akron hopping the Cummins plant does not close down.
I’ve run the numbers here during my attempts to reach escape velocity from the NY metro orbit. There are many parts of ‘cost of living’ that do vary with location, but not as much as income varies.
Suppose you can make double what Akron makes if you put up with commuting on NJT to Penn Station. Your car as is .25-.50 more a gallon than in Akron; not even 10%. The cost of groceries are more, but not double. Infrequent big ticket items like car, or furniture, may cost more, but again, not double.
So, comparing to the household budget of someone in Akron, this leaves an excess of earnings — the mortgage sops that up like a sponge. People borrow to buy for a house anyway, the leverage is merely amplified. ‘What’s another $100/mo.?’, says the smiling realtor. That capital is transferred to the landed, older generation (Not race warfare, or class warfare, but generational warfare).
“car as” -> car gas
Pretty much just folks who bought a first home or a large trade up home since 2002 have an issue with a mortgage. It is all the other costs. Taxes, insurance, train, home repairs, electricity, gas etc and keeping up with the jones that cost a ton.
My monthly credit card bill is way more than the cost of the house.
Anon E. Moose says:
October 14, 2013 at 9:12 am
I’ve run the numbers here during my attempts to reach escape velocity from the NY metro orbit. There are many parts of ‘cost of living’ that do vary with location, but not as much as income varies.
Where homes are within reach for the middle class in New Jersey
http://www.nj.com/business/index.ssf/2013/10/where_homes_are_within_reach_f.html#incart_m-rpt-1
Only about 19 percent of the homes for sale in Bergen County are within reach of the average middle-class family, a recent survey shows, while in Salem County, the number skyrockets to 92 percent.
Every time a bell rings, a greater fool closed on a house in Bergen County. It’s become a mockery and a source of entertainment for those of us who know the deception, con job and swindle that is taking place.
The realtors smell a score and what better place to bilk a stooge than the setting known as Upper Haughtyville in Bergen County. It’s a perfect prop! No staging is required; no effort needed! Just place a sign and watch the human gnats get bound in the web.
Gary,
I don’t hear you complaining about Kraft selling 16 different varieties of Oreos that nobody needs. No complaints about Farmland Dairies selling milk with fiber or fatty acids that the body doesn’t even absorb. You probably just look at it as good marketing.
No real estate agent can convince you to buy a home that you don’t want. All the marketing in the world can’t accomplish it. Your sensibilities collide with your desires causing you frustration and you need someone to blame. Does it ever occur to you that you sound like a whining ass blaming real estate agents for your inability to pull the trigger on a home that would please you?
Yes, it is frustrating that homes are so expensive in Bergen County. If the area is so heavily populated with self absorbed as$holes, why do you want to live here?
Salem County? You might as well be in Akron. Hell, Akron might be a better place to be.
they provide affordable housing, and: All red. All most conservative. All very republican. isn’t that your definition of heaven?
So, seriously, why don’t you all move there?
@ianbremmer: Least Educated States, avg edu level of pop (but Great Football)
1 W Virginia
2 Miss
3 Ark
4 Louisiana
5 Kentucky
6 Alabama
7 Tenn
8 Tx
I’ve found that groceries(especially produce) is cheaper in NJ than the midwest. It’s a significant cost of living driver.
30 year,
No real estate agent can convince you to buy a home that you don’t want.
Au contraire, it happens every day and it’s the very reason why my sensibilities collide with my desires AND frustrations. A sucker indeed is lining up at this very moment. As long as an agent (last week) keeps telling me that the house needs “a little updating” when in actuality, it needs a f.ucking bulldozer, I’ll call bullsh1t and have every right to be insulted.
And it’s the very reason the house I saw yesterday has fallen through twice because the m0rons who tried to buy it can’t secure financing. Shucks! We almost hooked one! So, how does it concern me? Let’s remove the pretenders who aid in sustaining the bogus price levels, let’s stop propping up the market and let the market return to those who earned the right to bid. I don’t care to compete with 1diots nor to I care to be treated like one.
And I could care less if Kraft sells 160 different types of oreos. If they decide to corner the market and start selling them at $75 a box, then guess what! I won’t buy them. Buy sure as he11, you can guarantee, there will be some fool that will.
Shiller, two others win economics Nobel for ‘bubble’ warnings
http://money.cnn.com/2013/10/14/news/economy/shiller-nobel-economics/index.html?hpt=hp_t2
Robert Shiller, who became famous for calling the housing and Internet stock bubbles, was one of three Americans to win the Nobel in economics Monday.
Shiller is a professor at Yale University. He is joined by Eugene Fama and Lars Peter Hansen, who both teach at the University of Chicago.
The award was for their work on the pricing of financial assets. Together they concluded that predicting the price of stocks and bonds in the short term is virtually impossible. But they showed it is possible to forecast the broad course of prices over longer periods, such as the three to five years.
Shiller was among those who warned in the 1990s that the run-up in stock prices as part of the Internet stock bubble was the result of “irrational exuberance.”
Last decade, Shiller made similar warnings about the run-up in U.S. home prices. That proved to be correct when the housing bubble burst and plunged the nation into the worst economic downturn since the Great Depression.
He helped to develop the S&P/Case-Shiller home price index, which is one of the most closely watched measures of home values.
Two more for the cupboard…..
http://www.uchicago.edu/features/economics_nobel_awarded_to_eugene_f._fama_and_lars_peter_hansen#!
Anon have you ever heard the quote better to be thought a fool than to open your mouth and confirm it.
you have been critized from conservatives, liberals and libertarians on this site. You add nothing to the discussion other than us routinely shooting you down. Look at NJ outside of few population centers the state is pretty red, which is an indication of a lot of the northeast and mid atlantic. Same goes for the west coast. The population of the country has been shifting independent for years and if not for the duoply’s barriers to entry on the political debate ( see the current Virginia governers race) maybe we would see some actual change in this country. Not the faux ad hominens of the current donkey in the peoples house.
Anon
We know you’ve been duped by the the establishment left for years, but what is your point really about red state voters? States are just lines on a map.
Romney won the college educted vote. Ob@ma killed it among high school dropouts. What does that tell you? I’m sure John Stewart will interpret it for you favorably.
I’ve found that groceries(especially produce) is cheaper in NJ than the midwest. It’s a significant cost of living driver.
Gas is much cheaper in NJ also.
Houses are expensive in neighborhoods where people want to live.
Keep repeating that to yourself.
I don’t care if it’s NJ, Austin, Chicago, Denver, Seattle, Portland, Miami, etc etc etc.
Houses are expensive where people want to live.
Folks love to look at new home listings in bumblef*ck and dream about getting a McMansion for $450k. Problem is, everyone is fixated on the house, even though it’s not in a neighborhood they want to live in. They just see the brickfront colonial and think “wow, it’s beautiful, must be in a great neighborhood.” Which usually isn’t the case, since the cost of the dirt needs to be near zero to build a house of that size.
Another fresh slice of hell today.
Shouldn’t anon be out in the urban sh!tholes canvassing for Cory right now? Wear your kevlar, anon, Newark is a violent place. Great job he did there.
Just for giggles – Google “Austin Tarrytown Homes” or “Austin Bouldin Creek Homes”
$300k gets you a shithole.
$400k gets you a crappy ranch
$600k gets you a nice place
$800k gets you something bordering on fancy
Is this really any different?
Nice 3/2 ranch in Tarrytown going for $749k – Any different from Ridgewood? Brigadoon? Summit? Chatham?
I’m talking Tarrytown TEXAS, not Westchester.
The End Is Nigh (Hobo With A Range Rover Edition):
http://nypost.com/2013/10/14/thug-shot-during-brazen-attempted-bike-heist/
I am in the midwest this week, the cost of food is higher than NJ. I just paid $140 for 7 pizzas for a kids party. Pizza was just ok nothing special.
Other walk away issue is school tax. I went to look at a blown out house near me on the same size plot as mine. Actually slightly smaller. Anyhow the property taxes was 17K a year versus my $8,800 a year.
To afford that house you need a salary to be in AMT so that 17K you cant write off in taxes.
This is part of reason well off folks often live in shoeboxes. Using square feet and not income or plot as main driver of real estate taxes and then taking away the property tax deduction causes folks who can well afford to trade up to stay in shoeboxes
[23] Such police brutality. All that the biker with the gun was asking for was a little respect; just wanted to make sure that he and his friend had enough space around them to do tricks. The single guy on the other motorcycle was just impatient and insisted on driving on the road as if he were a free citizen. The cop is the one who drew first blood. This is just another example of innocent bystander bikers being harassed by other drives and now harassed by the police on top of it.
Someone call Gloria Allred (does she speak Portuguese?) stat.
[26] Why the change of heart HR? I can’t believe you are advocating that the police on scene for the NYC incident should have shot Alexian Lien! I am offended actually.
“Romney won the college educted vote.”
No he didn’t. http://www.foxnews.com/politics/elections/2012-exit-poll
28 – Why did they ask the question:
“What was the last grade of school you completed?”
3 different times in the poll?
29 – Doubt they actually asked the question 3 times, the last two are just groupings of the initial question.
So I am in my SUV on Sunday, couple of bikers in front of me and I get braked checked by guy in front of me on bike. I had my wife and kid in front of me. So I slow down, bike in front of guy who braked checked me his female passenger was almost falling off after a bump, they slowed to a near stop she grabbed on to him and took off.
I guess if I was lien I would run them over, have wife throw bottled water at them as I chase them, not call 9-11 and when finally caught blame it on the bikers.
31 – If the female passenger fell off, and you ran her over, would you base your defense on the claim that the driver of the motorcycle was littering?
I have a brother and sister who live in Ohio. One in Columbus and the the other in a burb outside of Cincy. Taxes are less than half of ours and the homes cost about 1/3rd when you count the land. No amount of food or gas will come close to how much more we pay in taxes and on our mortgages. If you can take your salary from New York to Ohio, you will be pretty wealthy. Until you are fired and can’t find a job even at 75% of former salary. Oh, the pizza and bagels blow and there are no mom and pop restaurants. Ethnic food is even worse. Chain stores rule the day and people drive 55 in a 70. Is it worth it? Tough question. But it is remarkably cheaper than living in North Jersey (Hoboken or Boonton).
33 – I’ve been to Columbus more times than I’d care to admit. German Village is a gem. Some of the best kielbasi anywhere outside Poland.
Nice house in German Village will set you back $400k easy, something that is really cool will set you back $600k. Anything under 4 is either very small or needs a ton of reno. Hell, a nice house in German Village in the 3s is around 1200 sq with only 2br, a condo where you own the walls. Plenty of places in the $600k-1m range.
Shouldn’t we be comparing apples to apples here? We always seem to compare the top NJ towns/neighborhoods with the median towns/neighborhoods elsewhere.
And speaking of CinnCin – Does anyone who is anybody live anywhere but Indian Hill or Hyde Park?
Hope you got your checkbooks out, pricing is on par with the top towns in NJ. Million bucks goes very very quick.
I just don’t get it, if I stay in NJ, I won’t live anywhere but the top 10 towns (as ranked by home price and income), but if I move to bumble*uck, I’m happy as a pig in shit to live in a mid-tier, or worse, nondescript suburb? Neighborhoods where even the locals don’t want to live?
How does one rationalize this position? I’ve got my stupid McMansion, so I don’t care, Ha Ha!
Off topic. But what do Chinese People do on the weekends in the Fall?
I know a few Chinese people and we always chat what we do on weekend but they never really respond.
For instance we always talk football, but the ones I know dont ever watch the game, the folks with the kids talk about apple picking, fall festivals, they dont really do that.
Also they are not big into yard work or home improvement, fixing up cars, driving kids around to sports stuff. Pretty much all the stuff white people do in the fall.
Also the single ones rarely do to rock concerts, night clubs, happy hours, or get beach house etc. And they never really talk about hooking up or getting drunk.
What exactly do they do on the weekend? I ask them point blank sometimes but it is always something that would take 15 minutes or they will tell you cryptic things.
I don’t see it that way Grim. My sister lived in Mason Ohio. In a very quiet and rural neighborhood. I would compare it to some of the more rural towns in Southern NJ or Eastern PA (not Poconos). Colombys
Here ya go.
http://www.zillow.com/mason-oh/
So compare this to say Clinton, which I would say are comparable when comparing neighborhoods. And Mason is much closer to Cincy than Clinton is to NY.
JJ,
They gamble! Have you ever been to a casino on the weekend?
a bit misleading. Bremmer is including the Red, Conservative. Republican states as part of America. we are way ahead of all those places if we were to consider only blue states.
@ianbremmer: Countries w higher literacy rate than US..that you might not expect:
Armenia
Azerbaijan
Croatia
Cuba
Estonia
Latvia
Ukraine
Uzbekistan
“This is part of reason well off folks often live in shoeboxes.”
Define “well off” and “shoe boxes”.
And Grim…My sisters home was a large split. In Montclair, it would price around 600K, but of course it was on a plot larger than an acre. She paid about 5K in prop taxes too.
Fun stuff, here is what NYC calls luxury items in a home that are not covered in rebuilding.
The following list provides examples of luxury items that are not eligible to be paid for by CDBG-DR funds; however this list is for illustrative purposes and is not exhaustive.
1. Detached garages (Attached garages only allowable when repairing a home with an existing attached and damaged garage)
2. Garage door openers
3. Alarm systems, excluding smoke, fire & CO alarm systems
4. Irrigation systems, fountains, ponds, etc.
5. Sound systems, wireless computer & communication systems
6. Light fixtures beyond standard builder’s package grade, except to allow similar models that are ENERGY STAR compliant fixtures.
7. Lighting controls beyond standard one & three way switches
8. Exterior lighting beyond lights at entry doors
9. Out buildings (i.e. sheds, gazebos, trash enclosures, & pool houses)
10. House vacuum systems
11. Swimming pools, hot tubs, saunas, etc. and associated equipment
12. Appliances beyond standard builder’s package (no laundry equipment, built-in microwave)
13. Other than 30 inch wide builder’s grade electric or gas kitchen ranges (i.e. no wall ovens or in-cabinet appliances; exceptions made for wall ovens and range tops for residents with mobility impairment)
14. Refrigerator styles beyond builder’s standard, top freezer mounted models with these nominal size limits per # of bedrooms: 1br: 14cf; 2 br: 18cf; 3br: 20cf; 4 br: 25cf (exceptions made for side-by-side and bottom mounted freezers for residents with a mobility impairment)
15. Portable appliances (i.e. air conditioners, electric heaters, etc.)
16. Countertops beyond standard, builder’s grade plastic laminate. (i.e. no stone, composite stone or solid surface)
17. Vanity tops beyond standard builder’s grade plastic laminate or builder’s grade simulated stone
18. Cabinets beyond standard builder’s grade
19. Built-in bookshelves, radiator covers, or any item requiring custom millwork or shop drawings
20. Kitchen sinks and bathroom fixtures beyond standard builder’s grade (i.e. porcelain, composite, stone, & solid surface)
21. Door hardware beyond builder’s grade entry hardware for exterior doors and residential grade for interior doors; knobs to be builder’s standard
22. Stone tile floors & walls
23. Wood trim profiles and species beyond standard builder’s grade; stain grade is allowable to replace existing stained trim
24. Luxury carpet
25. Wall paper
26. Built-in closet systems – only rod & shelf allowed
27. New fireplaces (wood, gas, or electric); repairs to storm damaged fireplace chimneys are allowed
28. Exterior decks, unless to allow for egress on homes being elevated; materials limited to builder’s grade composite decking and rail systems
29. Covered porches, unless replacing an existing covered porch
30. Carports
31. Similar items as determined by the NY Rising Housing Recovery Program
Grim, can you remove Anon. His life seems to revolve aimlessly around the colors blue and red inexplicably. It’s sad that his mental capacity never got past reading the labels on the crayons in his pencil box.
Well off in most average LI or Bergen towns is like 200k to 500K. Not poor or middle class but not rich.
Shoe box, average 60×100 1,600 square foot house.
nwnj says:
October 14, 2013 at 1:41 pm
“This is part of reason well off folks often live in shoeboxes.”
Define “well off” and “shoe boxes”.
other than Mormon country, there seems to be a pattern with poverty, illiteracy and the Christian Right. and cheap housing?!
@ianbremmer: Most Religious US States
1 Mississippi (59% religious)
2 Utah (57%)
3 Alabama (56%)
4 Louisiana (54%)
5 Arkansas (54%)
#46..so is the point that affluence and literacy breeds godlessness? Makes sense, who needs God when you have money and smarts.
And Grim…My sisters home was a large split. In Montclair, it would price around 600K, but of course it was on a plot larger than an acre. She paid about 5K in prop taxes too.
Why are you comparing Mason to Montclair, and not Mason to Newton?
Upper Montclair = Hyde Park
Where you’ll spend $600k on a split level that is nestled among $1m+ estate homes.
Here you go, maybe a visual will work:
http://www.trulia.com/property/3133993839-2943-Erie-Ave-Cincinnati-OH-45208
Would this same house not sell for roughly the same price in Upper Montclair or Glen Ridge?
Property taxes on this place are $10k a year. Now, granted, a bargain compared to Montclair, but not nearly as low as folks are making it out to be…
Anon,
Here is a clue from me to you. No one here cares! Your posts are treated with the equivalent attention of what the spambots receive. If politics for sport is your game, there are a whole bunch of websites dedicated to sheep. Why don’t you graze over there for a while.
Here’s a bargain in Hyde Park – $500k and $11k a year taxes:
http://www.trulia.com/property/1070154967-2855-Grandin-Rd-Cincinnati-OH-45208
No inside pictures and the listing states new appliances, which means it’s a f*cking wreck.
I think this same exact house is for sale in Estates:
http://www.trulia.com/property/3126604867-928-Edwards-Rd-Cincinnati-OH-45208
$1.1m – $19k a year in taxes.
$19k a year taxes – 4 bedrooms
IN F*CKING CINCINNATI
Ah, come on now Grim. The point I am trying to get across, is that you can live 15 minutes from the city, in a beautiful town with great schools and relatively no crime nor traffic for less than half of what is costs around our parts in North Jersey. There is simply nothing comparable in North Jersey within half an hour of the city at that price level. I agree, the higher end there (Hyde Park) prices similarly to the higher end (Glen Ridge/Upper Montclair) here.
I am not talking about in Cincy. That would be like me listing Manhattan RE in comparison.
This one has a Gary rant written ALL OVER IT.
http://www.trulia.com/property/3129538724-1234-Rookwood-Dr-Cincinnati-OH-45208
3br/2ba ranch – $660,000
You read that right kids, the last time anyone laid a finger on this house was 1994.
$14,000 in taxes
SIX HUNDRED AND SIXTY THOUSAND – FOURTEEN THOUSAND IN TAXES – NEEDS WORK
Is it really so different out there?
#55..yes, but things are different in Rookwood!
Here is my sister’s old place Grim. I see she sold it for 218K with $3,853 in taxes in 2010.
http://www.zillow.com/homedetails/10301-Southwind-Dr-Montgomery-OH-45242/34402139_zpid/
Find me a match in North Jersey.
Yeah, we shut this damn thing down and have Obama right where the hell we want him—begging our damn republican brothers in the Senate to bail his ass out. The price for that will be the damn repeal of this stinking Obamacare. And no, we don’t give a tinker’s damn about some damn liberal poll that says 70% of America is against us. Shlt, that includes that damn 47% that’s gonna go Obama’s way come hell or high water any damn way, so don’t hang your hat on the damn stinking poll. I can hardly wait until 2014 so we can take over the damn senate and 2016 for the damn presidency. Eight years of this crap is a hell of a lot to ask of rock ribbed red blooded Americans to have be under the damn heel of this stinking liberal. I’d love to see Cruz and Palin on the damn ticket and Michelle Bachman as the damn secretary of state. I like my damn tea strong with three tea bags and no damn sweetener. America needs this
@BillMoyersHQ: “Wall Street is going to be controlling the congressional agenda, Main Street is not.” -Heather Gerkin http://t.co/Q14YSHsLlv
There is no legit need to live in or close to Cinci unless you work at P&G HQ and are vested in your pension. Also, the airport is in Kentucky.
Neighbors: Cory Booker never lived in Newark
http://dailycaller.com/2013/10/14/neighbors-cory-booker-never-lived-in-newark/
As Cory Booker looks set to win the junior Senate seat in New Jersey Wednesday, his supposed neighbors in Newark say Mayor Booker doesn’t live in the Gateway City.
Multiple residents of Newark told The Daily Caller that the longtime mayor doesn’t live at any of the addresses he has claimed as home. The mayor is believed to live in New York even though he is registered to run for New Jersey’s special senate election.
Booker, who filed to run for the U.S. Senate from a P.O. Box in Newark, is registered to vote at 435 Hawthorne Avenue but his next door neighbors told this reporter and filmmaker Joel Gilbert on camera that they haven’t seen Booker in years and that he doesn’t live there.
“Does he still live here?” Gilbert asked Booker’s neighbor, Tashay Thomas.
“He never did,” she replied. “His security guards live here.”
Why did he claim to live there while sending police to be quartered in a private home?
“Because he is a liar.” Thomas replied.
Thomas yelled out to someone across the street: “They’re looking for that fake mayor who says he live here. He does not live here!”
“Cory Booker don’t live here,” said James Sharp, another neighbor. “Only his bodyguards live here.”
Why did he tell people he lived here? asked Gilbert.
“So that he could keep telling people he did stuff but he is not doing anything. A lot of people getting killed and he’s supposed stop the violence but he don’t.”
Thomas continued. “He comes over here once in a blue moon,” she said. “I saw that man over there once and that was like in 2009. I come here every day.”
Sharp said he, too, hadn’t seen Booker around. “I have lived here for a long time.”
Thomas and Sharp said that they think Booker travels around with a police scanner and just shows up at the scene of high-profile happenings.
Looking inside the windows at both 435 Hawthorne and 19 Longworth confirmed that both properties were vacant—that is, except for two police officers.
BTW if you want to see real motorbike thugs, check this out. http://www.liveleak.com/view?i=877_1381654222. Not a great ending for the thug though, not sure how different it is to here.
61 – After reading some of those comments, I half expect the next article to claim he was born in Kenya. Thought he owned a number of properties in Newark. Also, who says he needs to live in a house he owns, does Booker rent? While I’d be pretty disappointed if I found out he lived in NYC, this reeks of a last minute campaign stunt. Lonegan doesn’t stand a chance in hell.
It is a bit disconcerting that nobody appears to know where the hell the mayor lives.
But there are at least 2 people quoted as saying that he doesn’t live there! Thats all the speculation I need. What, you want some proof or something?
Grim [51];
Point taken. I just wanted to ask: I thought using a drive-by cell phone pic for a listing was considered real-estate malpractice?
It is pretty hard to arrive to the spot of a “high-profile happening” in Newark from NYC in less than 45 minutes during the rush hour, unless he uses a helicopter or PATH train… the latter in disguise I guess…
Yeah, we shut this damn thing down and have Obama right where the hell we want him—begging our damn republican brothers in the Senate to bail his ass out after he made us shutdown the damn government. He choose to deliberately not pay some stuff to try to make us look bad. Guess the hell what? It didn’t work and the damn price for our cooperation will be the damn repeal of this stinking Obamacare. Yeah, we got that stinking damn liberal right where the hell we want him. And no, we don’t give a tinker’s damn about some damn liberal poll that says 70% of America is against us. Shlt, that includes that damn 47% that’s gonna go Obama’s way come hell or high water any damn way, so don’t hang your hat on the damn stinking poll. I can hardly wait until 2014 so we can take over the damn senate and 2016 for the damn presidency. Eight years of this crap is a hell of a lot to ask of rock ribbed red blooded Americans to have be under the damn heel of this stinking liberal. I’d love to see Cruz and Palin on the damn ticket and Michelle Bachman as the damn secretary of state. I like my damn tea strong with three damn tea bags and no damn sweetener. America needs this
Lib [57];
Too bad she moved before the airport in Blue Ash closed. Some developer bought some real expensive politicians to pull that move off — I’m sure he got his, but values in the surrounding area are probably up as well.
Lib [57];
Too bad she moved before the airport in Blue Ash closed. Some developer bought some real expensive politicians to pull that move off — I’m sure he got his, but values in the surrounding area are probably up as well. Positive externalities!
I love this part of the article…
“Looking inside the windows at both 435 Hawthorne and 19 Longworth confirmed that both properties were vacant”.
Here’s 435 Hawthorne. I guess he brought a ladder?
http://goo.gl/dzRCtU
JJ, (37)
What do Chinese do on weekends?
On Saturdays or Sundays (not both) they send their kids to Chinese school. Maybe help their kids with Chinese or regular school lessons. Maybe also piano/violin lessons or ballet or sports or similar activities something like that. Adults go shopping, sometimes with parents, to Asian grocery stores, or the mall. Some go to church on Sunday, and possibly turn it into some sort of ethnic social occasion lasting longer than regular church. Talk about their kids grades, academics, college prospects.
Wash clothes, go to a doctor. Cook more time consuming things. Pick apples and pumpkins. I saw a number of Chinese picking apples in Tewkesbury yesterday.
Tally up net worth, update budgets.
Has this site ever been posted here?
http://terriblerealestateagentphotos.com
I hear Cory Bunco moolights as a human pin cushion at The Anvil.
Cory’s gonna treat Hunterdon right. Yeah.
Never stop at a stoplight in Brazil.
Richard says:
October 14, 2013 at 3:37 pm
BTW if you want to see real motorbike thugs, check this out. http://www.liveleak.com/view?i=877_1381654222. Not a great ending for the thug though, not sure how different it is to here.
Chifi,
excellent photos, very funny.
We found the unicorns!!!
Seriously, this is hysterical
http://www.huffingtonpost.com/2013/10/14/tom-brady-touchdown-radio-call-scott-zolak-audio_n_4097329.html
[17] schabadoo,
The low gas prices are a function of two things: NJs lowest in the nation gas tax and the plethora of refineries in and around NJ.
Low taxes and refineries everywhere. As a hard core liberal, I’ve gotta believe that this is just killing you.
The liberal mentality is one of “bailouts for me, austerity for you”.
Phony as they come…and even dumber than it is phony.
This whole ‘Booker doesn’t even live in Newark’ thing is a complete fail for Lonegan. Its not going to cost Booker one vote, gain Lonegan one vote, or flip one Booker vote to Lonegan.
Even if it’s true, its not like the inner city D constituency is going to vote against him for it. Remember Van Jones saying “Obama wouldn’t lose the black vote if he came out as gay.” Besides, every person in Newark — black white or in-between — wants to live somewhere other than Newark.
Anyone who’d care enough about politics that would be willing to ‘stop some carpetbagger from running my state’ is already voting Lonegan for other reasons. Beyond that, this isn’t the type of thing to get people off the sidelines.
I think this is just evidence hat Longean is on his own, without experienced support from the GOP. This is the ‘October Surprise’? Fizzle.
Trish Regan: “Then why buy a home? People trap their savings in a home. They’re running an opportunity cost of not having that money liquid to earn a better return in the market. Why do it?”
Robert Shiller: “Absolutely! Housing traditionally is not viewed as a great investment. It takes maintenance, it depreciates, it goes out of style. All of those are problems. And there’s technical progress in housing. So, new ones are better…
“So, why was it considered an investment? That was a fad. That was an idea that took hold in the early 2000’s. And I don’t expect it to come back. Not with the same force. So people might just decide, “Yeah, I’ll diversify my portfolio. I’ll live in a rental.” That is a very sensible thing for many people to do.
“If you think investing in housing is such a great idea, why not invest in cars? Buy a car, mothball it, and sell it in 20 years. Obviously not a good idea because people won’t want our cars. It’s the same with our houses. So, they’re not really an investment vehicle.”
Homeowners understand that you can’t sell a home with 30-year-old roofing, carpet, and kitchen appliances. Sure, the home price might go up, but investors must adjust prices for years of maintenance and renovations.
Read more: http://www.businessinsider.com/nobel-prize-robert-shiller-housing-not-great-investment-2013-10#ixzz2hmgInXdC
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