From Bloomberg:
Gen Z Is Set to Outnumber Millennials Within a Year
Millennials are about to be surpassed by Generation Z.
Gen Z will comprise 32 percent of the global population of 7.7 billion in 2019, nudging ahead of millennials, who will account for a 31.5 percent share, based on Bloomberg analysis of United Nations data, and using 2000/2001 as the generational split.
People born in 2001 will turn 18 next year, meaning many will enter university, be eligible to vote and, depending on their citizenship, smoke or drink alcohol without breaking the law. Gen Zers have never known a non-digital world and have grown up amid events such as the “war on terror” and Global Recession.
“The key factor that differentiated these two groups, other than their age, was an element of self-awareness versus self-centeredness,” according to “Rise of Gen Z: New Challenge for Retailers,” a report by Marcie Merriman, an executive director at Ernst & Young LLP. Millennials were “more focused on what was in it for them. They also looked to others, such as the companies they did business with, for solutions, whereas the younger people naturally sought to create their own solutions.”
…
The demographic handover is good news for delivery services, gadget makers and the so-called gig economy. Meanwhile, it presents new challenges to educators, event planners, luxury brands and even golfers — a game where the average age of U.S. participants now exceeds 50.“Each generation comes with a unique set of behaviors and presents a unique set of challenges for those looking to reach them,” according to a report by research firm Nielsen Holdings Plc. “Gen Z are bombarded with messages and are a generation that can quickly detect whether or not something is relevant to them.”
…
Millennials will continue to represent the bigger proportion in the world’s four largest economies: U.S., China, Japan and Germany. The combined population just shy of 2 billion in those four countries will have a ratio of 100 millennials for every 73 in Gen Z next year.
FRIST
You work in a technical field, where you have had a chance to appreciate the best qualities that they bring to the table. I grew up with South Asians. They were my friends. I went to elementary school, high school, college, business school, and I work in a relationship based field. I have spent years attempting to be open minded, but I have had enough. I attempted to purchase a book of business from a guy in Princeton about 6 months ago. What a mine field of nonsense.
grim says:
August 20, 2018 at 7:05 am
I don’t approve of the bashing and stereotyping in this thread.
Brilliant move to preserve affordability, or idiocy?
From Reuters:
New Zealand passes ban on foreign homebuyers into law
New Zealand’s parliament passed a law on Wednesday to ban many non-resident foreigners from buying existing homes, completing the Labour-led government’s election campaign pledge.
Jacinda Ardern, New Zealand’s popular 38-year-old prime minister, campaigned before September’s election on a promise to clamp down on house price growth and reduce high rates of homelessness, in part by banning foreign buyers.
“This is a significant milestone and demonstrates this government’s commitment to making the dream of home ownership a reality for more New Zealanders,” Associate Finance Minister David Parker said.
Foreign ownership has attracted criticism in recent years as New Zealand grapples with a housing crunch that has seen average prices in the largest city, Auckland, almost double in the past decade and rise more than 60 percent nationwide.
…
The government slightly relaxed the proposed ban in June so that non-residents could still own up to 60 percent of units in large, newly built apartment buildings but would no longer be able to buy existing homes.
I think the most interesting thing about South Asians in America is how quickly (I think) their version 2.0s have assimilated to become “everyday Americans”. Just looking at immigrant communities, some are very insular, some are not. Then, looking at insularity, you have a kind of insularity out of desire to remain separate (which I despise to the point of GETTHEF*CKOUT), and insularity out of necessity.
You saw a lot of the insularity out of necessity in some of the Eastern European communities, but they had the same kind of version 2.0 mindset. Growing up in my own la la land of immigrants, our parents all maintained their cultures at home, whether it was Polish, Irish, Italian, Ukrainian, Chinese, Taiwanese, etc etc etc. Most of us kids could really care less, if you asked any one of us, we’d have said we were Americans. But back the insularity out of necessity, it was about jobs, it was about loans, it was about helping friends in the community. Tight knit because they had to be. My mom and grandmother bought our families first house from a neighbor, with a loan from another neighbor. Two women would have never gotten a mortgage. Grandma stayed home to watch us while mom and dad worked.
That’s the one thing I think is really different about the South Asian communities, immigrant parents are holding culture strong, there is still a strong necessity bonding, but the kids? By v3 they’ll all be laughing at how silly bollywood seems.
There is really a very strong similarity between Eastern European immigrants circa 1950s-1970s and South Asian immigrants circa today.
I never understood the issue with stereotypes. It’s like you are supposed to ignore the features that are associated with a culture. Oh can’t say that, because it does not apply to every single member of that culture…..wtf….yet 75% of the people in that culture live and act this way.
Are there Americanized Indians, sure. Do Americanized Indians act differently from off the boat Indians? So then what is the problem with pointing out the truth? Pointing out the difference between an Americanized Indian and off the boater is not acceptable. Instead pussification of America says you can’t do this. You are stereotyping. Everyone knows it, yet it is taboo to say it.
I’m can hold the above opinion while simultaneously believing that H1B is abused, is a negative for American technology workers, runs completely counter to the STEM initiatives in our schools, and should be either eliminated or dramatically reduced.
Like during the 90’s with 7 eleven ownership and off the boat Indians. Can’t stereotype, but it’s the truth. “Thank you, come again!”-Simpsons
Criminal. Hate the heath industry, esp the insurance branch of it. They are all in it together turning a blind eye to make a buck in the sleezy way.
“USC economist Karen Van Nuys, a lead author of the study, had her own story of overpayment. She discovered she could buy a one-year supply of her generic heart medication for $35 out of pocket instead of $120 using her health insurance.
Van Nuys said her experience, and media reports she had read about the practice, spurred her and her colleagues to conduct the study. She had also heard industry lobbyists refer to the practice as “outlier.”
“I wouldn’t call one in four an ‘outlier practice,’” Van Nuys said.
“You have insurance because your belief is, you’re paying premiums, so when you need care, a large fraction of that cost is going to be borne by your insurance company,” said Geoffrey Joyce, a USC economist who co-authored the study with Van Nuys. “The whole notion that you are paying more for the drug with insurance is just mind boggling, to think that they’re doing this and getting away with it.”
Why a patient paid a $285 copay for a $40 drug – PBS NewsHour
https://apple.news/AV2jL491iShy-AFAVdipKMw
I’m also not saying there are specific personality traits that appear to be somewhat common to cultures. It’s exactly why Philippines is the single biggest outsourcing market for the US. It’s not about speaking English, it’s about a specific kind of personality type that’s very common there, passive versus aggressive, very even keeled under stress, apologetic, apathetic, just honestly really nice people. I think this is a big drive for Philippines being a major source of nursing talent as well, there are cultural personality types that fit well with the profession. Customer is always right, always? That’s the right personality.
Try to do collections business in the Philippines, you would fail. You would fail so fast it would be hilarious. If you even tried to sell the concept of doing collections in Philippines you would be laughed at, so you’d probably fail before you sold your first deal.
That said, you know where you do a great job at high pressure collections? Don’t laugh at me, because I’m serious. Jamaica. Collections in Jamaica, brilliant. Assertive, aggressive, persistent, don’t take shit. You need high pressure collections for some bad debt gig to deadbeats? You don’t do it anywhere else. That sweet as sugar Jamaican accent at the start, and WHAM, PAY ME SUCKA.
I agree, someone might look at this and say, you know what, you are stereotyping. Kinda, but kinda not.
Anyone take the bus in through the tunnel this morning? How was it?
Lot of neighborhood parties this weekends.
Lots of Trump love.
Also interesting, lots of job moves lately across my Linkedin connections. It’s kind of biased/limited based on my industry but my connections are about 700+ strong.
NY condos go to shit, big money loves coops. From the WSJ:
Luxury Apartment Sales Plummet in New York City
Sales of the most expensive New York apartments fell sharply in the first half of the year, but many sellers have adjusted by cutting asking prices to make deals, brokers said.
“This is simply a market that is adjusting itself to chronic overpricing relative to buyers’ perception of value,” said Kirk Henckels, a broker and vice chairman of Stribling & Associates, a New York-based brokerage.
Overall sales of apartments priced at $5 million or more fell by 31% during the first half of the year, compared with the same period in 2017, according to a luxury market report by Stripling.
But the slide in sales was concentrated entirely in condominiums, including newer such buildings, where the supply of expensive apartments has surged, the report found.
Sales of older luxury cooperatives going for $5 million or more rose about 10% in the first half of 2018, compared with a particularly sluggish first half in 2017, the slowest first half since 2013. In co-ops, including many of the most expensive buildings near Central Park, buyers purchase shares in a corporation rather than buying a deed to an apartment.
Pepsi acquisition of Sodastream a dumb move.
The model has nothing to do with food and beverage, and everything to do with consumables. HP or Epson would have more success with Sodastream than Pepsi would.
Not only that, but one of the two consumables is a very expensive high pressure tank that needs to be returned (deposit return), meaning it’s a logistics nightmare and not scalable to smaller retailers. And just like Keurig, as soon as the patent expires on the consumable design, in come the copycats at 50% of the price.
Besides, single serve packaged beverages are about convenience and storage, believing that you can transition this model to countertop is nuts. It works for coffee, because no matter what you need to brew it on your countertop, it’s not a stretch. The single cup brew was actually a benefit to the consumer, who would pay a premium per single cup, because the alternative was brewing 6 or 8 cups, that went to waste.
The Keurig Cold machine (CO2+Cooling) was a complete failure, even though they had much more common Coke products, because it was not cheaper than bottled or canned soda, and it was 100x the effort.
Grim,
Probably same reason GS wants to be in Salt Lake. You will not find more educated, friendly and compliant people than LDS population. I have nothing but utmost respect for Indian culture. I have probably worked with (and for) as many Indians as anyone on this blog over last dozen years. They are smart, diligent, friendly and compliant. The big difference is religion, something that most Polish, Irish, Italian and others had in common. That makes integration much, much easier. Hindu and Sikhs simply only want intermarriage into their faiths. Like Chi said, probably closer to Hasids in that regard and quite honestly that will always be a line in culture. That is the insularity.
Blump,
CT passed a law that CVS etc. have to tell you if non-insurance price is less than insurance cost. It is very common and yes, a complete rip-off.
That makes integration much, much easier. Hindu and Sikhs simply only want intermarriage into their faiths.
That’s a version 1 problem, not version 2. My wife was just at an Indian wedding, the groom was Latino. My daughter’s dentist over in haughty Bergen County married a Mexican guy. I won’t post her name here, but it’s pretty similar to Padma Gonzalez.
I know Indians who are Christian. Unusual but there are some.
I worked at GS for many years and they have always had a lot of LDS people employed there primarily in revenue producing areas. And many on the west coast. They are incredibly smart driven and money focused. They need it in the after life. They also are almost freakishly nice.
Pepsi acquisition of Sodastream a dumb move.
It’s a shot across the bow – an effort to stay ahead of Coca Cola in the transition away from the dying sugary drinks market. KO had an interest in this company as well so it’s more of a long-term strategy I would presume.
What is an LDS person?
Latter Day Saint = Mormon
SLC has been an incubator for Benefits administration companies dating back to HBA in the 1980’s. Many ben admin groups either have origins there or offices. My experience has been very pleasant, competent and hardworking (they have 8 kids!)
It’s a shot across the bow – an effort to stay ahead of Coca Cola in the transition away from the dying sugary drinks market.
Would you pay $0.50 for a pod to be able to “make” your own Pepsi on your countertop, versus grabbing a can from the refrigerator that likely cost you $0.25. This, of course, doesn’t include the price of gas, or the machine, or the need to wash the glass, or the ice. Which means that pod-based soda is probably costing you $0.60-65 a glass.
Not sure how this transitions to “healthy” drinks, unless making your own seltzer is considered healthier.
We have a Sodastream.
I don’t buy their syrups, I make my own. I also refill my gas cartridges.
I’m their worst customer, because I only ever bought the machine, like the guy who refills printer ink, or just buys the off-brand cartridges.
They don’t stand a chance unless the US collectively agrees to ban packaging single serve beverages in disposable containers.
For f*cks sake, it’s so entrenched that people will drink plastic bottled water in their own homes, because it’s easier than taking a glass out of the cabinet, and filling it with water.
Stupid move.
I think it goes beyond gen 2 or gen 3. Is it different than pressure for Jews to marry other Jews? Sure, there are many interfaith marriages in Jewish community but I would say many spouses need to convert to Judaism to make it work. The battle is two or three front with Indians. There are very strong cultural differences as well as religious. There are also racial concerns. It never even crossed my mind but darker skin Indians worry about it.
I had a customer account of SF office the guy had 20 kids . Got a family Xmas card and letter every year card had the picture of all 20 kids. They do shun however if someone leaves the church.
Soda stream—I personally don’t get it.
The talking heads on CNBC seemed to think this was a move to seltzer/sparkling water and meshed with the move away from plastic bottles to re-useable containers.
ARS-said he has one and also complained about the cartridges are good for abour 2 drinks…
There is discrimination among lighter skin Indians against darker skin Indians. There was an Indian women at GS who converted to LDS whose spouse a dark skinned Indian converted to LDS while at BYU her family were upset about the skin tone then the religious issue.
I read somewhere recently that secular Jews will have disappeared in twenty years due to intermarriage.
Would you pay $0.50 for a pod to be able to “make” your own Pepsi on your countertop, versus grabbing a can from the refrigerator that likely cost you $0.25.
Yeah, I probably would. I still have to go and buy the refills the same as I would to buy the cans or bottles. I’m not going to calculate the difference between 25 cents or 65 cents either nor do I care to refill cartridges and concoct syrups. What I would calculate is the savings based on laying in the sun in my yard by the pool as opposed to dropping 10 grand going to the Bahamas. That’s a number that interests me more, not a 40 cent difference. But I digress.
This acquisition is long term global strategy by PEP, an aggressive move whether successful or not and a message to stock holders.
You know, cartridge seltzer machines have been around for 30 years. You screw in the little co2 cartridge, and make a spritzer bottle of seltzer.
Cost was absolutely minimal, and there are dozens of manufacturers making identically compatible equipment. Cartridges are entirely commodity.
If this hasn’t caught on, I don’t see how Sodastream is going to beat someone like ISI that has been doing this for decades.
3b,
Not even that unusual. I worked with alot of Indian guys named Joseph. Missionaries were all over India. Another fun fact, guess which schools are the most competitive in India? Catholic schools, because they teach best English classes. Makes sense but I had no idea that it was so prevalent. Lots of your Indian co-workers speak better English than us so that is the reason.
Bystander a young Indian guy I know Hindu went to St. Patrick’s school in Mumbai ironically enough. His family preferred him learning English from a school founded by Irish missionary Priests rather than their former British rulers. Christians are still a rain drop in a barrel in India so still unusual but quite a few seem to have made their way to the USA. The guy I referenced is still Hindu but has great respect for the education he received.
Those pre war Central Park apartments are beautiful!
Anyone see the Vice episode on the self appointed cow police and the products they “farm” from cows without killing or miking them? Strange people that is for sure..
grim says:
August 20, 2018 at 8:49 am
Anyone take the bus in through the tunnel this morning? How was it?
—–
Route 3 was dead this morning… made it to jersey city in no time
If this hasn’t caught on, I don’t see how Sodastream is going to beat someone like ISI that has been doing this for decades.
That may very well be true but it’s part of a long term “global” strategy. Is the 3.2 billion in cash a lot for Pepsi? I don’t know but they didn’t want Coca Cola to get it. Isn’t it the same reason Powerade was hatched to stave off Gatorade? Aquafina vs. Disani? KO buying Glacéau, who owns VitaminWater and SmartWater?
I’m can hold the above opinion while simultaneously believing that H1B is abused, is a negative for American technology workers, runs completely counter to the STEM initiatives in our schools, and should be either eliminated or dramatically reduced.
The worst part is, the schools lie to the kids. They tell them that there is a nationwide shortage of Engineers to try to push them into the field. I piped up and asked the question in a meeting where they wanted us to try to funnel kids into this POS fake STEM program, “so why aren’t their salaries increasing then?”. The answer I got was an anecdote of NASA posting 12 jobs and not being able to fill them. I told the admin, “you should have gave them my number, because I know 5 PhDs from the Mech E. and Aerospace E. that just graduated and can’t find a job.
Soda Stream isn’t new…hasn’t that company been in business for over 100 years?
The dirty secret of H1B is that every Indian non-developer graduated with Engineering degree. I don’t doubt that there may be engineer shortages in Iowa. They came here under this premise and quickly hit the coasts where they became accountants, project managers, business analysts, IT analysts, operations analysts, risk managers, legal and compliance support. You know the entire middle office and back office. They made more money in finance sector in NYC. It is a disgrace that the government allows this to occur. If you have a legitimate shortage then exersise control but the corporate overlords want cheap labor in every corner.
I thought soda stream was a fairly new Israeli company.
HIB hurts high skilled people like bystander but I think misuse is hurting low-skilled people like Pump as well
Trains were horrific this morning on our line. Took Gator an extra hour to get in.
Sodastream is dead because soda is becoming less and less popular and too much work to make your own. Heck, I still brew coffee the old way usually since it tastes better than the Keurig and I like a hot cup. My last Keurig made lukewarm coffee. My new 2.0 is much better, but still not burning.
There are plenty of Secular Jews keeping the race pure. Have no fear. If you marry out of the religion and you are Hasidic, you are out of the family. There’s no bend it like Beckham/The Big Sick happy ending. You are excommunicated for the most part. Gator is from the fuzzy headed clan (her dad was). He married a Jew, but not a Hasid. I married their daughter. Most family members won’t shake my hand. They’re keeping it real. Real stupid!
As for stereotyping? We are smart enough here to know what is traditional and what is complete BS. You need not police it Grim. We don’t need no speech police.
Checking back in….
Turns out ALL of the outlets in the house purchase are grounded and just need new 3-prongs put in, so luckily it is NOT the $50K potential job someone suggested.
I am getting a bunch of mixed signals on central air installation…some larger contractors are suggesting to put the air and heat in the attic and then I have an old school contractor telling me:
“I can not match this estimate because that will not work.
They are proposing you builder line equipment and heat in a attic and cheap water heater. It’s your choice but you will deeply regret this set up.
Any thoughts?
What I notice about Gen 3 south Asians is that they are still being given hindu names from the home country. In contrast, even Chinese that have been in the US for a couple years give their Gen 2 kids “regular” English names – lots of little Sarahs and Emilys and Jakes at fresh-off-the-boat Chinese schools.
Even Nikki Haley (nee Nimrata Nikki Randhawa) who married a white Methodist gave her kids Hindu names (though aren’t so blatant that other kids will notice) Rena and Nalin. I know several couples where both Indian parents were born in the US where this is the case. Do grandparents decide names for Indian kids?
Here’s the funniest name I’ve seen – some guy at Goldman is named, I kid you not, Dikshit Sharma.
Project – a cheap builder grade in the active might be noisy.
We had a Harshit in my High School. You can figure out his nickname pretty easily.
We also had an Anand Subrahamanim. Somehow he became Super Onion Man. I might have had something to do with the second one.
Hardik was my favorite. Good guy though. Really turned on by data warehousing ;>)
Anand was 2nd generation. He played the trumpet in Marching Band. Though he was terrible at it. Real nice kid though.
“cheap builder grade”
what does that mean, exactly?
Speaking of racism, tribalism and assimilation, here’s a thoughtful article from the Ayn Rand Institute on the matter:
http://newideal.aynrand.org/tribalism-divides-us-only-individualism-can-unite-us/
“All around us are trends dividing Americans—and the world—into opposing camps. “Identity politics,” for example, sorts individuals into groups based on gender, race or sexual orientation, as if such characteristics actually decide one’s political interests. Openly racist groups, some calling for white supremacy, have gained public attention. Internationally, separatist movements agitate for splintering governments while the Trump administration promotes various “us vs. them” policies, such as protective tariffs, giving rise to trade wars.
What underlies these trends? Lately I’ve been reading Ayn Rand’s “Global Balkanization,” a talk from 1977 that’s especially relevant to thinking about that question. What we’re seeing today is essentially the same phenomenon she analyzed: the surge of a distinct form of collectivism within Western societies, which she described as “tribalism.” …
“Such is the temptation for New Jersey, the blessed and financially burdened titleholder of the waterfront real estate in one of the nation’s most densely populated areas. Facing unmet pension obligations and other budget pressures, the state in 2015 declared the park ripe for “revenue-producing activity” from long-term leases, enraging locals. Sam Pesin of Jersey City, whose late father spearheaded the park’s creation, is leading a push for a law to make the green space off limits forever.”
https://www.bloomberg.com/news/articles/2018-08-16/in-lady-liberty-s-shadow-developers-want-playground-for-wealthy
No One,
Wow! Thank you for that link.
Nothing inherently wrong with tariffs.
I just think it’s obnoxious to move to another country and not embrace the culture or the people. It’s like France with the Muslims. Why go to France and then try to take over neighborhoods and refuse to embrace the culture of that society.
If I move to Japan, I’m not going to be pushing the “American way of life” on my children. I’m going to promote Japanese culture to my children so that they may excel in the society I am raising them in. If I don’t want them embracing the Japanese culture, I will not be moving and raising a family in Japan.
How do you move to another country and refuse to learn their language. Only in America.
“The Recruitment Problem the Military Doesn’t Want to Talk About
The services are facing a dwindling pool of largely obese, uneducated delinquents. Why?”
https://www.theamericanconservative.com/articles/the-recruitment-problem-the-military-doesnt-want-to-talk-about/
Why banks are giving tellers raises, instead of firing them all – Bloomberg
https://apple.news/ArRpq3R00QgG9LEiImbUVrw
The Great Pumpkin says:
August 20, 2018 at 3:54 pm
Traditions and tribalism are how we got to where we are today. They provide stability in society and allow for groups to work together towards a common goal. When you have all these different languages, with people all over the place in their goals for said society. How does said society ever accomplish anything under this scenario? It’s chaos. Too many needs and wants. Rand is out of her mind on this one.
How did America become so great and change the world? It brought an end to authoritarian rule and blasted the power of monarchies into oblivion by adopting the Puritan value system. When immigrants came they adopted it. With so many people adopting a culture of hard work and strict religious controlled behavior(fear of god made them do the right thing), America became a super power in a blink of an eye.
Africa, Europe, and Asia have been around how long? How did these English colonies turned into a United Country go on to control the world? Tribalism based on Puritan values.
“Her larger point was that tribalism is essentially anti-intellectual, appealing to a particular kind of passive mentality that is more comfortable in a stagnant society ruled by tradition than in a vibrant, innovative, rational culture.”
A bunch of immigrants who left behind their culture and adopted the culture of America. Tribalism built this country.
Sans plastic seems to be a bigger driver as well – global awareness, etc.:
https://www.yahoo.com/finance/news/pepsicos-purchase-sodastream-tackles-two-global-challenges-153146864.html
In 2017, the company saw revenues of $543.4 million, up 14% percent from the year prior. From 2015 to 2017, revenues from the sparkling water makers and the carbon dioxide-cylinders increased from $131.7 million to $212.3 million, while revenues from consumables such as flavors and bottles jumped from $272.3 million to $323.4 million.
Home-depot level quality, designed and built to last no more than 6 hours after the typical 1-year homebuilder’s warranty is up.
“cheap builder grade”
what does that mean, exactly?
Is the 3.2 billion in cash a lot for Pepsi? I don’t know but they didn’t want Coca Cola to get it.
Coca Cola owns a stake in Keurig.
BloodRed1185 ough
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“Why go to France and then try to take over neighborhoods and refuse to embrace the culture of that society. ”
1. The French may not be rac1st but they are certainly elitists. If you are born in the lower classes, you stay there, for the most part.
2. Actually the French are rac1sts. See Algiers.
3. Why integrate when in 1 or 2 generations you will outnumber the French?
Had a girl on my roster when I TAed at Rutgers. Her name was prounounced Shitheed but it was spelled Shithead
My cousin just graduated undergrad with a Swastika.