When to do it?

From MarketWatch:

The single best month to buy a home, according to this analysis of 33 million home sales over 8 years

Timing isn’t everything, but it doesn’t hurt either. According to a recent analysis of more than 33 million single family home and condo sales over the past 8 years conducted by ATTOM Data Solutions, a provider of real estate and property data, the best time to close on a house is in October. That’s because the premium — which measures the amount you pay for the house compared to the estimated value of the house — is just 2.9%, which is the lowest of the year. That’s followed closely by November, December and January. (In each month, buyers paid some premium for homes, on average, which ATTOM explains is due to the fact that home prices rose quickly during a lot of the periods analyzed.) As for what day to buy? “The day after Christmas usually offers the biggest price discount as sellers try to woo a smaller pool of homebuyers during the winter months,” says Denny Ceizyk, senior mortgage writer for LendingTree.

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103 Responses to When to do it?

  1. dentss dunnigan says:


  2. dentss dunnigan says:


  3. No One says:

    On the topic, end of year might be the best time for discounts, but it’s not the time to find the most variety.
    After the leaves have fallen is also a good time to find out what kind of view you and neighbors are really getting.
    I bought in November of 2009, a house that had been on the market 2 years under 3 or 4 realtors, sinking $400k from original listing px. The owner finally capitulated and wanted to get it over with before Hanukkah I guess, and took our offer.

  4. First says:

    I’m first. Everyone knows that. I have the best first. A beautiful first. A really really beautiful first.

  5. Bystander says:

    Buying a home any month right now is sealing financial coffin for two decades.

  6. BRT says:

    At least half of my friends severely hamstrung themselves buying POS homes at elevated prices in upscale towns. They are forced to live a lower standard of living.

  7. Jim says:

    Bitcoin Price Passes $60,000 for First Time Since April Amid October Bull Run, Actually this is old news bitcoin hit $$$$62,232.26 this morning. I forget who predicted the demise of Bitcoin, but obviously they were dead wrong.

    I am waiting for the next pullback so I can get in again, up over $16,000 . This stock market has legs , even with a president that is destroying our country. I would stay away until the next pullback…..it will happen.

  8. Fast Eddie says:

    …the best time to close on a house is in October.

    I closed on this house and my last one in October.

  9. Fast Eddie says:

    Ciattarelli was in Westwood last night… nice man. They were a few hundred there for a meet and great. There were a few families of color and different ethnicities which I mention because again, it’s not about race, it’s about cohesion and a product of civic congruity and adherence. The dems don’t want this… they need fracture to drum up the lesser masses while collecting fees off the working faction of their machine. In desperate times, they’ll bleat slaphappy nonsense like Murphy did a few nights ago by uttering the C0nfederate word. The families there, Brown, Asian and what have you, were as fixed as any other and it was great to see.

    This morning, Murphy was also in Westwood but it was a “closed and private” gathering. You had to have PROOF that were a democrat. Need I explain? Anyone could voye, according to the democrat insects but now you needed PROOF to enter the municipal complex. It was a municipal, public place because no private owner has the stomach (or means) to host this bag of blo0d. Higher insurance, taxes, fees and regulations are in store for business owners. Murphy would not exit the front of the building out of fear and instead, ran out a side entrance, through someone’s property to a waiting car.

    But once more, the lesser masses and their meager IQs will vote for the pilfered party because the promise of scraps along with their brainwashed, inferiority complexes will seize the day for the left-leaning charlatans.

  10. RentL0rd says:

    [quote] But once more, the lesser masses and their meager IQs .. [/quote]

    Ohh, the irony coming from Fast Fiddy

  11. Libturd says:


    Where’s the blue lever?

    Pump’s answer from the last thread.

    The market nearly always goes straight up before crashing. The problem is, the crash is so severe after these periods of market glee that you can’t get out since the drop is faster than the melt up. Much faster. And the drop after a 39 year bull has no support levels once you say, surpass the levels we are at currently. So you are better off positioning yourself for the inevitable. Lock some away around here and be willing to accept the fact that you might not participate in some gains in exchange for some insurance. I’m 70/30 and going to 60/40 probably later in the week. Expect to be 50/50 by the end of the year. I sleep comfortably. Even if I’m wrong, my savings have doubled so many times now that if market drops 40% from here, I can handle a 20% haircut without freaking. If I am wrong and market goes up 40% from here, I’m good with a 20% gain. I’m getting close to retirement and there is nothing more detrimental to a healthy retirement than the market crashing within the first 5 to 10 years of it. As a matter of fact, choosing the right mix of retirement investments pales in comparison to the wrong market timing.

    If you are still 10 or more years away from retiring, then forget about market timing. Just let it ride baby. Just make sure you are diversified.

    Check this out.


  12. Juice Box says:

    There is not going to be a crash. Debt does not MATTER.

    Fed will buy indexes and stocks directly. We have been Japanese for a while…


  13. Libturd says:


    How can the government sell that amount of shares in crisis without destroying the market? One real bad global event and all the markets will go great depression. Though instead of the market crash being due to excess credit/leverage, it will be due to government investment in markets. It truly is a race to the bottom. We are just making investing more and more risky.

    Have no fear. They will say they didn’t see the possibility. Like Barney Frank with solvency of Fannie Mae.

  14. Juice Box says:

    Sell? Who do you think bailout Bernake got the idea from to buy bonds and do QE until the cows come home. We crossed the threshold over a decade ago now, it’s now called a technological innovation in Money, nothing is temporary anymore, overnight nearly a trillion is parked at the Fed.. Free f*u*c*i*n*g money.

  15. Libturd says:

    You can all join me down in CR when it all explodes.

  16. BRT says:

    Remember when the Fed claimed they “made money” from the TARP and that AIG made good on their bailout. The kept saying, “I told you so”…all while doubling down on their stupidity.

  17. Out of the Ashes goes the Phoenix says:

    “Political correctness is fascism pretending to be manners.”

    -George Carlin.

    “The habits of liberals, their automatic language, their knee-jerk responses to certain issues, deserved the epithets the right wing stuck them with. I’d see how true they often were. Here they were, banding together in packs, so I could predict what they were going to say about some event or conflict and it wasn’t even out of their mouths yet. I was very uncomfortable with that. Liberal orthodoxy was as repugnant to me as conservative orthodoxy.” -Carlin

  18. Ex says:

    Carlin was the BEST.

  19. 3b says:

    Ex: Agreed. Today he would be canceled.

  20. Hold my beer says:

    Yes. The fascist woke group think crowd would cancel him.

  21. Out of the Ashes goes the Phoenix says:

    Carlin didn’t believe in either side. He knew it was all bull. Now while America’s best and brightest work in finance, this is what China is doing.


  22. Crushednjmillenial says:

    Let’s Go Brandon hip hop song rising up the charts.

  23. Hold my beer says:

    Who would pay di bozo enough to service his debt? No one will buy his memoir. He wil turn New York red if he manages to win the democratic nomination for governor.


  24. Out of the Ashes goes the Phoenix says:

    “If you have selfish, ignorant citizens, you’re going to have selfish, ignorant leaders.” – George Carlin

  25. Out of the Ashes goes the Phoenix says:

    “Bipartisan usually means that a larger-than-usual deception is being carried out.” – George Carlin

  26. leftwing says:

    There is absolutely zero chance DiBlasio wins the gubernatorial race even if he is the Dem nominee..safest bet in the world, find a bookmaking website and regardless of odds go all in with leverage.

  27. Delta+ says:

    According to Gottlieb, UK has sequenced new cases and 8% are this new varient.


  28. Hold my beer says:

    Todays doom and gloom. I thought they were only good at copying our stuff? /sarcasm


  29. Out of the Ashes goes the Phoenix says:

    Everyone talks nukes. Just wait till China sinks a few ships that America keeps sending near them. Does America have the balls to start a nuclear war?
    China is warning them to stay away. Keep provoking someone you just might get hit.
    China is not all finger traps, plastic tiny umbrellas and fireworks anymore.

    Now, while China is building up, this is what Texas currently looks like.

  30. Juice Box says:

    re: ” forget who predicted the demise of Bitcoin, but obviously they were dead wrong”


    A few ticks and you claim victory? A small battle in a long war…

    Wrong about what? There are now 1.4 Billion people banned from owning and trading Bitcoin…The ones that managed to escape to Singapore and the Seychelles and other far flung places won’t be fine unless they can buy their way out. Gonna be expensive as a Canadian VISA.

    BTW the tax cheat crackdown Biden wants encompasses the coin traders..
    I’ll hold a real asset thanks, once the computers are shut down it’s just another Tulip, South Seas or Beanie Babies bubble.

    We shall see you down the road “Jim” aka? who?

  31. joyce says:

    To improve equity on the road, Philly bans police stops for minor traffic infractions

  32. Hold my beer says:


    The war hawks have no clue on how difficult it will be to supply our forces in a war with china that lasted more than a few days. The UK exhausted it’s navy and lost a bunch of ships against Argentina in the falklands.

    Also I have never gone to the Texas state fair. I imagine it like seaside boardwalk crowd without the ocean view.

    But if you want to look thinner it’s probably a great place to hang out.

  33. Hold my beer says:

    How long before we start building canals and pipelines from the Mississippi River to the western states?


  34. Jim says:

    We shall see you down the road “Jim” aka? who?

    While you were calling it a failure, I pocketed $16,000. Plus from Jan 1 to now I am up $83,000 in the market. I guess you can call me daddy. People make their millions many different ways, mine is real estate as I dabble in the stock market. You are not the only one who called the top of bitcoin , but I am glad you are big enough to admit you are wrong.

  35. JCer says:

    Juice I have friends who made hundreds of thousands in bitcoin, I’m still convinced it’s a scam. It’s an asset only backed by the technology and people’s faith in it, that is not terribly convincing. I still think eventually the governments will basically legislate it out of existence.

  36. BRT says:

    Define scam. I mean, most cryptos, I would call scams because they bring it to market, pump it, dump it. I don’t see Bitcoin and Eth as a scam. You can argue their efficiencies and viabilities. Moreover, if Bitcoin was a dump, Satoshi, if he’s still alive, would have easily dumped by now. JCer, I’m of the opinion that some governments will ban it, others will embrace it and take all the action. The cat is out of the bag.

  37. Out of the Ashes goes the Phoenix says:

    When you’re born you get a ticket to the freak show. When you’re born in America, you get a front row seat. George Carlin

  38. JCer says:

    BRT here is the issue it’s technology, if something far superior is created what value does bitcoin have? The only value is what people attribute to it and if something far superior is developed why would anyone continue to use bitcoin? Just a hypothetical question, other assets have something behind them an asset of some sort, something that creates revenue, with Bitcoin and Eth, I give you hard currency for 1’s and 0’s in the hope that someone else will pay more for those 1’s and 0’s. Typically the conversation centers around intrinsically is an asset worth what people are paying, with bitcoin there is no asset.

  39. BRT says:

    I definitely agree, but the reality is, things like email are inferior protocols to other systems developed, but widespread adoption kept it entrenched. It’s still what we all use. The belief that it would become obsolete kept me out for nearly 10 years while I was always a fan. I bit the bullet last year and stacked. I sold of 65% of my position prior to the last pullback and it’s a free bet for me, now playing with house money. I currently have 2% my net wealth in it.

    There’s a real market demand for non-inflationary currencies. I don’t know if bitcoin, or eth serve that function. I always believed that gold/silver will. But either way, I don’t see bitcoin falling significantly from it’s current range when we are proposing TARP sized bills every month at this point. Watching the prices rise, shortages, now hiring signs everywhere….this economy has morphed into a complete joke.

  40. Ex says:

    Carlin had a lot figured out. He saw through all of the contradictions that infect modern life. His ideas mocking how we live and all of our self centered temporary pleasures made me really think when I was a kid. Of course you never believe that you’ll be that same suburban schlub Carlin mocked. Perhaps we all really do turn into our parents.

  41. Bystander says:


    He is also proved that ghosts are non-sense as he would be happily spooking the country.

  42. Juice Box says:

    Wow we got a coin gurus here. Look I have a family member who is making a mint mining. Keep up the trading and buy the dips he will be happy to sell to you for dollars. If you were smart you would mine, for you see it’s always better to be the house and own the action whether it’s up or down.

  43. Chicago says:

    Phx: extremely satisfying train crash

  44. BRT says:

    Juice, there was one documentary showing it take off from the get go. One of the original miners kept buying equipment with paying with his bitcoin to do more mining. But when it took off, the company delayed his order for more than a year based on the demand for those computers, but kept his money while he waited. By the time they arrived, it wasn’t enough computing power to keep the gig going and he missed out on the most spectacular gains during that year. He really didn’t have anything in the end.

  45. Juice Box says:

    Mining has vanished in China. The Cambridge Bitcoin Electricity Consumption Index (CBECI) is reporting zero activity in the area from July 2021 onwards..ZERO as it has been shut down. It is just a preview of what is coming.

    Mining is now being done in the USA and Kazakhstan approx. 50%, with the rest in Russia, Canada and other places. Again the miners love it, they give you 400 bytes of data and you give them something of value the dollar that is credited to their real bank account in a real bank where it is backed by a real government and well a real army too.

    They will keep mining as long as you keep giving them money, something that is real. Once people stop giving real money? Those machines will be shut off and the thousands of bitcoin nodes around the world will eventually go the way of beanie babies to be traded on ebay for pennies.


  46. Libturd says:


    I also called the top on BitCoin. I sort of agree with both of you. Maybe it was a premature call, considering how high the level of stupidity in the world has gotten. On the flipside, determining barriers for competitive entry (moats), outside of being first to market, there is nothing that differentiates one from the next. The intrinsic value is zero. There is nothing tangible there besides the intellectual capital used to design it. Again, the similarities to the black tulips are many. How much you made off it now means nothing until you complete the cycle of your position. Personally, I’m glad a lot of people made easy money off it. No sweat off of my back, until it collapses and does damage to my traditionally sensible positions. And we all know, much like the GameStop/AMC crowd, few will get out anywhere near the top since high risk investors have a tendency to get slaughtered. Nice job Jim and more power to you. Just don’t get slaughtered with the banks money. Make believe it yours and you’ll do fine.

  47. leftwing says:

    From HMB’s article….

    “Terrifying new 21,000mph weapon circles in low orbit before striking anywhere on Earth from space in minutes – and would render US anti-missile defences useless…Hypersonic missile launched in August, circled the globe at low orbit and missed target by two dozen miles.”

    Well, pretty much means kiss NNJ goodbye as they target Manhattan LOL.

    “I thought they were only good at copying our stuff?”

    Anyone want to guess the educational backgrounds of the engineering development teams that developed it?

    But, hey, at least the Chinese full tuition students provide NJ parents a slight discount at the State school they mock from their “Blue Ribbon” perches for their progeny to attend while still paying 3x the amount that in-state residents do…

  48. Juice Box says:

    Yes the cold war never really ended, we are spending huge money on Star Wars again. National Defense Space Architecture -Hundreds of new satellites are planned to track the non parabolic fight paths of these missiles.

  49. Libturd says:

    In other signs of our country slipping into a third world sh1thole; I’m not sure what has gotten into the water but people not caring about their compadres is at a record high. Vaccines resistance aside, the number of reckless drivers I’ve seen is only outmatched by the number of accidents I’ve been witnessing on the roads. And these accidents are clearly mostly caused by straight-up stupid selfish drivers.

    A few months ago, I told you all about dueling 18 wheelers on 78 West (full loads most likely). Well on Friday night at about 10pm, I was passed by ten morons clearly driving well over 100mph on the GSP North when it was pretty congested. Usually, you see one or two, perhaps occasionally three dumb kids out to wreck their cars racing. But 10? They all drove by so quickly (I was probably going 69 as it’s a 55 (yeah, I’m no angel either) you could not read a single license plate. Cars were a mix of 40 to about 100K values. At 2am, I expect this nonsense. But not at 10pm when the highway is fairly congested. Surprise, surprise, the ghetto trash all exited at 145 (most likely headed to 280 East).

    Then yesterday, coming home from Red Bull Arena in Harrison, 280 West goes from three lanes down to two after the blue drawbridge over the Passaic/Newark River. This occurs since so many cars exit to McCarter Highway headed towards Newark or up SR21. The right lane returns immediately with the the entrance ramp from McCarter/21 so the drivers entering 280 West don’t have to merge onto the highway for they have their own lane. Well, the highway is moving at about 30mph in very moderate traffic due to the Red Bull game letting out and slowing down the main two travel lanes, and one after another you see cars ignoring the slightly slower travel lanes and riding in the shoulder at around 40mph and then merging into the entrance lane from McCarter/21 at high speed. It’s such a dangerous move that it’s simply mind blowing. And to save what? 20 seconds off of the trip.

    When I’m down in CR, you occasionally see this type of driving behavior due to the lack of police. It’s the same reason petty theft is so common. You simply are not likely to be caught due to lack of police resources. This country is slipping rapidly.

  50. leftwing says:

    “It’s an asset [crypto] only backed by the…people’s faith in it, that is not terribly convincing.”

    Hmmm, sounds suspiciously similar to a 2.5″ by 6″ mostly monochromatic piece of cotton/linen stock printed in quantity…..

    “…other assets have something behind them an asset of some sort, something that creates revenue, with Bitcoin and Eth, I give you hard currency for 1’s and 0’s…”

    I’ll take the other side….you have literally just described the dollar. My description above was generous, vast majority of USD is now 0s/1s and please convince me of the assets backing it up or the revenue supporting the amounts ‘issued’ far in excess of what is coming in?

  51. Juice Box says:

    Data for NJ is trending up.


    year crashes
    2021 497
    2020 422
    2019 421


    year deaths
    2021 519
    2020 451
    2019 449

    Data by county shows 50 deaths in Essex alone this year.


  52. leftwing says:

    All fiat currency is faith. At least since 1933.

    Actually, one could argue that Botcoin is a ‘harder’ currency than any fiat currency, dollar included.

    Prior to abandoning the gold standard the US could not print an unlimited supply of dollars, it was limited by its gold reserves. Now, there is literally nothing preventing printing to infinity.

    Bitcoin, on the other hand, is apparently technologically limited to only a certain amount of coin. So while printing (mining) new Bitcoin continues, it and it’s value is limited by technology backing it up.

    Ain’t much, but it is more backstop than the dollar has…..

  53. Juice Box says:

    Bitcoin – is not limited. Bitcoin is nothing more than software and can be changed if those running the networks agree. It happens all the time with other crypto, they created forks of bitcoin in the past. There would need to be incentive, and that is well to make money….real money that is. Since there is no other purpose than to trade it for real money they will eventually fork it or it will die for good.

  54. Libturd says:

    Fiat dollars are backed by centuries of wasted outrageous defense spending. Bitcoin is backed by years of wasted electricity and semiconductor usage.

    Leftwing is correct. They are equal.

  55. leftwing says:

    “Bitcoin – is not limited. Bitcoin is nothing more than software and can be changed if those running the networks agree.”

    Agree, which is why I said “it ain’t much”.

    But it is no less than what constrains unlimited printing of USD.

  56. Juice Box says:

    There is no constraint to money printing, the unfunded liabilities are now $157 Trillion and grow a million dollars every other second. The money printing needs to keep up…or well the clock stops for everyone.

    One of my fav websites…. US Debt Clock….


  57. JCer says:

    left, fiat currency is backed by the us war machine that essentially allows it to be the exchange medium for goods and services the world over. The way our government is handling money though it could be worthless in a little time, in the meantime the value is relatively fixed at least compared to bitcoin which is very volatile.

    Also what happens when quantum computing becomes a reality? Whomever initially controls the technology will have a monopoly on mining, it has the potential to cause real havoc in the crypto market and I’d expect state actors to attempt to make a lot of money this way. I’m skeptical of technology, things that were incredibly expensive and valued years ago are worth nothing today, technology moves very quickly and there certainly are things about bitcoin that make it ill-suited for the task. To me it looks like tulip bulb mania all over again this time with 1’s and 0’s. Even though fiat is not “real” it is used in a lot more “real” economic transactions than bitcoin. Bitcoin is used in speculation and criminal enterprise not too much else.

  58. Libturd says:


    I used to walk past the National Debt Clock (when it existed), on my way to work for nearly six years from 1993 to 1999. At one point, when the government was shut down, the clock actually stopped. My former coworkers said it was actually running backwards in 2000 (thank you Bill Clinton). I knew they would have to add a digit, which I watched them do when I was back in New York for my now 22 year stint with my current employer. They actually just replaced the $ with a digit and painted the $ on the clock. We doubled our debt in the last decade from 13 to 27 trillion. You gotta figure we’ll double it again in about 7 years and then again probably in 4 or 5. So figure we’ll be at the 100 trillion mark in the early to mid 30s. Astounding when you think about it.

  59. Libturd says:

    Is underage gambling a criminal enterprise, because that’s all I’ve ever seen bitcoin used for besides investing.

    I saw a Bitcoin vending machine in Vegas too, but the markup was like 40%.

  60. Libturd says:

    What’s after trillions? Kabillions? Gazillions? Might as well be as our politicians act like kindergartners when it comes to understanding the value of money.

  61. Ex says:

    1:34 a Debtor nation filled with people who are themselves….in debt.

    The biggest market in the world (for now)….and everyone is over the credit limit.

  62. Ex says:

    David Blanchflower says that every slump since the 1980s has been foreshadowed by 10-point drops in consumer indices from the Conference Board (top right) and University of Michigan (bottom right). The indices are drawn from questions put to ordinary Americans about their income expectations, employment conditions and what they expect for the US economy in the near future. The Conference Board has measured a 25.3-point drop in 2021, while UM has recorded an 18.4-point slump. This compares to a 19-point and a 21-point dip for the indices respectively ahead of the 2008 global financial crash.

  63. crushednjmillenial says:

    BTC might well go to $0. Very logical sequences of events will get it there.

    BTC might well go to $100,000/coin (20% of the value of total global gold) or $1m/coin (approx. equal to 100% of value of total global gold). Very logical sequence of events will get it there.

    While I understand BTC bears, I disagree if that bearishness is so pronounced that one has literally a 0% allocation to this asset class. I disagree with anyone that is vehemently against placing even 0.1% of their net worth into this, because it presents an asymetric upside. You have some logical chance of going 20X. The downside side, though, of course, is that you have a very logical probability of it going to zero. So, .1% of net worth, maybe 1%, maybe up to 10%, depending on your risk tolerance. 0% is sub-optimal, because even if one is a strong bear, one must recognize that one may be wrong.

  64. BRT says:

    Even if you are wrong on bitcoin, you should hold hedges against a currency crisis. Which I do, quite heavily in terms of gold/silver and maybe stocks that I would perceive to do well in an inflationary environment. You could even try to short the treasury market. But you are right. Initially, I went to buy in up to 5% in crypto (BTC/Eth). I sold out of my original investment, and now have a free bet moving forward. It was totally worth it. Like I said, there is a market demand for sound money, and BTC seems to be a possible solution to that.

    Lib, you are right about the roads. I was literally next to a wreck that occurred in real time on 78 last week. I also was 2 cars behind an awful one in hopewell. But, the reality is, for the past month, 78 has had wrecks that have shut down the entire road nearly every day, either in the morning or at night. I’ve never seen it this bad…and we really had like a 1.5 year break of these accidents entirely prior to this.

  65. BRT says:

    In fact there is one overturned trailer blocking my route home right now.

  66. crushednjmillenial says:

    RBG on the NFL kneeling issue in 2016 . . .

    “I think it’s dumb and disrespectful . . . . [the athletes are showing] contempt for a government that has made it possible for their parents and grandparents to live a decent life. Which they probably could not have lived in the places they came from . . . .”

    -RBG, in 2016, in interview excerpts omitted by Katie Couric.

  67. crushednjmillenial says:

    Disgraceful liar and war criminal Colin Powell died today. Line one of every properly-written obitaury “Liar who famously held up vial before the UN passed away . . .”

  68. Libturd says:

    BRT, I was just caught in that wreck too. That one started on the Westbound side (full trucks), went through the guardrail and ended up blocking two left lanes of the Eastbound side after rolling down a hill. They needed a chainsaw to get the driver out. He apparently crashed into a flatbed truck that had construction equipment and large bricks on it heading Eastbound. I was fortunate that it happened about 500 yards ahead of me. No less than 30 emergency vehicles responded. I was in the right lane. When all of the 3rd world ghetto trash started driving in the right shoulder (the only way for emergency vehicles to get to the accident) to get past everyone abiding by our laws and waiting patiently for the accident to be cleared, I finally got fed up and pulled out half in my lane and half blocking the shoulder. I cleared it for emergency vehicles, but would block it again immediately afterwards. The three truck drivers caught in the mess around me gave me the thumbs up. It only cost me 15 minutes. It’s going to be hours again for those showing up to that mess now. Who knows how many cars caught up in it still in the Westbound lanes. Road was already backed up about 5 miles when I headed down the hill.

  69. Libturd says:

    Btw, I record all of these wrecks on my mounted iPhone as I pass by. If anyone wants to see today’s or Wednesday’s, let me know.

  70. No One says:

    Re traffic:
    I think a bunch of people have become deranged over the past couple of years. Shows up in their driving and their investing. FOMO, YOLO. Too many virtual reality games and tv shows that convinces them that walking a tightrope is a good idea because after all they can just hit “reset” if they fall. Another unaccounted for cost of locking people up for months on end, lying to them, and then sending them out with face pampers (unless they are protesting about race, then it’s ok).

    There’s something just faulty about the Berkeley Heights ramps onto I78. Overly short ramps not allowing cars to get up to speed before merging. Combine that with jerks trying to make a pass at 80+mph in the right lane. Are many Indians still working in Murray Hill needing to drive to and from Berkeley Heights?

    I haven’t watched a single of the nine Fast&Furious movies, but I suspect that might also be to blame for some of the driving, glamorizing dangerous driving even after one of their stars died.

  71. Libturd says:

    I think it’s a combination of things. Mostly, it’s from not considering fault in these types of accidents a violent offense. They should lock these guys up for attempted murder.

    Though, video games, movies, Trump bravado as well as Biden insanity all contribute.

    The willingness of people to pass others in traffic by using the shoulder should be made a major offense.

  72. 3b says:

    Bergen Co SWAT team called out twice yesterday, once in
    my town for a troubled Father of 3 who barricaded himself in his house. People becoming unhinged, and politicians from both sides contributing to the madness. We went from a lunatic running the country, to no one running the country.

  73. Out of the Ashes goes the Phoenix says:

    The pressure cooker is heating up. Everywhere. It’s going to get real bad.

    I’ve always thought while driving, what you are seeing is the individual personalities expressed through driving style. Who is calm, who is not, who is a go getter, who is laid back, passive aggressive, etc. You know who they are by how they drive. It’s better than a Myers/ Briggs.

  74. leftwing says:

    “[BTC] presents an asymetric upside. You have some logical chance of going 20X. The downside side, though, of course, is that you have a very logical probability of it going to zero.”

    My long time investment practice. I’ve posted it here before.

    Leveraged asymmetric defined risk.

    Although with proper risk management I usually don’t let things go to zero ;)

    Been short DIS, printed for me today big, holding and waiting for more. Still short ARKK and through adjustments I have taken so much profit off the table it is literally impossible for me to lose money unless she goes beneath 90 and it really prints if she settles somewhere between 90 and 105 in the next few weeks. Short GE on the same basis, fluttering between gains/losses, waiting on that one. Long my airlines and hotels, a couple fluttering around breakeven, mostly JBLU. MGM, if I had any balls whatsoever and went in on size would have bought both me and Lib gentlemen farms in CR. Just hopped in hard on Z right before market close, at half of my final hold…likely early, I often am but have big plans for that one reversing and plenty of dry powder.

    Each of these is structured to provide anywhere from a 3-4 to 6x return for moves around 3-5% with minimal losses unless it moves 12-15% against me. Even I can win with those odds lol….For risk management I’ll close losers with 50% of value left and winners likewise when I get to 50% of max profit.

  75. BRT says:

    No One,

    Berkeley Heights is crazy now because Diamondhill Rd exit got destroyed by Ida. So it’s closed and they are all trying to exit past it at Berkeley Heights. It causes the exit to back up bad and they crowd on the shoulder. That exit has a stop sign so it’s impossible to keep any type of flow under these conditions outside of maybe having an officer shut down the other roads and constantly wave traffic through. There are idiots that try to drive past the line and cut in line When they aren’t successful, it causes massive chaos. 2 weeks ago, that’s exactly where I witnessed the accident. I’m driving 60 center lane (most of the traffic slows down there right now in anticipation of this clusterf***). Guy next to me, also driving 60. Someone on shoulder tries to cut back in right in front of him and he rear ends them. He probably got it down to 40 braking prior to the smash but I hear it out of my right side and see the aftermath immediately.

  76. BRT says:

    On the topic if driving, dashboard cam is a must at this point. But I think an added benefit is, I drive better knowing I’m on film, even it’s my own.

  77. Out of the Ashes goes the Phoenix says:

    Anyone successful reversing this blog screen from white background to black with white lettering? Doesn’t reverse on my phone either.

    LMK. Thanks.

  78. SmallGovConservative says:

    Bought my first pack of commuter bus tix this weekend (since Feb 2020) and in the process got my first concrete illustration of the impact of WFH. The bagel shop/deli owner shocked me by noting that he was pulling in 40k per year as the local ticket agent for my bus co prior to COVID — now crossing his fingers that he can eventually get back to a third of that. Just one example obviously, and it’s no secret that WFH will create winners and losers, but the scale of impact on this one small business certainly surprised me.

  79. Out of the Ashes goes the Phoenix says:

    It’s all job security for me. Bone Broke Me Fix.

  80. Out of the Ashes goes the Phoenix says:

    Squid games coming to a town near you in the future.

  81. leftwing says:

    Re: the trucker crashes, experience matters. Regardless of profession. Another symptom of locking people up for months on end and paying them not to work.

    Exits around 78 at BH/NP are a sh1tshow….some with no re-entry different direction causing crazy ass U-turners on a four lane county road, tight turns, short merges…must have really had to shoehorn them in there, not sure why, mostly undeveloped land even now.

  82. Out of the Ashes goes the Phoenix says:

    Some Animals more equal than others:

    Fed Chair Jerome Powell sold up to $5million worth of stock options just before Dow Jones tanked last year as central bank reels from resignation of two regional chiefs who also cashed out

  83. leftwing says:

    On mandates, CBS Evening News reporting right now on public service mandates…classic clip (must have been retrieved from a Facebook post or such) has an officer on an open radio saying good-bye to everyone, last day as he won’t get vaxxed, and that the governor can kiss his ass. LOL.

    They also showed Mayor of Chicago threatening that she ‘hopes’ the 30% of police who did not respond to vax survey by the Saturday deadline (who should already be suspended now) “won’t wreck their careers over checking a box yes or no”.

    If it’s only a check box then why do you need it so badly, you Yoda-alien freakish cunt?

    My kid’s University has essentially totally stood down….about 20% of his fraternity were contesting getting vaxxed, deadline last week…there was an application for a waiver. Every single one of them got waved through. Including one kid who literally one worded it.

    These maniacal myopical vax proponents have exhausted everyone and are now just making asses of themselves.

  84. Out of the Ashes goes the Phoenix says:

    Didn’t most truckers work through Covid? Thought they were pretty much non stop. I think for them it’s trying to make money bidding on jobs. I have friends and relatives in this industry- so many truckers are hauling loads and breaking even just to pay for the rig they are driving- bringing very little home. Those that are connected get perks.

    Earlier in my life I drove limos. Sometimes stretch, but mostly corporate. Did it for extra money. What I learned- If it’s vacation, wedding, party, etc- you would get a tip. If you were doing business travelers they were so cheap they could pinch a penny into it’s individual atoms. Also you would find that if you were the sucker you would always get nailed for the single rides- a trip out to JFK with no return passenger- so you made money one way, and rotted on the Belt Parkway for hours in traffic with no income. And that’s before cell phones, so no help rerouting you home, or any form of entertainment either.

  85. leftwing says:

    You might then know better than I do Phoenix…thought I recall that with the contractor make whole payments most of these guys hung it up during COVID…there is a serious shortage now IIRC….

  86. Out of the Ashes goes the Phoenix says:

    Diesel exhaust particles cure Covid anyway. Roll some coal. Into a Whataburger.

    We are advancing quickly here in America.


  87. Hold my beer says:

    Whataburger rivals Walmart for people watching. Fun fact. Every one I’ve been in has measurements along the interior side of every exit door. I think its so the cops can get the height of any robbers or other miscreants.

  88. Out of the Ashes goes the Phoenix says:

    I’m sure there are some that scammed, and others that worked. My relative was telling me a story about a guy in that business, applied and went to work for a new company. They gave him a brand new truck. He returned it at the end of the day. Supposedly it was loaded with cameras, he was not allowed to even touch or turn on the radio, basically monitored like a rat in a lab. I don’t think I could work like that either. Sign me up for squid games if that is my future, I want out.

  89. Out of the Ashes goes the Phoenix says:

    Walmart>Shoprite when it comes to food prices. You can walk around there with all of your tattooed body parts exposed, I don’t care. I’ll take the discount.

    Then again in my career I have seen basically everything, so I could eat a steak dinner in front of a dead body as long as it’s not well done. (the steak that is)

    If it ever bothers me too much, I will take Stu’s suggestion and get Walmart plus. I agree (and it’s hard to beat Stu) that it’s a good deal.

  90. Out of the Ashes goes the Phoenix says:

    Never been in one but I might just visit to see the tape measure like they use in a criminal line up.
    Now that is forward thinking right there. Do they have both vertical and horizontal axis covered?

  91. Hold my beer says:

    The tape is orange and white, Whataburger official colors

    The one In grapevine next to Basspro shop is very cool. Has taxidermy fish between the rows of booths and a 3d diorama of a guy fishing from a boat on the wall above the register. The one in corpus Christi is 2 stories with a roof deck.

    I’m actually in my towns Whataburger drive thru line as I type this. Getting me the patty melt meal

  92. Hold my beer says:

    They only do vertical. Don’t want to fat shame anyone. Wouldn’t be neighborly.

  93. Libturd says:

    The bass pro shop down in AC is amazing. They have the aquarium sized fish tank in that one.

  94. Grim says:

    iPhone reader view and switch to black.

  95. Jim says:

    Lib 12:08

    Nice job Jim and more power to you. Just don’t get slaughtered with the banks money. Make believe it yours and you’ll do fine.

    Thanks Stu! I will definitely take the advice, I am completely out now and will not go back in until it(GBTC) drops to mid 30s. It should happen with the extreme volatility. I am playing with the banks money now, and always put sells and buys in WAY before they get to that point. I used to trade with Merryl- Lynch but they were banging me $10,000 to $14,000 per year for over 25 years. Now with TD Ameritrade it is FREE FREE FREE. Gotta love the rewards of new technology. I will probably try the new ETF’s coming out for Bitcoin. I also have done extremely well with AMD , COIN, LOWes, Microsoft and was saved on Nokia ( thank you Lord for MEME stocks.)
    NO ARC for me.

    Keep up the good work! I may end up in CR , although wife wants to buy on NJ oceanfront…I hope she enjoys herself .

  96. Grim says:

    Never mind you lose the comments.

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  98. Fabius Maximus says:

    Who needs Squid Game when we have Trump Calamari! Its like red Light Green Light, but with Donnies Lawsuits.


    Tristan Snell @TristanSnell
    Today’s Trump deposition is part of something bigger.

    Trump scapegoated Matthew Calamari Sr in this Trump Tower case, claiming no involvement with assaulting demonstrators and it was all Calamari’s fault.

    Now Calamari may have flipped in the Trump Organization tax fraud case.
    Trump thus had to walk a fine line today in the depo. He wanted to disclaim any knowledge of what happened — but if he repeated his previous statements that it was Calamari’s department he may further alienate Calamari.

    Trump and his lawyers are going to have a lot of these decisions coming up — yes, he can throw his people under the bus to save himself, but those people may then cooperate with prosecutors or civil plaintiffs.

    If you want to see what this looks like, see @MichaelCohen212

  99. Juice Box says:

    Brrrrr!!!! Heat kicked on this morning..

  100. Libturd says:

    We still don’t have heat, but a very well insulated house. With all of the shades up, we were able to heat the house to 67 yesterday. Got down to 63 this morning, but warming up already. We are still waiting for our FEMA check to replace our waterlogged furnace.

    It turned on fine, but after an hour of burning NG, the pipes got warm, but not enough heat getting to the radiators (none actually). There’s probably water in the heat exchangers and our furnace is approaching 25 anyway. We plan to sell in two years, so a furnace will be a good investment. There’s nothing worse than a buyer passing up a perfect house due to a 6K furnace.

  101. BidenIsTheGOAT says:

    You forgot game changer, bombshell, and beginning of the end. To really pump fake news like the pros you need that.

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