From Forbes:
The housing market just hit a level not seen since 2007
The financial sting of soaring home prices—up 32.6% over the past two years—was lessened, to a degree, by historically low mortgage rates during the pandemic. Even as prices soared, many buyers’ monthly payments remained reasonable. Those days are behind us: Now that rates have returned to pre-pandemic levels, new homebuyers are starting to feel the full weight of record prices.
Back in December the average 30-year fixed mortgage rate sat at 3.11%. A borrower who took out a $500,000 mortgage at that 3.11% rate would’ve seen a monthly principal and interest payment of $2,137. Now that the average rate is up to 4.72%, a new loan at that size would equal a $2,599 monthly payment. Over the course of 30 years, that’s an additional $166,106.
This swift jump in mortgage rates puts homebuyers in the worst position since 2007. At least that’s according to one metric produced by Black Knight, a mortgage technology and data provider.
At current mortgage rate levels, the typical American household would have to spend 29% of their monthly income if they were to make a mortgage payment on the average priced U.S. home. That’s according to data provided by Black Knight to Fortune. Black Knight’s mortgage payment-to-income ratio—which averaged 19.9% during the 2010s decade—hasn’t topped 29% since 2007. It also marks a massive jump from December, when the ratio was sitting at 24%.
First bitchez
No fair, time zone advantage lol.
Counterbalancing the dire housing outlook….
https://ny.eater.com/2022/4/6/23012082/sushi-noz-omakase-noda-inflation-price-hike-nyc-restaurants
Shanghai looking worse and worse. The response is 10 times worse than the disease.
With all the Musk news lately, I still can’t get over the part where his dad had a kid with his stepdaughter. Crazy.
My sister in law is in one of those apartments in Shanghai. Just spoke to her yesterday at length. She’s fine, neighbors have her pegged as the dumb American girl, so she got a pity loaf of bread. Someone dropped off a box of veggies for the building/staircase. Her spirits are fine, she has an outdoor space to breathe air/meditate.
She submits to mandatory “through the fence” testing. She said she was PCR’d every 48 hours. Her single biggest fear is catching Omicron and being forcibly removed from her apartment and sent to the Covid detention center upon testing positive. She says she’s heard stories… crazy eh? 2022.
She’s making good money there and keeps pushing back her return date to the states, but is considering whether it’s worth it with current zero covid policy.
Checking in from La Fortuna. Saw some sloths today and went to a cooking class with a chef who moved here from LA twenty years ago. He owns the most popular restaurant in town, “The Lava Cafe.” He also owns a small breakfast and lunch joint by the Fortuna Waterfall (biggest attraction in town), that closes at 5pm and there is nothing past it on the road as it dead ends at the falls. Attached to his restaurant is his cooking school, home and dog rescue. In the trees, there were Toucans, crazy Tree Turkeys and lots of cool dogs. The cooking school was essentially on a roof top, though sheltered so cross breezes blew through, so no need for AC or fans. Chef told us that he just got a root canal from an American Certified Dentist for $150. While there, a medical tourist came in for $1,000 braces. He said the demand for college educated Americans is huge and everywhere you look you see huge tech corporate offices like Amazon and Microsoft. I told him of my plan and he said he is so happy he did it. He comes back to see his folks in Oklahoma three times a year, but hates it more and more each time.
If interested in what we cooked, we made ceviche (with club soda and ginger ale). We made a fried plantain app with black bean dip. Then for dinner, cashew crusted sea bass, with a mango salsa as well as marinated pork in a tropical chutney. Dessert was a bananas foster, chocolate sauce combo with vanilla ice cream. Gator mad the same type of thing substituting tofu in to the entrees and avo instead of fish in the ceviche.
Here’s an example of pura vida. We’re in the supermarket picking up a couple of snacks and drinks for the room and car and an employee sees me carrying an 8-pack of beer. Without me saying anything, he runs and gets me a basket from the front of the store. People are that nice down here. It’s been two nights now. Not a single fucked up order or snafu. And we don’t even speak the language.
A lot of outsourcers setup around the San Jose area.
I know a lot of outsourcing execs that bought places in Nicaragua in the early 2000s for peanuts.
A borrower who took out a $500,000 mortgage at that 3.11% rate would’ve seen a monthly principal and interest payment of $2,137. Now that the average rate is up to 4.72%, a new loan at that size would equal a $2,599 monthly payment.
Now include the price of food, services, gas and you have 30 people running to exit one door in their quest to list and sell their house. See, chubby Mary, you should have painted and cleaned instead of eating apple cider donuts.
Of all the wonderful tales of yore I have in my house-hunting journeys, one of my favs among the many was the tchotchke lady. She had mugs, figurines and other useless shit adorned in every square inch of her dump. You could detect the aroma of dankness as soon as you entered the hovel. At the kitchen table were her two adult sons (no doubt with no careers and no intentions) gorging on oil and vinegar-soaked hero sandwiches, added to the delicate fragrance of the home.
It seems that chubby Mary’s mother died, left some money and instead of modernizing the house, installed a 20 X 40 inground pool that pretty much took up the whole yard. Anyway, she was basically following us around the house and mentioning how she expects TOP DOLLAR for her cave. Yet another opportunist and hopeful muppet pining for a score. Of course, I had to bait her with questions that feigned interest as I played the naïve role. But the screeching voice and the TOP DOLLAR demands were just one of the many enjoyable moments in the adventures of shopping for a house.
I came to realize, a bit too late in life, that as a species humans are so inherently dumb and lazy that absent our social construct most of them would die of incompetence or be slaughtered.
…as a species humans are so inherently dumb and lazy…
Bags of blood as Clot would call them. The muppets can be entertaining at times.
Eddie,
not sure exactly how this plays out, but what I saw last year were early 30s coworkers, married, dual income, all signing up for homes above $700k. These are teachers making 65k to 75k. They were all bragging over their low interest rate. They all have student loans on top of it. They are all programmed to max out their debt. I think they’ll all turn to lower end towns and continue the process by maxing themselves out at $500k at a higher interest rate. And yes, inflation is going to slaughter them all.
Inflation saves the debtor, it doesn’t slaughter them.
Stagflation will slaughter them, Grim. From what I can tell (and what Jcer confirmed last week), there is no wage boom coming for middle white-collar folks. Instead, companies are lowering educational requirements and experience level. I see it at my IB. They will simply reach down to get price they want, not pay up.
Bystander.
Same thing where I work. Agree with your post.
Fed meets 5-3, 6-14 and 7-28 then takes a break until 9-20. May and June 50 BP raise seems all but certain. QT from the fed starts May including MBS.
A few months back, Gundlach said Atlanta Fed did study and said QE had same effect as loweing interest rates by 2%.
So if the above plays out, what will the 30 yr be at by the end of June?
Going to be an ugly, inflation report tomorrow.
We’ve been talking about the potential for stagflation for 15 years now.
I disagree, they leveraged themselves up and have zero room in their paychecks for price increases in food/utilities…god forbid their car breaks. They may find themselves unable to make their debt payments before their wages ever rise to cover the spread.
8:39 placing yourself – perhaps the dumbest bag of hammers to post here- in a position to judge “muppets” seems hilarious to me.
“…there is no wage boom coming for middle white-collar folks. Instead, companies are lowering educational requirements and experience level.”
We’ve had these discussions in the past around many topics…your dysfunctional IB, the Amazon co-headquarter beauty contest, etc.
New data point for me is I am knee deep in this topic right now with my youngest boy who is at that time in life seriously looking at careers.
This statement is timeless as it is true by definition…companies exist to generate profit, doing so with two broad levers, maximizing revenue and minimizing costs.
Following that thought those employees closer to revenue will be better compensated or more protected in downturns and those further away from revenue will be compensated less or more exposed in downturns. Corporations will spend to generate revenue while concurrently cutting cost center expense growth, even in good times.
That’s it folks. The first big broad stroke…are you in a revenue generating group or a cost center? Within your role how directly can your specific output be tied to discrete, identifiable pieces of revenue?
As I’ve also mentioned here before a corollary is that the white collar, cost center WFH cohort is making a deal with the devil….with the default course of corporates to minimize cost center expenditure why in the world would anyone in that role voluntarily at the same time both commoditize themselves and increase the population of eligible employees to compete for their role by multiples? Even without a passing knowledge of Econ 101 one can discern the long term direction of those employees’ comp.
“Five (5) days Pumpkin-free”
10:54 that all sounds wonderful! But with no standing army, what’s to stop a neighboring country from taking over this paradise once wealth trickles in??
Left: Revenue makers always have the upper hand, it’s always been that way. Cost centers. are just that cost centers, and companies will always look to cut costs there good times or bad times, but of course more targeted in bad times. Whether your are doing your job WFH/ hybrid or remote does not matter. As in being in the office won’t save your position, if it can be eliminated or outsourced. Well before the pandemic corporate America was geographically dispersing from NYC. Since the pandemic, that has only increased and spots that might have been filled in NYC can be filled in other cities. Don’t know how it all plays out, but some people have a silly notion that being in the office will somehow save someone’s job.
On another note CNBC had an article over the weekend, and in it the head of some Australian software company said the current debate over WFH will become “passe “ in a year or too. He went on further to state that new younger up and coming leadership understand that work has changed, and much of it can be done anywhere.
5 Days free of commenting as well
Ex: CR is right next to Nicaragua which is heavily militarized, and they have not attacked or invaded CR. Additionally, the other countries surrounding it have not either. So, I think that is highly unlikely, but of course nothing is guaranteed.
8:39 placing yourself – perhaps the dumbest bag of hammers to post here- in a position to judge “muppets” seems hilarious to me.
I’m glad you’re an amused muppet.
left,
You are specifying and I am generalizing. The pie is the pie. Not everyone will be in front office so there is not enough to your argument. It will always be that way. The middle and back were solid careers because you can’t run business without operations, accounting and compliance functions. If the regulators turn other way then it simply gets weighted to building out front. We have been there for a decade. If you envision a society where Fed prints, the traders continue to suck up all wealth, regulators stay back and tech can outsource and automate rest away..then we become India. It is not a good society for anyone, even FO.
A prospective client emailed me login info to pull documents from a web portal.
user: someboomer@somelawfirm.com
pass: (saves automatically)…. she literally wrote (saves automatically)
expressionless blank stare…..
Perhaps people would be shocked but do you realize how many people I interview for tech roles in India where person came on visa to US and passed CFA levels? I would say 25% of Indians that came here on H1b. They are not allowed to practice as not in US. That is only thing that stops a bullrush of FO outsourcing .
Let me quote lefty…JFC!
Do you understand the end game here. People are willingly selling themselves out because they are as dumb as can be. Blinded by the light. They are literally shooting themselves in the foot and bleeding out till they are dead.
Let me explain why the Office will save your position….Because you are competing against a much smaller market based on location. Supply and demand dude. WFH drastically increases the supply of cheap labor that can now replace you. Wake up and smell the coffee.
WFH becomes about living in a cheap location to compete for a job. In order to compete with the cheapest workers, wfh will force people to constantly move to cheaper locations in order to live off said job compensation. That’s because it is a race to the bottom in which corporations will eventually act on finding cheapest labor (and it won’t be american). America will then face even more inequality as the only jobs left in america are for the best “in person” workers who’s position can’t be done remotely. The other american jobs will service these people and the wealthy class. Sounds promising.
Why are you going to use an American for WFH in the future(talking about avg workers with avg skills)? They have the highest cost of living and are therefore the most expensive.
Imagine cheering on this kind of labor environment…i will never understand the people that cheer on the WFH platform aka cheering on the elimination of the moat protecting your labor compensation. Why would you embrace eliminating this moat? Why?! My god, people are stupid.
“Whether your are doing your job WFH/ hybrid or remote does not matter. As in being in the office won’t save your position, if it can be eliminated or outsourced.”
Left at 11:08 on his son’s potential upcoming career paths . . .
Any insights on this topic that you’d share with the Board?
In particular, from your perspective, what are the “good” career paths that YOU (the father) see? Are you having success translating your view to HIS (the son) understanding (I ask, because obviously advice from any older person to a younger person may or may not be “caught” and the older knows he needs to “throw” differently than he might to a fellow older person).
My $0.02 from my view of the world . . . the game for a young person is to own equity. Equity owners make the money, workers are always getting the smaller piece of the pie. You work, you save, you invest – wages aren’t the game. As we sit here today, comp sci, data analysis are the winners. If not oriented toward these fields, sales is the winner.
The Russian military’s emabarrasing performance might end soon . . . they have retreated from Kiev and now their battle line look more sensible on a map. They push on the southeast of Ukraine more easily – closer to re-supply coming from Russia, less forces spread out so there is less soft underbelly for Ukrainain hit-and-run tactics.
Simply, less territory, so more concentrated Russian positions and shorter supply lines.
At the end of the day, it comes down to a simple question.
Do you want to compete against millions or billions?
Think about those numbers carefully, big difference.
Location based employment is the moat standing in the way of those billions. Remember that when intent on removing the moat.
Even muppets need love.
On a WFH/ remote consultants report now. This ain’t going away, anything but.
3b, can you translate into English for us?
Boomer:Overwhelming success on our end. There are many other companies out there in the planning stages, now to offer or to enhance current WFH/ hybrid models. Various programs are in place to help on boarding and engagement issues. Offices are not for work anymore, they are for specific purposes away from actual work.
3b 11:22,
That is spot on. What kind of illogical dope thinks that companies want to bring back a role to office that has worked WFH for two years or more? If they see opportunity to get rid of it, they will. Being if office won’t save it..geez. I do think exec board class does worry that young ordained James Bottomtooth the Third won’t get to oversee his fiefdom via a swanky glass offices. Those are discussions happening in the halls of castles on the riviera.
Bystander: Exactly, of course there are those who understand that and those who refuse to acknowledge that. More and more everything is based on production, and deliverables, and time lines met and projects being completed.
They also mentioned asynchronous work, a term I had never heard of prior to todays call. It means an employee chooses their own schedule, apparently companies particularly tech/ software companies are looking at this. They referenced a recent article in the WSJ about a company who has embraced this. I have not had a chance to read it.
3b and bystander. Two peas in a pod.
They cry about needing two income households and wages being crappy, but then tweedle dee and tweedle dumb embrace WFH. Okay then…
3b,
And just remember, real estate prices are reflective of earnings. So just remember what comes with a 50% hair cut in real estate prices you dream about…that’s right,
A 50% crack to your earnings.
Just imagine:
AB 2932 would nix the traditional 40-hour work week and be reduced to 32 hours for companies with more than 500 employees. The workweek would shift likely to four eight-hour days. Employees working longer than four days would be owed overtime pay.
The legislation, authored by Assembly Members Cristina Garcia (D-Bell Gardens) and Evan Low (D-San Jose), is similar to a federal bill introduced by Rep. Mark Takano (D-Riverside). Takano is working to change the Fair Labor Standards Act.
I hope that comes with protections for outsourcing.
Ex says:
April 11, 2022 at 2:45 pm
Just imagine:
AB 2932 would nix the traditional 40-hour work week and be reduced to 32 hours for companies with more than 500 employees. The workweek would shift likely to four eight-hour days. Employees working longer than four days would be owed overtime pay.
The legislation, authored by Assembly Members Cristina Garcia (D-Bell Gardens) and Evan Low (D-San Jose), is similar to a federal bill introduced by Rep. Mark Takano (D-Riverside). Takano is working to change the Fair Labor Standards Act.
Just dropping by to say: Blue Ribbony Westfield!?!
https://www.tapinto.net/towns/westfield/sections/education/articles/westfield-schools-send-layoff-notices-petition-calls-losses-devastating
Ten touched 279.2
Instead, companies are lowering educational requirements and experience level.
Well, the NJ public school district now wants some fat, single, 46 year old male teaching your 10 year old daughter about masturbat1on instead of inspiring the kid to take engineering sciences. What’s more important, identifying one of the 18 different genders or preparing for Elementary Functions?
Crushed, all good points in your post, especially the recognition of the nuances of old:young advice and particularly parent:child advice when both the child and the parent desire the ‘child’ to be an ‘adult’ sooner than later…An interesting course to navigate for anyone here who has made those transitions with their children from ‘your child’ to an adult…this one, my last child and last boy, I knew would be a challenge.
Also I sign on completely with your view on specific careers and equity, for sure.
For my kids I’ve always found it more productive to try to guide their thought processes than their decision…..and doing so is itself a process (not a discussion or two) over time.
Started with a few broad maxims…get the big picture right, the trend is your friend, and you will compromise just realize you are and get fair value or better for your compromise. For anyone, in almost any situation, if you can accomplish these three you’re 80% of the way there.
Under that umbrella went specific with him to see who HE actually is, aside from what I perceive of him as his parent…do you like managing processes or people? Would you prefer to know that you will be doing substantively the same thing week-to-week or do you prefer continual change? Travel or no travel? Where do you want to live, generally by amenity? How important is seeing your comp directly tied to your specific effort? How much risk are you willing to take to greatly improve your comp? Would you work 80hrs a week to double your comp?
Last, educated him on corporations mostly from the revenue generation/cost center perspective and the attributes, risks, and outcomes of each.
He’ll be making some important, but not irrevocable, decisions late this week/early next. I feel good after another hour or so on the phone with him during lunch time. He’s an undergrad at a good business school which, interestingly and happily, offers some very specific silos for majors.
As an aside, I forget how little practical world knowledge these ‘kids’ actually possess. Recall, my kids went to a very dark blue ribbon school, with me as a parent, surrounded by a community of similar parents and peers. I strongly support efforts like FL to push financial literacy into HS, more and earlier. It’s not about knowing math or having access to numbers, it’s about being capable of placing the same into useful decision making contexts.
“Five (5) days Pumpkin-free”
Fast with the new mandates for teaching gender identity by the state education department, it will be interesting to see if there is a spike in parochial/private school enrollments next year?
Layoffs suck! Just the whole untenured model is sad.
They’ll have to let some really great people go, some of whom
will never return to education.
Can CW please start a couple funds focused on more traditional sectors?
Her ARKK is such an efficient short hedge for my better tech holdings I’d really appreciate her putting together a portfolio of some of her best mainstream company ideas so I can print shorting those too…..
“Five (5) days Pumpkin-free”
I hear you Ed. It is crazy. Even scarier is the email I received today from staffing firm (legit place too) who wants to asked if I was interested $18/hour for testing DRC’s psychometric software to be used on KG. Where the f*ck is this world headed? Gattaca?
3b,
Yes, they are moving to parochial and private schools. The issue is that the teacher pay is half that of the pubic schools and the schools are having trouble expanding. They can’t extort tax money like the pubic school system can. Whoever’s endorsing this curriculum are a bunch of pedoph1les and perv3rts. It’s shocking that this stuff is even being discussed, let alone implemented.
Fast: Sex education, including gender identity should be taught for age specific. I don’t care what anyone says, 7 years old is simply too young for children s minds to process.
3b, it’s going to depend upon districts and supervisors. The standards for science are atrocious and I ignore them. Fortunately physics is still the same subject it was 100 years ago.
I think any reasonable supervisor or teacher would advise that they just skip those lessons. No one is looking over your shoulder at the state level to make sure you are doing this stuff.
Worried about pedoph1les yet sending kids to Catholic schools..you can’t make this sh*t up. I spent 12 years in that system too.
I dunno. Kids are kids. But I can tell you this much. I’m damn glad to have my kiddo “make it through” the past couple of years and emerge into a wonderful Sr year. Just the best.
By, it’s hard to write their concerns off when you see endless tiktoks of teachers of nursery school to 3rd grade flaunting their inappropriate discussions. Basically, we know which teachers we do and don’t want. I have to say, my kids are very lucky this year. Great teachers. Last year, my son’s teacher was literally a caricature of a right wing narrative of a crazy lefty. If I recorded just a few lessons it would have garnered millions of views. There were points at which I could tell parents behind the computer during virtual and were feeding their kids questions to counter her statements. She was too dumb to realize but the in class support did and got very uncomfortable. It was a cringe fest.
for the WFH debat
Job sent my way recently..
Vice President (tech role)
This role can be remote in any of these States: AZ, TX, NC, WA, OR, CA, IL, KY, GA, NY, CT, MA, NJ, DC, UT, NE, MN, MO, AR, IN, OH, TN, AL, FL, SC, VA
Yes 1/2 the country. Sure would love to be skiing the last week of the legal season on Federal Land right now in Utah.
https://www.skiutah.com/blog/authors/yeti/resort-closing-dates1
re: Layoffs in Westfield schools ALREADY really? A little town a 1.5 miles wide by about 4.3 miles long with huge wealth has a budget issue? – So the recession is now on? Why not just raise property taxes?
BTW from 2020 to 2021 a 3.5% decline in school enrollment. Seems some parents did not like the covid protocols, and sent their kids private yet no cutting of spending and saving for a rainy day. $6.5 million in state aid for the next academic year, which is actually a $1 million increase. These folks are rich the town needs to soak em, it’s for the children!
https://westfield.schoolboard.net/sites/nj.westfield.schoolboard.net/files/2022-2023%20Budget%20Presentation.Parts%20I%20II%20and%20III%203-15-22.pdf
5:59 I know and I see things every day which annoy the Sh*t out of me on all fronts.
I’m so ready to not work, it isn’t even funny.
Colin Kaepernick:
-Compares NFL draft process to slavery
-now, in 2022, wants back into the NFL
BRT Fair point on Catholic schools and pedophiles, but the clergy for the most part are out of teaching in Catholic schools, of course there are the lay teachers who are pedophiles as well, but that is becoming an issue in public schools, and apparently more female pedophile teachers as well.
Adult strangers discussing ‘private parts’ with other peoples eight year old children must be against some Federal law.
Wait until Congress changes, so the law can’t be easily changed, and then start filing suits en masse against specific individuals, teachers and administrators. Get them declared sex offenders and registered. Wreck them. Personally and professionally.
“Five (5) days Pumpkin-free”
These towns like Westfield have sky high property taxes and half of the money gets sent down the Abbott hole. All these rich towns have underfunded districts. The buildings I’ve worked in are falling apart and are 80+ years old, leaking from roofs, climate control nonexistent. The Abbotts get brand new state of the art facilities. They took all the computers out of my room and got rid of microsoft office and any other useful software district wide. The Abbotts are giving their kids all kinds of digital gadgets. Last I heard, my buddy’s abbott had to spend 3 million in a day so they had the teachers ordering whatever the heck they wanted.
This past week, I ordered a set of various color laser pointers, lenses, and diffraction gratings because my classroom budget gets me about $250 a year in equipment. That doesn’t even replace the crap that breaks. What’s pathetic is that the IRS caps my deductions at $250 a year for this shit. They must really hate teachers who buy things for their classroom.
The whole point is, there is a huge disparity in how things are funded, and Abbott was supposed to make things equal, not tilt all the cash in one direction. When Christie came in, he killed state aid, which was miniscule to most suburbs they’ve been shorted ever since. My last district lost $4 million and their state aid was something like $1 million total. They increased it the following years by a dollar each year. That meant, RIFs galore.
Now I actually think this problem works itself out long term. Nobody is having kids anymore and most towns will see 1/2 the kids in public schools than they do currently. That frees up cash if budgets stay flat. And they can just eliminate positions as more people retire. NJ’s problem is the ridiculous special ed laws that turned every district’s special ed department from a total staff of 5 in town to 100.
I went to Catholic school in Bergenfield for 3 years in the 80s. It was a terrible experience. I’m positive my 1st and 2nd grade teachers are in hell. What evil women. And I’m almost positive one of the priests that came after I left was a pedo. That being said, the danger in public school is no different. The network admin at my last district was nailed for child pr0n. I’ve had two male coworkers that were fired mid year for inappropriate behavior with the students. Real creeps. My sophomore English teacher started openly dating a former student of his the day she turned 18.
But that’s an entirely different issue. LibsofTikTok literally reposts teachers who openly promote this odd behavior of teaching little kids non-age appropriate topics. It’s all cringeworthy.
Kaepernick was already a backup QB when he declined that 18 million dollar player option. Given the sideshow distractions, no backup QB is worth a headline. Name one other backup QB since Tim Tebow that was ever in the news. I find it hilarious that these sports figures try to claim they work the slave fields. I talked to a guy that drives a limo. He said sports players are the absolute worst. And they apparently always try to stiff him on the bill.
BRT: Cringe worthy is the best description. Stupid Dems playing right into Republican hands: and they wonder.
BRT Speaking of women not having kids, I saw something over the weekend about that. Forget where and did not read it. The headline was as follows, Women not having kids , they are expensive and Icky.
BRT
In my district all kids 5th grade and up get either an iPad or chrome book depending on what grade they are in. School is also 7.5 hours long. Almost all of the buildings are new to 20 years old. SAT scores rival good Jersey districts too. But the limousine liberals in blue ribbon nj with their Eisenhower era and older schools and lack of computer and arts programs will bleat about how wonderful their district is compared to Texas schools.
https://www.dailymail.co.uk/news/article-10709217/New-Jersey-public-school-students-young-10-taught-explicit-sexual-acts-lessons.html
Phoenix
I keep hoping that’s satire.
I hate to break it to this blog, but it’s 2022. 5th graders in rich towns with helicopter parents watching their every move on their devices are the only kids that don’t know about sex this day and age. Ghetto kids are pretty much acting on it already. Do you understand they have access to free porn? Have you listened to cardi b or any other female rapper? Well then, wake up.
The taxes are coming…the taxes are coming. You are conn/nj in the 90s about to get your face ripped off with tax increases in the coming years. Wait till your economy peaks with population growth…bam! Then you can no longer rely on abnormally high population growth and business growth to pay for it. Wait till all those house builders stop building and paying taxes. Wait till those workers building the houses go from tax payers to unemployment.
Why do you think Montana and Idaho have become so popular past year or two. They are the beginning stages of becoming the new texas….what Texas was in 2001. Businesses and people moving in to take advantage of cheap land prices and low tax bill. They will destroy it like they have done over and over in this country when they build a state up.
Hold my beer says:
April 11, 2022 at 9:31 pm
BRT
In my district all kids 5th grade and up get either an iPad or chrome book depending on what grade they are in. School is also 7.5 hours long. Almost all of the buildings are new to 20 years old.
It’s funny, if a state has already developed, they become a blue state. If it hasn’t developed yet, they are a red state. Maybe because after the hyper growth is over, people turn to democrat party policies to survive. For example, when the construction jobs are gone from the building boom, now the state has to take care of all those workers that can’t find a job.
You were right, 3b..it is worse than expected.
Inflation Continued to Worsen in March, as Gas and Rent Costs Rose
Prices were 8.5% higher in March than a year earlier.
It certainly sucks if your profession has been co-opted to become a pedo groomer. Using child like voices to discuss s3xual topics is perverted. Sounds like something a pedo would do.
My bro-in-law in Santa Clarita may have to move out of townhouse. Good guy who got mixed up in hedge fund business with some Persian Jews only to understand later than he was not part of club when sh^t hit fan. He lost it all through lawsuits. Now works in compliance for BoA. Can’t afford rent increase with SAHW and 12 year old son. At least older girl is out of house. We are visiting in July and now may not have room for us. That will put a big dent in travel costs. Things are bad for many, many regular folks.
Inflation rises by the most since 1981 as CPI jumps 8.5% in March
But hey, we don’t have mean tweets anymore. What more can you ask for?
lol, did Pumps just advocate rich people take the lead on from Ghetto parents and give up on this issue?
Nice deflection Ed. Of course, the unprecedented socialist bailout and money printing by Orange god led to this. At least be honest.
Sell the house for maximum bucks and bail the state. Cash out now, leave the 200 billion in debt for the new happy homeowner who is unaware of this.
Or stay. Do what you like.
“New Jersey’s bonded debt now totals $44.37 billion, according to the latest official accounting of state borrowing released by the Department of Treasury on Friday.
The new sum for what the state owes its bondholders is roughly equal to the size of the annual state budget. And it doesn’t include more than $5 billion in new debt the state has added since July — more than 10% of the total already owed to bondholders.
The state’s official total for bonded debt is large enough to keep New Jersey among the U.S. states with the highest amount of gross tax-supported debt — behind only California, New York and Massachusetts — even though Treasury recorded little year-over-year change between the 2019 and 2020 fiscal years.
When all obligations are taken into account — including non-bonded obligations to retired public workers — the sum balloons above $200 billion, roughly five times the size of the state’s current annual budget.”
Bystander: Yeah that is an ugly , ugly number, there is hope that core inflation is slowing as only up 0.3, but still up 6.5 percent over the year. It ei take several years for inflation to ever get back to that 2 percent range, if it ever does. Lots more rate hikes to come, real estate party is over.
HMB,
Yeah, thought it’s a joke too. Nope. My freak ex was a school employee.
I’m not the least bit surprised.
3b,
Our team was offered a 3 percent raise. That’s a 5 percent loss.
I expect more defections every day till all you have left are trainees to trainee themselves.
Phoenix: NJ is a special, special place. That’s what we do, borrow, borrow and more borrowing, meanwhile the state infrastructure is falling apart.
Phoenix:That is a disgustingly low increase. It’s insulting. Especially, for what you all do and see every day.
Nice deflection Ed. Of course, the unprecedented socialist bailout and money printing by Orange god led to this. At least be honest.
Brandon said it was Putin’s fault.
Bond underwritings come fast and furious, everyone wants to get their deals done, going to be more difficult as we go forward, Days of 40 year maturities at 3.00 are over. Back to the traditional 10 years or so out on the curve.
Article in todays NY Times “ As Remote Work Becomes Permanent, Can Manhattan Adapt.
The big guy collecting millions from secret Chinese handshakes via his artist son. Brandon don’t know how much a loaf of bread costs.
3b,
Try zero percent for two of my US direct reports. In our world, the pie did not grow. They simply decide who get some crumbs this year and who does not. It was me who got a 5% increase to their detriment. Real nice as record profits in Q4 2021
Nice deflection Ed. Of course, the unprecedented socialist bailout and money printing by Orange god led to this. At least be honest.
This really started with Reagan post 1987, so there is plenty of blame to go around. Clinton and Greenspan went there as well on the LTCM fiasco. Bush and Greenspan post Nasdaq collapse. Obama and Bernanke put the pedal to the metal with the housing collapse. Trump followed with ZIRP leading into the pandemic and then started with the free money for everyone. The problem with Biden is, instead of letting the economy EASILY grow itself back to some semblance of health, they continued down the road of stupid.
While we sit here with help wanted signs on every single business, we continued to allow people to not pay rent and loans. We allowed them to sit at home and collect free money. We kept sending them free money. And we proposed a new spending bill the size of TARP every 4 weeks. Biden owns this just as much as anyone as he was here for 8 years under Barack and he’s here now.
Enjoy working any time of the day. Embrace it!
Fab max bragging about starting work at 4 am and then taking on a meeting with japan at 7:30 pm sounds like fun. You people are crazy…
3b says:
April 12, 2022 at 9:43 am
Article in todays NY Times “ As Remote Work Becomes Permanent, Can Manhattan Adapt.
Give me boundaries. Give me a set schedule. I don’t want to be available 24/7 esp in my own home. You guys are asking for trouble, that’s all I know. When a recession hits and you can’t say no as the boss dumps more and more on your plate, what do you do? You are the one that pushed for this wfh environment. Be careful what you ask for..
BRT,
I get it. Just responding to usual red hat cult claim that ‘the Don’ would have never let this happen non-sense.
Brandon and his son learned a lot while travelling 17,000 miles through the Himalayas with Xi Jinping.
BTW, the CARES act was passed by majorities of Republicans and Democrats, who already controlled the House when it passed in 2020. Trump was already unable to lead any legislation through passage by then.
The whole COVID response was dumb, both by bureaucracies and by parties. And it was dumb most of the world. Led by the worst example of rights-breaking, China.
And this is what happens when you try to negotiate for your own pay raise in my career, you get an army of politicians who mobilize in mass to rise up against the working man/woman.
https://welch.house.gov/sites/welch.house.gov/files/WH%20Nurse%20Staffing.pdf
That’s why you signed up for a union pumpkin, you’d rather be a sheep and let your handlers manage your affairs. Now you get to carry water for pedos.
“The ‘crime force participation rate’ is up big. In California you can steal $950 worth of merchandise and not be arrested. I was in line at store the other day with $350 worth of stuff and I thought why don’t I walk out?” – Gundlach
“The Fed should be replaced with the 2yr treasury. You could get rid of 800 economists, who don’t come cheap, and just use the 2yr. This is why they changed their rhetoric in Sept, bc of the 2yr” – Gundlach
So, I have a bad cold… day three… congestion, cough, the whole deal. No fever, I can smell and taste but I am wondering if it’s ‘rona. I have the double vax and booster soooo.. who knows. Does it matter, though? Gotta get through it either way. I haven’t had a cold in over three years so it would appear that any cold virus is going to have some punch after that amount of time.
Yes. Do rapid test. If no. Do rapid test tomorrow. Rapid test much less accurate with Omicron BA2
Fast Eddie says:
April 12, 2022 at 10:45 am
So, I have a bad cold… day three… congestion, cough, the whole deal. No fever, I can smell and taste but I am wondering if it’s ‘rona. I have the double vax and booster soooo.. who knows. Does it matter, though? Gotta get through it either way. I haven’t had a cold in over three years so it would appear that any cold virus is going to have some punch after that amount of time.
Blackrock CIO on Yahoo Finance today.
‘Rates would need to go to 3.5% before we worry about stock market valuations.’
‘Inflation is good for stocks’
ChiFi,
Does CVS have them? I picked up whatever testing kits they had over a week ago as we need to test before coming to the office.
How about that terrorist attack at the 36st subway station in Brooklyn earlier today?
Also, I’m on my third cold since mid March. Currently congestion, cough, my young daughter is on and off with fever (99-102F). I’ve taken so many negative covid tests that I don’t even bother taking them anymore.
Fast,
My daughter has been dealing with the same thing, but also has a high fever. She is not vaccinated and was covid positive in December. Went to the doctor and he said it was flu.
I don’t have a fever, but my throat hurts and headaches.
punkn,
I think the old-fashioned cold and flu is making the rounds.
https://twitter.com/i/status/1513836099256426498
Any questions?
Boomer,
Sad,,but I hear that is good for NYC real estate and returning to office.
Bystander: It makes NYC edgy!! People want more then Starbucks and Sushi. They need to feel like they are in a battle zone to get to the office like real men and women.
” In our world, the pie did not grow. They simply decide who get some crumbs this year and who does not. It was me who got a 5% increase to their detriment. Real nice as record profits in Q4 2021″
Not a lot of time for prose so ByS I don’t want my brevity to be mistaken for aggression, recall I’ve been in your corner for a long time, advising you to GTFO years before corona…So…
What did you expect? As I wrote yesterday the broadest stroke in corporates is revenue generation v. cost center. For the latter the corporation will always drive down costs as far as they can go without disrupting the minimal requirement they have in place.
The big picture is against you. The macro trends are against you. You are running the 1600m, the rest of the runners are at the starting blocks, and you are standing there in your tiny shorts with two 300lb linemen between you and the starting line. You will not win.
Excess profits going to revenue generators and owners is not a bug in the system, it is a feature. Value yourself, and move on FFS.
Took half my ARKK short off for profit. Strong green day for me, the ARKK position did not move from yesterday, CW will be on CNBC at 4pm, and she will be featured at Miami Crypto later today. Expecting a retail pump in ARKK. Still want some spec short exposure so will likely re-load…just a little portfolio management…as I said a couple weeks ago, the swings are abnormal and taking some deep green off the table when it goes there very quickly seems to be a high EV strategy these days….
Fast, don’t even bother with the test. What’s the point?
I have literally never had a COVID test. Not once. At-home or otherwise, ever.
LW,
Agree. I’m not taking a test. It’s a heavy cold… knocking the crap out of me but it’s only a few days now.
Hearing of lots of folks with negative rapid tests and positive PCRs
Norcross nurses wounds with his confidants and underlings . . .
https://www.insidernj.com/norcross-grim-front-room-camden/
Feel better Eddie.
“Six (6) days Pumpkin-free”
Perhaps not specifically left’s warning, but I have heeded advice in the area of revenue generators vs cost center roles. It is for this reason that I remain hourly billable and did not go into some corporate compliance role in industry.
This isn’t to say that the trajectory on the revenue side is easy as there is a hard cap on what you will be paid without generating new business.
I still think a transition to a small business owner, via acquisition and entrepreneurship, is the way forward for me.
Grim – Hmmm. I think I’m going to drive over to Englewood for a PCR later today. Inlaws coming in for Easter, both daughter and I are in and out of low fevers.
“This isn’t to say that the trajectory on the revenue side is easy as there is a hard cap on what you will be paid without generating new business.”
Or even more likely, exited. Which is why the quid pro quo is taking the pie.
“I still think a transition to a small business owner, via acquisition and entrepreneurship, is the way forward for me.”
x100. GL.
“Six (6) days Pumpkin-free”
You’ll get exited at the top tier but there is room for subject matter experts at salaried partner level, or director, at mid-tier firms.
While you may not get exited, if you’re never fully comfortable to make that next step, it may feel like like it.
/oddly specific
My son is now sick, sore throat, fever, aches and pains. He was vaccinated for the flu. We did two Covid tests since yesterday both are negative. School nurse said Flu was going around. CDC data says not so much only 3,942 or 8.3% of 47,705 tests performed last week.
Surprised to see there are no FDA approved at home quick test for the FLU like we have for Covid. Seems you need to take a sample and send it to a lab, might as well just visit a CVS or doctor.
https://www.cdc.gov/flu/weekly/index.htm#ClinicalLaboratories
I just came back from PCR in Englewood. Have relatives coming in this weekend. Now, will the PCR come back before my kid leaves for Liberty Science Center tomorrow.
Boomer, which business are you referencing?
Generally agree. In IB, on the pure coverage side it’s up or out in my experience though.
There is that very neat tier that is not a primary coverage banker but product guy….shades of grey there as well. ECM MD, in my view, is so comfortable….you are exposed, for real, to market downturns because generally your specific absence will not affect future revenue from a client…in return you get good comp, not like the primary coverage banker, but still good coin plus little stress and quite frankly the ability to look like a rock star with little effort and some bit of presentability…..M&A MD, can be worth his weight in gold and many comped more than primary coverage bankers and are actually the de facto coverage guy, but a much harder role as it is higher value-added…Debt guys, commodity like their product, less comp, more exposure…Convert desk, never figured those guys out…they were like cicadas, popping up every so many years on some type of cycle it seemed when conditions were absolutely right, making a lot of noise, and then disappearing for years on end again…never knew where they came from before or went to after…
My sweet spot, and the one I hope my kid finds because I think it really suits him, is the ancillary revenue guy…not on the front line but in the mechanized second wave, with QOL and comp adjusted accordingly (better and lower).
“Six (6) days Pumpkin-free”
Oh, no. I am in royalty and contract compliance in the entertainment industry. I find well off folks more money.
US requires a PCR for return from Costa Rica. Family is getting tested at our hotel tomorrow morning at 11am. We all feel great. It’s 93 and breezy here today.
Boomer – interesting, I know someone in that field that works for S..y.
“I am in royalty and contract compliance in the entertainment industry.”
What is that?
“Six (6) days Pumpkin-free”
The compliance function for the recorded music side was spun off and they now work out of that building by 3/17 interchange. Just a stab, are their initials D.M. or D.S?
Forget the question, there is this weird thing called Google that answered it in, it tells me, 0.058 seconds….
Interesting work. Never knew it existed but makes perfect sense that it does…and a very nice, well moated niche.
“Six (6) days Pumpkin-free”
Left — If you sign a record deal, a publishing deal or some other intellectual property agreement, your contact will include a clause affording you the right to appoint a CPA to go in and perform an examination of the books and records of the company you got into business with. I am that person.
I figured the last thing they’re going to outsource is Hollywood and the front line business industries, so I got into it.
Nice move.
Have a funny story you might appreciate from long ago….abridged version is a couple of Sephardic Jews with some small plastic product business took on the rights to produce toys for a handful of bizarre no-name children’s characters for basically nothing about thirty or so years ago. One of the characters hit it big, flash in the pan kind of thing, but big. Our group managed cashing these guys out for multiples of tens of millions of dollars. Our guy running it, it certainly was not my product area, invited me to the closing dinner at the principal’s house in Deal. It was there I was educated about the importance of and competition among the community to have the biggest and most elaborate tile design at the bottom of the pool….humans are funny. Other than Hoboken and LBI at that time I probably couldn’t find NJ on a map…and you guys wonder why I have such a skewed view lol.
“Six (6) days Pumpkin-free”
R.C. – I believe he was controller at some point
RIP Gilbert Gottfried…unique and funny dude.
Bystander; He was definitely unique, could be annoying at times, but do funny and the facial expressions and voice just added to it all.
Damn, there was one time Gilbert and Artie kept doing Ted Kennedy impressions on Howard and I had to pull over because I was laughing too hard. One of my favorite memories during my Rutger commute.
“A bit of history –
During GFC bust, high growth stocks bottomed in Nov ’08 whereas $SPX bottomed in Mar ’09.
In 2018, many quality growth stocks bottomed in Oct whereas the indices bottomed in Dec.
Given severe carnage in high growth, history might repeat…time will tell.”
“Since mid ’21, investment dollars have flowed towards cyclicals/value stocks and there has been indiscriminate selling in the richly valued high growth stocks (long duration assets).
With long-rates approaching a cyclical peak and economy slowing, this is likely to reverse.”
https://vinnews.com/2022/04/12/horrifying-video-jewish-woman-intentionally-repeatedly-run-over/
She zigged when she should have zagged. Why do they always run in the direction of the chasing vehicle?
Day three (or is it four) of bad cold. No fever, can taste and smell, just miserable sinus and chest congestion and inflammation. I hope today is peak day. Geezus, us men are babies when it comes to this shit. lol.
Defunct one hit wonder widget or toy companies seem to be a thing. My core competency is in music royalties.
I am obsessed with turning what was once a paper and microfische based business, which is now an Excel and SQL business, into a SaaS offering running on AWS. I haven’t found the time or partner to do it, but the writing is on the wall.
My son still had a 101 fever last night at 3 AM, advil not doing much for it, but it dropped to 99 this morning. Three BINAX now Covid home tests were negative so we headed to the Doc at 10 AM for testing.
Supposed to go on a field trip tomorrow too. Oh well.
This reminds me, my PCR from yesterday came back negative. This was on/off low fever spiking to 101 for kid. Mild body aches, stuffy nose, sore throat. KN95’s on and they’re off to Liberty Science Center today.
Boomer – trying to put lawyers and accountants out of business? Good luck with that, to me it is sounds like obscurity is the recording industry standard practice.
Here is a draft research paper on it, if you have not seen it already.
https://deliverypdf.ssrn.com/delivery.php?ID=150124106095080126022092119095103022063075036012049018106115012097091091113093029067123121063030017007034091091126125112029109020040034053046096082064031120069068041008071115070101074118006126117086003001026113099104116082102085111095072125064093008&EXT=pdf&INDEX=TRUE
BRt – “Gilbert and Artie kept doing Ted Kennedy impressions” and ” I had to pull over because I was laughing too hard.”
Howard and the other comedians always went hard against Ted Kennedy even after his death. If I am correct the show you many be referring to the show circa 2007 about the iPhone launch? I think I had to pull over for that one and many other Ted Kennedy jokes too.
One for Joyce or Phoenix.
https://www.northjersey.com/story/news/bergen/hackensack/2022/04/13/hackensack-nj-police-warrantless-search-back-department/9474715002/
Remember old corrupt Joe said that white supremacy was our greatest threat. The mayor of ny is more concerned with the education laws in Florida. Woke lies are getting people name maimed and killed every day. Lots of them.
I will read, thanks Juice. As it pertains to entire regulated bodies within industry, I can see how lobby dollars guide this. What I do is really between an individual artist and a specific vertical within a larger media conglomerate.
Automation of the collection and analysis of structured/standardized accounting data is doable. The inputs are few as there are only a handful of large companies. The secret sauce is in the interpretation of the clauses of agreements and the parsing of language, which discretion stays with the operator. Alas, the majority of the data required to build out a product is buried in SAP/HANA systems behind corporate walls, which is where the stonewalling begins.
On industry, obscurity was en vogue but things are turning around rather fast. Nothing spurs innovation like competition. New entrants like Kobalt pride themselves on transparency and harness technologies to collect more pennies than their competitors. Companies now offer tableau driven client portals and more access to data. It’s getting better with each year and me thinks the progression will not be linear.
Juice,
I found the clip of Howard, Gilbert, and Artie.
https://youtu.be/1_OxV3f6yKk?t=2366
About two minutes into it where I set it to start, I was on Rt. 18 and literally pulled off into a strip mall because I couldn’t stop laughing.
Lies are getting people name maimed and killed every day. Lots of them.
They don’t have to be “woke” but woke are included.
It’s all a distraction and diversion tactic.
JB, behind a paywall, but happens all of the time. No surprise.
Anything more woke that spending 70 million on ‘how to be a father”. Anyone know which Gov is doing this? If it was a blue state, you would never hear end of it.
Phoenix – short story a gang of 8 cops did a breaking and entering in 2016, no warrant etc, caught on video, lock picking two doors etc, then lied about it on reports etc. Some retired and some were fired.. Hackensack fired two of them and the civil service commission overrode it. They still want them fired but nothing can be done. Same cops suing for a payday as well. Our former Attorney General Gubir Grewal was the prosector and later AG. He did nothing as well and has moved onto Washington DC.
Mess will cost $$$ to get rid of them their testimony is worthless now in court and any arrest made etc will be challenged. To bad it’s not NYC, they get fired way more than Jersey cops.
No idea. Haven’t heard of it. Must be a topic of some we wokesters publication.
I could see how that works trigger them. Any mention of the success of the nuclear family and the collectivists and tribalists lose their minds.
Worthless Rutgers professor brittney cooper said white people are villains and “we need to take these mofos out”. The left was silent. It’s a very dangerous game they’re playing.
I hope Elon, upon taking control over Twitter, appoints a puppet CEO. The puppet CEO commissions an internal review (including review of millions of internal emails) where eventually a list is made of all people supporting censorship on Twitter. The whole list of employees gets fired, due to support for a “bad business practice which contributed to a diminishment in corporate goodwill and reduced long-term profitability.”
Goat, does name DeSantis ring a bell in red hat cult hallows?
Course it does, but I didn’t hear that, and I don’t care what he does with Florida’s money if it doesn’t affect me. Time to start diagnosing DDS perhaps.
Throat and Nasal swabs done and test complete, our doctor uses the Abbot Labs ID NOW equipment. It’s confirmed to be FLU A variant. My son did get his Flu vaccine in November so it seems to be ineffective for this variant.
BTW the CDC Flu surveillance reporting is useless. Docs are not reporting Flu cases for the the testing they do, apparently there is no mechanism for it as the CDC guidelines for seasonal flu illness is not a reportable disease apparently. They use only mathematical modeling in combination with data from some traditional flu surveillance systems for estimating the spread of the Flu.
It should be all over the news as it’s rampant according to my doctor anyway.
Goat, I wonder how far back I would have to go to see you opine on something that does not impact you directly but rather slight at D policy. Also, how out of touch to call out any type of DS with your handle.
Boomer, sounds like you may know of the toy company I reference….
On your other comment, any further expansion, not really catching what the opportunity is?
Funny, just had a conversation with both sons – recall one is currently a software developer with a CS Engineering degree – on an opportunity in the music space. I’ve become attuned to live music again (just saw Molly Tuttle last week, meant to throw something up here on her as she was in Montclair). Basically, seeing the fan bases even these small bands have, understanding the shitty economics of Spotify/Apple, given a COVID shift in music consumption, and a bevy of raw and poorly managed broadcast apps/companies there could be a template that combines all the above. Would require artist buy-in (which would compensate them much better) and the ability to ‘lock’ the product (eg, blockchain) to prevent revenue leakage…
It plays into a macro theme I have on the app companies as well, ie, what the next generation models for companies like Uber, Dash, Spotify, etc should be…..
“Seven (7) days Pumpkin-free”
There’s a lot of startup noise in the space you speak of.
In the end, established players offer fat advances and that’s where most new acts will go to get their pools tiled. At the digital service provider level, astronomically stupid amounts of money are required for a major label to license their catalog to a TikTok, Spotify, or similar startup. I’m not sure who is going to buy, I’ve seen some merge, others get absorbed into streaming companies.
I thought smart contracts were it, they weren’t and I am equally over the blockchain stuff. The old ways of dong things don’t need to be overthrown, just refined. Think automated NDA review software SaaS companies which cropped up to supplement the human attorney in business affairs. The attorney is still there, just gets stuff done in a fraction of the time.
That must have been what ran through our house then. All of us got sick, one after the other. First my daughter, than me, my son, my wife last, my mother in law was somewhere in the middle. We all tested with multiple home tests, never positive. Though my son was exposed in school somewhere in this mix, and did get sick 3 days following – though maybe coincidental.
Coupled with the start of seasonal allergies and post nasal drip, I can not shake this god damned cough.
Buddy of mine works for a startup that does mobile/online identify verification/contracts. Think Docusign – but made for mobile humans, and far more brilliantly simplistic.
Initially I thought, what’s the big deal, but after hearing the deal flow, the use cases, and the fact that they are completely blowing up, it’s clear it’s a trend. Such a completely boring space, but they are signing deals with pretty much every major financial services, insurance, and telco company.
They are taking lots of companies from being digital-incompatible enterprises to mobile-first (only). Went through a demo and I was impressed. From imaging my ids, to seamless/integrated facial recognition, identity verification, and e-signature on documents, it was really, really slick. Stupid simple, stupid easy, but a use case that’s useful across so many industries. They’ll be a billion dollar unicorn, but they actually have the revenue to justify the valuation.
Got a prescription for Xofluza supposed to work like a prophylactic as well as shorting the amount of shedding, similar to Tamiflu but only one dose , it stops viral replication, not approved by insurance one does is $154. And with coupon $90. Hopefully we can make it to Easter without everyone getting sick.
Took Tamiflu once, never again, wow did that stuff f*ck with my head in a bizarre way. Stopped taking it the morning of the 4th day, even though I was still sick.
Aren’t we exactly opposite the normal flu cycle? Nov v April?
“Seven (7) days Pumpkin-free”
It’s a joke. Joe a corrupt old man. It’s the radicals and lobbyists calling the shots. I don’t think he’s in charge of his faculties at all.
Well I figured we would try this new drug this time as it’s only one dose and it is really not the same thing as Tamiflu. Xofluza interferes with the ability of the flu virus to replicate, while Tamiflu interferes with the ability of the flu virus to release from already infected cells. Studies say secondary influenza infections to family are reduced. We shall see if it works soon enough. I have the most exposure my son coughed quit a bit on our car ride over to the doctor.
Juice Box
Have you ever tried Turkey Tail mushrooms? You can get it as a capsule or powder and make tea or put it in smoothies. Has a wooden taste. Supposed to have anti cancer properties and is antiviral too for treating and preventing colds and flu. I use the host defense one. A few times the other 3 members of the household got sick for days and I was sick for an hour or two or not sick at all.
Here’s GG’s dirtiest act “The Aristocrats”:
Hard to believe he was also “Digit” in the kid’s show Cyberchase.
https://www.youtube.com/watch?v=aGA0dIz9-Wk
It’s really his asides that are more funny.
For anyone going to Florida next week and will be around on the Saturday 23rd the next Space X crewed launch will happen around 5:30 AM.
$250 a ticket to secure a seat about 3.7 miles from the launch, you will feel the heat from the blastoff.
https://tickets.kennedyspacecenter.com/webstore/shop/viewItems.aspx?cg=consumer&c=LAUNCHPKGS
It’s cheapest to just drive on to the island park your car on the side of the road to watch as well.
LAPD says 17 L.A. gangs have sent out crews to follow and rob the city’s wealthiest
More than a dozen Los Angeles gangs are targeting some of the city’s wealthiest residents in a new and aggressive manner, sending out crews in multiple cars to find, follow and rob people driving high-end vehicles or wearing expensive jewelry, according to police. In some cases, police say, suspects have been arrested but then released from custody, only to commit additional robberies.
According to Capt. Jonathan Tippet, who spearheads a Los Angeles Police Department task force investigating these crimes, police have identified at least 17 gangs, most based out of South L.A. and operating independently, that are involved. There were 165 such robberies in 2021 and 56 so far this year, he said, including several over the weekend.
Mask mandate for travel flying etc extended again until May 3rd