From CNBC:
-
Econ / Finance
Housing Bubble
- Another F@CKED Borrower
- Baltimore Metro Area Housing Blog
- Bubble Meter
- BubbleTrack
- DC Housing Bubble Blues
- House Bubble
- Housing Panic
- HousingTracker
- Jersey Shore Bubble Blog
- Marin Real Estate Bubble
- Northern New Jersey Real Estate Bubble
- Paper Money
- patrick.net
- Professor Piggington
- Sacramento Landing
- Seattle Bubble
- The Housing Bubble
- Vancouver Housing Market Blog
New Jersey
Real Estate
Real Estate News
Tools
Archives
- November 2024 (9)
- October 2024 (18)
- September 2024 (16)
- August 2024 (20)
- July 2024 (16)
- June 2024 (23)
- May 2024 (25)
- April 2024 (18)
- March 2024 (27)
- February 2024 (25)
- January 2024 (26)
- December 2023 (20)
- November 2023 (20)
- October 2023 (24)
- September 2023 (24)
- August 2023 (21)
- July 2023 (17)
- June 2023 (23)
- May 2023 (17)
- April 2023 (19)
- March 2023 (24)
- February 2023 (19)
- January 2023 (21)
- December 2022 (20)
- November 2022 (20)
- October 2022 (21)
- September 2022 (21)
- August 2022 (18)
- July 2022 (19)
- June 2022 (15)
- May 2022 (14)
- April 2022 (14)
- March 2022 (19)
- February 2022 (18)
- January 2022 (17)
- December 2021 (18)
- November 2021 (17)
- October 2021 (12)
- September 2021 (14)
- August 2021 (13)
- July 2021 (14)
- June 2021 (13)
- May 2021 (12)
- April 2021 (10)
- March 2021 (9)
- February 2021 (10)
- January 2021 (12)
- December 2020 (12)
- November 2020 (11)
- October 2020 (10)
- September 2020 (12)
- August 2020 (11)
- July 2020 (10)
- June 2020 (12)
- May 2020 (13)
- April 2020 (12)
- March 2020 (5)
- January 2020 (6)
- December 2019 (8)
- November 2019 (10)
- October 2019 (16)
- September 2019 (12)
- August 2019 (14)
- July 2019 (12)
- June 2019 (16)
- May 2019 (16)
- April 2019 (17)
- March 2019 (19)
- February 2019 (15)
- January 2019 (18)
- December 2018 (16)
- November 2018 (14)
- October 2018 (18)
- September 2018 (17)
- August 2018 (25)
- July 2018 (24)
- June 2018 (20)
- May 2018 (20)
- April 2018 (19)
- March 2018 (26)
- February 2018 (18)
- January 2018 (22)
- December 2017 (21)
- November 2017 (24)
- October 2017 (21)
- September 2017 (20)
- August 2017 (20)
- July 2017 (20)
- June 2017 (23)
- May 2017 (19)
- April 2017 (17)
- March 2017 (17)
- February 2017 (18)
- January 2017 (19)
- December 2016 (24)
- November 2016 (23)
- October 2016 (24)
- September 2016 (18)
- August 2016 (25)
- July 2016 (24)
- June 2016 (24)
- May 2016 (19)
- April 2016 (21)
- March 2016 (27)
- February 2016 (24)
- January 2016 (25)
- December 2015 (26)
- November 2015 (23)
- October 2015 (26)
- September 2015 (24)
- August 2015 (29)
- July 2015 (27)
- June 2015 (26)
- May 2015 (23)
- April 2015 (26)
- March 2015 (27)
- February 2015 (24)
- January 2015 (25)
- December 2014 (26)
- November 2014 (24)
- October 2014 (25)
- September 2014 (24)
- August 2014 (26)
- July 2014 (25)
- June 2014 (24)
- May 2014 (24)
- April 2014 (21)
- March 2014 (23)
- February 2014 (23)
- January 2014 (24)
- December 2013 (23)
- November 2013 (24)
- October 2013 (21)
- September 2013 (22)
- August 2013 (26)
- July 2013 (25)
- June 2013 (23)
- May 2013 (26)
- April 2013 (25)
- March 2013 (24)
- February 2013 (25)
- January 2013 (25)
- December 2012 (24)
- November 2012 (22)
- October 2012 (23)
- September 2012 (25)
- August 2012 (23)
- July 2012 (25)
- June 2012 (24)
- May 2012 (23)
- April 2012 (26)
- March 2012 (25)
- February 2012 (23)
- January 2012 (23)
- December 2011 (22)
- November 2011 (22)
- October 2011 (25)
- September 2011 (23)
- August 2011 (26)
- July 2011 (24)
- June 2011 (24)
- May 2011 (24)
- April 2011 (25)
- March 2011 (26)
- February 2011 (22)
- January 2011 (26)
- December 2010 (23)
- November 2010 (26)
- October 2010 (26)
- September 2010 (24)
- August 2010 (30)
- July 2010 (24)
- June 2010 (25)
- May 2010 (22)
- April 2010 (23)
- March 2010 (24)
- February 2010 (23)
- January 2010 (30)
- December 2009 (28)
- November 2009 (29)
- October 2009 (28)
- September 2009 (28)
- August 2009 (21)
- July 2009 (28)
- June 2009 (26)
- May 2009 (21)
- April 2009 (31)
- March 2009 (34)
- February 2009 (31)
- January 2009 (35)
- December 2008 (26)
- November 2008 (22)
- October 2008 (19)
- September 2008 (21)
- August 2008 (23)
- July 2008 (23)
- June 2008 (34)
- May 2008 (37)
- April 2008 (45)
- March 2008 (62)
- February 2008 (57)
- January 2008 (71)
- December 2007 (56)
- November 2007 (59)
- October 2007 (70)
- September 2007 (63)
- August 2007 (80)
- July 2007 (89)
- June 2007 (81)
- May 2007 (98)
- April 2007 (106)
- March 2007 (92)
- February 2007 (93)
- January 2007 (96)
- December 2006 (104)
- November 2006 (128)
- October 2006 (143)
- September 2006 (195)
- August 2006 (118)
- July 2006 (123)
- June 2006 (111)
- May 2006 (95)
- April 2006 (98)
- March 2006 (65)
- February 2006 (47)
- January 2006 (69)
- December 2005 (35)
- November 2005 (67)
- October 2005 (45)
- September 2005 (6)
FIRST
If taxes are your problem, then New Jersey is not the state for you.”….Murphy was ahead of his time … New data released by the U.S. Census shows the Garden State has the highest property tax coupled with the highest assessed value spells trouble for the middle class
As I predicted Congressman Andy Kim is going to try and primary Menendez for the Senate seat. If Menendez actually resigns Kim will probably be appointed by Murphy.
https://www.cnn.com/2023/09/23/politics/menendez-andy-kim-senate/index.html
NJ right wingers must acknowledge and accept that nothing is free. High quality of life is costly.
What, they ain’t never gonna move to a true conservative southern states Kansas? Kentucky? Mississippi? Alabama
Delaware is the cheapest for sure. No income tax, no sales tax, and lowest property taxes.
Of course, there are no major cities to fund, Wilmington DE is only 71,000. We have more people living in Clifton NJ.
The ‘No dress code’ policy for the Senate is a nice look, don’t ya think? Let’s continue to think of ways to dumb down our image.
“With Democrats universally calling for Bob Menendez to resign,
just reminder that George Santos is under indictment for
fraud, money laundering, and theft of public funds and Republicans couldn’t care less.”
Ginkgo’s AI Tool: Owl–from
rjys95 on the Reddit board:
“Ginkgo has developed an AI tool, Owl, to fine-tune enzymes for a specialized role. An expansive data set provides the foundational architecture.”
“The final iteration culminated in a fourth generation where only 100 enzyme variants needed to be tested. The result, which marked the successful completion of this customer program, was astonishing: a 10-fold improvement in enzyme function, verified through meticulous arrayed activity assays and detailed protein characterization.”
Give it a read through and it says it’ll be further propelled by the Google Vertex AI partnership. 10x improvement by Gen 4 is absolutely insane.”
ginkgobioworks.com/2023/09/…
Ives estimates that there is $2 trillion to $3 trillion sitting on the sidelines, mostly held by Big Tech and private equity, and the fascination with artificial intelligence and fear of missing out on an expected surge in that technology will lead to much more. He predicts “the biggest transformational spending wave that we’ve seen in 30 years, since the internet in 1995.”
“It’s the fourth industrial revolution that’s playing out, and its AI-driven. Strategically, companies can’t just sit around and wait,” he said. “There’s a window where if they don’t get aggressive, they’ll miss out on this next wave. ”
9:59 seeing as you literally have the stupidest motherfuckers on earth (Tuberville, et al) repressing simple yet important government functions, “image” is the least your worries you mouth breathing mindless twat.
Very: Murphy is a Democrat. Democrats claim they are the friend of the working men and women, the middle class, and the poor. It seems to be Murphys comment that if taxes are an issue than NJ is not for you would not support supposed Democrats concern for the everyday people.
What a time to be alive. Unbelievable investing opportunities. AI and BIO…two peas in a pod. This 4th Industrial Revolution -the rise of ai and synbio.
The long-anticipated, but delayed, recession on the Canadian economy has finally arrived, according to a new report by Oxford Economics.
Highly indebted households and overvalued home prices are the driving factors leading to a pullback in consumer spending, which has slowed significantly since early 2023 — even with strong immigration, strong job growth, and the remaining spending spree backed by excess pandemic-time savings.
The recession was originally expected to hit in the fourth quarter of 2022, but the economy performed much better than anticipated.
“We doubted the economic strength at the start of this year would last, and the latest data indicates that a hard landing is indeed coming,” reads the report.
“We expect highly indebted households will cut spending as they deleverage and pay down debt, which should put the principal portion of the debt service ratio on a downward trajectory. Rising interest costs will therefore account for the bulk of higher debt service costs, and likely even greater than our current forecast when factoring in the impact of extended amortizations for variable rate mortgage holders.”
America, I guess this is one way of getting rid of your pesky homeless:
A homeless Florida woman who was mauled to death and dragged into a waterway by a huge alligator had been arrested just months ago for trespassing in wetlands. Sabrina Peckham, 41, was found in the jaws of the alligator after being dragged by the 14-foot beast into a canal on Friday in Largo, Clearwater. Her formal cause of death is yet to be determined. Two months before her death, Peckham was arrested on July 14 for trespassing on a county wetland just half a mile from where she was mauled
“I doubled the price of your groceries. I doubled the price of your gas. Now I will double the national debt. Watch me!” — Dementia Joe
repressing simple yet important government functions…
Increasing the amount of crime
Increasing taxes
Producing higher inflation
Creating more shell companies
Enabling our enemies
Inventing new genders
Coddling the media
Opening more of our borders
Increasing National debt
Weaponizing the DOJ
Harvesting votes
Mr. Aguiar had drizzled liquid mercury into the ground in his makeshift gold mine on the eastern edge of the small South American nation of Suriname, just as he had every few days.
The toxic element mixes with gold dust and forms an amalgam he can pluck out of the sludge. Then he sets the mixture aflame, burning off the mercury into the air, where winds spread it across the forest and across borders, poisoning the plants, animals and people it finds.
Left behind is the gold. That part usually ends up in Europe, the United States and the Persian Gulf, most often as expensive jewelry. Or into Menendez’s home as gold bars.
Juice: Delaware has an income tax.
And ya gotta live in Delaware.
Gorgeous morning in SF.
12:09 you make a great point, said no one fucking ever.
Kind of hard to track gold bars as income.
1987 condo says:
September 24, 2023 at 12:51 pm
Juice: Delaware has an income tax.
“Evidence has shown time and again that if you ban something that people need and there is no alternative, you simply drive them into illegality,” Mr. Steiner said.
Yeah, like shelter, food, water.
Delaware. If bricktown was a state.
Beer,
LOL!
We played the Polish kids in Garfield today in the rain.. Funny they kept swearing at the ref and our team in Polish…Two of our kids are of polish heritage so there was some back in forth…spierdalaj and dupek etc…Kids did well we had them 1-0 for until the last 10 minutes and they came back strong to win..
I mean just look at these coaches.
https://scvistula.soccer/coaches/
My brother went to UDEL…I went there one weekend for a visit. Wild Place was the #1 party school in the country.. Needless to say he transferred after year two as grades were crap.
Cumon Phoenix.. Just look at this guy, no Americans work like that anymore. His carbon footprint is probably tiny compared to the average American, and you cannot eat the fish from many places in the USA either our power plants emit lots of mercury…
https://static01.nyt.com/images/2023/09/24/nytfrontpage/scan.pdf
For the nerds out there. I made it to the final level of Zelda and I am headed to Death Mountain.
So I now have to go in front of a panel. Chief Data Scientist, Chief Software Architect, Principal Software Engineer, etc…
Need a reason to make friends not war so hear me out on this. Stack is multi-cloud with the usual preference for AWS. I am expecting lots of questions. They already have the AI digital assistant so I won’t go there. I am thinking of trashing Google, and I mean hard. I spent a lot of time with them and I know their faults.
There is not even a single How-To or Book on Google’s LLM PaLM 2. There is nothing written and I mean nothing.
https://www.amazon.com/s?k=Palm+2&i=stripbooks&crid=1K3NE2KS6GOAH&sprefix=palm+2%2Cstripbooks%2C110&ref=nb_sb_noss_2
Feedback is welcome from all, even the Polish…
Isn’t Death Mountain in the Ukraine?
7:05 it a euphemism for your ex’s snatch.
Is Fetterman the only honest Democrat?
Sen. John Fetterman, D-Pa., has called for Sen. Bob Menendez of New Jersey to resign in the wake of bombshell bribery allegations against him, but so far their Democratic colleagues are being more guarded.
Liquid mercury. I remember playing with that in middle school photography class. We’d put it in the palm of our hands and move our hands to make it roll and also put it on the tables and make it move across the table.
Phoenix
He also had a stroke. Maybe that keeps him from following their playbook on corruption.
Effin Chinese can build more housing than there are people.
Fat Karens complain if there isn’t enough cheese on their nachos.
http://m.timesofindia.com/articleshow/103907156.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst
Criticized Tesla because of all the government subsidies. Is pro union. Buys a Tesla built with non union labor because the Covid vaccine wasn’t available. I’m sure that logic makes perfect sense, just not to me.
https://www.dailymail.co.uk/news/article-12555365/AOC-Tesla-electric-vehicle-union.html#article-12555365
HMB,
Haha. But even though Fetterman isn’t a saint, I think he is better than most of them.
They are like the “thin blue line” where they cover each others misdeeds.
HMB
It’s okay to be Janus faced when you are female.
https://news.yahoo.com/mexico-makes-agreement-us-deport-231548062.html?.tsrc=daily_mail&uh_test=0_00
Feedback is welcome from all, even the Polish…
Google’s offerings are improving, everyone impatiently waiting for Gemini. It’s Amazon that’s 3rd place in the AI race, not Google. Huggingface is great and all, but really, it’s not like that’s an Amazon owned property. Google was always the preference when it came to ML. It’s MS that came out of nowhere (lucky enough to have cash to throw around, and someone ready to take it).
It’s still anybody’s game, though he who has the GPUs is the winner right now.
Latency on Azure OpenAI is still abysmal. Google’s response times have been ticking up. Their newest 32k context models in preview are abysmally slow right now, we were clocking a minute-plus response times.
I’m running llama and falcon on my Lenovo P920 dual xeon dual gpu rig. Don’t have enough gpu ram to run falcon 180b (quantized), but I can run it on 2xCPU (32 cores, 256gb ram). Though “run it” barely eeks out more than 2 tokens a second.
A comment from YouTube-take it for what it’s worth.
Just bought a 2023 Tundra with the 14” screen. Let my son borrow it for the afternoon, he connected his phone to listen to his iTunes. The next day my insurance company raised my rates and added my son to my policy. The email said that a private company showed that my son drove the vehicle. He already had his own vehicle that he was insuring. My insurance company demanded he give all his insurance info and some private info for proof. He declined for privacy reasons and my insurance cancelled my policy. These new vehicles with their tech are on condition that we give up our privacy to enter their world. It’s not worth it people
Yes Grim I was fishing for you. Thanks…
The Polish lads destroyed us in the last 10 minutes of the game today as if it were planned. You could tell they had been passing and communicating since age 5. I would say a level above the kids from other towns, they will go far. We are getting recked…the boys will however learn as the shore leagues are nothing like up north, they are all heart. Like any sport at this age it’s loads of fun.. I am happy you folks even listen..
Juice,
You ain’t seen nothing. When Gator Jr. played, and he was quite good, there was only one team that could not be beat. Every time we played them our head coach and theirs would get thrown out. Once, punches were thrown. As a matter of fact, the Jersey soccer federation would not let us play each other again without outside security hired.
Oh yeah. Elizabeth.
Texas hail
https://pbs.twimg.com/media/F61wS14XQAM_IEr?format=jpg&name=4096×4096
60 Minutes discovered the U.S. is financing more than weapons in Ukraine. The government is buying seeds/fertilizer for farmers, paying the salaries of 57,000 first responders and subsidizing small businesses.
How about the US finance first responders and small businesses in its own country?
Take a look at San Francisco. Chicago. Philly. Our southern border—where we’re invaded daily.
America is falling apart, but we’re sending billions to another country:
https://cbsn.ws/34D1mLY
Anybody’s race, hot off the AI presses:
Amazon to invest up to $4 billion in Anthropic, a rival to ChatGPT developer OpenAI
Anthropic is one of the kings of context. All of these LLM platforms are limited in the real-time knowledge they can consume at prompt-time. The first models were abysmal at a few thousand tokens. Anthropic was one of the first to push past 32k tokens with the Claude 2 model (100k tokens).
Not many companies have had the opportunity to get hands-on with the anthropic APIs yet, they’ve been very guarded with who and how many people they let into the betas. The public version can give you a sense of what it can do, but the web interface isn’t really all that different from GPT4.