From Bankrate:
Study: Americans need a six-figure salary to afford a typical home in nearly half of U.S. states
A combination of high mortgage rates, rising home prices and low housing inventory over the last two years is pushing homeownership further out of reach for would-be homeowners, especially first-timers. To afford a median-priced home of $402,343, Americans need an annual income of $110,871, according to a new Bankrate analysis. That’s nearly a 50 percent increase in just the last four years.
To better understand the housing affordability crunch across the U.S., Bankrate also calculated how much aspiring homeowners need to earn annually to afford a median-priced home in all 50 states and the District of Columbia, compared to four years ago. Bankrate’s analysis found Americans need to earn six figures to afford a median-priced home in 22 states and the District of Columbia. Four years ago, only six states and the District of Columbia required a salary that high to afford a median-priced home.
Curious about your state? Here’s the annual salary you’ll need to afford a typical home in 2024.
First again…
Damn, I’ve been too busy on this laptop too much too early lately…
Anyway chi, yeah, bummer on Red but honestly if they advanced their chances of getting by BC this round would have been likely as close to zero as one can get unless Shane were able to have the game of his life. Shitty ending though with that weak slashing call.
Watched the other games too…No disrespect to Denver or BU and I know their records (including both teams beating BC regular season) but, damn, BC and Michigan are really hitting stride at the right time. Almost feels to me like that semi will be more the ‘championship’ game…
If you haven’t seen that Nazar feed for the fourth Michigan goal over M State pull that up, a beauty. Kid got stuffed trying to dish a weak side pass off his backhand covered by two defenders in a prior game so this time he threads the needle full stride with a between the legs pass through 2/3 defenders across the crease for an easy weak side goal by his linemate…really sweet. Set of balls there, up by only one goal after being down in an elimination game to a team you lost to in the conference championship a couple weeks ago…Think he’s a Blackhawk draft.
Oc1 From yesterday and your comment on the flag. The fact it had to be taken down in the first place is the reason for the “fury”. The fact she changed her mind later is besides the point. It never should have happened.
Sure, most people in NJ got 45% comp hikes over the past 4 years.
Or are they just YOLOing themselves into unaffordable homes?
Anyway, it’s not the median household buying the median home recently.
What would be interesting is to find the household finances of the folks who have been buying the median home. Probably at least upper quartile finances are dominating the buying.
While at it, who is buying bitcoin and stocks lately?
Would be interesting to add the delta from median income to this table.
Example:
https://www.neilsberg.com/insights/new-jersey-median-household-income-by-age/
Head of Household @ 25-44 years, median NJ household income in 2022 – $106k.
This is ~30% lower than the household income needed to purchase a median home.
3b- FDNY has a policy that modified american flags can’t be displayed.
That’s what that flag is- it violates FDNY policy. So the correct spin on this issue is “FDNY commissioner allows firefighters to violate FDNY flag rules.”
OC1 says:
March 31, 2024 at 11:51 pm
“Tempest in a teapot. One guy complained, FDNY commissioner told them to take down the flag…”
You Dem stooges have been making a lot of ‘tempest in a teapot…’ and ‘its a one-off…’ excuses lately. It makes sense; you can’t possibly defend Dem leadership/governance, so all you can do is excuse, deflect and minimize. In addition to OC shilling for the dopey DEI-hire that leads the NYC Fire Dept, who can forget Lib dismissing Laken Reilly’s murder at the hands of one of Joe’s illegals as nothing more than a one-off? And I’m pretty sure you dopes would say the same about SlowJoe partying with FatLizzo and the other vapid celebs instead of paying respects to the family of officer Diller — murdered as a result of the pro-criminal Dems.
Oc1: Fair enough. I was not aware of that.
This may sound crazy but deadpan: If you’re not upper quartile nj hhi, are you even living?
The American Dream on the average American salary must be a nightmare.
45% hike in income in 4 years? Where do I sign up? How are people surviving? The grocery store prices alone are absolutely insane! What are lower income folks with limited assets surviving? This is madness.
What’s crazy is that you have all these high earning couples moving into town that they wouldn’t have previously targeted at all. People just need to be in a house at all costs, and I think it’s wild that you have two income corporate manager and up couples moving into low blue collar towns. It’s like backwards social mobility… and I can’t understand it.
Boomer: Not only that, but they are buying in absolutely miserable locations. One sold recently not far from me for almost 600k. The location is absolutely horrible. Busy streets, backing up to the train tracks, next to a gas station, backing up to a highway, none of those appear to be drawbacks or negatives now. Just don’t see this ending well, but what do I know.
Yeah, grocery prices are crazy. I recently started eating better and dropped 15 lbs in two months. I’m lucky to live next to an H-Mart with decent “cheap” produce. $2.99 for a single large onion or a bunch of dill at ACME aches my bung hole. Costco, costco, costco… all the wild salmon, micro greens, egg whites, shrimp and fruit I can eat.
I was talking to my FIL and reminisced about families having a “dzialka” in socialist times. These were small rectangular garden plots separated by fences where city folk could go and grow/tend/pick their own produce. Def cheaper than a trip to ACME but you can’t pick avocados during an eastern European winter, so tradeoff.
The flag is not to be drawn on by grown men acting like whiny girls looking for attention.
Men used to go to war, never talk about it. Now every time a police officer picks up a stray cat and brings it to a shelter, there are hundreds of posts about what a hero he is.
The flag is to be the flag. No changes, no stripes, no colors added. No designs on it. Not to be displayed for your personal agenda.
EEjits made it personal and political.
The flag is a symbol of respect, honor, and patriotism. It may be displayed on any day of the year according to the following guidelines:
The flag should not be displayed on days when the weather is inclement. The custom is to display the flag only from sunrise to sunset on flagstaffs in the open, but it may be displayed at night—if illuminated—to produce a patriotic effect.
When the flag is hung vertically on a wall, window, or door, the Union (blue section) should be to the observer’s left. When the flag is hung either horizontally or vertically against a wall, the Union should be to the observer’s left.
In a procession, the American flag should be to the right (the flag’s own right) of any other flag or, if in a line of other flags, in front of the center of that line.
When displayed from a staff projecting from a building, the union should be at the peak of the staff.
When the flag is displayed otherwise than by being flown from a staff, it should be displayed flat, whether indoors or out; or so suspended that its folds fall as freely as though the flag were staffed.
When displayed over a street, the flag should be suspended vertically with the union to the north in an east and west street or to the east in a north and south street.
On a platform, the flag should be above and behind the speaker, with the union uppermost and to the observer’s left.
When displayed from a staff in a church or auditorium, the flag should occupy the position of honor and be placed at the speaker’s right as he faces the audience.
When the flag is used to cover a casket, the union should be at the head and over the left shoulder.
The flag and its likeness should be treated with respect. Its image should not be cheapened or tarnished by improper use.
The flag should not be dipped to any person or thing, including government officials—even the President.
The flag should never be displayed with the union (stars) down, unless as a signal of dire distress.
The flag should never touch anything beneath it, such as the ground, the floor, water, or merchandise.
The flag should never be carried flat or horizontally, but always aloft and free.
The flag should never be fastened, displayed, used, or stored so that it might be easily torn, soiled, or damaged in any way.
The flag should never be used as a covering for a ceiling.
The flag should never have anything placed on it.
The flag should never be used for any advertising purpose, nor embroidered on cushions or handkerchiefs, printed on paper napkins or boxes, nor used as any portion of a costume.
I make more of an effort now to go to Aldi. Big differences in prices for basic food stuffs.
Millionaires complaining about food prices. Just imagine how hard it is for those on food stamps.
In other news Taylor Swift was complaining about how much it costs to fill up her Bombardier Global 6000.
I’m so fearful of TikTok, but these dolts kept all of the data and Social Security numbers of 73 million users, plenty of those that aren’t even clients anymore.
Where are the American politicians, the group so fearful of TikTok that they can take a unanimous vote in one week, but can’t seem to do anything about a real problem like this.
They are all on the take. That’s the truth.
The data set appears to be from 2019 or earlier, impacting approximately 73 million current AT&T account holders and approximately 65.4 million former account holders, the company said.
“With respect to the balance of the data set, which includes personal information such as social security numbers, the source of the data is still being assessed,” AT&T said.
Housing prices are what they are because there is a decoupling of its intrinsic vs financial investment value. of what a house is for.
Humans have totally distorted the entire purpose of home ownership.
This winner is in my profession. Pathological liar, but really easy on the eyes.
https://youtu.be/AtQmyZNtXZU?t=671
jj: is that you?
Boomer Remover says:
April 1, 2024 at 9:44 am
$2.99 for a single large onion or a bunch of dill at ACME aches my bung hole.
I’m running 10 raised bed plots so my production is obviously through the roof relative to your average backyard gardener. But having even 1 or 2 can save you hundreds/thousands of dollars and your food will taste that much better.
There are certain crops that are almost zero maintenance. Right about now, you should get a salad mix packet for $1.79 and sprinkle it over any garden plot. It will sprout and give you lettuce for your salads until mid may. Same for snap peas/radishes/onions. A lot of these crops can again be replanted Sep 1 and you can harvest into January.
Herbs? They come back every year. Rosemary, Thyme, Sage, Oregano. I plant parsley, dill, basil yearly.
Last night, I harvested about 5 pounds of broccoli rabe. I get about 10 lbs a week. I sprinkled those seeds out in September last year. Survives all winter. Same for arugula/spinach. Again, zero maintenance. I even sprinkled a bunch of seeds on the edge of the woods down the road and it has taken over.
Asparagus will come up in about 3 weeks, basically 1lb a day as well. In about week, beet seeds go in. I’ll harvest maybe 3 a day by June/July. I’ve got a summer salad mix of Sorrell, Bloody Dock, and Swiss Chard that I’ll plant in a few weeks.
In the summer, I have fruit trees in the ground producing Apple, Peach, Cherry, Pear, Figs. I’m starting to branch out and look at Pecan and Almond trees that can grow here. I already have 2 hazelnut trees.
I do preserve a lot of things in the forms of pickling, canning, and jam so it lasts into he winter. I save all my seeds so it is essentially $0 out of pocket at this point.
3b, Most Germans shop at these so called ‚Discounters‘ – Lidl, Aldi, Norma, Penny, Netto, etc. They are a good deal. We have a Lidl within walking distance of where we live. I don’t know how people survive in the US nowadays. One friend of mine is retired in Valencia, Spain. Another is in Ecuador, although very cheap to live it is a bit dangerous at the moment. The US locomotive seems to be coming off the tracks right now. I don‘t think it will be a happy ending. Every man for himself at this point as the ship of state slowly sinks.
—————-
3b says:
April 1, 2024 at 10:03 am
I make more of an effort now to go to Aldi. Big differences in prices for basic food stuffs.
Explain to me the placement of the stove. I’m a little confused.
https://www.trulia.com/home/926-ringwood-ave-haskell-nj-07420-39783102
The US locomotive seems to be coming off the tracks right now. I don‘t think it will be a happy ending. Every man for himself at this point as the ship of state slowly sinks.
And the Germans should have held their ground and kept the Russian gas flowing to them.
The price they are going to pay for siding with False Friend USA is going to cost them dearly. They had the right plan, should have stuck to it.
When you have lots of hungry mouths to feed, you want to warm up the Chex Mix on those cold days and toss it out the door .
Fast Eddie says:
April 1, 2024 at 10:59 am
Explain to me the placement of the stove. I’m a little confused.
https://www.trulia.com/home/926-ringwood-ave-haskell-nj-07420-39783102
The US locomotive seems to be coming off the tracks right now.
Sort of like a powerless, 100,000-ton freighter hitting a bridge?
Fast: It makes absolutely no sense for a number of reasons. Phoenix’s explanation has to be right.
Need help from the board.
How do I find a good oncologist?
What are good questions to ask?
Phoenix, Whoever blew up the Nordstrom pipeline knew what they were doing, because the German government would have forced the Ukraine into a quick negotiated settlement with Russia. As it was, once the flow of cheap energy stopped the Germans had no incentive to hurry up and stop the war.
The economy here is not doing great either. Is the Western World collapsing? I never thought I‘d see such poor leadership from our elites, but a lot of policy decisions being made appear counterproductive to our own strategic interests.
—————
Phoenix says:
April 1, 2024 at 11:02 am
And the Germans should have held their ground and kept the Russian gas flowing to them.
The price they are going to pay for siding with False Friend USA is going to cost them dearly. They had the right plan, should have stuck to it.
Hold my beer says:
April 1, 2024 at 11:15 am
Need help from the board.
How do I find a good oncologist?
What are good questions to ask?
What is the offending body part? LMK and maybe I can find something out for you.
Chad,
You are on the right page.
Buy stock in Hamburger Helper.
Just don’t jack it up too much.
And after your ten raised beds, start breeding and skinning rabbits.
Anyone got sand?
https://youtu.be/XJru_powbQg?t=1339
Interesting how beaches grow themselves in the summer to prepare for the winter. Unless a human builds something to interfere with the normal process.
Sorry granny, time’s up.
‘While this is a very unfortunate situation, guests are responsible for ensuring they return to the ship at the published time, which is communicated broadly over the ship’s intercom, in the daily communication and posted just before exiting the vessel,’ the statement read.
The group consists of seven Americans and two Australians, four of whom are elderly, one has a heart condition and another is a paraplegic. There’s another married couple from Delaware and the wife is pregnant.
Another 80-year-old woman was left behind after being hospitalised on the island with a concussion following a tour.
It is believed that she was left without any money or her belongings, and none of the other passengers have their medications or credit cards.
The Campbells have spent more than $5,000 on food, toiletries and hotels for the group as they are the only ones with a Visa card.
With help from the U.S. Embassy in Angola the group is flying to Gambia on Sunday, but they they can only re-join the cruise if the Norwegian approves their request.
So far, the group has heard nothing back at all.
A spokesperson from Norwegian Cruise Line said the guests missed the last tender back to the vessel, not meeting the ‘all aboard’ time of 3pm local time.
Wait for meeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee.
Phoenix
Breast. Going in for the meeting today
Another suicide by train, this morning, 42 year old man from Dumont.
“And I’m pretty sure you dopes would say the same about SlowJoe partying with FatLizzo and the other vapid celebs instead of paying respects to the family of officer Diller — murdered as a result of the pro-criminal Dems.”
SmallGov-
About 200-ish police officers were murdered in the US while Trump was president.
How many of those funerals did he attend??
Phoenix, my grandfather did rabbits. My wife and I talked about it as we eat rabbit at least once every few weeks. Might go chickens/ducks as well. Although, in my communist town, you are forbidden to butcher your own livestock.
OC1 says:
April 1, 2024 at 1:18 pm
“How many of those funerals did he attend?”
You missed the point(s) — deliberately, no doubt. When’s the last time T — or any Rep prez — partied with insipid dingbat celebs while a service for a slain police officer was being held 10 miles away? Never! When’s the last time a police office was slain by a thug that had been arrested 20+ times, but was on the street because of pro-criminal, score-settling policies enacted by Republicans? Once again, never! Make no mistake, Joe’s handlers hate the police and love (urban) criminals.
Phoenix,
Interestingly my wife and I yesterday booked that same exact cruise in November with the Norwegian Dawn. It goes from Barcelona to Kapstadt and I‘ll tell you what, we’ll only be taking excursions offered by the ship!
I saw an updated article on the people who were stranded. A coast guard vessel brought the stranded passengers to the cruise ship which hadn’t departed yet. The captain of the cruise ship refused to let them board. That is pretty lame, especially knowing the difficulties these people would have getting to the ships next port without having their immunization records and other paperwork on them.
Anyone do a passport renewal recently? Trying to get an idea on how long they are currently taking.
F.Eddie,
I don’t know anything about Haskell, NJ, but when I saw that photo of a sign for the “TOWNE” center. I know this place must exude prestige, with a deli mart that has apparently been granted a royal charter by the King (Charles?), near six vacant spots. With that stove placement, you can walk in your front door and your wife need not interrupt stewing the cabbage to give you a peck on the cheek, and you’re home.
3b,
I did a new passport late last year, paid extra for expedited. Maybe two-three weeks. Don’t remember exactly because I didn’t even have anything I specifically needed it for at the time.
No one: I just need to renew ours which are expire until the Fall. However, many countries now require passports be renewed 6 months prior to expiration. Thanks.
Covid ruined a lot of things. Including being able to walk into the NYC passport office downtown and walk out with a passport by lunchtime that day.
Ah, a gem of day here in southern calif – sun shining, cool breezes….gorgeous.
Hearing some rumblings about remorseful Flawda buyers.
Too bad, extreme humidity and rampant stupidity aren’t all they are cracked up to be.
To hell with the stove, what the f is going on with that fridge alcove thing.
We are in Florida now. i’m not sure why so many old people are enamored by the state. I was swimming in the pool with the D. in my mom‘s active adult community. Every single conversation was about two things. Medical ailments, and Jewish related stuff. The community is definitely turning over a lot more people in their 60s than in their 80s. It’s kind of sad actually.
We are mini golfing our way across the state. Tomorrow we go to Castle golf, which is supposed to be the best course in Florida. We recently went to the Tiger Woods developed and designed golf place called popstroke. It’s like mini golf on steroids. Not only is the course super hilly and nothing is cement but you can order food and drinks to be delivered to you while you’re playing. You keep track of your score on an app and they have daily weekly and monthly leader boards of course half the people are cheating on them, but Who really cares. The bigger issue is that a cost $35 per person to play a single round on the weekend. The four of us with one kid was like $130 after tax I did the back of the envelope math on that place And tiger is obviously making about $2500 an hour per facility. That does not include the restaurant or drinks.