Buyers bet big on staying home

From HousingWire:

Home prices accelerating in areas without mass transit

As more of the country moves to permanent work-from-home arrangements, home prices in car-dependent areas have risen twice as fast as those in transit-accessible areas, according to a recent study by Redfin.

The median home-sale price in car-dependent areas, nationwide, has increased 32.8% to a record $418,100 since January 2020, while it has risen 15.6% to a record $540,500 in transit-accessible neighborhoods.

Suburbs, rural areas and small towns have been hot since the beginning of the pandemic, with Redfin searches for rural areas and small towns spiking last spring and housing markets in the suburbs heating up more than other neighborhood types throughout 2020, according to Steven Majourau, a Redfin agent in California’s Central Valley.

“Since the start of the pandemic, there has been a huge influx of people moving out here from the Bay Area, and the reason is simple — the houses are bigger and the prices are lower,” Mojourau said. “For most people, the tradeoff wouldn’t have been worth it two years ago because of the hours-long commute into San Jose or San Francisco every day, either by train or by car. With remote work, buyers can prioritize the actual home above its proximity to transportation.”

The report is based on data that rates locations based on how convenient they are to public transportation. A place is deemed “transit accessible” if public transit is convenient for most trips; “car dependent” means there are limited public transportation options.

States with larger — and cheaper — lots have grown in popularity for would-be homebuyers in the last 18 months, as well. UtahColoradoIdaho and Arizona have become go-to destinations for many Californians and West Coast transients, in particular, as companies allow employees to live anywhere with an Internet connection. That often means moves to cities with lower home prices, according to Daryl Fairweather, Redfin’s chief economist. 

“Remote work has allowed many homebuyers to leave cities for far-flung suburbs. Those suburbs often lack public transit, so new residents drive more often,” Fairweather said. “Hopefully, a less frequent commute will mean fewer hours behind the wheel. But as offices reopen, we may see commuters who used to live in the city and use public transit spending more time driving and emitting more carbon. Governments need to plan for this new reality and start providing more green transit to areas outside of major cities.”

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318 Responses to Buyers bet big on staying home

  1. grim says:

    And the flip side, from Bloomberg:

    NYC Needs the Commuting Crowds That Have Yet to Fully Return

    At least twice in the past two weeks, Lincoln Tunnel traffic was so light that the Port Authority of New York & New Jersey cut operating hours for the 2.5-mile bus-only lane, a rush-hour necessity since 1970. Swaths of New Jersey Transit train seats are unoccupied, while New York City’s subway breezes around town with less than half its typical passenger load.

    Sixteen months into a pandemic-fueled remote-work revolution, New York City’s famously cutthroat commute remains a relative joyride. While the thinner crowds can be an upside for riders, mass-transit operators face a harsh truth: Packed trains and buses are the systems’ lifeblood, and they need the masses to return before billions of dollars in federal budget aid run out around 2024.

    Before Covid-19 struck, 20% of the city’s workforce, or almost 1 million people, came from the suburbs. Now, even as vaccination rates rise and back-to-work mandates by Goldman Sachs Group Inc. and other Wall Street firms accelerate, many office workers are slow to resume some of the nation’s most expensive and time-consuming commutes.

    “People who are going in now a few days a week, you ask them: `Is that for the summer?’ And they say, ‘No. This is a new way of life,” said Jonathan Zaback, 47, of Freehold, New Jersey, co-founder of Impact Partners LLC, a nine-employee public-relations firm that gave up its leased downtown Manhattan offices as a result of the pandemic.

    The Federal Reserve Bank of New York, in a June 18 research paper, predicted that a quarter of the region’s white-collar employees will do their jobs mostly from home after the pandemic is over. A Partnership for New York City poll in a June report revealed that 71% of employers said they would offer hybrid office/home schedules.

  2. dentss dennigan says:

    second

  3. Fast Eddie says:

    Utah, Colorado, Idaho and Arizona have become go-to destinations for many Californians and West Coast transients…

    What about East Coast? If you live in the NY/NJ/CT area, where are people going? Upstate NY? Pennsylvania?

  4. No One says:

    Florida and Wyoming?

  5. Fast Eddie says:

    Florida I get but Wyoming? I’ll do a search and see.

  6. The Great Pumpkin says:

    I pray to god this ends well. If the public transit system dies, the repercussions for the economy will be enormous. This might really lead to a Great Depression during the next bust. If all these people just stay at home, so much less spending in the economy from transportation spending to small businesses. Talk about deflationary. 3B those savings you always speak of are deflationary. Scary stuff.

    This movement from cities to far flung suburbs in search of cheaper and bigger homes seems to always happen during a housing boom. The scary part for these current buyers; these are the places that get slammed the hardest in the bust.

  7. Fast Eddie says:

    Three New Jersey regions also ranked among the nation’s top five metropolitan areas with outbound moves: Bergen-Passaic (81% outbound), Trenton (76% outbound) and Newark (72% outbound). The study also revealed that the COVID-19 pandemic factored into and accelerated many decisions to move.

    The top outbound states for 2020 were: New Jersey, New York, Illinois, Connecticut, California, Kansas, North Dakota, Massachusetts, Ohio, and Maryland.

    Among the top inbound states were: Idaho, South Carolina, Oregon, South Dakota, and Arizona.

    https://njbmagazine.com/njb-news-now/nj-tops-most-moved-from-state-ranking-again/

  8. The Great Pumpkin says:

    Wherever they can get a bigger house with more land for cheap. It’s comical. Lemmings.

    Fast Eddie says:
    July 12, 2021 at 8:52 am
    Utah, Colorado, Idaho and Arizona have become go-to destinations for many Californians and West Coast transients…

    What about East Coast? If you live in the NY/NJ/CT area, where are people going? Upstate NY? Pennsylvania?

  9. Ez says:

    9:22 mostly retiring public employees looking to cash out and live with lower taxes.
    If you think a teacher can retire and continue to live in NJ on a pension, have at it.

  10. Fast Eddie says:

    Pumpkin Seed,

    Everyone doesn’t have family money handed to them or have a job in the public sector fueled by high taxes.

  11. Chicago says:

    I guess those North Dakotans didn’t relo far away.

  12. The Great Pumpkin says:

    Fast,

    When I refer to lemmings, I am just mocking group think herd mentality that always ends badly. I’m not mocking someone’s financial situation. If you are moving for financial reasons, more power to you, I just don’t understand why you would want to move to some rural or small town in the middle of nowhere.

    A lot of these people are not going to like it. Then again, if you only want to be locked up in your house all day talking to people through screens, I guess the rural setting makes sense, esp from a cost perspective.

  13. The Great Pumpkin says:

    Just look at this. What conclusions could you draw?

    First thing that shoots out to me: movement from all positions of economic strength to much weaker economies.

    Demographics? So what is the age group? Are these retirees who are done making money and cashing out? Are they rich or poor? That will tell us exactly what this is all about.

    “The top outbound states for 2020 were: New Jersey, New York, Illinois, Connecticut, California, Kansas, North Dakota, Massachusetts, Ohio, and Maryland.
    Among the top inbound states were: Idaho, South Carolina, Oregon, South Dakota, and Arizona.”

  14. Phoenix says:

    Ez,
    She can if she is married to a cop.

    “If you think a teacher can retire and continue to live in NJ on a pension, have at it.”

  15. Fast Eddie says:

    I just don’t understand why you would want to move to some rural or small town in the middle of nowhere.

    As you get older, your priorities change. Your needs, wants and desires change. Your way of life becomes simpler and you become okay with it.

  16. BRT says:

    Phoenix, you are right about pedos trying to infiltrate the schools. I personally know of 4 instances, 3 in the schools I worked in. But the difference is, the other teachers won’t run cover to protect them or justify their actions. We turn them in. And the worst part is, they don’t even get fired by admin. They are allowed to resign and move on to the next school.

  17. The Great Pumpkin says:

    I wouldn’t disagree. Only thing I think you have wrong, it’s all retirees, not just public employees. Believe it or not, a lot of public retirees end up in places like Brick and Tom’s River. I guess the pricing is pushing them out of that area too.

    Ez says:
    July 12, 2021 at 9:33 am
    9:22 mostly retiring public employees looking to cash out and live with lower taxes.
    If you think a teacher can retire and continue to live in NJ on a pension, have at it.

  18. 3b says:

    Typical east coast arrogance. I know plenty of people who have lived in the suburbs their whole lives, they may work in NYC , some don’t. Commute into the city before WFH and maybe go in once a year with family during the holidays. Down the shore in the summer , and maybe have visited a few other states in their life. They can be just as provincial and narrow minded as the people in the rural states they make fun of.

  19. BRT says:

    lol, yes, living the dream. Retiring in Bricktucky

  20. Fast Eddie says:

    Toms River and Bricktown… ugh. There’s just zero chemistry there… no heritage, nothing. More affordable perhaps but now very crowded and just lacks personality. I can’t explain it. To each, her/his own but these are the last places I’d go. My first house was just south of Toms River as my family had a 2nd home there since 1978 until I bought my own house in the mid 1990s. I lasted two years before I was ready to hang myself.

  21. The Great Pumpkin says:

    Makes sense.

    I don’t expect any retire to stay in nj unless you are rich, or can’t leave your family. Otherwise, it is what it is…nj is a great place to raise your family and live your middle age years. It’s no place for the old (that’s why Florida is filled with old people, Carolinas becoming Florida no 2).

    I have no problem paying my property taxes because my child goes to a good public school that would cost me a lot of money somewhere else. She is in a safe setting that would cost me an arm and a leg in another state as they have very limited inventory of nice safe areas.

    NJ, Conn, MA, MD, and NY (nyc metro, not upstate) are ideal locations to raise a family, IMO. Forgot Philly suburbs and Virginia (around DC metro). Those are all top notch locations to raise your family, and that’s why they all cost an arm and a leg. These are not locations to retire unless you can afford it.

    Every state has elite locations that are on par or better for raising your family than the locations I listed, but they are super expensive and elite (hello Cali!!) I’ll save my daughter from that elite crowd that won’t accept us and raise her in a great setting right here in Wayne NJ.

    My point. If you are young and have a family, don’t leave these areas for a cheaper location, you will most likely regret it. I’m sorry, raising your child in north jersey is optimum compared to a location like Florida. Not saying you can’t raise a family there, but it’s just not the same.

    Fast Eddie says:
    July 12, 2021 at 10:00 am
    I just don’t understand why you would want to move to some rural or small town in the middle of nowhere.

    As you get older, your priorities change. Your needs, wants and desires change. Your way of life becomes simpler and you become okay with i

  22. Fast Eddie says:

    What do you guys know about Asheville, NC? Anyone familiar with the area?

  23. JCer says:

    Pumps, people run don’t walk away from NJ when they retire even if they are loaded maybe they’ll keep a beach house or condo in NNJ but officially they are no longer residents ESPECIALLY the wealthy. There simply is no reason to pay income tax anymore, once your income is totally derived from investments paying NJ no longer makes sense. When you are working it is one thing, once retired it makes zero sense, 6-10% of my income to call NJ home for 183 days is too high a price to pay. This is the problem with misguided government spending at the state level people can vote with their feet.

  24. Phoenix says:

    BRT,
    The schools have a system in place just for that don’t they, the turning them in?

    Discussions counselors, admin?

  25. Phoenix says:

    Jcer,
    You are right. The boomers. They run with their state pensions. The ones they lobbied to pad. The ones that they refused to fund with property tax, always wanting a tax break. Basically walking into the Bank of the pensions of NJ, putting in three dollars, and taking out thirty thousand.

    They left NJ and the 200 BILLION dollars of debt they placed on the current residents.

  26. Phoenix says:

    Karen at the Short Hills Mall.

    https://youtu.be/u5g9K0xY0-g

  27. Phoenix says:

    Part 2 is like my ex wife. Acts like this, calls police who escort ME out, then gets a restraining order against me after I was the one attacked.

    Gotta love the system.

    https://www.reddit.com/r/PublicFreakout/comments/oim9r1/seems_like_a_new_scary_movie_concept/

  28. Hold my beer says:

    Fast

    I was only there for 2 days. We liked it much better than Pigeon Forge/Gatlinburg area on the other side of the Smokes in Tennessee. I remember we had very good BBQ and there are lots of scenic stops along the nearby Blue Ridge Parkway. Asheville reminded me of a huge Red Bank. Gatlinburg was more like the jersey shore tourist trap beach towns except it was next to a mountain range.

  29. Fabius Maximus says:

    Name that Tune!

    Well, it was Gatlinburg in mid-July
    And I’d just hit town and my throat was dry
    I thought I’d stop and have myself a brew
    At an old saloon on a street of mud
    There at a table dealin’ stud
    […]

  30. Nomad says:

    Asheville was a hippie town and a fair amount of that vibe remains. We considered it as well. A bit small, some very good places to eat of which one was a guy who was a chef at PerSe. Not inexpensive any more as it is very popular. More plates from NJ and Broweard county.

    Temperate climate. One or two days a year that a snowstorm will prevent you from driving but winter weather usually well above freezing. Summers not as hot due to elevation. Get off the beaten path and you will realize you are not in NJ anymore. East Coast conservative and southern conservative ain’t the same. You may see a billboard with a merchant offering “the states largest selection of AR15s”. If you travel down to take a look, be prepared for bumper to bumper all the way down 81.

    12 bones barbecue has great food. I prefer dry rub. Curate was good too. No idea about schools. I know people that did the Montessori thing and were very happy.

  31. Fast Eddie says:

    Nomad and Beer,

    Thanks for the insight. Schools are not a priority any longer. It sounds like a cool place.. a nice mix. I like the fact that it has four seasons, mountains and a bit of a city vibe.

  32. Ez says:

    Was up in Mammoth over the week last week.
    It was perfect – works class skiing – resort town feel.
    Same elevation as Vail. In the summer they switch to downhill mountain biking.

  33. Ez says:

    Was particularly impressed with the little town of Bishop
    A little town filled with life and saloons, shops, small businesses.
    On the flats at about 4 feet. The Sierras surrounding you
    in a fertile valley.

  34. Ez says:

    *4000 feet above sea level. With Mammoth being at 9000.

  35. Bystander says:

    Ed,

    Not an expert. Spent a few days in Asheville years ago. From my recollection, it was cool, chill artsy town. Sort of hippie hot spot for NC. If you like the Dead then a good fit. Been through Smokies twice. I have been to Pigeon Forge/Gaitlinburg as well and it is Jesus, guns, Dollywood, go-karts, waterslides and no beer..no thanks. There have been mega-golf retirement communitiues built along NC/TN border. Got crushed during 2008 collapse. Probably recovered. It is on my list of retirement areas for sure.

  36. Libturd says:

    The only problem with Mammoth is occasionally they don’t get much snow. Also, the view (parched earth) from the peak is pretty weak when compared with other high elevation resorts. They make some snow, but the resort is weak when mother nature doesn’t contribute. Agreed, Bishop is pretty cool cowboy town.

  37. Libturd says:

    In 2011, they got 1″! Even 2019 had 150″ which is pretty sad as it gets warm enough at the base for too much melt off (it often hits the 50s in February). Sort of like the Salt Lake City resorts in March. Alway great at the peak, but corn snow mid mountain down.

  38. Fast Eddie says:

    Bystander,

    It sounds like a promising place to move to in the next few years. I may consider it. Thanks for the insight.

  39. Bystander says:

    “I pray to god this ends well. If the public transit system dies, the repercussions for the economy will be enormous.”

    Pray to your god, Oz Powell. Your great crystall ball, Nostradumbass, has been held up by their enormous debt levitation game. This Sept will be the tell-tale sign to get out of area. If you don’t see major hiring and wage increases in white collar jobs then GTFO. NYC will be toast. You don’t want income tied to commercial RE in NYC. Rents will slide and many small businesses/food won’t survive lack of lunch time demand. You also won’t see bars/restaurants staying open late. It is absolute crickets on LinkedIn right now. Change my profile everyday and was getting 3 recruiters a day contacting me. June saw a huge slide down in contacts, mostly bots. July has been absolutely nothing. People enjoying summer, sure but fall is coming and it is game on or game over for NYC.

  40. Bystander says:

    I also think there is a big shift in terms of companies in desperate need of people who will physically travel. I had my old boss try everything to get me into his company but it did not work out. He said they liked me but they went internal and he shared feedback but in the HR notes, it said “not committing to travel 4 out of 5 days a week”. That was really the deal-breaker. I told him light travel and he tried to assure me 10-25% with Covid but when I got on interview they asked in open to 80% travel. No f-in way. There will much higher risks to travel in future. Their company reduces GL/ accounting overhead with simplied transfer pricing models and profitability & performance modules on Saas/Cloud. He said business in high demand. No doubt but for just 25% pay increase I am not travelling away from my family 4 days a week. Expect this to be issue going foward.

  41. Libturd says:

    Agreed Bystander. We went from massively busy to dead. The Fall will be telling. Earnings season is about to start, lead by the banks. I still expect the rest of this year to be strong for the market. Next year? Not so sure.

    What is everyone’s take on this advanced Child Tax Credit. A lot of people are going to owe a shitload of money come next April, no?

  42. 3b says:

    Lib: There is a lot of talk that the Child tax credit may become permanent. For some it will be welcome, and will be spent on their children, for others it will be abused and spent on themselves.

  43. Juice Box says:

    Stimmy money is draining now from the economy quickly folks and in a few short weeks so the extended unemployment will end.

    CPI comes out Tuesday, retail numbers will look bad, consumer spending comprises 70% of GDP.

    Anecdotal – I just drove by the large GM Dealer by me their inventory is literally 10 cars, it looks like they are closed…..but they are open. Tons of new GM vehicles sitting in Mexico and and at other US assembly plants built shy of the final parts needed to complete them because of a global semiconductor chip shortage. There is supposedly 15,000 light-duty full-size pickups parked at Fort Wayne Indiana alone.

    This won’t be good for GDP auto is a pretty good size component of consumer spending.

  44. grim says:

    (CNN) — Poll of the week: A new Gallup poll finds that 59.2% of Americans say they’re thriving. Additionally, 73% of Americans said they experienced enjoyment for a lot of the previous day.

    The former is the highest rating Gallup has ever recorded on the measure dating back to when it was first taken more than 13 years ago. The latter is the highest since the coronavirus pandemic began early last year.

  45. Phoenix says:

    global semiconductor chip shortage.

    Whose fault is that?

  46. Juice Box says:

    Here is how you spend stimulus money.

    In-home vaccination is now available in NYC to *everyone* aged 12+.

    You can select which one you want too at no cost. No questions asked about immigration status either.

    https://forms.cityofnewyork.us/f/home

  47. Bystander says:

    Grim.

    Post covid bliss poll. Honestly last two weeks almost felt like return to normal.

    Eddie Murphy say (talking about woman withholding S3x before marriage):

    Because you waited
    five months for it.
    lf you’re starving and somebody
    throw you a cracker,
    you gonna be like
    “Goddamn, that’s the best cracker
    I ever ate in my life!
    “That ain’t no regular cracker, was it?
    What was that, a Saltine?
    “Goddamn, that was delicious.
    “That wasn’t no Saltine. That was…
    That was a Ritz. That wasn’t a Ritz?

  48. Juice Box says:

    re: “whose fault?’ Chip Fabricators sold the excess capacity to someone else, the foundries never slowed down as capacity utilization at Fabricators runs near 100% to be profitable and they run 24 x7 meaning they are shipping as much as they can make, they won’t slow down ever they will just sell the chips to someone else.

    Automotive operates in a just-in-time environment, and their chip ordered were canceled orders, poor planning on the Auto companies part for sure.

  49. 3b says:

    Juice: In 1990 apparently 37 percent of all chips manufactured world wide were in the USA: today it’s 12 percent. Thank you American corporations.

  50. Grim says:

    My brother was telling me there is a fab up in Bergen – Rockleigh maybe.

  51. Fast Eddie says:

    My brother was telling me there is a fab up in Bergen – Rockleigh maybe.

    Crestron?

  52. Juice Box says:

    There are a bunch of old IBM fabs in NY that were sold to GlobalFoundries.

  53. Libturd says:

    I bet we make the most chocolate chips.

  54. Juice Box says:

    Interesting thing is the fabs in Taiwan that make the auto chips are all paid for, long time ago, beased on older tech 200 nano meter and larger as most auto needs do not need cutting e edge chips for except for self driving computers for TESLA or Waymo etc.

    TESLA switched around a few times with their computer hardware, the latest tech used in self driving is being made now by Samsung for the Tesla 3.0 computer supposed to be based on the at 5 nano meters tech. Tesla put a processor, a graphics card, a neural processor, as well as a bunch of other things you probably didn’t even know existed onto this single chip. They will need that much processing power for it to work, something like 127 million transistors per mm2. Tesla’s new HW3 chip can do 144 TOPS (terra operations per second). The cameras on a TESLA send data in huge volumes 2.5 billion pixels per second, which roughly equates to 21 Full HD 1080p screens at 60 frames per second.

    Tesla home grown chip designs may have the advantage here the design is now out there in beta customers (employees mostly) for self-driving level 4.

  55. The Great Pumpkin says:

    *LUMBER FUTURES FALL TO $712.90 IN CHICAGO, ERASING 2021 GAIN

    *S&P 500, DOW, NASDAQ COMPOSITE & 100 CLOSE AT RECORD HIGHS

  56. Grim says:

    You can’t get shitty 1980s-era op amps anywhere.

  57. Grim says:

    We are talking about chips that cost pennies – this is the shortage.

  58. Juice Box says:

    Yes the microcontrollers for cars. 30% of the world’s capacity to make them went up in smoke with the fire at Renesas foundry in Japan on March 19. Plant is supposed to be up and running again now.

  59. grim says:

    Need to buy a bigger still, have been waiting for copper and sea freight rates to fall

  60. Bystander says:

    Dufus, why are you so stuck on lumber? It went nuts and even coming back down, there is still this:

    Homebuilders like Brad Olinger had to tell customers the price of their new home was going up by $30,000 or more just because of wood prices.

    “It was $400 a year ago, and now it’s up to $1,200, so it is 3 times the cost,” Olinger said.

    While lumber is a bit more affordable again, don’t expect a dramatic drop in the price of a new home.

    Other prices on things like drywall, copper and steel remain near all-time highs, meaning the cost of constructing a new home is still higher than a year ago

  61. Juice Box says:

    Yeah copper highest prices ever. The world’s largest copper mine is recycling of copper, or painted rocks.

    Check out this copper heist. Bloomberg even did a cartoon with the Hamburglar McDonalds character.

    https://www.bloomberg.com/features/2021-painted-rocks-copper-heist/

  62. Juice Box says:

    Bystander – recruiter for a NYC company just pinged me says companies are desperate as the talent market is going through an upheaval due to changing work dynamics.

    Friend of mine from NJ just took a gig for a large top 20 on Fortune 500 out of downtown Chicago. This normally would not be a WFH position because well leadership is needed in person to manage the programmers and projects according to some people around here. Pre-Covid he would have had to relocate to the windy city…..Not Anymore.

  63. Juice Box says:

    BTW -the copper painted rocks story above, love the twist about the Chinese trading firm discovering they had fake insurance polices. Most likely from fake Chinese insurance brokers.

  64. crushednjmillenial says:

    Pumpkin at 9:16 . . .

    “If all these people just stay at home, so much less spending in the economy from transportation spending to small businesses. Talk about deflationary. 3B those savings you always speak of are deflationary. Scary stuff.”

    More WFH means less spending on public transit, parking, work clothes, lunch out, and daycare. But, by and large, Americans will just spend it on something else. They’ll take the savings and plow it right into home renovation, more expensive cars, more expensive vacations, more restaurant dinners out, they’ll pay for more of their childrens’ college, wedding, or home purchase costs. They’ll buy a bigger boat or a three-wheeled motorcyle; they’ll get an orange theory membership and attend the classes.

    But, anyway, from skimming the news, I think the current media narrative is that employers are being less amenable to WFH than was expected in the midst of the pandemic.

  65. 3b says:

    Crushed : As for WFH I think it’s the opposite, more companies are becoming more receptor resigned to WFH, as employees want it.

  66. The Great Pumpkin says:

    Crushed,

    You are right. It will just go into housing. From the pumpkin clone article I shared yesterday.

    “If the cycle is so regular, why does no one see it? Because no one grasps the law of economic rent or focuses on land as a distinct factor of production. There is a blindness in economics to the central role of land in the economy. But investors who understand the land cycle have a tremendous advantage.”

    “The rollout of new technology always accompanies, and to a certain extent drives, the boom of the second half of the cycle, often linked to improved transportation, communications, or consumer spending. History is full of examples: the railways; electrification and telephones; cars; aeroplane travel; personal computing; the high-speed internet. Such technological development produces massive advances in economic productivity, cuts the costs of doing business, gives rise to vast new industries and increases demand for space in new locations.

    In our era several innovations could accompany the boom of the 2020s: high-speed mobile-internet connectivity with 5G networks; decentralised finance; automated manufacturing and transportation; biotechnology and smart cities, to name a few. Underneath it all, however, land always takes the fruits of progress.”

    https://apple.news/AgdJj3Sa2TpuhyCKzL4FjNw

  67. The Great Pumpkin says:

    3b,

    Maybe you are right, the future is WFH. I just don’t see it. I think it’s only short term trend coming from the pandemic. Bottom line: businesses use every competitive edge they can, and long term, a remote workforce is a disadvantage for them if companies like GS are still in person. I’m sorry, no matter what the technology is, nothing can replace in person collaboration. There are so many natural instincts going off in an in person interaction that we aren’t even aware of that make communication easier and faster. No machine can replace those natural chemicals going off due to in person human interaction that took thousands of years to develop through evolution. You just don’t throw that away…and the capitalists won’t. They will continue to feed off it like they always have.

  68. Libturd says:

    Jesus blockhead.

    It’s not always black and white! It will be a blend of the two. Your problem is that you always think it has to be one or the other. If you actually shut up for five seconds, you might be able to learn something.

  69. 3b says:

    Lib: His blind hatred of WFH consumes him.

  70. Libturd says:

    There’s not much space to consume. A thimble comes to mind.

  71. crushednjmillenial says:

    Used car shortage . . .

    At the link below is the least expensive car listed in north nj on autotrader.

    It is listed at $1300. It is a 2004 Honda Accord which has 300k miles and is spray painted to resemble an amercian flag, kinda. Interesting carfax . . . this car started out its first seven years and 100k miles being driven by two owners down the shore. Then, it was sold to someone in the Irvington area that got into five car accidents with it and ran it for 150k miles. Then, its fourth owner drove it around newark for 50k more more miles before selling it to a hood dealership in Paterson where it is now presented for sale.

    It’s interesting to think about the cars that have been resurrected during this used car price run-up. I’d imagine a lot of rusting “classics” have been sold off after sitting unused for years, repaired, and on the road.

    https://www.autotrader.com/cars-for-sale/vehicledetails.xhtml?listingId=590946834&zip=07601&referrer=%2Fcars-for-sale%2Fsearchresults.xhtml%3Fzip%3D07601%26city%3DHackensack%26listingTypes%3DUSED%26sortBy%3DderivedpriceASC%26location%3D%255Bobject%2BObject%255D%26incremental%3Dall%26state%3DNJ%26firstRecord%3D0%26marketExtension%3Dinclude%26relevanceConfig%3Ddefault%26searchRadius%3D25%26isNewSearch%3Dfalse&listingTypes=USED&numRecords=25&firstRecord=0&searchRadius=25&makeCode1=HONDA&modelCode1=ACCORD&clickType=listing

  72. Ez says:

    We just traded a Mercedes we bought a couple of years ago.
    It was a decent car but somewhat quirky. Wife wanted to return
    to Volvo and we picked up a very nice xc60 over the weekend.

  73. Chicago says:

    You have said in the past that your wife had a nice Volvo. Did she ever ask whether you want to ride in her Mercedes?
    https://m.youtube.com/watch?v=lQS0t5Hdc6M

  74. grim says:

    Brother in law sold his year old pickup truck for more than he paid the dealer…

    Figure that one out.

  75. Hold my beer says:

    Perfect spot for the next get together.

    Grim. Any room to add something like this to your distillery?

    https://www.vikingaxethrowing.com/

  76. grim says:

    Yes the microcontrollers for cars. 30% of the world’s capacity to make them went up in smoke with the fire at Renesas foundry in Japan on March 19. Plant is supposed to be up and running again now.

    This is a small component of the story, not the whole story.

    Much of the fab capacity for “boring chips” is old, and fixed. As manufacturers scaled back orders due to the uncertainty of the pandemic, the fabs shut down or shifted to producing what was selling (consumer electronics).

    Now everyone wants to place huge orders, sorry, but the fabs can only run so fast, and there is zero appetite to scale capacity, as the spike is transitory.

    So as the fabs came back online, they are going to make the most profitable chips for those willing to pay the highest prices first. They could care less about huge commodity orders at low profitability. They have an opportunity to make money, so they’ll make it.

    My brother’s company was able to get what they needed just recently, and given the opportunity to place an order, I think they ordered 3x what they needed, screwing over other manufacturers of similar products.

    Most manufacturers are crying over paying 8 cents for a chip they used to pay 3 cents for. We’re talking about this being super high tech, but the parts we’re talking about being produced are incredibly cheap. Agility a huge factor too, I think my brother said they had to make the decision to buy the stock immediately. The phone rang, yes or no. Pretty sure GM would never be able to operate in this kind of environment.

  77. Phoenix says:

    Bean counters. Penny wise, pound foolish.

    Most manufacturers are crying over paying 8 cents for a chip they used to pay 3 cents for.

  78. Phoenix says:

    I think I may have posted this before about the chips, if so, sorry.
    https://www.youtube.com/watch?v=SUfjtKtkS2U&t=3s

  79. grim says:

    One of the chips I’m talking about is the TL072, the defacto standard op-amp used in every high end analog audio device made (almost). Released in 1978.

    We’re talking 1978 technology, still used nearly everywhere today.

  80. Nomad says:

    So if I make cars and need 300 chips per car, I am not willing to pay an additional $.05 per chip, $15 total? Is GM that dumb?

    TSMC was building two 5nm factories in the US correct? And then they, with help from Uncle Sam decided to add a 3nm fab. Are these typically military applications?

  81. The Great Pumpkin says:

    Look at the impact of supply and demand on the used car market..now apply it to the housing market.

  82. The Great Pumpkin says:

    The sentiment of the business owners moves further and further away from WFH/hybrid in the headlines as each week passes. During the peak pandemic, WFH talk reached its heights. It has slowly went the other way ever since.

    My take. The owners don’t want to anger the public and look like bad guys. They know the labor market is tight at the moment and are acting accordingly. Make no doubt about it, behind the scene, they want an in person workforce. They don’t care about the worker, they care about the business. If you think complicated a business by giving a worker their own schedule as to when they want to come in is good for business, you are crazy. They will act accordingly as soon as they are able to. Right now they are trying to figure out how to get leverage over these workers putting a gun to their head.

    Libturd says:
    July 12, 2021 at 9:06 pm
    Jesus blockhead.

    It’s not always black and white! It will be a blend of the two. Your problem is that you always think it has to be one or the other. If you actually shut up for five seconds, you might be able to learn something.

  83. The Great Pumpkin says:

    *If you think complicating a business by giving a worker their own

  84. crushednjmillenial says:

    Wow, Jen Psaki actually defended the Hunter Biden art sale plan. I’d think that if some local politico tried to cook up this art scheme, the federal prosecutors would file the criminal charges on day one, while rolling on the floor laughing at the gall of it.

    https://nypost.com/2021/07/09/hunter-biden-has-right-to-artistic-career-and-sales-wont-be-corrupt-psaki/

  85. The Great Pumpkin says:

    That’s why I respect some of these bank CEO’s…they are not trying to sugar cost anything. GS dude called it straight up an “aberration.” He is not scared to tell it like it is. These tech companies are sneaky. They keep trying to act like the nice guys in the hopes of stealing workers from Google and Apple. That’s why Facebook and Twitter said WFH, they were trying to steal their workers. Too bad it backfired in their face, and now created a battle in the tech field between worker and business.

  86. The Great Pumpkin says:

    Now you have Apple and Google dealing with workers forming coalitions that don’t want to come in at all. They are sending letters to the press to throw mud on Apple’s face. God forbid Apple compromised and said you only had to come in 3 days a week…that was not enough for this entitled crowd. As soon as a recession comes, Apple is going to bi!ch slap this entitled crowd. They are prob thinking of ways to do so as we speak.

  87. Phoenix says:

    Nomad,
    How many houses have you walked into with a low basement. How much would it have cost to add one more course of block.
    But greedy American developers want each nickel in their pocket, so what would have cost a couple of hundred dollars becomes an annoyance for every future buyer of that property. But he got his.

    And these same types of companies who wanted to save a nickel outsource chips, as American workers (our neighbors, their children, you know, the ones expected to raise a flag in front of their houses) are looked at as too expensive. Same reason jobs are outsourced, it’s about money, not patriotism.

    We have a large swath of individuals in America that are not actually patriots, but are willing to fly the American flag as long as it suits their needs for financial gain. Like gypsies that will call anyplace home, as long as they can profit themselves. And should America become less profitable or hospitable to their goals, will dump it for the next place to call home, just like Pumpy will dump NJ for Florida as soon as he can retire.

    American soldier, your country thinks you are the best and so smart, yet it thinks to are too stupid or responsible to have a sip of beer. How can it be both? Is it just the females of MADD, the mommies who complain about the youth, but are drinking jugs of wine all day and crashing the minivan full of children?

    I see plenty of hypocrisy here.

  88. The Great Pumpkin says:

    Where do you work? I work from home. Yea, that’s exactly what we need. Our best and brightest workers working from home. Let’s isolate our workforce and have them only communicate through slack or zoom. That will make these companies great and enhance innovation for everyone else. Cool story.

  89. Phoenix says:

    “Jen Psaki actually defended the Hunter Biden art sale plan.”

    Isn’t that what she is paid to do? Never knew her role was to tell the truth.

    “And I think Americans really show their ignorance when they say they want their politicians to be honest. What are these fu king cretins talking about? If honesty were suddenly introduced into American life the whole system would collapse! No-one would know what to do! Honesty would fu kck this country up. And I think deep down Americans know that that’s why they elected and re-elected Bill Clinton. That’s why.

    4:34: Because… because the American people like their bull chit right out front where they can get a good strong whiff of it. Clinton might be full of chit but at least he lets you know it.

    4:47: Dole tried to hide it didn’t he? Doll kept saying. ” I’m a plain and honest man.” Bull chit. People don’t believe that. What did Clinton say? He said. ” Hi folks, I’m completely full of chit and how do ya like that?” And the people said ” You know something, at least he’s honest.”

  90. Phoenix says:

    Pumps,
    I met a guy who micro managed his Auntie Ann’s pretzel store conglomerate from his cell phone, calling his low paid teenagers and harassing them every time he saw something on his camera that annoyed his crusty little brain.

    We were on a boat together, and all I was thinking about was how fun it would be to throw him overboard and send his workers a video of that.

  91. Phoenix says:

    “Covid cases are surging in almost every US state”

    Well, now wasn’t that predictable. Won’t be long till the teacher is back on the couch Zooming.

  92. The Great Pumpkin says:

    Phoenix,

    I get it, owners are a$$holes. You know who made him this way? All the workers he caught stealing from him. Now he doesn’t think, he knows they will try to steal or slack off if he is not on top of them. Workers can’t be trusted.

  93. Phoenix says:

    “It comes after Joe Biden is ‘out of ideas’ of how to raise the low vaccination rate”

    Ron White:
    If her belly gets too big, she can get a tummy tuck and have a belly like a cheerleader. If her vision goes bad, you can have LASIK surgery and have 20/20 vision. If her hearing goes bad, they can install a device in her ear that will give you hearing as clear as it was the day you were born. But let me tell you something, folks: You can’t fix stupid. There’s not a pill you can take; there’s not a class you can go to. Stupid is forever.

  94. The Great Pumpkin says:

    When I was a teenager, you know how many of my friends made money stealing from their employers?

    One dude worked the drive through at Boston Market. He memorized the pricing and was quick on his feet with math. Quick thinker. He would not put the order in the computer unless they asked for a receipt. He would only do this on very large orders. He was making 70,000 a year with this scheme.

    I have other stories too…

  95. Phoenix says:

    Pumpy,
    Walmart stole from it’s employees, as did Enron. It’s not one way.

  96. The Great Pumpkin says:

    Phoenix,

    Def not one way. Human nature can get ugly.

  97. grim says:

    Mandate vaccines, get started by mandating it for federal workers and the military. Push for federally mandating it for health and care professionals as well.

  98. Phoenix says:

    Pumpy,
    One of your upstanding colleagues. Must be that maternal instinct I guess.

    https://youtu.be/q-K_ksrFoTo?t=77

  99. Phoenix says:

    Grim,
    It should be mandated for everyone on MEDICARE.

    You know, that government entitlement system. There is no reason that someone on Medicare should be able to refuse, then have Medicare pay for their extended hospital stay if they get sick.

    As far as healthcare workers, most have either taken it, or been fired for refusing. Now it’s time for Boomers to do their part.

  100. 3b says:

    Teachers can’t be trusted.

  101. leftwing says:

    crushed, good link on used cars…..my kid about a little over a year ago traded in his gently used and dealer purchased 2013 (?) Jetta for pretty much spot on book of around $3k or so…..needed new tires and had back panel damage that needed fixing from getting hit in a parking lot (not reported). Wonder what he could get now.

    Makes me think whether used car price increases have outpaced new car price increases or vice versa….I’ve like clockwork now traded in my Jeep at three years for a new one…crazy not to, pre-pandemic they held their value well….would get 75% of original sticker on the trade in with over 70k miles. It’s that time again but I haven’t even thought about assuming pricing dislocation and order delays on the new one….might have to look into it now….

  102. Phoenix says:

    Plus,
    If you have private insurance and you refuse, just double or triple the premiums as you are putting the company at risk for higher costs. Make sure that only the physician can enter the data to them so people can’t lie about it.

    They charge a higher premium for smoking and other conditions, just add this to the list.

    You don’t want it, pony up.

  103. The Great Pumpkin says:

    No one can be trusted. Trust is earned over years built on an interactive in person relationship.

    3b says:
    July 13, 2021 at 9:42 am
    Teachers can’t be trusted

  104. Phoenix says:

    “traded in my Jeep at three years for a new one…crazy not to.”

    I agree. Like Volvo, Mercedes and BMW, best to get rid of them before they start to fail, especially with a good trade in value.

  105. Nomad says:

    If you don’t get the jab, health insurer does not pay for your covid care, a choice the individual makes. You are sick, hospital looks up your insurance, finds insurer won’t pay for folks without vaccine, hospital tells patient and family they will need a $100k retainer that gets auto replenished in $50k increments when balance goes below $25k. Problem solved.

    Healthcare insurance and costs should be indexed to behavior. Pre-existing conditions and chronic diseases would complicate things but in time, it could get ironed out.

    Geisinger had a program where they gave their diabetic patients healthy food each week. The reduced healthcare costs from better nutrition / weight loss more than covered the cost.

  106. Phoenix says:

    Medicare patients that smoke should have to pay additional also.

  107. Phoenix says:

    Scotty on Jeeps.

    If you are at risk of seizure, I’d suggest you don’t watch this. His hands alone will trigger one. But he is quite knowledgeable.

    https://youtu.be/5x2q-odBFu0?t=205

  108. BRT says:

    I agree. Like Volvo, Mercedes and BMW, best to get rid of them before they start to fail, especially with a good trade in value.

    when do these cars start to fail?

  109. Phoenix says:

    Pumpy,
    Frontline made one of it’s great videos just for you. Its about your pension.

    https://www.youtube.com/watch?v=_r0htm5uHPQ

  110. Phoenix says:

    BRT,
    Depends on the individual models, maintenance, and how much you drive of course. But overall, more expensive to maintain or repair.

    If you want one and like them, I don’t think they will bankrupt anyone on this forum-some might just feel the pain a bit more than others depending on their tolerance and if they squeak when they walk.

  111. leftwing says:

    “What did Clinton say? He said. ” Hi folks, I’m completely full of chit and how do ya like that?” And the people said ” You know something, at least he’s honest.”

    And fast forward 24 years……

  112. Phoenix says:

    LW,
    And that’s why I loved Carlin.

    He understood America better than it understands itself.

  113. Fast Eddie says:

    Medicare patients that smoke should have to pay additional also.

    If you’re old enough for Medicare and haven’t quit smoking decades ago, it’s your own fault. Same thing with being substantially overweight. Some health issues pop up that we can’t control, I get it but to inflict damage on yourself is your problem.

  114. Hold my beer says:

    Phoenix

    I agree with no Medicare for anti vaxxers. Boomers complain about social!sm as we subsidize their poor life choices.

    I was at a rummage sale Saturday and there was an overweight boomer there talking about how she just got out of the hospital from covid last month and had an 80k bill from it.

    She’s been able to get the jab since January but didn’t. And we get stuck with the bill.

  115. Phoenix says:

    “She’s been able to get the jab since January but didn’t.”

    Why not? Didn’t anyone tell her they make long enough needles now?

  116. leftwing says:

    Phoenix, you’re Scotty guy is verifiably a nutcase but he makes a good point…Compass is sh1t and no one I know considers that a Jeep…for my Wranglers, yeah, it’s getting overdone….every blonde HS girl has her white one all tricked out, ditto every suburban b1tch with the ponytail through the back of the Red Sox hat in a tennis skirt, terribly diluting the brand…I bought my 2017 earlier than usual as at the time it was going to be the last year before they suburbanized them…no more front windshield drop down, etc. Think they delayed those changes but I intended to keep the 2017 into infinity as the last of the ‘real’ models…..won’t lie, I’ve eyeballed other makes but too much garbage (really, a dial with different levels of FWD, how GenZ) and I really like the ability to go totally top1ess. Latest thought is maybe a vintage Land Rover but I’m sure that would be astronomical to maintain and repair….open for suggestions for a ‘real’ SUV, not these overly pussified suburban sedan wannabes……

  117. JCer says:

    Good luck with the medical tyranny guys, seriously not one of these vaccines is actually approved. You want insurers to force the vaccine as a behavior it needs to go both ways the vaccine makers need to held liable for the adverse reactions, no waiver of liability.

    If we want people to take the vaccine we need to be honest, we need to discuss the facts. If someone was already infected they do not need it, we shouldn’t be so concerned with those under 18 and especially those under 12, the recovery rate is 99.997% in the under 18’s and that is a biased number because many children are asymptomatic and therefore not counted. No healthy child should risk myocarditis for something that has a lower complication rate than influenza. For people our age it can be very serious my daughter’s friends father was so sick he thought he was dying, and is still suffering from reduced lung capacity 3 months later and he was a very healthy guy in his early 40’s in better physical fitness than me. His 3 kids had it and basically had a low grade fever for 3 days,a litlle bit of lethargy and no other symptoms.

    People need to understand they are at risk without it and taking the vaccine will allow them to safely get back to normal life. People are inherently bad at math and don’t understand that a few thousand adverse responses out of hundreds of millions of doses of vaccine is really not a big deal and the take a bigger risk getting in their car every day.

    At the moment everyone is done with the pandemic, I was at the Jersey Shore for the holiday no one is distancing, no one is masking, if there isn’t a major outbreak I’d say we’ve reached herd immunity in NJ everything was almost as it was in 2019.

  118. leftwing says:

    No problem with all the ‘great’ ideas (/s) for forcing people to get vaccinated based on socializing cost……so long as we have mandatory nationwide weigh-ins and a1c/cholesterol tests crossed with diet monitoring with ‘real’ individual health insurance premiums borne by those who digress….not socialized now as through ACA…..Oh, and an outright banning of Narcan.

    Fast food and coca-cola (and might as well throw other lifestyle choices like alcohol in there as well) have taken more life-years off the populace than COVID could ever approach.

  119. Nomad says:

    Left,

    Landrover is a nightmare unless you got $ to burn. Maint costs and repairs astronomical and vehicle is not reliable. Terrible MPG and uses 91.

    Body on Frame SUVs:

    https://www.caranddriver.com/features/g32670535/every-body-on-frame-suv-sold-today/?slide=1

    Tahoe and Suburban availability will improve, building them for the time being with less chips, no stop start feature at traffic lights a feature which I personally hate. The big Lexus SUVs are based on Landcrusier so MPG won’t be good but engine and tranny are good for 300K. Used ones that are maintained are reliable.

    Toyota 4Runner is a beast but high center of gravity. 2021 last production year of Landcruiser so if you can find one, it will be $90k but easily last 15+ years. Replacement will initially be Lexus I think next year but over $100k.

    New Jeep Grand Wagoneer? Not sure if body on frame. Loaded with electronics so first year issues will likely be significant. New Nissan Pathfinder has traditional tranny, none of the CVT crap. Advertising it as a throwback, more like the Pathfinders of 20+ years ago.

  120. Hold my beer says:

    Left wing

    I do think sausage Sally’s and cardio kens should pay higher health insurance premiums and there should be a tax on junk and fast food with the money going to subsidize ACA.

    If you are anti social!sm why should those who make risky and poor health choices get subsidized by those who don’t? Let the actuaries calculate the risk and bill them accordingly.

  121. Phoenix says:

    So JCER,
    Do you agree with this?

    Do we mandate with some, all, or none. And who gets to decide? Is a healthcare worker supposed to be forced to get it, yet the patient does not? For me it’s a non issue as I had no problem with it, but you should not mandate for any if not for all.

    Grim says:
    “Mandate vaccines, get started by mandating it for federal workers and the military. Push for federally mandating it for health and care professionals as well.”

  122. leftwing says:

    Nomad, thanks, but not looking to do anything new with bells and whistles……looking to get stuck in time without all the frills that come with today’s SUVs and to be able to get a good dose of raw outdoors like my wrangler currently offers…..windshield down, doors off, rollbars, and drain plugs in floor pans…..I presume nothing new offers that profile so I’ll compromise but certainly not looking to go to something with more internal electric motors than thread count.

  123. Phoenix says:

    LW,
    He may be a looney nutcase, but he has some bank, and does know cars. Maybe he should talk to Pumpy about investing in ARK with Cathie or buying some Wayne NJ real estate..

    “Scotty Kilmer’s total net worth is to be over $12 Million as of July 2021. Scotty Kilmer is a car technician who is from America and is most popular and acclaimed for his YouTube channel named “Scotty Kilmer.” He began transferring recordings on his eponymous YouTube channel.”

  124. Phoenix says:

    “every blonde HS girl has her white one all tricked out, ditto every suburban b1tch with the ponytail through the back of the Red Sox hat in a tennis skirt, terribly diluting the brand”

    Haha. I remember when my daughter used to listen to this song.

    “Daddy!
    Wait, why are we out here again?
    Because, mom said while she’s away
    We have to spend quality time with dad
    Ugh!
    I just wanna have some fun
    Jump in my jeep and enjoy the sun

    Please daddy, please daddy, please
    You know that I want one of these
    Plus all my friends got cars when they turn 16
    Dad please, I want a white jeep

    I promise that I’ll pay it all back
    Besides, I’ve already done all the math
    See? If we buy right now
    Look right here
    It’ll only take 28 years

    Dad, I’m ready to make a deal
    We don’t have to get the black rims..”

  125. JCer says:

    left, land rovers are very easy to maintain especially the older ones, parts availability is becoming a problem and god forbid you need an engine block, they weren’t well made and there aren’t many good ones still around, electrically they are a sh*t show, you want to make sure you get one with bosch engine controls not lucas. Any gas station mechanic can repair an old land rover as it mechanically is similar to a 1960’s GM car. The problem is the driving experience of the old defender leaves a lot to be desired, even off road an LR3 or LR4 is stock form handily beats a stock defender let alone on pavement.

    The last real “Land Rover” was the LR3/LR4(or Discovery 3/4 as it’s called everywhere but the US and Canada). I have a 2007 LR3, the car is an absolute tank and the cost of owning it hasn’t been bad(there are only a few things that feature “British” engineering). I bought a new Range Rover TDV6 in 2018 to replace it as my daily driver and it had so many issues I sold it back, the only thing that wasn’t an issue was the FordPSA diesel and the ZF transmission the rest of the car was constantly malfunctioning the first year I owned it. Nothing like being in Vermont when it’s 2 degrees outside and the car tells you it won’t allow restarts because of a “DEF dosing error”. I really did like the car and it seem like it turned the corner but when LRNA offered to give me back all of my money I couldn’t turn it down. But it isn’t really a “truck”, it is more like an S-Class frankly, the driving experience and interior quality was great but for 100k it should be and shouldn’t spend it’s life at the dealer.

    The only real truck based SUV’s you can buy anymore are Toyota/Lexus, the LandCruiser, 4Runner, LX570, GX460, I’m thinking of getting one while they still have the V8. This push to Turbo 4’s and V6’s is very questionable in my mind, I’d rather lose 1-2 mpg and have the simplicity of an NA V8. Jeep quality has been on the slide for a long time and FIAT is really questionable. The old 4L I6 jeeps were absolutely bulletproof, so much so that tons of them are still on the road. GM is making so much trash at this point I don’t think anyone should buy one of their over priced pickup based SUV’s.

  126. leftwing says:

    “If you are anti social!sm why should those who make risky and poor health choices get subsidized by those who don’t? Let the actuaries calculate the risk and bill them accordingly.”

    Nope. Flat out ban.

    You want to strap my kid down and jam an unapproved drug in his body based on socialized cost?

    Fcuk you.

    I’m taking your whopper, coca-cola, booze, and chicken nuggets. Might as well throw the Italian cream sauces in there as well. Foods with excess fat content flat out banned. Ditto sugar.

    You want to go nanny state? You got it. But we do, we go full on, British, built like brick sh1thouse nanny.

    Gimme your Big Mac and whiskey you fat drunken diabetic fcuk.

    Or keep your ideas out of my kids’ arms.

  127. Nomad says:

    Left,

    Rolfs in Summit rebuilds and sells the vintage LandRovers. Google his website.

    Other option would be a Toyota Landcruiser from the 60s or 70s or I believe they used to make the FJ40. Any of these are expensive but if you want vintage, they should fit the bill.

  128. Libturd says:

    Why not make health insurance like life insurance? This way, catastrophic illnesses, like a lot of cancers would be spread evenly among all of the pools. If you want to eat like a fat fukc, you pay a significantly higher rate. When I was a casual smoker (perhaps a pack a month), my life insurance went from $15 a month to $65. This was at age 35. It sucked having to pay it, but if they find evidence of smoking if you croak and you did not make life insurer aware, you get nothing. I always felt it was fair. You can always call your insurer and they will adjust the rates on the fly based on what you tell them.

  129. JCer says:

    Oh everyone wants an old series LR or a defender, used ones cost a mint, so much so that used Discoverys are getting hard to come by as they are used as parts cars for Defenders.

  130. Phoenix says:

    I had a CJ7. The last one, 1986. I was young then.
    Loved it, but quality was not it’s strongpoint. Windshield frame rusted out twice. Leaked water where the windshield meets the dashboard. Seat frame broke and I had to weld it. Exhaust leaks galore at the manifold due to using dissimilar metals for exhaust and intake manifolds that were bolted together. Hard to get in 4WD after the tires had 20k on them as everything locked with gears and manual locking hubs.

    Solid front axle-rough ride compared to a Wrangler. Lousy gas mileage. Carbureted I6 had torque and pulled strong.

    No doors, no top, more fun than anything though. Would buy one today if I could get one new.

    Taken away by the drunk son of a police officer, who crossed the center line and hit me head on with 3 of my friends in the car. Police lied on that report as well, but I had a camera with me and when I sent the photos to the insurance company they handled it. Found out later through a town buddy it was his third accident that month.

    It was repaired but totally messed up, so I dumped it. Don’t regret doing that, it had to be done. But it is the one car (or truck) I really did enjoy.

  131. Phoenix says:

    LW,

    You win post of the day from me for all of the passion you put into that last post.

    And making me laugh.

  132. Phoenix says:

    LW,
    But you need to forgive the Type 1 diabetics to get that prize. Don’t lump them in with the number 2’s.

  133. leftwing says:

    “Why not make health insurance like life insurance?…I always felt it was fair.”

    Hmmmmm…you mean like making individual choices based on your own circumstances and preferences and living with the consequences?

    Want to reconcile that with my kid being required to have a vaccination despite having had COVID while we still at this point have absolutely no study on the effects of taking the vaccine after having had the virus?

    Nope.

    Every citizen has an electronic BMI and diet monitoring card in their phone. If you have an acceptable BMI you can have your weekly burger at the bar. Below median it can be a bacon cheeseburger. BMI too high or you had a cookout on Saturday? Give up that barstool, here’s your salad.

    Choice. Or full on mandate. You call it.

    Vaccine passports and BMI cards. And no more than 900 weekly calories of alcohol intake.

    Or get your ‘beliefs’ out of my kids’ arms.

  134. leftwing says:

    “You win post of the day from me for all of the passion you put into that last post. And making me laugh.”

    Thanks. Right back at you too with the corporate/offshoring posts….

    Really frustrating to get preached to everyday by people with blinders on to their own behavior…I have literally stopped viewing most MSM…..

  135. Phoenix says:

    LW,
    It seems the general public thinks healthcare workers should be forced, then why not everyone else.
    Or none of us to be forced. Which would be my choice.

    Obviously where I work no one was forced, and almost everyone did it on their own. To those that didn’t so what? Their choice.

    It’s all good.

    But if boomer demands it from me, than harpoon the boomer as well.

  136. JCer says:

    If you want to off road there really is no better car than the LR3, the 4.4 V8 is by far the most reliable engine they ever made(many still going strong at 200k miles some even at 300k) and is so available you can buy used working engines for like $1500, lightly rebuilt engines in a crate for $3500 all day long, in it’s stock form you can put a $100 lift kit on it and 33in tires on the factory 18in rims, there are a lot of off road accessories from LR and aftermarket sources. These cars were selling for like $7500 in decent shape and parts cars were like $2500, so no issue if you beat it up, it will drive through a snowstorm in hell, want to take it mudding in VT no problem, I’ve seen videos of people taking them out in Moab in stock form tackling crazy sh*t no problem. The 06-09 range rover sport is effectively the same car but there are fewer off road accessories for it.

    I view the defender as a yuppie car because who the heck is taking an over 100k restored antique off road! There is no more capable vehicle available on the used market for such low prices, you can do an off road build, fully restore the truck for probably less than 30k, I’m contemplating doing that to my old truck, I have ATR tires but no mods, I’ve thought about doing steel bumpers, a winch, rock sliders, additional under body plating, a 3 inch lift but I’d also need to make a bunch of repairs to the car as well as it likely needs a new air suspension and a bunch of suspension bits and the air con needs to be fixed which is a true “British” design.

  137. JCer says:

    I’m against any and all “mandates”. I willingly took the vaccine despite believing I already had COVID but I personally think many reactions to the vaccine are from people who already had the virus. I had a pretty strong reaction to it as did my wife but no one else in either of our families had a similar response, they all responded well to the vaccine while we were flattened for 3-4 days. I probably shouldn’t have gotten it but figured better safe than sorry, I had been in proximity to infected individuals on multiple occasions and never re-contracted COVID.

    I’m concerned with government overreach, yes in this case it is a relatively sane request, lots of people in high risk groups are avoiding the vaccine, they should not be but I don’t like giving the government discretion in people’s health choices. To me mandates for healthcare workers are insane, hopefully these people understand the virus and if they aren’t getting the vaccine it’s likely because they have already been infected and have immunity and don’t wish to feel sick for no reason nor take the risk of vaccine side effects. Vaccinating those who have already been infected is a bad policy in general, they should test for antibodies, if you have them you should not be vaxed.

  138. Hold my beer says:

    I get so aggravated listening to my boomer relatives complaining about taking 17 pills a day and their knee and back pain, and triglycerides and cholesterol and blood pressure levels and meds and how we should tax the rich to insure the middle class and poor. I point out there’s this thing called fruit and vegetables if you ate a few of them a day, and went from a size 50 waist to a 38 or 40 most of your pain and health issues would go away or be reduced. and if lots of people had lower medical bills premiums theoretically should go down or not rise as fast as they have been. And why should the wealthy and people working be forced to pay to subsidize your lifestyle?

    After my last rant to them a few years ago I have been dropped from all their emails and newsletters.

    I have a boomer relative who had a knee replacement from a college football injury. Him I listen too and sympathize with . Anyone can get a trauma injury or develop high blood pressure or other issues from aging.. The ones who are literally shaped like a potato and only eat a vegetable if there is a pickle on their burger drive me nuts. They are also limousine liberals too and complain about global warming as they drive around in their rv.

  139. BRT says:

    Hold, I’m 40 and on blood pressure and cholesterol meds. It’s just bad genes. But I get what you are saying. I literally grow all of my own produce almost year round at this point and try to regulate my fat intake on a daily basis. No added sugar in anything. I rarely drink alcohol. I don’t smoke.

    A lot of these people have great genetics for BP and cholesterol and they ignorantly destroy their bodies on a daily basis.

  140. Hold my beer says:

    BRT

    I didn’t mean to come across as blaming everyone for their health issues. There’s a difference between bad genes, bad luck from getting injured, and lifestyle choices.

  141. BRT says:

    I’m by no means anti-vax. I was one of the first to step up and get this one. We’ve wiped diseases off the face of the planet with vaccinations. They are a godsend for society.

    That being said, vaccination mandates are a step in the wrong direction with their current status. First off, there’s a lot of evidence that prior infection increases the likelihood of the myocarditis from mRNA vax. Why on earth would we force that on them? I find it funny that the same people who were screaming about the potential heart abnormality from HCQ (a drug that is OTC in many countries) was a reason we can’t even experiment with it are the same ones screaming you have to take this when it may cause serious heart ailments as well.

    My cousin was actually hospitalized by the moderna mRNA vax. He had an awful reaction to it. He’s 40. You can’t mandate a second shot on him.

    My children both recovered from COVID with minimal or no symptoms. There’s no rush or rational to vaccinate them. The myocarditis issue is actually more prevalent as you go down in age. If forced to, I would opt for the adenovirus vaccine given the initial data that we have on both vaccines.

    Personally, I’m of the belief that these mRNA vaccines are being dosed too high. Any type of medication/treatment, the goal is to minimize side effects through dosing.
    I believe that was totally abandoned for logistical and distributional reasons. I’m a firm believer that you would likely see less side effects and equal immunity if you did this in 4 or 5 shots of much lower dosage, but that hasn’t been tested and is not even on the table right now.

    Anyone that wants the vaccine has access to it. Taking it likely prevents them from getting it or getting hospitalized from Covid. You shouldn’t care whether or not someone else has the vaccine. No one walks around scared of the measles, why would you walk around scared of this?

    The possibility of acknowledging natural immunity from recovery isn’t even on the table. In fact, there was clearly some sort of organized campaign through the media to completely deny that natural immunity beyond 3 months was even possible. Where’s the widespread reinfection? Didn’t happen. How many lives could we have saved if we used those vaccines on people who never were infected to begin with?

  142. BRT says:

    Hold, I was more agreeing with you.

    Btw, I also suffer from chronic pain and have for 20 years. My knees and feet were shot by age 24. Too much running, ironically, to try to maximize my health. That being said, I’ve never taken a pill for my pain outside of maybe an aspirin once a month on a really bad day. But I’ve managed to reduce it to manageable levels through yoga and physical therapy programs. Every once in a while, I take a month or two break from my routine and the pain comes back. A lot of these pain issues disappear once you put in the work to put your bones and muscles in proper alignment and balance.

    But for many, it’s easier to just take some pills.

  143. Ez says:

    I soak in Epsom salt three times a week.
    Lifetime of sports – college rugby included.
    Arthritis deep in the hands deform knuckles.
    Pain also can be mediated by CDB salve.
    That’s really “the” breakthrough in treatment imho.
    Pills reduce your immunity so I have heard.

  144. leftwing says:

    “I believe that was totally abandoned for logistical and distributional reasons. ”

    Suspect what you state above, they went heavy on dosing to err on the side of efficacy. Not a problem, but it underscores again this is an emergency use authorization and not fully approved…along with the myocarditis in already infected individuals, the GBS label now on the JNJ vaccine, etc. All items that normal clinicals would reveal.

    “Anyone that wants the vaccine has access to it.”

    Agree again. CNBC yesterday interviewed vaccine reluctant people asking why. Black woman stated “the more they keep pushing me to get it the less likely I am.” Anyone not vaccinated now has no intention of getting it.

  145. Juice Box says:

    Speaking of covid and vaccines.

    Covid lockdown in South Africa has pushed people to the brink. 400 days of lockdown, a failed vaccine program, now a third wave of covid that has overwhelmed their hospital system completely. Food shortages and 33% official unemployment and now massive lootings and shootings triggered. Even the cops are looting. Military has been deployed now. It’s already bloody and going to get worse it seems.

    Think what you may about the vaccine, but without it there will be no return to normal.

  146. leftwing says:

    Also re: the dosing on the same program from yesterday there was a CDC doctor. Discussion of the Pfizer booster and that any booster would likely be a third dose of the current vaccine and limited to high risk, early vaccinated individuals. Question was asked what was stopping anyone from just walking into a clinic and getting a third jab…

  147. leftwing says:

    …d0ct0r said n0thing but she str0ngly caut1oned against d0ing so because of “seri0us adv3rse c0nsequ3nces”. She used those specific words which caught my attention since I thought of that as my second dose was in Feb.

  148. leftwing, still pissed at these filters says:

    adverse consequences? [test]

  149. leftwing says:

    I can’t figure these filters out….anyone else having as difficult a time as me……

    fcuking frustrating and nearly random……the blacklist is too long to even try to use…

  150. leftwing, still pissed at these filters says:

    cautioned?

  151. leftwing, still pissed at these filters says:

    So WTF at 2:07p tripped the motherfcuking filter?

  152. Ez says:

    Just scored tickets to the third in what is the first I concert I’ve seen in a year.
    Willie Nelson was the last one I saw before lockdown. Front row center. Amazing.
    Taking the the kiddo (17) to Wilco, the Go-Go’s, and Aimee Mann/Rufus Wainwright.
    Just doin my part for the cultural goooood.

  153. Hold my beer says:

    BRT

    I eat a diet even Phoenix would probably approve of. Fruit or veggie smoothies everyday, kimchis. seeds and nuts. Fatty fish a few times a week. Very little added sugar. I probably have 7 to 10 servings of fruit and veggies and a few of seeds and nuts a day. Slashed wheat consumption. Only eat it when we get takeout a few times a week.

    It was switch to this diet to clear up chronic joint pain I think is from 9/11 dust or take pain pills.

    And every doctor I saw couldn’t figure out anything. The ones in blue ribbon nj looked at me like I was making it up. Current dermatologist is into holistic health. She thought could be 9/11 or leaky gut syndrome, sent me out for blood work and put me on an anti-inflammation diet and gave me a list of supplements to take.

  154. JCer says:

    Immune response to COVID is strong and remains strong for a while, take a booster at your own peril as the side effects will be nasty.

    There is a problem of consistency within our bureaucratic health apparatus, take the VAX regardless of if it was covered under the trials but don’t dare try HCQ, Invermectin, etc which are relatively innocuous very common drugs. They have tried to suppress it but it is a fact the mRNA vaccines have killed otherwise healthy children. I still contend first line treatment with Indomethacin should be part of early covid treatment, our own research(NIH) indicates efficacy in-vivo against SARS. Even if it is mildly antiviral it would alleviate symptoms as an NSAID, it’s cheap and pretty safe.

    The vaccines are a wonderful thing but we should use them judiciously and where it is appropriate. Fundamentally people do a lot of risky things and we allow individuals that choice, why should this be any different?

  155. JCer says:

    Hold, doctors don’t really understand chronic inflammation as it relates to diet, they’ll act like your crazy if you even suggest it. So much of the american diet is pro-inflammation. Sugar is very bad, worse than people realize, alcohol is terrible, beer is bad, the processed vegetable oils we eat are bad. Fruits, vegetables, certain grains, fish and olive oil are quality fuel for the human body, even natural meats are ok(our corn fattened beef is not good for you, delicious but really unhealthy). The rest is like tainted fuel, yes the motor runs but not well or to it’s full potential and you are damaging the system long term. My wife realized it when we would go away to Italy for a week or 2 and by the 3 or 4th day a lot of mystery pains and dietary issues went away. She thought she had IBS but with dietary changes the issues all went away, growing up she went to all kinds of doctors who figured out nothing but diet change resolved it 100%.

  156. Hold my beer says:

    JCer
    And what’s weird is this diet is probably cheaper than standard american diet. You just need to plan and get used to it.
    2 pounds of organic quinoa is $5 at walmart. Walmart also has organic chia seeds and flax seeds for a few dollars a pound (i add a few teaspoons of each to my smoothies). Frozen berries are much cheaper than fresh. Baby bok choy, cabbage, and other greens with low oxalate levels are dirt cheap at asian grocery stores. Yams and sweet potatoes are cheaper and more nutrient dense than bread. Canned coconut milk is around $2.25 a can. Buying cashews, seeds, and nuts in bulk from amazon and costco is probably cheaper per 100 calories than buying cookies and chips. You just have to make sure to only eat an ounce or so of them as a snack because they have so many calories.

    Organic meats are pricey though. We go to a local butcher shop to save.

  157. grim says:

    I need to get a blood test annually for tobacco use to keep my health insurance discount.

    Getting vaccinated for another big discount sounds great to me.

  158. leftwing says:

    Revamped my diet end of 2019 to lose weight. Went to a strict 1800 calories per day.

    That parameter alone led me to chicken/fish, veggies and fruits, no bread, limited alcohol. Weirdly, but happily, I totally lost the taste for some less than healthy items (eg, diet coke). Even before solid weight loss I felt great just with the diet change.

    Cutting out all that processed junk really makes a difference.

  159. grim says:

    My father in law was big on avoiding nightshade vegetables completely to reduce inflammation issues. No tomatoes, potatoes, eggplant, or peppers.

  160. Walking says:

    Grim -Potatoes? Thats like a polish staple for breakfast lunch and dinner. Might as well have eliminated hot tea, which is heavily used during heatwaves.

  161. Libturd says:

    “Cutting out all that processed junk really makes a difference.”

    Processed food is the true bane to our health. About 15 years ago I lost about 80 pounds. I did the South Beach Diet, which meant I had to cook three meals a day. Nearly everything you guys have been saying about the types of food we eat is absolutely true. Not only does a diet rich in vegetables, seeds, fruit and healthy proteins and fats, all in their natural forms help you lose weight. You will also feel better digestively. So much so that you might even go a day or two without dropping a deuce. Your body is using every single thing it is fed. Eat processed food and it’s the polar opposite. The other crazy thing is how the foods you eat both impact your metabolism as well as your hunger. Early on during phase one, when you don’t have a single carb, you lose your hunger. Though you can have a snack of nuts or high fiber fruits between meals, you don’t even want it. I kept a lot of the weight off for quite a while until the D got sick and we spent months on end in hospitals where the cafeteria either had lousy healthy food or people bought us non-stop comfort food. Probably a bit of hate eating too. Covid didn’t help me much either as we had a lot less healthy food in the house and I refused to shop myself. Now that it looks like we are through, I’ve been trying to avoid the empty carbs once again and it appears to be working as I’m down between ten and twenty pounds over the past month. For me, empty carbs are the death of me.

  162. Libturd says:

    Left wing. An ellipse, especially more than one in a post can trip the filter.

  163. JCer says:

    Processed foods are absolutely the worst, nutritionally void, loaded with sugars and cheap vegetable oils(which is a big part of the inflammation issue, seed oils are nutritionally problematic), preservatives and everything else. White carbs are terrible for weight gain but if they are relatively pure do not seem to trigger inflammation, unless of course you have celiacs. I make a lot of white bread, probably too much and besides weight gain it is pretty easily digested. My wife thought it was nightshades, her mother adheres to that belief but tomatoes don’t seem to cause any issue we eat tons of them.

  164. leftwing says:

    Good for you on the weight. Congrats. The one drawback to eating healthy is time spent, I do find myself cooking and shopping a lot more. And I really like cooking.

    Dumb question, what’s an ellipse? A parenthesis?

  165. Libturd says:

    three dots like this …

  166. Ez says:

    I try to balance the diet. For example I’ll make a steak one night but eat beyond meat sausages or morning star farms sausages for breakfast. That way I’m getting protein but it’s from soy. The beef though is something I love.

  167. Fast Eddie says:

    Flour and sugar are the enemies, I think we all know it. The most difficult meal to prepare is lunch. Tuna and salad everyday won’t work. Canned soup is processed. Today I had sliced turkey (yes, processed, I know) and a slice of cheese (processed again) on Ezekiel bread. I guess my question is, what is quick and easy to make for lunch?

  168. Ez says:

    We ate the same lunch. Mayo! Makes that sandwich.
    Swiss cheese – I did open face to save carbs .

  169. Hold my beer says:

    Fast

    Once a week I make a batch of quinoa and store it in the fridge. I have a salad with cashews, a few heaping tablespoons of quinoa a lot of times and add tuna, canned salmon, or leftover grilled chicken. Sometimes I grill chicken or beef for salad use only and put that in salad over a few days.

    You can also make a smoothie and bring it in a thermos. You’d probably have to bring something else that’s chewable at first. You will feel hungry until your body gets used to having a smoothie for a meal and not chewing.

    Marksdailyapple is a site for paleo diet. Has lots of recipes with no flour or sugar.

  170. Walking says:

    Tuna +mayo+mustard in the mix really makes the sandwich

    I was at the cemetery the other day, went by and old in law have not visited in while.

    What I noticed in the 80s and 90s early 00s were mostly men died at 55. Seemed to be the sweet spot. Their wives should up 20 plus years latter. I think health wise we have improved that number

  171. Trick says:

    My 16 4runner has 110k miles with no issues, added the FJ TRD pro suspension for $400 when they discontinued them. 1 size up on the tires and getting 18.5 on the highway.
    With the new NJ tax incentives for electric cars and possible changes to the fed’s, I may pick-up a Tesla 3 rear wheel drive to use for commuting. If the fed passes you could get a white(hate white) Tesla 3 for $24,000

  172. leftwing says:

    “I guess my question is, what is quick and easy to make for lunch?”

    I went to two meals. Heavy breakfast but low cal. Eight egg whites, half pound potato sliced and dry roasted, half a red onion, three bunches of scallions chopped and roasted. No butter, very light EEVO on one side of the potatoes to hold the seasoning. Probably weighs in well over a pound, 450 cals. Eat it around 11:30 or so.

    Fruits or veggies next. Maybe a couple frozen yogurt bars.

    Dinner, by 7pm. Low fat protein, always roasted or grilled with veggies. Super low cal sauces, eg. Redhot (nearly no cals) with yogurt blue cheese (minimal). Condiments will crush you if you’re not careful, your favorite BBQ sauce likely weighs in at 50 cals per tbsp and you use a lot more than that. Don’t even want to look at mayo.

    I get out of dinner with a pound of protein (480 cals) plus veggies and sauces (200 cals). Throw in some more fruit or another yogurt bar for dessert later and I’m out of the day easily within 1800 cals without feeling hungry.

    No dairy, no breads. On that I lose 1lb a week without any real exercise regime and blowing it out a bit during the holidays, visiting the kids, GTGs. I track everything and my best measure is total average calories per day plus total weekly alcohol intake < 2700 calories. I broke through that measure on a weekly basis twelve times LTM so I'm not a nun. A few months ago I was able to settle into maintenance mode at 2200 calories a day.

  173. leftwing says:

    TIL about ellipses. Lib, TY.

    Seems they were the cause of the filters puking my stuff.

  174. No One says:

    Nightshades definitely irritate my psoriasis. Tomatoes, potatoes, eggplants, peppers. But my wife comes from Sichuan China where they perfected the use of peppers in Chinese cooking. Some peppers bother me more than others so I stay away from those and live with the rest.
    Ten years ago for a couple years I stuck pretty strictly to paleo or at least low carb and lost 25 lb. But that was when my wife was on an expat assignment and I controlled everything I cooked and ate. Steak or fish and vegetables every dinner. Salad for lunch. Omelet for breakfast. No starches, minimal sweets. Day after day, with tennis and kettlebells and walking for exercise.
    But it’s hard to stay in that zone, I need to get back to that.

  175. grim says:

    We are releasing a 100% Quinoa whiskey in a few weeks. Aged about 2.5 years.

    Healthful. Wholesome. Mindful.

  176. Libturd says:

    Quinoa is the sh1t.

  177. Libturd says:

    Israeli couscous is not bad either in moderation.

  178. Fabius Maximus says:

    After Sugar, (or worse HFCS) the amount of salt in preprocessed food and restaurant food is astounding.

    On a happy note Mrs Fabs truck came in. Special order from the factory and it skirted the chip shortage. Dealer is saying that she locked in the order at the right time. They have pulled most of the offers and rebates. All their Inventory is priced Sticker or higher.

    I have a big box of IC’s in the basement. Might be time to stick them on eBay.
    Crazy times.

  179. SmallGovConservative says:

    Interesting that the conversation on weight management is so heavily focused on diet — with little talk of exercise. My experience is that exercise is the more important of the two. Two points in my life where I noticed a change in metabolism were mid-30’s and again early/mid-50’s. In both cases I made only modest changes to diet, but relatively significant increases in exercise. For those of you in your 30’s/early 40’s, unless you’re genetically predisposed to thinness I suspect you’ll wage a mostly losing battle to weight gain unless you make a serious and consistent commitment to exercise. As for me, I’d go to the gym seven days a week before limiting even a single weekly meal to quinoa or something similarly unsatisfying.

  180. joyce says:

    You can’t outrun your fork

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  182. Phoenix says:

    Is there a place you can rent a Tesla?

  183. The Great Pumpkin says:

    Most important thing is to lose high body fat and replace it with muscle. Muscle allows you to eat more. Require more calories to run a muscle engine.

    If you are in the Apple eco system, I recommend their workout app. Since January, I have been doing their HIIT program 5 days a week (first 2 months was pretty much 6 days to push my body and beat it up). It’s helped me get really toned. So would recommend it. It’s always tough to push yourself esp after 6 months, but afterwards you always feel like a million bucks.

    I do HIIT for 20-30 min. I also add in 10 min of core 2-3 times a week. I also have hit 10,000 steps or more since January. Have never missed a day. So don’t really jog, just power walk. My health insurance has this app that follows you. If you hit the goal of 10,000 steps 12 times a month, they send you 20 dollars for that month. Pays for some streaming services since I am signed up for pretty much every major streaming app.

    Since the first week of January,
    SmallGovConservative says:
    July 13, 2021 at 6:54 pm
    Interesting that the conversation on weight management is so heavily focused on diet — with little talk of exercise. My experience is that exercise is the more important of the two. Two points in my life where I noticed a change in metabolism were mid-30’s and again early/mid-50’s. In both cases I made only modest changes to diet, but relatively significant increases in exercise. For those of you in your 30’s/early 40’s, unless you’re genetically predisposed to thinness I suspect you’ll wage a mostly losing battle to weight gain unless you make a serious and consistent commitment to exercise. As for me, I’d go to the gym seven days a week before limiting even a single weekly meal to quinoa or something similarly unsatisfying.

  184. The Great Pumpkin says:

    My legs have the definition of my high school days when I played almost every sport and extreme sports (skating, bmx, MX, snowboarding). So prob best shape of my life. Highly recommend it.

  185. The Great Pumpkin says:

    I applaud all of you that are losing weight. Remember, if you get toned up, you can still eat a pizza or burger, once or twice a week. Your body will be able to handle it unless you are looking for a 6 pack. Then, you have to watch every single thing you eat, and you still might not get a six pack.

    Jcer really knows his foods. Really on point.

  186. chicagofinance says:

    Never saw this one…… it is unbelievable….. it gets better as it goes…. & Vigoda
    https://www.youtube.com/watch?v=1yWUFeDk1gg

  187. The Great Pumpkin says:

    My wife is really good with weight and food. She hasn’t had fast food since high school. She lives off vegetables and proteins(no beef..ckn, shrimp, fish, and scallops are her def favorite). I love my fast food fix every so often. Something about that low quality food that tastes so good…just feel so guilty after.

  188. chicagofinance says:

    Keep an apple handy for late afternoons…… moderates the blood sugar; takes the edge off….

  189. Libturd says:

    Yes. Apple is high enough in fiber to counter the sugar. Fiber will always fill you healthily.

  190. The Great Pumpkin says:

    Cathie Wood said today she sees a “tug of war” going on in the stock market until the end of the year into early next year that will ultimately resolve itself on the side of innovation mostly due to deflation.

    Cathie Wood said deflationary forces in the economy will put value stocks “in harm’s way.”

  191. The Great Pumpkin says:

    What is an example of a deflationary force?

    TVs (and consumer electronics in general) cost way less for more compared to previous years.

    Many technical innovations cutting out middlemen in insurance, healthcare, real estate.

    Work from home is effectively deflationary innovation, if all work is the same.

    Your smartphone replacing many personal electronic products, video streaming vs cable costs, cloud computing replacing the need for proprietary databases, e-commerce. So many examples of these tech enabled deflationary forces over the past 10 years.

  192. Samivel says:

    “ I just don’t understand why you would want to move to some rural or small town in the middle of nowhere.”
    Because where we live in NNJ is so great and desirable?
    This is a sh*thole. I don’t care where you live in NNJ. And the people here …

  193. grim says:

    I mentioned this a few months ago, it’s becoming more commonplace. I know some road-warrior sales people who have lied to get triple-dosed Moderna/Pfizer, and carry two cards).

    https://www.bloomberg.com/news/articles/2021-07-02/j-j-vaccine-recipients-seek-mrna-booster-without-cdc-s-blessing?srnd=premium

  194. grim says:

    Enjoy your freedom, it’s not going to last. Masks and lockdowns, here we go again. Blame the Republicans, and the South, and especially the Republicans in the South. Fox News has jumped the shark, now they are just disgusting liars pushing the anti-vax agenda out of spite. I can’t even stomach watching anymore, they are now worse than CNN ever was.

  195. Bystander says:

    As they always have been Grim, I remember a very nice lady who I worked with – she was very hard-working and good natured yet she would jump into my cubicle a couple of times a week telling me things like “Obama is trying to replace constitution with Sharia law. Oklahoma is fighting back. Look it up”. This is no joke. That network has warped the minds of many good people, including members of my own family. It has hurt relationships. It is a pathetic, liar network creating alternate universe of conspiracy lunacy. This blog has many examples.

  196. leftwing says:

    Depends on where you are referencing…

    Some states were barely ‘locked down’ and likely won’t ever be again for this virus.

    Other pansy ass liberal Northeastern states whose view of the world is like the old New Yorker cover operated differently, after they finished killing off their nursing home residents of course and lecturing everyone else how smart they were.

    Any attempt at a national lockdown by this Administration – especially this Administration – could cause some serious Constitutional rifts.

  197. leftwing says:

    “It has hurt relationships. It is a pathetic, liar network creating alternate universe of conspiracy lunacy. This blog has many examples.”

    LOLOLOL.

    I will agree there are two parallel universes.

    Your entire lack of self awareness may be blinding you to which ones are off the rails.

  198. Fast Eddie says:

    My experience is that exercise is the more important of the two.

    Agree. You can starve yourself and not lose weight. Exercise is the key to a slim figure.

  199. Hold my beer says:

    If you scroll down in this article it gives vaccination rates in Texas by age and race. Over 67% of 50+ have been vaccinated. Only 43% of 16+ have been. 55% of Asians have been vaccinated, 38% of Whites, 32% of Hispanics, and 26% of Blacks. Collin and Denton counties which are very conservative have much higher vaccination rates that blue Dallas and purple tarrant counties. Tarrant used to be red, but with people moving in and growth in younger voters it’s now purple. Went for Biden in 2020 and trump in 2016. Those are the big 4 populated counties in north Texas.

    https://apps.texastribune.org/features/2020/texas-coronavirus-cases-map/?_ga=2.110899525.157796752.1626264892-96275402.1625808087

  200. grim says:

    Any attempt at a national lockdown by this Administration – especially this Administration – could cause some serious Constitutional rifts.

    Pretty sure nobody cares very much about white male republicans getting killed by covid, especially in the south.

  201. leftwing says:

    Such a…woke….retort.

  202. grim says:

    Places like Texas are going to flip.

    The Republican Party is following the Catholic Church playbook.

    Alienate everyone, especially the young.

    Let me know how that works for them.

  203. grim says:

    Ain’t it the truth though?

  204. grim says:

    I just call it how I see it, Republicans on track to blow the midterms big.

  205. Fast Eddie says:

    The progressive left should be cheering the death of the so-called anti-vaxxers, once they’re gone, the left doesn’t have to finagle ballots anymore to win elections.

  206. leftwing says:

    HMB, does not fit narrative…must ignore…..

    Funny, I’ve tuned into the cable networks more as MSM has become unwatchable.

    That horrible, mean, nasty, lying network that now seems to be supplanting DJT as possessor of those titles did a piece on how the demographic least likely to vaccinate were Blacks. Not the reactionary right agenda pushed by MSDNC.

    Maybe since, factually, Blacks are the least likely to be vaccinated Grim can get behind no new deaths for that group. Just sayin’….

  207. leftwing says:

    “I just call it how I see it, Republicans on track to blow the midterms big.”

    Lots of time left until then with more than ample opportunity for game changing events but you find a way to bet directly without someone taking a vig and I will take the other side of that trade right now.

  208. grim says:

    Maybe since, factually, Blacks are the least likely to be vaccinated Grim can get behind no new deaths for that group. Just sayin’….

    No, the data is clear here. Vaccine hesitancy continues to fall in the black and hispanic populations, especially after the outreach programs put in place. Progress is being made here, and in many areas it’s accelerating.

    The data also supports white southern male Republicans holding steady with the position of never getting vaccinated, ever.

    Pew, KFF, and all the other polls are showing the same thing. The Fox News crew has drank the cool-aid in a big way, even though Tucker Carlson himself has been vaccinated (yet he refuses to admit it, like Trump).

    Make no mistake, this is a clear agenda to attempt to tank the economy. Yet the economy has plenty of room to run. Biden and the Democrats will have presided over one of the greatest economic expansions in HISTORY.

  209. SmallGovConservative says:

    Haha! Bi (and Grim unfortunately) lecturing R’s and southern states about COVID. I bet he bought 12 copies of Andy Cuomo’s book — the typically corrupt and incompetent blue state Dem that he holds up as a model. You Dem apologists are truly pathetic with your woe-is-me hand-wringing. By the way, I always get a kick out of this excerpt from Cuomo’s book…

    “Governor Andrew Cuomo tells the riveting story of how he took charge in the fight against COVID-19 as New York became the epicenter of the pandemic, offering hard-won lessons in leadership…”

    When you’re able to take a break from whining about Fox News and Oklahoma, explain how this fits into your ‘blame the R’s narrative’…

    As Cuomo Sought $4 Million Book Deal, Aides Hid Damaging Death Toll — https://www.nytimes.com/2021/03/31/nyregion/cuomo-book-nursing-homes.html

  210. grim says:

    I’m not a democrat, I’ve never been. Registered republican since day 1 of voting. Pretty sure everyone here already knows this.

  211. leftwing says:

    Show me the data.

    And support why micro-dissecting only one group by all of race, gender, geography, and politics is a valid comparison methodology.

    Regardless of rate of change Blacks are currently vaccinated at the lowest rate.

  212. Bystander says:

    LW 8:17,

    Spoken like a true “libertarian” wink..most true libertarians I know have balls to admit that they have no party that speaks to them. You are fooling no-one left. Talk about lack of self awarenes..

  213. leftwing says:

    “Biden and the Democrats will have presided over one of the greatest economic expansions in HISTORY.”

    Please don’t tell me you actually typed that. Seriously, as owner, you have the ability to edit your own posts…for heaven’s sake just delete that ill conceived and embarrassing thought…

    Talk about kool-aid…have you seriously thrown out all reason and logic to join the anti-intellectual crowd that measures Administrations on start-finish dates absent any other factors AND flat out ignored that the term started with an economy with the economy literally shut down?

    What’s next? Are you going to start selling me stocks on 2Q21 vs. 2Q20 earnings changes?

    HOLY FCUK! Companies are reporting earnings growth of 80%!!! They must be BUYS! Their CEOs must be geniuses!! Bonuses all the way around!

    Christ, that comment is sub-Pumpkin in intellectual rigor.

  214. grim says:

    If you look at the trended data, you’ll see the “wait and see” and “definitely not” black and hispanic groups continuing to fall at a steady pace, this trend doesn’t exist for white republicans.

    Pretty sure pre-covid, you would have not seen this type of response at all, ever. The anti-vax crew largely leaned democratic, suburban, and wealthy.

    Which tells me this trend is largely driven by political messaging, and not deep rooted positions on personal choice.

  215. The Great Pumpkin says:

    What is the difference between living in south jersey (pine barren areas) and some rural small town in another state? Well, actually, pine barren location is better, as you are close to the beach and two major cities (Philly and NYC). That’s right, you would still be living in a metropolitan county.

    Samivel says:
    July 14, 2021 at 12:02 am
    “ I just don’t understand why you would want to move to some rural or small town in the middle of nowhere.”
    Because where we live in NNJ is so great and desirable?
    This is a sh*thole. I don’t care where you live in NNJ. And the people here …

  216. SmallGovConservative says:

    grim says:
    July 14, 2021 at 8:50 am
    “I’m not a democrat…”

    I didn’t say you were. I said you were a Dem apologist — and you are. I suspect history will show that the southern/red states handled COVID much better than the northern/blue states — not that an honest and unbiased postmortem is even possible anymore. Dem leadership (as exemplified by Cuomo) has been terrible — you realize for instance that they haven’t shown any interest in ensuring the true root cause of COVID is identified — yet you immediately and hysterically blame Reps at the first sign of trouble. Makes no sense.

  217. grim says:

    Please don’t tell me you actually typed that. Seriously, as owner, you have the ability to edit your own posts…for heaven’s sake just delete that ill conceived and embarrassing thought…

    C’mon, you’ve been here long enough to know my position on presidents, they are irrelevant and take credit for more than they ever deserve.

    But that doesn’t stop them, and their party, from taking it, and continuing to.

    The expansion has room to run, my position is largely based on the optimism survey data. Coming out of covid, this is an economy that’ll run through a blow-off top like never before, before we approach anything even close to a recession.

    So, Biden will take credit for it, take credit for beating COVID, and that’s that.

    Doesn’t matter if it’s true or not.

  218. joyce says:

    If grim were to replace “presided over” with “in office during”, would that be better? I didn’t read “presided over” as assigning credit. Take a breath.

    leftwing says:
    July 14, 2021 at 9:03 am
    “Biden and the Democrats will have presided over one of the greatest economic expansions in HISTORY.”

    Please don’t tell me you actually typed that. Seriously, as owner, you have the ability to edit your own posts…for heaven’s sake just delete that ill conceived and embarrassing thought…

    Talk about kool-aid…have you seriously thrown out all reason and logic to join the anti-intellectual crowd that measures Administrations on start-finish dates absent any other factors AND flat out ignored that the term started with an economy with the economy literally shut down?

    What’s next? Are you going to start selling me stocks on 2Q21 vs. 2Q20 earnings changes?

    HOLY FCUK! Companies are reporting earnings growth of 80%!!! They must be BUYS! Their CEOs must be geniuses!! Bonuses all the way around!

    Christ, that comment is sub-Pumpkin in intellectual rigor.

  219. The Great Pumpkin says:

    How difficult is it to get vaccinated? Can’t make this sh!t up. I seriously hate politics. I hate anti vaxxers with a passion. Poor countries would love to get a vaccine, and these idiots think it’s a conspiracy by the pharma industry to hurt them for profit. Yes, that’s how you stay profitable, by hurting people and then later being sued into bankruptcy.

  220. Phoenix says:

    “My experience is that exercise is the more important of the two.

    Agree. You can starve yourself and not lose weight. Exercise is the key to a slim figure.”

    Not true. If you starve yourself you will lose weight. Every single time.

    Most extra weight is fat which was converted by the liver from excess sugars your body didn’t need, so basically fat is like compressed sugars which then, when you “starve yourself” have to be broken back down into glucose (simple sugar) that your body can burn as fuel. (Gluconeogenesis)

    A pound of fat contains a lot of energy. When you look like a tub of lard basically you are an oil drum.

    You are supposed to eat like America is supposed to order chips from TSMC. Just in time, as needed, with a small amount of storage. Eat too much, in the tank it goes.

    Of course, exercise and work matter. Laying on the couch Zooming is not going to burn as many calories as bricklaying or roofing. But take your Apple or Garmin watch when you do some strenuous activities and see your caloric use, then compare that to one Big Mac meal you think you earned. You didn’t, in order to eat that, you need to do that activity 3 more times, and if you want to lose that blubber, better make it 4 at a minimum. Your body is more efficient than a Tesla. It wastes nothing. And your cheap American diet is loaded with excesses of everything you don’t need and has little of what you do need.

    So most people need to do both, diet and exercise in order to lose weight. But diet is the clear winner in that race. You don’t take it in, you won’t have to burn it. When you are burning excessive fat your breath will change. Some of us who know what we are looking for will be able to tell just standing next to you as we know that odor.

    Not only that but your brain uses roughly 20 percent of your caloric energy. So you can use that as an insult to some you think use less, just like calling someone a 20 watt.

  221. The Great Pumpkin says:

    Just think about it. If everyone became sick off of vaccines, what future customers would pharma have? How people take this position is beyond me. Doesn’t help when political avenues use it to control their lemmings.

  222. The Great Pumpkin says:

    Yes, grim! Glad someone else finally sees the light.

    “The expansion has room to run, my position is largely based on the optimism survey data. Coming out of covid, this is an economy that’ll run through a blow-off top like never before, before we approach anything even close to a recession.”

  223. Fast Eddie says:

    Phoenix,

    Thank you for the info. I guess my point was/is that you need to burn calories along with a proper diet to see results. I assume chaining someone to a wall will result in weight lose but exercise will rather move it along. :)

  224. grim says:

    Road Cycling was awesome for it’s ability to let me eat thousands of calories of crap a day, without weight gain.

    Doing 30 miles every night, and 50-100 ever day on the weekends – I needed to eat an astronomical amount of calories to not waste away.

    Yeah, that and being in my 20s and 30s.

  225. The Great Pumpkin says:

    Phoenix,

    So many people blame hereditary genes for their weight. I say to them, how does a dog get fat? They don’t like that. You are taking in more than you are burning. That’s why if you want to eat more, get muscle. Michael Phelps used to eat 8,000 calories a day. So if you like eating, put in the work.

  226. leftwing says:

    “Clear as day”

    I don’t have time to go to the source right now but it appears this study starts with a cohort of unvaccinated people and then asks them about their background.

    If so it is likely entirely irrelevant to the points made and, worse, tautological. Plus I don’t see the whole southern, white, male, R thing anywhere.

    Anyway, re: this study, since Blacks make up only 13% of the population in the US it would be virtually statistically impossible for them to comprise, say, 48% of the affirmative responses of population of the study group. Likewise, the data is further compromised, as one looks at age cohorts…..unless this study was specifically done to measure the 30-49 age cohort that cohort of 19 years has a greater population than the 18-29 age cohort of 11 years and would therefore, of course, be expected to have a greater proportion of the affirmative answers. Perhaps the selection of the polling group adjusted for these factors, if not, use it for toilet paper.

    Rigorous data analysis matters, without it conclusions aren’t valid.

  227. Fast Eddie says:

    Coming out of covid, this is an economy that’ll run through a blow-off top like never before, before we approach anything even close to a recession.

    You just said lockdowns and masks are making a comeback. No blow-off for the foreseeable future.

  228. leftwing says:

    ” I didn’t read “presided over” as assigning credit.”

    If taking credit weren’t the point then why type it?

    To inform the world that Biden is currently President?

    We’re not at demented as he is….unlike him, we know he occupies the office.

  229. leftwing says:

    Out guys…..earnings to trade.

    Have fun today.

  230. 3b says:

    Fed says inflation will moderate. It’s their hope, they can raise rates in any meaningful manner or it all collapses. This expansion, is fueled on cheap money and debt. I don’t see how at some point sooner rather then later, we have a nasty head recession.

  231. Phoenix says:

    If whites don’t want to be a minority in America they have to start getting their wives to want to have more children.

    As a terminated ex-employee once replied to me when I needed something emergent, this is the response from white women as well:

    “That ain’t happenin.’

    They like freedom, toys and travel. They are waiting longer to have children.

    But in an article I read, there was this:

    “More than half of never-married women in their early 40s have given birth”

    The question I would have asked is, who is the father of all of these children? How is it that someone could publish such an article and conveniently not ask that basic question?

  232. grim says:

    We’re not at demented as he is….unlike him, we know he occupies the office.

    Yet the economy is not going to crash from his relentless gaffes and stair falls.

  233. Juice Box says:

    re: vaccine hesitancy.

    Numbers and density of people matter more when this spreads. Cities are still the most vulnerable to another wave of covid.

    There are more unvaccinated people in NYC than all of Missouri where CNN seems to be camped out these days. We should see a spike here and other cities unless we have achieved herd immunity between vaccinations and those that have a natural immunity.

    NY does a great job of breaking down the vaccine stats.

    Here are vaccination stats for NYC by race (vaccine eligible 6,691,223) 53% total fully vaccinated

    Asian/NHPI Population eligible 1,233,642 – Fully vaccinated 844,305 68%
    Black Population eligible 1,825,848 – Fully vaccinated 543,507 30%
    Hispanic/Latino Population eligible 2,423,590 – Fully vaccinated 959,911 39%
    White Population eligible 2,681,976 – Fully vaccinated 1,208,143 45%

    https://www1.nyc.gov/site/doh/covid/covid-19-data-vaccines.page#nyc

    I don’t think the numbers are going to change all that much. NYC is now doing vaccine delivery to your home. Let’s see how that goes in a month or so.

  234. The Great Pumpkin says:

    So you don’t want an expansion? Are you advocating for hell on earth? People are doing well. So much so, they are telling their bosses to go f’k themselves, they will only work at home. You think they would be saying that in a recession?

    3b says:
    July 14, 2021 at 9:25 am
    Fed says inflation will moderate. It’s their hope, they can raise rates in any meaningful manner or it all collapses. This expansion, is fueled on cheap money and debt. I don’t see how at some point sooner rather then later, we have a nasty head recession.

  235. Bystander says:

    ” Coming out of covid, this is an economy that’ll run through a blow-off top like never before, before we approach anything even close to a recession.”

    Grim,

    We all know what your job is. How do you square the automation and outsourcing of American jobs with this statement? Where is the wage growth to support such an economy? Jcer and I are seeing opposite. Unless there is some serious worker protection legislation out of the Biden admin, not seeing it.

  236. Juice Box says:

    The old economy crashed folks and it ain’t coming back. Those low paying jobs and all are gone, if you are lucky enough you can retrain to change bedpans and depends for the boomers.

    The latest “human infrastructure” spending bill means grandma and grandpa boomer no longer need to pay for their rotten teeth and bad eyesight out of pocket, medicare will be expanded. Jr. gets to go to pre-school for free. Good times ahead…if you enjoy changing diapers.

  237. The Great Pumpkin says:

    3b,

    Look at those stock market and home prices. You are telling me people aren’t making money? Do you know how many millennials became rich off Tesla? That’s one stock. People are absolutely killing it over the last 10 years.

  238. The Great Pumpkin says:

    Start investing. It’s absolutely destroying labor as it should.

    “We all know what your job is. How do you square the automation and outsourcing of American jobs with this statement? Where is the wage growth to support such an economy? Jcer and I are seeing opposite. Unless there is some serious worker protection legislation out of the Biden admin, not seeing it.”

  239. Bystander says:

    As an example of what it is like handling primarily Indian workforce, we just had (I believe), the third person in two years with this issue. Someone interviewed for a job then a different person shows up to office. In America, I only know the farcical scene from Good Will hunting but it is rampant problem in India.

  240. The Great Pumpkin says:

    REAL ESTATE
    Good morning. Related Cos. is best known these days for Hudson Yards, the luxury mall, high-end residential and office complex in New York City. But the developer has a history of building affordable housing, too. In the latest wrinkle, Related is acquiring up to a 9% stake in healthcare provider CareMax, Peter Grant reports. The companies plan to work together to develop senior health centers in underserved communities throughout the U.S., aiming to open about 75 locations over the next three years. “Our target is low-income,” said Carlos de Solo, CareMax CEO. “The seniors that need it the most are in tougher areas.”

    Amazon.com has been involved with many firsts. Now a startup is relying on that brand to create something that doesn’t seem to exist in the real estate industry today: a public company that owns only one property. ROX Financial aims to use an initial public offering to create a REIT that would acquire an Amazon warehouse in Northern California, Esther Fung reports. The firm then hopes to grow by amassing a collection of Amazon warehouses, according to a June securities filing. Others have tried to go public through the single-building route before but come up empty. Stock market investors have had trouble getting comfortable with the risks of making a concentrated bet on a single building.

    And in the latest SPAC deal in the real estate sector, Altus Power, a builder and operator of solar-power installations on the roofs and parking lots of commercial properties, is merging with a SPAC sponsored by CBRE.

    The deal gives Altus expansion capital as well as access to CBRE’s clients in the U.S., Asia and Europe, Peter writes.

    –– Craig Karmin, Real Estate Bureau Chief

  241. Bystander says:

    “Start investing. It’s absolutely destroying labor as it should.”

    Oh I will. Remote education software taught by Indian teachers. Next big thing..I feel it.

  242. Juice Box says:

    Fed cannot control cost-push inflation with these low rates. It’s not possible, and they don’t want to anyway, that is their dirty little lie. They want inflation to pay down older debts with cheaper money. It’s ingrained now in everything there is no going back, the dollar value will be deflated it will buy less and less as time goes on. We are in a way repeating the 1970s. The question is not that there won’t be inflation the question is how bad will it be.

  243. 3b says:

    My HR friend ,second in command for all HR world wide at a large international firm, told me yesterday that in addition to WFH , a 4 day work week
    Is another area that is seriously being looked at.

  244. 3b says:

    Juice: Exactly! But there are those who cheer the madness on , and it won’t be the boomers who are hurt.

  245. JCer says:

    Bystander, with the Indian Outsourcing firms I swear they have people they send for the interview and the worker they deliver is someone different. I was pretty sure I interviewed the same person multiple times as a different resource for different jobs. Fraud is unfortunately very common in India.

    The American worker is roadkill, no politician of any stripe is looking out for us.

  246. Fast Eddie says:

    Democrats have united behind a $3.5 trillion Human Infrastructure spending package? A “Human” Infrastructure package? What happened to bridges, roads and grids? Does it scare anyone to know we just keep printing paper?

  247. JCer says:

    The powers that be want inflation for certain, the problem is if the economy collapses it ends in deflation, no amount of printed money can stop it. At the root it is made up of people and people are not easy to predict or control.

  248. Grim says:

    Biden’s move on banning non-competition was a strong move towards driving increased competition, wage growth, worker mobility.

  249. Libturd says:

    https://tinyurl.com/thankcathie

    SFW, not for Pumps psyche.

  250. Bystander says:

    Sorry grim…exactly what % of workforce has enforceable non-competes? You can rule out entire CA workforce as banned already. Companies can try but I think this is more hype. You need anti-trust laws, slow down consolidation of entire industries, raise H1b salaries, quicken green card process and finally outsource tax charged to offshore vendors. Real legislation that will never happen.

  251. crushednjmillenial says:

    Grim at 8:47 on “tanking the economy”? . . .

    First, in my opinion, the Southern States will NOT close again, no matter how Covid mutates or whatever else may happen. Georgia was basically open on May 1, 2020. So, I don’t see how Southern state vaccine refusal will effect the economy unless you mean further case transmission will cause the Dem states to close? The same Dem states that are struggling to get to the 70% vaccination line.

    Second, I doubt the Dem states do much shutting down going forward. They were able to get Trump out in 2020, and, in my opinion, a lot of the 2020 shutdowns were aimed at that goal. NYC already threw a covid success ticker tape parade, so these Dem leaders would look bad backtracking to shut downs at this point.

    Third, the data is starting to strongly indicate that lockdowns and shutting businesses was not effective. While there is a vaccination gap between blue and red states, it is still the case that the Dem states (with the most-prolonged shutdowns) had the worst mortality from this virus, even though red state people have been going about their business maskless and like normal since summer 2020.

    Finally, in my opinion, and as cold as it may sound, even if covid deaths double over the next 12 months to 1.2m Americans dead from covid total (less than 0.5% of the population), this death toll is NOT the magnitude of deaths that we shut down to avoid – this magnitude of deaths might have justified a one month or so shut down to “slow the spread”. There was some glimmer of a logical case for shutting down for months only because we were scared of millions of covid deaths and chaos in the hospitals resulting in even more deaths.

    In conclusion, covid was mis-handled and politicized from both sides, but the Red states won’t become “lockdown” states and the Blue states have less political juice to squeeze from more lockdowns.

    Fully vaccinated percentage (According to Bloomberg vaccine tracker):

    NJ: 56.5%
    NY: 55.5%

    TX: 42.3%
    AL: 33.4% (worst in the nation)

    Covid Deaths per million population (according to worldometers):

    NJ: 2,985 deaths/million ppop (highest in the nation)
    NY: 2,781 (2nd highest in nation)

    TX: 1,823 (24th highest in the nation)
    AL: 2,325 (7th highest in the nation)

  252. crushednjmillenial says:

    July 7, 2021: NYC holds ticker tape parade honoring “essential workers,” including “building services and maintenance workers.” Implicitly, an end to the Covid crisis – “Mission Accomplished.”

    Those same building services workers work in the industry that is still prohibited from using its collateral to enforce its customers’ payment obligations. Covid is over, but the NYC eviction moratorium remains in place.

    If a tenant with a modest $1,500 per month rent has not paid since April 2020, that tenant currently owes $24,000.00 and is secure in his housing unit until at least August 31, 2021, but realistically quite a bit longer. This is true even if he or she flatly refuses to apply for rent relief from the government, and it is irrelevant how much was collected in enhanced unemployment, stimulus cash payments, whetehr there was job loss, etc.

  253. Phoenix says:

    Eviction moratorium.

    Haha. Guess you don’t like it when it helps criminals steal from you do you?

    Now you know how I feel when I was escorted out of my humble abode and tossed on the streets by the gestapo of NJ. Allowed my ex to steal thousands of dollars with the help of those paid to serve and protect. Then, when you tell a judge what happened, it, and I mean it, asks you to prove what was stolen, when the same muppet was the one that kept you from proving it by ejecting you. How were you ever to get justice in a courthouse?

    Good luck collecting, maybe you will have better luck than I did. I’d prefer lawlessness at this point.

    With liberty, and justice for all. Shove it.

  254. Phoenix says:

    “the problem is if the economy collapses it ends in deflation, no amount of printed money can stop it.”

    Sounds like fun. And like something Carlin predicted.

    He hasn’t been wrong so far..

  255. Libturd says:

    Crushed,

    Too much political bias IMO.

    You can’t count and rank Covid deaths in TX/AL and use it as a stat to compare unless you normalize the data to account for the dumb nursing home deaths and the fact that a lot was learned between the initial virus wave in NY/NJ to when AL/TX experienced their first wave.

    I won’t disagree that shutdowns are unlikely at this point for either red or blue states. But I will argue till I’m blue in the face that these shutdowns were politically motivated. At the time, they were based on the best knowledge on hand.

    Wish people could separate their politics from their thought processes better.

    Even going forward, it’s disgusting that the left is ignoring the fact that those who have had Covid are much less likely to benefit from the vaccine. And stubborn proponents from the right are ignoring that although Covid is extremely unlikely to mame children, it will help with herd immunity and is certainly safer than contracting Covid itself.

    Why would we expect our politicians to compromise if their constituents won’t?

  256. Phoenix says:

    “Those low paying jobs and all are gone, if you are lucky enough you can retrain to change bedpans and depends for the boomers.”

    Well, if a Covid v2 hits hard enough, or the Chinese get even more pissed and send Covid v7, there won’t be any boomers left to wipe or change their diapers.

  257. crushednjmillenial says:

    Phoenix at 11:07 . . .

    I am wondering if you would be so kind as to summarize your advice for young men ahead of marriage. If I had to summarize your thoughts on the subject and some reading I’ve done in mens rights literature, here are my bullet points to start:

    (1) pre-nup ahead of marriage, prepared by attorney, which aims to state your pre-marital assets, and keep this out of marital estate;
    (2) don’t commingle your pre-marital assets with marital estate assets;
    (3) never consider the marital home to really be “the home of the husband” – it is just your home until and if your wife goes nuts and decides to scorched-earth-divorce- you (allegations of abuse, maximum aggressiveness from her divorce attorney, etc.). So, be prepared to leave at a moment’s notice (So, paperwork needs to be digitally backed-up or stored off-site, and you need to have a relative or friend that will put you up for a short stay or just be prepared to head straight to a hotel).
    (4) never consider your children to really be “your children.” You need to understand from day one that one day you might only get 4 days per 30 with them, or even less. And, a lot of aggravation to get those 4 days out of 30.
    (5) keep the career stress in perspective – if you bust your back to get to a high-pay position, the worst-case scenario is you have an unsustainable high stress, but high-pay job, which can be imputed as your earnings-ability and will potentially affect your alimony payment calculation.

  258. Libturd says:

    Interesting article on how Israel plans to handle the Delta Variant. It’s good reading since it’s not politically motivated.

    https://www.reuters.com/world/middle-east/living-with-covid-19-israel-changes-strategy-delta-variant-hits-2021-07-13/

  259. 3b says:

    Crushed: Sounds grim.

  260. crushednjmillenial says:

    Lib at 11:17 . . .

    I agree that comparing NJ/NY death rates to TX/AL is not statistically proper methodology. I don’t mean it that way when I point to the numbers. What my point is is that, anecdotally, places like TX and AL were done with Covid precuations in summer 2020, and their death rates are not dramatically higher than what NJ/NY aggregate death rates are (indeed, still, Southern states are lower). Based on his actions, if someone like Cuomo had to estimate in, say, May 2020 what would happen if NY kept all covid restrictions but TX immediately ended all covid restrictions, he would have likely guessed that TX overall death rate/million would surpass NY aggregate death numbers within a few months. Due to the fact that there wasn’t a massive death rate in the Southern States that dramatically overshadows the Dem states, I’d say that the lockdowns, business shutdowns and other economic disruptions were not good policy. I’m just spitting this out, so I’m not sure if I make sense, but that’s my two cents on business shutdowns.

    On the political motivations of Dem leaders, we are just going to need to agree to disagree. Pelosi, et al., said go to Chinatown in early March 2020, it’s racist to restrict flights, and Murphy didn’t shut down the schools statewide even as Italian hospitals shocked the world, then they pivoted to, in my opinion, polticially-motivated overreaction to covid. I, personally, do not see much good faith from Cuomo, Murphy, or DeBlasio on any of this.

    And, here’s why it matters. The federal government is borrowing $6t to finance covid-related spending. $28t federal debt versus a $20t economy. I don’t know what level of debt starts to cause the system to shake. Is it $35t? $45t? What happens when we do find out?

  261. Nomad says:

    3b says:
    July 14, 2021 at 10:14 am

    Did he tell you what he believes the long game is? Once Corp America no longer has to play nice, does it start with limiting raises since WFH people have reduced apparel costs and no commuting costs? Does it devolve into competing with other US based employees working from lower cost areas. Corp America is ramping their automation and AI at a much faster rate since COVID, will it be less of the good paying WFH jobs that further drives down incomes? Corp America seizes every opportunity, this one is no different and potentially a much bigger impact. How long does he view the cycle for all this to play out <4 years? TY

    PS – Trader Joe has a very good Quiona burger fairly low in salt. Beyond meat patty is 390mg, way too much.

  262. 3b says:

    Nomad: She does not go into a lot of details , senior spot and she is cautious in her comments to me. Another couple of years until she retires, and she can’t wait. She did say the biggest attraction with WFH is the ability to fill spots and be geographically agnostic in where the employee is located. It’s a cost savings for the firm. AI is becoming more important and no longer abstract, this will eliminate positions going forward, and not just low level clerical/ops positions. Outsourcing will continue, whether it’s WFH or office, but savings are significant with less headaches if a spot that was once in NYC is now filled in Atlanta. Says the millennials are much more outspoken then Gen X and Boomers.

  263. joyce says:

    leftwing,
    Assigning credit and taking credit are two different things done by different people. Of course, the politicians will take credit/blame others… but grim is not assigning credit to the politician because he knows better.

    leftwing says:
    July 14, 2021 at 9:24 am
    ” I didn’t read “presided over” as assigning credit.”

    If taking credit weren’t the point then why type it?

    To inform the world that Biden is currently President?

    We’re not at demented as he is….unlike him, we know he occupies the office.

  264. Phoenix says:

    A summary from me would be the size of a novel.

    Everything you posted would be prudent.
    1. sure
    2.sure
    3. absolutely. Hard to get paperwork like that when you are ejected from your house, and even harder to get a judge to do anything to help you get it. And very, very expensive.
    Being married to a defect is like being in a foxhole with your fellow soldier when they turn traitor and throw a grenade on top of you.
    I would add, and although obviously because I am not a bad human it didn’t hurt me at all, but password protect every computer in your house that you use, and keep one as your individual one and not a “family’ computer. Mine was seized by my ex, but since I don’t do anything bad, she can shove it up either hole she chooses that she can get it to fit in. I lost documents, my resume, photos, family heirlooms, 2ok in tools from when I was a mechanic, etc. The list goes on forever.

    All it takes is a female that cries to an army of ex military red blooded American Heroes that smell the aroma of vaginal secretions and want to do good by her at either your expense or their potential profit of some kind. They won’t want to hear your side, you are the man, you are leaving, don’t resist, we are armed.

    And once you are out, anything except the foundation of your house and the macadam of the driveway is hers to take. You aren’t there, you can’t prove she took it. Consider it gone.

    My other suggestion is if you ever decide to have a child, don’t underestimate your love for them. Nothing was worse for me than when a judge barred me from seeing my young child. Eff you to ANYONE who thinks I should ever get over that. It creates a hatred for your ex that burns hotter than the sun, and extinguishes just as quickly, as in probably never, but does mellow over time. There are lines you don’t cross in a divorce, and using a child as a weapon is one you don’t do. But females do this, sometimes with catastrophic results, the ones that end up on the nightly news. I was fortunate enough to have some distrust of my partner, obtain evidence, and defend myself, and so I still have my child. Cost a fortune, no kidding. Worth every dime. But without the resources or the lack of forethought I could have easily ended up on the losing side of that battle. I was told by one of my attorneys that white women win these battles much more easily than black women. I guess they are looked up to as “saintly” by judges or police. This is second hand, but what that attorney said does make sense to me.

    I’d suggest to any man having a child, never, ever, take a career that requires travel, odd hours, working far from home, etc. One thing that is long term critical should there be a massive failure sometime after launch is how available you are for that child. Although courts are biased towards women, and always will be, you have a much better chance if you are a school teacher vs a long haul truck driver. It’s about logistics and money-not about your child, although that is how it will be framed in court. The judge cares about money to pay for your kid, and if you are the breadwinner during the explosion, you will be the breadwinner most likely till the end. And if you aren’t available to take your child to school, doctor visits, or plays, then you are not the “better” parent and you will lose time, it can be corrected later, but at an expense.
    Working from home will cause some divorces as some women don’t like to hear their husbands “breathing,” but at the same time will increase a man’s chances with custody as they are more available for their child, which makes a good argument in court.

    When it comes to your child, and the expenses of a fight to keep them are involved, one of my colleagues at work said something to me. He is black. He said ” you should have just used the method that us “brothers” use. Just walk away and make the payment, don’t fight. Don’t give a dime to the attorneys. Be patient, your child will miss you and will find their way back without you having to do anything.” I have to say although it wasn’t my technique, there is logic in what he said.

  265. The Great Pumpkin says:

    Anyone read this? Worth my time? The theories seem interesting and I could see it being the future.

    https://www.forbes.com/sites/calumchace/2020/08/18/the-price-of-tomorrow-by-jeff-boothbook-review/

  266. Phoenix says:

    Grim,
    My post went into moderation. Something annoyed it. Don’t bother, just cancel it. And forward my info to crushednjmillenial if he should ask for it. Thank you.

  267. Ez says:

    Remote education software. Privatized education in general has been a terrible
    Investment for decades. Google: Edison Project

    As far as “ offshoring k-12 “ Dream on.
    It went so well the last year right?

  268. Ez says:

    What Happened to Edison Schools?

    The answer, in part, has to do with Whittle’s aspiration to create hundreds of redesigned schools for which he needed investors. As the chain of schools expanded and reports were glowing, Whittle sought and received more venture capital. Edison Inc. was the first for-profit school-management company to be traded on a stock exchange. They got contracts from urban school districts (e.g., Wichita, KN; Philadelphia, PA, Ravenswood, CA) to use their model of a “good” school to convert failing schools into “good” ones in other districts but stumbled into one political difficulty after another with unions, parents, and administrators (see here and here). Their stock had reached a high of nearly $40 a share in 2001 and then, as problems piled up, dipped to 14 cents later in the same year.

  269. 3b says:

    Black Rock Chairman Larry Fink worries about inflation, says it’s unlikely to be transitory.

  270. The Great Pumpkin says:

    “I start by telling Booth I’m so happy to be talking with another person on this subject because I cannot understand why so few people are interested. I have a degree in chemistry, so I’m mostly self-schooled in economics; I’m just some guy with a laptop reporting on Silicon Valley tech trends. So why aren’t economists — the professionals — all over this? Why can’t they see that technology is a deflationary force with tremendous positive potential and an equally potentially devastating effect on society?

    (Technology creates abundance, and abundance is a scary thought in this economy, which relies on scarcity to support prices)”

    https://www.zdnet.com/article/the-price-of-tomorrow-could-be-ruinous-technologys-unstoppable-march/

  271. The Great Pumpkin says:

    That’s very true. I have an outsider status when it comes to PR and marketing. About 15 years ago, I started writing about how every company is a media company, and now PR is all about content marketing — producing journalistic content to fill the gaps in the shrinking media industry. EC=MC is a transformative equation. Every company is a media company. And a tech company.)

    Booth says he wrote the book not to make money, he is already wealthy and firmly in the 1%. He wants public discussion on this topic because he wants his children to have a good future. The way things are progressing, he is fearful of social strife amid an extended depressed economy.

    He explains technology’s deflationary role very simply: If you look at the smartphone, it is about 13 years old. It now replaces so many things: It’s a map, music player, video player, tape measure, personal assistant, personal diary, camera, tape recorder, and the apps are free or very low cost.

    If you imagine that same type of pace happening within every industry sector — then the deflationary effects of technology are massive and growing exponentially.

    (It really is a dismal science that economists cannot measure any benefit from technology. All that data and nothing. Their analysis of tech investment shows a negative productivity effect!)

    Government monetary policies are all inflationary and work to counteract deflation. Governments do it by printing money, massive amounts of it, which we’ve witnessed during the COVID-19 lockdown, and we will see many trillions more, Booth predicts.

    This strategy of fighting deflation with debt will eventually break the economy, which is why we need to embrace our future and transition consciously over to what can become a very prosperous economy but based on very different economic principles, rules of investment, and work. Or face dire consequences.

  272. chicagofinance says:

    I am waiting for a $17,000 tax refund from the IRS for a return e-filed in March. From what I understand, the delay can be traced directly to Trump’s decision to gut the IRS. An area that used to have 1,200 headcount is now at 200.

  273. Libturd says:

    Crushed/Phoenix,

    On the divorce theme. I agree with how unfair it generally is. But keep in mind, it’s not all gender based. For example, I have a sister who married a guy who did not have a job. He was a writer and did a lot of volunteer work and was finishing his masters at the time they got engaged. My sister is a lot like me. We both have been working extremely hard since we were 14. Well, her fiance was a real sweatheart, creative type and would do anything for my sister, except get a job. He was a spoiled kid from a wealthy family and did not have a work ethic as a result of it. When they got divorced, my sister had to pay him alimony. She also could not get full custody of the kid, which meant she could not leave Ohio, where they lived. Fortunately, she met another guy (a college professor) and is happily married now. Once he ex remarried, the alimony stopped. But just wanted to point out that it’s not a gender issue so much a lack of pre nuptial issue.

    With that said, do you guys really think your partner would have married you if you required a prenup? Heck, what would it say? If you divorce me, I get the kids and house? Good luck getting that signed.

    Not trying to be a jerk here, but the system is designed the way it is because men usually are the sh1ttier gender. Just sayin’.

  274. Libturd says:

    ChiFi,

    There’s a reason a lot of wealthy people don’t pay around 1/3rd of what they owe in taxes. The excuse often said by wealthy taxpayers is that it’s too complicated for the IRS to understand these convoluted returns. The real truth is that the IRS has been continuously intentionally riffed over the past 50 years. Just from 2010 to 2018, the number of audits performed on the >200K crowd has dropped between 64 and 72%. This equates to about 1 in 20 returns even being audited. If I made 10 million or more a year, I definitely would cheat. The penalty is cheaper than the savings! And your odds of ever getting caught are next to nothing.

  275. Libturd says:

    I have created an online account to auto deposit the monthly advance on my child tax credit. Shame interest rates are so low. Nonetheless, it’s nice to have the money in my account rather than in Uncle Sam’s. Can’t wait for next April when everyone owes the Feds $2500 or so.

  276. Phoenix says:

    Lib,
    IDK,
    A prenup to me feels like you are not committed. I didn’t marry my ex for money. Never even entered my mind.

    But some marry just for health insurance, or the benefits the American government provides that financially help those that are married.

    “but the system is designed the way it is because men usually are the sh1ttier gender. Just sayin’.”
    Really, are we? I think it’s closer than you expect, and you are finally seeing it due to cameras and recordings. It’s not as black and white as “perceived.”

    Either way, the best thing to do is as I stated, if you have kids, make sure your career allows you to take care of them as equally as possible. Someone who works for the town and is home by three can have a more equal distribution with kids vs someone who travels for work.

  277. BRT says:

    I know a female doctor who had to pay her deadbeat husband 5k month. I also know a female math teacher that is paying alimony.

  278. Bystander says:

    Lib,

    Absolutely. A dear friend I grew up with married a nice guy bum who sold mortages in 2006 and refused to find employment went it collapsed. She has been trying to divorce him for two years but he needs a second hip replacement. He won’t divorce unless she keeps him on insurance to get it done. She will pay him alimony. My sister married wealthy family DC elite who has not kept a job in 15 years plus. Thinks he is entittled to COO position bc he went to UMich business school. Always wanted title and next big thing and now 51 with 2 kids, no career and sister pulling it all. It will be brutal for her. She keeps saying needs to divorce but can’t bring herself to it. Men are mostly the sh%theads, except when we are good guys then system crushes us as well.

  279. Phoenix says:

    BRT,
    That isn’t right either. But that is the system. So is the problem the system or the individuals?

  280. No One says:

    Madea has some good relationship advice.
    https://vimeo.com/18145425
    I’m coming up on my 25th marriage anniversary later this year.

  281. BRT says:

    The system is obviously f…3d. every form of free money should decay to zero over time. There’s no incentive to not be a lazy pis in these situations.

  282. 3b says:

    I know a young woman, married 4 years, husband lost job , no intention of getting new one. Spends his time gaming and TV watching. She is rightfully dumping him and has to pay him 2 years alimony.

  283. The Great Pumpkin says:

    What losers…any spouse that sucks the other dry is a leach and should be treated as such. I understand the anomalies out there, but these stories you guys are sharing are pathetic. Suck their partner dry both mentally and monetarily.

  284. The Great Pumpkin says:

    Good read from National Geographic.

    “Some dogs are geniuses—just like humans
    Canine Mozarts or Einsteins are likely rare, says a new study of gifted and talented dogs—and scientists want to know why.”

    https://apple.news/AoaA3Fr5FTAGHKL4dAThC_Q

  285. The Great Pumpkin says:

    I’m just starting read about animals, and let me tell you, based on what I read they are smarter than we think. It’s also a shame how we treat them.

    Check out this article from a book about the Yellow Stone wolf pack brought into the park in 1995. Good read.

    https://theweek.com/articles/577618/what-animals-think

  286. Phoenix says:

    Just look what the courts have done to Britney Spears. That alone should give you pause.

  287. leftwing says:

    Some addenda to the good divorce replies so far…as I’ve shared, mine went 3+ years and had fees in the hundreds of thousands of dollars. During and shortly thereafter I had two separate commercial disputes in the same Superior Court. Same exact floor, same hallway even. Take what you can, disregard what you want.

    Big picture, if you end up in divorce you are in Family Court because the Courts in NJ presume special knowledge is required for divorce. That is not true nor is it to your benefit but it is so. Regardless, as should be the case, no prenup can address children as it is the purview of the Court to decide what is best for the children separately from the impact on the parents. Even if you and your spouse and each attorney agree matters on the children and the Court does not feel it in their best interest it will not occur. You certainly can’t agree pre-matrimony what will happen with prospective children in a future divorce. This situation is actually good, as the clarity around custody removes some emotion and can just focus any prenup on money alone.

    Last big picture point…it is impossible to overstate how horrible attorneys in NJ are. Examples and reasons are extraneous to the conversation but I can elaborate for anyone interested. Keep their mediocrity in mind because if you think you get prenup done and it is ‘good to go’ you will be in for a surprise when you hit the Court.

    So, bullet points:

    Prenup, yes. It should be broader than to simply state which assets each party has outside the marriage, that is factual and discoverable so not a big deal. IMO it should construct the framework under which the divorce will proceed…conceptually moving the divorce from ‘Family Court’ and all its special considerations and precedent to a simple commercial dispute. As an example, the paying party (gender neutral) is presumed responsible for the receiving party’s legal fees…that assures the divorce will drag on and moves an incredible amount of leverage to the receiving party. Simply agreeing that each party will be responsible for their own attorney’s fees out of the joint asset settlement will greatly reduce the cost of divorce and ultimate settlement. Judges have latitude under law and equity…your goal is to align your interests with the judge which is to give them the easiest out possible and conversely make it very complicated, messy, and potentially painful for them to not stay inside the rails of your agreement. Clearly state in the prenup each part of the law being addressed, that you both agree to forfeit rights and actions under it, and the framework under which you intend to resolve those items. If possible, and since I am considering re-opening my case I intend to look into it, consider removing the PSA itself from under the jurisdiction of the Family Court. The Family Court really neither opines on or approves it.

    Again, I cannot emphasize enough that you will essentially have to become your own attorney, fluent in many aspects and specifics of the law. I am in dispute of about $35k with the ex- caused by the placement of a semicolon…no kidding. Another example, we had over 35 accounts across half a dozen brokerages/banks. My attorney just presumed all the accounts were tainted, ie, an IRA rolled from a prior job had contributions from the marriage. One didn’t, six figure swing in my favor. On that specific topic separate means separate, no commingling either way – in or out – ever. this one had sat in SPY in an untouched separate brokerage firm since 1992. Never an outside debit or credit.

    But…the ‘keep premarital assets separate’ goal is laudable but in reality? Newly married couple, hubby has $400k savings, new wifey little….what do you think the hubby’s chances are of convincing his new bride they’ll rent for a few years until their ‘joint’ account can support a down payment? Discrepancies like these can be addressed in the prenup.

    On the work/children/visitation…again, the Court will do specifically what it believes is best for the children irrespective of anyone’s wishes. There will be a PPR (parent of primary residence) and a PAR (parent of alternate residence). They can both have legal custody (make decisions). The PPR will usually have the majority of the nights and receives the support; the PAR is the payer.

    There is little one can do to influence these arrangements, and generally they are only appealable outside of Family Court on extremely narrow circumstances (findings not supported by fact).

    The work/career idea is interesting but as a practical matter, are you in reality are you going to live a decade or better of your life differently to prospectively build a case to be argued in the event of a divorce? Unlikely.

    One nuance on future children and divorce, get those 529s funded immediately from joint assets. Before your or your spouse’s retirement savings even. College expenses will be for the account of the PPR. Fill that tank before driving away from the pump. The judge actually told my attorney in chambers how “lucky” I was that “we” had fully funded the 529s when each kid was born…

    Bottom line your best defense, bar none, in divorce is to marry up…get the woman who is the 80 hour work week, 160 days in the air, commute to NY worker earning 2x you.

    Absent that, get a solid prenup of which you must be the primary driver (did I mention how bad the NJ attorneys are) that conceptually moves the monetary disputes from under the law and precedent of family court to a commercial transaction. Proforma adjustments for comingled assets brought to the marriage, each side pays their own legal fees, no alimony or at best a small period of rehabilitative.

    I did discover during the process that prevailing is entirely about small yardage…some aspects of life are about strategy and results fall into place….divorce, and by extension any prenup to pre-emptively address it, is the opposite…you win and lose in the aggregate on a hundred different small points. Like some above…those 529s were a $500k swing in my favor….

    End of the day I got 50/50 legal and physical custody, an alimony payment 9% of the amount filed by my ex- (not a typo), and moved her out of the house. It was a incredible stressful slog and the most physically exhausting ‘deal’ I have ever done. I would most certainly advise anyone entering into a marriage to do so only with an airtight prenup. If the prospective spouse won’t agree, move on. Plenty of fish in the sea and your future self will thank you.

    Good luck to your relative.

  288. Phoenix says:

    There is little one can do to influence these arrangements, and generally they are only appealable outside of Family Court on extremely narrow circumstances (findings not supported by fact).

    Well, one can start with a false allegation about their soon to be ex. It’s one way to try to influence the family court, and it’s usually done by women against men, because, as it has been so beautifully put in an earlier post made by Bystander “Men are mostly the sh%theads,” and Lib ” because men usually are the sh1ttier gender, ” its easy for women to lie and have even such posters like these two, which I both highly regard, be easily swayed as even they are biased.

    Becomes a real uphill battle to get even the good ones on your side.

    /endrant

  289. Grim says:

    Makes more sense to just be the divorce attorney in this situation.

    #profit

  290. SmallGovConservative says:

    leftwing says:
    July 14, 2021 at 4:56 pm
    “Some addenda to the good divorce replies so far…”

    Extremely informative and helpful. Although rare apparently, would you happen to know of a good family law (prenup) attorney in NJ — and if so, would you share that recommendation?

  291. Ez says:

    Sad to hear the nightmarish side of marriage.

  292. The Great Pumpkin says:

    Nailed it. I’m incredibly thankful to be on the fortunate side. Just horrible what some have to go through.

    Ez says:
    July 14, 2021 at 6:26 pm
    Sad to hear the nightmarish side of marriage

  293. Juice Box says:

    Buddy of mine just got divorced. She was a real sneaky cheater, online romances for years and would meet these men in hotel rooms etc. We have been friends for 20 years, he caught her a few times over the last two decades and one night over late night drinks at a conference told me about what was up and unfortunately cried over it too, more than once that week. He would always forgive her. I took him to a famous strip joint in Florida to take his mind off his problems. That worked a bit that week, and I would talk to him from time to time and tell him to move one. Plently of women at work and otherwise were interested in him.

    He however would not divorce and tried everything to keep her, couples therapy etc, she did not want kids and they had none but he had a grown son from a fling when he was a Marine. The last straw was when they were renewing their vows late 2019 on their 20th anniversary. She cheated on him that day, and that broke his back, finally went and filed 15 years after he told me what was going on. He is making $$$ and kept the house, had to buy her out of her portion etc. No alimony they both worked the entire time. Sadly she was a POS to allot of people, drove a wedge every time he made friends like me and others etc. It always had to be about her etc, if she was not the center of attention, especailly if she did not think of it like where to eat dinner in Aspen for example, well she would throw an actual tantrum when I insisted on going to a different restaurant. We did not speak for the rest of that trip.

    Funny I still see her on FB posting pics of her new empty house in Westchester and was bragging about things. This woman is pushing 50. Prospects for her are well thin, living in the burbs, and getting wrinkles and a rounder bottom by the day…..
    I have been encourgaing him to sell his place and move into Manhattan and have a good time, however I think he will sit in that empty house stewing away over the past.
    I am glad I did not get married young…

  294. Grim says:

    So will Republicans back Federal decriminalization of marijuana – because smoking or not is a personal bodily choice?

    It’s about the personal choice to be able to put a substance into your body, no?

  295. Bystander says:

    Phoenix,

    Truly I sympathize. My mother had 6 kids and my (alcoholic) dad cheated on my mom throughout 70s with his secretary. After twenty years of this, he moved us out of NJ then left my mom with 6 kids two years after moving. The 3 older siblings were in college at that time. I was just starting HS and my younger sibs were 10 and 9. Not fun. They stayed married for financial reasons until 2000.When he left in late 80s, judge based split on that exit date, not until they were married. My Dad got his life under control . He was very smart and hard worker and ran companies in large ship/marine companies. He did very well from 1990 to 2018. He is now married to secretary, living on 1.3m waterfront home in Tampa area while my mom does not have a pot to p&iss living in a studio retirement village 15m from me. I love both my parents but my Dad was the a%shole. Most children of divorce from 70s/80s had the father being the ass*ole because they had the money, power and women were completely dependent as mothers. Times have changed and yes, women can be just as bad. I married one but she was career driven psycho (no kids) who thought she struck in rich in pre-IPO comany share so she split assets and wanted house bc it was “Westfield” per her lawyer. Paid me half of equity (just realtor appraisal) This was 2008. She listened and got crushed when selling in 2012. Been there and came out other end cleanly somehow.

  296. Juice Box says:

    re; nightmarish side of marriage (and getting married too young.)

    Another acquaintance of mine Italian guy from the Passaic area married up in life. He was a simple post man and married a richer (daddy’s money) Italian girl, he met her through one of those old fashioned sites match whatever . They quickly moved into a new house in Wayne or one of those towns (Daddy paid for and kept the deed) and had a baby. Soon after however she was no longer the nice Italian wife and mother. She wanted him out out out of her life and their child’s life. He ended up on a friends couch for a while. She tried every dirty trick in the book to break him including getting rid of the house, moving in with parents leaving kid at sisters in long island for the weekends etc. It broke him. He went and took a transfer from the USPS and moved away.

  297. Bystander says:

    Oh, the company filed IPO in 2008 and never went public. Company went downhill as liquidity and stock volality subsided over years. Sold off for peanuts. That is my favorite part of story. F-her.

  298. joyce says:

    Such confidence from one of the “authors” of the proposed legislation.

    https://www.nj.com/politics/2021/07/property-tax-breaks-would-be-restored-under-senate-budget-bill-menendez-says.html

    U.S. Sen. Robert Menendez, a member of the tax-writing Senate Finance Committee that will help draft the spending bill, said the measure will deal with the deduction, known as SALT.

    “My understanding is there is a SALT provision in there that would provide relief,” Menendez told NJ Advance Media.

  299. Juice Box says:

    re: Britney Spears

    She is not dead from drugs and/or broke. Last I checked she still has her fortune and is still breathing. It usually ends badly for many pop stars and celebs put through the media ringer. Judge should pull her old man and put someone else in charge and maybe she will make it to old age.

  300. The Great Pumpkin says:

    Yea, something off with Britney. I wouldn’t trust her with that money, but it is hers. I just see drug overdose if she did have access.

  301. The Great Pumpkin says:

    I asked the following question to that author (Jeff Booth) of that book I shared earlier.

    “How do you expect to convert the globalized economic community into a new economic approach? That’s not easy, esp for people in positions of power? Im interested in your position on this?”

    This was his response.

    “It’s why I’m convinced that #bitcoin  creates the best (hopefully peaceful) path between systems. The existing system cannot change itself and change is necessary.”

  302. The Great Pumpkin says:

    Used cars accounted for a third of June inflation, so we should definitely be watching what happens to the wages of people who make used cars. That’s gonna be big.

  303. The Great Pumpkin says:

    Wild, Bull case for uranium.

    “With Wall Street institutional interest in #Uranium growing😃 ‘The Bear Traps Report’ has compiled a 26-page summary of their Uranium Write-Ups to bring potential investors up-to-speed on #investing Bull Case.🐂🏇⚛️⛏️ #Nuclear #CarbonFree #NetZero #ESG🌞
    thebeartrapsreport.us6.list-manage.com/track/click?u=…”

    https://twitter.com/quakes99/status/1402263519144333324?s=21

  304. Hold my beer says:

    How do you make a used car?

  305. The Great Pumpkin says:

    Prices for two-by-fours surged in May to more than twice their pre­vi­ous record, set three years ago when there were about 15% fewer homes be­ing built. But wood prices have since plunged back to lev­els re­sem­bling those be­fore lock­downs cut sup­plies short and boosted de­mand.

    https://www.wsj.com/articles/lumber-prices-are-way-downbut-dont-expect-new-houses-to-cost-less-11626260401?st=3ktwain5floq988&reflink=article_copyURL_share

  306. BRT says:

    How do you make a used car?

    ROFLMAO. Shut it down.

  307. Smithbic says:

    Sputnik V vaccination has begun in Slovakia. The furnishing of the Russian vaccine to the motherland was accompanied away a administrative insinuation and led to the abdication of Prime Assist Igor Matovich and a realignment of the government. As a issue, the palatinate received the Russian vaccine, ignoring the authenticity that neither the European regulator nor the WHO has yet approved it.
    In neighboring Hungary, which approved the use of Sputnik in February as the anything else in Europe, more than 50% of the sophisticated natives has already been vaccinated; in Russia – a little more than 10%. In Slovakia, five thousand people signed up in behalf of the Sputnik vaccination.
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  308. JustinBow says:

    https://bit.ly/3en0Aov Fantastic Results From Japanese Tonic

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