Welcome Back!

From CNN:

US home prices rose in July to record-high levels

US home prices continued to rise in July, hitting a new record high and marking the sixth successive month of gains, as historically low inventory pushes up the cost of a home.

Prices rose 0.6% from the month before, according to seasonally adjusted data from the S&P CoreLogic Case-Shiller US National Home Price Index released Tuesday.

Compared to a year ago, the national composite index also rose, with prices up 1% from July 2022, the prior peak, according to Case-Shiller data. It was followed by home prices that fell through January of this year, declining by 5% over those seven months.

“The increase in prices that began in January has now erased the earlier decline, so that July represents a new all-time high for the National Composite [index],” said Craig Lazzara, managing director at S&P Dow Jones Indices, in a statement.

What’s more, he added, the recovery in home prices is broadly based. As was the case last month, 10 of the 20 cities in the sample have reached all-time high levels. In July, prices rose in all 20 cities after seasonal adjustment.

Cities with the most price appreciation in July from the year before were Chicago, up 4.4%; Cleveland, up 4.0%; and New York, up 3.8%. The same three cities also saw the most appreciation in June.

At the other end of the spectrum, the cities with the largest price year-over-year price drops in July were in the West. Prices in Las Vegas were down 7.2% from a year ago and in Phoenix prices were down 6.6%.

The Midwest, where prices were up 3.2% in July from a year ago, continues to see the most price strength. It is followed by the Northeast, up 2.3%. The West, where prices are down 3.8% from a year ago, and the South, with prices down 3.6%, continue to see annual price declines.

National home prices have risen 5.3% since January, but the monthly increases are not as big as they were earlier this year. This is because higher mortgage rates have put pressure on affordability, said Selma Hepp, chief economist at CoreLogic.

This entry was posted in Crisis, Economics, Housing Bubble, National Real Estate. Bookmark the permalink.

117 Responses to Welcome Back!

  1. grim says:

    From the Record:

    NJ minimum wage to hit record high of over $15 per hour

    New Jersey’s minimum wage is set to hit a record hit on Jan. 1, 2024: $15.13 an hour, said a press statement sent out Tuesday.

    That’s thanks to a law Gov. Phil Murphy signed in 2019 to gradually increase the statewide minimum wage. It was $8.60 an hour when the Democratic governor took office in 2018.

    Murphy’s predecessor, Republican Chris Christie, blocked several attempts to raise the statewide minimum wage to $15 an hour.

    “As we approach this long-awaited benchmark, I am hopeful that New Jersey workers will be able to improve their quality of life and secure a better future for their families in the middle class,” Murphy said Tuesday. “Our administration will continue to prioritize our workers, who are the backbone of our economy.”

    Under the 2019 measure, the state Department of Labor sets the minimum wage based on the law or inflation, whichever is higher.

  2. grim says:

    Only a 6.2% increase, inflation be damned.

  3. grim says:

    Wager a guess of roughly 250k workers in NJ that will directly benefit, roughly 6% of the workforce.

  4. Jim says:

    First non Grim!

  5. grim says:

    NJ gas tax going up a penny a gallon on Oct 1 as well.

  6. Chicago says:

    5 posts?

  7. Juice Box says:

    First, err second…. Damn it, Jim!

  8. Juice Box says:

    Philly last night was lit.

    Flash looting mob could start a new tick-too-challenge.

    Everybody must eat!


  9. Jim says:

    🙄🤣 Juice you just have to get up a little earlier. LOL

    Have a great day!

  10. Jim says:

    Juice Box says:
    September 27, 2023 at 6:56 am
    Philly last night was lit.

    Everybody must eat!

    Great idea, how about getting a job then paying for your food. What happened to our country???

  11. Juice Box says:

    Jim – She has a job..selling ads for Zuckerberg.

    That Philly streamer was on Instagram over 13,000 watching the live stream action last night on her channel. “littlemeatball”

  12. 3b says:

    Sometimes it gets bizarre in here at night.

  13. Juice Box says:

    Wow I did not know Hudson Tavern on 14th and Hudson in Hoboken closed in 2021. I know Tom the owner and a former bartender from there who moved down this way to Monmouth to raise their family.

    Slated to now become a weed shop…Story Dispensary.


  14. Libturd says:

    I was in the city on Friday late afternoon walking from the Port Authority to 48th Street. It smelled like my dorm in 89 the entire walk. There is also a dispensary on nearly every block too. It’s a very different crowd than it used to be. All tourists. No workers.

  15. Grim says:

    Holy traffic this morning.

  16. Juice Box says:

    re: Traffic..

    As I mentioned Metro North, LIRR and by extension, NJ Transit are peaking around 73% pre-pandemic levels.

    My unscientific Indeed search for Finance jobs in Manhattan shows 657 hybrid remote and 135 fully remote. There should be a wave of talent plucking as the better firms will move to take advantage.

    Bard AI says…(Bard runs on current data unlike ChatGPT).

    As of September 2023, approximately 10% of job listings in Manhattan are fully remote. This number has remained relatively stable in recent months, after a significant increase in remote job postings during the COVID-19 pandemic.

    While the percentage of remote job listings in Manhattan is still relatively low, it is important to note that this number is significantly higher than it was before the pandemic. In early 2020, only about 4% of job listings in Manhattan were remote.

    The increase in remote job postings is likely due to a number of factors, including the growing popularity of remote work, the high cost of living in Manhattan, and the difficulty of finding and retaining qualified employees.

    Some of the industries with the highest percentage of remote job listings in Manhattan include:

    If you are looking for a fully remote job in Manhattan, there are a number of resources available to help you. You can search for remote jobs on major job boards such as Indeed and LinkedIn, or you can visit websites that specialize in remote jobs, such as FlexJobs and WeWork Remotely.

    It is also important to note that some employers may be willing to negotiate on the location requirements for a job. If you are interested in a job that is not listed as remote, you can always contact the employer to inquire about the possibility of working remotely.

    Bard also said the February study says 82% of employers in Manhattan plan to have a hybrid work model in 2023.

    But we know it’s changing, as the starting with Wall St the pendulum is swinging back to RTO.

    If this keeps up we might have to give Pumps an Attaboy!

  17. Phoenix says:

    Congrats. Really happy for you.

  18. Fast Eddie says:

    Holy traffic this morning.


  19. Phoenix says:

    NY drivers all over where I live now, damn transplants with WFH jobs, and are so scared to drive on Rt 80 they point their car east in the left lane at 65 and freeze like a deer in the headlights.

    Then those Bimmer drivers zoom around them scaring the eff out of them, and messing up their radar cruise control by cutting them off.

    Need those migrants to come to NJ, as city folk who live in apartments don’t know how to do anything homeowner related- no super, no doorman. They don’t like the sound of gunfire going off -or the quiet without sirens blaring 24/7.

  20. Trick says:

    Was staring into the sun the entire drive this morning. Going to be bad for the next couple of weeks. Then they move the clocks back and we do it all over again.

  21. Phoenix says:

    The one thing I do give Pumps credit for is that he shows up for work everyday, and he does technically work in a war zone.

    If this keeps up we might have to give Pumps an Attaboy!

  22. Fast Eddie says:

    It’s a very different crowd than it used to be.

    A more lenient society leads to dalliance and failure.

  23. ExEx says:

    NEW YORK (AP) — A judge ruled Tuesday that Donald Trump committed fraud for years while building the real estate empire that catapulted him to fame and the White House, and he ordered some of the former president’s companies removed from his control and dissolved.

    Judge Arthur Engoron, ruling in a civil lawsuit brought by New York Attorney General Letitia James, found that Trump and his company deceived banks, insurers and others by massively overvaluing his assets and exaggerating his net worth on paperwork used in making deals and securing loans.

    Engoron ordered that some of Trump’s business licenses be rescinded as punishment, making it difficult or impossible for them to do business in New York, and said he would continue to have an independent monitor oversee Trump Organization operations.

  24. Phoenix says:


    Early morning sun is brutal. Especially Rockaway/Denville area for some reason, to me at least. Maybe the pitch of the macadam?

  25. Fast Eddie says:

    I see that Target is closing stores in San Francisco, Oakland, Portland, Seattle, Harlem and a few other blue areas due to rampant theft. They couldn’t handle the loss prevention, it was too much to police. This is on the heels of CVS and Walgreens closures among other retailers as well. Whole city blocks will be turning into weed-infested deserts littered with broken glass and used drug paraphernalia. These areas need more bike trails and midnight basketball.

  26. Phoenix says:

    I was with another youngster yesterday. Recently married. Attractive, talented, pleasant.

    Normal/Traditional is how I would describe her.

    Feminism is bull shite, they all want to be married, stay at home mothers.

    Another young 30, dumped the long term dating guy, said she is playing the field for the last time, real cutie, before the clock runs out at the end of the 3rd quarter. She makes big money- but can’t find what she calls a “quality man.”

    There are only so many male resident doctors around, and those guys know it.

  27. ExEx says:

    9:53 you should stay in red states & towns.
    These are safer? Right?

  28. ExEx says:

    A new study published in Journal of the American Medical Association’s Surgery found that firearm deaths are more likely in small rural towns than in major urban cities, adding to research that contradicts common belief that Democratic blue areas have higher incidences of gun-related deaths than do Republican red districts.


  29. Phoenix says:


    Lit. You sound like my kid.

    What happened in Philly is just capitalism. But somehow, it’s worse when someone loots a store for 300 bucks vs Menendez and his gold bars-which, by the way, my “guess” is that is a scratch on the surface. Or Trump’s misdeeds.

    I don’t know what it is with American mentality, where someone stealing a pittance is so much more hated than those who steal millions. Is it their skin color? Is it that they are not wearing suits? Or is it that people relate more to theft in a store than something like Theranos?

    Tell a lie, tell a big one. Steal, steal big. You will be much more respected even as a criminal. Must be a human nature thing.

  30. ExEx says:

    Donald Trump committed fraud by repeatedly misrepresenting his wealth by hundreds of millions of dollars, a New York judge has ruled.
    The ruling, part of a civil case brought against the former president and his family business, said he defrauded banks and insurers for years.
    It is a major blow to Mr Trump that will likely hamper his ability to do business in the state.
    Mr Trump and the other defendants have argued that they never committed
    The judge determined that Mr Trump:
    Overvalued Mar-a-Lago by 2,300% in one financial statement
    Overvalued his penthouse at Trump Tower in New York by claiming that it was three times its actual size
    “Absurdly” argued that calculating the area of the penthouse was subjective, ruling “a discrepancy of this order of magnitude, by a real estate developer sizing up his own living space of decades, can only be considered fraud”
    The ruling resolves the key claim of fraud made in the lawsuit, meaning the trial will now focus on a more narrow set of six remaining claims and determine the size of any potential penalty.

  31. Phoenix says:

    But no matter what Trump did, he is better than those who looted in Philly.

    His fraud probably was more profitable than if the looters stole the whole building, bricks, tile, and the land itself.

    It’s not good to be a common criminal in America. Big criminals are heroes.

  32. No One says:

    People in Philadelphia looting to celebrate the Phillies clenching the lame wild card spot?
    Such people are the parasites of society. As Mitt Romney said, takers rather than makers. The truth hurt so much that they could never forgive him for saying it. They couldn’t even handle the harshness of life in majestic Africa, where there’s nobody left to loot. I wonder how many of these looters one could fool into flying on a one way trip to “Wakanda”?

  33. Snake Plissken says:

    Sounds like fun.

    Fast Eddie says:
    September 27, 2023 at 9:53 am
    I see that Target is closing stores in San Francisco, Oakland, Portland, Seattle, Harlem and a few other blue areas due to rampant theft. They couldn’t handle the loss prevention, it was too much to police. This is on the heels of CVS and Walgreens closures among other retailers as well. Whole city blocks will be turning into weed-infested deserts littered with broken glass and used drug paraphernalia. These areas need more bike trails and midnight basketball.

  34. Phoenix says:

    Personally I love watching the looters. Gives me the flashback of my divorce, except I see the cops arresting the thieves instead of the other way around, the way it was supposed to happen.

  35. Phoenix says:

    Although I was never arrested, just denied the opportunity to protect my assets from a thief.

  36. No One says:

    Trump is a serial liar. I remember way back around 2000 on of my financial accounting books used one of his former public companies as an example of misleading accounting. No person of integrity would be willing to work for this guy for long, because he demands that you lie for him, but he’ll ultimately throw you under the bus anyway. I also remember seeing a documentary about how Trump was for decades a c0cktease for Ray Cohn, his lawyer, who did a lot of dirty work for him, but abandoned him when Cohn was no longer of any use.

  37. ExEx says:

    10:05 – 10:06

    You are both correct. Some of us are just stuck in the middle.

    Looting $90 Yoga pants made for $2.00 by a child in some unseen factory overseas.

    There’s something strangely comical about it.

  38. ExEx says:

    10:13 my uncle P was head of research at First Boston in the 80’s….when Trump defaulted on those Bonds. I wonder if he still managed to vote for him?

  39. Phoenix says:

    Just watched the video on X that was posted.

    Other than loud mouth screaming “everybody must eat,” it reminded me of the people storming the Capitol building on Jan 6.

    Neither is particularly effective, you ain’t gonna eat very long with the minimal amount you will steal breaking into a store. Hell to live around here you need 80k per year, you ain’t getting that robbing Target.

    OTOH, the funny part I find is the penalties. You attack a store, regular people, you get a couple of days in jail. But if you attack where the elites are-even just for a photo shoot, you are doing hard time.

    All animals are equal, but some are more equal than others. Haha.

  40. BananaJoe says:

    The cities will continue to hollow out. Bedroom communities will have to become gated unless you want a gun pressed into your neck when you get home from ShopRite. These are now failed cities and the exodus will accelerate.

    And at a certain point that we passed a long time ago, the legal stem become so politicized and corrupt that following the mandates will become selective as well. Why would anyone listen to this judge in nyc? Trump could laugh in his face. This is a banana republic.

  41. Phoenix says:

    No One says:
    September 27, 2023 at 10:13 am
    Trump is a serial liar.

    I remember very clearly when the PoPo entered my homestead, and told me I had ten minutes to pack a bag. I remember very clearly when I called an attorney who told me “why did you leave, you didn’t have to.” I remember very clearly the second I noticed I was wearing my bedroom slippers-that not one uniformed JackBoot told me hey, throw on a pair of shoes.

    America’s legal system is based on lies. Trump is perfect for this country-perfect for the way it operates. You are rewarded for lying and stealing, and anyone not doing it is upset.

    LW is a very wise man. This is really one hell of a quote. Hat tip to you sir. It’s too bad I learned this late in life. But not my kid, she will get this lesson now.

    “Responsibility’ is chimeric construct in a corrupt system. Process that, and walk”

  42. Phoenix says:

    A non corrupt government would help all of its citizens.

    America has no intention on doing so. It will become a banana republic.

  43. Phoenix says:

    Women stealing from battered women in a Republican state. Neither gender is better, neither affilliation is better. This princess needed 3.4 million to feel good about herself?

    “The former CEO of Florida’s federally-recognized domestic abuse charity has been arrested and hit with felony charges for defrauding the nonprofit of over $3.4million.

    Tiffany Carr, 54, was charged with three felonies in connection with the theft of millions of dollars that were intended to help victims of domestic violence.

    She was the Chief Executive Officer of the Florida Coalition Against Domestic Violence, along with her CFO Patricia Duarte, 57, who was also charged with one count each of organized scheme to defraud, grand theft and official misconduct.”

  44. Phoenix says:

    I wonder if she will be hated less than the looters.

    How many looters do you need to equal the 3.4 million Princess Tiffany stole?

    Is Princess Tiffany going to be treated better than the average looter due to her skin color or gender?

    We know the answer.

  45. Fast Eddie says:

    you should stay in red states & towns.
    These are safer? Right?

    No, just stay away from democrat controlled areas that frown upon policing and endorse catch and release policies.

  46. Chicago says:

    Buyers stepped in on the long end and pushed yields down this morning. I thought 445+ was chunky enough for the end of 3Q. But that dissipated like a fog. Ten 456. Things don’t move in a straight line unless they do.

  47. Chicago says:

    Juice congrats. I’m sure I’ve given you dirty looks at WF without even knowing it was you. One of these days we’ll work it out.

  48. Juice Box says:

    Dirty looks? That was you who loaded up a shopping cart full of top-shelf liquor and walked right out the door without paying? He was a real lunatic…

  49. Bystander says:


    Did we all not work retail in our lives. I remember working at a retail pharmacy at 16 and our store manager (probably only 24) comes booking across floor and tackles kid who was shoplifting. He brings the kid back to back room. I don’t remember if cops came. My guess is that he told him never to come back in store. That is how it was handled in late 80s. Today, well you Rs further cemented a glorified gun culture where everyone should have one. You think my kid will risk his life for cheap electronics or baby formula..GTFOH. Reap what you sow. Cops are not patrolling store in case shoplifting occurs.

  50. Fast Eddie says:


    Theft has been around for as long as time itself. The issue now though is that it’s rampant beyond belief. And yes, I worked retail (among a thousand other gigs) and when a shoplifter was caught, they were arrested and had a court date. You never saw whole gangs enter a store and clean it out. It was never that blatant. Stores didn’t pack up shop and leave. Now they are because it’s out of control. And as for as the gun thing goes, these gangs aren’t using guns, they’re just swooping in, collecting everything they can and fleeing. The random liquor store hold up has been around forever, that hasn’t changed.

  51. Phoenix says:


    You should ask yourself why it bothers you so much. You have a nice life don’t you?

  52. OC1 says:

    “I remember working at a retail pharmacy at 16 and our store manager (probably only 24) comes booking across floor and tackles kid who was shoplifting.”

    Was this a national chain or a mom and pop? ‘
    Most national retail chains have had rules for many years that prohibit employees from confronting shop lifters.

    The difference today is that things like facebook marketplace make it really easy to resell stuff like clothing, personal care products etc.

  53. Bystander says:


    I think planned robberies have been around forever as well. Damn, every movie is 50s – 70s was about planned heist. The difference is that we now have HD cameras all around to capture it and share on social media. It is disturbing but you really believe none of them are armed? A 15/hr security guard’s life to stop them? I would bet it has to do with liability. If Target intervenes and people get killed then it is alot more than shoplifting losses. It is a sad world these days. Much more innocent back in the day. I don’t ever remember thinking about a gun on a young shoplifter. Today, I would assume it.

  54. Phoenix says:

    Karen’s paranoia strikes again:

    Black guitarist who has played with Dave Matthews and John Mayer slams American Airlines after flight attendant suspected he had kidnapped his biracial children and called police who were waiting for him when he arrived in LA

  55. Bystander says:

    Speaking of planned heists, if you want to watch the craziest documentary then Evil Genius. Seriously, it is diabolical, to point of unbelievable, if it were not true.

  56. Fast Eddie says:

    You should ask yourself why it bothers you so much.

    Because my bazooka license is taking forever to approve and I can’t toss sticks of dynamite far enough due to an injured shoulder.

  57. Trick says:

    When I worked at Herman’s we had a crazy security guard. One guy he tried to stop outside the store did a round house and knocked him on his a@$ but didn’t stop him from getting the kid. Another one that stood out was a guy who was 300+ lbs hopped up on crack, got him to the office and cuffed him to the door. Guy ended up breaking his wrists before the cops got there. We used to go in his office and watch the records afterwards.

  58. Phoenix says:

    I pay my taxes. How much extra do I pay thanks to people like Trump, Biden, and Menendez’s activities? And how many looters does it take to equal the amount of theft and grifting from the “gentlemen” listed above?

    Donald Trump could lose control of Trump Tower, his Westchester golf club and other New York properties after a judge ruled that he lied about his wealth for years and committed fraud by submitting false valuations to secure loans. New York Judge Arthur Engoron ruled that Trump committed fraud for years while building the real estate empire that catapulted him to fame and the White House, after prosecutors charged he inflated property valuations with lenders and diminished them with tax authorities.

  59. Phoenix says:

    Isn’t that the one where the heroes in blue hid behind their cars with their guns pointed at the poor pizza guy instead of helping him?

    Bystander says:
    September 27, 2023 at 12:17 pm
    Speaking of planned heists, if you want to watch the craziest documentary then Evil Genius. Seriously, it is diabolical, to point of unbelievable, if it were not true.

  60. Bystander says:


    Not too judgy on that one. The guy had a explosive collar around his neck. Not sure there is police training in Erie PA for that one.

  61. 1987 Condo says:

    I saw this same list in the late 1980’s and again the late 1990’s…
    (still waiting on the 5G “revolution:)

    Some specific examples of jobs that are at high risk of being replaced by AI include:

    Data entry clerks
    Bank tellers
    Factory workers
    Truck drivers
    Travel agents
    Insurance underwriters
    Loan officers
    Legal assistants
    Financial analysts

  62. BRT says:

    You mean there’s not some bomb wizard on staff who just knows what wire to cut like in the movies?

  63. ExEx says:

    12:19 join today!! The gravy seals are looking for men just like you!!

  64. BRT says:

    Reap what you sow. Cops are not patrolling store in case shoplifting occurs.

    Go to King of Prussia Mall in PA. The cops are specifically stationed inside the mall at every choke point of the Luxury Shops section.

  65. Phoenix says:

    Probably wearing knee pads in case some guy passes a fake 20. How many are at Uvalde school hanging around?

    The cops are specifically stationed inside the mall at every choke point of the Luxury Shops section.

  66. Phoenix says:

    A real hero story, no pay, no pension, no profit. I’m no hero at my job, I am a worker. If you get paid for a career, you are not a hero, you are DOING YOUR JOB.

    This is an example of a hero. Yeah, not the fake made up paid ones, but the real deal:

    “Wesley Autrey, a 50-year-old construction worker and Navy veteran, faced both those questions in a flashing instant yesterday, and got his answers almost as quickly.

    Mr. Autrey was waiting for the downtown local at 137th Street and Broadway in Manhattan around 12:45 p.m. He was taking his two daughters, Syshe, 4, and Shuqui, 6, home before work.

    Nearby, a man collapsed, his body convulsing. Mr. Autrey and two women rushed to help, he said. The man, Cameron Hollopeter, 20, managed to get up, but then stumbled to the platform edge and fell to the tracks, between the two rails.

    The headlights of the No. 1 train appeared. “I had to make a split decision,” Mr. Autrey said.

    So he made one, and leapt.

    Mr. Autrey lay on Mr. Hollopeter, his heart pounding, pressing him down in a space roughly a foot deep. The train’s brakes screeched, but it could not stop in time.

    Five cars rolled overhead before the train stopped, the cars passing inches from his head, smudging his blue knit cap with grease. Mr. Autrey heard onlookers’ screams. “We’re O.K. down here,” he yelled, “but I’ve got two daughters up there. Let them know their father’s O.K.” He heard cries of wonder, and applause.”

  67. Phoenix says:

    ‘My civil rights have been taken away!’ Trump rails against NY judge’s FRAUD ruling that cancels his state business licenses in ‘devastating’ blow.

    Pipe down, Princess. You will be fine, you have donors that give you more per hour than I make in a year.

    But I do feel your pain, sir. I experienced it as well. Welcome to America.

  68. Libturd says:

    My stomach would have been sliced in half.

  69. Fast Eddie says:

    The Midwest, where prices were up 3.2% in July from a year ago, continues to see the most price strength. It is followed by the Northeast, up 2.3%.

    It’ll start leveling off here in the Northeast once 30 yr. rates reach 8%. From there, we’ll see a plateau in prices for a couple of years before it rises 3% YOY for 5 to 7 years before another breakout occurs as the ‘Z’ crowd will need space to raise a young family. Boomer and Gen-X money will feed the youngsters financially to give them a running start.

  70. Phoenix says:

    Guy would have had a better chance had there been an electrician nearby. Of course he would have needed his checkbook as well.

    BRT says:
    September 27, 2023 at 12:53 pm
    You mean there’s not some bomb wizard on staff who just knows what wire to cut like in the movies?

  71. Phoenix says:

    As Charlton Heston said, “climb baby climb.”

    Oil Prices ‘Melt Up’ in a March Toward $100 a Barrel
    Analysts have raised their forecasts for oil prices, as they try to understand Saudi Arabia’s intentions with recent production cuts.

    What’s to understand? They like money. They have leverage.

    Pony up, everything, everything goes up when the price of fuel goes up. Expect more looting.

  72. BananaJoe says:

    The hilarious part about target closing those stores is they are spending $100M to fund defund the police and cashless bail initiatives. They are paying to cripple their own business. Heads should roll but will not.

  73. Phoenix says:

    Hey Dementia Joe,

    Can we start a war with Saudi Arabia and steal their oil.

    Winter is coming!

    GOT ref…

  74. 3b says:

    Fast: Birth rate continues to decline. Don’t count on Boomer / Gen Z money.

  75. Libturd says:

    And I just bought a car that requires Premium.

  76. Phoenix says:

    This must be awkward:

    Are you interested in potentially attending a federal service academy? Senators Bob Menendez and Cory Booker are hosting a Service Academy Day this Sunday, October 1st to learn about the application and nomination process.

    Four of the five academies – US Naval Academy (USNA), US Military Academy (USMA), US Air Force Academy (USAFA), and US Merchant Marine Academy (USMMA) – require applicants to apply for and receive a congressional nomination from either a US Representative or a US Senator.

    High school students interested in attending a service academy are highly encouraged to attend. Family members are welcome! The details are as follows:

    Sunday, October 1, 2023
    9:00AM to 12:00PM
    Seton Hall University
    Bethany Hall, 400 S. Orange Ave, South Orange, NJ

  77. chicagofinance says:

    Ten 464 …… not kidding

  78. Bystander says:


    Wow, I have not been to King of Prussia mall in 25 plus years. I used to take bus there to meet old college girlfriend who lived in Bucks. Good to see it is still thriving. I remember Neshaminy as well. Mall culture of the mid 90s.

  79. BRT says:

    Phoenix, last time I was writing an academy letter of rec, I had to send it to Menedez. He was being charged. Kind of pathetic.

  80. Libturd says:

    I always found that name, King of Prussia, incredibly odd.

  81. Juice Box says:

    Look like it is going to be a pass boys. Role is not as advertised. C-suite has a completely different view and also completely wrong view on what the job is and what the job requires and what was advertised. I knew something was up when the some of the other senior folks who I interviewed with answered my questions vaguely and would not elaborate when pushed further. I did speak to a PM who I know that was there previously and he did give me a warning.

    I am not going to be a janitor, they made a mess with their stack and data and their offshore teams obviously don’t want to fix it which is typical. They were trying to hide it too. I signed the NDA and I straight up asked them about recent compliance issues and they lied and said there were none which is impossible. Then what do you need me for? Anyone who has worked with those offshore teams knows what I am talking about, there are just some people that can never be honest. It’s a compliance issue for sure without a doubt, or worse.. I did not bother getting into it further..they had another person there who lied about some software process to CYA himself in the meeting when I asked the wrong question. I won”t work with people like that.

  82. Libturd says:

    Sorry Juice.

    You know, I never congratulated you because I had a sense something was awry with it. You’ll find a better opportunity. There are few things more important than enjoying your job. Really.

  83. BRT says:

    King of Prussia has a nice set of restaurants a block down from the mall. Hit up Fogo de Chao, the Brazillian steakhouse there a few months back.

  84. Juice Box says:

    Lib – thanks…and subscribe to my Onlyfans!

  85. chicagofinance says:

    Just word to the wise……. whatever financial institutions were in trouble in March due to the selloff in UST are in serious fucking trouble right now. I know nothing, but this wacko move in The Ten, especially pushing up against the quarter end, suggests some kind of fuckification….. do people agree?

  86. Libturd says:

    The market behavior as of late (on very limited real market moving news) makes me want to agree with you. Of course, the money I’ve lost already makes me want to believe otherwise.

  87. BRT says:

    Breaking news, Trump values his company and assets the same way US sh1tcos do

  88. Jim says:

    chicagofinance says:
    September 27, 2023 at 4:50 pm
    Just word to the wise

    I am not really in the market that much now ,(less then 20%). but I have some bad vibes because of inflation and bad governing. Spending money like drunk sailors. Some of the largest drops have been in October. Only time will tell. Somebody will pay for all this debt, and it may be all of us.

    I hope I am wrong, there is just too many things that could tip this market, and the last few months may be your only clue….way to volatile .

  89. Jim says:

    Juice Box says:
    September 27, 2023 at 4:24 pm
    Look like it is going to be a pass boys.

    There will be better opportunities out there for you I am sure.

    Maybe you should throw your hat into the ring , I hear politics are very lucrative out there. Just a hunch.

  90. CaptPowellOrders YieldsUpSetProtonTorpedosDestroyZIRSpeculators says:


    I post it a while back about. I believe the mayhem this time will come from Wall Street, Bankers, Flippers, gamblers betting that fed short term 0% will be back soon as is required because the inverted yield curve.

    But the yield curve will straighten out and normalized this time by the long term rate shooting up and their bets are wrong and failures will lurk soon.

    The argument that I made from a WolfStreet post was based on manipulation by the Fed creating a shortage of long term securities causing their price to raise and the yield to go down helping the short term 0% Fed rate.

    This time the effect is 180 degrees opposite, because of combination of factors like massive US debt refinancing, inflation requiring positive real rates market competitive rates, QT and the destructions of secondary market available low rate bond supplies and any other you feel conspiratorial about ~ Saudis, Chinese, etc.

  91. grim says:

    We’re going to see retailers turning back to being “Service Merchandise” for all of you old fogies that remember that joint.

    No product on display, or 1 product on display. Everything else in the warehouse.

    Steal something? The floors models probably don’t even work.

    How’s that for a blast from the past?

  92. trick says:

    At my last job we had a pension for a short time, just got an offer to cash out. Its only around 15k and the payout after retirement makes it easy to take the lump sum. Plan on putting it in an IRA, unless you guys have better ideas.

  93. Bystander says:

    Sorry juice but glad you realized it before on-board. Good you can wait. I am not shocked though. I had a call with Cross River this week and weekly contacts from Citi. Cross river pulled a fast one on hybrid and now saying on-site in Fort lee. Recruiter had it wrong. F-off. You have to be very careful stepping into tech role where they have major compliance flaws or cease and desist orders. They cheaped out in the past, cut corners on compliance tech with offshore labor and now trying to pay big bucks for SMEs to clean it. I know lots of people moving there but business-side roles. Doing the IT grunt work with chaotic decision-makers upstream is not worth money..at all. I am biding my time. It is coming. The fallout will be amazing. Anyone with regulatory or compliance knowledge will write own salary ala 2009-2010.

  94. Juice Box says:

    Service Merchandise had jewelry in display cases. I know someone who bought his GF a ring there, everything else was out back in the warehouse for sure but what is stopping the looters from going into the back? If there are stacks of iPhones in the warehouse you can bet they will try and get them. I believe last year some enterprising thieves tunneled overnight into an Apple store from another retail location to steal hundreds of iPhones from locked storage.

    Apple BTW bricks all the stolen hardware from their stores, it cannot be used unless well it’s sent overseas where they don’t obey the blacklists.

  95. CaptPowellOrders YieldsUpSetProtonTorpedosDestroyZIRSpeculators says:


    I think the reality of present inflation is coming into view. Originally it was thought as supply shock side (Chinese factories down), for a while now is the fault of demand side (Joe6Pack got too much Gov’t free money along with his welfare cheese).

    China’s low cost production dissappearing, deglobalization, end of ICE motor vehicles and decrease in oil use with producers trying to milk as much money as they can and on going wars are the icing on the cake of inflation.

    The present asset price inflation which is pulling up product price inflation is occurring because of ~0% rate speculators that have been around the last 30 yrs. Right now no one of sound mind would buy a 7% junk bond when a money market fund is paying 5.5%, same goes for a iffy growth stock or even one paying a yield. But someone that only has experience since the Greenspan era it makes perfect sense that you will make a killing within the next few years.

    Think of Hyman Minsky 3 phases but in term of speculation into 0% and low rate environment. The 90’s were the Hedge Phase of speculators (Long Term Fund blow up). The 2009 GFC were the Speculative Phase speculators (The Bankers). The present is the Ponzi Phase speculators – Everyone flying without protection and why should they 30yrs showed them that Fed will step in.

    The difference is that this time the wall that ia about to hit is forcing all rate up because of a combination of factors like massive US debt refinancing, price inflation requiring positive real market competitive rates, continuation of QT and the destructions of secondary market available low rate bond supplies

  96. The Great Pumpkin says:

    What have I been saying. I said this back with the BOJ scare….A credit event is coming, I don’t know exactly when, but it will come. It’s happening now…

    chicagofinance says:
    September 27, 2023 at 4:50 pm
    Just word to the wise……. whatever financial institutions were in trouble in March due to the selloff in UST are in serious fucking trouble right now. I know nothing, but this wacko move in The Ten, especially pushing up against the quarter end, suggests some kind of fuckification….. do people agree?

  97. grim says:

    Suppose it’s all fair game at this point.

    Guess I’d rather have them robbing retailers than mugging me in the parking lot.

  98. Juice Box says:

    My kid’s iPhone was taken from his pocket at the American Dream Mall when he was there on a field trip this summer. The suspect was the usual adult male hanging out in a three-story Candy store at the American Dream Mall in the middle of the day and workweek.

    At least the US carriers blacklist the phones if you report it properly, which includes a visit to the police station to get a report taken and again to pick up the report. Who wants to do all that? Not me gas and tolls are too expensive to go up to East Rutherford and back twice.

  99. Phoenix says:

    You got to walk out of that store with the goods sooner or later, and if I haven’t eaten that day, your fair game.and if I have any that day, your fair game

  100. Bystander says:

    Time to rewatch Dawn of the Dead

  101. Bystander says:

    Second R debate tonight at 9. I predict that Vivek will come out with orange hair. I also predict that they will say alot of laughable sh$t divorced from any reality on how America should run. Women bashing, Education bashing, gun kissing will get center stage. Fiscal conservation lies, fbi conspiracies and Gods big book of bad ideas will be prominent.

  102. Phoenix says:

    Wanna come back to my house and party?


  103. GoodOldDay WereFun says:


    It has changed so much. Please watch it all from beginning.

    PS. I’m somewhere in that episode, but not telling.

  104. Phoenix says:

    Time to go. No glory to be made.


  105. Hold my beer says:


    Sorry to hear about the prospective new job not working out

  106. Hold my beer says:

    I learned a new word this evening.
    Barndominium. It’s a steel barn with an interior finished as a house.

  107. The Great Pumpkin says:

    Good morning. America’s Sunbelt cities are drawing more people and creating more jobs. That doesn’t mean they have escaped the pain widely felt in the office market. A prime example is Atlanta, where office values and rents are falling. Developers are delaying new office projects, while office defaults are mounting. Peter Grant and Deborah Acosta report on why job growth hasn’t made up for the city’s anemic return-to-office rate and a glut of new office supply.

    Rising mortgage rates were bad enough. But the recent spike in insurance costs is making life even more challenging for commercial property owners, especially since insurance rates keep rising every year. Konrad Putzier explains how a spike in these premiums can be steep enough to wipe away a year’s worth of profits.

    Florida’s new affordable housing law has jump started a number of residential projects. Now, a developer’s plans to convert a South Beach hotel into a residential building with 40% of its units affordable will be the first big test of whether the Live Local Act can help a real estate firm fend off local political resistance. Deborah Acosta has the story from Miami Beach.

    —Craig Karmin, Real Estate Bureau Chief

  108. The Great Pumpkin says:

    Looks like Florida going stupid like jersey with affordable housing law. Like I bang the drum, give it enough time and Florida/Texas will be dealing with the same problems facing jersey 2000-2010. Only a matter of time. Everyone loves when it’s shiny and new, but love to run when the cost comes due to maintain it. Will be comical if they are all running back to jersey in 10-15 years as costs go through the roof in Florida…from insurance to taxes needed to pay for all this maintenance when the building boom is no longer providing huge tax revenue and instead sucking the tit.

  109. leftwing says:

    LOL, that video of the chick in Hoboken is hilarious.

    What a catch she’ll be for someone. No wonder the dude cheated on her.

    How old is she? She still needs to call ‘daddy’ when she has a problem? And put the cops on the phone with him? And they do it?

    I had an encounter with Hoboken cops back in the day…got tossed in the back seat of their car, brought to one of those back roads toward Patterson Plank, and then had the shit beat out of me while still cuffed.

    Chick needs a good old knocking around.

    Funniest thing, she keeps asking daddy for help with the cops and his main concern is if the BMW is going to be towed or not. Guess we know which one is really daddy’s little girl lol.

  110. 3b says:

    Juice: Sorry it did not work out. Better finding out now.

  111. BRT says:

    Jersey’s got new problems. With the influx of all the New Yorkers and townhomes galore going up everywhere, our highways cannot handle the additional traffic. It’s getting worse by the day. And we’ll never get expansion. Construction in NJ turns every 2 year project into a multidecade trainwreck.

  112. BRT says:

    lol, Chris Christie’s Donald Duck line was probably the lamest thing I’ve seen on stage in a long time. What happened to the charismatic fat guy 10 years ago? I mean, he always sucked, but he could at least fake it back then.

  113. Phoenix says:

    All of her information is posted in the top of the video, click where it says more, she is 29. The amount of details posted is extreme. I already have a co-worker whose friend found herself online.

    Sorry as well. But nothing surprises me, maybe I missed something, but I understand this to be a typical bait and switch. If so, par for the course.

  114. Bystander says:

    It was bad but at least he leveling with the cult. Someone has to do it. I loved Nikki’s “we must ban Tik-tok. The chinese are hurting our youth and stealing our data”

    Next commercial on Faux News..Tiktok. You can make it up

  115. Phoenix says:

    I like TikTok. I don’t fear the Chinese as much as I do my own government. Just ask Trump 🤣🤣

    Maybe Nikki can ban Facebook and Instagram first. But why do that, she is fine with American corporations like those and Google collecting my data.

    Chinese people give me great things at great prices. I love the Chinese.

Comments are closed.