You pay extra for the ghosts in NJ

From WBGO:

Selling a house in New Jersey? If it’s haunted, you better say so

Haunted houses — they’re real — in real estate, that is. New York and New Jersey are two of only four states in the country, along with Massachusetts and Minnesota, that address the issue of paranormal activity when a house is being sold.

Deanne Rymarowicz, a lawyer with the National Association of Realtors, said on this side of the Hudson, when it comes to ghosts, there’s no hiding under a white sheet.

“If a buyer asks specifically, ‘Is this house haunted?’ then the real estate agent and the seller need to answer that question truthfully,” she said.

A haunted house, said Rymarowicz, is serious business in New Jersey.

“This is really interesting that New Jersey specifically calls out ‘A property purportedly being haunted,’ an exact quote from the statute, is a ‘psychological impairment’ to the property,” she said.

New York law, she said, is not as clear. It’s more like Let The Buyer Beware. But even so, she added, Ghostbusters have been called, specifically to the town of Nyack.

“The seller had basically broadcast this home as the site of paranormal activity, they had said in the press, in Reader’s Digest magazine, that they lived in a haunted house. It was included in local tours, touted to be a haunted house,” said Rymarowicz.

But when it came time to sell, the owners didn’t tell about the ghosts they had advertised as being in residence, and claimed they didn’t have to. So who ya gonna call? Your lawyer. A court upheld the right of the buyer to know everyone who lives there.

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139 Responses to You pay extra for the ghosts in NJ

  1. Hold my beer says:


  2. grim says:

    From Daily Mail:

    Buy now refinance later! Lenders offer homebuyers free refinancing deals to soften the blow of soaring mortgage rates – but experts urge caution

    Soaring mortgage rates have poured cold water on America’s property market, deterring many would-be buyers from moving.

    But lenders are reportedly attempting to sweeten the deal by offering free refinancing down the line.

    Such agreements mean a borrower agrees a mortgage at today’s rates on the condition they can refinance in the future without paying a fee, typically worth between 2 and 6 percent of the full loan.

    The deal assumes that mortgage rates – which are currently at a multi-decade high and edging closer to 8 percent – will come down in that time.

    However experts are urging homebuyers to think carefully before agreeing to a ‘buy now, refinance later’ agreement.

    Jacob Channel, senior economist at Lending Tree, told ‘Nobody can predict the future but it’s unlikely mortgage rates will go back to the record lows of the pandemic in our lifetime. It was so unprecedented.

    ‘It’s more likely that they will fall to around 6-6.5 percent by the end of next year and into 2025.

    ‘Many lenders won’t cover the full cost of the refinance, many just offer a $1,500 credit which isn’t enough for most loans. But if it’s not going to cost you anything take the deal. Always check the fine print.’

  3. Fast Eddie says:

    The deal assumes that mortgage rates – which are currently at a multi-decade high and edging closer to 8 percent – will come down in that time.

    The Wolf of Wall Street would be proud.

  4. Fast Eddie says:

    I have a new mortgage servicer; my old mortgage firm sold them my mortgage which makes me curious as to why. I know this happens regularly, I think this is the 3rd mortgage holder since I bought this house. Anyway, I’m wondering what the connection is to the current FED and mortgage rates, if any. Care to posit?

  5. Juice Box says:

    Happy Happy Halloween, Halloween, Halloween.. Happy Happy Halloween Silver Shamrock!

  6. Fast Eddie says:

    Regarding the Israeli/Hamas conflict: I happened to catch CNN yesterday afternoon and they reported scenes that I haven’t seen before along the border where the massacre took place on October 7th. It was a true old style CNN report, very international in nature and quite graphic. It was documentary style reporting with an interview with a holocaust survivor AND survivor of the massacres by Hamas. He hid in a house bunker for 10 hours before being rescued. The reporting was gripping, truly old school CNN.

    I then switched to FOX and one of the regulars, who is Jewish, explained a situation that day where Hamas murdered a husband, raped the wife and cooked their baby in the oven and kept the wife alive long enough to hear the baby screaming to death. And mostly what we read and hear in the media is how the poor Palestinian people are suffering with no food, water, fuel and medicine. They leave out the part where Hamas has plenty of all of it while using the populace as human shields. Personally, when this is all said and done, I’m hoping Israelis can see the Mediterranean Sea from the inland areas of Southern Israel.

    Oh, I then switched to MSNBC and they were talking about Trump. Lol. Certainly.

  7. Hold my beer says:

    Home builder M/I ticket MHO had its quarterly conference call last week. In The Q n A part with rates around 8% one of the execs said they buy down the rate to 6.5-6.75, but to get into the high 5 the borrow has to hit stringent criteria like a 780+ credit rating.

  8. Juice Box says:

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  9. BRT says:

    Pfizer reports a net loss of $2.38 billion in Q3, revenue down 42% compared to last year

    Perhaps, their business models are broken.

  10. BRT says:

    lol, 3 years back when politicians in many nations were being questioned or warned about borrowing huge sums of money they responded “but interest rates are at historic lows”. Now the mantra is, borrow at whatever rate, because interest rates must go down.

  11. Juice Box says:

    The warped financial logic fueling America’s ‘doom loop’

    ” landlord can’t. ” lower rents.

    ” In other words, lots of landlords are sitting on space they can’t rent, financed by deals they can’t alter. And the future will be full of even higher vacancy rates, higher interest rates, and lower rents. What’s a downtown property owner to do? “I can summarize it in two words,” Greensfelder says. “They’re f$%$%$UC((d.””

  12. Boomer Remover says:

    HMB – Why are new homes in America built to stylistically resemble those built in the 60’s? I’m surprised they don’t sell these with giant Detroit built land yachts in the driveway.

  13. BRT says:

    The solution is to nationalize the rental industry and subsidize the tenants rent. Joe could do anything. Especially run up bills on the tax payers credit. And why not? Nobody’s gonna pay for it anyway. And as soon as the deliveries are made in the front door, you move the stuff out the back and sell it at a discount. You take a four hundred thousand dollar home and you sell it for two hundred. It doesn’t matter. It’s all profit. And then finally, when there’s nothing left, when you can’t borrow another buck from the world or buy another case of booze, you bust the joint out. You light a match.

  14. Chicago says:

    My mom 81 and my Uncle 83 were both commiserating yesterday that the scenes on TV are putting reality behind the childhood stories they were told about their grandparents and aunts, uncles and cousins in the Holocaust. If it was just my mom, I would probably pass it off as some melodrama, but both of them separately are suffering a major visceral, deep painful mourning of their family on a level that they never expected. They are completely blindsided.

  15. Hold my beer says:


    Is that what new house in Jersey look like? New ones in Texas are very different from Brady bunch style.

  16. Boomer Remover says:

    I was reacting to the photo in the MHO article you linked. They’re all a Home Depot specials render or not. A bunch of day laborers frame it out, tradesmen with too much credit card debt come to get theirs, once wired and plumbed off to Home Depot for whatever is cheapest, slap a sick @ss price tag on that bad boy and wait.

  17. Fast Eddie says:


    I heard a few references to 1930s Germany yesterday on some of the news channels. There are a smattering of anti Israel protests around the globe including, of course, the little pink-haired cunts on U.S. college campuses. Where’s the leftist doctrine of diversity and inclusion now?

  18. TraitorJoe says:

    Baffling to hear that. I guess they don’t watch the news or stick to certain propaganda outlets.

    The three headed monster of the DNC, media and academia have been shifting to a pro Palestinian position for years.

  19. Libturd says:

    BRT (from yesterday),

    Rutgers has always been protest central. They are the only school in the Big Ten actually protesting to LOWER the pay of coaches. Probably the only school in the country to take this position. Remember the Nappy Headed Hoes anti-Imus protest?

    And there were pro Palestinian rallies on College Ave. by Browers Commons. Though, I heard a lot of Indians either mistook it for a free Tibet rally or just joined in since they looked the same.

  20. Libturd, in agreement with Gary finally says:


    On the Hamas/Israeli topic, this is my take on it.

    “F” nuance. If the majority in Gaza supports a government that is only interested in building rockets and tunnels, rather than farms and powerplants. Let them live by their decisions. The Jewish people, time and time again, have not fought back. Instead, they erroneously put their faith in god and in the foolish belief that people are generally good and will come to their senses before broken glass evolves into full scale genocide.

    Israel does not provoke war. Israel does not INTENTIONALLY kill mothers and babies. Israel warns its enemies before retaliating and provides aid to help those caught in the crossfire. Who does that?

    Hamas’ intent is to destroy the state of Israel. It is in the first few lines of its charter.
    “Israel will exist and will continue to exist until Islam will obliterate it, just as it obliterated others before it” (The Martyr, Imam Hassan al-Banna, of blessed memory).
    Israel’s declaration of independence, as one would expect, is the opposite.
    Israel will… uphold the full social and political equality of all its citizens, without distinction of race, creed or sex; will guarantee full freedom of conscience, worship, education and culture; will safeguard the sanctity and inviolability of the shrines and Holy Places of all religions; and will dedicate itself to the principles of the Charter of the United Nations.

    Further, Israel offers peace and unity to all the neighboring states and their peoples, and invite them to cooperate with the independent Jewish nation for the common good of all.

    I am not a Zionist. I have never been to Israel, nor do I desire to go there. I was born and raised Jewish, and still practice a few traditions. But, was turned off by my religious indoctrination.

    I am solidly anti-war as well, but respect the need for the attacked to retaliate.
    If Hamas was to lay down their weapons, return the hostages and seek peace, Israel would cooperate fully and would help the Palestinian populations to achieve a proud state of their own or perhaps a shared state solution. Though, such offers can not be left open for an indefinite amount of time, for the lack of retribution by Israel would signal acceptance of the October 7th massacre. Additionally, Jews will not just roll over and play dead. A mere 85 years ago, they tried it and lost half of their population as the world stood by and did nothing. Much like the world is standing by yet again, telling the Jews, not to retaliate. The Jewish people will not fall for it again.

    There is no side to take in this. If you choose to back Hamas, then you are supporting a government that condones the murder and rape of thousands of innocent people. A government that supports the kidnapping of elderly, babies and children. A government that protects itself by hiding in schools and hospitals. Quite frankly, if you back Hamas, then you are a terrorist yourself.

    You need not back the Jews either. Most haven’t before. Most won’t again. When Israel bulldozes the northern third of the Gaza Strip into the Mediterranean Sea, it will be justified.

    Again, Gaza is not held captive by Hamas. Gaza has chosen to be led by Hamas. Perhaps next time, they will choose a government more wisely.

  21. Juice Box says:

    Lib – If anything you should be taken back by Pres Biden’s criticism of the NY Times reporting and Secretary of State Antony Blinken call for Qatar government to censor it’s Press and reporters that are on the ground there in Gaza. The truth is they are massacring allot women and children to get to perhaps 25,000 members of Hamas hiding in underground bunkers. Those children did not vote for Hamas 17 years ago they were not even born, they should really be considered hostages. The women as well they really don’t have any rights Islamic law and all. The Hamas charter from the 1980s says women are worth 1/2 as much as one man and their existence is to “manufacture men” like chattel animals.

    There is a very ugly side of the world we are fighting against for decades now. Anyone who has been to the Middle East like I have can tell you that, we should be sending the work brigades of students from Rutgers and other schools that are over there for a semester abroad, they need a taste of reality.

    I also don’t pretend our government has not gone crazy bombing everyone since I was born during the Vietnam era and all they way up till now. We will continue to do so as long as any of us are alive. However we should not be putting our head in the sand and censoring our press and free speech. People deserve to be informed, we are not the Middle East or China, people need to know why it’s necessary to bomb them out of existence.

  22. Libturd says:

    I couldn’t agree more. But the amount of propaganda today makes it more difficult than ever to make an informed decision. Both sides are playing a controversy hungry media to a T. And as a society, we have become more interested in tabloid bullshit than the truth. Heck, look at the hoopla over a dumb tight end and a thirty year old whose songs are all about middle school relationships. This is what America craves. For example, half a million are dead from the Russian incursion into Ukraine and America chooses to march for the Palestinian Children. Anti-semitism anyone? My heart aches for all of the victims of war. But, the Ukrainians did not not strike first. What a completely fucked up society we are where people can no longer think for themselves or put their biases aside for one stinkin’ moment.

    In other news, we might end up with a dictator ruling from a prison cell.

  23. Phoenix says:

    “Again, Gaza is not held captive by Hamas. Gaza has chosen to be led by Hamas. Perhaps next time, they will choose a government more wisely.”

    I didn’t choose to be led by Biden or Trump.

    Plenty of people are led by people they didn’t choose.

    I will continue to be led by someone I don’t choose because I have a child here and cannot escape with her.

    Only those with real money have the ability to “choose” where they live. I would have to choose between my child and me, lest the authorities send out an “amber alert” and put me away for life. And, btw, after having my child almost taken away from me thanks to a lying beech, and the authorities not willing to prosecute her, every time I hear an amber alert I wonder if the guy escaping with his child was someone like me.

  24. Phoenix says:

    If there is one thing I have learned about humans, it’s that they can find a way to justify almost anything they do.

    All genders, all religions, all races. No exceptions, including myself.

  25. Phoenix says:

    “Again, Gaza is not held captive by Hamas. Gaza has chosen to be led by Hamas. Perhaps next time, they will choose a government more wisely.”

    Look at all of those people to the south of us, trying to escape a government they don’t like, trying to get to America to a government they think is better. Only to be tossed back into their own government by the one they hoped would save them.

  26. leftwing says:

    “I have never been to Israel, nor do I desire to go there.”

    I have spent a fair amount of time there. Beautiful country and people surrounded by neighbors in the throes Medieval theological savagery. Never understood why Israel has historically been so restrained in their relations.

    “However we should not be putting our head in the sand and censoring our press and free speech. People deserve to be informed, we are not the Middle East…”


    Was living overseas when 9/11 occurred. The mainstream coverage showed the unbridled celebration of that event in the Middle East. For days. Not just in Arab countries but among the Arab population in Israel. Was like an unending New Year celebration. Speaking with friends and family back home I’m expressing incredulity and they are like “where are you seeing that happen”. Zero coverage in the US….

    Likely would not be hearing much, if anything, about these current US college events if not for the evolution of social media….

  27. OC1 says:

    A week or 2 ago Phoenix posted a link to a Frontline episode about the Oslo accords.

    After watching that and seeing how close they came to achieving the “two state solution” despite stupid actions by both sides, and how the whole deal ultimately fell apart over some stupid religious issues, I came away thinking that the Israelis and the Palestinians deserve each other.

  28. TraitorJoe says:

    Let’s also not lose sight of the fact that the radicals in power now have allowed unlimited millions to walk freely into our country. Many of whom come from places that are openly hostile to us.

    The radicals are doing what they can to build a base for their American flavor jihad. The world and the country are far, far less safe than they were just a few years ago. All by design.

  29. leftwing says:

    “Only those with real money have the ability to “choose” where they live.”

    Or only those with no money…think about that….

    “If there is one thing I have learned about humans, it’s that they can find a way to justify almost anything they do.”

    Nirvana is escaping the orbit of believing that any of your actions actually require justification.

    “And, btw, after having my child almost taken away from me thanks to a lying beech, and the authorities not willing to prosecute her, every time I hear an amber alert I wonder if the guy escaping with his child was someone like me.”

    Reason why I linked that article on the judge for you a while back…not to condone, and certainly not to promote, such actions but a small reference in there was to the assailant/parent being fingered as a perpetrator of ‘domestic violence’ with zero support or reference…made me think of you and generally how one’s breaking point drops radically with gross injustice…

  30. Phoenix says:


    I am a fan of Frontline, as far as media goes it appears to be “unbiased.”

    The thing I took from that episode was that the security details from both sides were in agreement and got along well with each other. They were in the trenches together and wanted something positive to happen.

    But the politicians, seems like every time it was THEM who screwed thing up. Just like ours do.

    We all become cannon fodder for their tyranny, treachery, narcissism, and just plain greed.

  31. Libturd says:

    The similarities between Judaism and Islam are eye-popping. As a matter of fact, until the last 2000 or so years, the two lived peacefully together of ten sharing in bible studies and in education. It was the supposed messiahs that screwed things up. First Jesus and and the churches oppression of all others. Then Mohammed to which the Arabs joined the Christian parade of oppression. Can’t wait to see what happens when and if the Jews invent their messiah. Maybe have a royal rumble in a steel caged ring. Jesus, Mohammed and Schlomo can duke it out for the religion belt.

  32. 1987 Condo says:

    Unaware of Islam prior to Mohammed in the 600’s.

  33. No One says:
    Ayn Rand got Israel/Palestine right 45 years ago.

    Imagine how screwed up the world would be right now if today’s “peace process” people were controlling the North in the US Civil War, or the Allies when deciding whether or not to fully defeat Germany and Japan.
    Sometimes the only way to deal with an enemy is to totally conquer it and remake them. Yes, it’s called nation-building, which GWB didn’t have the guts to implement, but it was done to the fully conquered US slave states, with Sherman razing the South to the ground, it was done to Germany, it was done to Japan, and they were re-formed into civilized countries according to the specifications of their conquerors. They didn’t let the people who caused the problems get “democratically elected” by the people who were also trying to destroy us.

  34. TraitorJoe says:

    That info must have come from the 1619 book. The same one that said slavery in America started with Europeans.

  35. TraitorJoe says:

    The Maccabees (/ˈmækəˌbiːz/), also spelled Machabees (Hebrew: מַכַּבִּים, Makkabbīm or מַקַבִּים, Maqabbīm; Latin: Machabaei or Maccabaei; Ancient Greek: Μακκαβαῖοι, Makkabaioi), were a group of Jewish rebel warriors who took control of Judea, which at the time was part of the Seleucid Empire.[1][2]

    They founded the Hasmonean dynasty, which ruled from 167 BCE to 37 BCE,[3] being a fully independent kingdom from about 110 to 63 BCE. They reasserted the Jewish religion, expanded the boundaries of Judea by conquest, and reduced the influence of Hellenism and Hellenistic Judaism.

  36. Phoenix says:

    did Ayn Rand happen to mention the Native Americans?

  37. Fast Eddie says:

    And in other news, the S&P 500 is on a three-month losing streak. If you really want to get technical, the S&P 500 is basically at the same point now as it was when Dark Stool Brandon seized office. Same for the DOW.

  38. SmallGovConservative says:

    OC1 says:
    October 31, 2023 at 11:42 am
    “…the Israelis and the Palestinians deserve each other.”

    I know the Dem stooges would never do it, but it’s disappointing to see the ‘no diff between R and D’ crowd refusing to place blame as war returns to the middle east — and the world unravels more generally. To be clear, this is not an accident and it’s not inevitable — it’s Joe’s fault (and the dopes that voted for him)! Just as it’s to T’s credit that the Israeli/Pal issue went ‘cold’ during his 4 years, with flareups that amounted to spitball fights compared to what’s going on today. It went cold because T convinced other Arab states to ignore the Pal issue (the Pals will never form a viable state, nor even any of the basic institutions of a viable state) and to cast their lot — at least economically — with Israel. And because of that, just 3+ years ago we had Israel and Pal on ice, and via the Abraham Accords, 5 or 6 Arab states ready to normalize relations with Israel and move the middle east forward. What a shame!

  39. No One says:

    Think you’d enjoy living in a pre-Columbus “native american” village?
    It wasn’t as romantic as Hollywood makes it out to be.

  40. leftwing says:

    Biden is a senile old man surrounded by wide-eyed dogmatic children who didn’t even bother to complete their theses…

    The rest of the world knows it…and as someone who unlike Liberals has consistently held the position that I could give a fuck “what the rest of the world thinks of us” for those who do, we are a viewed as a weak laughingstock.

    I googled ‘biden shaking hands with air” for a link but well, candidly, there are just too many lol.

    No coincidence the bad guys of the world woke up with these ass clowns in charge….

    Anyone want to make odds on a N Korea/S Korea or China/Taiwan dustup before his term is up?

  41. leftwing says:

    Writing some AMD puts today Lib, ahead of earnings tonight…bullish longer term, figured either pick up a little income if they surprise on the upside tonight, if not buy some at the lower strike if I don’t roll….

  42. Fast Eddie says:

    The new political power couple:

  43. Hold my beer says:


    I think that’s a stock photo yahoo stuck in the article

    Here’s a link to an MHO community in DFW area for 1,500-3k sq ft houses. This is more typical what smaller texas houses of the last 15 years look like.

  44. OC1 says:

    “No coincidence the bad guys of the world woke up with these ass clowns in charge….”


    What do you think Biden could have done to prevent Hamas attacking Israel or Russia invading Ukraine?

  45. leftwing says:

    Be sentient?

  46. Phoenix says:


    still looking for my nirvana, but I don’t think I’ll ever find it

    great post btw.

  47. Libturd says:

    Biden is as responsible for the Hamas Attack as Trump is the invasion of the Ukraine. Thanks for the correction Condo. It’s been 30 years since my religions of the world class, and 40 since my indoctrination. I do know they were peaceful for centuries. Maybe it was until the dark ages. Would have to look it up.

    Funny thing about the Palistinians. They are about the least religious of the Arab states. This probably has to do with why none of these Arab states (especially Egypt, where they are from) will take them in. Which makes the Oslo Accords so interesting. One has to wonder if their religion IS to hate Jews.

  48. LAX says:

    A little instrument I wanted to share:

  49. Fast Eddie says:


    Cool. I just picked up the acoustic next to me and jammed a little.

  50. Bystander says:

    The delusion is strong with left and SGC. Don’t mix your theory of ever-lasting world peace under Trump over the true fact that Trump was just a one-term loser. Obama’s first term generally peaceful with exception of wars that the Rs started. Anyone over 8 years in office will see war in the world. Get real.

  51. leftwing says:

    “Biden is as responsible for the Hamas Attack as Trump is the invasion of the Ukraine.”

    Hmmmm, you Pumpkin-ing out on me with (lack of) reading comprehension?

    Did not say he was ‘responsible’, I simply said it was not a coincidence.

    As any parent on here who has used babysitters understands, even your kids get it. They know what they can get away with and LOVE the babysitter that throws her feet up on the sofa, never checks in on what they’re doing, orders them out Dominos, and proceeds to facetime with the boyfriend all night until an hour past their bedtimes…

    They HATE the old battle ax that cooks and makes them eat a healthy meal on-time and in full, get their homework done, not watch the TV and not rip the house apart, and bathe and go to bed on time…

    If my ten year old can smell and seek indifference and incompetence the sociopathic leaders of rogue states most certainly can…

    Common sense, even for children. Which is why the die-hard liberals on here simply can’t comprehend.

  52. leftwing says:

    Looks like I’ll print some easy overnight money on those AMD puts.

  53. leftwing says:

    And ByS, aside from falling into the camp of “liberals who will never get it” what is it honestly with your Trump fixation?


    I never mentioned him in that post and I’m all over the record here that the guy is a POS.

    You have a very weird infatuation going on……seems he’s never far from your thoughts….

  54. NewDayForHouseGuidedTourOperators says:

    To change the subject to a less depressing matter. Just under a hour ago from the WSJ.

    KANSAS CITY, Mo.—A federal jury on Tuesday found the National Association of Realtors and large residential brokerages liable for about $1.8 billion in damages after determining they conspired to keep commissions for home sales artificially high.
    The verdict could lead to industrywide upheaval by changing decades-old rules that have helped lock in commission rates even as home prices have skyrocketed—which has allowed real-estate agents to collect ever-larger sums. It comes in the first of two antitrust lawsuits arguing that unlawful industry practices have left consumers unable to lower their costs even though internet-era innovations have allowed many buyers to find homes themselves online.

  55. Bystander says:

    “They HATE the old battle ax that cooks and makes them eat a healthy meal on-time and in full, get their homework done, not watch the TV and not rip the house apart, and bathe and go to bed on time…”

    Bwahaah..Trump? Obese guy who served McDonalds to kids? They also love the sitter obsessed by the mirror and shits and twits all day.

  56. Bystander says:


    I lumped you with SGC who did call him by name but the rest of us are able to easily decipher your support. His mean tweets right? You have a history regardless of what you say now

  57. leftwing says:

    Hahaha….and yet another Trump reference from you!

    I think we’ll all chip in here and get you a poster you can hang on the ceiling above your bed!

  58. leftwing says:

    “…but the rest of us are able to easily decipher your support.”

    Ahhh, that other old liberal intellectual crutch…

    “You never said what I accuse you of but I of course KNOW what you mean.”

    Who raised you people?

  59. Bystander says:

    “Proud” still Left? One of your intellectual blindsights in that when you say things you mean, you don’t own them and tell us they have a reading comprehension. See a pattern?

  60. LAX says:

    4:16 excellent!

  61. Old realtor says:

    You misunderstand leftwing. He knows Trump is a piece of sh#t. However leftwing does support much of the policy from the extreme right of the Republican party and those people generally support Trump.

  62. Fabius Maximus says:

    “rest of us are able to easily decipher your support”

    Yup, the long slow gaslight to reverse your previous positions. Give us a “I would’ve voted for Bernie!” for old times sake. This poster you are going to send him; will it be one of your office wall pictures. How about the guy carrying the Stars and Bars through the Rotunda?

  63. leftwing says:

    LOL, you guys are priceless. 30/40/old gets it…Rs should try to get it as well, especially someone like DeSantis. Embrace the policies, ditch the messenger.

    “One of your intellectual blindsights in that when you say things you mean, you don’t own them and tell us they have a reading comprehension.”

    Eh, again beg to differ….even within the constraints of an internet forum (only half attentive, multitasking, etc) I generally pick my words carefully…you on the other hand literally say out loud that you are “deciphering” my words and then holding me accountable for *your* interpretation…lol.

    How do you function in normal society with that reasoning and perspective? Seriously.

    Fabs, respect you buddy but already established your politics orbit Pluto. Well defined but out there. I’m actually boring in that regard as well, not many changes from my side of the spectrum…pull shit up from, what now, 15 years ago? I’m sure I’m pretty much the same. No walk backs here…

    Hey saw D-FENS popped back in. Where’d Joyce go?

  64. Fabius Maximus says:

    Old I would disagree. He hates the Dems. In 2016 it was the Clintons, in 2020 it was Biden, and in 2028 I suppose he’ll find something to hate Newsom over.

  65. leftwing says:

    Haha, absolutely despise Dems for their overt hypocrisy…a position I’ve held long before 2016 and can assure you I don’t need to wait until 2028 to find fault with the Dembot…

    Clintons are and were always garbage…50 year old CEO of the largest entity ever pushes a twenty something intern to her knees in a corner office and blows a load in her face.

    Defend that….especially the #metoo wing of your Party…

  66. Fabius Maximus says:


    You stated the GOP would never overturn Roe, the Blue side here said, just watch.
    We then got to see your beautiful piroette into “Well its should have been States rights in the first place.” and the red states wont really do that anyway.
    We now have states putting laws on the books to prosecute someone who drives someone for a procedure. Lets see where you go next. Lets see how you back out of the Theocracy we are heading into that you say we aren’t.
    Stick this on the wall.

  67. Libturd says:

    I hated the Clintons and Biden, but liked Obama. Didn’t understand the Right’s hatred as he was relatively moderate in my opinion. On the republican side, hated Bush Sr. the least. Thought Bush Jr. was pretty out of touch, but he didn’t change much, so no pain there. Trump, by far the worst president ever. The lies, over and over and over. Was watching a show last night where they were discussing January 6th. He promised the crowd he’d be walking with them to the Capitol Building. Of course he didn’t. But why does it matter? His disciples would suck his dick even if he claimed he had a vag. I still can’t believe he’s so popular among the right when he clearly is going to have to give up politics in a plea bargain to stay out of jail.

  68. Libturd says:

    And sorry left for the Hamas causation. Saw it was SGC, not you. Gotta slow down and read.

    I’m with you with the lib hypocrisy. It’s annoying that they mostly believe their shit don’t stink when it does as well. But it’s not all of them evenly, though it’s pretty tough to find any clean ones anymore.

  69. leftwing says:

    Never expected GOP to be so blatantly stupid to overturn Roe. Or to even try. Another reason to dislike that Party. Not the because of the action…because of the stupidity of the action.

    Always an avid supporter of strong States rights, much more Jeffersonian than the Federalist school. That belief goes back to college days. Wouldn’t have had the Bill of Rights without it. .

    Combining the two, yes, if there is going to be regulation of one’s body (which I don’t support, and similarly assisted suicide which I do support) then push it to the States. As a political matter above, as a functional matter (the government that governs the best is closest to the people), and as a practical matter…the country is so divided getting national consensus on any major issue is going to be nearly impossible and just piss off nearly half the population.

    If Californians want to abort fetuses and NJ wants to tax itself into oblivion and wear that as a badge of honor WTF do I care as long as it doesn’t affect me personally?

    See, as your profiling me don’t forget that libertarian streak, no backing down there either ;)

  70. Fast Eddie says:

    Trump, by far the worst president ever.

    Let’s wait until his 2nd term is over to make that call. ;)

  71. leftwing says:

    “I still can’t believe he’s so popular among the right when he clearly is going to have to give up politics in a plea bargain to stay out of jail.”

    So…let’s see if the liberal peanut gallery misconstrues the below as ‘support for Trump’….

    Don’t be so sure Lib…I don’t have the time or inclination to research but as I see the above get bandied about as a wet dream of the Left (which ironically would help the Rs) I’m not so sure…In at least one area of law I’m familiar it is expressly not allowed to use ‘non-topical’ consideration as part of a penalty…

    Many different jurisdictions and charges here but would seem analogous…in other words if he’s guilty of misappropriating documents or fraud regarding his business records the Court can’t/won’t consider as a remedy ‘not running for office’.

    Much the same way when you head to Court over your speeding ticket you have no chance of getting off by promising to upgrade and paint the exterior of your house…

  72. Libturd says:

    I think the Georgia election impropriates and the Jan 6th incitement is where Trump is guilty and that’s where he’ll cop his plea. Most of the other stuff is bullshit, even if he’s found guilty of it. That’s the witch-hunt bullshit.

  73. Bystander says:

    Deciphering your statements, left, is less difficult than deciphering a daily Jumble cartoon. Just own it instead of claiming someone has TDS, then lack reading comprehension, followed by superiority statement..your pattern. I mean, cmon..claiming Ds are overtly hypocritical while then ranting about Clinton’s sexcapades. Newt left his cancer ridden wife in hospital for his gf then proceeded to cheat on her after they married. The party “family values”..JFC. Choose some real issues. We know taxation is the big one. You are being stolen from by the Ds..we get it.

  74. leftwing says:

    Been trying to own stuff here for about three hours now to no avail…you’ll catch up, sometime, somewhere. Remedial classes are nothing to be embarrassed about…good luck navigating IRL in the meantime….

  75. Bystander says:

    Let us know when you are done talking to the world about what they know bc a D is in office. It really makes a lot of logical sense. I can hardly follow being remedial

  76. Boomer Remover says:

    NAR suit headed to appeal.

    A Missouri jury found the National Association of Realtors and other industry players guilty of colluding to maintain high brokerage commissions.

    The jury awarded $1.785 billion in damages in the case, which was the smaller of two lawsuits concerning brokerage commission practices.

    “This is not the end,” Keller Williams said in a statement. The brokerage “followed the law regarding cooperative compensation and stands by the evidence presented on the 100-year-old practice of sellers’ agents offering commissions to other agents who help market and sell homes. Looking forward, we will consider all options as we assess the verdict and trial record, including avenues of appeal.”


  77. Fabius Maximus says:

    Just back from driving kids around. Left you are hilarious tonight. Just remember, a libertarian is just a liberal without the social conscience.

    “more Jeffersonian than the Federalist school”, yet a few days ago you are arguing against Jeffersons view on separation of church and state.
    Remember the walk back on that Donnie should be able to ignore GAAP rules and lie on his loan applications as its on the banks to do their Due Diligence.

    Jan 6 cases are nothing burgers and will result in misdemeanors for the tourists, yet we have a 100% conviction rate and a dude that is not eligible to see the outside world until 2040.

    “Court can’t/won’t consider as a remedy ‘not running for office’.” and they can’t and won’t. They will convict him of the felonies he is guilty of. He will be deemed ineligible to run if the insurrection cases in the states like Colorado succeed. But also many states have statues that do say that a felon cant hold office. Now what was your position on States self determination again?

  78. Fabius Maximus says:


    Did you check out the Executive Orders the Whitehouse dropped yesterday on AI. I think I am going to pivot into that Space, they are about to throw a boatload of Resource (cash) at it.

  79. Juice Box says:

    FAB – It’s an easy pivot. There are no real experts it’s still the wild Wild West.

    It’s also a race to get credentials to say you are an expert. MIT and Wharton are offering certifications.

    Two weeks and $2500 from MIT and poof you are an AI “expert”, you can frame the certification too.

  80. Juice Box says:

    FAB – Biden’s EO “ algorithmic discrimination”

    Yes let’s start there. Lol…

    Look our own military has developed AI that can fly drones and target people. It would not be very effective if the terrorists all decided to dress up as Trans people to avoid getting blown to bits by a hellfire missile.

    “ It doesn’t feel pity, or remorse, or fear. And it absolutely will not stop… ever, until you are dead!” – Kyle Reese 1984

  81. Juice Box says:

    FAB – Senator Booker’s AI legislation is stalled. The cash you speak of ain’t there yet Biden’s AI EO does not have funding they will beg, borrow and steal from other programs discretionary budgets for now.

    Government agencies don’t pivot without funding. I can think of plenty of legislation that passed that does nothing but create a new agency to write am annual report, but that is all they have money for no rule making or enforcement.

    If Congress gets around to passing AI legislation it will need to be transformational to regulate companies and attempt to audit and hold them accountable so think of Sarbanes Oxley.

  82. Juice Box says:

    We had about 200 Trick or Treaters last night. Only the very little kids were interested in my scary spiders and my other decortications including singing ghosts and a barking skeleton dog. Kids were as usual fixated on getting the candy and moving onto the next house, the parents enjoyed my decorations more. By 7 PM I stopped answering the door and left the bowl out with the remaining candy. The last kid to show up around 7:30 PM took one piece but then came back again and emptied the remaining candy into his bag. I gather he and his friends were the smart cleanup crew, we used to do the same thing as kids trick or treat late and clean up..

  83. 1987 Condo says:

    This deserves some headline:

    Jury Finds Realtors Conspired Over Commissions, Awards Nearly $1.8 Billion in Damages

  84. Phoenix says:

    “At the time of the arrest, Orange County District Attorney Todd Spitzer said: ‘This action showed a complete disregard for human life”

    So the question begs, did his action show a complete disregard for a feline life?

    Never get between a woman and her cats…

    Actress Hannah Star Esser in court for the murder of Victor Anthony Luis who was mowed down after the pair got into an argument about a cat
    Hannah Star Esser, 20, allegedly ran over Victor Anthony Luis, 43, for trying to run over a cat in 2022

  85. BRT says:

    Juice, my kids did that to a home too. Joke’s on them, I already packed it up and am unloading it on my class today.

  86. Bystander says:

    Anyone following the University of Michigan sign-stealing scandal? It is getting pretty hilarious. First, Harbaugh was like we don’t know Connor Stallions then yes, he is on our staff then I don’t know anything about what he did. Now, ah yes it appears he booked sideline tickets for a rogue recording staff for every team Michigan was going to face, about 30 games. Today, he apparently was dressed up as a fake CMU coach, wearing recording sunglasses at night game vs MSU and holding a fake clipboard. The CMU HC was WR coach under Harbaugh who now also claims no knowledge.

  87. Trick says:

    Juice, we had a record amount of kids last night. Went through 13 bags of candy and ran out at 7pm. Then they decide to tp the house.

  88. BRT says:

    FAB – It’s an easy pivot. There are no real experts it’s still the wild Wild West.

    It’s also a race to get credentials to say you are an expert. MIT and Wharton are offering certifications.

    Two weeks and $2500 from MIT and poof you are an AI “expert”, you can frame the certification too.

    A girl I went to undergrad with went to MIT for grad school for PhD in Chemistry. Never really did much but bounce around to various positions every 2 years probably as a token hire. It’s been 15 years and she has never held a steady job. Her profile is now littered with AI all over it, when I know for a fact, she can’t program.

  89. Fast Eddie says:

    O’Biden is an expert in Artificial Intelligence. Does he qualify? ;)

  90. Fast Edward says:

    Jury Finds Realtors Conspired Over Commissions

    Gee, ya don’t say? Does this mean house tour guide Mary Muppet doesn’t get to berate the opposing clients and their lawyer? Nor collect a check babysitting a house she knows nothing about?

  91. leftwing says:

    chi, yeah, I just don’t get it and have stopped trying…there’s a golden ticket life that’s over before it begins…kid ought to start getting acquainted with the working end of a mop, as that will be his ‘career’ for the next four decades…

    WTF is wrong with people….even if they punch through the moral aspect is there no filter of self interest that says ‘maybe I shouldn’t be this way for my own personal benefit’?

  92. Boomer Remover says:

    AI rules are all bark no bite. How are they going to enforce this?

  93. No One says:

    Boomer Remover,
    The government has a lot of ways to get what they want. It spends about 25% of GDP, so that’s something right there. It has a lot of alphabet agencies that can promote you or sue you. Government provides lots of science funding. Government employs most of the academics who teaches kids, and also perform as experts for journalists. And they also have NPR and PBS to do some influencing themselves.

    So pretty soon the government is going to demand that AI do for users what Kathleen Kennedy did for Disney movies. Plus big tech is full of woke middle managers who have nothing better to do.

  94. leftwing says:

    “Just remember, a libertarian is just a liberal without the social conscience.”

    I will definitely own that given what passes for conscience among liberals!

    “…more Jeffersonian than the Federalist school, yet a few days ago you are arguing against Jeffersons view on separation of church and state…”

    Noooo….again, reading comprehension. What I said, exactly and yes just a few days ago, was that use of the broad term ‘separation of church and State’ was possibly the most simplistically overstated distillation of the Establishments Clause I’ve seen especially as applied to the situation at hand.

    Which demonstrates again your entire lack of comprehension as you yet one more time oversimplify and misapply EXACTLY what was said to what you BELIEVE was said. On the same topic no less. LOL.

    “Remember the walk back on that Donnie should be able to ignore GAAP rules and lie on his loan applications as its on the banks to do their Due Diligence.”

    No walk back there and *yet again* another display of your total willing ignorance of the topic at hand….

    Few personal financial statements are prepared according to GAAP, ever. There is no requirement to provide them as such. In making a loan no bank, ever, relies upon the PFS and the valuations of borrowers’ assets as prepared by borrowers.

    Are you really this fucking stupid, or did you get you home mortgage by YOU telling your bank what your home was worth?

    I’ve funded literally hundreds of commercial situations, not just under GAAP but also IAS, UK GAAP and IFRS….come back when you start to even have a whiff of a clue…

    You’re getting tedious and boring, go troll someone on the Daily Mail comment section.

    I’ll stick with replying to posters here who bring value added on topics where they have some expertise, whose heads aren’t firmly stuck up their asses, and who can actually comprehend what others type.

  95. Phoenix says:

    Boomer Remover says:
    November 1, 2023 at 9:56 am
    AI rules are all bark no bite. How are they going to enforce this?

    The American legal system is losing the battle every single day.

    Technology is outpacing the American government’s ability to protect the rights of it’s citizens- look at the last two presidents- you really think they have the cognitive skills to understand technology-especially AI?

    Some lawyer could easily write a document full of loopholes that the boomers in Congress would sign– either through malice or stupidity, taking away rights or stealing information from citizens.

    Had a co-worker tell me- her VERY young child made a comment in class- teacher sent the PoPo to her house. She was livid. Wrote an email to the teacher.

    It was at that moment she realized just how “free” she was in America. How an accusation could turn your world upside down. How “see something, say something” by a “doo gooder,” a professional, or a f’n criminal like my ex could send your life into a spiral. All is good on her front. But the anger in her is palpable. Welcome to America.

    AI will not be your “friend,” any more than the system is. The American govt will not try to protect citizens from it, they will allow and condone it to be used against you as a control mechanism. It’s about “law and order.”

    As far as “enforcing” BR? Well, enforcement is selective. Those who are chosen to be targeted will be targeted.

    Enjoy what is left of your freedom, frog. You and your children are being slow cooked. Each day more and more of your habits, your thoughts, your identity is being collected and stored in a data center, for those using Bernay’s tactics to be used against you.

  96. BRT says:

    Phoenix, they asked my son a few weeks ago to write a paragraph on their chromebooks of the pros/cons of the fall season. My son wrote, “My dad is grumpy because he goes back to work”. They cornered him and questioned him as to whether or not I was abusing him based off of this. Moreover, they said “you typed your father is angry”. Well, last time I checked, it’s not a crime to be angry…but anyway. He had to call them out on it that the program they were using autocorrected it and moreover, he literally told them “my dad does not abuse me in any way”. These morons were so dumb they don’t even ask probing questions like “how is a typical day in your house”. It was just straight “is your dad hurting you?”. Kid was more traumatized by the idea that they were after me. You’d figure people working in the school system could relate to his point on being back at work from a whole summer off.

  97. Libturd says:

    Heck, you can’t even make a stereotypical joke anymore.

  98. Libturd says:


    On Patrick Dai. Probably jealous that a few Jews can actually compete academically with the Asians on campus.

  99. Mike S says:

    Wow – another reason I have no desire to bring a child into this world. Atleast had decent turn out for halloween – mostly little kids with their parents drinking in the street, for teens it seems like hardly any go out, and those that do – a big lack of costumes…

  100. No One says:
    South Park Wacky Molestation Adventure

  101. Old realtor says:

    The old model of real estate brokerage is dying fast. Appears the big change coming from the recent court decision will be compensation for buyer’s agents. For the first time I can envision an hourly rate or flat fee model for showings and transaction management on the buyer’s side of the transaction.

    Flat fee listing commissions are likely coming as well. Job is virtually the same whether the house sells for $500,000 or 1 million.

  102. Libturd says:

    “Job is virtually the same whether the house sells for $500,000 or 1 million.”

    I called bullshit on this with Gator when we sold our multi. Our realtor demanded 6% and it was not negotiable. We could have gone with someone else, but ended up being glad we stuck with her because her extensive experience especially dealing with homes built on top of oil tanks proved invaluable. Both with helping us find contractors for tank removal and quick extension dismantle and rebuild. Then, in dealing with the NJ DEP.

    I look forward to the new business model.

  103. No One says:

    A good buyer’s agent can be a big help, or the opposite. Seller agent too.
    Why should they all get the same %?
    Maybe it should be a combination of hourly fee plus a (possibly lower) percentage.
    Maybe mix up the duties so the junior people do the driving around tour-guide jobs, where the hourly fee deters the perpetual browsers. Then the real expert comes in when you’re ready to make final decisions and start negotiating, and gets a percentage rather than time-based.
    The hourly fees rung up in the search might get refunded if you actually buy/sell with the agency, going toward the % fee.

  104. Fabius Maximus says:


    “Believing with you, that religion is a matter which lies solely between man and his God, that he owes account to none other for his faith or his worship, that the legitimate powers of government reach actions only, and not opinions, I contemplate with sovereign reverence that act of the whole American people which declared that their legislature should ‘make no law respecting an establishment of religion, or prohibiting the free exercise thereof;’ thus building a wall of separation between church and state.”

    His words not mine and not an ” simplistically overstated distillation of the Establishments Clause ”

    Here is your walk back on Donnie and GAAP.
    When I got my mortgage, the statement of my assets was true.

    I see you are taking the Eddie Ray approach, throw some ad holmium, grab your pearls and head for the door.

  105. Fabius Maximus says:

    Old, will it change, this will be appealed for years, so I wouldn’t expect anything immediate.

    We have had the likes of Foxtons come and go. Is the job the same if I am selling a 50×100 cape in Hackensack or the multi million in Alpine. I see it as a casino, the level of service expected will always be different if I am playing the 5c slots or the VIP room.

  106. Very Stable Genius says:

    Peter Thiel applied and obtained New Zealand citizenship.

    Phoenix says:
    October 31, 2023 at 11:27 am
    “Again, Gaza is not held captive by Hamas. Gaza has chosen to be led by Hamas. Perhaps next time, they will choose a government more wisely.”

    I didn’t choose to be led by Biden or Trump.

    Only those with real money have the ability to “choose” where they live. I would have to choose between my child and me, lest the authorities send out an “amber alert” and put me away for life. And, btw, after having my child almost taken away from me thanks to a lying beech, and the authorities not willing to prosecute her, every time I hear an amber alert I wonder if the guy escaping with his child was someone like me.

  107. Very Stable Genius says:

    “Job is virtually the same whether the house sells for $500,000 or 1 million.”

    Same for financial advisors whether they manage $500,000 or 1 million

  108. Phoenix says:

    “Peter Thiel applied and obtained New Zealand citizenship.”

    I rest my case.

  109. leftwing says:

    Dude, again, I’m just glad you never worked for me. And I’m sure you feel the same way.

    Nothing inconsistent among the above…for the topic we were discussing – a small group of legislators voluntarily praying together – blanketing their actions as theocracy under separation of church and state IS as I say an oversimplification of the Establishments Clause.

    Re: Donnie, of course…if you make a factual statement and then act directly contrary to that statement it’s an issue…who in the fuck would disagree with that? As you show I certainly didn’t…

    Whether those allegations by the AG are true or not I don’t know and is part of the point of the trial…and as I say in your link I don’t really care.

    After a day of discourse I’m still as perplexed as ever as to what your point here is…if I’m factually incorrect, I own it?

    I feel like I’m interacting with Pumpkin c. 2018. Separated at birth regarding logic, reason, and an ability to stay on topic.

  110. Fabius Maximus says:

    Its not them taking a knee in prayer I’m worried about its the legislative agenda they will be bringing . Next up Obergefell, they are coming straight for that.

    “if you make a factual statement and then act directly contrary to that statement it’s an issue…who in the fuck would disagree with that?” You would, you argued the onus is on the other side to ensure you are telling the truth.

    No harm to the banks, the loans were repaid is playing out in realtime.
    “McCarty is now explaining, as the judge himself observed in a footnote of his summary judgment opinion, that the interest rates for borrowers increases with the credit risk of the enterprise/project/individual you are lending to.
    Had Trump’s statements of financial condition more accurately reflected the true value of his assets and liabilities, McCarty explains, the risk premiums for multiple loans would have increased as well. He cites the Doral, the Old Post Office, and Trump Chicago as three examples.
    It’s therefore his view that the banks and other lenders DID lose money. Had they priced the loans based on the real value of Trump’s assets and liabilities, they would have charged higher interest rates and made much more.”

  111. Phoenix says:

    This is what happens when you refuse to upgrade your PC to a newer model, you get the dreaded HDD failure.

    Top notch reporting again guys.

  112. Fast Eddie says:

    The FED holds rates steady, Powell wets his pants in fear, babbling the same thing over and over… 2%, 2%, 2%, 2%. The ’15 items or less’ express line at Shop Rite reaches an average consumer bill of $108, the highest average price ever. The ‘haves’ still have it, the ‘have nots’ can’t afford it. The White House releases a bait statement referring to universal income for the ‘poor’ in order to implement a ‘groom for victims’ strategy to garner votes as the lesser informed muppets rejoice.

  113. Boomer Remover says:

    “My colleagues and I remain squarely focused on our dual mandate to promote maximum employment and stable prices for the American people. We understand the hardship…”

    At this point, it rolls off my tongue too..

  114. Libturd says:

    I think we should $10,000 checks to families and $1,000,000 checks to their employers.

  115. leftwing says:

    OK, Fabs…

    Again, banks do not take a borrower’s PFS valuation of major assets at face value. To your point that you told the truth on your mortgage application it doesn’t matter. The bank lent to you – at the rate it lent to you – based on their independent diligence and assessment of you among other factors. Your FICO. Your verified income level. An independent third party appraisal of the underlying security.

    Not based on *your* assessment of the value of the house you were buying.

    All due respect to Michiel McCarty but he is ignoring that basic fact.

    James is trying to establish through the McCarty testimony that the banks were ‘harmed’ despite them being repaid in full, and not one of them pleading for any relief in this case, because they ‘otherwise would have’ earned more in interest had the loans been ‘appropriately’ priced…the logic being that the banks priced their loans to TrumpCo based on Trump’s inflated valuation of the collateral and not the ‘actual’ value…

    Ridiculous argument, as those banks most certainly had third party appraisals and diligence…it’s required, and the completeness of their loan files are regularly reviewed internally by credit and compliance, and externally by regulators.

    I couldn’t get away with a missing credit report on a $600k courtesy loan to a name partner of a major Wall Street law firm…no way in hell a US/NY chartered bank has no independent or third party diligence on collateral for $600m of loans. Especially to such a high profile client as TrumpCo….

    If the defense has half a brain they will also push back on loan pricing, which is dynamic, ie. it is not a business school straight theoretical line to underlying risk assessment…many factors come into play…

    My law partner who calls at 9am, signs a messengered single page loan doc after breakfast, and has the funds in his account by lunch at a sub-Prime rate? Pricing of that loan had zero to do with his own or third party perceived credit risk and everything to do with the fact that his firm flips us two or three deals annually each worth seven to eight figures in fees to us….

  116. Juice Box says:

    Left expert testimony…. today.. they paid McCarthy $350,000 for it to lol!…

    “Defense lawyer Jesus Suarez spent the first hour of his cross-examination working to cast doubt on expert Michiel McCarty’s analysis, which found that Trump defrauded lenders out of $168 million in interest.

    “Who created the universe of documents for you to review? It was the New York attorney general, right?” Suarez said before launching into a rapid-fire succession of questions regarding which lenders McCarty had spoken to in the course of his analysis.

    “Did you ever interview anyone from Deutsche Bank?” Suarez asked.

    “No,” McCarty said.

    “Did you ever interview anyone from Ladder Capital?” Suarez asked.

    “No,” McCarty repeated.

    “Did you ever interview anyone from Mazars,” Suarez asked.

    “No,” McCarty responded.

    “Did you ever interview anyone from the Trump Organization?” Suarez asked.”

    “No,” McCarty said again.


    “Expert agrees that high-net-worth borrowers get low rates

    Defense attorney Jesus Suarez began what is expected to be a marathon cross examination of the state’s expert witness, Michiel McCarty, by attempting to use his words against him.

    “Historically banks have been willing to lend to high-net-worth individuals at low rates because they get repaid?” Suarez said, citing McCarty’s direct examination.

    “That is correct,” McCarty said.

    Suarez then reminded McCarty that Trump’s loans were paid on time — a point that the former president has reiterated during his appearance in court and on social media.

    Suarez then asked if McCarty had charged the attorney general’s office $950 per hour for his expert analysis.

    “That’s my standard rate, yes,” said McCarty, who estimated that his total bill for his analysis was $350,000.”

  117. LAX says:

    12:52 he was of course the brains of the PayPal mafia.

  118. Phoenix says:


    Elon’s first wife.

  119. Juice Box says:

    New Zealand? He is planning for Teotwawki, he thinks they are isolated enough to survive the next super virus or WWWIII.

    I have a first cousin that has settled with his family in New Zealand from the USA, and well his wife is a Kiwi.

  120. Chad Powers says:

    Reference the current state of the US in foreign affairs, obviously events do not happen in a vacuum. The dismal pullout of the US from Afghanistan shocked our friends and emboldened our enemies. The US failed to address Putin’s concerns about the expansion of NATO, when Russia made it clear that they wanted a guarantee against such plans. The current administration has been very pro-Iran in the Middle East while at the same time allowing China and Russia to have a growing influence in the region. Biden’s team is reacting to situations, in many cases reacting to problems that they helped create. Not sure how it will all turn out but multiple regions of the world aren’t looking very stable right now.

    The big game Sunday will be Miami vs Kansa City taking place in Frankfurt, Germany. I think the stadium holds something like 48,000 spectators and over 1.4 million people attempted to get tickets when they went on sale during the summer.

  121. Phoenix says:

    It costs a lot to maintain an empire.

    The middle class, not the poor, not the rich, are paying.

    Until they cannot.

    I live about 5 miles from a Salvation Army store. Place was packed today.

    The Fed can suck my di cc. Another group of detached narcissists that can’t see an oncoming train because none of it’s members are anywhere near a track.

    They ALL forget who they work for. Or maybe, just maybe, they actually do….

  122. SmallGovConservative says:

    My wife (BigGovLiberal) was almost in disbelief when she got the notification yesterday that the DoE had taken a student loan payment from her bank account — and half-jokingly said “I hate Biden now!”. I think the resumption of student loan payments could be a bigger jolt to the economy than people think; be interesting to see if it impacts holiday spending this year.

  123. Libturd says:


    If that’s the case, have the FED go to ZIRP again and just raise the interest rates on college loans. Boom. Economy fixed.

  124. Hold my beer says:


    Wednesdays are half price on all soft goods at Salvation Army in my area. Why pay $25-$30 for a mass produced shirt at the mall when you might be able to find something unique or vintage for $$3 at a thrift store.

    A run on food banks and increase in people asking for help to pay their utilities is more telling.

  125. LAX says:

    3:17 work wife

  126. Phoenix says:

    Anyone else watch Old Dads on Netflix?

  127. 3b says:

    Small: I saw an article a week or two ago, that said resumption of student loan payments has not impacted consumer spending yet. How can a determination like that be made, when resumption of payments only started at the beginning of October?

  128. Chad Powers says:

    3b, How can a determination like that be made, when resumption of payments only started at the beginning of October? Easy. Just lie. Similar to saying inflation will only be temporary, or if you want to keep your doctor you, or no new taxes. This is what US politicians excel at.

  129. BRT says:

    My sister had $23k in loans 15 years ago. Apparently, it’s more than that now as she’s paid off absolutely nothing.

  130. Bystander says:


    ..or injecting disinfectants will make COVID go away..or a great healthcare plan will be delivered day 1..or Mexico will pay for wall. This is what politicians do

  131. Chad Powers says:

    Exactly. I also love how during an election all number of solutions are offered for numerous complicated problems. After the election it is all forgotten and the politicians just carry on as usual. It is really a bit depressing.

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