From CNBC:
Pending home sales drop to a record low, even worse than during the financial crisis
Pending home sales, a measure of signed contracts on existing homes, dropped 1.5% in October from September.
They hit the lowest level since the National Association of Realtors began tracking this metric in 2001, meaning it’s even worse than readings during the financial crisis more than a decade ago. Sales were down 8.5% from October of last year.
Because the index measures signed contracts, it is the most recent indicator of housing demand. It reflects the buyers who were out shopping in October, which was when the popular 30-year fixed mortgage rate briefly shot higher than 8%.
Rates have since pulled back to around 7.3%, according to Mortgage News Daily. The realtors continue to say it’s not just high rates but still very low supply of homes for sale that is deflating activity.
“Recent weeks’ successive declines in mortgage rates will help qualify more home buyers, but limited housing inventory is significantly preventing housing demand from fully being satisfied,” Lawrence Yun, chief economist for the NAR, said in a release. “Multiple offers, of course, yield only one winner, with the rest left to continue their search.”
Pending sales fell in all regions month to month except in the Northeast. They fell most steeply in the West, which is where homes are most expensive. Sales were down everywhere compared with a year ago.
Tight supply and still-strong demand have kept pressure on home prices, which not only continue to hit new highs but appear to be accelerating in their gains.
The Realtors noted that sales of homes priced above $750,000 have been increasing simply because there is more supply on the high end of the market.
Public service message of the morning. It’s not too early to get a colonoscopy. Saved my ass, probably my life too. I certainly would have never proactively made the appointment, the best partner in the world did, proactively, and made me go, despite my grumbling about it. I thought it was 50 or something thereabouts, I’m 47, the new recommendation is 45 now as of 2 years ago. Probably should have gone 2 years ago, nobody really pushed for it (not my doc, etc.). In great health otherwise, no reason to suspect otherwise.
Hate to say it, but in retrospect it was totally not an unpleasant experience.
Friskies,
So Sad to lose Shane yesterday, but I hate Fairytale (we lost Kirsty Far too young as well).
I’ll remember him with this https://www.youtube.com/watch?v=B4v6aNjGFFk&t=1s
Grim.
Had mine scheduled, but then Covid came and I never got to reschedule.
Did you catch the keynote at AWS ReInvent. I almost lost my coffee when Vogels brought up Prolog. Thats a blast from the past.
Good one Grim. I”ll add get your blood work done more than once a year. High levels of LDL cholesterol are a killer.
You do not even need a script anymore, get the app Labcorp or Quest, it will track it for you and you can schedule your own appointment without a Doctor visit.
Whole body scan is big now too but aren’t cheap.
https://www.nytimes.com/2023/09/19/well/live/mri-prenuvo-full-body-scan.html
Next weigh-loss fad is Mounjaro?
https://www.cnn.com/2023/11/28/health/mounjaro-ozempic-weight-loss-study/index.html
Grim,
I hope all worked out with the scope. I had one in late 2020, all good. I assume every five years after the first one? Is that the recommendation, folks?
Also, if you folks aren’t aware, they’re doing more and more of these calcium scoring tests for the heart. It’s a 5 minute procedure and it measures the build-up of plaque in the vessels around the heart. It’s $99. I have light build-up in one artery so they put me on cholesterol meds. I haven’t been touching sugar and flour products for weeks now. Just a preference… getting older now and taking it upon myself.
Now back to our regularly scheduled program:
The Realtors noted that sales of homes priced above $750,000 have been increasing simply because there is more supply on the high end of the market.
Where’s that 40 year, fixed mortgage? What are they waiting for?
Fast
We’re turning Japanese. Will soon have 100 year floating rate mortgages that your unborn great grandchildren will be liable for.
Hate to say it, but in retrospect it was totally not an unpleasant experience.
It’s your first time. After that it will become pleasurable.
Phoenix – I know a place you can get one really cheap off Canal St……Lol
That prep stuff for the colonoscopy tastes horrible. At least give a bourbon taste. lol. And then, an hour later, the flood gates open. Lol. It’s just a cleanse, gotta just roll with it.
Ever eat a whole bag of riced cauliflower? It does the same thing.
“I just dumped 100 points on a new team member for clarify a CI/CD issue, only 900 more to go and I can avoid the reeducation camp…”
Life at a major corporate went to hell the day Personnel became Human Resources.
Libturd says:
December 1, 2023 at 9:27 am
Ever eat a whole bag of riced cauliflower? It does the same thing.
Can’t say I have.
Eddie, ask your doctor for https://sutab.com/ – all of the shits and giggles with none of the horrible taste!
Nothing is everything!
Life at a major corporate went to hell the day Personnel became Human Resources.
Human Resources –> Is this like a Whole Foods store for cannibals?
Thanks for the good advice!
grim says:
December 1, 2023 at 6:46 am
Public service message of the morning. It’s not too early to get a colonoscopy. Saved my ass, probably my life too. I certainly would have never proactively made the appointment, the best partner in the world did, proactively, and made me go, despite my grumbling about it. I thought it was 50 or something thereabouts, I’m 47, the new recommendation is 45 now as of 2 years ago. Probably should have gone 2 years ago, nobody really pushed for it (not my doc, etc.). In great health otherwise, no reason to suspect otherwise.
Hate to say it, but in retrospect it was totally not an unpleasant experience.
I think the only thing that matters now is the labor market. If unemployment goes up, prices come down. Nothing else matters at this point and time. Rates have been raised…now it’s all dependent on labor market.
BREAKING NEWS!
LIVE!
Updated
Dec. 1, 2023, 11:56 a.m. ETJust Now
Just now
House Expels George Santos From Congress in Historic Vote
Mr. Santos, a New York Republican, is the sixth member of the House to be expelled in the body’s history. “To hell with this place,” he said after his colleagues ousted him.
I always thought you produced bad shit. Serves you and your kielbasa tastes right.
grim says:
December 1, 2023 at 6:46 am
Public service message of the morning. It’s not too early to get a colonoscopy. Saved my ass, probably my life too. I certainly would have never proactively made the appointment, the best partner in the world did, proactively, and made me go, despite my grumbling about it. I thought it was 50 or something thereabouts, I’m 47, the new recommendation is 45 now as of 2 years ago. Probably should have gone 2 years ago, nobody really pushed for it (not my doc, etc.). In great health otherwise, no reason to suspect otherwise.
Hate to say it, but in retrospect it was totally not an unpleasant experience.
To hell with you George!
20 years ago you had to drink a gallon of that stuff. It is a cakewalk now. That why grim was surprised. Most people older people had a much worse experience.
Fast Eddie says:
December 1, 2023 at 9:18 am
That prep stuff for the colonoscopy tastes horrible. At least give a bourbon taste. lol. And then, an hour later, the flood gates open. Lol. It’s just a cleanse, gotta just roll with it
The move consigned Mr. Santos, who over the course of his short political career invented ties to the Holocaust, Sept. 11 and the Pulse nightclub shooting in Orlando, to a genuine place in history:
He is the first person to be expelled from the House without first being convicted of a federal crime or supporting the Confederacy.
I assume your use of the office can is considered a corporate code of conduct violation.
Libturd says:
December 1, 2023 at 9:27 am
Ever eat a whole bag of riced cauliflower? It does the same thing.
Radical right wingers vote socialist universal healthcare only for Boomers.
grim says:
December 1, 2023 at 6:46 am
Public service message of the morning. It’s not too early to get a colonoscopy.
This is not the last we have heard of Santos. He is an amazing character. He has endless appeal for Reality TV shows, comedy etc. I could see him in a remake of Police Squad.
Doesn’t he already have an EGOT?
Very Stable Genius says:
December 1, 2023 at 12:09 pm
Radical right wingers vote socialist universal healthcare only for Boomers.
I now know of 3 co-workers that have active cancer and are working because they are not old enough for Medicare so need the health insurance.
At least my employer and co-employees treat them okay, even though we have to share a much higher part of the load since they are unable to.
Boomer has, and continues to only give a F about themselves. This housing market is just more proof, along with the debt boomer keeps adding that they leave the youth to pay back.
Radical right wingers now include anyone whoever liked a trump tweet according to banana Joe and his weaponized fbi. The bureau wants the names. I guess targeting school board parents who don’t like the grooming programs wasnt a wide enough net.
One of the two things America is great at exporting. Entertainment and Weapons.
Chicago says:
December 1, 2023 at 12:10 pm
This is not the last we have heard of Santos. He is an amazing character. He has endless appeal for Reality TV shows, comedy etc. I could see him in a remake of Police Squad.
Don’t worry.
Thanks to this Hamas/Israel war thing you can be sure that whatever surveillance their was before here in America, it will be even more now, expect Pegasus to be pre-installed on the Iphone 16.
The only thing santos was guilty of was shining a light on the rot that has infested our political class. As we’ve seen from recent history that is not a forgivable sin. Otherwise he has the same basic ethics as congress overall.
Common sense. He is a traitor to all politicians, as they are really not that much different from D to R. It’s just good cop, bad cop routine.
Him ratting them out just guarantees his own demise, and business will go on as usual.
He is no longer a member of the tribe, and has been kicked off the island permanently.
TraitorJoe says:
December 1, 2023 at 1:08 pm
The only thing santos was guilty of was shining a light on the rot that has infested our political class. As we’ve seen from recent history that is not a forgivable sin. Otherwise he has the same basic ethics as congress overall
Had he used the correct lobbyists Andrew lawyers and joined the right caucuses and pledged loyalty to the right deal makers he would have been fine. He was too roguish as it was.
Here is your money, Eddie.
Cash in from Biden’s money spigot, and profit.
One push around the block in his wheelchair should make it even due to the fact you will be wearing a clothespin on your nose in order to be able to complete it.
https://www.washingtonpost.com/climate-solutions/2023/11/30/tax-credits-heat-pumps-solar/
“I assume your use of the office can is considered a corporate code of conduct violation.”
Our office has 2 stalls and 3 urinals for over 100 male (and transgendered I suppose) workers. I avoid that room like I avoid sitting near the homeless on the G train. I literally change my diet when I know I’m headed into the office. I also joined the wrong 40,000 foot club recently. I tried the best that I could, but something wasn’t sitting right in me on a long flight about a year ago, and I would not have been sitting right if I didn’t join the club. Heck, those bathrooms are tiny. I’m stuck nearly sucking my own dick with the curvature of the fuselage. At least they had seat protectors. I used three. One under my ass and two to protect my head every time there was a bump. Needless to say, I was in there a while. Best part? That seat was a lot wider then my coach window seat. I love flying!
Glad to see enough Republicans do the right thing with Santos and put ethics over politics. Hopefully this momentary use of sanity becomes contagious.
If the left care about integrity they would expel Adam Schiff who lied repeatedly over several years directly to his constituencies faces and wasted hundreds of millions on hoaxes. He damaged the institution of congres many times that santos did. They don’t care.
At 40,000 ft it’s not Neptune’s kiss you have to worry about, it’s the jewels getting sucked too, that vacuum flush has been known to cause problems…. There are also some Airbus planes out there that have a window in the restroom. Might as well enjoy the view when taking care of business.
Expelling Santos post-conviction would have been correct, but pushing him out beforehand is not. We are all innocent until proven guilty, that standard should remain. Case in point our own Goldfinger Senator Menendez….
Dude must have gotten some stem cell treatments for his brain.
Fetterman today.
“I think the more important picture is, is that we have a colleague in the Senate that actually does much more sinister and serious kinds of things. Senator Menendez, he needs to go. And if you are going to expel Santos, how can you allow somebody like Menendez to remain in the Senate? And, you know, Santos is kind of, lies were almost, you know, funny. And like, you know, he, you know, landed on the moon and that kind of stuff. Whereas, you know, I think, you know, Menendez, I think is really a senator for Egypt. You know, not New Jersey. So I really think he needs to go.”
https://www.msn.com/en-us/tv/news/fetterman-calls-for-fellow-democrat-bob-menendez-to-be-expelled-from-the-senate-he-s-even-more-sinister-than-santos/ar-AA1kR1RD
The worst thing about the colonoscopy is the day before drinking all the gatorade filled with Miralax until you’re pissing clear water out your ass, which pretty much takes all day to achieve. Best to have a morning colonoscopy because you can’t eat or drink anything on the day of the procedure.
Important advice: If you have any concerns at all about heartburn or family history of esophageal problems, have the doctor do an endoscopy at the same time as the colonoscopy, since they can do both while you’re knocked out.
My colonoscopy was clean but my endoscopy showed some irritation and so the doctor prescribed me an anti-reflux medication that cured my heartburn and reduces the chance of esophageal cancer down the road (which my dad died from).
Libturd,
Needless to say, I was in there a while.
I would have loved to have seen the look on the next person’s face who followed you into that airplane commode. It probably had the same aroma as some of the open houses I’ve attended.
If the left care about integrity they would expel Adam Schiff…
He gets a pass because he helped save democracy and is one of the stars on the January 6th Erect1on Show. Ya can’t kill him off. It’s like killing off a key member of the Dutton family on Yellowstone.
First Lady Mrs. Obama asked for a healthy diet. GOP Sarah Palin retorted with cookies. Remember?
Freedom to have an uninsured early colon cancer death.
Schiff is a swamp creature. He does not even live in California his primary home is in Potomac Maryland, and he has a 1 Br condo for his entire family in California for like the last 20 years. He may have even committed fraud on his mortgage applications. Nobody cares in California, they keep electing him and other looney toons to send to Congress. At least we know our reps are living here, except for maybe Booker. Might have to check out the local feathers bar in DC to find him on a weekend night.
Blue Side / Red Side
Stay divided were easier to govern that way.
Just make sure they don’t mix up the scopes.
No One says:
December 1, 2023 at 3:12 pm
The worst thing about the colonoscopy is the day before drinking all the gatorade filled with Miralax until you’re pissing clear water out your ass, which pretty much takes all day to achieve. Best to have a morning colonoscopy because you can’t eat or drink anything on the day of the procedure.
Important advice: If you have any concerns at all about heartburn or family history of esophageal problems, have the doctor do an endoscopy at the same time as the colonoscopy, since they can do both while you’re knocked out.
My colonoscopy was clean but my endoscopy showed some irritation and so the doctor prescribed me an anti-reflux medication that cured my heartburn and reduces the chance of esophageal cancer down the road (which my dad died from).
Hehe
At my son’s second birthday party last weekend, I took photos of a dozen squirming kids. Amazingly, they’re all looking straight into the camera and smiling.
I’m no miracle photographer. I had help from artificial intelligence.
Tech is not your friend. We are. Sign up for The Tech Friend newsletter.
I “fixed” the kids’ faces with new software from Google called Best Take. Built into the camera on its $699 Pixel 8 smartphone, arriving in stores Friday, the AI helps you replace frowns, closed eyes, even people looking the wrong way to produce the photo you wished you’d taken. It does that by grabbing faces from other shots you’ve taken and swapping them in.
Best Take is a nifty superpower for the family photographer. But it also uses AI to create photographs of scenes that never actually happened, at least not all at the exact same moment. First we had alternative facts — now, alternative faces.
Testing this technology, my mind kept swinging between two questions: How far can AI go to rescue bad photos? And also: Is this a line we want to cross?
We’ve had Photoshop, beauty and even face-swap filters for years, but Best Take gives us something new to wrap our brains around. As much as I enjoyed using it, there’s an uneasy casualness about letting AI edit the faces in the smartphone photos we rely on to archive our memories. It’s allowing AI to help standardize ideas about what happiness looks like — an escalation of the cultural pressure we’ve been grappling with on social media to curate smiling faces and perfect places that don’t always reflect reality.
Phoenix – I had an AI do a headshot for me, even paid for it. It made me look a decade older and shaved off some hair and a few lbs too. It also made me look to feel like I was the happiest and most confident man alive. It also did 240 variations like a male model shoot, none were clownish or really me, many had a turkey neck lol which I do not have. My wife and kids commented about it too, that isn’t you! It went into the trash and I did what everyone else does and took a selfie, faded the resolution and added the company approved shade of color background and posted it up to the work site. I may no longer be a strapping young buck but I am surely not the most interesting man alive either.
It’s unreality just like a Kardashian photo, there is no way you can suction all the cottage cheese without a filter or AI or old fashioned airbrush.
Bezos has been dicking around too much.
https://www.cnn.com/2023/12/01/business/amazon-spacex-kuiper-launch-scn/index.html
Went to CAVA for the first time today. It was great. It’s a Mediterranean like version of chipotle. I don’t think there are any in Jersey yet.
there’s actually a bunch here. It’s serviceable, but the reality is, we have so many halal and greek food joints that IMO, if Chipotle is fake middle eastern, Cava is fake Mediterranean.
re: Cava Another reboot of Salad Works and other chains..
It amazes me that people who want to eat healthy cannot made a damm salad at home to save their lives.
We cooked up some chicken, beans, rice, chopped lettuce added some avocado and sauce and had a great meal tonight. Only thing that was store bought was the free range salsa.
Sweetgreen (there is one in the Grove) is at least decent value. Healthy fast food. It has the potential to be filling. I don’t eat it, but my 14 yo daughter is a big fan.
Lib – remind me how to reach you. I want to pass on your offer.
Mitzvah and all.
left:
Fri., Dec 29 4:00 p.m.
at#10 University of Massachusetts
Lake Placid, N.Y.
Sat., Dec 30 TBD
at#12 Arizona State
Lake Placid, N.Y.
I modeled a dressing after Cava’s harissa vinaigrette. Came out much better than theirs. But I cook rice better and use better veggies. Even the whole choose your protein thing to me is laughable. I can get a chicken bowl at chipotle, or 5 friggin pounds of chicken thighs for the same price. I can get a 2 lamb bowls at Cava, or the whole leg of lamb. I can make like 100 falafel for the price of a single bowl.
Who else was at this concert? This was during my skate/snowboard/bike phase.
https://youtu.be/4XtMGrGotKQ?si=Je2m1_-p7p3UE2fU
Bergen county had this before it was popular. Had this before most people knew it existed.
Hold my beer says:
December 1, 2023 at 6:33 pm
Went to CAVA for the first time today. It was great. It’s a Mediterranean like version of chipotle. I don’t think there are any in Jersey yet
Just so you know, they will be beautiful homes.
Donald Trump will be BIG government conservative, Republicans fear: GOP favorite has pledged to probe MSNBC, launch a free national university and build ‘freedom cities’ with flying cars.
He proposes building 10 ‘freedom cities’ featuring flying cars on federal land, as well as a free national ‘American Academy’ that bans ‘wokeness or jihadism,’ funded by punitive levies on private universities.
Trump also talks of crackdowns on everything from MSNBC to hospitals and teachers, with proposals for national bans on transgender medical procedures for youth and a federal license for teachers who ‘who embrace patriotic values’.
‘Just as the United States led the automotive revolution in the last century, I want to ensure that America, not China, leads this revolution in air mobility,’ Trump said.
Additionally, the cities would be filled with children, with Trump suggesting the federal government during his second term would give out ‘baby bonuses’ to increase procreation.
He pledged to lower the cost of living, especially the cost of buying a car and building a new home. ‘And they will be beautiful homes,’ he said.
The former president has also vowed to get the federal government more involved in local policing practices.
Trump says he would require police to enforce ‘stop-and-frisk,’ the practice of detaining and searching civilians for weapons and drugs.
Declared unconstitutional by a federal court in 2013, the tactic has been criticized as discriminatory against racial minorities.
Trump says he would also deploy the National Guard ‘to restore law and order’ in liberal cities and would investigate ‘radical Marxist prosecutors’ refusing to punish criminals.
Only thing he didn’t say was that he was going to light the constitution on fire.
Hehe.
Hehe
We are going to beat China by becoming China.
Looking each day like the “democracy” experiment is soon coming to an end.
Trump gonna set up Checkpoint Charlie in Wayne.
Hehe.
Bergen County Neighbors Collab On Dazzling 42K Christmas Light Display (PHOTOS)
Matt Kaprielian’s Christmas lights display looks like something out of a holiday movie.
He has more than 25,000 lights up at his home at 138 Ridge Ave., in Park Ridge.
“I’m really pushing the limits this year,” said Kaprielian, who is almost entirely LED. “Christmas is a gift and I like to give back to the community. This is my gift to our neighborhood.”
This holiday tale brought to you by the Chinese, that without their hard work none of these lights would be financially affordable if made in America.
Post the recipe.
Unless you want to patent it. Haha.
BRT says:
December 1, 2023 at 10:42 pm
I modeled a dressing after Cava’s harissa vinaigrette. Came out much better than theirs. But I cook rice better and use better veggies. Even the whole choose your protein thing to me is laughable. I can get a chicken bowl at chipotle, or 5 friggin pounds of chicken thighs for the same price. I can get a 2 lamb bowls at Cava, or the whole leg of lamb. I can make like 100 falafel for the price of a single bowl.
Stu:
https://slickdeals.net/f/17133556-w-members-one-free-express-delivery-in-the-month-of-december
I may no longer be a strapping young buck but I am surely not the most interesting man alive either.
You need to drink Dos Equis!
What I have always said since 10 years ago. 2020’s will rip in housing, and then based on demographics, it’s f’ed from 2030 on. This is the last boomer driven mark on real estate. After this decade, they will no longer drive it up.
“New York, in housing as in many things, is an extreme example. But the brutal mathematics is much the same across the country. At this time 15 years ago, real-estate agents had 2.2 million vacant housing units available to show prospective buyers. That number has dwindled and dwindled and now sits at just 732,000, despite the country having added 30 million people to its population. The Case-Shiller index of home prices sits near its highest-ever inflation-adjusted level; houses are unaffordable for middle-class families across the country. Rural areas are expensive. Suburbs are expensive. Cities are absurdly expensive. Nowhere is cheap. That’s in part thanks to mortgage rates. The monthly payment on a new home has increased by more than 50 percent in the past three years, as 30-year mortgage rates have climbed from less than 3 percent to nearly 8 percent.
It’s a terrible time to buy a house. But that news, bad as it is, seems to convey some promise: Someday, things will change and it will once again be a good moment to buy. You just have to wait. I’m sorry to tell you that the bad news is even worse than it sounds. It’s not going to be a good time to buy a house for a really long time. How long? I put that question to a few housing economists and real-estate experts. Their response? Who knows. A decade. “Maybe in 2030, we would start to see some relief,” Daryl Fairweather, the chief economist of Redfin, told me, before noting that 2030 was so far in the future that she could not make any kind of informed prediction.”
Lake Flaccid, NY — Where old p0rn stars go to retire.
They will have the opposite effect. Instead of sucking out supply, they will be adding to the supply. It’s as simple as that. Dare you to bet against me.
For Baker and many other Florida condo owners, the very concept of insurance – to ease worries during times of distress – seems lost, especially after the 2021 collapse of the Champlain Towers South in Surfside and the two-punch combo of the 2022 hurricane season: Ian and Nicole.
The latter storms just over a year ago pounded a seawall outside the Marbella Condominiums, then destroyed a pool and deck area. And the Surfside disaster, which killed 98 people, shined a light on structural safety, delayed maintenance and the need for the state to enact more strict regulations to prevent future collapses.
As bad as all of that was, for Baker, the real disaster arrived in December 2022: the property insurance bill for Marbella, where he serves on the condo association’s board.
For the 24-unit building, property insurance jumped from $40,534 for 2022 to nearly $269,000 – a 563% increase. And Rob Lasch, another Marbella board member, said he’s expecting another increase when the policy offer arrives, which could be any day now.
Move to Florida they said…karma is a biatch. Run from your bill up north, and it hits harder down south. Nice job.
Grim I sent you an email.
The Great Pumpkin says:
December 2, 2023 at 9:06 am
Move to Florida they said…karma is a biatch. Run from your bill up north, and it hits harder down south. Nice job.
You don’t need insurance if you own your house outright. And the difference in taxes is a gamble plenty of old goats are willing to take, as they will probably die before having a storm destroy their house.
Speaking of housing supply and vacant housing units.
The trend for years for new construction has been multi-family, and plenty of them.
last years data.
36,974 total units
13,184 single family
1,232 two family
693 up to four family
21,865 multi 5 + units
This year is shaping up to be about the same, build build build.
https://www.nj.gov/labor/labormarketinformation/assets/PDFs/content/maps/bpytd.pdf
A parent for one of the kids on the soccer team is a builder. He was showing pictures of some of his work. He only does high end work, has a new house going up now in the exclusive section of the Highlands overlooking the ocean. Nice Polish decent guy from Elizabeth. Like me he will never step foot above the Driscoll Bridge for work again too much traffic and congestion to get anything done. Well hopefully anyway.
The polish soccer parent is also the only one who can communicate with the Ukrainian parent. That guy has almost no English’s, says he does not work with many English speakers. His son is a great translator however English, Polish and Ukrainian. Also a great soccer forward. He attacks without mercy or fear for his own safety.
Our last game might be today, there is another make up game but the other team is refusing to schedule it. The kids are going to be bored to death for a few months.
No need for insurance.
Progressive NJ taxes will fund Federal bailouts for Florida conservative republicans.
The Great Pumpkin says:
December 2, 2023 at 9:05 am
For Baker and many other Florida condo owners, the very concept of insurance – to ease worries during times of distress – seems lost, especially after the 2021 collapse of the Champlain Towers South in Surfside and the two-punch combo of the 2022 hurricane season: Ian and Nicole.
Progressive NJ taxes will fund Federal bailouts for Florida conservative republicans.
You’re damn right. So, just keep rowing hard and we’ll mail you a label pin that says, “Thoughts and Prayers.”
Sir yes Sir. Future police officer:
Gunnery Sgt. Christopher Champagne, 36, wrote a creepy book detailing his ‘scandalous romantic relationship’ with a 17-year-old female at the Marine Corps recruiting station in Fort Worth, Texas. In his book Cosette’s Decision – Champagne openly admits to having a ‘burning white-hot relationship’ with young girl – whose real name is not being mentioned to protect her as a sexual assault victim. ‘Cosette’ – as Champagne referred to her in his memoir – needed parental permission to join the military because she was under 18. After being ‘guilted’ into a relationship with the recruiter – the pair allegedly messaged on Snapchat, had unprotected sex, filmed sex tapes and spent ‘three or four’ nights together each week as she told her parents she was staying with a friend.
Florida has 4 major issues heading their way:
1. Property tax increases
2. Homeowners and auto insurance increases
3. HOA increases (insurance related as well)
4. Condo maintenance fee increases.
#4 – as 0f 2025 condos can no longer defer maintenance and setting aside reserves for maintenance which has been common practice. Condo fees may double or triple as a result and/or include massive assessment fees.
Older condos may simply cease to exist, get bought out be developers who will tear them down, rebuild up to code and sell to a higher end buyer.
“America will never be destroyed from the outside. If we falter and lose our freedoms, it will be because we destroyed ourselves.”
Thanks, Boomer.
Boomer counting every nickel. Never putting a dime back in. Just like the tunnels, bridges and roadways. Pocketing pension money, eating so much they need Ozempic to fit in a standard sedan. Running up the national debt to outstanding numbers. Oh, and deferring repairs to the condos and pocketing the profit.
#4 – as 0f 2025 condos can no longer defer maintenance and setting aside reserves for maintenance which has been common practice. Condo fees may double or triple as a result and/or include massive assessment fees.
Boomer counting every nickel.
Counting nickels with stubby, sausage fingers, no less. And us Boomer men can’t find our dick because the belly is in the way. It’s like reaching over the back of the couch to retrieve the remote. It’s way down there somewhere. You stretch and feel around until you find it.
I did something similar to Grim’s colonoscopy – which is to look at the performance of my different portfolios. The results were surprising. My self managed portfolio which had big ups and downs this year was up only 1.5%. My broker managed portfolio which tracks S&P with tax loss harvesting made a whooping 20% YTD. Can’t thank Biden enough!
I had no choice but to liquidate the self managed and give it to the broker.
Can’t thank Biden enough!
How did you get him to put some of his China payoff money into your account? Or was it the quid pro quo payoffs from the Ukraine?
1:19
I notice you’ve got nothing to say about the grifter in chief on the GOP side who employed his daughter and son in law in the Oval Office. They walked away with billions from the Saudis.
Ya dun goofed.
‘Sorry, I was mostly in for her’: Florida GOP chairman accused of rape ‘turned up at victim’s home after she cancelled ménage a trois when his Moms for Liberty cofounder wife backed out’ – as their chilling text messages and 911 call are revealed
The alleged rape victim of Florida GOP chairman Christian Ziegler told authorities he turned up at her home and assaulted her
The woman claims the alleged rape took place after she had canceled plans to have sex with him and his wife
The alleged victim was reportedly in a ‘consensual three-way sexual relationship’ with Ziegler and his wife, Moms for Liberty co-founder Bridget Ziegler
Low cost and Florida have now become an oxymoron.
1987 Condo says:
December 2, 2023 at 12:10 pm
Florida has 4 major issues heading their way:
1. Property tax increases
2. Homeowners and auto insurance increases
3. HOA increases (insurance related as well)
4. Condo maintenance fee increases.
#4 – as 0f 2025 condos can no longer defer maintenance and setting aside reserves for maintenance which has been common practice. Condo fees may double or triple as a result and/or include massive assessment fees.
Older condos may simply cease to exist, get bought out be developers who will tear them down, rebuild up to code and sell to a higher end buyer.
@Fat Eddie
>> How did you get him to put some of his China payoff money into your account? Or was it the quid pro quo payoffs from the Ukraine?
I’m sorry you bought into the Trump Koolaid that the sky is falling and missed out on the S&P 500 run.
Biden is the most underrated President in modern history.
Juice
stuw6 at yahoo.
Just got back from the supermarket.
Are people really paying $9.99 for a regular sized jar of Hellman’s mayo or tub of Philadelphia cream cheese? I mean I prefer those to the store brands but not for a 100% premium.
PS – Grim good on you and your significant other for the colonoscopy and PSA. I was diagnosed with Crohn’s 10+ years ago so I’ve been getting them routinely even though it’s been in remission.
“No need for insurance. Progressive NJ taxes will fund Federal bailouts for Florida conservative republicans.”
Yuppers!
So please keep voting into office your crazy liberals shrieking to tax you more. We thank you for your contribution to our lifestyle!
And hurry up peasant, I still have some more student loans hanging around needing forgiveness..
Bob, I imagine they know no other alternatives. For the most part, I’m insulated from a lot of these increases moreso than most. I make my own mayo from scratch so I wouldn’t have known that. But this weekend, I went shopping. I’m out of ketchup and it was on the list. I couldn’t in good faith, purchase the Heinz as it was basically more than the wedge of parmagianno reggiano in my cart. I mean, I love ketchup, but not that much. But that being said, I can’t do any of the other brands. I’ll go without or keep stealing packets from the cafeteria at my job until it returns to normal.
If you want the name brands, you have to use coupons. https://www.hellmanns.com/us/en/sign-up.html
You’ll immediately get $1 off coupon.
You also have to know where to go to by certain products. Dry goods are cheapest at Target and Walmart. That $9 jar of mayo at your supermarket is $6 at ShopRite, but $4 at Target and Walmart. Add that coupon and inflation never happened.
Now speaking of shrinkflation, I noticed this morning that the average toothpaste tube size is down to 5.5 oz. Just 2.5 more ounces and the medium size will have morphed into the travel size.
Now I don’t really care too much since I never pay anything for toothpaste. They always have so many different coupons that the supermarket pays me to buy toothpaste. Nonetheless, I figured I would share with all of you another obvious case of shrinkflation.
Also, Shell on the GSP Iselin gas stations North and South is down to $2.89 cash/$2.99 credit.
https://tinyurl.com/costcotube
I suppose I shouldn’t have complained about my 5.5 ounce tube. The ones in the Co$tco 5 pack are already down to 5.2 from 5.6.
Back in the day, I used to go to Stop in Shop on Saturday night in Somerset. They used to drop of the Sunday coupon circulars in a giant cart at the front door for inserting into the Sunday paper. I’d grab 10 for myself and clip all the coupons.
I’ve been eyeing up this Israeli restaurant, Zahavin Philly but am hesitant to go with all the nonsense going on in the cities. Seems like my paranoid concerns were warranted. They are currently outside the same guy’s falafel restaurant chanting garbage.
https://twitter.com/JBreakingNews/status/1731453453598109955
Gonna bring a tear to Lib’s eye…
I get feeds from the ‘lady’ below…I don’t shop it hard but some of the headline stuff she floats particularly for every day items or non-perishables can’t be beat, considering also if the deals aren’t online they are usually from stores located in close proximity…
Last best one was on Progresso soups…rack rate at $3+ each, she highlighted a Target five for $8 walk-in special with a General Mills two month long ‘buy ten of our products and we’ll rebate you $25′. The GM part was just uploading a jpg of the receipt to a webpage of theirs, easy…
I drive by the store everyday….popped in and picked up ten cans of soup, they paid me $9…
On Shell for any of you out there with TMobile sign up for Fuel Rewards…stackable cents off per gallon….I get 5 cents just for signing, another dime for TMobile, a dime for Dunkin’, and then they’ll run an additional quarter random specials…just pulled up to a station with a headline 2.99 per gallon, punched my mobile number in the pump and the digital price on my hose line went to 2.49 a gallon….
https://thekrazycouponlady.com/
Lib: That explains why I always seem to be buying toothpaste.
Not sure if this is the current price, but a woman on my local Facebook got the shock of her life when she paid over 6.00 per gallon. I guess she didn’t believe the sign as it was clearly posted.
“What could be the highest price in the state, $6.79 a gallon for regular, was reported at an Exxon station on Route 202-206 in Bedminister”
Walmart takes 10 cents off for gas if you have Walmart plus at certain stations. Takes a credit card price down to a cash price as many places are charging 10c over.
I got 50 cents off my Shell too. I’m up to $1300 in savings now and have been using Fuel Rewards for years.
Phoenix, I normally tutor in the Hills there between Bedminster and Basking Ridge. That gas station is always astronomically high and I have to wonder what kind of people would stop there. Probably the same people that pay me $120 a pop to tutor their kids. One time, I was so out of gas I was forced to stop there. I asked the guy to put in $2 and drove to the nearest station.
Nvidia received a stern warning from US Commerce Secretary Raimondo on China export controls, media report:
“If you redesign a chip around a particular cut line that enables them to do AI, I’m going to control it the very next day,” she said, in a speech. 1/3 $NVDA #semiconductors
2/2 She urged Silicon Valley executives, US allies, others, to stop China from getting semiconductors and cutting-edge technologies vital to US national security, calling Beijing “the biggest threat we’ve ever had” and stressed “China is not our friend”.
3/3 She also said her department needs more funding for AI export controls.
“Every day China wakes up trying to figure out how to do an end run around our export controls … which means every minute of every day, we have to wake up tightening those controls and being more serious about enforcement with our allies,” she said.
I would rather run my old car another 5 years than spend my life cutting coupons.