This pattern seems familiar..


Regulators close Republic First Bank, regional lender with 15 N.J. locations

Regulators have closed Republic First Bank, a regional lender operating in Pennsylvania, New Jersey and New York.

The Federal Deposit Insurance Corp. said Friday it had seized the Philadelphia-based bank, which did business as Republic Bank and had roughly $6 billion in assets and $4 billion in deposits as of Jan. 31.

Fulton Bank, which is based in Lancaster, Pennsylvania, agreed to assume substantially all of the failed bank’s deposits and buy essentially all of its assets, the agency said.

Republic Bank’s 32 branches will reopen as branches of Fulton Bank as early as Saturday. Republic First Bank depositors can access their funds via checks or ATMs as early as Friday night, the FDIC said.

The lender has 15 branches in New Jersey in Burlington and Camden counties, according to its website. 

The bank’s failure is expected to cost the deposit insurance fund $667 million.

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74 Responses to This pattern seems familiar..

  1. Hold my beer says:


  2. Hold my beer says:

    Will be taking the car to a shop I know. Car is only worth $1,500 trade in and don’t want the insurance company to total it and have to deal with a salvage title for perfectly sound mechanical car with 4 new tires.

  3. BRT says:

    Ive squeezed an 50k miles on a car that had 100 dolla trade in

  4. leftwing says:

    “In his “Pause” speech, they put a bunch of cardboard signs up front to block him from wandering off stage. Similar strategies are used in containing toddlers.”

    My personal fave remains the Easter Bunny…our fucking President being ushered around an event by an Easter Bunny wildly swinging its hands to get his attention and divert him, lol.

    The guy is so far gone he probably thinks it’s normal….likely still wondering today where his stuffed friend is to escort him around…”I like him best”….”Yeah, Joe, just don’t try to sniff him publicly, please”

    If the Repubs can’t run the table using the senility of this old man, the border, and the lockdowns they deserve to lose any seats they don’t take.

  5. Hold my beer says:


    The other side of the aisle sucks just as much, possibly more just in different ways.

  6. leftwing says:

    “The other side of the aisle sucks just as much, possibly more just in different ways.”

    Perhaps, but relative comparisons don’t matter to me as I’ve been registered Independent since I was old enough to vote.

    As it relates to ‘aisles’ I measure distance from, not which side. Very much on record here that ‘moderates’ and ‘compromise’ suck and if you look at some of the most destructive policy regardless of which side originated it, it nearly always has the ‘moderates’ compromising fingerprints all over it.

  7. Phoenix says:


    Who would you vote for this year? If it’s not too personal for you.

    Cause I can’t think of anybody.

  8. Phoenix says:


    Karen was trying to intimidate your son into walking away. Very nasty tactic.
    You raised a smart one.

    And the DA? Well, you can see how full of herself she was. “Do you know who I am?”
    Some animals are more equal than others. Bet she doesn’t get charged with eluding.

  9. leftwing says:

    Phoenix, right there with you buddy….

    Actually that question is relevant for me now, previously it was just an exercise as my Presidential vote hasn’t mattered in multiple decades…

    This go around it may matter….

    Don’t know, can’t do the Left. DJT? JFC….Two party dilemma, one of two parties no matter how many are running will take the Presidency…

    Circumstance that lets me off the hook? RFK and other indies take enough away from SloJoe somewhere to flip other States and I can vote my conscience without handing the Republic to the freak show that is the Left. Would in any circumstance vote D on the House to keep divided government, on the assumption the Rs take the Senate.

  10. leftwing says:

    BTW last cycle I wrote in a good friend. Told him it was a resume booster, since he had an actual vote cast he should add ‘Presidential candidate’ to his CV…

  11. Juice Box says:

    Still driving my 12 year old truck. Every dollar of skipped for a lease car or new car payments since I paid it years ago have gone into the 529 plans, same for my wife and her 11 year old car, all that money not wasted on car payments. I have a recycled iPhone 11, as does my wife and son, all paid off many years now. We also don’t eat out like our neighbors, it’s a treat usually after a soccer match. We don’t splurge most credit cards paid off and everything is saved for retirement and college funding. We will probably splurge for a new car for my wife and give her car to my son when he turns 17.

    I had hoped to pay off my house but with a 3.5% mortgage why bother? Interest isn’t all that much plus I have enough equity to buy myself a nice double wide in a low tax state when I retire sometime after the year 2037, and sell and have a 0% for long-term gains on it. It does not seem that close yet it actually is. I hope there isn’t a retirement tax by then, but with inflation still running hot we all need to earn more than 5% in a money market to get a head even with millions in the bank.

  12. leftwing says:

    Off to the farmers market then some hiking…good Saturday everyone!

  13. Chicago says:

    FlabMax on Broadway

    “ Really it is harrowing. At one point Mr. Redmayne dances with a toilet plunger, and a loaf of Italian bread is inserted and removed from his anal cavity. I mentioned this to my friend, who asked if I saw the dancer in the corner masturbating with a copy of what appeared to be “Mein Kampf.”

    That’s what I call intellectual property! “

  14. Hold my beer says:


    She’s the neighborhood crank. Always yelling at the teens in the area for parking across the street from her house. Tmynson’s friends group are delighted she got caught lying to the police and her daughter admitted fault. If the crank and her husband simply politely asked the teens not to park across the street from their house because they have a kid learning to drive and a new driver they would most likely understand and move the car. But the two alleged adults have a history of running out of the house screaming and cursing at the kids legally parking in the street.

    I told my son if she gives him grief when he’s in that area to remind her that his dad could have pressed charges against her kid but opted not to for now.

    And we think they’re still lying about what happened. But they admitted fault and as long as they don’t mess with my kid and his friends I just want to get the car inspected and fixed and move on.

  15. Phoenix says:

    Go to the police department and get all recordings from the body camera.

    Do it immediately. (well, Monday I mean) Keep for your records.

  16. Phoenix says:

    Watch this, you wanna see how things get covered up? The problems with law start the minute they show up. One cop calls his friend in the office “my boy.” A cover up starts.

    Once again, a hat tip to all of the engineers who have given us these cameras that show us the truth. Humans cannot be relied on for practically anything.

  17. Chad Powers says:

    Sure glad I don’t have any funds in that fine institution, although it looks like nobody will lose any money. Just wondering how things will play out with all the commercial real estate loans during the next couple of years.

  18. 3b says:

    The old men I’m bed sheets in Iran have sentenced a popular Iranian rapper to death for his lyrics which support Iranian women s protests against oppression by the Islamic regime , and corruption. He has been deemed to be a threat against national security, so the old feckers say he must be executed. There will be peaceful protests by the Iranian immigrants in various cities around the world.

    Maybe , the protests at Columbia and Yale and other universities can incorporate there opposition to this death sentence in their protests.

  19. Phoenix says:

    So our children drink leaded water, no money for that. But we have double for foreigners:

    The Senate on Tuesday night passed a package to deliver $95 billion in foreign aid to Ukraine, Israel and Taiwan

    Why the U.S. struggles to replace millions of lead pipes. ‘We’re just stuck.’

    The cost of drinking contaminated water can last for decades. There is no safe level of exposure to lead, according to the Centers for Disease Control and Prevention. It can cause developmental delays, difficulty learning and behavioral problems. Even low-level exposure can cause permanent cognitive damage, especially in developing children. Recent research found school-age children affected by the crisis in Flint endured significant and lasting academic setbacks.

    The Environmental Protection Agency has projected that replacing the nearly 10 million lead pipes that supply U.S. homes with drinking water could cost at least $45 billion.

  20. Phoenix says:

    It appears Google laid off it’s entire Python team.

    Paying that large mortgage just got a bit harder.


  21. Phoenix says:

    Glamorous Arkansas teacher, 26, is charged with sexually assaulting 15-year-old ‘she groomed at church and then bombarded with nude photos every day’
    Reagan Gray, 26, was a volunteer at Immanuel Baptist Church in Little Rock when she began a nine month sexual relationship with the boy, prosecutors allege
    Church authorities challenged her over the relationship in 2020 but it was late last year before police were informed
    The church is one of the biggest in Arkansas and boasts ex-President Bill Clinton among its former worshippers

  22. LAX says:

    ( ) ( ) =====D ——–

  23. Very Stable Genius says:

    Republicans firmly hold each other’s penis in high regard.

    3b says:
    April 26, 2024 at 1:36 pm
    Fast: As long as you don’t drive recklessly, you can continue to drive your BMW and be confident that penis issues do not apply to you.

  24. 3b says:

    Very: They have support groups for men with penis issues. Don t suffer in silence get the help you need.

  25. Boomer Remover says:

    The websites reporting this have domains ending in .in. The title of one of the articles that popped up is “Now Google is reportedly building a new team from scratch in other countries like Munich, and Germany.”

    Was the team even based in the US with .in websites dong all the reporting?

  26. Very Stable Genius says:

    Grim, article in WSJ about Wall St buying 100,000’s houses.

    Don’t give the hat tip to ChiFi

  27. 3b says:

    Chatter out there now on how we might be in a stagflation environment, after last weeks GDP report. Were we not discussing this possible scenario a couple of years ago?

  28. Phoenix says:

    Oh no! Isn’t this the place Apple has shifted it’s manufacturing to? Hell we get tons of medications from this place. Things we cannot seem to make in America anymore.

    That India would pursue lethal operations in North America has stunned Western security officials. In some ways, however, it reflects a profound shift in geopolitics. After years of being treated as a second-tier player, India sees itself as a rising force in a new era of global competition, one that even the United States cannot afford to alienate.

  29. BRT says:

    House across the street from me, listed at $800k, for reference, I bought at $435k in 2011. I figured a bidding war would ensue and $850k gets its done. 50 people in and out on the open house. $950k closing, 150k over asking. We aren’t talking luxury living here folks. It’s a decent 4 BR home in a town where the school system fell off the side of a cliff.

  30. Juice Box says:

    3b – Jamie Dimon “I point out to a lot of people, things looked pretty rosy in 1972 — they were not rosy in 1973”

  31. BRT says:

    Chatter out there now on how we might be in a stagflation environment

    Nothing an adjusted calculation of the rate of inflation can’t solve.

  32. Phoenix says:

    When it goes bang, you will know it.

  33. Phoenix says:

    For Lib

    Texas parents who swapped Houston for Costa Rica’s ‘blue zone’ after mom’s cancer diagnosis reveal how it transformed their lives.

    ‘We just felt like we wanted to get back there and just feel good,’ Kema recalled. ‘There’s something energetic about being in Costa Rica.’

    In 2018, the couple, along with their young daughter, Aaralyn, packed up all their things and officially relocated to the country.

    They settled in Pueblo Nuevo, a small town located in the Nicoya Peninsula that is one of the world’s few blue zones – the areas around the world where people have the longest life expectancies.

    She noted that the food is healthier and the air feels cleaner. She said, ‘We have noticed that we feel better when we¿re here. Our cardiac health and lung health seems to be better.’ One of the meals she recently prepared is pictured
    View gallery
    She noted that the food is healthier and the air feels cleaner. She said, ‘We have noticed that we feel better when we’re here. Our cardiac health and lung health seems to be better.’ One of the meals she recently prepared is pictured

    Adjusting to life in Costa Rica was certainly a shock – as they weren’t used to living ‘in the jungle.’

    ‘It was an adventure,’ joked Kema. ‘One long learning experience.’

    But the pair was immediately drawn to the country’s simple lifestyle, relaxed nature, and strong sense of community.

  34. Juice Box says:

    Speaking of Inflation, according to Cathy Woods you should by Ethereum she projects it will be worth $20 trillion in six short years.

  35. Libturd says:


    Spend two weeks down there. Not in a resort town, but a small village. Puerto Nuevo just got their main road paved. It’s a sleepy little fishing town. The kind of place with one bank, one butcher, one baker, and one mini supermarket, some fruit stands and a fish monger. Probably ten or so little beachside restaurants, all with nice bars. All mom & pop hotels if there are any.

  36. Fast Eddie says:

    I was at a NASCAR race this past weekend, no laptops, no s0cial media, just my phone for necessity… surrounded by salt of the earth people. Everyone was polite, friendly, made conversation while in line, in the hotel lobby, etc., just enjoyable. Over 100,000 in attendance, saw car tags from many states. Before the start, they do the invocation, Naval Academy did the National Anthem and then the military flyover at the conclusion. Fighter jets are loud! Then the command is given to start engines and 40 cars sound like thunder! And some of those chromed-out trailers and F350 type vehicles in the camping areas are gorgeous! relaxing weekend… and sunburned. It was hot! What did I miss? lol.

  37. LAX says:

    Why i love car culture! It tends to bring us together.

  38. 3b says:

    Fast: Sounds like fun. However, some would say that is white trash kind of culture. Just saying.

  39. Fast Eddie says:


    It’s definitely a hillbilly affair overall but always welcoming and enjoyable. No pushy loudmouth New Yawkas or Jersey girls or Karens, etc. It was really hot and people patiently waited in line for water or lemonade and even if there’s a section/seat mix-up, people check their phones and work it out. I’ve been to many races with crowds in excess of 100,000 and not once have I seen a fight whereas at some Giants games, I saw some real brawls.

  40. chicagofinance says:

    I respect this action.

    Dear Cornellians:

    Over the past couple of weeks, we have seen turmoil at campuses across the country. Universities are grappling with the inherent tension that I have often mentioned between free expression, which includes the right to peaceful protest, and ensuring that protests do not encroach upon the rights of our students, faculty, and staff to teach, learn, work, and go about their daily activities – to be a community of belonging.

    It is important that everyone knows the details about what has been happening here at Cornell. Last Thursday, a group of individuals formed an encampment on the Arts Quad. A student group had previously requested permission for an art installation there, consistent with our policies; however, they were dishonest in their request, stating that there would not be tents and that the art installation would be removed by 8 p.m. on Thursday.

    Upon learning of the encampment very early Thursday morning, my leadership team immediately offered an alternative location between Day Hall and Sage Chapel, which would have been significantly less disruptive. With an approved permit in hand, the protesters could have remained in the alternative location, per our policies, thereby avoiding disciplinary sanctions. The individuals requested and received multiple opportunities, over a five-hour span, to consider their options, but ultimately decided not to move. They were then reminded several additional times that afternoon and evening that if the tents were not taken down, they would be subject to disciplinary action for violating the university’s time, place, and manner rules. With full knowledge of the sanctions to come, they again refused to comply, and we moved forward with a first set of immediate temporary suspensions.

    We met with a group of the student participants on Saturday and again on Sunday, discussing the encampment and again offering them the opportunity to move to the alternate location. They declined. Therefore, more temporary suspensions, along with HR referrals for employees engaged with the encampment, are forthcoming.

    Our content-neutral time, place, and manner rules exist for a purpose. They guide expressive activity on our campus so that one’s speech does not suppress or otherwise limit another’s. And it’s important to understand that the current encampment doesn’t only violate the rules per se, but it also causes the very kind of disruption that the rules are intended to protect against: the noise from the associated rallies can be heard in classrooms on the Arts Quad and the encampment has displaced other previously registered events on the Arts Quad. Finally, as this encampment continues over multiple days, it is diverting substantial public safety and student life staff and resources from other important matters.

    We must enforce our policies in a consistent manner. Our policies are content-neutral for a reason, and we need to apply them in the same way in all cases, both today and into the future.

    Since last Thursday, we have tried to engage thoughtfully with the participants, and will try to continue to do so. But we need to soon get to a resolution that respects our policies, promotes the public health and safety of the community, and preserves the rights of all to do their work.


    Martha E. Pollack

  41. 3b says:

    Fast: I know a few people that go to these things, and also enjoy them, and they are not the Hill Billy/ White trashy type that some of the sophisticates on the left assume they are.

  42. Juice Box says:

    Maplewood House listed for $729,000 on March 6, closed on April 16 for $1.139 million. That’s $410,000 (56%) above asking price.

  43. 3b says:

    Juice: I hope these buyers think they know what they are doing, and have plenty of money.

  44. Hold my beer says:


    That could be this years feed the squirrels deal.

  45. LAX says:

    ( )( ) =======D – – –
    Trump’s testi mony today

  46. Juice Box says:

    incarceratory punishment

    lol – Rikers Island for Trump if he tweets bad again…

  47. Libturd says:

    I just don’t know how people can’t see through Trump’s facade?

  48. Fast Eddie says:

    So, I understand Columbia is changing their name to the University of Gaza. The “students” were given a deadline of 2:00 PM yesterday to disassemble and they decided to bust open doors and smash windows to one of the buildings and then occupy the place, barricading doors and hanging banners on the outside of the building, etc. Looks like an insurrection to me. And I guess the word “don’t” taken from the O’Biden playbook didn’t work out so well?

  49. 3b says:

    Lib: Same way perhaps that people can’t see through Biden s façade. Just saying.

  50. Fast Eddie says:

    O’Biden is letting the “students” do as they please because he needs their votes. Now, please contribute more of your tax dollars so that he can pay off more Hamas student loans.

  51. 3b says:

    Forbes names Univ Fla as a new Ivy, and notes their academically outstanding students.

  52. LAx says:

    New testimony: Trump, 2 pump chump

  53. Juice Box says:

    The lawyer testifying today Davidson who represented Stormy got immunity for his testimony. Let that one sink in folks, why does this guy a lawyer need immunity? Perhaps an extortion charge? It is a felony crime of extortion to offer not to expose a secret in NY for money.

    I am not saying Trump isn’t a creep who cheated on his wife, but if I was on the jury I would not give the prosecution any points for this.

  54. Chicago says:


    The student claimed Columbia is required to provide food and water for student protesters who pay for a meal plan through the institution, despite these students defying university rules and standards in protest.

    “It’s ultimately a question of what kind of community and obligation Columbia feels it has to its students,” she said. “Do you want students to die of dehydration and starvation or get severly ill because they disagree with you?”

  55. Chicago says:

    Threaten to expel? As if they haven’t already blown way past the line a while ago?

    Columbia University threatens to expel pro-terrorist protesters who took over Hamilton Hall

  56. LAX says:

    4:39 immunity? Because everyone stupid enough to work for Drumpf ends up in jail.

  57. Chicago says:


  58. Very Stable Genius says:

    College students protesting war and old people crying over it.

    A tale as old as time.

  59. Old realtor says:

    Huge difference between the anti Vietnam war protestors and today’s student protestors. The people protesting in the 60s and 70s faced being drafted and fighting in that war. They had a direct stake in the situation they were protesting. For the vast majority of those students protesting today, there is no personal stake in this protest.

  60. Phoenix says:

    Never heard of Hinge or Tinder? Hehe.

    Female teacher, Alexa Wingerter, 35, is arrested after sending nude pics via text to students and having sex with at least one 18-year-old student
    Alexa Wingerter, 35 was a teacher at Slidell High School
    Wingerter was reportedly sending photos and messages to the students

  61. SmallGovConservative says:

    Phoenix says:
    May 1, 2024 at 8:10 am
    “Female teacher, Alexa Wingerter, 35, is arrested after sending nude pics…”

    Speaking of saucy broads, with our office occupancy very close to pre-pandemic levels, one new trend I’ve noticed is women dressing in ways that are much more revealing. Yesterday, on my floor alone I saw one woman in a crop-top with her mid-section completely bare, and another in skin-tight leather or spandex pants. And in the past few weeks, at least one woman in yoga pants.

  62. leftwing says:

    “…Rikers Island for Trump if he tweets bad again…I just don’t know how people can’t see through Trump’s facade?”

    They do, they just find the Left more repulsive. Hard for Team Blue to wrap their minds around, I know, because y’all believe you are good and kind liberals with unquestionable righteousness of cause…/s

    It’s only a 49% plurality of the country that sees through YOUR facade, lol. Those crazy fringe elements….

  63. Phoenix says:

    Biden. Hehe. Sends ’em to FlorIda. Well, they can get a cheap college education there now that they will be citizens.

    Won’t be long before we will get tons of refugees from Palestine. Who gets them?

    Either way, kids in Michigan will still be enjoying their Lead Tainted Water. At least for the next twenty years that is. Drink enough maybe they will become radiation proof.

    “Here are the top American cities Joe Biden is sending hundreds of thousands of paroled migrants – so is YOUR home town on the list?
    The policy allows in limited numbers of vetted migrants from four nations
    DHS revealed that it sent over 200,000 in through the program
    Around 80 percent of the migrants were sent to four cities in the state of Florida”

  64. leftwing says:

    “For the vast majority of those students protesting today, there is no personal stake in this protest.”

    Nor can they even find Gaza on an unmarked map, let alone articulate the issues at hand (and totally ignoring endemic issues such as womens/LTGB treatment under sharia)…wonder if the women students protesting at Columbia realize if they were actually governed by Hamas they’d be covered head-to-toe in garments…

  65. TraitorJoe says:

    It’s playing out just like I said. We pay to flatten Palestine. We pay to rebuild it. All the people forced out we’ll come get and we pay for them. The $329M pier is almost ready to start embarking them in mass. We get more haters of the west and future terrorists. It’s all perfectly fine in DC.

  66. leftwing says:

    It’s only your money (ie, life), and your child’s economic future…

    What value is that when compared to the need of getting the Vegetable-in-Chief reelected?

  67. Phoenix says:


    What they have realized is that working sucks, and the only reason they are there is to gossip and latch onto a man with money that will turn them into the Trad wife with a better life.

    Who wants to wipe crap all day and roll 400lb humans just to make a couple hundred bucks when you can just marry a man with money-then be a SAHM pushing little Preston in your Cybex e-Priam 2 Electric Stroller?

    And be careful, you don’t know which one of those saucy broads might not like you looking at her Spandex enhanced derriere. Especially if she wants your job. Hehe.

  68. Phoenix says:

    What value is that when compared to the need of getting the Vegetable-in-Chief reelected?

    Which one?

  69. leftwing says:

    Which vegetable Phoenix?

    The one writing checks to anyone who can fog a mirror in a vote buying spree – with your money – that would have put Tammany Hall to shame, lol.

    Oh, and BTW, another $6B from you to delinquent unemployed debtors…

    Yesterday’s student loan forgiveness comes with kicker though…”The agency said it also will refund payments that former students have made on loans that are earmarked for forgiveness [going back to 2004]…”

    So some young Millennial sitting at home now will get a surprise check from you, as in the meantime you work hard and diligently contribute to your own kid’s 529s or, like me, have already paid their tuition….Hope you get a Christmas card from them, only seems right…

    My Fed taxes one year supported somewhere near 100 families’ healthcare on Medicaid….not even a thank you, let alone a card…..GL to you.

  70. Phoenix says:

    You don’t need to tell me about the takers. I pay a ton in taxes, maybe not like you, but a ton.

    Our young ones all have a scam now. Well, maybe close to 5% or so.

    Dis A Bil a T.

    20 years old, this hurts, that hurts. Walking blobs of protoplasm. They walk around doing nothing, adding a workload to those of us that produce. Claim they can’t lift a blanket or a bottle of water.
    No thumb or visual injuries though. Can text all day with no problem. Worst is when they put these dolts on weekends when you are already short, they just look at you with those eyes that show you no mental activity is behind them.

  71. Phoenix says:

    In ten seconds you can see how the escalation works.

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