Upgrade your house … on Joe

From CBS News:

Biden’s inflation law offers up to $14,000 for home upgrades. Here’s how to qualify.

President Biden’s Inflation Reduction Act takes on climate change by helping Americansreduce their carbon footprint. A key element in that push is offering up to $14,000 in rebates and tax credits for people to make their homes more energy-efficient.

Those benefits can be used to lower the cost of home upgrades, ranging from installing heat pumps to buying new electric appliances like stoves and dryers. About 40% of carbon emissions stems from buildings, so such incentives could help the U.S. achieve its goal of lowering fossil-fuel emissions, said Lauren Urbanek, senior energy policy advocate at the nonprofit Natural Resources Defense League. 

“This gives people some very concrete and generous incentives to do that, both in the form of tax credits and direct cash rebates,” Urbanek told CBS MoneyWatch. “This is the biggest federal investment in buildings ever, at least one that is specified for climate change.”

There are two separate rebate programs, according to the NRDC. 

  • The HOMES Rebate Program: This provides more than $4 billion to states to help residents make their entire home more energy-efficient. The program provides rebates based on the energy savings their upgraded home will achieve. For instance, homeowners that make changes that cut their energy usage by at least 35% can get up to $4,000 in rebates. That amount is doubled for low- and middle-income households, who can get up to $8,000 in rebates. 
  • High-Efficiency Electric Home Rebate Act (HEEHRA): This provides rebates for low- and middle-income families to electrify their homes, such as by installing heat pumps or electric clothes dryers. The per household rebate is capped at $14,000, and households can’t receive two rebates for the same upgrade. For instance, if they claim a HOMES Rebate program for a heat pump, they can’t also get a rebate through the HEEHRA. 

This entry was posted in Economics, National Real Estate, Where's the Beef?. Bookmark the permalink.

206 Responses to Upgrade your house … on Joe

  1. dentss dinnigan says:


  2. Fast Eddie says:

    China is in the process of building 43 new coal-fired power plants and 18 new blast furnaces. They are the largest emitter of CO2 in the world, with 11680 Mt (11.680 GT) of carbon dioxide emissions in 2020. This is just over 32% of the world’s total 2020 emissions. The United States released the second-highest amount of carbon emissions at 4.535 GT, or roughly 12.6% of the total global emissions.

    Does Greta Thunberg and Al Gore now about this?

  3. Hold my beer says:

    Cool. Looks like fast Eddie and goat will be paying for half the cost of a heat pump for me next year. Thanks in advance guys for subsidizing my lifestyle. Maybe I will replace both of our hvac systems next year. Definitely want to replace the smaller upstairs unit.

  4. Grim says:

    21 years, still feels like yesterday.

  5. Grim says:

    Considering bumping the central air to dual stage.

  6. Hold my beer says:

    Can you guys in the northeast get heat pumps? I thought they were for areas that rarely if ever went below freezing and would need a backup furnace if the area does go below freezing.

  7. Hold my beer says:


    I hear you. 21 years. Still seems like yesterday sometimes.

  8. BRT says:

    No, every pipe dream goal thought up by the USA/EU thinktanks excludes China. There’s a reason Fauci decided to go to China to do the research that Obama deemed too risky.

  9. Phoenix says:

    New Orleans Democrat mayor has declared economy class flights unsafe for black women, while insisting she wont repay $30,000 of taxpayers’ money blown on first-class flights to France and Switzerland. Speaking at a press conference Thursday, LaToya Cantrell said: ‘My travel accommodations are a matter of safety, not of luxury. ‘As all women know, our health and safety are often disregarded and we are left to navigate alone.

  10. Hold my beer says:

    Estimates for a carrier heat pump installed


  11. Hughesrep says:


    That was the case 15-20 years ago. Cutoff line was always roughly TN.

    Heating and air systems are designed for worst case scenarios.

    Newer heat pumps are much more efficient. I’d still want some type of backup for those -5 degree days.

  12. Hold my beer says:


    I hope she gets stuck paying back that 30k. But she might find a doctor to write a note claiming for medical reasons she had to
    Fly first class on long flights.

  13. Phoenix says:

    Newer heat pumps are much more efficient. I’d still want some type of backup for those -5 degree days

    Make sure air handler in the attic has a coil for electric heat.

    Problem solved.

  14. Hughesrep says:

    IMHO dual stage is just more stuff to break, and repairs are much more costly. Do the calcs and payback time vs upfront cost.

    I have an “old school” 93% efficient simple furnace and a single stage 14 seer AC. Simple, effective, fairly efficient and fewer moving parts and pieces. The furnace is based off of a model introduced by Rheem in the late 90’s. They have it down pat and its virtually bulletproof.

    As the increases in efficiency get slightly greater, the product complexity skyrockets.

    93% efficient furnace is fairly simple, the jump to 96% gets real difficult. Diminishing returns.

  15. Juice Box says:

    Don’t most heat pumps use electric resistance heaters as a backup for cold weather?

  16. Hold my beer says:


    Thanks. Our systems have now aged out of warranty. If the coil in the one unit goes it’s $2,200 for parts and labor. A new heat pump after rebate would be $3,500 to 5k and have a new warranty. The energy savings would probably pay for the cost difference in a year or 2.

  17. BRT says:

    HVAC guy who did my AC told me he wouldn’t recommend it for anyone in the Northeast. He said you need more harsh climate to get your ROI on it. He also said he stopped installing Lennox because they are adopting the same model as other industries, where they are trying to design everything so that only their tech’s can service it at an elevated rate.

  18. Hughesrep says:


    Most heat pump systems have electric resistance strips built into the fan coil unit ass backup.

    Those strips are a pretty lousy way to heat air, really inefficient. If you have gas just pay a couple of hundred $ extra and use a gas furnace as the fan part of the heat pump. Manufacturers design the footprint to be the same.

    They make fossil fuel kits that will switch it back and forth between heat pump and furnace depending upon the outside temps to maintain efficiency.

    No dog in this hunt, no longer have a warm air line.

  19. Mike S says:

    imagine wanting to install an electric dryer over a natural gas one? It definitely cost more money

  20. Juice Box says:

    Those vertical closed-loop geothermal heating systems are pretty cool, too bad the cost is about $20 per foot to drill or more, including the casing an the loop. NJ ground is a constant 52f to 57F so drill small 3 inch bore holes 100 ft deep and install the ground loops and you have a heating/cooling source for 100 years. It’s supposed to save 80% on all heating and cooling bills.

    Quick video on the DX systems installed in the north east.


  21. phoenix says:

    Natural gas prices climbing. Need to frack to get gas, when before it was plentiful. Running out of places to frack. Polluting groundwater with “proprietary” fracking fluid with undisclosed substances in it.

    Then compressing it and shipping it to Europe in order to keep them just above freezing due to NATO and Q-Tip trying to start wars everywhere.

  22. RentL0rd says:

    Great tips @Hughesrep.

    I just started looking at houses.. and I remember this board being super helpful when I last purchased 11 years ago. We have grown out of the existing home – added 10 new legs ( including a dog and a cat). The oldest is supposed to get out of the house for college but decided commuting from home is better than the cramped dorm. Maybe I am sharing too much, but eh.

    Anyways, the question now is if we should build an extension – at the risk of blowing past the neighborhood comps or to move to a bigger house. I’m getting a (trusted) realtor to assess the situation. We’ll see.

    Grim, yes 21 years seems like yesterday. It’s hard not to get emotional.

  23. phoenix says:

    Nat gas up 25%, that means electric up at least that much as they use natural gas to generate as it’s cheaper to build a nat gas plant vs nuclear.

    Jersey would be the perfect place for a huge nuclear plant. Ship power to Philadelphia, NY, and Baltimore. Use the excess radiation to sterilize the Hudson and Hackensack rivers.

  24. phoenix says:

    Those strips are a pretty lousy way to heat air, really inefficient.

    actually, electric is 100 percent efficient. The losses are in the duct work.

    It seems bad because electricity is a more expensive fuel.

    But just like electric cars, the electric motor is also close to 100 percent efficiency.

  25. Phoenix says:

    Pure RePub State that Oklahoma. Texas as well.


    “In Oklahoma, 1,042 households obtained their broadband aid by saying they had a 4-year-old child — the same 4-year-old — who was receiving Medicaid benefits. The child’s name, date of birth and last four digits of their Social Security number “were used over and over again,” according to the FCC, which said the transactions began in December.

    Nationally, the FCC’s top watchdog discovered 11 other instances in which seemingly eligible applicants had been used to obtain benefits hundreds of times each. In Texas, for example, one unnamed telecom company enrolled 997 households in the government internet program, even though each of the applicants included the same 18-year-old.”

  26. Juice Box says:

    re: “Use the excess radiation to sterilize the Hudson and Hackensack rivers.”

    We used to Jet Ski off Indian Point in the Hudson as the water was always warm there….. That nuke plant was shut down two years ago. Another 60 years or so of kicking the can down the road however, there is no plan for the spent nuclear fuel all still stored onsite.

    You can still get a cheap condo for $120,000 in Peekskill NY these days… and the train ride to Manhattan on Metro North is only 45 minutes.


  27. Phoenix says:

    The American justice system hard at work.

    This is the problem with civil courts, it makes calculated crimes profitable.

    Better idea is to take the 10 highest level corporates in prison for 10 years minimum.

    Bet those cans of tuna will have just a bit extra in them instead of a bit less.
    Comments in the article were accurate.


  28. leftwing says:

    Phoenix, yeah, my parents fridge is on the blink, they’re looking at new…mom still has all the original paperwork, 31 years old, they paid $900 back then because it was kind of custom because of the configuration…dad bitching about it, I’m like you paid less than $30 annually, seriously, lol.

    chi, dumped a portion of the 380/390 call ratios I put on last week…over 170% profit…rest will go tomorrow or hedge (cash out effectively) through futes tonight…it’s almost embarrassing, I’m seeing these short term moves like judge sees a 90mph fast ball down the pipe…enjoying it now, hammer will drop sometime, somewhere…fyi, it does feel like there is a ton of front running, ie. people taking positions sooner than usual on anticipated events…trying to work a thesis for this week, the 13th in particular…think we are in a Fed blackout period when CPI hits?

  29. Very Stable Genius says:

    Senate Intelligence chair says it’s ‘stunning’ that over 20 years after Sept. 11,
    attacks on the symbol of democracy are ‘not coming from terrorists’
    but from ‘insurgents’ at the Capitol on Jan. 6

  30. grim says:

    IMHO dual stage is just more stuff to break, and repairs are much more costly. Do the calcs and payback time vs upfront cost.

    We tend to run our AC earlier and later in the season than most. A lot of the time it’s to reduce humidity.

  31. BRT says:

    Wouldn’t it make more sense to just get a decent dehumidifier?

  32. Libturd says:


    I love the split units. We had one which we used to cool our Prepress area in the plant in Union. A gigantic Sanyo unit which was installed over 10 years ago. Not a single part needed replacing over all of the years, though, when the operators changed the temperature too often and drastically, the unit would occasionally freeze up. Especially, in the high humidity months (like now). The night guy was always too cold, but we needed it pretty high during the day to keep the equipment cooled properly. Eventually, I had to lock up the controls. When the unit did freeze up. We simply had to turn it off for 24 hours to let the ice cube melt that formed around the condenser.

  33. Libturd says:

    “Does Greta Thunberg and Al Gore now about this?”

    How dare you?

  34. 1987 Condo says:

    Second on the mini-split. After years of inadequate cooling from my central system to our second floor MBR addition, I added a minisplit to handle upstairs. I also had a line run to my basement. Not only is now my MBR the most comfortable, but my central system is more efficient since I capped off the ducts to the MBR. And my costs are lower.

    I was against having that big bulky unit in the MBR but at least Mitsubishi has a ceiling “cassette” unit that blends in with the ceiling and looks like part of the central air vents.

  35. Libturd says:

    I’ve shared my 9-11 experience before.

    It was still our busy season and we had a ton of work left over from the weekend and Monday. I worked on the corner of Varick of Houston in the last tallish building before the city turns residential until the commercial skyscrapers start growing again north of the Village into Midtown. A friend from college, who I hired, had just walked into the department and asked, if any of us had heard the low flying plane that buzzed over the building. None of us had, but it’s an old building that had printing presses on at least ten floors. The kind of building where they would drive the semi right into the building and put the trailer in the freight elevators to be filled. So unless we saw it, we wouldn’t have heard it. These buildings were built to withstand Armageddon.

  36. Libturd says:

    About two minutes later, our facilities manager came in to the office and invited us up to the rooftop to see that the first plane had hit the World Trade Center. My friend from college was one of those history loving, especially war-centric, poli-sci majors. Immediately after telling everyone how he heard the plane, he switched to Bin Laden as the likely culprit. At the time, everyone was calling the plane hit an accident. We both looked at each other and said no effin’ way. You could see the clear silhouette of the jumbo jet centered nearly perfectly on the northern exterior of the twin tower. The great news pundits at the time also surmised it was a small plane. Again, the hole in the building showed a wing span nearly the width of the tower. A few moments later, all of the paper which was fluttering slowly down from the sky was replaced by desperate jumpers. About one a minute. I had seen enough. I rounded up my crew and said we weren’t doing any good up here and we had to finish our work since the SEC does not change their filing deadlines for anything. I promised the team they could leave early, but not until the work was done. This was especially important because we weren’t sure if the 2nd shift would be able to get in. Of course, we all know that the 2nd tower was then attacked and my buddy, the history expert, turned out to be correct. Well, we cranked through the work and was able to get done by around noon. By then, both towers had collapsed. Gator called me on the office line as all of the cell circuits were either knocked offline from the crash or just overloaded. She said she was already headed home by the ferry, but we had heard, via the news, that the lines were four hours long already as all transit in and out of the city was closed due to fear of terrorist attack. So we finished our work in record time as everyone just wanted out of the city. I had this tiny TV at my desk with a 2 inch color screen. I got it as an office gift probably ten years earlier. Almost my entire office was huddled around this tiny TV. It was actually quite funny to see. Here is a link to to it.


  37. Libturd says:

    I made the assumption that they would reopen Penn Station before the PATH (especially considering that their downtown lines were destroyed as well as their offices in the WTC) and started walking up to midtown via the closed West Side Highway. Surreal did not come close to explaining the situation that day. You had hundreds of thousands of commuters all walking up this highway with just a smoldering, changed landscape as the backdrop. The weather was quite warm and the day could not have been clearer. And there I was making the 45 minute hike to midtown among tons of commuters in all different conditions. Many among us were clearly at the epicenter because you could see the ashes all over them. I got up to the train station around 2pm to find it still closed. Most headed to the ferry, where I heard the lines stretched halfway across midtown. So I headed into Molly Wee, which is a super old bar that caters to firemen and those who like a really fresh Gu1nness, and listened to the story first hand from many who were down there that morning. It was a horribly morose seen, but I was happy to buy many a surviving firefighter or two or twenty a beer. It was the worst days of their lives for sure. At about 6pm, they reopened NJ Transit and I had a train car all to myself. Gator beat me home by about an hour. I was pretty drunk. Which was probably the best decision I could have ever made.

  38. Fast Eddie says:


    I was working in Newport Center, JC. Me and a colleague were standing outside of Starbucks with a coffee by the water. We heard the bang of the first plane, looked up and both thought it was a small plane. Then, we saw the 2nd plane and I questioned out loud why the plane was so low? After the 2nd plane hit, we knew. We watched it all from the pier. I drove in to work that morning, left around noon or so and went home.

  39. Fast Eddie says:

    After the 2nd plane hit, all I kept asking myself was why it took so long to see a military jet. I kept looking up to see if they were coming. It felt like forever before they arrived.

  40. No One says:

    Greta is in favor of unilateral disarmament in energy. Just like the hippies in the 60s were unilateral nuke disarmaments. Useful idiots who didn’t even know they were funded by our enemies.

    The key principle from the environmentalists is obedience from their targets, not relevance or significance. Thus companies involved in maybe 1 or 2% of carbon emissions do 80% of the virtue signaling. China can build new coal powered plants and blast furnaces, and claim that they are 10% more efficient than the old ones, meanwhile Americans and Europeans go into spasms of ecsta$y about 50% more energy efficient battery powered d1ldoes that can be marked up 50% over the old ones, and make them feel like they are “saving the earth”. Or Gov Murphy’s idiotic bag ban.

    Not that I care much – the “climate emergency” is massively overpromoted. The best way to weather a climate issue is to be a wealthy nation, be prepared, to build using advanced technology, and to have redundant and plentiful energy. Which basically translates into not letting greens and/or soc1alists run your country.

  41. No One says:

    I was at 90 West St, directly across from WTC.
    Came in early that AM through the WTC PATH for a call.
    During the call heard an explosion and saw stuff on fire falling past my window. WTC was too tall to see the building fire from my window from next to it.
    Stayed in the office, saw some tv reporting. Building eventually announced evacuating the building – and to use the elevators.
    Got on the full elevator, during the ride down heard and felt a second explosion. Elevator stopped.
    After one or two minutes of silence, they opened the door and we were out. They told us to take one exit and head south.
    Walked over body parts and lots of paper on the sidewalk. Cars in the street had been hit by airplane pieces and abandoned.
    Eventually got to the Wall St. Bull where a crowd had gathered, looking up at a burning building still not far away.
    I said screw that, there’s no way back to NJ from here, and nothing good comes from being around burning buildings.
    I walked east then north to get as far from the WTC as possible.
    Cut back to 8th St. Path near NYU hoping to get back to NJ that way. Ran my ticket to go down, very crowded, then announced they were closing the PATH, so decided to walk to Penn Station as my next chance.
    Walked there, and on the way heard about the towers falling via second-hand exclamations.
    Waited at SE corner of Penn Station for many hours in the nice weather.
    Got out on the first run to Newark. There, used a public phone to call my wife to let her know I was ok. Took the packed Raritan Valley Line train home. Saw people with hair full of cement powder, some were from inside the WTC.
    Later, went to TGI Fridays where Bush’s speech played on the TV.
    Garbage trucks dropping dumpsters nearby bothered me for a few months afterwards. That’s a little bit what the crashes sounded like.

  42. Libturd says:

    No One,

    There is tons of truth in your statement. Worst off, our recently updated grid could barely handle the changeover of our TVs from smaller CRTs to massive LEDs. How are they going to handle all of the electronic bs everyone is supposed to be changing to. Though, I would add, a major reason that China grossly pollutes is to manufacture all of the sh1t we buy from them. Manufacturing something here would definitely help the equation. Of course, that can barely be done with all of our environmental regulations or at the minimum, makes it both energy and labor cost prohibitive.

    On the bag regulation thing, what is everyone doing with their canvas bag collection. We must have five hundred of them already. We order our groceries from Walmart+ and pickup at Shoprite. Every order, they give us new bags. There is no option to give them yours. I think the bag law is backfiring. Unless you put a hefty deposit on it, there is nearly no reuse in the equation. Now if Shoprite or Walmart gave you $2 for every bag you returned, they wouldn’t fill up your entire trunk. The cotton bags higher end retailers sell for $5 or so are terrible for the environment.

    “An organic cotton tote needs to be used 20,000 times to offset its overall impact of production, according to a 2018 study by the Ministry of Environment and Food of Denmark. That equates to daily use for 54 years — for just one bag. According to that metric, if all 25 of her totes were organic, Ms. Berry would have to live for more than a thousand years to offset her current arsenal.”

    And energy wise, what great shakes is converting everything from natural gas to electric when 62% or so of our electric production comes from fossil fuels?

    I’ve been arguing the virtue signaling of Prius’ (why do you think they made them look so different?) and Tesla’s for a decade. The only thing that ended up making the Prius worthwhile was its reliability. Toyota actually manufactures a very bulletproof car when it wants to. Tesla, not so much. Most of the people I know who own them, love the drive, but hate how much time their cars spend in the shop.

  43. joyce says:

    Do you mind sharing what that job cost? Is there a bathroom in your MBR addition? What is cooling that?

    1987 Condo says:
    September 12, 2022 at 8:21 am
    Second on the mini-split. After years of inadequate cooling from my central system to our second floor MBR addition, I added a minisplit to handle upstairs. I also had a line run to my basement. Not only is now my MBR the most comfortable, but my central system is more efficient since I capped off the ducts to the MBR. And my costs are lower.

    I was against having that big bulky unit in the MBR but at least Mitsubishi has a ceiling “cassette” unit that blends in with the ceiling and looks like part of the central air vents.

  44. Libturd says:

    Phones were a real issue on 9/11. Our 11th floor has about 20 telephone rooms. These are a throwback to the pre-cell phone days. When companies were finalizing their 10-Qs in our rented conference rooms, often lawyers and accountants had to make private phone calls to ascertain information. We still had these rooms. So when 9/11 occurred, we posted people out on Varick who announced to everyone walking by that we had telephones set up for anyone who wanted to make free calls. Sadly, not that many took advantage. We were probably just a little too far away for it to have been able to help many.

  45. Phoenix says:


    For the most part, were never tied to the electric grid.

    Had a very small battery. No drama here.

    Still powered by gasoline.

    All they did was reclaim wasted heat energy from not using brakes, and returning this energy when moving. Same with hills. Saved plenty of gasoline and reliable.

    Built with good intentions as well.

  46. Phoenix says:

    ceiling “cassette” unit

    That piece alone used to be about 2k. Maybe less now.

  47. leftwing says:

    “Today the day Donnie does a perp walk?”

    Liberal catnip lol.

    Two open rulings with one having appeal papers due this morning…DoJ would be unhinged to file an arrest with those open proceedings in front of the courts….

    More likely, Donnie’s lawyers were working all weekend on the fiction for this morning’s filing and got to the point where they needed a signoff. As usual, DJT distances himself and they finally grew a spine (or get tired of being lied to and then indicted themselves) and said “need a signature on every paper or no filing” and he flew down to get it done and in by 10am….

    If I were an attorney for DJT I wouldn’t rep on his behalf that the sky is blue without getting him wrapped in belt and suspenders…

    Read somewhere over the weekend the current joke in legal circles is that MAGA stands for Making Attorneys Get Attorneys lol…..

  48. Phoenix says:

    The ladies in my town like to knit grocery bags for the homeless veterans that are sleeping on the streets after giving the best part of their lives so these women can enjoy their 6000 sq ft homes.

    It’s soooooooo thoughtful of them ( say that in Cartman’s voice)


  49. Phoenix says:

    The power and reliability of the Hybrid Synergy Drive in a Prius.

    Try this with any other CVT.


  50. Fast Eddie says:

    Garbage trucks dropping dumpsters nearby bothered me for a few months afterwards. That’s a little bit what the crashes sounded like.

    From across the water, at Pavonia/Newport, that’s what it sounded like. It was loud even across the water. I compared the sound to when a dump truck purposely slams the tailgate against its elevated body to empty the rest of the haul.

  51. 1987 Condo says:


    cost about $8k. That includes the 2 units (MBR and basement) , outside unit, all labor, etc. I apparently lose that much and more on a daily basis in the market so I finally paid up. Should have done it 10 years ago, duh.

    So my upstairs MBR had 3 Central Air vents. 1 in bathromm and 2 in bedroom. We capped the 2 in the bedroom but I left the one vent in the bathroom. No issues this summer.

    I had to have the first floor freezing to get the second floor bearable, now I can set each “zone” to a normal temp.

  52. Phoenix says:


    Waited for patients. No one came. Easy day, no work for me.

    But we were ready.

    Guess that’s what it’s like working in a firehouse.

  53. Libturd says:


    On the Prius tip.


    Don’t worry. You are still green. Just not as green as you probably thought.

    Of course, the virtue signaling Green Car awards ignore all the manufacturing related issues.

  54. 3b says:

    I want to replace an old toilet, any thoughts on what it should cost, both purchase price and installation costs? Anything I should be aware of? Thanks.

  55. Phoenix says:



    Article jumps to plug in.

    Yeah ok.

  56. Very Stable Genius says:


    “I’m just not going to leave”:

    Former President Trump repeatedly told aides following his 2020 election loss he would remain in the WH rather than let Biden take over, according to reporting provided to CNN from the forthcoming book by @maggieNYT

  57. Nomad says:

    “Phones were a real issue on 9/11.”

    Which is why the iPhone 14 has a Sat Comms SOS system.


  58. Hold my beer says:


    I walked past a hospital in Lower Manhattan on my way to midtown. The outside of the hospital was lined with gurneys with medical personnel looking down the street towards WTC waiting for patients who would never arrive.


    I headed to midtown a couple of blocks over from Greenwich st. Wonder how close to your building I was.

    No one

    I hung out at my company’s ops building in midtown and tried a few times to get out. Li e for ferry was way too long and they weren’t letting people walk through the tunnel. Finally caught a train from penn station to Newark after 8.

    Wonder how many of the regular posters here I walked past or was near that day.

  59. The Great Pumpkin says:

    That and the accident alert. Actually a priceless innovation to have….can’t put a price on that if it ends up saving your life. Apple doing a hell of job when it comes to health and safety.

    Nomad says:
    September 12, 2022 at 1:48 pm
    “Phones were a real issue on 9/11.”

    Which is why the iPhone 14 has a Sat Comms SOS system.


  60. Fast Eddie says:

    Spacex and T-Mobile are partnering in the satellite communications arena, too. The article above makes it sound like it’s exclusive to Apple which even before reading, I’d assume all providers will have the capability sooner than not.

  61. Fast Eddie says:

    What was the reason why they weren’t letting people walk through the tunnel to Jersey? Anyone know?

  62. Phoenix says:

    The drunks are going to love it when they do a hit and run only to find out their Apple product called the PoPo on them.


    Keep on Boozin’ America.

  63. SunnyHumidMonday says:

    Three points,

    1- I’m actually very proud of my tax $$, the military industrial complex, and all those always maligned 3 letter agencies that are helping Ukraine kick russkie heiny all the way to Yakutia.

    I see a lot of fascist loving right winger like Tucker keeping their trap hole quiet along with those Boomer Fckrs that wore T-Shirts with “Better Russian Than Democrat” and try to usurp power on 1/6.

    2- I was on duty on the Jersey side on 2/26/93. The first bombing. On 9/11 was off, sleeping late and woke up to Howard Stern, half sleep I heard him mention the plane crash and eventually I got up turn the TV on and just in time to see the 2nd plane.

    In ’93 the NJ side got flooded with people getting off the PATH, Buses, and Ferry heading to the closest hospitals (St.Mary’s -now Hoboken UMC, Christ, Palisades, etc) and stopping traffic in the confusion.

    Because of the planning after ’93, I knew the lock down that was “suppossed” to happen with rapid transport to Giant Stadium for triaging medical treatment, transfers suing Teterboro and overall acting as a transit hub. A lot of the plans were Port Authority driven which of course when the towers went down their plans and leadership went down with them.

    3- How long before Putin drops a tactical nuke or he gets Ceausescu?

  64. Phoenix says:

    Hey PUmps,

    Have they protected us from Pegasus yet?

    Ask Jamal Khashoggi how they helped save, ooops, sorry, cost him his life.

    Well, that’s a joke, cause you can’t.

    He is dead. Partially the fault of a leaky Apple phone- a corporation with no ethics, and a nasty government America fornicates with for energy, kickbacks, and just about everything else.

  65. Phoenix says:

    Someone mentioned Stern:

    Stern, meanwhile, last week unloaded on Trump supporters by branding them ‘morons’ for defending the embattled ex-president amid the ongoing federal investigation, calling America a nation of ‘nincompoops.’

  66. joyce says:


    1987 Condo says:
    September 12, 2022 at 10:39 am

  67. Phoenix says:

    How many drunk driving deaths are there in the US each year?

    In 2020, there were 11,654 people killed in these preventable crashes.

    2,996 people died in the September 11, 2001 attacks

    Can we please get the drunks off the roads?
    If there were over 10k deaths, how many injured.

    What is America’s fetish with massive alcohol consumption? Is it that life is so messed up here that we need to booze our brains until they are pickled?

    10k deaths,

  68. Phoenix says:

    Americans have given a big thumbs down to their healthcare system, with more than half criticizing the sector and by wide margins knocking care homes, prescription drug costs and mental health care, pollsters say.

    What’s the matter, have a problem with capitalism?

    Shop somewhere else if you aren’t happy. Isn’t that how it’s supposed to work?

    You sent billions to Ukraine and every other country while healthcare is running out of supplies.

    Billions more to blow up people in other countries. You could have used some of that money to take care of grandma. Of course you sold her house, put her on government bennies, bought yourself a new pool, and expect someone to wipe her for minimum wage.

    Prescription drug costs- go whine to those you “elected” that are in bed with the drug companies “capitalistically” and not working for your best interests. Why aren’t you out on the street picketing this-instead crying and eating yourself into the next highest BMI tier.

  69. SmallGovConservative says:

    SunnyHumidMonday says:
    September 12, 2022 at 3:05 pm
    “I’m actually very proud of my tax $$, the military industrial complex, and all those always maligned 3 letter agencies that are helping Ukraine…”

    Did you notice that there was no war in Europe when the previous guy was prez, and that your tax $$ weren’t needed to help Ukraine fight Russia? Peace through strength and competence works out much better for US taxpayers than war due to weakness and incompetence.

  70. Phoenix says:


    Easy there SGC.

    Warmongerers don’t like this kind of talk. They want to spread their version of FREEDOM and like Q-tip said:

    FREEDOM isn’t FREE.

    Enjoy your high gas prices, and electric is going to follow as well. Courtesy of Q-Tip.

    “Did you notice that there was no war in Europe when the previous guy was prez, and that your tax $$ weren’t needed to help Ukraine fight Russia? Peace through strength and competence works out much better for US taxpayers than war due to weakness and incompetence.”

  71. Phoenix says:

    Yeah, they should be covered, but not anyone else. As they deplete the last vestiges of Medicare and Social Security, which, by the way, an 18 year old that is working is paying into.

    “About two-thirds of adults say it is the federal government’s responsibility to ensure all Americans are covered — with adults aged 18 to 49 more likely than those over 50 to hold that view.”

  72. SunnyHumidMonday says:


    What guy are you talking about? The previous Prez (and you are right about that not a real President) was Putin’s bitch dressing as a man. Did not you notice his small fem hands?

    Frankly, I’m not surprised at all about your response. Conservatives lately seem to be the biggest sell out and traitors to the country on top of being in the closet. If Lindsay Graham is not in the closet then Liberace was the straightest dude ever.

  73. SunnyHumidMonday says:


    I prescribe for you. 4 huffs every – QID of the blue line gas and if no one is looking you can use suction you now where. You should be happier in a few days.

    Reminder ->Green – Oxygen. Yellow – Air. Black – Suction. Blue – Nitrous oxide.

  74. Phoenix says:

    That’s funny.

    Not sure if I want No One looking, however.

    Is there something you know about them that I don’t know?

  75. Ex says:

    3:49 Putin tested his hand and betcha he wishes Trump was in power.
    We’re arming the living sh-t out of Ukraine. They’re our brothers in arms now.
    Trump would have let that Country fall.

  76. Hold my beer says:

    Will the world leaders be divided into taking the big yellow bus or the little yellow bus?


  77. The Great Pumpkin says:

    Careers & Leadership: Enough, Bosses Say: It Really Is Time to Get Back to the Office

    After more than two years, corporate leaders say it really is time to get back to offices. Many of them say September represents the best chance to finally lean on workers to return to the office this year. No longer can workers merely come to the office if they so choose; this fall, executives say, attendance is expected and the office resisters will be put on notice.


  78. BRT says:

    Conservatives lately seem to be the biggest sell out and traitors to the country on top of being in the closet.

    I’m also amazed at how the left has adopted the mantra of the Neocons 2 decades ago.

  79. Ex says:

    Neo/cons pfffffft. You are detached from reality.

  80. Juice Box says:

    Ex – Are you a revisionist? The war started in 2014 under Obama and Biden’s watch. We did not send them weapons back then either, and neither did Europe. Obama’s position then was Ukraine was not a core interest for America. Those are his words.

    We were also not a party to the ceasefire in the Minsk 1 and Minsk II agreements. It was Belarus, Russia, Germany, France, and Ukraine that hashed that out. Poroshenko, Putin, Merkel, Hollande and Lukashenko. Obama and by extension Biden sat on the sidelines the entire time during the ceasefire negotiations and the establishment of the 19 mile buffer zone. So did the UN. The Minsk II agreement was broken anyway Sand there was trench warfare the entire time. Putin invaded further inland this time under Biden’s watch. It remains to be seen if the Ukrainians will be able to take back all the territory lost since 2014 even with all the weapons we are flooding them with and the hundreds of thousands of civilians and soldiers who have died in the last seven months. War is hell..

  81. Hold my beer says:


    That will tank the housing markets of all those work remote areas like Boise I bet.

  82. Juice Box says:

    re: SmallGovConservative

    Anyone who does not believe there was a war in Europe for the last 9 years needs a reality check. War began under Obama’s second term and continued under Trump. There were 29 separate cease fires over the years however 14,400 civilians and military troops we killed during the War in Donbas (2014–2022) before the latest escalation this year, and now hundreds of thousands are now dead in 7 months.

    We chose to ignore it until we could no more in February of this year. It has been a disaster of a foreign policy for the last three administrations and I suspect will not end anytime soon even if Putin himself is taken out by his own people.

  83. Juice Box says:

    And what I mean by that is the prime time propaganda talking heads on Russian TV are calling for nuclear weapons, who knows what kind of nutter will be next in line in Russia of Putin is gone from power.

  84. 3b says:

    Hold: Good article in The NY Times on the people who have gone back to the office, only to have their productivity decrease with the constant interruptions and distractions, and people longing for the silence of home where they are far more productive and get the work done. Some companies are offering red, yellow and green lights on their employees cubes so they indicate when they are available and when they not. Like one person said someone stops by and says this will only take a minute, but of course it never does. Those that actually work in corporate America can appreciate the sentiments expressed in this article and understand completely. My friend went back 2 days a week to his office in midtown, only to spend those 2 days on Zoom meetings with his team in other offices in the country, exactly what he would have been doing at home. The smart companies understand this, others will have to learn the hard way. It’s never going back to the old days of everyone in the office 5 days a week, it’s an antiquated organizational structure. Over 2.5 years, is not some short term trend ; hybrid/ fully remote works , 5 days in the office is the past; less than 10 cars in my towns train parking lot today.

  85. 3b says:

    Juice: This is a humiliating set back for Russia, and at this stage I would not be surprised if the Russians go all in and use nuclear weapons. If they do, it will be bad, real bad in multiple ways; the worst of citrate being the massive loss of life.

  86. 3b says:

    Yellen says higher gas prices are coming this winter, and NY Times says Democrats should not be confident in latest polling numbers indicating they are doing well.

  87. Libturd says:


    The stations in Montclair are still closer to empty than they are to being full. I’ve definitely noticed a lot of BS around getting people back on the trains as they can’t continue to operate at their current levels. Especially the MTA subways. Haven’t seen much press around corporate office traffic outside of Musk and Wall Street’s obvious comments. I had to head into Union today. Needed an upgrade that couldn’t be performed remotely. Of all of the non-manufacturing workers who are still WFH supposedly temporarily and who have the option of working at their former desks in Union, there was one person in the office. Figure about the other 39 or so are opting to continue working from home.

  88. Phoenix says:

    Kelly Ripa says she passed out during sex with Mark Consuelos due to undiagnosed cysts, and ended up in the ER

  89. Phoenix says:

    Pay your fair share like the rest of us do.

    “Hundreds of thousands of government employees are on the march in New Jersey as a battle over health care premiums reaches a breaking point, and the fallout could have financial implications for millions of Garden State taxpayers.

    A coalition of at least 14 labor unions will rally Tuesday at the Statehouse in Trenton, delivering what could be the final salvo before state health boards vote on proposed rate increases of more than 20% for health plans that cover more than 800,000 state and local government workers, including more than 100,000 teachers.”

  90. BidenIsTheGOAT says:

    The new bellicose left full of hatred for everyone and everything. So much anger. They play the fool so politicians like Joe Biden can line his pockets.

    The war in Ukraine is just a prelude to the real debacle that will occur. No one know what it will entail. Nuclear war, mass starvation possibly. Popular revolt for sure. How far and wide nobody knows.

  91. 3b says:

    Phoenix: They believe they are special and should not have to. I remember some years back when some public sector unions were complaining about $5.00 co-pays.

  92. Hold my beer says:


    I think people with a good work ethic are more productive WFH. No commute, no one stopping by to tell you about their kids travel soccer team or their aunts armpit cysts. If you have a doctors appointment you don’t have to lose a day like you do going into the city. Slackers are gonna slack no matter the environment.

  93. 3b says:

    Lib: When there is this screaming about getting people back to the office, you know it’s just BS. And, the ridiculous comments like getting people back to the office will lower inflation. The rug of war will go for some companies of course, the ones who get it have accepted the new reality and are getting the work done. You have some screaming that now that we may be going into a recession, management has the upper hand and can force everyone back to the office, and in the same breath calling for a soft landing, which I would argue still gives the employees the upper hand. Anyhow, I will leave it there as it’s been nice these last 5 months without all the hysterics , and I want to keep it that way.

  94. Chicago says:

    Hot CPI

  95. Chicago says:

    Ten 340

  96. 1987 Condo says:

    Core up .6 rather than expected .3

    Food a culprit

  97. Hold my beer says:

    Doritos we’re $4.99 a bag this weekend. We’re now mostly buying sale items. Also buying meats that have an instant coupon on them because the sell by date is tomorrow. Scored a 12 ounce grass fed steak for $6 yesterday doing that. My wife and I had it for lunch with a salad and a fried free range egg (also on sale). Nowadays chik fil a is $9 a person. We got a great meal for under $8 for the two of us.

  98. 1987 Condo says:

    Now a 20% chance of 100 pt move by Fed, per Liesman

  99. Chicago says:

    Two 368

  100. Libturd says:

    Lookout below

  101. Bystander says:


    No surprise there. Any trip to Shoprite and you can see the absurd greed occurring. Shoot, I bought some decent dill pickle chips for my son. Yesterday they went up 50c a jar. Price jumps are not 8-9%. They are 20% or more. Store brand and sale items are gone…retail brand price are fully stocked.

  102. Libturd says:

    I really hope my buyer locked

  103. Juice Box says:

    Putin meets with Xi in the next few days in a one horse town called Samarkand in Uzbekistan. Pakistan Prime Minister Shehbaz Sharif and India Prime Minister Narendra Modi will be there too. Rupee-Rouble-Yuan barter trade for oil will be on the table, no price caps on Russian oil and gas that is for sure.

  104. 3b says:

    So much for the August CPI expectations , inflation, has peaked and on the way down, blah, blah.

  105. Juice Box says:

    @CNBC 4 minutes ago…

    – Headline CPI higher at 0.1% MoM in August, surprising expectations at -0.1%MoM to the upside

    – Core inflation – the Fed’s more preferred metric – even hotter, +0.6% MoM vs 0.3% MoM prior

    – YoY figures: headline at 8.3% & core at 6.3%

  106. Chicago says:

    For the record, Uzbek women have the most luscious yabos. No joke.

    My high school trip in 1986 was Moscow, Leningrad and Talinn Estonia, the trip before us went to Tashkent and Samarkand.

  107. Chicago says:

    India is playing a serious game. If we were committed to pumping hydrocarbons, we could have cockblocked Putin. Now we are toothless

  108. Juice Box says:

    Keep getting in-network balance billing. Minor stuff Flu test, blood test etc, regular doctor’s visits etc using all in-network. These are not copays.

    Anyone else here ignoring these? Doctor’s and Labs, now sending aggressive letters too.

  109. Chicago says:

    Juice $135 biopsy bill.

  110. Chicago says:

    Annual food 13.5%

  111. Chicago says:

    Ten 345

    Previous top was 350-area

  112. SmallGovConservative says:

    Bystander says:
    September 13, 2022 at 8:50 am
    “Any trip to Shoprite and you can see the absurd greed occurring.”

    Might be your dumbest comment ever, and that’s saying a lot. But it’s informative in that it highlights that there are stooges out there that will continue to excuse, defend and support the incompetent Dems that got us into this mess (these messes). Wouldn’t be surprised if Joe takes the opportunity to declare a national emergency due to ‘corporate greed’, and instructs that all voting in the upcoming midterms be done by mail.

  113. 1987 Condo says:

    My son got his NYC studio apartment rent increase letter: 2%

    I understand that the housing/shelter component of the CPI has a 6-9 month lag, so current weakness may not show for a while.

  114. No One says:

    Wow, NJ just squeezed $100million out of Uber in taxes. Which is a lot for a company that has never really made a profit. Over the “contractor” vs “employee” classification dispute.
    NJ will enjoy that money today, you’ll be paying more for Uber in the future.
    It’s reverse-supply-side economics as costs get piled on to suppliers of goods and services. Happening all around the economy. To be accompanied by greenflation as greens ensure energy becomes more costly and intermittent. While those who are causing the problem will keep blaming “corporate greed” to the applause of the bleating sheep.

  115. Phoenix says:

    Freedom isn’t free.

    When fuel goes up, everything goes up. Well Jack, fuel went up.

    And if you think some of you are feeling the pain, and most of you are quite well off, just imagine how it is for those less fortunate than you, that is, if you have the ability to put someone else’s shoes on for a bit.

    Thanks, Q-tip. Your handlers are doing such a great job./s

  116. No One says:

    Desperate people doing desperate things. NJ continues to overestimate the desire of companies to remain based in NJ, leeching off the few who can’t leave while driving away those who can flee or stay away.

    New Jersey’s Governor Murphy Introduces Legislation to Tax Out-of-State Remote Workers
    On September 2, 2022, New Jersey Governor Phil Murphy introduced bipartisan legislation to impose payroll tax on out-of-state employees working remotely for New Jersey-based companies. The legislation attempts to counteract the New Jersey tax revenue lost to New York since many New Jersey residents work in and pay income tax to New York. There will also be $10 million set aside to persuade businesses to assign employees to New Jersey locations.

  117. joyce says:

    With the ongoing supply chain issues, cost increases, inflation, etc. … would you expect profit margins to be the same/similar, higher or lower than a few years ago?

    SmallGovConservative says:
    September 13, 2022 at 9:29 am
    Bystander says:
    September 13, 2022 at 8:50 am
    “Any trip to Shoprite and you can see the absurd greed occurring.”

    Might be your dumbest comment ever, and that’s saying a lot. But it’s informative in that it highlights that there are stooges out there that will continue to excuse, defend and support the incompetent Dems that got us into this mess (these messes). Wouldn’t be surprised if Joe takes the opportunity to declare a national emergency due to ‘corporate greed’, and instructs that all voting in the upcoming midterms be done by mail.

  118. Phoenix says:

    “Over the “contractor” vs “employee” classification dispute.”

    “an overwhelming amount do this kind of work because they value flexibility,” said Alix Anfang”

    You know who want’s flexibility even more than employees? You guessed it, employers. Cause it makes insertion easier, that’s why.

    Then there is “Choice Overload.” Yeah, that applies as well-online dating and health care plans. Too much choice leads to paralysis and decreased satisfaction ( you end up with no partner and lousy health insurance). It’s why health insurance companies like to give you sooooooo much choice- it turns Granny into the Robot from Lost in Space.

    The abundance of choice in online dating is one of the key factors which explains its success. People like having many options to choose from, and the likelihood of finding an option that matches someone’s individual preference should logically increase with more choice . However, having extensive choice can have various adverse effects, such as paralysis (i.e., not making any decision at all) and decreased satisfaction. In fact, it seems that people generally experience less benefits when they have more choice. This observation is reminiscent of the basic economic principle of diminishing returns , in which each unit that is sequentially added to the production process results in less profits.


  119. JCer says:

    SGC, bystander isn’t necessarily wrong. Companies are trying to front run inflation, they want to do one price hike rather than one each quarter so instead of raising the prices 5 or 10% to account for their increased production cost they are jumping 50%. Worse than that at the same time they are trying to find efficiencies and cut costs, basically the stage for really bad stagflation has been set. Food budget up 50% but pay is down.

    The causes of this are a result of Biden’s policies, he keeps tossing more dollars onto the pyre which isn’t helping. We have caused the Ukraine war to go on longer than necessary, there was allegedly a peace offer on the table shortly after the start of the war basically agreeing that everyone goes back to the borders they had last year(Donbas and Crimea remain free of Ukraine) and they recognize these borders plus Ukraine agrees to neutrality, not join NATO and there would be certain security guarantees. Apparently the UK and US torpedoed this, the west has adopted a policy to destabilize Russia to hopefully topple the government. The EU needs it’s source of Gas and refined fuels without Russia they need to take it from us and this is rippling through everything, the shortage of diesel and truly obscene prices are a big driver of inflation, just image agriculture has a few inputs(water, energy in the form of diesel, fertilizer) and all of your food and goods are shipped by vehicle using diesel. Add in Russian sanctions(no fertilizer, no refined materials) and the breadbasket of Europe effectively being offline has created a food shortage everyone is seeing. The Biden admin has refused to promote domestic oil production to alleviate the issues exacerbated by the Russia war.

    Sanctions against Russia are hurting the West more than Russia as they have willing buyers for their goods.

  120. JCer says:

    No one, I’m not sure that such legislation is constitutional. If the worker is remote NJ has no taxing authority over the out of state resident and the commerce clause likely makes these laws unconstitutional. I suspect now that these arrangements are far more common this battle might make it to the courts. The irony is that it is in NJ’s best interest to have these rules nullified as now all the high income workers spending half their time or more in NJ working would be a boon for tax receipts.

  121. 3b says:

    Coast to coast rail workers strike may be coming. That will add to the mayhem.

  122. TuesdayOffDay says:


    You mean that if people were to vote by mail, the mentally ill, bored out of their mind, lonely, family less, deer fart smelling, drunken lovers of Putin bitch won’t be able to curtail those dastardly minorities from voting?

    You might be on too something. Be honest now.

    Are you a deer fart smeller? Are you lonely? Did Putin’s bitch promise you a russkie bride but she turned out to be a russkie Karen and later went on to be Phoenix’s wife?

  123. Bystander says:

    No Small brain..it is the truth. ShopRite does a lot of price testing with Bread and basket brand. I see products move 30% up to see them move back down 15% a month later. There is real inflation..then greed of trying to see what they can get before stock sits. Dumb posts? You have a same dumb post everyday, usually stooges and anti-woman.

  124. 3b says:

    Biden: Says todays CPI report shows progress in taming inflation. The old boy should have said nothing.

  125. JCer says:

    Bystander, ShopRite’s moves with their house brands mirror price changes at discounters like Aldi, Lidl, and Walmart. They have realized they were loosing price sensitive shoppers to these store and created the “Bowl and Basket” branding and strategy to try to get those shoppers back in their stores. As there is no fat in the prices on those items any change in underlying prices causes the end price to move. Shoprite I think is run differently but is attempting to match or beat the prices at Aldi when possible but this means that when Aldi hikes the price on an item Shoprite follows if possible.

  126. joyce says:

    No One/JCer,
    It’s my understanding that New York is taxing employers/employees today that work remotely in other states. They had some ‘convenience’ rule, which may or may not have been correct pre-covid, but during and since they want to continue to tax this way even if someone is never entering NY.

  127. Libturd says:

    The problem with Shoprite’s B&B brand is that it sucks compared with most house brands.

    Sure, you can get 8 hot dog rolls for 99 cents, but they rip when you open them and get moldy after three days. ShopRite is definitely headed down the same legacy issue path as all of the other once better super markets in NJ that have all gone belly up. Like Pathmark and Foodtown. And there is something horribly wrong with their produce. The stuff at the Chinese farmers markets is significantly fresher and 1/3rd the price. Both Whole Foods 365 Brand and Walmart’s Great Value Brand are excellent. In many cases, it’s the same manufacturer as the major label. I think Shoprite makes it themselves and they suck at it. and their Milk and Egg prices are double what you pay nearly anyplace else. Everyone should give the Walmart+ a try. I swear, it’s been godsend to us. Walmart groceries are a loss leader to get you into the store to hopefully buy their clothes, which is their highest margin product. Besides cereals, it’s hard to compete with them them on price. Especially considering their scale and distribution. We get it delivered to us. Their produce is the closest you will come to Whole Foods quality in the area too. Yet it’s priced closer to the Asian Farmer’s markets.

  128. Libturd says:

    Joyce, was thinking the same thing.

    To overcome the NY taxation issue. Our company has permanently switched the records of those WFH to their home state. We have offices in NY, NJ and CT, so we’re good.

  129. JCer says:

    joyce NY has a “convenience law” along with 7 other states. There is a good argument it is unconstitutional. NH tried to sue Mass over their law passed during COVID and the supreme court refused to take the case, the fight would likely need to come from an individual to get the SC.

  130. Libturd says:

    We’ve finally given up on letting ShopRite shop for us and then do pickup. Their shoppers must be the dumbest people ever. On our last order, they tried to sub cooked bacon for porkroll, pepperoni for buffalo chicken breast and about 6 other nearly unrelated subs. Two of the eight ears of corn were rotten (they didn’t look). And I swear, rather than looking for many of the items, they just claim they are out of stock. God forbid you ask them to pick up meat and they have to math, forget about it. I once got a skirt steak that was under a quarter of a pound when I asked for two pounds. It’s as if the shopper never shopped for themselves before.

  131. Phoenix says:

    10:04. Good post.

    10:16 Also, very possible. But from watching videos like Long Island Audit you see that local, county, and State governments have no problem creating and enforcing rules that are unconstitutional.

    They know they are. They are betting that you don’t, and that you won’t confront them.

    These are the kind of things that should bring protests to the streets, not bull shite “the election was stolen” crap.

  132. 3b says:

    Lib: Same for us, it is nice not to have to pay NY taxes any more, plus the 300 a month savings in commuter costs to NYC.

  133. JCer says:

    Lib, no one accused Shoprite management of being smart(they are morons), they decided that the issue was the labeling which granted it used to be really terrible with circus colors and all but the underlying product quality was a significant issue. Shoprite produce in this area is terrible but not at stores in other regions, I don’t know what they do to it excessive cold storage(too long under refrigeration) maybe. I think Shoprite aggressively bids their suppliers on price without regards to quality, other retailers vet the product better where Shoprite just puts out for bids and selects without ever testing the product or setting specific quality standards. Walmart, WF, TJ, Aldi, and Lidl are very aggressive and demand a rock bottom price and a top quality product and if the quality isn’t there they pull the item.

    The grocery business is hard, very low margin and the emergence of Walmart and target as grocers as well as the Germans coming in has made it a really tough game as they compete for market share, it is the big reason we had cheap groceries for years.

  134. Phoenix says:

    I shop at Walmart as well. Dealing with ShopRite, digital coupons, etc is all crap.

    In fact, all coupons are crap. They are like telemarketers and phone scammers.

    Just ask what you want for your shite and sell it to me without me having to play games.
    If I like the price on the shelf I buy, if not, keep it.

    Farms wanting 3.60 per pound for a tomato, that’s one tomato. Heirloom 5 per pound. Don’t see many selling. Bet most are wasted or going to a cannery for 1:100 that price.
    Way too much greed.

  135. Phoenix says:

    Rumor has it that ShopRite tomatoes are painted white with stripes and used in MLB baseball games.

  136. JCer says:

    phoenix, they don’t care that they are unconstitutional. They already have gotten the message from the SC that this is not an issue they want to do anything about as they have decided the onus is on the employee. The employee would be hard pressed to pay the costs of the litigation. The political powers that be on both sides do not want to this decided.

    The government understands full well that the costs to take a case through the courts is astronomical, so long as the can keep the standing based on individuals, the little guys, the laws will likely stand for a LONG TIME before being tested and they can “get away with it” almost indefinitely. Basically unless some sort of political machinery gets behind it and bankrolls it, it doesn’t even make it to a high court.

  137. Libturd says:

    Only tomatoes we ever buy there are the Romas. They tend to be fresher or at least have thicker skins. The rest of them either look like they were picked green and let ripen on the way to distribution or were simply overripe and rotting.

    Definitely a distribution issue exists in this area.

  138. crushednjmillenial says:

    “Greed” when it comes to easily substitute-able consumer goods in a mostly-open market is a really silly notion.

    Groceries competition for processed food is not substantially limited by the government (i.e., the barriers to entry are not that high – some kind of health department inspections).

    There is no “greed”, there are just market dynamics. On the consumer side, if you don’t like the price of pickle chips, please do not buy it. Please do substitute to a different food product.

    The problem is the overall inflation level – this was driven by the disgraceful over-reaction to Covid. $5T of government spending, fed balance sheet growth, all kinds of government-imposed leeway on paying bills (lol, in the bluest jurisdictions, people are still not evicted for March 2020 non-payment of rent, student loans still paused from covid, etc.). If the companies producing pickle chips are getting “greedy” then there is some margin for a new competitor to get.

    If anyone doesn’t like the grocery price sticker shock (which, I, of course, am also getting jarred by every trip to the grocery), then there is the question of how to vote on November 8. I don’t see how anyone can say R policies are more likely to drive inflation higher than D policies.

  139. crushednjmillenial says:

    150,000 Ukranian refugees have arrived in the US.

    1 of every 2,000 people in the US is a Ukranian refugee.

  140. 3b says:

    Crushe: The Covid policies added to it, but the process has been a decade in the making , with the Fed keeping rates artificially low, pumping up asset prices, and manipulation of the market.

  141. BRT says:

    Tomatoes are purposely picked green for maximum shelf life and transport. The varieties they grow produce minimal sugars which leads to minimal spoilage and also them tasting like water.

    Nothing beats rare varieties ripened on the vine. This year was a record for me tomato wise and I still have maybe a month left of growing season in them. I jarred 25 jars and still have 3 giant bowls of fresh ripe tomatoes on my counter.

  142. Libturd says:

    I don’t see how anyone can say R policies are more likely to drive inflation higher than D policies?

    So not raising interest rates and instead lowering them during the self-proclaimed greatest economy ever, had nothing to do with it?

    Or increasing the deficit to pay for the corporate tax cut?

    Both parties are to blame. Both parties suck. Time for something new besides the choices of enriching the Trump family or enriching Dem donors.

  143. JCer says:

    Crushed, the simple answer is if we want to slow the inflation we need to do a few things. Most importantly we need to stop the Russia war and remove the sanctions. We need to focus on US fossil fuel production and refining likely under the guise of national security. Finally we need to stop passing inflationary legislation that includes lots of market distorting spending. Right now we are seeing the result of policy decisions, unfortunately cognitive dissonance prevents many from seeing WHY life has gotten more difficult for them.

  144. Fast Eddie says:

    Spending on food increased a massive 13.4% in 2021, compared to a decrease of 10.5% in 2020. Stocks in free fall. Americans lost $6,000,000,000,000 in wealth in Q2 alone.

    Build back better!

  145. crushednjmillenial says:

    3B . . .

    At least with respect to CPI, we didn’t see dangerous increases until the covid spending. At least some Fed governors and economists lined up behind the idea that maybe you should keep FFR low until you see an increase in CPI. I, personally, believe that the Fed could have gotten its arms around CPI if it was ONLY a question of FFR rather than also an issue of crazy, unprecedented fiscal spending.

    Obviously, no argument that asset prices pumped in the low-rate environment.

  146. Libturd says:

    The Covid spending was ludicrous.

    Less than 20% of the population was negatively impacted by Covid economically. It’s all politics, all of the time.

  147. JCer says:

    Eddie and that 13.4% is cooked, the real number is around 35%, people are buying less and spending more. Some people refuse to see the connections between bad policies and their consequences. For the record the bipartisan COVID spending absolutely was a terrible idea, usually if both Dems and Reps agree it is a doubly bad idea:)

  148. Fast Eddie says:

    Thank goodness we passed the Inflation Reduction Act!

  149. crushednjmillenial says:

    Lib at 11:39 . . .

    The Fed is tasked with the dual mandate – price stability and full employment. Prices were stable in 2018, CPI didn’t start rising big until the covid spending. The data is easily available. So, from the Fed’s perspective, lower rates increases trend of fuller employment, but at the cost of potential price increase. The prices didn’t increase. So, I don’t think it was for the sake of inflation that the Fed should have raised in 2018 or earlier – at the time, I supported a higher FFR so the Fed would have ammo in the gun in case of a decline in the economy. Similarly, J-Powell blinked when challenged by Trump and by the market in 2018 – I disagreed with his decision (he should have taken not being re-apointed for the good of the global economy and he should have taken a stock market decline).

    On Trump tax cuts . . . ok, that’s one side of the inflationary ledger – businesses and th wealthy had more capital to deploy. On the other side, the D’s have supported ongoing big fiscal spending in a high-inflation setting to date, have employed rhetoric that has scared investment out of the fossil fuel energy sector, raised minimum wage, kept in place covid policies wherein consumers are not compelled to pay (eviction moratoriums in some capacity still in place, student loan pause for 30 months so far), forgiven student loans, and the list goes on.

    On the two party system, we might be in the midst of a re-alignment. I suppose we disagree on how the existing Establishment gets removed from power. To those on the MAGA right, Trump is the hero that smashes down the power of the DC insiders who are stealing wealth from the average American with both direct corruption and with policies that are not accretive to the interests of the common American. Trump is also the hero that calls out and rips apart the standing of the “woke” movement in the public perception and its toxic ideology of self-hate for the average American, American history, and such.

  150. Bystander says:


    I don’t know who Shoprite is competing against. Lib summarized my thoughts. B&B Brand is absolute horshite. I have a trader Joe’s almost directly across from ShopRite and they have been much more careful about raising prices. Why is ShopritebB&B milk way more than TJs…or eggs.or bread. TJs is high quality and cheaper nearly across board. 6 pack of hot dog buns in 1.99 but ball park wants 3.49 at SR. Perhaps ‘greed’ is not the word but SR does alot of big upward movements, only to retract later. I see price discovery as greed but over time, they will find it does not work. I only go because open to 10 and some stuff can’t get at TJs. We are mostly TJ family. I won’t get into higher prices at register than tag. Happens every time. I also think shoplifting is rampant and clientele at SR is part of issue. No, crushed I did not buy chips but guaranteed they will drop down. There is no way $5.489 will hold

  151. Fast Eddie says:

    Eddie and that 13.4% is cooked, the real number is around 35%

    Over the weekend, in Shop Rite, $6.99 for a regular size (whatever that is any more) box of Sunshine Cheeze-its. I’m stunned at the price of food.

    As for the stimulus packages, I can only imagine how much more painful it would be today if the Trump Administration didn’t say “no” to the endless trillion dollar packages the democrats were screaming for.

  152. Libturd says:

    I saw the chips pricing too. I’ve never purchased them unless they were under $3 a bag and even then, I often waited for the 2 for $4 sales.

    Biggest rip off at Shoprite (besides the fake meat stuff which they have marked up to more than double Target and Walmart) is Thomas English Muffins. They are now $5 for 6 muffins. The novelty varieties (cinnamon raison) are 6 for $6. The same original muffins are packed in dual 9-packs at Costco for $4.99 regularly priced. WTF? That’s marked up 200% over Costco. We haven’t really felt the food inflation as discounts have increased and there are a lot more saving opportunities (Fetch, Coupons dot com, Ibotta, etc.) than there used to be. I’m at the point where I save over 50% and some times close to 75% off the original receipt. What I won’t do anymore is pay full price for any dry goods.

    Check out Walmart+ they have a free trial. And their customer service is all automated an excellent. Any problems whatsoever with the order and you get the product for free. Best of all, they ask you about the subs and if they claimed to have the product and the sub is of a higher quality or quantity, they still charge you for the original item they didn’t have. And their prices are simply unbelievable. Plus, you never have to step foot in the store. Just stay away from their Great Value poultry. The other meats and seafood are fine. Cereals are expensive there though, since they don’t take coupons.

  153. 3b says:

    Crushed: Agree on the Covid policies, but the Fed is supposed to be constantly vigilant, and mindful of their policies. There were voices in the wilderness warning about artificially low rates and asset bubbles , quantitative easing etc Covid spending was the spark that blew it all up, but it had been brewing in sectors for years.

  154. Fast Eddie says:

    The strategic oil reserve is now at a 45 year low. Look, gasoline is a bargain!! Come on dems, just a few more months to fool the stooges and you may squeeze out some wins in November!

  155. Libturd says:


    $5 for 13 oz. of english muffins.

    Pretty soon, lobster will be cheaper than bread.

  156. Libturd says:


    I’ve been saying inflation was around the corner since 2008. I’m not so sure it was Covid alone that lit the fuse. I think the total debt levels vs. GDP reached a critical point. 100% didn’t spook the markets. But the jump from 100 to 135%? Something had to give. And it has.

    I was screaming like a banshee about how bad all of the Covid spending was and how I didn’t know of a single person in my sphere of peers that was impacted by Covid. I screamed at them all to save it because it was going to cost them all a lot more in inflation than what they were receiving. I’m not surprised at this inflation at all. I’m just surprised by how long it took to get here.

  157. Phoenix says:

    “I’m just surprised by how long it took to get here.”

    That’s because a significant amount of this “inflation” is from the war in Ukraine.

    Freedom isn’t free, Q-Tip said so.

    Sustained high fuel costs are the biggest inflation driving factor of all.

    Drop the price of energy, everything else will drop.

    Nope, you had to poke a bear that was sleeping. All the bear wanted was for you to mind your own business at home. But no, you wanted missiles in front of the bear’s den. America wanted hegemony there too. It’s what we do.

    Pony up, time to pay for spreading “Freedom” where its not wanted.

  158. Phoenix says:

    I wonder how much Ukraine’s vig was for Russian oil and gas to flow through it’s country? I’d bet it was quite excessive. Paid for doing and providing nothing.

    Who was getting the vig?

  159. Phoenix says:

    Luckily China is getting discounted fuel from Russia. This will at least allow us plebs in America to be able to survive as they can produce for less due to the Russian discounted fuel.

    5.00 for a 10 calorie tomato?

    One would hope it would help shed some weight over here, but don’t expect that as the better, healthier, less caloric dense food is generally even more expensive.

  160. 3b says:

    Lib: I agree with you, been saying the same thing for years about inflation, only to be told it’s different this time, (it never is) . I should have said the fuse had been lit and slowly burning and Covid the spark that blew it up.

  161. Phoenix says:

    America should just allow child sweatshops over here now. It will be the only way the lower classes will be able to afford rent and food in three years.

    Not like you really care about them anyway as you hunker down in the hallway fellating your rifle while you try to figure out where the key is to an unlocked door.

  162. Very Stable Genius says:

    “Reagan proved that deficits don’t matter,” Vice President Dick Cheney said when the Bush administration sought a second round of tax cuts in 2003. This fits with a rich tradition of conservative tax-cutters abandoning deficit hawkery when they want to hand money to favored groups.

  163. 3b says:

    As if Putin does not have enough, with the shocking withdrawal of Russian troops from large parts of Ukraine,( Russian troops running away), Armenia and Azerbaijan are fighting again.

  164. Phoenix says:

    This is what desperation looks like:

    Mom told family she drowned her 3 children at Coney Island beach.

    Freedom isn’t free.


  165. Phoenix says:

    N.J. weighs bringing back paper bags as unwanted reusable bags pile up
    ‘We know it’s a problem. We agree it’s a problem,’ said state Sen. Bob Smith, a co-sponsor of the bill to ban plastic bags.


  166. joyce says:

    The Fed is financing the deficit spending. And they three mandates:

    Since 1977, the Federal Reserve has operated under a mandate from Congress to “promote effectively the goals of maximum employment, stable prices, and moderate long term interest rates”

  167. Libturd says:

    I think I’m to about 100 bags now. I imagine there is more dogshit laying around then ever before too.

  168. Very Stable Genius says:

    It is time to raise the corporate tax rate

  169. Walking says:

    Phoenix – woman in San francisco whose rape DNA was used against her to arrest her for a prior theft is now suing the police dept. Apparently they ran her DNA in a criminal database

  170. No One says:

    They say misery loves company but yours is growing tiring. Kind of like a left-wing Clot but you don’t know as much as you think you do with your daily dark pseudo-profundities. At this point I’d rather read Pumpkin’s nonsense as at least he takes some initiative to make something of his life, instead of daily woe is me, boomer crushed me, Karen crushed me, greed crushed me. Now, blaming some crazy mom killing her kids as the cost of “freedom” is a new low for you. Why not blame DeBlasio’s wife for her bs waste of money ThriveNYC mental health boondoggle? Or LBJ’s “Great Society” programs. Or maybe it’s that sad shit happens all the time, get over it, and find a way to create some joy in your own life, so I don’t have to read some story in the Post about NJ healthcare worker secretly euthanizing dozens of “boomers” in local hospital.

  171. Fast Eddie says:

    It is time to raise the corporate tax rate

    I agree. We need to pay the six-digit salaries of the 87,000 armed IRS gestapo agents who need to crackdown on the pennies earned by housewives at craft fairs. Oh, and to pay for the 147 new coal-fired power plants in China so that they can make solar panels so that anti-American stooge liberals can save the planet.

  172. SmallGovConservative says:

    crushednjmillenial says:
    September 13, 2022 at 11:49 am
    “At least with respect to CPI, we didn’t see dangerous increases until the covid spending.”

    To be more precise, we didn’t see dangerous increases until the Dems took control and passed the second or third covid stimulus package AND Joe took the US out of the energy production game (ceding oil and gas pricing power to OPEC/Vlad).

    Phoenix says:
    September 13, 2022 at 1:09 pm
    “N.J. weighs bringing back paper bags…We agree it’s a problem,’ said state Sen. Bob Smith…Morons.”

    Not nearly as bad as the moron Dem voters that vote for useless Dem dopes like Bob Smith. On the bags issue, note that plastic bags are still available in Florida and roadsides and medians there are generally immaculate, unlike the garbage and rubble-strewn roadsides that literally assault the senses here in NJ.

  173. Libturd says:


    WRONG. And don’t forget about the LAG.


    It’s easy to pin things on the president. It happened all throughout the Trump presidency as well. Of course with the Trumpsters, only good things happened when Trump was in office. Like Covid.

  174. Libturd says:

    The 87,000 IRS agents are a disgusting necessity. It is estimated that the top 1% only pays between 60 and 70% of what they owe. But the cost to process these intentionally difficult returns was cost prohibitive. Now I don’t need to tell any Republicans how much that 30 to 40% in unpaid taxes amounts to, since they’ve been complaining since I was born that the rich pay for everyone else.

    Now we know the Republicans like to claim they cut taxes (when historically they were the biggest debt increasers). But it’s a little silly to be against collecting the taxes that are actually due. Especially when the amount it costs to add these numbers to the drastically shrunken IRS will more than pay for itself to the tune of an extra 124 billion. And many of the new hires are replacing the 50K employees expected to retire over the next decade. But the truth doesn’t fit the narrative. 87,000 armed enforcers sounds so much more realistic, especially coming to the doors of those who underpaid by a few thousand dollars. This seems as completely plausible. If you are dumb enough to support the grifter in chief and choose not to actually look at the contents of the bill. Or perhaps the vast majority of Trump supporters simply don’t know how to read. Looking at their comments on most web sites, most certainly can’t write.

  175. leftwing says:

    “I understand that the housing/shelter component of the CPI has a 6-9 month lag, so current weakness may not show for a while.”

    Seriously lagging indicator. I posted a study a few days or so ago about rents…decelerating.

    CPI was 8.3 v 8.0 expected, DJIA down 900. If it were 7.8 you’d be up 600. That’s a 0.5 swing, insignificant. But 1500 DJIA delta…

    What’s the point?

    The only thing that happened this morning is locking a 75bps raise in ten days (which was widely forecast anyway) and the terminal rate on Fed Funds moved from 4.00% to 4.25% in 2023… a whopping 25bps…./s

    Ignore all the chattering noise…everyone will be barking for their own purposes. It is a mathematical certainty that so long as the monthly CPI comes in at 0.3% increase or less by June 2023 the Fed funds rate will exceed the annual CPI…sooner now, with fed fund raises a bit higher.

    So, what to do?
    (a) bleat with the sheep
    (b) predict and invest for runaway inflation (!)
    (c) take the sale the market is offering today

    I’m only posting now at 2pm because I have been writing put spreads like crazy…last one is a good example of basic setup…wrote October expiry puts at 20% out of the money, bought the next strike $5.00 down, received a credit of 0.56.

    That’s a 12%+ actual return for 39 days, with a 20% buffer for further declines built in….

    What are you doing to get 10% on your money over the next month?

    Bitch, whine, or make money. Choice is yours.

    PSA, I fully expect more declines. But that is also why I built in the 20% downside buffer.

    Good luck all.

  176. Libturd says:

    I am patiently waiting to play the fools game of timing the market. I still have half of my remaining powder dry. I will wait for those further drops and will continue to deploy my powder then.

  177. SmallGovConservative says:

    Libturd says:
    September 13, 2022 at 2:04 pm
    “It’s easy to pin things on the president.”

    It’s easy to pin things on THIS president, because he actually has caused/contributed to much of the misery we’re experiencing today. And why try to deflect his responsibility for inflation by linking to a price index chart for urban/city consumers? Why not just link to the monthly CPI table, which clearly shows that things were relatively tame until March/April 2021 — just two/three months after Joe and the Dems took over. Inflation was 2.5% in Jan 17 when T took over and 1.4% in Jan 21 when Joe took over (with a high of 2.9% during the T presidency). By April 21 it was 4.2% (when Joe assured us it was transitory) and the rest is history.


  178. Libturd says:

    Really ugly market day.

  179. Libturd says:

    So the trigger was Covid. Joe caused Covid. Okay.

    It’s beautiful outside. Time to drain the Intex.

  180. leftwing says:

    Timing is a bitch…why I really don’t try and just build in some buffer.

    As you know I entirely agree on the foolishness of assigning credit/blame to a President for the economy during their discrete, finite terms.

    Your chart though should at least be log. Better one is the annual change, which shows just how horrendous the government’s egregious response to covid impacted everyone’s lives.


    NoOne, that is really dark lol. God bless the guy if he’s a cop and a boomer though…

    “…so I don’t have to read some story in the Post about NJ healthcare worker secretly euthanizing dozens of “boomers” in local hospital.”

  181. leftwing says:

    Eh, the Fed chart link defaults to one measure.

    On the page click on ‘Edit Graph’, go to the ‘Units’ dropdown at the bottom (not the top one), and select ‘Change from Year Ago’.

    whole different view….

  182. Libturd says:

    I honestly wasn’t trying to hand pick. I googled CPI and this is what came up. So much is noise and untrusty anyway.

  183. leftwing says:

    Understood, wasn’t implying that…sloppy data presentation on their part for the length of the series…

  184. Libturd says:

    Market getting REAL ugly.

  185. leftwing says:

    No Fed comments, blackout period…nature doesn’t like vacuums….

    Should make the 21st all the more interesting, and volatile….

  186. chicagofinance says:

    It also put 75 on the table for November. I think the issue is that it pounded home Jackson Hole (visual in full effect). The market still has resilience. There is a good deal of enthusiasm out there. It ends up one of two ways, this action is either strength, or fattening the pigs for slaughter…… until we get recalibration of earnings next month, just a bunch of flailing.

    Blind guess: big fish asset managers really fucked up YTD in 2022, and are betting the house…… they are fired based on current results, so why not just spin the roulette wheel?

    leftwing says:
    September 13, 2022 at 2:19 pm
    The only thing that happened this morning is locking a 75bps raise in ten days (which was widely forecast anyway) and the terminal rate on Fed Funds moved from 4.00% to 4.25% in 2023… a whopping 25bps…./s

  187. BRT says:

    Really ugly market day.

    Not for me =)

  188. Libturd says:

    Me too BRT! Me too.

    As the world satiates themselves on politics, super hero films and top 100 lists for pizza, burgers and subs. I’ve been focused like a hawk on signs of this economy cooling. I am not worried about inflationary pressures subsiding. They certainly will as housing crashes and everyone realizes they are not as house rich as they thought they were. What I am focused on is signs of the corporate world hurting. That is when you know there is a bottom coming in the somewhat near future. The FED knows it too. Which explains their pain warning (which also might have been their hint that this CPI was going to be as ugly as it truly was). The FFR is all the way back to where it was way, way, back in the middle of 2019. Big whoop. The headwinds are now a crashing housing market, a crashing stock market, the FED doubling the pace at which it is trying to clear debt off of it’s books, insignificant wage inflation and investors hungrier for risk than ever since most have never witnessed a bear market still attempting to drive up the market at every opportunity. Corporate earnings must suffer. I am still not seeing it. Raise those rates Mr. Powell and return this stock market to where it is fairly valued with average yearly 8% returns. What we’ve seen since 2009 is absurd.

  189. Bystander says:

    You get major layoffs from that situation Lib and this country falls apart quickly. The only thing keeping this situation together is a tighter labor market where people can get paid higher wage. Where is the mid-year raises like in the 80s with this inflation in year 2? No one I know is getting it in corp America. I just read that Patreon laid off entire security IT staff and outsourced it all.

  190. Juice Box says:

    The rapid growth of money supply from $15.4T to $21.7T in a few months is the cause of inflation… Supply disruptions precipitated but did not cause inflation.


  191. leftwing says:

    chi, yup. good that they have two months between next week and the next meeting, gives some time for the current rates to work through system as well as market to absorb, clear elections, etc.

  192. 3b says:

    Juice: Inflation in asset prices , was long before that.

  193. grim says:

    Wow market really shit the bed.

  194. Libturd says:

    I’m beginning to think it’s all a charade.

  195. 3b says:

    NBC News article , describing today’s market sell off to “ lingering” inflation fears.

  196. BRT says:

    Finished the day up 1.2% on the trading account today when the S&P loses 4.3%. CVNA and PACB (Cathie Wood’s favorite biotech sh1tco) did wonders for me.

  197. Hold my beer says:

    New ev truck marketing campaign? When the power is out the snip is still on?


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